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Working in the garden brings a harmony to life that's hard to match. Many of us spend the day banging away on a keyboard or calling clients and coworkers on the phone. Still others will head into the office to build things through a variety of technical or physically demanding processes. No matter what sort of work you do, it's likely dominated by time indoors. Moreover, the stressors of the modern workplace and everyday life extend to nearly every household and individual. Plenty of factors have contributed to the rise in home gardening, and stress over the uncontrollable appears to be one of the main drivers of this phenomenon. Throughout the pandemic, gardening retail sales surged to tremendous heights, and plenty of Americans are still growing some of their own food, tending to herb planters, and experimenting with flowers, shrubs, and other landscaping installations to beautify their space and simply take a load off at the end of a long week on the job. Gardening builds in a natural anxiety defense to your lifestyle, adds new tactile skills, and potentially puts new home-grown food on your dinner plate. What's more, home gardeners today can take advantage of all kinds of tech-infused tools to improve their workflow in the garden. This endeavor isn't just a matter of digging holes and watching plants slowly blossom. Modern gardening is complete with many smart products to make your experience even better, here are some valuable options you might want to try. A great place to begin when considering smart tools for gardening is an app. The iScape Garden Planning App is a free tool you can download right to your phone, giving gardeners the ability to visualize their garden space in 2D and 3D and make virtual changes to the design. It's a great planning tool for anyone who is just getting into gardening and looking for some inspiration and possibly guidance. Toying around with virtual planning tools can help you develop a quality plan for the way you'll layout your landscaping before you lift a finger to make real, physical changes in the yard. Crucially, this helps DIYers plan out their augmentations before buying materials and getting started on a revamp. The app comes in a free version that allows you to get started right away. For professional landscapers and hardcore DIYers looking for expansive customization tools, a Pro version is also available for $30 per month. This grants access to a wider range of database tools and app features. Whether you're focused on growing an immaculate lawn or curating a seasonal bouquet of floral colors, all gardeners eventually learn the importance of not just watering, but watering "correctly," as they navigate the ins and outs of their personal forest of foliage. Many a home gardener has tried in vain to grow basic staples like peppers or tomatoes, only to underwater one pot and overwater the next, killing their charges in a growing variety of unique approaches. The Rachio 3 Smart Sprinkler Controller takes over the task of determining when and how much to water your garden and lawn. Many sprinkler systems in America feature zoned organization and basic timers, perhaps even using an analog clock mechanism to initiate and end the session. This controller pairs up with an app on your phone, allowing you to control the watering procedures around the yard from anywhere you might find yourself. Similarly, the controller can handle up to 16 zones and offers immensely customizable programing options. As a smart system, the controller also adjusts based on seasonality (and is therefore a great addition ahead of the spring growing season ), and will automatically adjust for rain, freezing conditions, wind, and more. The controller can also alert to zones that may require additional watering and attend to the whole yard's needs. Remaining on the theme of watering, overwatering is a real dilemma that gardeners frequently face. Common guidance suggests keeping the soil in just about any new seedling's pot somewhat moist, but this isn't always the best approach, and the actual volume of wetness is often hard to gauge. Too much watering and you subject the roots to rot, fungal growth, or an environment that's just not firm enough to develop in. Some plants like it quite wet while others want a drip of moisture here and there and grow better in decently arid conditions. Either way, you're bound to find gardeners who speak about moisture content and specific metrics when planting their favorite vegetables and flowers online and in gardening shops everywhere. What you do with that information differs depending on the gear you have in your own garden. With a Rainmoint Soil Moisture Meter (with Wi-Fi connectivity), dialing in the perfect moisture content for your growing medium is a matter of precision, not guesswork. The tool offers accurate and real-time moisture readings in soil of all varieties (dense clay-rich dirt, loamy sandy soils, and everything in between). Sticking the curved meter device into your soil, you'll get a variety of reading sent straight to your phone via the connected app. Moisture content tells you key information about the growing environment, and the meter also offers temperature readings and a sunlight calculation to help you make other decisions about when and where to plant new entries to the garden. Gardening is wonderful for the mind and body, but your body might not always be quick to thank you for the sometimes awkward and uncomfortable positions you put it in. Kneeling to plant seeds or bending over to transplant a formerly-potted bush can twist your body into all sorts of knots. Anyone with bad knees (as many as 1 million Americans have total knee replacement surgeries every year) knows that getting down to ground level isn't always a simple task. Some homeowners have compensated for this physical limitation by installing raised garden beds, but even this step doesn't completely solve the issue at hand. There just isn't a way to entirely eliminate the need to get down to the plant's height sometimes. The Try & Do Garden Kneeler goes about tackling this sore spot from another angle. Rather than seeking to raise much of the work of gardening up higher, the tool helps you to make getting low easier. The kneeler features a smart button-press design to fold open and closed. The extra soft EVA pad can be positioned down at ground level to protect your knees or in a flipped position, up higher to function as a seat. The tool also features a side pouch to organize things like garden shears or a trowel, making the whole process more enjoyable. The Rolls-Royce of automatic lawnmowing robots, for sure, the Husqvarna Automower 435X AWD isn't cheap. It might even find itself on par with some of the most powerful electric lawnmowers around, functionalilty wise. But it pulls out all the stops to ensure that your lawn is consistently beautiful and pristinely cared for. The mower is a premium tool that packs in the features to deliver a perfect cut and then some. Is it for everyone, however? Absolutely not, considering a price tag significantly north of $1,500 on a good day (some purchasing channels list it at $3,000 at the low end). The mower can be programed with the tool's integrated zone control to adjust for temporary obstructions or areas that you want to build up a bit more. It's also quite a speedy little devil, offering a runtime of 145 minutes on a single charge and coverage of up to 0.9 acres. The mower also features remote object detection to avoid collisions and potential damage (to both the mower and the object in question). It's loaded with a pivoting head and all-wheel drive to tackle slopes and anything else your garden or yard might throw at it. There's not a lot this beast can't handle, but then again for at least $1,800, not including the boundary wire setup, you shouldn't expect a performance much different to that standard of excellence. For those hoping to automate a portion of their lawn mowing tasks without taking out a second mortgage, there are thankfully plenty of other options on the market. The Gardena Sileno City Robotic Mower is perhaps one of the best choices around, blending a low price tag with quality features for a good overall value. It's also a close cousin, so to speak of one of the best robot lawnmowers available last year (2023) . The mower robot is priced at $385 on Amazon. The Sileno City features a 2,700 square foot cutting capability as well as an expanded 5,400 square foot range (offered by Gardena directly for $600). The robotic mower is hemmed in by boundary guide wire, much like others in its class, and the tool features collision detection sensors to keep people, pets, and objects in the yard safe while the tool gets to work. It's managed through a Bluetooth connection and app control, and features a quiet running motor (rated at 57 dBA) that's on par with the sound of a running dishwasher or typical conversation volume. The mower is even able to run in the rain and can handle a 35% grade for all kinds of tricky landscapes and features. No garden setup can be called complete without ambient mood lighting. You need to be able to see around the area in the evenings if you have any interest in spending time relaxing in the area after dark. Moreover, front yard areas benefit tremendously from lighting solutions because they not only beautify and add functionality to your home (you're bound to need to park on the driveway or walk up to the front door after dark at some point), but they also act as a preventative measure against some burglaries and other unwanted attention. Ring's Smart Solar Pathlights are great for illuminating the outer dimensions of a pathway or patio, clearly demarcating the boundary between your grass, flower beds and other growth and the paths around the exterior of your home. They're a relatively new smart home introduction from Ring , offering up to 80 lumens of white light and function via motion detection and through your Ring app. The lights can be synced with other smart tools in your home like Alexa devices and your Ring doorbell for a personalized experience every time you come home in the evenings or as a means to curate the mood for outdoor gatherings. Lighting can elevate the allure of your gardening toils, and solar-powered smart lights that fit into the overall technologically advanced makeup of your home take this another step farther. Weeding is one of the most frustrating jobs in gardening. It's a never ending battle and weeds often deploy sneaky little tricks to help maintain their grip on your flower beds and lawn. They may rely on brittle root structures that rupture at the slightest inkling of upward pressure, ensuring that a portion of the root system remains embedded and allowing them to live another day. Others go for a more aggressive approach and sting gardeners when they attempt to pull them. Spiny structures on leaves and stems deliver micro-stings to your hands and arms as you make contact with the plant, leaving you in pain and more than likely having to pull the weed all over again a week later. Rather than meticulously digging out weeds and walking away battered and traumatized, you can burn them out. The Flame King Propane Weed Burner Torch does exactly what it suggests. Rather than pulling weeds, you simply torch them. The tool features a 6-foot hose to connect to your propane tank, and a Piezo self-igniting function paired with an ergonomic handle for easy control. Admittedly, you might not always want to ignite weeds embedded deep in the fabric of your lawn, but it's a great alternative for the most menacing weeds — the ones with hollow stems, disastrously brittle root systems, and stings that leave you blotchy and torn up — and works great on weeds poking through your driveway, pavers or other hard surfaces. Plants are finicky. They thrive in whatever set of nuanced ideal conditions they're native to, and can passably grow in many others. Gardeners living in northern regions might consider installing a greenhouse to help maintain tropical fruits' growth schedules or simply extend their growing window into the autumn and winter months. However, those in warmer climes also need to consider the specifics of their environment. Lots of specific factors play a role in any planting's success or failure, and the weather dictates much of this. For example, is it too rainy at a particular time of the year to successfully seed a new batch of potatoes, fruit trees, or peppers? While you can't control the weather, you can predict it and evaluate the unique microclimate the exists overtop your specific patch of the Earth. The Netatmo Smart Weather Station combines published weather data for your area and localized readings from its sensors to give gardeners a precise understanding of the environment they're hoping to yield crops within. It joins Netatmo's other rain gauge tools among a list of quality environmental evaluation tools built on a smart platform for the data-minded grower. With the newest station from Netatmo, you might even consider pairing an old iPhone with the sensors to create a dedicated weather monitoring terminal for your greenhouse or outdoor garden! This one might not be all that under-represented among smart gardening tools, but its value in the kitchen can't be overstated. The Click & Grow Smart Gardening System is an herb garden setup that allows you to plant three herbs in the included pod locations. It comes with three basil pods, but other herbs and vegetables can also make their way into your growing medium. It's similar to a hydroponic growing tool, but features an automated watering system rather than a true hydroponic bath. The Click & Grow also introduces an automated grow light to provide your plants with the perfect amount of lighting before calculating when to shut off and simulate nighttime conditions for the plants. It's next to impossible to kill your plants, as well, making this an ideal first step into the world of gardening for a loved one who is interested in the pastime but just can't seem to get anything to take in their growing space. The pods are pre-seeded and simply need to be added to the growing compartments to begin their transformation from humble seed containers to blossoming fruits, vegetables, and herbs. The Tertill Garden Weeding Robot meanders around your garden in a similar fashion to an automated lawn mower, but it focuses on removing weeds from the landscape instead. The weed control robot features scrubbing wheels and a string trimmer to explore your garden beds and slice and dice unwanted intruders. It traverses flat garden beds and can control the weed population in a garden area up to 200 square feet. The tool comes from the inventor of the Roomba vacuum, so its fundamentals are based on an already proven formula for scouring an area for unwanted items. The robot's wheels are a preventative measure that helps weeds from becoming established in the first place. This first line of defense churns through the top layer of soil in your garden beds, agitating the growing medium and preventing weed seeds from taking root. Any that do establish themselves are then chopped apart by the robot's string trimmer. The robot runs on solar power and frequently stops to gather energy before setting off on its mission again and again throughout a day of weed removal. It's a unique and potent option for helping you maintain garden beds and other growing areas without bending down to ground level yourself.Trump says he can't guarantee tariffs won't raise prices, won't rule out revenge prosecutions
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EDMONTON - Alberta Premier Danielle Smith says the government is working to get taxpayer value for the money it paid for medication that has yet to be approved and delivered. Smith announced the plan two years ago amid a national shortage of children’s pain medication. The province spent $70 million upfront to import five million bottles from Turkey-based Atabay Pharmaceuticals. But Alberta Health Services said Friday that Health Canada only approved 1.5 million bottles or $21 million worth of product. That left a credit of $49 million. Smith said this week the holdup is with Health Canada, which would have to approve a new suite of imports for the province to get its money’s worth. “We’re waiting for Health Canada to work with AHS to identify the products, get the formulations, approve it, so that we’re able to execute on it. Those things take time,” Smith said in a year-end interview. The premier said the province had to pay the $70 million upfront. “They delivered a portion, and then the supply chains were restored, and we didn’t need to fulfil it with the two products we’d initially ordered. So we have a credit on file with Atabay,” said Smith. The government and AHS declined to say what specific products they’re seeking or when they might arrive. “We want it to be delivered soon,” said Smith. Health Canada was unable to provide an immediate response. AHS said the $70-million prepayment went to Edmonton-based medical supplier MHCare. AHS did not address questions about how common it is to pay the entire contracting fee upfront with no apparent backstops to ensure fulfilment. The costs of shipping, waste disposal and other administration tied to the deal were initially estimated to be an extra $10 million, but are yet to be finalized. NDP Leader Naheed Nenshi said Smith’s United Conservative government signed a deal that didn’t follow normal procurement practices, and it backfired. “The federal government had already signed a deal to get real Tylenol onto the shelves that arrived before the Turkish Tylenol,” he told The Canadian Press. “Albertans should be really angry, because we basically have given$80 million of taxpayers money that could have built schools.” Smith’s government has stood by the decision to import the medication because, in late 2022, parents were desperate to find relief for their children at the height of the respiratory virus season. The purchase has long been mired in difficulties. It was immediately beset by delays, as the province sought regulatory approvals and sorted out packaging and warning labels. Pharmacists had to keep some of the medicine behind the counter to make sure customers who bought it were aware of the comparatively lower dosage. Hospital neonatal units eventually stopped using it due to safety concerns. The purchase also sparked questions about whether the province’s relaxed ethics rules meant elected officials could be bought for the right price. Multiple UCP cabinet ministers have said they accepted free tickets to Edmonton Oilers hockey games during the Stanley Cup playoffs. They said they followed conflict-of-interest rules and denied any claims of disreputable behaviour. Health Minister Adriana LaGrange has said AHS has identified what imported adult medications it could use, is in negotiations with Atabay and is working to get approval from Health Canada. “Once those processes have been gone through, I will be happy to share exactly what those medications are,” she said Thursday. “My goal has always been to get products that we can use, get maximum value out of what’s remaining on the books there, and that’s what’s happening.” This report by The Canadian Press was first published Dec. 6, 2024.Libra - (23rd September to 22nd October) Daily Horoscope Prediction says, Consider smart options to settle scores Keep the love life packed with fun today. Never compromise on quality when it comes to professional asks. Go for safe monetary decisions. Health is also good. Take up professional challenges to ensure you obtain the best results. Continue the commitment to the relationship. Have a proper financial plan while your health is good today. Libra Love Horoscope Today Be cool while spending time with the lover and also ensure you don’t pick up major arguments. Some natives may go back to the ex-lover but married females should avoid this as their marital life will be in danger. The second half of the day is also good for making crucial romance-based decisions. Some natives will have a romantic dinner where they will also introduce the partner to the parents. Married females may develop minor issues within the family and today, discuss them with the spouse. Libra Career Horoscope Today The day at work will be engaging as new tasks will demand more time and attention. You may give up egos and ensure there is a positive vibe within the working team. Maintain the relationship with seniors and the human resources team intact. Those who are into healthcare will stay overtime at the workplace. Some female managers will have a tough time handling male team members but with smart tactics, you will accomplish it. For students, academic life will be successful. Those appearing for competitive exams need to be highly vigilant. Libra Money Horoscope Today Prosperity will be there and you may consider renovating the house. The second part of the day is good to buy a new vehicle or a new property. Some females will plan a vacation abroad and it is good to have a proper financial plan. Today is also perfect to consider investments in stock, trade, and speculative business. You may also help a friend or relative who is under financial stress. Businessmen will succeed in raising funds for trade expansion to new territories. Libra Health Horoscope Today Stay healthy today by maintaining a balance between physical and mental health. Avoid food rich in fat and oil and instead have more fruits and vegetables. Do not take the office stress to your home. Some seniors may develop sleep-related problems and consult a doctor for a better opinion. You may also recover from chest-related infections. Libra Sign Attributes Strength: Idealist, Socially presentable, Aesthetic, Charming, Artsy, Generous Weakness: Uncertain, Lazy, Non-interventionist Symbol: Scales Element: Air Body Part: Kidneys & Bladder Sign Ruler: Venus Lucky Day: Friday Lucky Color: Brown Lucky Number: 3 Lucky Stone: Diamond Libra Sign Compatibility Chart Natural affinity: Gemini, Leo, Sagittarius, Aquarius Good compatibility: Aries, Libra Fair compatibility: Taurus, Virgo, Scorpio, Pisces Less compatibility: Cancer, Capricorn By: Dr. J. N. Pandey Vedic Astrology & Vastu Expert Website: www.astrologerjnpandey.com E-mail: djnpandey@gmail.com Phone: 91-9811107060 (WhatsApp Only)ASPI INVESTOR ALERT: Bronstein, Gewirtz & Grossman LLC Announces that ASP Isotopes Inc. Investors with Substantial Losses Have Opportunity to Lead Class Action Lawsuit
An Indian American family who was verbally attacked with a racist rant on a United Airlines shuttle bus is planning to press charges against the woman who called them “not American.” Pervez Taufiq, 50, was traveling from Mexico to Los Angeles with his wife and three young children when he says a woman accosted him — first telling his kids to “shut up” and then, when he pushed back, hurling racial slurs at them. Taufiq’s recording of the Nov. 23 incident has gone viral on social media, directing a firestorm of anger toward the attacker. “What was most disappointing is that there’s no level of contrition, no level of remorse,” Taufiq told NBC News. Taufiq did not initially file a police report, but he said the attacker’s identity has been shared with him and now he intends to press charges. A woman gave an interview to L.A. Fox News affiliate Fox 11 on Tuesday, admitting to the incident and saying she had been provoked by Taufiq and his wife. She asked not to be named by the outlet. Taufiq feels sorry for her, he said, but doesn’t feel by her responses that she is remorseful. He plans to start the process of pressing charges because he wants to make it clear that her behavior was not OK, he said. It’s not clear whether the police will charge the woman with a crime. Taufiq said the harassment began on the flight from Mexico, when she approached his 11-year-old son, who was sitting apart from the family, and questioned him about his race. On the shuttle bus from the aircraft to Los Angeles International Airport, video documents her putting up her middle fingers and insulting the family, calling them “stinky” and “tandoori.” “Your family is from India, you have no respect, you have no rules,” she said in the video. She then reached for her phone and said she was going to record while calling him “tandoori” in a derogatory way. In the interview with Fox 11, the woman blamed her behaviour on a previous brain injury. “Most people know me as a very kind, calm person, but since the brain injury I get agitated very easily,” she said. She also accused Taufiq of verbally attacking her first with a derogatory term for white people. Taufiq denies using any harmful terms, but says he did tell her to shut up after she yelled at his 4-year-old son. “The one thing I don’t want my kids to do is see their dad lay down,” he said.
With Marc de Grandpre as president and GM and Julian de Guzman as sporting director, the New York Red Bulls come with a distinctly Canadian flavour. On Saturday, both will be cheering on their team as it takes on the Los Angeles Galaxy, led by former Toronto FC coach Greg Vanney, in the MLS Cup final in Carson, Calif. De Grandpre is in his second stint with the Major League Soccer club while de Guzman, a Toronto native and former Canada captain, joined the front office in February. "We're all excited. This is a big moment for the club," said de Grandpre, a Montreal native. "We haven't been here since 2008 (when the Red Bulls lost 3-1 to Columbus in their first final appearance). "This is like a Game 7 ultimately and we're going to leave it all out there and hope for the best," he added. "We're very proud of the team, the players and where we're at. (Saturday), I guess, before kickoff anxiety will kick in but we have to enjoy the moment. These are not moments that occur every year or every other year. We're lucky, fortunate and we're grateful to be here and we'll soak it all in as an organization." While the fourth-place Galaxy (19-8-7) finished 12 places and 17 points ahead of the Red Bulls (11-9-14) in the overall league standings, one can argue the New Yorkers arrive at Dignity Health Sports Park as the team of destiny. Entering the playoffs as the seventh-ranked team in the Eastern Conference, the Red Bulls are the lowest-ever seed to reach the MLS championship game. The Red Bulls started the season with just one loss in their first 10 league outings (4-1-5) and went unbeaten in their first 12 league outings at Red Bull Arena (7-0-5) before losing 2-0 to Philadelphia on Aug. 31. But they limped into the playoffs after winning just one of their last nine regular-season outings (1-5-3). The lone win (4-1) during that run came Oct. 2 at lowly Toronto. De Grandpre points to the break for the Leagues Cup, which ran July 26 to Aug. 25, for the loss of form during that run. The Red Bulls played just two Leagues Cup games, losing to Toronto and Mexico's Pachuca both on penalty kicks, with a 25-day pause before resuming MLS play. "The team managed to persevere, stay resilient and get us into the playoffs," said de Grandpre. "And they're true to the form they were showing early in the season. "It's a group of players who truly enjoy being with each other, love each (other), care for each other and have totally embraced what (German coach) Sandro (Schwarz) has brought to the table in terms of culture and the way we approach the matches. You can feel it in the room. It's a special group of people." The Red Bulls are making the most of their record 15th-straight post-season appearance. They started the playoffs with a bang, upsetting defended champion and second-seeded Columbus 1-0 on the road and then via penalty shootout in Harrison, N.J., to win the best-of-three first-round series. They went on to dispatch No. 6 New York City FC 2-0 in the Eastern Conference semifinal and No. 4 Orlando City 1-0 in the conference final. The Red Bulls have made sure their fans will be on hand to cheer on the team. The club bought almost 2,000 tickets for members of its supporters groups and season-ticket holders as well as for its front office, custodial and security staff from its stadium and training facility, and food and beverage partners. "We want to make sure we reward our fans and that our most important human capital is with us — our staff, the people who make it happen ever day. We want to reward them as well," said de Grandpre. Some 700 members of the Red Bulls supporters groups also each received US$300 as well as a ticket to help defray travel costs. De Grandpre started with Bauer Hockey in Montreal and then, after graduate school in the U.S., became one of the first marketing employees for Red Bull North America in late 1999. In 2006, when the Austria-based energy drink giant bought the New York/New Jersey MetroStars, de Grandpre was tasked with rebranding the franchise to the Red Bulls. He spent two years as the team's managing director before moving on to Qualcomm (wireless technology), Imax (immersive cinema) and KIND (healthy snack foods), rejoining the Red Bulls in April 2014 as GM. "Ever since then, it's been a pleasurable experience, very rewarding. I've surrounded myself and the organization with the best talent in the business," he said. "And I believe that is why we are here today. It's been a long road, but the right way to get there, that's for sure." In 2015, de Grandpre was honoured with the league's Doug Hamilton Executive of the Year award. This report by The Canadian Press was first published Dec. 6, 2024. Follow @NeilMDavidson on the X platform. Neil Davidson, The Canadian PressNationwide has confirmed it will pay a £100 bonus to customers with certain accounts. But those who bank with Nationwide should be aware there are certain conditions. To be eligible, people must own one of a qualifying current account and qualifying savings or a qualifying account and qualifying mortgage. To be a qualifying current account, your account must have been open on March 31 and any additional requirements depend on the type of current account you had on that date. As reported in The Mirror , Nationwide say: "As a modern mutual we are able to share some of our profits with members who bank and borrow or who bank and save with us. We will do this by making a one-off payment of £100 to those who qualify. We have called this the Nationwide Fairer Share Payment." The qualifying accounts which have the possibility of being sent the £100 bonus are: FlexPlus when the monthly fee is paid, the FlexOne, FlexStudent or FlexGraduate but you must have received or made one payment in or out of your account in March. However, those requirements don't apply if you have switched your account between January 1 and March 31. The FlexAccount, FlexDirect or FlexBasic are also eligible under the follow conditions. One of these requirements must be met. Either in two of of the three months of January, February and March 2024 you received at least £500 in your current account or made at least two payments out of your current account. Or, in two of those three months you have made at least 10 payments out of the account. Nationwide says you will have had qualifying savings if you had at least £100 in total in one or more personal savings accounts or cash ISAs with Nationwide at the end of any day in March 2024. These do not include money held in your savings accounts, money or other assets in an investment accounts such as stocks and shares, or money in an account in the name of someone else. A qualifying mortgage means you must have owed the banking society at least £100 on your residential mortgage on March 31. It does not include a mortgage with one of the bank's subsidiaries such as The Mortgage Works (UK) plc, UCB Home Loans Corporation Limited, Derbyshire Home Loans Limited, or E-Mex Home Funding Limited. A mortgage which was applied for but wasn't completed by March 31, as well as Nationwide commercial mortgages are not eligible. For those who have a joint account, Nationwide says the terms and conditions apply to each person individually. The bank explained: "This means that if a qualifying current account, or qualifying mortgage is in joint names, the product and the whole of any balance will count towards each individual’s eligibility for the payment. For example, if you hold both a qualifying current account and a qualifying mortgage jointly with someone else, you will both be eligible to receive the payment. Similarly, qualifying savings will take account of the whole of any savings and cash ISA balances you hold in your sole name and those you hold jointly." People who are running an account for others that in someone else's name - under a power of attorney, third-party mandate or court order for example - won't be counted as a qualifying current account of mortgage. As a result, the money and any savings won't qualify towards savings for you, but will for the person whose name the account is in. Nationwide has said it plans to make payments to members between June 13 and June 28 next year. The bank says: "We will pay the money into your Nationwide current account. If you hold more than one current account with us, we may pay the money into any of those accounts. We will pay the money into an account in your sole name if you have one and will pay it into a joint account if you do not. The payment will appear on your current account statement as Nationwide Fairer Share Payment." A spokesman added: "We always do our best to ensure that the information is accurate and complete, but incomplete, inaccurate, or out of date information may mean we wrongly exclude you from the payment. We will make the payment if we find out you were wrongly excluded, but we will not be liable for any other loss you may incur if this happens. "We also cannot guarantee how quickly an application for a qualifying product might be completed and therefore will not be responsible if you miss out on the payment because of a delay in opening a relevant product. If, after checking your eligibility, you think you have been wrongly excluded, please get in touch and if we have got it wrong, we will take steps to put it right." Join our Breaking News and Top Stories WhatsApp community for all the latest news direct to your phone. To join you need to have WhatsApp on your device. All you need to do is choose which community you want to join, click on the link and press 'join community'. No one will be able to see who is signed up and no one can send messages except the ChronicleLive team. We also treat our community members to special offers, promotions, and adverts from us and our partners. If you don't like our community, you can check out any time you like. To leave our community click on the name at the top of your screen and choose 'exit group'. If you’re curious, you can read our privacy notice . CLICK HERE TO JOIN
Editor’s Note: On Tuesday, my colleague Jonathan Rose shared details of how his followers have been collecting gains as big as 49%... 84%... and even a whopping 197% from trading on all the momentum we’re seeing in the stock market right now. With more than 25 years of market experience, including as a CME floor trader and partner of a proprietary trading firm, my colleague Jonathan Rose is the real deal. Not only did he help pioneer computer-based trading, but he’s also trained more than 100 professional traders and made millions in the market by leveraging highly profitable trading strategies typically reserved for Wall Street insiders. And for the first time ever, Jonathan is going to pull back the curtain on his brand-new 5-step strategy that can: You’ll also see the results of his multi-month beta test, real-life case studies, and more... It all happens on Tuesday, November 26th at 11 a.m. Eastern. Sign up here to reserve your spot now . Now, let me turn things over to Jonathan, who will tell you a little more about himself and the trading patterns he has discovered... ************ It’s amazing what a trader can do with a straightforward fundamental market outlook, and the leverage we get from trading options. I would know, I was a professional trader for more than 16 years. I traded in the pits on some of the biggest exchanges in the world like the Chicago Mercantile Exchange and the Chicago Board Options Exchange. Over the course of my career, I’ve come to find that if you can combine these tools into a comprehensive system – just as Louis has done with his Stock Grader system – then odds are good you are lightyears ahead of most folks out there. In trading, it’s critical to have a fundamental idea of how the market is performing to help shape our positions. That’s why members of my Masters in Trading program and I have been watching the action in the Invesco QQQ Trust ( QQQ ) under a microscope. This ETF is based on the Nasdaq-100 Index, which includes the 100 largest nonfinancial companies on that exchange. By looking over recent history in the charts, we begin to see patterns of behavior we can use to our advantage. What’s so important about the QQQ? Well, the biggest drivers in the market are the so-called “Magnificent Seven” stocks: Microsoft Corp. ( MSFT ), Apple Inc. ( AAPL ), Alphabet Inc. ( GOOG ), Meta Platforms ( META ), Nvidia Corp. ( NVDA ), Tesla Inc. ( TSLA ) and Amazon.com Inc. ( AMZN ). All these companies trade on the Nasdaq, so the QQQ is one highly valuable chart I like to keep a close eye on. Part of how I like to monitor the market’s performance is looking for the current critical level – what I like to call my “Line in the Sand.” This can be either a level of support or resistance depending on how markets are trending in relation to that line. This is a fantastic concept to help us simplify our fundamental view of the market... If we’re trading above the line, we’re in a bullish trend, and if we’re below that line, we consider that to be bearish. In our daily Masters in Trading: Live sessions at 11 a.m. Eastern, we’ve been keeping a close eye on the QQQ, especially around the $500 level – which I’m calling the current “line in the sand.” Take a look at the daily chart below. The $500 mark is standing out as a critical level right now. After QQQ hit a high just above $515, it pulled back, but it’s consistently found support right around that $500 area. This isn’t just a coincidence – it’s where buyers and sellers are battling it out, making it the key level to watch. Why does this matter? Because levels like this often act as a launchpad for the next big move. If QQQ holds above $500, we could see another push higher. But if it breaks below, we could be looking at some serious downside action. Either way, this is where opportunity lives, and this is why we trade short-term options like 3DTE, 2DTE, and even 0DTE – to move fast and capitalize on these shifts. We’ve seen this play out before. Earlier this year, during a similar setup, I highlighted a key level in our live class. Members positioned themselves using short-term puts ahead of a market pullback, and when the QQQ dropped 2.4%, our model portfolio saw gains as high as 179.9% overnight. This is what it’s all about – being prepared, staying disciplined, and taking advantage of these moments. Be Adaptable, Be Objective A solid fundamental understanding of the market, the strategic use of options, and disciplined risk management forms the cornerstone of successful trading. My career on the front lines of the exchanges has shown that these principles, when applied systematically, can offer major advantages, even in volatile markets. These trades came together because of the time we had spent working on our systematic approach. We understood that the markets were in a bullish trend, and we knew how to manage for a portfolio that might be out of balance relative to market support. That knowledge allowed us to protect our portfolio ahead of potential volatility from a key market catalyst. As we navigate the complexities of the financial world, remember that adaptability and objective market indicators, like our ‘Line in the Sand’, remain essential. This is just one of the tools I use to inform my trading, which is why I invite you to join me at my One-Day Winners Live Summit on Tuesday, Nov. 26, at 11 a.m. Eastern. At the summit, I will dive deeper into this money-making strategy to capitalize on volatile markets using short-term trades. It’s free to attend, and you can sign up here to reserve your spot . It’s critical for every trader to always be learning and keep an open mind to evolving strategies. This type of mindset keeps us creative and helps ensure you’re always in position to capitalize on market opportunities as they arise... And as I like to say, the creative trader always wins. Remember that the creative trader wins, Jonathan Rose Founder, Masters in TradingCongress demands Parliament debate on 'full gamut' of China ties - The Times of IndiaNone