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It was a Snow-Day in Saskatoon on Sunday, but also a Win-Day. Canada remained undefeated in AmeriCup men’s qualifier action with a 83-73 victory over visiting Mexico before an announced crowd of 3,914 at SaskTel Arena on a day when heavy snow made road travel rather difficult. Canada improved its record to 4-and-0 in Group C. Mexico slipped to 2-2. Trae Bell Haynes led the way for the Canadians with 20 points, seven assists, five rebounds and two steals. Thomas Kennedy contributed 17 points and five rebounds. Mfiondu Kabengele, the star for Canada against Dominican Republic three nights earlier, added 15 points and 12 rebounds for a double-double. Nate Darling — who is playing for the NBA G League San Diego Clippers and 2024 Saskatchewan Rattlers coach Larry Abney — chipped in with 10 points, four rebounds and two assists. Other top scorers for Canada included Aaron Best with eight, Marcus Carr wand Lloyd Pandi with five points apiece. Karim Rodriguez led Mexico with 21 points, including five three-pointers from beyond the arc. Moises Andriassi added 13 points. Fabian James, with 11 points, and Jose Bonilla, with 10, rounded out the top scorers for Mexico, which trailed 24-14 after the opening quarter and 43-36 at the half. Bonilla also helped his team with a game-high 11 assists to go along with eight rebounds as his team’s most efficient player.McDonald believes support for Sinn Féin higher than what polls showWhatever happened to James Sherry? Social media demand update on the rarely-seen TV host as bizarre clip from 90s kids quiz show Amazing resurfaces
Duckworth says Trump Pentagon pick is "flat-out wrong" about women in combatGRAPEVINE, Texas, Dec. 10, 2024 (GLOBE NEWSWIRE) -- GameStop Corp. (NYSE: GME) (“GameStop” or the “Company”) today released financial results for the third quarter ended November 2, 2024. The Company’s condensed and consolidated financial statements, including GAAP and non-GAAP results, are below. The Company’s Form 10-Q and supplemental information can be found at https://investor.gamestop.com . THIRD QUARTER OVERVIEW Net sales were $0.860 billion for the period, compared to $1.078 billion in the prior year's third quarter. Selling, general and administrative (“SG&A”) expenses were $282.0 million for the period, compared to $296.5 million in the prior year's third quarter. Net income was $17.4 million for the period, compared to a net loss of $3.1 million for the prior year’s third quarter. Cash, cash equivalents and marketable securities were $4.616 billion at the close of the quarter. During the quarter, the Company completed its previously disclosed "at-the-market" equity offering program pursuant to the prospectus supplement filed with the SEC on September 6, 2024 by selling 20.0 million shares of its common stock for aggregate gross proceeds of approximately $400.0 million (before commissions and offering expenses). The Company does not anticipate any further at-the-market offerings involving the offer and sale of its common stock during the current fiscal year. The Company will not be holding a conference call today. Additional information can be found in the Company’s Form 10-Q. NON-GAAP MEASURES AND OTHER METRICS As a supplement to the Company’s financial results presented in accordance with U.S. generally accepted accounting principles (“GAAP”), GameStop may use certain non-GAAP measures, such as adjusted SG&A expenses, adjusted operating loss, adjusted net income (loss), adjusted earnings (loss) per share, adjusted EBITDA and free cash flow. The Company believes these non-GAAP financial measures provide useful information to investors in evaluating the Company’s core operating performance. Adjusted SG&A expenses, adjusted operating loss, adjusted net income (loss), adjusted earnings (loss) per share and adjusted EBITDA exclude the effect of items such as certain transformation costs, asset impairments, severance, as well as divestiture costs. Free cash flow excludes capital expenditures otherwise included in net cash flows provided by (used in) operating activities. The Company’s definition and calculation of non-GAAP financial measures may differ from that of other companies. Non-GAAP financial measures should be viewed as supplementing, and not as an alternative or substitute for, the Company’s financial results prepared in accordance with GAAP. Certain of the items that may be excluded or included in non-GAAP financial measures may be significant items that could impact the Company’s financial position, results of operations or cash flows and should therefore be considered in assessing the Company’s actual and future financial condition and performance. CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS - SAFE HARBOR This press release contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Such statements are based upon management’s current beliefs, views, estimates and expectations, including as to the Company’s industry, business strategy, goals and expectations concerning its market position, strategic and transformation initiatives, future operations, margins, profitability, sales growth, capital expenditures, liquidity, capital resources, expansion of technology expertise, and other financial and operating information, including expectations as to future operating profit improvement. Forward-looking statements are subject to significant risks and uncertainties and actual developments, business decisions, outcomes and results may differ materially from those reflected or described in the forward-looking statements. The following factors, among others, could cause actual developments, business decisions, outcomes and results to differ materially from those reflected or described in the forward-looking statements: economic, social, and political conditions in the markets in which we operate; the competitive nature of the Company’s industry; the cyclicality of the video game industry; the Company’s dependence on the timely delivery of new and innovative products from its vendors; the impact of technological advances in the video game industry and related changes in consumer behavior on the Company’s sales; interruptions to the Company’s supply chain or the supply chain of our suppliers; the Company’s dependence on sales during the holiday selling season; the Company’s ability to obtain favorable terms from its current and future suppliers and service providers; the Company’s ability to anticipate, identify and react to trends in pop culture with regard to its sales of collectibles; the Company’s ability to maintain strong retail and ecommerce experiences for its customers; the Company’s ability to keep pace with changing industry technology and consumer preferences; the Company’s ability to manage its profitability and cost reduction initiatives; turnover in senior management or the Company’s ability to attract and retain qualified personnel; potential damage to the Company’s reputation or customers' perception of the Company; the Company’s ability to maintain the security or privacy of its customer, associate or Company information; occurrence of weather events, natural disasters, public health crises and other unexpected events; risks associated with inventory shrinkage; potential failure or inadequacy of the Company's computerized systems; the ability of the Company’s third party delivery services to deliver products to the Company’s retail locations, fulfillment centers and consumers and changes in the terms the Company has with such service providers; the ability and willingness of the Company’s vendors to provide marketing and merchandising support at historical or anticipated levels; restrictions on the Company’s ability to purchase and sell pre-owned products; the Company’s ability to renew or enter into new leases on favorable terms; unfavorable changes in the Company’s global tax rate; legislative actions; the Company’s ability to comply with federal, state, local and international laws and regulations and statutes; potential future litigation and other legal proceedings; the value of the Company’s securities holdings; concentration of the Company’s investment portfolio into one or few holdings; the recognition of losses in a particular security even if the Company has not sold the security; volatility in the Company’s stock price, including volatility due to potential short squeezes; continued high degrees of media coverage by third parties; the availability and future sales of substantial amounts of the Company’s Class A common stock; fluctuations in the Company’s results of operations from quarter to quarter; the Company’s ability to incur additional debt; risks associated with the Company’s investment in marketable, nonmarketable and interest-bearing securities, including the impact of such investments on the Company’s financial results; and the Company’s ability to maintain effective control over financial reporting. Additional factors that could cause results to differ materially from those reflected or described in the forward-looking statements can be found in GameStop's most recent Annual Report on Form 10-K and other filings made from time to time with the SEC and available at www.sec.gov or on the Company’s investor relations website ( https://investor.gamestop.com ). Forward-looking statements contained in this press release speak only as of the date of this press release. The Company undertakes no obligation to publicly update any forward-looking statement, whether as a result of new information, future developments or otherwise, except as may be required by any applicable securities laws. GameStop Corp. Schedule II (in millions, except per share data) (unaudited) Non-GAAP results The following tables reconcile the Company's selling, general and administrative expenses (“SG&A expense”), operating loss, net income (loss) and net income (loss) per share as presented in its unaudited consolidated statements of operations and prepared in accordance with U.S. generally accepted accounting principles (“GAAP”) to its adjusted SG&A expense, adjusted operating loss, adjusted net income (loss), adjusted EBITDA and adjusted net income (loss) per share. The diluted weighted-average shares outstanding used to calculate adjusted earnings per share may differ from GAAP weighted-average shares outstanding. Under GAAP, basic and diluted weighted-average shares outstanding are the same in periods where there is a net loss. The reconciliations below are from continuing operations only. GameStop Corp. Schedule III (in millions) (unaudited) Non-GAAP results The following table reconciles the Company's cash flows provided by (used in) operating activities as presented in its unaudited Consolidated Statements of Cash Flows and prepared in accordance with GAAP to its free cash flow. Free cash flow is considered a non-GAAP financial measure. Management believes, however, that free cash flow, which measures our ability to generate additional cash from our business operations, is an important financial measure for use by investors in evaluating the company’s financial performance. Non-GAAP Measures and Other Metrics Adjusted EBITDA, adjusted SG&A expense, adjusted operating loss, adjusted net income (loss) and adjusted net income (loss) per share are supplemental financial measures of the Company’s performance that are not required by, or presented in accordance with, GAAP. We believe that the presentation of these non-GAAP financial measures provide useful information to investors in assessing our financial condition and results of operations. We define adjusted EBITDA as net income (loss) before income taxes, plus interest income, net and depreciation and amortization, excluding stock-based compensation, certain transformation costs, business divestitures, asset impairments, severance and other non-cash charges. Net income (loss) is the GAAP financial measure most directly comparable to adjusted EBITDA. Our non-GAAP financial measures should not be considered as an alternative to the most directly comparable GAAP financial measure. Furthermore, non-GAAP financial measures have limitations as an analytical tool because they exclude some but not all items that affect the most directly comparable GAAP financial measures. Some of these limitations include: certain items excluded from adjusted EBITDA are significant components in understanding and assessing a company’s financial performance, such as a company’s cost of capital and tax structure; adjusted EBITDA does not reflect our cash expenditures or future requirements for capital expenditures or contractual commitments; adjusted EBITDA does not reflect changes in, or cash requirements for, our working capital needs; although depreciation and amortization are non-cash charges, the assets being depreciated and amortized will often have to be replaced in the future, and adjusted EBITDA does not reflect any cash requirements for such replacements; and our computations of adjusted EBITDA may not be comparable to other similarly titled measures of other companies. We compensate for the limitations of adjusted EBITDA, adjusted SG&A expense, adjusted operating loss, adjusted net income (loss) and adjusted net income (loss) per share as analytical tools by reviewing the comparable GAAP financial measure, understanding the differences between the GAAP and non-GAAP financial measures and incorporating these data points into our decision-making process. Adjusted EBITDA, adjusted SG&A expense, adjusted operating loss, adjusted net income (loss) and adjusted net income (loss) per share are provided in addition to, and not as an alternative to, the Company’s financial results prepared in accordance with GAAP, and should not be considered in isolation or as a substitute for analysis of our results as reported under GAAP. Because adjusted EBITDA, adjusted SG&A expense, adjusted operating loss, adjusted net income (loss) and adjusted net income (loss) per share may be defined and determined differently by other companies in our industry, our definitions of these non-GAAP financial measures may not be comparable to similarly titled measures of other companies, thereby diminishing their utility. Contact GameStop Investor Relations 817-424-2001 ir@gamestop.com
The standard Lorem Ipsum passage, used since the 1500s "Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum." Section 1.10.32 of "de Finibus Bonorum et Malorum", written by Cicero in 45 BC "Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo. Nemo enim ipsam voluptatem quia voluptas sit aspernatur aut odit aut fugit, sed quia consequuntur magni dolores eos qui ratione voluptatem sequi nesciunt. Neque porro quisquam est, qui dolorem ipsum quia dolor sit amet, consectetur, adipisci velit, sed quia non numquam eius modi tempora incidunt ut labore et dolore magnam aliquam quaerat voluptatem. Ut enim ad minima veniam, quis nostrum exercitationem ullam corporis suscipit laboriosam, nisi ut aliquid ex ea commodi consequatur? Quis autem vel eum iure reprehenderit qui in ea voluptate velit esse quam nihil molestiae consequatur, vel illum qui dolorem eum fugiat quo voluptas nulla pariatur?" To keep reading, please log in to your account, create a free account, or simply fill out the form below.NEW YORK (AP) — U.S. stock indexes drifted lower in the runup to the highlight of the week for the market, the latest update on inflation. The S&P 500 slipped 0.3% Tuesday and marked its first back-to-back losses in three weeks. The Dow Jones Industrial Average fell 0.3%, and the Nasdaq composite also fell 0.3%. Oracle dragged on the market after reporting weaker growth than analysts expected. Treasury yields rose in the bond market ahead of Wednesday’s inflation report, which will be among the final big pieces of data before the Federal Reserve’s meeting on interest rates next week. THIS IS A BREAKING NEWS UPDATE. AP’s earlier story follows below. NEW YORK (AP) — U.S. stock indexes are drifting lower Tuesday in the runup to the highlight of the week for the market, the latest update on inflation that’s coming on Wednesday. The S&P 500 dipped by 0.2% in late trading, a day after pulling back from its latest all-time high . The index is on track for its first back-to-back losses in more than three weeks, as momentum slows following a big rally that has it on track for one of its best years of the millennium . The Dow Jones Industrial Average was down by 7 points, or less than 0.1%, with roughly an hour remaining in trading, and the Nasdaq composite fell 0.3%. Tech titan Oracle dragged on the market and sank 7.8% after reporting growth for the latest quarter that fell just short of analysts’ expectations. It was one of the heaviest weights on the S&P 500, even though CEO Safra Catz said the company saw record demand related to artificial-intelligence technology for its cloud infrastructure business, which trains generative AI models. AI has been a big source of growth that’s helped many companies’ stock prices skyrocket. Oracle’s stock had already leaped nearly 81% for the year coming into Tuesday, which raised the bar of expectations for its profit report. C3.ai fell 2.1% despite reporting a smaller loss for the latest quarter than analysts expected. The AI software company increased its forecast for how big a loss it expects to take this fiscal year from its operations. In the bond market, Treasury yields ticked higher ahead of Wednesday’s report on the inflation that U.S. consumers are feeling. Economists expect it to show roughly similar increases as the month before. That and a report on Thursday about inflation at the wholesale level will be the final big pieces of data the Federal Reserve will get before its meeting next week, where many investors expect the year’s third cut to interest rates . The Fed has been easing its main interest rate from a two-decade high since September to lift the slowing jobs market, after bringing inflation nearly down to its 2% target. Lower rates would help give support to the economy, but they could also provide more fuel for inflation. The yield on the 10-year Treasury rose to 4.22% from 4.20% late Monday. Even though the Fed has been cutting its main interest rate, mortgage rates have been more stubborn and have been volatile since the autumn. That has hampered the housing industry, and homebuilder Toll Brothers’ stock fell 5.2% even though it beat analysts’ expectations for profit and revenue in the latest quarter. CEO Douglas Yearley Jr. said the luxury builder has been seeing strong demand since the start of its fiscal year six weeks ago, an encouraging signal as it approaches the beginning of the spring selling season in mid-January Elsewhere on Wall Street, Alaska Air Group soared 13.6% after raising its forecast for profit in the current quarter. The airline said demand for flying around the holidays has been stronger than expected. It also approved a plan to buy back up to $1 billion of its stock, along with new service from Seattle to Tokyo and Seoul . Boeing climbed 5.2% after saying it's resuming production of its bestselling plane , the 737 Max, for the first time since 33,000 workers began a seven-week strike that ended in early November. Vail Resorts rose 2.7% after the ski resort operator reported a narrower first-quarter loss than expected in what is traditionally its worst quarter. In stock markets abroad, indexes were mixed in China after the world’s second-largest economy said its exports rose by less than expected in November. Stocks rose 0.6% in Shanghai but fell 0.5% in Hong Kong. ___ AP Business Writers Matt Ott and Elaine Kurtenbach contributed. Stan Choe, The Associated Press
AIR FORCE 82, MERCYHURST 48ST Picks: Vacant school sites are getting a new lease of lifeNYT ‘Connections’ Hints And Answers For Monday, December 9 (#547)
The last sack the Bears gave up Sunday had all the hallmarks of the problems that have plagued the franchise this season. They had six players — all five linemen plus tight end Cole Kmet — blocking only four 49ers edge rushers. They had just one receiver open: Keenan Allen, who was over the middle but could only watch as his quarterback didn’t throw the ball. The reason: left tackle Braxton Jones, who has long been susceptible to the bull rush, was being pushed into rookie Caleb Williams. When Williams was pulled to the ground by 49ers edge rusher Yetur Gross-Matos, he made history. It was the 56 th sack Williams took this season, the single-season Bears record. And he still has four games left to play. Remember Justin Fields failing to throw the ball away in 2022? He took 55 sacks in 15 games. Or the lasting image of Jay Cutler always being on the ground? He was never sacked more than 52 times, and that happened during 15 games in 2010. Williams is on the wrong side of history. Time will tell how much harm it does to his career. He could not play another snap this season and he’s still be tied for 17th in NFL history in sacks taken in one season. He’s on pace to finish with 72, which would tie him for the second-most ever. The Texans’ David Carr holds the sacks record, with 76 in 2002. The Eagles’ Randall Cunningham is second, with 72 in 1986. Carr — the first pick in 2002 and a cautionary tale for how a franchise can hamper a quarterback — also ranks third with 68 in 2005. He went 23-53 in five seasons as the Texans starter from 2002-06. He started four games for the Panthers in 2007 and none the rest of his career. Williams’ sack total is partly a function of the Bears’ eagerness to throw — he’s on pace to set the franchise record with 567 passes. The percentages are still brutal, though — he’s been sacked on 11.4% of his dropbacks, the third-most of any Bears quarterback with 300 passes in a season. Fields’ 14.8% in 2022 is the Bears’ record. This is not what the Bears envisioned when they surrounded Williams with a roster that some thought was the strongest one ever bestowed to a No. 1 overall pick. Or when they paired him with offensive coordinator Shane Waldron, who was fired two-and-a-half months into the season. And with head coach Matt Eberflus, who was canned three games later. Thomas Brown, who replaced Waldron and then Eberflus, was left to answer for Sunday’s performance in which the Bears gave up seven sacks —five on third down. He sounded a lot like Eberflus. Third down success starts with playing well on first and second down, he said. “To me the common theme is all of us,” Brown said Monday. “That’s probably not the response you were hunting up. But I think again, me being critical from a play calling standpoint of how I sequence plays throughout the flow of the game. Trying to figure out how to stay a step ahead of the defense. “Also, it all comes together in how we protect the quarterback, his rhythm and timing, pocket movement, when the ball is distributed – also us being able to win in the rhythm and timing so the ball can come out on time.” The ball’s not coming out fast enough. Williams isn’t being decisive enough, either. He hasn’t thrown an interception in more than two months, and it’s fair to wonder if such caution has made him hesitant. One of his two sacks that didn’t come on third down Sunday came when he looked to throw left, tried to stop his throwing motion and fumbled the ball away. “The timing was a little off,” Williams said.
Advertisement Spotify's year-end feature has something new: an AI-generated "podcast" about your Wrapped. It uses Google's NotebookLM technology. It's neat? But WEIRD!! Very weird!!! No thank you! One of the indignities inflicted on parents of young children is Spotify Wrapped . Each December, thousands of adults open up their year-end treat to discover the sad fact that they listened to "Baby Shark" more times than anything else. As a parent, this has been my fate for the last few years. (My Spotify account is connected to our Amazon Echo, which means that in some years, my kids' requests for songs about potty words have ended up on my Wrapped.) Advertisement I take very little pleasure in Spotify Wrapped, although I know it's a massively popular thing that many people —presumably those who don't listen to Raffi on repeat — really look forward to. However, this year, there's a new feature. And I struggle to imagine how anyone won't feel mildly weirded out by it: Spotify uses Google's new NotebookLM AI-powered feature to create an individualized AI-generated podcast with two talking heads discussing your listening habits in a conversational, podcast-y tone. Yikes! I received a 3-minute podcast with a man and woman chatting about how impressive it was that I had listened to "Cruel Summer" by Taylor Swift — my 4-year-old's current favorite tune, narrowly edging out "Let It Go" this year — so many times that I was in the Top 0.02% of listeners. (I should note here that the podcast said I was in the Top 0.02%, while the main Wrapped said it was 0.05%. Possibly the podcast version hallucinated?) Advertisement I can understand why people like sharing screenshots from their Wrapped. It's normal to want to share what music you like — and what those lists say about you and your personality. But listening to an AI podcast about it? Voiced by robots? I'm not sure anyone wants that. Google's NotebookLM is a fascinating product — I've played around with it a little, and it is very cool, if not uncanny. You can add in text or a PDF or other kinds of data, and it will create a conversational podcast episode with two hosts — "likes" and "ums" and all. Advertisement It's got that factor about GenAI that makes you go "whoa," like trying ChatGPT for the first time to have it write a poem. It's got the dog-walking-on-its-hind-legs element: It's impressive because the dog can do it at all, not because it's doing it particularly well. The idea that AI could generate a chatty podcast that sounds almost real is, admittedly, mindblowing. But would you want to actually listen to it? I'm not really so sure. I've wondered what this would be used for — I assume some people find listening to something makes it easier to engage with than simply reading it. You could take the Wikipedia page for "The War of 1812," plug it into AI, and generate an engaging history podcast instead of slogging through dry text. Advertisement And in a business setting, perhaps a busy exec could upload an accounting report and listen to it while on the putting green instead of reading a stale PDF. (I tried uploading my tax return and created what may be the most boring podcast in human history.) But NotebookLM is a pretty niche product so far — and Spotify Wrapped is a massively popular feature on a massively popular app. It's likely that this will be many people's first exposure to NotebookLM's abilities. I imagine it will be mindblowing for many people! But I urge restraint and moderation. Although seeing a screenshot of your friends' top artists might be fun, no one wants to hear a podcast about it.“Gladiator II” asks the question: Are you not moderately entertained for roughly 60% of this sequel? Truly, this is a movie dependent on managed expectations and a forgiving attitude toward its tendency to overserve. More of a thrash-and-burn schlock epic than the comparatively restrained 2000 “Gladiator,” also directed by Ridley Scott, the new one recycles a fair bit of the old one’s narrative cries for freedom while tossing in some digital sharks for the flooded Colosseum and a bout of deadly sea-battle theatrics. They really did flood the Colosseum in those days, though no historical evidence suggests shark deployment, real or digital. On the other hand (checks notes), “Gladiator II” is fiction. Screenwriter David Scarpa picks things up 16 years after “Gladiator,” which gave us the noble death of the noble warrior Maximus, shortly after slaying the ignoble emperor and returning Rome to the control of the Senate. Our new hero, Lucius (Paul Mescal), has fled Rome for Numidia, on the North African coast. The time is 200 A.D., and for the corrupt, party-time twins running the empire (Joseph Quinn and Fred Hechinger), that means invasion time. Pedro Pascal takes the role of Acacius, the deeply conflicted general, sick of war and tired of taking orders from a pair of depraved ferrets. The new film winds around the old one this way: Acacius is married to Lucilla (Connie Nielsen, in a welcome return), daughter of the now-deceased emperor Aurelius and the love of the late Maximus’s life. Enslaved and dragged to Rome to gladiate, the widower Lucius vows revenge on the general whose armies killed his wife. But there are things this angry young phenom must learn, about his ancestry and his destiny. It’s the movie’s worst-kept secret, but there’s a reason he keeps seeing footage of Russell Crowe from the first movie in his fever dreams. Battle follows battle, on the field, in the arena, in the nearest river, wherever, and usually with endless splurches of computer-generated blood. “Gladiator II” essentially bumper-cars its way through the mayhem, pausing for long periods of expository scheming about overthrowing the current regime. The prince of all fixers, a wily operative with interests in both managing gladiators and stocking munitions, goes by the name Macrinus. He’s played by Denzel Washington, who at one point makes a full meal out of pronouncing the word “politics” like it’s a poisoned fig. Also, if you want a masterclass in letting your robes do a lot of your acting for you, watch what Washington does here. He’s more fun than the movie but you can’t have everything. The movie tries everything, all right, and twice. Ridley Scott marshals the chaotic action sequences well enough, though he’s undercut by frenetic cutting rhythms, with that now-familiar, slightly sped-up visual acceleration in frequent use. (Claire Simpson and Sam Restivo are the editors.) Mescal acquits himself well in his first big-budget commercial walloper of an assignment, confined though he is to a narrower range of seething resentments than Crowe’s in the first film. I left thinking about two things: the word “politics” as savored/spit out by Washington, and the innate paradox of how Scott, whose best work over the decades has been wonderful, delivers spectacle. The director and his lavishly talented design team built all the rough-hewn sets with actual tangible materials the massive budget allowed. They took care to find the right locations in Morocco and Malta. Yet when combined in post-production with scads of medium-grade digital effects work in crowd scenes and the like, never mind the sharks, the movie’s a somewhat frustrating amalgam. With an uneven script on top of it, the visual texture of “Gladiator II” grows increasingly less enveloping and atmospherically persuasive, not more. But I hung there, for some of the acting, for some of the callbacks, and for the many individual moments, or single shots, that could only have come from Ridley Scott. And in the end, yes, you too may be moderately entertained. Related Articles “Gladiator II” — 2.5 stars (out of 4) MPA rating: R (for strong bloody violence) Running time: 2:28 How to watch: Premieres in theaters Nov. 21. Michael Phillips is a Tribune critic.
Legal woes continue as tyre man faces 10 industrial waste charges in Wodonga courtAlice Doesn’t Live Here Anymore at 50: the film that marks a path not taken in Scorsese’s careerThe last sack the Bears gave up Sunday had all the hallmarks of the problems that have plagued the franchise this season. They had six players — all five linemen plus tight end Cole Kmet — blocking only four 49ers edge rushers. They had just one receiver open: Keenan Allen, who was over the middle but could only watch as his quarterback didn’t throw the ball. The reason: left tackle Braxton Jones, who has long been susceptible to the bull rush, was being pushed into rookie Caleb Williams. When Williams was pulled to the ground by 49ers edge rusher Yetur Gross-Matos, he made history. It was the 56 th sack Williams took this season, the single-season Bears record. And he still has four games left to play. Remember Justin Fields failing to throw the ball away in 2022? He took 55 sacks in 15 games. Or the lasting image of Jay Cutler always being on the ground? He was never sacked more than 52 times, and that happened during 15 games in 2010. Williams is on the wrong side of history. Time will tell how much harm it does to his career. He could not play another snap this season and he’s still be tied for 17th in NFL history in sacks taken in one season. He’s on pace to finish with 72, which would tie him for the second-most ever. The Texans’ David Carr holds the sacks record, with 76 in 2002. The Eagles’ Randall Cunningham is second, with 72 in 1986. Carr — the first pick in 2002 and a cautionary tale for how a franchise can hamper a quarterback — also ranks third with 68 in 2005. He went 23-53 in five seasons as the Texans starter from 2002-06. He started four games for the Panthers in 2007 and none the rest of his career. Williams’ sack total is partly a function of the Bears’ eagerness to throw — he’s on pace to set the franchise record with 567 passes. The percentages are still brutal, though — he’s been sacked on 11.4% of his dropbacks, the third-most of any Bears quarterback with 300 passes in a season. Fields’ 14.8% in 2022 is the Bears’ record. This is not what the Bears envisioned when they surrounded Williams with a roster that some thought was the strongest one ever bestowed to a No. 1 overall pick. Or when they paired him with offensive coordinator Shane Waldron, who was fired two-and-a-half months into the season. And with head coach Matt Eberflus, who was canned three games later. Thomas Brown, who replaced Waldron and then Eberflus, was left to answer for Sunday’s performance in which the Bears gave up seven sacks —five on third down. He sounded a lot like Eberflus. Third down success starts with playing well on first and second down, he said. “To me the common theme is all of us,” Brown said Monday. “That’s probably not the response you were hunting up. But I think again, me being critical from a play calling standpoint of how I sequence plays throughout the flow of the game. Trying to figure out how to stay a step ahead of the defense. “Also, it all comes together in how we protect the quarterback, his rhythm and timing, pocket movement, when the ball is distributed – also us being able to win in the rhythm and timing so the ball can come out on time.” The ball’s not coming out fast enough. Williams isn’t being decisive enough, either. He hasn’t thrown an interception in more than two months, and it’s fair to wonder if such caution has made him hesitant. One of his two sacks that didn’t come on third down Sunday came when he looked to throw left, tried to stop his throwing motion and fumbled the ball away. “The timing was a little off,” Williams said.
AIR FORCE 82, MERCYHURST 48KYIV, Ukraine — U.S. President-elect Donald Trump on Sunday called for an immediate ceasefire in Ukraine, shortly after a meeting in Paris with French and Ukrainian leaders, claiming Kyiv ‘’would like to make a deal’’ to end the more than 1,000-day war. In a post on his Truth Social platform, Trump claimed that Moscow and Kyiv have both lost hundreds of thousands of soldiers in a war that ”should never have started.” ”There should be an immediate ceasefire and negotiations should begin. Too many lives are being needlessly wasted, too many families destroyed,” he said, as he called on Russian President Vladimir Putin to act to bring the fighting to an end. Trump’s remarks came after a meeting Saturday with Ukrainian President Volodymyr Zelenskyy and his French counterpart, Emmanuel Macron, that Zelenskyy later described as ”constructive." Speaking to reporters later that day, Zelenskyy insisted that any peace deal ”should be just” for Ukrainians, ”so that Russia and Putin or any other aggressors will not have the opportunity to return.” In a separate social media update Sunday, Zelenskyy asserted that Kyiv has so far lost 43,000 soldiers since Moscow’s all-out invasion on Feb. 24, 2022, while a further 370,000 have been wounded. Both Russia and Ukraine have been reluctant to publish official casualty figures, but Western officials have said that the past few months of grinding positional warfare in eastern Ukraine have meant record losses for both sides, with tens of thousands killed and wounded each month. ©2024 MediaNews Group, Inc. Visit at twincities.com . Distributed by Tribune Content Agency, LLC.
NEW YORK , Nov. 22, 2024 /PRNewswire/ -- On the year of their 125 th year Anniversary, The E-J Group continues to expand to meet their client's needs by strengthening their presence in the Northeast. E-J has acquired State Electric Corporation. State Electric, located in Bedford, Massachusetts , has been in business since 1988 and is one of the most respected and trusted full-service electrical contractors in New England. The depth of experience and expertise, particularly in healthcare, life science, commercial, sports & entertainment, transportation, power and renewable energy, transmission, distribution and substation work, will only enhance the services offered to our clients. The E-J Group looks forward to providing their clients with additional experience, expertise, and innovative solutions to this area of the Northeast for the reliable, fast-track project delivery they are accustomed to. "We are pleased to welcome State Electric to the E-J Family," says Anthony E. Mann , CEO of the E-J Group. "State's culture of safety first, innovative solutions align with E-J's and makes for an ideal new member of the organization." "All our divisions operate under the same philosophy, safety first while delivering the best quality workmanship, utilizing prefabrication and lean construction solutions. We share the same client focused approach of doing business," states Ronnie Koning , President of State Electric Corp. "Being part of the E-J Group provides more opportunities for our employees and strengthens what we offer to our clients." State Electric will retain its name and cultural identity, with its current leadership continuing in their respective roles. Ronnie Koning will remain as President, reporting to E-J's EVP, Dave Ferguson . Brendan Dickie will continue as COO, and Jane Wu will maintain her position as Controller. Their collective expertise will remain instrumental to the organization's ongoing success. E-J has thrived and survived the test of time by emerging into nearly a $1 billion national electrical company with great financial strength, national clients, project diversity, and a company culture that is founded on Safety First. E-J currently has 15 offices in 5 states across the country in New York , New Jersey , Connecticut , Rhode Island , Arizona , and now Massachusetts . About E-J: The E-J Group is active in all facets of electrical contracting - we are not your typical electrical contractor. We bring experience, expertise and a national reputation on projects that vary in size to over $300 million . Typical installations include rail systems, transit facilities, office buildings, hospitals, power, renewable and clean energy, co-generation facilities, roadway and outdoor specialty, airports, industrial facilities, universities, sport stadiums, extra high voltage distribution, utility, and gas infrastructure. At E-J, four family generations of practical expertise have created an organization keyed to the most modern technological advances in providing rapid and efficient solutions to today's lighting, power, energy, and communication needs. E-J has a 125-year reputation for unparalleled integrity, quality, and service in the electrical field. Please visit our website at www.ej1899.com to learn more about the company. About State Electric Corporation: State Electric Corporation is a leading full-service electrical contractor in the Northeast. Since 1988, State Electric has been a trusted partner of owner's construction managers, utilities, low voltage integrators, and other business partners around the region. While working in partnership with clients, State continually executes the most complex and high-profile electrical construction projects on time and on budget. Headquartered in Bedford, Massachusetts , with a satellite office in Braintree , State Electric is a signatory contractor to the IBEW. Contact: Katie Nilsen , VP Business Development & Strategy – E-J Group 917-807-9496 View original content to download multimedia: https://www.prnewswire.com/news-releases/the-e-j-group-welcomes-state-electric-corporation-to-the-organization-302314568.html SOURCE E-J Electric Installation Co.
Biden calls for Assad to be 'held accountable'
The has been filming for about a month with Cillian Murphy being spotted in his in several locations throughout England, including his Birmingham stomping grounds . Many will appear in the film, but Netflix and series creator Steven Knight have maintained a notable silence on whether Tommy’s older brother, Arthur, will resurface. [Sigh] It might be time — and I would love to be proven wrong about this — for diehards to accept that Arthur could be out of the story. This would run counter to , but could have led to that shift, and further suggestions of Arthur’s omission have come from Anderson’s social media. As filming kicked off, a possibly somber Anderson posted a old photo of Arthur and Tommy together with the and a black-heart emoji: “Love you brother.” Anderson’s (apparent) styling and show that he’s not exactly hanging with the Blinders, either. The situation feels awkward at best, and that leads to another issue. How Would The Explain Arthur’s Absence? The movie will take a time jump into the WWII era. It would be sadly believable if Arthur had passed away in the interim. The final season, after all, made it clear that Arthur was always a stone’s throw from falling back into drugging. Even Tommy threatening an opium den wouldn’t be a permanent solution, and his reconciliation with Linda seemed like a bandaid as well. So even without any extenuating circumstances, Arthur might not have been destined to live much longer than the sixth season finale. Additionally, the final episodes do point towards Arthur not being able to cope with discovering Tommy’s (supposedly) impending death due to a (fabricated) brain tumor. The series also didn’t clarify whether Tommy had swiftly let Arthur, or any other Shelby for that matter, know that he was still alive and well following his Ruby-fueled revelation that no tumor existed. We do know that Tommy’s gypsy wagon was burned to a crisp, and Arthur couldn’t bear to attend Tommy’s farewell dinner. In her husband’s place, Linda read a letter: “Where you’re going, Tommy, there will I be very soon. Love, Arthur.” It doesn’t take a stretch to believe that this could have driven Arthur back toward an irrevocably bleak place. With that said, Netflix has not been forthcoming on the subject, but leaving Tommy’s older brother out of press releases doesn’t seem like a jolly, “surprise appearance” type of omission. You know, unlike keeping a as Alfie Solomons a secret. We do know, however, that the the film will include returning cast members Sophie Rundle, Stephen Graham, Packy Lee, Ian Peck, and Ned Dennehy. They will be joined by Barry Keoghan, Tim Roth, Rebecca Ferguson, and more. The movie doesn’t have a release date yet, but we’re waiting.Rangers star reveals he feared his WEIGHT sparked injury hell as he explains behind the scenes tweak has transformed him
Stock market today: Dow closes at record, S&P 500, Nasdaq rise as Wall Street notches strong weekly gainsEQB changed its fiscal year in 2023 to end October 31 , resulting in a one-time ten-month transition year and a four-month final quarter of 2023. As a result, the comparisons below are shown year-over-year from the fourth quarter ending October 31, 2023 , as the most similar and comparable three-month period ("y/y"). The information contained in this news release is unaudited. TORONTO , Dec. 4, 2024 /PRNewswire/ - EQB Inc. (TSX: EQB) today reported record financial results for the fiscal year ended October 31, 2024 , underpinned by 9% annual growth in loans under management, higher non-interest revenue and a substantial increase in EQ Bank customer accounts crossing over half a million. On the strength of this performance and a favourable outlook for personal and commercial loan originations in fiscal 2025, EQB raised its common share dividend and issued medium-term growth guidance anchored in a 15%+ ROE. "This year marks our second decade as a publicly traded company and our most profitable year on record, with annual revenue surpassing $1 billion for the first time. Shareholder value creation, including ROE at 15% and four consecutive quarters of dividend increases, once again reflected efficient capital allocation and underlying business strength," said Andrew Moor , president and CEO, EQB. While EQB generated record earnings for fiscal 2024, its Q4 results were negatively impacted by credit provisions in its equipment financing portfolio, including one particular credit exposure. This resulted in higher-than-anticipated provisions for credit losses (PCLs) for the quarter. As part of its continued strategic review of the equipment financing business, EQB has instated measures to derisk and diversify this modest portfolio, including shifting to higher credit quality exposures. Adjusted ROE 1 Q4 13.1% and FY24 15.0% (reported Q4 10.2% and FY24 13.8%) Adjusted diluted EPS 1 Q4 $2.51 and FY24 $11.03 (reported Q4 $1.95 and FY24 $10.11 ) Book value per share $77.51 , +2% q/q, +10% y/y Adjusted revenue Q4 $321.6 million and FY24 $1,264.2 million (reported Q4 $312.8 million and FY24 $1,255.4 million ) Net interest margin 2 Q4 2.07% and FY24 2.05% Adjusted PPPT 3 Q4 $173.0 million and FY24 $692.9 million (reported Q4 $159.1 million and FY24 $661.3 million ) Adjusted net income 1 Q4 $101.4 million , and FY24 $438.0 million (reported Q4 $79.4 million and FY24 $401.7 million ) Total AUM + AUA 2 $127.0 billion , +1% q/q, +14% y/y EQ Bank customer growth +6% q/q and +28% y/y to over 513,000 customers Common share dividends $0.49 per share declared, increasing 2 cents or +4% q/q, +23% y/y Total capital ratio 15.6% with CET1 of 14.3% "Looking to 2025, we expect easing monetary policy will provide welcome relief for borrowers and drive loan origination growth across the bank. This new rate cycle will also bring into sharp focus the compelling value of our high interest, no-fee EQ Bank offerings as we enter our next phase of growth. I thank all members of Canada's Challenger BankTM for driving change in Canadian banking to enrich people's lives with the innovation and value for which we are known," added Mr. Moor. EQ Bank welcomes over 28,000 customers in Q4 growing to 513,000, +6% q/q and +28% y/y The Notice Savings Account, launched mid-year, continues to act as a significant customer and deposit growth driver for EQ Bank, deepening its everyday bank value proposition Beta launch of the EQ Bank Business Account, a high-interest, no-fee everyday bank account uniquely designed to suit Canadian small business owners' needs, warmly welcomed by the small business community in Canada with roll-out continuing through 2025 EQ Bank named Brand of the Year by strategy magazine , recognized for its recent "Second Chance" and "Deuxième Chance" campaigns and corresponding impact on brand awareness Personal Banking LUM steady on strong customer retention, decumulation business grows +47% y/y in line with guidance The single-family uninsured portfolio increased 1% q/q to $20.0 billion , as strong customer retention offset the impact of slower housing market activity on new originations Single-family insured lending declined 7% q/q to $9.2 billion as a result of a purposeful shift away from lower margin prime mortgages; going forward, EQB will focus on growing uninsured single-family lending through its differentiated and well recognized customer and broker experience advantage Decumulation lending (including reverse mortgages and insurance lending) +10% q/q and +47% y/y to $2.1 billion with growth accelerating as a result of successful consumer advertising that bolstered public awareness, strong broker service and value to borrowers Commercial Banking LUM led by 30% y/y expansion in multi-unit residential to $26.1B EQB continues to prioritize insured lending for multi-unit residential properties (primarily rental apartments) in major cities across the country with 81% of its total commercial loans under management (LUM) insured through various CMHC programs; insured multi-unit residential LUM +8% q/q and +30% y/y to $26.1 billion As a result of the Bank's lending focus on properties where people live, it maintains limited exposure to the Canadian commercial office real estate market (~0.5% of loan assets), and those balances declined in Q4; consistent with the Bank's long-term risk appetite, commercial office lending is generally confined to multi-tenanted, mixed-used properties occupied by medical and professional businesses Increased PCL primarily driven by equipment financing with expected improvement in FY25 The Bank is appropriately reserved for credit losses with net allowances as a percentage of total loan assets of 32 bps, compared to 26 bps at July 31, 2024 , and 22 bps at October 31, 2023 Total Q4 adjusted PCL of $31.9 million (reported $48.0 million in Q4), or 27bps of total loan assets, includes $16 million from equipment financing PCL, $5.2 million from personal and $10.7 million from commercial excluding equipment financing Of FY24 adjusted PCL of $89.2 million , 71% is attributable to equipment financing, including anomalous losses associated with Pride Group exposure; following elevated provisions and losses booked in Q4, performance is expected to significantly improve in FY25 Reflected in Q4 reported results is the Bank's previously identified operational exposure and losses associated with Pride Group; as part of the active Companies' Creditors Arrangement Act process for Pride Group and the operational exposure associated with suspected irregularities, expected credit losses associated with these leases have been separated from normal course business but remain accounted for in PCL Net impaired loans increased by $97.0 million to $623.7 million , or 132 bps of total loan assets, compared to 109 bps at July 31, 2024 , and 76 bps from October 31, 2023 ; half of which can be attributed to one commercial loan. While the pace of resolutions is improving, declines in impaired loans are expected by the second half of fiscal 2025 EQB increases common share dividend EQB's Board of Directors declared a dividend of $0.49 per common share payable on December 31, 2024 , to shareholders of record as of December 13, 2024 , representing a 4% increase from the dividend paid in September 2024 and 23% above the payment made in December 2023 For the purposes of the Income Tax Act ( Canada ) and any similar provincial legislation, dividends declared are eligible dividends, unless otherwise indicated EQB issues updated growth guidance FY25 and medium term guidance for adjusted pre-provision pre-tax earnings, adjusted diluted EPS, adjusted ROE, dividends, book value per share, CET1 ratio and balance sheet growth are found in Supplementary Management Information in the Financials section of EQB's investor website at eqb.investorroom.com and which will be included in EQB's Q4 2024 MD&A to be filed under EQB's profile on www.sedarplus.ca EQB has a Normal Course Issuer Bid (NCIB) that expires in January 2025 and intends to renew and increase the size of its NCIB for the following twelve-month period which gives it additional options for capital deployment. 4 "We are proud of EQB's strategic progress in fiscal 2024, particularly considering the economic environment and atypical pressure in our credit book. The diversification and strength of our business model translated to solid ROE and excellent growth in key asset classes. Excluding the elevated equipment financing credit losses, EQB would have achieved the high-end of 2024 expectations," said Chadwick Westlake , CFO, EQB. "Our updated growth guidance reflects our bullish view on loan origination prospects, tailwinds for provisioning given steps taken in equipment financing in Q4 and the expectation for significant improvement in impaired loans. While our first priority in capital allocation remains organic lending growth, we continue to assess select inorganic growth opportunities, and we have levers for returning capital to shareholders that collectively position us for strength in 2025." Analyst conference call and webcast: 10:30 a.m. ET December 5, 2024 EQB's Andrew Moor , president and CEO, Chadwick Westlake , CFO, and Marlene Lenarduzzi , CRO, will host the company's fourth quarter conference call and webcast. The listen-only webcast with accompanying slides will be available at: eqb.investorroom.com . To access the conference call with operator assistance, dial 416-945-7677 five minutes prior to the start time. Further information Further information on EQB's unaudited Q4 and 2024 results may be found under the Financials section of the EQB investor website at eqb.investorroom.com . INTERIM CONSOLIDATED FINANCIAL STATEMENTS Consolidated balance sheet (unaudited) Consolidated statement of income (unaudited) Consolidated statement of comprehensive income (unaudited) Consolidated statement of changes in shareholders' equity (unaudited) Consolidated statement of cash flows (unaudited) About EQB Inc. EQB Inc. (TSX: EQB) is a leading digital financial services company with $127 billion in combined assets under management and administration (as at October 31, 2024 ). It offers banking services through Equitable Bank, a wholly owned subsidiary and Canada's seventh largest bank by assets, and wealth management through ACM Advisors, a majority owned subsidiary specializing in alternative assets. As Canada's Challenger BankTM, Equitable Bank has a clear mission to drive change in Canadian banking to enrich people's lives. It leverages technology to deliver exceptional personal and commercial banking experiences and services to nearly 700,000 customers and more than six million credit union members through its businesses. Through its digital EQ Bank platform ( eqbank.ca ), its customers have named it one of Canada's top banks on the Forbes World's Best Banks list since 2021. Please visit eqb.investorroom.com for more details. Investor contact: Mike Rizvanovic Managing Director, Investor Relations [email protected] Media contact: Maggie Hall Director, PR & Communications [email protected] Cautionary Note Regarding Forward-Looking Statements Statements made by EQB in the sections of this news release, in other filings with Canadian securities regulators and in other communications include forward-looking statements within the meaning of applicable securities laws (forward-looking statements). These statements include, but are not limited to, statements about EQB's objectives, strategies and initiatives, financial performance expectation, statements with respect to EQB's intention to renew and/or make share repurchases under its NCIB, and other statements made herein, whether with respect to EQB's businesses or the Canadian economy. Generally, forward-looking statements can be identified by the use of forward-looking terminology such as "plans", "expects" or "does not expect", "is expected", "budget", "intends", "scheduled", "planned", "estimates", "forecasts", "intends", "anticipates" or "does not anticipate", or "believes", or variations of such words and phrases which state that certain actions, events or results "may", "could", "would", "might" or "will be taken", "occur" or "be achieved", or other similar expressions of future or conditional verbs. Forward-looking statements are subject to known and unknown risks, uncertainties and other factors that may cause the actual results, level of activity, closing of transactions, performance or achievements of EQB to be materially different from those expressed or implied by such forward-looking statements, including but not limited to risks related to capital markets and additional funding requirements, fluctuating interest rates and general economic conditions, legislative and regulatory developments, changes in accounting standards, the nature of our customers and rates of default, and competition as well as those factors discussed under the heading "Risk Management" in EQB's Q3 MD&A and in EQB's documents filed on SEDAR at www.sedarplus.ca and in Q4: Supplemental Management Information that is available under the Financials section of EQB's investor website at eqb.investorroom.com. All material assumptions used in making forward-looking statements are based on management's knowledge of current business conditions and expectations of future business conditions and trends, including their knowledge of the current credit, interest rate and liquidity conditions affecting EQB and the Canadian economy. Although EQB believes the assumptions used to make such statements are reasonable at this time and has attempted to identify in its continuous disclosure documents important factors that could cause actual results to differ materially from those contained in forward-looking statements, there may be other factors that cause results not to be as anticipated, estimated or intended. Certain material assumptions are applied by EQB in making forward-looking statements, including without limitation, assumptions regarding its continued ability to fund its mortgage business, a continuation of the current level of economic uncertainty that affects real estate market conditions, continued acceptance of its products in the marketplace, as well as no material changes in its operating cost structure and the current tax regime. There can be no assurance that such statements will prove to be accurate, as actual results and future events could differ materially from those anticipated in such statements. Accordingly, readers should not place undue reliance on forward-looking statements. EQB does not undertake to update any forward-looking statements that are contained herein, except in accordance with applicable securities laws. Non-Generally Accepted Accounting Principles (GAAP) Financial Measures and Ratios In addition to GAAP prescribed measures, this news release references certain non-GAAP measures, including adjusted financial results, that we believe provide useful information to investors regarding EQB's financial condition and results of operations. Readers are cautioned that non-GAAP measures often do not have any standardized meaning, and therefore, are unlikely to be comparable to similar measures presented by other companies. Adjustments listed below are presented on a pre-tax basis: FY 2024 $8.8 million fair value adjustment on a covered bond maturity, $2.2 million new office lease related costs prior to occupancy, $11.2 million non-recurring operational effectiveness expenses and acquisition and integration-related costs associated with Concentra and ACM, $9.3 million intangible asset amortization, $16.1 million provision for credit losses associated with an equipment financing purchase facility, and $1.7 million provision for credit losses due to a one-time change in ECL methodology from five to four economic scenarios and adjusting associated weights. FY 2023 $28.0 million related to a one-time strategic investment gain, $15.1 million acquisition and integration-related costs associated with Concentra and ACM, $3.5 million intangible asset amortization, $3.3 million net fair value amortization adjustments, and $0.9 million other expenses. The following table presents a reconciliation of GAAP reported financial results to non-GAAP adjusted financial results (unaudited). Other non-GAAP financial measures and ratios: Adjusted return on equity (ROE) is calculated on an annualized basis and is defined as adjusted net income available to common shareholders as a percentage of weighted average common shareholders' equity (reported) outstanding during the period. Assets under administration (AUA): is sum of (1) assets over which EQB's subsidiaries have been named as trustee, custodian, executor, administrator, or other similar role; (2) loans held by credit unions for which EQB's subsidiaries act as servicer. Assets under management (AUM): is the sum of total balance sheet assets, loan principal derecognized but still managed by EQB, and assets managed on behalf on investors. Loans under management (LUM): is the sum of loan principal reported on the consolidated balance sheet and loan principal derecognized but still managed by EQB. Net interest margin (NIM): this profitability measure is calculated on an annualized basis by dividing net interest income by the average total interest earning assets for the period. Pre-provision pre-tax income (PPPT): this is the difference between revenue and non-interest expenses. Total loan assets: this is calculated on a gross basis (prior to allowance for credit losses) as the sum of both Loans – Personal and Loans – Commercial on the balance sheet and adding their associated allowance for credit losses. SOURCE EQB Inc.
Rico Carty, who won the 1970 NL batting title when he hit a major league-best .366 for the Atlanta Braves, has died. He was 85. Major League Baseball , the players' association and the Braves paid tribute to Carty on social media on Sunday. No further details on Carty's death were provided. “Carty was one of the first groundbreaking Latino stars in the major leagues, and he established himself as a hero to millions in his native Dominican Republic, his hometown of San Pedro de Macoris, and the city of Atlanta, where he was a beloved fan favorite,” the players' association said in its statement . The Braves said Carty left an indelible mark on the organization. “While his on-field accomplishments will never be forgotten, his unforgettable smile and generous nature will be sorely missed,” the team said in its statement. Carty made his big league debut with the Braves in September 1963. He batted .330 with 22 homers and 88 RBIs in his first full season in 1964, finishing second to Dick Allen in voting for NL Rookie of the Year. The Braves moved from Milwaukee to Atlanta after the 1965 season, and Carty got the franchise's first hit in its new home on April 12, 1966, against Pittsburgh. Carty had his best year in 1970, batting .366 with 25 homers and a career-best 101 RBIs. He started the All-Star Game after he was elected as a write-in candidate, joining Willie Mays and Hank Aaron in the NL outfield. Carty batted .299 with 204 homers and 890 RBIs over 15 years in the majors, also playing for Cleveland, Toronto, Oakland, Texas and the Chicago Cubs. He retired after the 1979 season. AP MLB: https://apnews.com/hub/MLB
NoneEAST RUTHERFORD, N.J. (AP) — Tampa Bay Buccaneers quarterback Baker Mayfield embarrassed the woeful Giants with his arm and legs, and if that wasn't enough, he rubbed it in by mimicking New York fan favorite Tommy DeVito's celebratory dance after scoring a touchdown. Mayfield catapulted into the end zone on a spectacular 10-yard scramble for one of Tampa Bay's four rushing TDs, and the Buccaneers beat the Giants and new starting quarterback DeVito 30-7 on Sunday, snapping a four-game losing streak and extending New York's skid to six. With both teams struggling and coming off byes, most of the focus leading up to the game was on the Giants' decisions this week to bench and then release quarterback Daniel Jones. The brash DeVito was given the starting job and asked to spark coach Brian Daboll's team, as he did last season. Instead, Mayfield provided the energy with his play and his trolling of DeVito. “Tribute to Tommy,” said a straight-faced Mayfield, who was 24 of 30 for 294 yards. “He’s a good dude, that’s why. Most of the times, I don’t know what I’m going to do. It’s spontaneous.” Mayfield was asked several times about the gesture and admitted he wanted to give Giants fans something they liked, adding he met DeVito at the Super Bowl in Las Vegas in February. “He had his chain blinged out, swag walking through the casino. It was awesome,” Mayfield said. “It was like a movie scene, honestly.” DeVito did nothing to help the NFL's lowest-scoring offense. He threw for 189 yards, mostly in the second half with New York well on its way to its sixth straight loss at home, where it is winless. Meanwhile, the Buccaneers dominated in every phase in a near-perfect performance that featured TD runs of 1 yard by Sean Tucker, 6 yards by Bucky Irving and 1 yard by Rachaad White. After recent losses to the Ravens, 49ers and Chiefs, Tampa Bay (5-6) moved within one game of idle Atlanta in the NFC South. “We’re hoping it builds confidence,” Mayfield said. “We have a belief that we are still sitting and controlling our own destiny.” Tampa Bay scored on five of its on first six possessions to open a 30-0 lead, and none was more exciting than Mayfield's TD run with 12 seconds left in the first half. On a second-and-goal from the 10, he avoided pressure and went for the end zone. He was hit by Cor'Dale Flott low and Dru Phillips high around the 2-yard line, and he was airborne when he crossed the goal line. The ball came loose when he hit the turf but he jumped up and flexed, DeVito-style, as the Bucs took a 23-0 lead. DeVito said players talked about the celebration in the locker room but he did not see it. Daboll was asked about the gesture and said Mayfield played well. He said the Giants' poor performance had nothing to do with Jones being released. “No excuse on that,” said Daboll, whose job is on the line despite making the playoffs in 2022. “We just didn’t do a good enough job.” “We played soft, and they beat the (expletive) out of us,” defensive tackle Dexter Lawrence added. Mayfield's favorite target Mike Evans returned to the lineup after missing three games with a hamstring injury and had five catches for 68 yards. Irving had 87 yards rushing and six catches for 64 yards. The Bucs held New York to three first downs and 45 yards in the first half, and they finished with 450 yards to the Giants' 245. DeVito had a 17-yard run in the fourth quarter to set up a 1-yard touchdown run by Devin Singletary. The brash New Jersey native was sacked four times, including once in the fourth quarter, which forced him to go to the bench for one play. Buccaneers: LT Tristan Wirfs (knee) did not play and Justin Skule replaced him. ... Tampa Bay lost OLB Joe Tryon-Shoyinka to an ankle injury in the second quarter and safety Jordan Whitehead to a pectoral injury in the fourth quarter. Giants: LT Jermaine Eluemunor (quad) and OLB Azeez Ojulari (toe) were hurt in the first quarter and did not return. Buccaneers: At Carolina next Sunday. Giants: At Dallas on Thanksgiving AP NFL: https://apnews.com/hub/nflRomanians vote in presidential election focused on high living costs