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Article content Shoplifting incidents in Sault Ste. Marie have surged, with a 22 per cent increase in reported cases compared to last year. In response, local law enforcement is ramping up efforts to tackle the issue through preventative measures, collaboration with the Crown’s office, and enhanced data analysis. This rise comes despite an overall decline in crime across the city. Property crimes such as break-ins and vehicle thefts have dropped significantly — by 32 per cent and 25 per cent, respectively — according to statistics presented at Monday’s police board meeting. “We know something is going on because there are fewer thefts of autos and break-ins,” said Police Chief Hugh Stevenson. “The criminal sub-culture doesn’t have to go to that bother — they simply go into the store, steal the product, and walk out.” Much of the theft involves low-value, consumable items often linked to substance use. “It becomes a low-end commodity to support, basically, a fentanyl habit in this city,” said Stevenson. The economic and social consequences of shoplifting are felt widely, the police board heard. Store owners face increased security costs, which are ultimately passed on to consumers, contributing to higher costs of living. “I think sometimes when we see shoplifting, we think, ‘Well, that’s not an important issue.’ It is an important issue because it affects a lot more people than violent crimes,” said Stevenson, adding that many shoplifting offenders may become violent in the future. While major franchises such as Circle K are often targeted, small businesses also bear the brunt. An employee at Krazy Ernie’s noted, “People steal all the time. It’s sometimes so small that we don’t bother to call it in, but it’s frustrating.” The employee, who wished to remain anonymous, noted that shoplifting appears to be improving, now occurring about once a week compared to once every couple of days during the summer. In the downtown core, shoplifting has been a persistent concern. Ashton Carter, coordinator for the Sault Ste. Marie Downtown Association (DTA), emphasized the financial and safety impacts. “Shoplifting in our downtown core is a real concern that not only impacts local businesses financially but also affects the sense of safety for residents, employees, and visitors,” said Carter in a statement. The DTA has collaborated with law enforcement, community organizations, and merchants to address the issue through various initiatives. The Downtown Ambassador program, launched by the CMHA in 2022, provides on-the-ground support for vulnerable individuals and addresses safety concerns. In June, Norpro Inc. began a downtown security patrol program using “track tick tags,” a technology that monitors patrol movements to optimize their effectiveness and work better in tandem. To curb shoplifting, police have consulted with 11 businesses as of Monday, providing advice on preventative measures such as installing mirrors and raising counter heights to deter theft. Crime Stoppers has also intensified efforts, using “Wanted Wednesday” posts to spotlight repeat offenders. Repeat offenders, especially those committing multiple thefts in a single day, are now being held for bail with the support of the Crown’s office. Police believe stricter bail conditions can help connect offenders with treatment and support. “It will not stop until we apply bail release issues as they were over the last 20 years, where people are held until they get the help, get the treatment, and they can get on with their lives,” said Stevenson. The Local Journalism Initiative is made possible through funding from the federal government. Share this Story : Sault police have plan to curb shoplifting Copy Link Email X Reddit Pinterest LinkedIn TumblrRon Roberts Founder & CEO of Roberts Retirement Group, Interviewed on the Influential Entrepreneur Podcast Discussing Longevity Planning for Retirement
Lawsuit alleges San Diego police use of surveillance tech violates city ordinance
Top News Record Investments in SIPs Indian investors achieved a significant milestone in October, contributing a record ₹ 25,322.74 crore to Systematic Investment Plans (SIPs) . The total number of SIP accounts also crossed 10.12 crore, demonstrating sustained growth in systematic and disciplined investment methods. IPO Market Updates The IPO market continued to perform strongly with multiple noteworthy developments: Niva Bupa Health Insurance was listed at a premium of 5.5% over its issue price of ₹ 74 per share. Zinka Logistics Solution witnessed an oversubscription of 1.87 times, indicating solid demand from investors. NTPC Green Energy saw a subscription rate of 2.52 times , reflecting high interest in the green energy sector. These outcomes highlight a robust response to public offerings in diverse sectors, reflecting investor interest and confidence in the market. New Fund Offers from AMCs Several leading Asset Management Companies (AMCs) have introduced New Fund Offers (NFOs) to cater to varying investment goals and strategies. The recently launched funds include: Bajaj AMC: Bajaj Finserv Consumption Fund Tata AMC: Tata India Innovation Fund UTI AMC: UTI Nifty Alpha Low Volatility 30 Index Fund, UTI Nifty Midcap 150 Index Fund Edelweiss AMC: Edelweiss Crisil Ibx AAA Financial Services Fund Nippon India AMC: Nifty Auto Index Fund, Nifty Realty Index Fund Aditya Birla Sun Life AMC: BSE India Infrastructure Index Fund Bandhan AMC: Nifty 200 Quality 30 Index Fund ICICI Prudential AMC: Equity Minimum Variance Fund Shriram AMC: Multi Sector Rotation Fund Mirae Asset AMC: Long Duration Fund PGIM India AMC: Healthcare Fund Franklin India AMC: Long Duration Fund HDFC AMC: Nifty India Digital Index Fund Axis AMC: Momentum Fund These offerings span a range of themes such as consumption, innovation, sectoral indices, and long-duration investments, providing investors with diversified opportunities. The record SIP contributions, active IPO listings, and the launch of multiple NFOs collectively indicate a dynamic and vibrant financial ecosystem in India, offering a variety of avenues for investors to meet their financial objectives. Kuvera is a free direct mutual fund investing platform. Unless otherwise stated data sourced from BSE, NSE and kuvera.
Central Connecticut's defense makes 7 interceptions to earn NEC's bid to FCS playoffs6000 Plus Students Failed Year 8 ExamUnderstanding the science behind Hinton and Hopfield’s Nobel Prize in physicsSyrian President Assad's Dramatic Exile Amidst Rebel Takeover
In his first interview since the election, Trump told NBC's Kristen Welker about his priorities for day one, and beyond, of his next administration. Peter Kramer/NBC/Getty President-elect Donald Trump appeared on NBC’s Meet the Press on Sunday to deliver his first televised interview after winning the 2024 election . In a wide-ranging conversation with moderator Kristen Welker, filmed at Trump Tower on Friday, he outlined some of his priorities for social policy, immigration, his plans to use the presidential pardon, the economy, foreign policy, and reproductive rights for his next term. Much of it was as dystopian as his proposed administration appointees. Naturally, he also again refused to acknowledge having lost the 2020 election. Here are some of the highlights from the approximately 40 minute-long interview . A very busy Day One On his first day in office, Trump told Welker he plans to issue a flurry of executive orders, focused on the economy and the border. He noted that he was not planning to replace Fed Chair Jerome Powell. He also said he’ll issue pardons to imprisoned January 6 insurrectionists on his first day. “They’ve been in [jail] for years, and they’re in a filthy, disgusting place that shouldn’t even be allowed to be open,” he said. He declined to mention that the insurrection led to assaults of about 140 law enforcement officials and that more than 900 participants have been sentenced for criminal activity. And he “absolutely” will end birthright citizenship on day one—even though the 14th Amendment would pose a barrier. This could potentially affect millions of people who were born in the US, have worked, paid taxes, and started families. Trump appeared to suggest he would circumvent legal challenges by a constitutional amendment or executive action. Mass deportations When Welker asked how he would address his campaign promise of dealing with “everyone who is here illegally,” Trump reiterated his plans for mass deportation. This could affect, according to the Department of Homeland Security, about 11 million people. “You have no choice,” Trump told Welker. He proceeded to falsely allege that there were more than 13,000 murderers released into the country during President Biden’s term. Welker pointed out that this number refers to the period encompassing at least the last 40 years. (Trump, predictably, dismissed that fact: “That was a fiction, that they put that out.”) “We’re starting with the criminals, and we gotta do it, and then we’re starting with others, and we’ll see how it goes.” “We’re starting with the criminals, and we gotta do it,” Trump said, “and then we’re starting with others, and we’ll see how it goes.” As my colleague Isabela Dias has chronicled , the enactment of Trump’s mass deportation plan would lead to a dire shortage of low-wage workers, rising inflation, and higher costs for services, not to mention a human tragedy on a massive scale, among other outcomes. He noted that concerns about family separation could easily be dismissed, referring to previous comments made by his proposed “border czar” Tom Homan—the father of Trump’s first-term family separation policy. In a 60 Minutes interview, Homan said that entire families would be deported together to avoid separating parents from children. “I don’t want to be breaking up families,” Trump told Welker, “so the only way you don’t break up the family is you keep them together and you have to send them all back, even kids who are here legally.” Notably, Trump said he wants to work with Democrats to “work something out” to allow the approximately 3 million Dreamers—undocumented adults who arrived in the US as children—to be able to remain in the country of their birth. Medication abortion Trump said he does not intend to restrict access to medication abortion—which last year accounted for more than 60 percent of abortions nationwide, according to the Guttmacher Institute—but he did not entirely rule it out. Project 2025 , the extremist guidebook to a second Trump term, led by the ultra-conservative Heritage Foundation think tank, says the FDA should revoke approval of the drugs and that Trump’s Department of Justice should prosecute distributors of the pills under the 19th-century Comstock Act . More than 100 scientific studies have shown medication abortion is safe and effective—including when it’s prescribed virtually and mailed to patients . “I’ll probably stay with exactly what I’ve been saying for the last two years. And the answer is, no,” Trump said. “You commit to that?” Welker pressed. He did not. “Things do change,” he allowed, “but I don’t think it’s going to change at all.” Retribution Trump told Welker that all the elected representatives who served on the House Select January 6 committee should go to jail. But, he assured her that he would not direct his FBI Director or Attorney General to carry out that order. He also defended his controversial choice for FBI Director, Kash Patel , who has called Democrats like Biden and former Secretary of State Hillary Clinton members of the “Deep State.” (He has also pledged to go after prominent Republicans, including Trump’s former attorneys general Bill Barr and Jeff Sessions, among several others, as my colleague David Corn recently wrote .) “If they think that somebody was dishonest, crooked or corrupt politician, I think he probably has an obligation to” investigate them, Trump told Welker. Implausibly, he then proceeded to claim he never called for Biden to be prosecuted. He did . And that he’s “not looking to go back into the past.” “I’m looking to make our country successful,” he said. “Retribution will be through success.” A couple of minutes later, however, Trump seemed to walk back his promise that he wouldn’t prosecute Biden. “I’m not doing that unless I find something that I think is reasonable. But that’s not going to be my decision,” he said, adding it would be up to Patel and Pam Bondi , his pick for attorney general, if they are confirmed. Trump also said he would not instruct Bondi to prosecute Special Counsel Jack Smith , who led the investigation into Trump’s role in inciting the January 6 insurrection before dropping it after the presidential election. Shortly after Trump’s interview, former Rep. Adam Kinzinger, who served on the January 6 committee, appeared on CNN’s Inside Politics and said he had “absolutely no worries about” being prosecuted and jailed. The 2020 Election When Welker asked, Trump said he has no plans to concede the 2020 election. “No. No,” he said. “Why would I do that?” (Maybe because—as more than 60 lawsuits have found —he lost.) “Why didn’t [Democrats] steal this election, since they have more power now?” Welker pressed. “Because,” Trump replied, “I think it was too big to rig.” On Sunday, after the interview aired, just in time for the holidays, Trump released his newest offering on Truth Social: a new line of perfumes and colognes he calls “Fight, Fight, Fight.”With Tua Tagovailoa playing at the top of his game this past month, the Dolphins get a look at the Patriots' quarterback hope in the AFC East on Sunday.
Middle East latest: Israel agrees to a ceasefire with Hezbollah in LebanonGlobal reaction to the fall of Assad ranges from jubilation to alarmBritish-Canadian computer scientist Geoffrey Hinton and co-laureate John Hopfield are set to receive the Nobel Prize for physics on Tuesday in Stockholm. The pair landed the accolade because they used physics to develop artificial neural networks, which help computers learn without having to program them. These networks form the foundation of machine learning, a computer science that relies on data and algorithms to help artificial intelligence mimic the human brain. Hinton and Hopfield’s path to the Nobel began when Hopfield, who is now a professor emeritus at Princeton University, invented a network in 1982 that could store and reconstruct images in data. The Hopfield network uses associate memory, which humans use to remember what something looks like when it’s not in front of them or to conjure up a word they know but seldom use. The network can mirror this process because it stores patterns and has a method for recreating them. When the network is given an incomplete or slightly distorted pattern, the method then searches for the stored pattern that is most similar to recreate data. This means if a computer was shown, for example, a photo of dog where only part of the animal was visible, it could use the network to piece together the missing part of the image and recognize it was depicting a dog. Hinton, who was working at Carnegie Mellon University in Pittsburgh in 1985, used the Hopfield network as the foundation for a new network he called the Boltzmann machine. Its name came from the nineteenth-century physicist Ludwig Boltzmann. The Boltzmann machine learns from examples, rather than instructions, and when trained, can recognize familiar characteristics in information, even if it has not seen that data before. The Royal Swedish Academy of Sciences, which gives out the Nobel, likens this to how humans may be able to identify someone as a relative of one of their friends, even if they’ve never met this person before, because of they share similar traits. The Boltzmann machine works in a similar way, classifying images or creating new examples based on the patterns it was trained on. This kind of technology can help suggest films or television shows based on a user’s preferences and past viewing history The Hopfield network and Boltzmann machine are considered to have laid the groundwork for modern AI. Hinton, a professor emeritus at the University of Toronto, went on to win the A.M. Turing Award, known as the Nobel Prize of computing, with fellow Canadian Yoshua Bengio and American Yan LeCun in 2018. He is often called the godfather of AI. This report by The Canadian Press was first published Dec. 8, 2024. Tara Deschamps, The Canadian Press
Mid-inclination orbit provides more SAR-imaging opportunities at middle latitudes of the globe for ICEYE customers. HELSINKI, Finland , Dec. 21, 2024 /PRNewswire/ -- ICEYE, the global leader in SAR satellite operations for Earth Observation and persistent monitoring, announced today that it has launched two new satellites to its constellation of SAR satellites. Both satellites expand the availability of ICEYE's latest imaging technology to deliver additional 25 cm imaging capacity. The satellites were integrated via Exolaunch and launched as part of the Bandwagon-2 rideshare mission with SpaceX from Vandenberg Space Force Base in California, USA . Both satellites have established communication, and early routine operations are underway. With today's launch, ICEYE has successfully launched 40 satellites into orbit since 2018, with nine satellites launched in 2024 alone. The new SAR satellites were launched into mid-inclination orbits; compared to a polar orbit, these mid-inclination orbits provide more than twice the collection opportunities at middle latitudes of the globe. ICEYE customers have many areas of interest in these middle latitudes (+/- 45 degrees), and these customers will benefit from increased persistence over these regions. Customers with imaging interests outside these middle latitudes will continue to benefit from the frequent revisit enabled by ICEYE's dozens of satellites in polar orbits. ICEYE's unique mix of mid-inclination and polar orbits provides its customers with deep revisit capabilities for targets all around the globe. The new satellites will serve ICEYE's commercial missions as part of the world's largest SAR satellite constellation owned and operated by ICEYE. Rafal Modrzewski , CEO and Co-founder of ICEYE said: "This launch marks another significant milestone in ICEYE's ability to provide our customers with a rich diversity of collection opportunities. We bolster our industry-leading SAR constellation and expand our customers' collection opportunities in the areas most important to them." Today's launch is another step forward in ICEYE's steady drumbeat of innovative breakthroughs in Earth Observation. This year alone, ICEYE has, for example, introduced Dwell Precise, a new 25 cm imaging mode that offers its customers the highest-fidelity 25cm imaging capability, and adds advanced capability to ICEYE's line of Dwell products; launched an API that allows customers to directly task its SAR satellite constellation; and launched ICEYE Ocean Vision to provide actionable intelligence for maritime domain awareness. About ICEYE ICEYE delivers unparalleled persistent monitoring capabilities to detect and respond to changes in any location on Earth, faster and more accurately than ever before. Owning the world's largest synthetic aperture radar (SAR) satellite constellation, ICEYE provides objective, near real-time insights, ensuring that customers have unmatched access to actionable high-quality data, day or night, even in challenging environmental conditions. As a trusted partner to governments and commercial industries, ICEYE delivers intelligence in sectors such as insurance, natural catastrophe response and recovery, security, maritime monitoring, and finance, enabling decision-making that contributes to community resilience and sustainable development. ICEYE operates internationally with offices in Finland , Poland , Spain , the UK, Australia , Japan , UAE, Greece , and the US. We have more than 700 employees, inspired by the shared vision of improving life on Earth by becoming the global source of truth in Earth Observation. Media contact: press@iceye.com Visit www.iceye.com and follow ICEYE on LinkedIn and X for the latest updates and insights. View original content: https://www.prnewswire.co.uk/news-releases/iceye-expands-its-earth-observation-capabilities-with-launch-of-two-sar-satellites-for-mid-inclination-orbit-on-the-bandwagon-2-mission-with-spacex-302337878.htmlMemes flood X as Elon Musk seems to dominate Donald Trump; users mock the President-elect as his boss, lover, butler and puppetRavens' running game was crucial in a big win over the Chargers, especially on 4th downLos Angeles Lakers head coach JJ Redick expressed his disappointment with the team’s recent performance, particularly their lackluster defensive effort in the 134-93 loss to the Miami Heat . In that game, they managed to corral just 36 of 88 rebounds. Lakers Open Invitation Failed To Inspire In an attempt to spark more physicality, Redick granted his players permission to commit three off-ball fouls in the second half. However, the team failed to reach that threshold, highlighting their passivity on the defensive side. The LA Times Dan Woike tweeted this Reddick quote in response; “How about this for an indictment on the Lakers’ defensive toughness: Pregame, JJ Redick said he told his team they were allowed to commit three off-ball fouls in the second half against Miami. “We didn’t reach that quota,” he said. Challenged them again to be more physical” Redick’s post-game comments were equally critical, highlighting the team’s lackluster performance. Even franchise legend Magic Johnson acknowledged that it was one of the worst showings in franchise history. “I’m embarrassed for the Lakers. They were down 32 points to the Miami Heat 105-72 at the end of the third quarter,” Johnson wrote on X. The Lakers, who started the season with promise, have recently struggled, losing seven of their last 10 games. As a first-year head coach, Redick is determined to address these issues and ensure that the team maintains a high level of intensity and focus. As the team looks to turn things around, Redick will be hammering home the importance of physicality and defensive intensity. With LeBron James suffering a foot injury recently doesn’t bode well for the Lakers This article first appeared on LAFB Network and was syndicated with permission.
Mcap Of Six Of Top-10 Most Valued Firms Surges Rs 2.03 Lakh Crore, TCS Biggest WinnerEven when his Baltimore Ravens faced fourth down at their 16-yard line in the second quarter, John wasn't giving up the ball without a fight. The Ravens converted that fourth down and two others on their way to a 30-23 victory over the Los Angeles Chargers on Monday night, giving their coach a third victory in three matchups against his brother. It was the first time they'd faced off since Baltimore beat San Francisco — then coached by Jim Harbaugh — in the Super Bowl at the end of the 2012 season. “We grew up in the same room and have always lived our life side by side, but that’s not what the game is about,” John Harbaugh said. “The game really is about the players, and the players are always going to win the game or lose the game or whatever.” On this night, it was Baltimore's players who shined. Specifically Derrick Henry, who rushed for 140 yards. Lamar Jackson threw a couple of touchdown passes, and the defense was solid, allowing touchdowns on the first and last Los Angeles drives but not much in between. “I’m proud of our guys,” John Harbaugh said. “I’m proud of the way they came out and responded after the first 10 points — we were down 10-0, and our guys stepped up.” After converting fourth-and-1 at their 16 late in the second quarter, the Ravens scored on a 40-yard pass from Jackson to Rashod Bateman, taking the lead for good at 14-10. Baltimore's other two fourth-and-1 conversions came on a 14-play touchdown drive that spanned the end of the third quarter and start of the fourth. “We’re just confident that we’ll end up converting on those fourth downs, and we did a great job blocking,” said Henry, who converted the last two of the fourth downs. "All we had to do was make a play, and we did.” The Ravens got back to their identity a bit, rushing for 212 yards. And it wasn't just Henry and Jackson contributing. Justice Hill broke free for a 51-yard touchdown that made it 30-16 in the fourth. “Nobody wants to stand in front of (Derrick Henry) every single play, every single run,” Hill said. "You can do it one time, two times, three times, but when you have to do it 20 to 25 times, it starts to wear down. I’m glad we stuck with the run game this game, and it played out for us.” There were still too many penalties, with the Ravens flagged nine times for 102 yards. Baltimore played a pretty clean game until the fourth quarter, so several of those flags came after the Ravens had the game reasonably under control, but this is still an area of concern. With star linebacker Roquan Smith out because of a hamstring injury, Malik Harrison led the Ravens with a dozen tackles. “It’s a lot of people that doubted me coming into this game, so I’m happy I was able to ball out and show them that I can be in this league, and I can play at a high level,” Harrison said. There was a time when Isaiah Likely seemed as if he might be supplanting Mark Andrews as Baltimore's top tight end threat, but Likely went without a catch Monday. He did, however, recover the onside kick that effectively ended the game. Although Smith was out, DT Travis Jones (ankle) and C Tyler Linderbaum (back) were able to start. Jackson has now thrown 22 touchdown passes with no interceptions on Monday nights, with a passer rating of 124.3. The Ravens have one more game before their open date, and it's a showdown this weekend against a Philadelphia team that has won seven in a row. Saquon Barkley (1,392) of the Eagles and Henry (1,325) have both surpassed 1,300 yards rushing already. Nobody else in the NFL has more than 1,000. AP NFL: https://apnews.com/hub/nfl
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Carson Beck completed 20 of 31 passes for 297 yards and four touchdowns as No. 10 Georgia pummeled UMass 59-21 on Saturday in Athens, Ga. Nate Frazier ran for career highs of 136 yards and three touchdowns, while Arian Smith caught three passes for 110 yards and a score as the Bulldogs (9-2) won their second straight game and 30th straight at home, dating back to 2019. AJ Hairston completed 7 of 16 passes for 121 yards and a score for the Minutemen (2-9), who dropped their third straight. Jalen John ran for 107 yards and a score and Jakobie Keeney-James caught three passes for 101 yards and a touchdown. Peyton Woodring kicked a 53-yard field goal to extend Georgia's lead to 31-14 on the first drive of the third quarter. But UMass wasted little time responding, as Hairston hit Keeney-James for a 75-yard touchdown to get the deficit down to 10. Georgia then finished its sixth straight drive with a score, as Frazier's 9-yard run up the middle gave the Bulldogs a 38-21 lead at the 8:44 mark of the third quarter. After UMass punted, Georgia played add-on in its next possession, with Frazier scoring from 15 yards out with 1:39 left in the third to lead 45-21. Frazier stamped his career day with his third touchdown run, a 2-yarder with 6:33 left, before Georgia capped the scoring with Chris Cole's 28-yard fumble return with 3:28 remaining. UMass took the game's opening drive 75 yards down the field -- aided by Ahmad Haston's 38-yard run -- and scored on CJ Hester's 1-yard run with 9:15 left. Georgia answered on its ensuing drive, as Beck's 17-yard passing touchdown to Oscar Delp tied the game at the 5:05 mark of the first quarter. Following a short punt by UMass, Beck connected with Smith for 49 yards, and a roughing-the-passer penalty put the ball at Minutemen's 14-yard line. Facing a fourth-and-4 from the 8-yard line, Beck found Cash Jones for a touchdown to take a 14-7 lead with 10:30 left in the second quarter. On UMass' next play from scrimmage, Raylen Wilson recovered John's fumble on the Minutemen's 28-yard line. Three plays later, Beck connected with Dominic Lovett for a 15-yard touchdown with 8:56 remaining. UMass then scored after a 14-play, 75-yard drive, finished off with John's 3-yard rushing score with 1:55 left in the first half. Georgia answered quickly, as Beck's 20-yard pass to Cole Speer set up a 34-yard touchdown pass to Smith with 43 seconds remaining, giving the Bulldogs a 28-14 halftime lead. --Field Level Media
Ron Roberts Founder & CEO of Roberts Retirement Group, Interviewed on the Influential Entrepreneur Podcast Discussing Longevity Planning for Retirement 11-22-2024 09:56 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: Authority Press Wire Image: https://authoritypresswire.com/wp-content/uploads/2024/11/Ron_old_picture_for_20181__1_-removebg-preview.png Ron Roberts discusses highlights of longevity planning for retirement Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/interview-with-ron-roberts-founder-and-ceo-of-roberts-retirement-group-discussing-longevity-planning-for-retirement/ Ron Roberts, founder and CEO of Roberts Retirement Group, about the essential topic of longevity planning in retirement. With over 35 years of experience in financial services, Ron shares his journey into the industry, sparked by a friend's success in financial planning. The conversation delves into the importance of adapting retirement strategies to account for increasing life expectancies, emphasizing how better health and lifestyle choices contribute to longer lives. Longevity planning has emerged as a crucial aspect of retirement strategy, particularly in response to two significant trends: the decline of traditional pensions and the increasing life expectancy of individuals. As people live longer, the need for guaranteed lifetime income strategies has never been more essential. Historically, a substantial portion of the U.S. workforce relied on employer-provided pensions. When Ron Roberts began his career in financial services in 1990, approximately 76% of workers had access to these guaranteed income sources. Pensions offered retirees a reliable paycheck for life, regardless of how long they lived. However, this landscape has changed dramatically over the years. Many companies have phased out traditional pension plans in favor of 401(k) plans, which do not guarantee lifetime income. Instead, 401(k) plans place the responsibility on individuals to manage their retirement savings, often leading to uncertainty about whether their funds will last throughout their retirement years. This shift has left many retirees concerned about the possibility of outliving their savings. Advancements in healthcare and improvements in lifestyle continue to enhance the quality of life, resulting in longer lifespans. This increase in life expectancy raises important questions about retirement planning. Individuals must now consider not only how to accumulate wealth for retirement but also how to ensure that their savings will sustain them for potentially two to three decades after they stop working. With the reality that many retirees may spend 20 to 30 years in retirement, the risk of running out of money becomes a pressing concern. This is where longevity planning comes into play, focusing on creating strategies that provide guaranteed income for life, regardless of how long an individual may live. To address the challenges posed by the decline of pensions and increased longevity, financial advisors like Ron Roberts emphasize the importance of guaranteed lifetime income strategies. These strategies often involve utilizing products from legal reserve companies, primarily insurance companies that specialize in protecting pensions. By transferring funds from traditional investment accounts into legal reserve accounts, retirees can secure their principal and ensure that their growth is protected. One effective approach is to use indexed products tied to various market indexes, such as the S&P 500 or the Dow Jones Industrial Average. These indexed products can provide growth potential while also offering protection against market downturns. The key is that they allow retirees to benefit from market gains without the risk of losing their principal, thus ensuring a more stable income stream throughout retirement. Ron shared: "T he objective is growth every year, without worrying about the stock market." Video: https://www.youtube.com/embed/5_3FxzEWeIA?rel=0&modestbranding=0&rel=0&showinfo=1&controls=1&autohide=2&showinfo=0?ecver=2 Video Link: https://www.youtube.com/embed/5_3FxzEWeIA About Ron Roberts Ron was born in Burbank California and grew up in the Mojave Desert. Being the first of six children born to deaf parents, he learned responsibility at an early age. His commitment to family and faith is unwavering. It's the essence of who he is and the foundation of his business success. Living for a higher purpose and caring for others has always been Ron's focus. After high school, he joined the United States Coast Guard where he learned about hard work, discipline, and duty. He enjoyed serving his country and helping to keep people safe. He grew in experience through training, education, and travel. He developed a love for the sea and enjoys boating and sailing with friends and family. After completing his time with the Coast Guard, Ron served on a mission for the deaf in Chicago for his church. While there, he formed the first deaf scout troop in Chicago for the Boy Scouts of America. Returning from Chicago, Ron attended college in Stockton, California where he met his wife, Julie. They were married in the spring of 1984. In 1991, Ron and Julie moved to Amador County where they enjoyed raising their four daughters in a close knit community. Ron's hobbies include reading, boating, sports, and traveling with his family. Ron also volunteered at a private school where he taught history and American Sign Language. Family, faith, and community are the most important things that define Ron. Ron's chosen vocation as a Retirement Planning Professional allows him to use his experience, his gifts, and his love for family to help people in a very special way. Ron has been in the retirement planning industry since 1990. Founded in 2002, Roberts Retirement has grown over the years to serve families in northern California and around the country. Ron has served as President of the California Estate Planning Counsel and continues to mentor other retirement planning professionals all across the United States. He is constantly educating himself on the most up-to-date investment strategies and changes in the financial industry. Ron is recognized as a leader in the industry, is a sought-after speaker, and has been featured in Senior Market Advisor Magazine Learn more: https://www.robertsretirement.com/ Media Contact Company Name: Marketing Huddle, LLC Contact Person: Mike Saunders, MBA Email: Send Email [ http://www.universalpressrelease.com/?pr=ron-roberts-founder-ceo-of-roberts-retirement-group-interviewed-on-the-influential-entrepreneur-podcast-discussing-longevity-planning-for-retirement ] Phone: 7202323112 Country: United States Website: https://www.AuthorityPositioningCoach.com This release was published on openPR.The empires strike back at the kings of involutionIndia News | Army Has Increased Operational Footprint in Jammu Region: Lt Gen Navin Sachdeva
Sales growth of drugs slowed down in fiscal year 2023-24 ending last June, which could be an effect of high inflationary pressure prevailing in the country over the last two years. Meanwhile, prices of drug products of several companies have increased. The Bangladesh pharmaceutical market recorded a moderate sales growth of 7.2 percent in the fiscal year. It was an exceptional 15.3 percent in the preceding fiscal year. Last fiscal year's growth rate is lower than the average of 9 percent recorded by the industry in the past four years. The market sales amounted to Tk 32,870 crore in the year ending on June 30 this year, according to IQVIA, a leading global provider of advanced analytics, technology solutions, and clinical research services to the life sciences industry. It was Tk 30,660 crore in the preceding fiscal year. Sales growth of drugs dropped mainly due to a reduction in the purchasing capacity of people amid high inflation for more than two years, said Jubayer Alam, company secretary at Renata PLC. Inflation rose to 11.38 percent in November, the highest in four months, owing to the soaring prices of food, especially the staple rice and vegetables, according to the state-run Bangladesh Bureau of Statistics. It has remained over 9 percent since March 2023. Due to ongoing inflationary pressure, real income reductions have pushed at least 78 lakh people into poverty, according to a study of the Research and Policy Integration for Development (RAPID). This includes 38 lakh people who have become extremely poor. Besides, around 1 crore more are at risk of slipping below the poverty line due to continued inflationary pressures, the private research firm said. If people, especially lower middle income and financially insolvent people, do not feel an extreme need for medicine, they avoid going to pharmacies, said Alam. They prioritise other basic needs, such as food, over medication, he said. Among the different drug groups, antibiotics witnessed a 10.16 percent growth. It was 11.20 percent in the previous fiscal year. Rising awareness of self-care has driven the growth of certain medicines that currently require prescriptions but have the potential to become over-the-counter drugs. These include antihistamines and expectorants, which saw sales growths of 16.23 percent and 12.92 percent respectively. A few therapeutic class drugs like proton-pump inhibitors (PPIs), calcium and vitamins saw minimum growths of 5.72 percent, 6.63 percent and 4.89 percent respectively. PPIs represent a class of drugs most prominently known for their use in acid-related disorders. The pharmaceutical sector usually grows at a handsome rate every year, but the growth might not be high, especially when the country's GDP growth rate is projected to fall, said MA Razzaque, chairman of the RAPID. On the other hand, there is persistent inflationary pressure, for which people's purchasing power has dropped, he said. So, there is a possibility that people reduced their consumption of drugs. It is true that prices of drugs rose, so people are facing difficulties to afford medicine, he added. A top official of a listed drug company said every company could not adjust prices in spite of a rise in raw material costs due to the depreciation of the local taka against the US dollar. Apart from raw material costs, energy costs also experienced a notable increase, driven by a 10 percent increase in electricity prices and a 2.3 percent average increase in diesel prices in FY24. Company-wise, Square Pharmaceuticals saw a sales growth of 15 percent to reach Tk 7,010 crore while Beximco Pharmaceuticals 13 percent to Tk 4,439 crore and Renata PLC 14.4 percent to Tk 3,771 crore, according to their financial reports. Although the growth in consolidated sales, meaning sales including those of subsidiaries, was high, standalone sales growth of the companies were comparatively low. Regarding the industry's lower growth rate, Beximco Pharmaceuticals, in its annual report, said it reflects the broader economic challenges of the year, including persistent inflationary pressures, macroeconomic instability, and reduced GDP growth. These factors have posed significant challenges for the pharmaceutical industry, and prolonged inflation coupled with subdued economic conditions may continue to constrain market expansion in the coming year, it added. Bangladesh is largely self-sufficient in pharmaceuticals, producing 98 percent of the medicines needed for the domestic market. The industry is home to around 300 companies and has grown to become one of the country's top export sectors, supplying generic medicines to over 150 countries. Sales growth of drugs slowed down in fiscal year 2023-24 ending last June, which could be an effect of high inflationary pressure prevailing in the country over the last two years. Meanwhile, prices of drug products of several companies have increased. The Bangladesh pharmaceutical market recorded a moderate sales growth of 7.2 percent in the fiscal year. It was an exceptional 15.3 percent in the preceding fiscal year. Last fiscal year's growth rate is lower than the average of 9 percent recorded by the industry in the past four years. The market sales amounted to Tk 32,870 crore in the year ending on June 30 this year, according to IQVIA, a leading global provider of advanced analytics, technology solutions, and clinical research services to the life sciences industry. It was Tk 30,660 crore in the preceding fiscal year. Sales growth of drugs dropped mainly due to a reduction in the purchasing capacity of people amid high inflation for more than two years, said Jubayer Alam, company secretary at Renata PLC. Inflation rose to 11.38 percent in November, the highest in four months, owing to the soaring prices of food, especially the staple rice and vegetables, according to the state-run Bangladesh Bureau of Statistics. It has remained over 9 percent since March 2023. Due to ongoing inflationary pressure, real income reductions have pushed at least 78 lakh people into poverty, according to a study of the Research and Policy Integration for Development (RAPID). This includes 38 lakh people who have become extremely poor. Besides, around 1 crore more are at risk of slipping below the poverty line due to continued inflationary pressures, the private research firm said. If people, especially lower middle income and financially insolvent people, do not feel an extreme need for medicine, they avoid going to pharmacies, said Alam. They prioritise other basic needs, such as food, over medication, he said. Among the different drug groups, antibiotics witnessed a 10.16 percent growth. It was 11.20 percent in the previous fiscal year. Rising awareness of self-care has driven the growth of certain medicines that currently require prescriptions but have the potential to become over-the-counter drugs. These include antihistamines and expectorants, which saw sales growths of 16.23 percent and 12.92 percent respectively. A few therapeutic class drugs like proton-pump inhibitors (PPIs), calcium and vitamins saw minimum growths of 5.72 percent, 6.63 percent and 4.89 percent respectively. PPIs represent a class of drugs most prominently known for their use in acid-related disorders. The pharmaceutical sector usually grows at a handsome rate every year, but the growth might not be high, especially when the country's GDP growth rate is projected to fall, said MA Razzaque, chairman of the RAPID. On the other hand, there is persistent inflationary pressure, for which people's purchasing power has dropped, he said. So, there is a possibility that people reduced their consumption of drugs. It is true that prices of drugs rose, so people are facing difficulties to afford medicine, he added. A top official of a listed drug company said every company could not adjust prices in spite of a rise in raw material costs due to the depreciation of the local taka against the US dollar. Apart from raw material costs, energy costs also experienced a notable increase, driven by a 10 percent increase in electricity prices and a 2.3 percent average increase in diesel prices in FY24. Company-wise, Square Pharmaceuticals saw a sales growth of 15 percent to reach Tk 7,010 crore while Beximco Pharmaceuticals 13 percent to Tk 4,439 crore and Renata PLC 14.4 percent to Tk 3,771 crore, according to their financial reports. Although the growth in consolidated sales, meaning sales including those of subsidiaries, was high, standalone sales growth of the companies were comparatively low. Regarding the industry's lower growth rate, Beximco Pharmaceuticals, in its annual report, said it reflects the broader economic challenges of the year, including persistent inflationary pressures, macroeconomic instability, and reduced GDP growth. These factors have posed significant challenges for the pharmaceutical industry, and prolonged inflation coupled with subdued economic conditions may continue to constrain market expansion in the coming year, it added. Bangladesh is largely self-sufficient in pharmaceuticals, producing 98 percent of the medicines needed for the domestic market. The industry is home to around 300 companies and has grown to become one of the country's top export sectors, supplying generic medicines to over 150 countries.
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