
Happy Holidays! As we’ve done the past few years here at Smart Money , we’re going to look “forward” to the next year by looking back at what we’ve talked about this year. But before we get to that, I wanted to deliver a holiday gift to you... a special report featuring my Top 7 Stocks for 2025 that’s free to you just for being an important Smart Money follower. Each one of these stocks capitalizes on one of the powerful megatrends we talk about here. I hope you’ll check that out . And this year, we’ve talked about a technology so powerful that its existence could either herald the end of the world – or, at the very least, the world as we know it – or usher in the beginning of an unprecedented utopia. That development is artificial general intelligence, or AGI. As we’ve only just begun traveling down the path toward AGI, I’d like the revisit a past Smart Money from this year where I answered your most pressing questions. Updates will be provided as needed. This article is from August of this year, titled Answering Your Biggest AGI Questions ... Let’s jump right in... Scientists and other bright minds have put forth a few different timelines as to when they believe AGI will be developed. For example... The truth is that we really don’t know when AGI will become a part of our lives. However, the common denominator here is that the technology is developing fast... and will be upon us soon. AGI is going to impact several industries in ways many folks — including those on Wall Street — have never even considered. They are industries that I also believe everyone should consider investing their capital in right now. I’m talking about data centers, raw materials and metals, energy, software, semiconductor chips, robotics, and healthcare. As AI infiltrates the medical field, the U.S. healthcare industry is on track to grow faster than any other sector in the U.S. economy. Companies are converging with AI to bring about massive amounts of innovation in the healthcare industry. In the biotech sector, for example, AI could revolutionize the economics of drug discovery. First, it could boost the success rates of new therapies by prequalifying potential drug candidates more expertly than traditional trial-and-error processes could. Second, it could reduce the average expense and timeline of advancing these candidates through clinical trials by shortening the drug-development time frame. Today, without AI, it can take more than a decade and over $1 billion to bring a new drug to market. AI could impart a game-changing efficiency to the drug-development process, and thereby shower pharmaceutical companies, in particular, with a pixie dust of enormous prosperity. Collectively, the pharmaceutical industry seems to be banking on the pixie-dust scenario. For example, all 10 of the top holdings in the iShares Biotechnology ETF ( IBB ) are actively integrating some facet of AI into their drug-development processes. Many of the biggest pharmaceutical companies in the world are paying tens of billions of dollars to snap up promising biotech companies. You could call it a biotech gold rush. The volume of merger-and-acquisition deals in the global healthcare sector surged about 22% last year, according to data provider Dealogic, even though M&A activity across all industries dropped about 23%. I believe that the pharmaceutical industry, in aggregate, will reap handsome rewards from the expansion of AI in healthcare, especially as AGI continues to advance. Overall, I expect AGI to impart fantastic benefits to the healthcare industry. When I say “stealth AI,” I’m usually talking non-tech companies that will adopt and apply AI with the goal of reaping huge gains in efficiency, productivity, and profits. In many old-school industries, like shipping or travel, new AI- and AGI-enabled processes could boost efficiency and fatten profit margins. I consider industries like these to be future-proof, meaning they’re not going anywhere, despite whatever AI and AGI do. And when you put stealth AI to work inside a future-proof industry, you have the potential for both reliable and outsized gains. Artificial intelligence has added a powerful tailwind to platinum demand... a tailwind that AGI will kick in to high gear. At present, electronics and technology end-uses account for only 3% of total platinum demand. However, thanks to AI, the tech sector’s platinum consumption could grow by double digits for several years in a row. According to research from Metals Focus, a boom in demand for AI applications will create an echo boom in demand for the high-specification semiconductors and sensors that enable AI technologies to operate optimally. Much of this next-gen hardware contains platinum. As the World Platinum Investment Council explains... The performance of the myriad of miniature transistors and capacitors embedded into an integrated circuit is enhanced by the deposition of thin platinum films onto semiconductor wafers... These platinum films are created using a technology known as sputtering, where platinum particles are ejected and deposited onto a surface, creating a thin (only a few atomic or molecular layers thick) platinum layer. AI-driven platinum demand could add an additional kicker to any new bull market that emerges. The rise of AGI is also boosting demand for copper, because data centers use enormous amounts of copper for power and cooling systems. Even moderately sized data centers can require several thousand tons of the metal. All this makes copper a very attractive business to be in – for mining companies and investors alike. There were great questions, folks. As AGI develops, the future that lies ahead is not simply a continuation of what has been... it is a complete departure from anything we have ever known. So, I hope you’ve found these answers to your most pressing AGI questions helpful. In fact, we could be months, weeks, or even mere days away from achieving AGI. After that happens, we may reach a point of no return. And I’m tracking this information closely. In fact, you will hear more about my 1,000 day countdown to AGI soon after the new year. It’s a comprehensive look at the most important technological revolution of our lifetime. Finally, one last thing before I go... Regarding the Top 7 Stocks for 2025 free report I shared with you up top... sometimes knowing when buy a stock is just as important as knowing which stock to buy. And my colleagues at TradeSmith have developed a new way potentially double your money, by foreseeing the biggest jumps on 5,000 stocks, to the day , with 83% back-tested accuracy. And on January 8, at 10 a.m., they’ll be unveiling this financial breakthrough during a special free presentation. You can sign up for that here. In short, we’ve developed a breakthrough way to pinpoint dates of the calendar when certain stocks – like the ones in my new report – shoot up – year after year, producing one winning trade after another. Essentially, it tells you what each stock’s “green day” is. On January 8, they’ll explain exactly how this works. And if you sign up to join the guest list for that special event , you’ll receive instant free access to their system. You can try it yourself right now to see the “green day” for 5,000 different stocks. Regards, Eric FryThe news of Terho's return to training has sparked excitement among Bayern fans, who have been eagerly awaiting his comeback. Many supporters have taken to social media to express their joy at seeing the talented forward back in action and are hopeful that he will be able to make a significant impact on the team's performance in the upcoming matches.
Ardelyx chief medical officer sells $35,316 in stockThe controversy has reignited discussions about the double standards faced by politicians, particularly when it comes to their appearance. Male leaders are often judged less harshly on their clothing choices compared to their female counterparts, leading to questions about gender biases in the political sphere. Critics have also highlighted the cultural differences that may influence perceptions of appropriate attire for leaders in different countries.AP News Summary at 12:25 p.m. EST
The single mother who runs OnlyFans and insists it's a feminist site amid Lily Phillips and Bonnie Blue controversy READ: OnlyFans star reveals grim reality of Lily Phillips' sleeping with 100 men By KATHERINE LAWTON Published: 02:49, 30 December 2024 | Updated: 02:51, 30 December 2024 e-mail View comments A single parent of two daughters who juggles motherhood with a dazzling career as a chief executive, Keily Blair could pass as the ultimate inspiration to women. The lawyer turned CEO of OnlyFans , 42, has seen her corporate career fly from one success to the next, advocating for women's 'choice' over their money, jobs and bodies since taking on the role in July 2023. But while the porn-friendly site is painted as a feminist platform for women to get rich and gain sexual agency, OnlyFans is also home to 'dangerous' sex stunts that put vulnerable women at risk. OnlyFans star Lily Phillips recently shocked the world after revealing she'd had sex with over 100 men in one night - and that her next goal was to bed 1,000 men in 24 hours. Lily, who posted the explicit content to her OnlyFans page, was filmed in tears after the ordeal, which she admitted was more 'intense' than she'd hoped and forced her to 'dissociate' from what was happening. The controversial stunt received backlash from fellow OnlyFans stars, who called it a form of 'self harm' and argued it 'sends a message' to other creators that 'pushing yourself to dangerous extremes is normal'. The sex work life differs from the corporate one of Blair's, who went from London-based partner at Orrick, Herrington & Sutcliffe LLP - specialising in cyber, privacy, and security - to an executive at her former client, OnlyFans. The mother-of-two speaks publicly about women having 'choice' over their own lives, arguing in a recent interview: 'I fundamentally believe that people should be able to make choices about what they do. Keily Blair (pictured) has been the CEO of porn-friendly site OnlyFans since July 2023 Frankie Sims, Blair and Demi Sims pose in the winners room with the Most Inspiring TV Show Award at the National Reality TV Awards 2024 English OnlyFans star Lily Phillips (pictured) was left in tears after sleeping with 100 men in one night and filming it 'I think as a society, and particularly women, we've had a lot of people telling us what we can do, with our bodies, with our jobs, with our money, with our lives. I've no interest in that.' Born and raised in Dublin, Blair moved to Britain to study Law and Politics at Oxford Brookes University, before qualifying as a solicitor in 2007. A cybersecurity and privacy expert, her early career included time at PwC and law firms Forsters and Allen & Overy. Read More OnlyFans star reveals the grim reality of Lily Phillips' sleeping with 100 men in one day Blair was even the first winner of the Inspirational Women in Law Awards in 2016 - after which she opened up about the struggles of balancing motherhood to daughters Eden and Bea with a high flying career. 'There are things that have happened to me probably uniquely because I'm female,' she said. 'I remember coming back from maternity leave and I remember there was a project being discussed that would involve international travel. There was an automatic assumption that I wouldn't want to go.' She added: 'I remember going into the managing partner's office and sitting down and I said, 'This may be coming from a place of kindness, but do you realise that you just ruled me out of a really interesting job because I've just come back from maternity leave because you think I won't want to spend time away from my baby'.' In January 2020, Blair joined Orrick, Herrington and Sutcliffe, a London law firm. At Orrick, she was head of the firm's cyber, privacy and data innovation practice - with OnlyFans among her clients. Keily is a single mother to two daughters Eden and Bea, and has spoken about women being overlooked because of motherhood The lawyer turned CEO advocates for women's 'choice' over their money, jobs and bodies Blair at a Taylor Swift concert for The Eras Tour earlier this year Blair loves trainers and has a lot of pairs of Jordan Shoes in her collection Born and raised in Dublin, Blair moved to Britain to study Law and Politics at Oxford Brookes University, before qualifying as a solicitor in 2007 She became the company's chief strategy and operations officer, before being promoted to CEO in July last year. She succeeded Amrapali 'Ami' Gan, who stepped down to pursue new endeavors, OnlyFans said at the time. On securing the position, Blair reiterated the importance of 'choice' for the site's creators, sating: 'OnlyFans only succeeds when creators succeed. It is our mission to make OnlyFans the platform of choice for a diverse range of creators and fans across the world. Read More The astonishing amount of money OnlyFans' female CEO reports paying out to creators 'I will continue to put our creators at the heart of every business decision and will provide them with an inclusive, safe, and innovative platform to connect with their fans and monetize their content.' Speaking to Fortune about her decision to leave a 'professional background', she said she was ready for a 'negative reaction', but describes the site as a 'UK tech success story'. In October this year, she claimed a top priority of the company was to provide safety to OnlyFans users. 'Everyone assumes it's sexy content. Some of it sexy content and we're very happy with that, we're an inclusive platform, and we're that way for a reason,' she said. 'We believe it's very important for adult content creators to have a safe space, to be able to monetize and also to be able to do that alongside other content creators.' But some high profile OnlyFans stars have found themselves the victims of terrifying death threats. Bonnie Blue, famed for bragging about sleeping with 'barely legal 18-year-olds', revealed she gets up to 300 death threats a day from women and was told she would 'end up in a box' after her sex marathons. The 25-year-old said she makes up to a whopping £750,000 a month, which includes posting X-rated content on her OnlyFans account. OnlyFans star Bonnie Blue said she gets 200 to 300 death threats a day and was told she would 'end up in a box' Bonnie says she makes up to a whopping £750,000 a month, which includes posting X-rated content on her OnlyFans account Last month, she planned to fly to Australia for a free sex marathon with teenage school leavers. In exchange, they had to consent to her posting the content online. But Bonnie - who has been slammed by parents - was forced to contact the police after receiving vicious death threats on social media that left her fearing for her life. 'I must get 200 to 300 plus death threats a day,' she told The Sun. 'The one I got this morning was like: ''When you arrive in Surfers Paradise [in Australia], you're going to be leaving in a box. You should kill yourself before we have to kill you.''' 'Wishing someone dead and wishing harm on them? That's a bad person, not me.' From December 2021 to June 2023, the UK-based company saw its global user base increase to more than 220 million fans and over 3 million creators. OnlyFans, which is based in the UK, relies solely on subscriptions, pay-per-view events or tips for its online creators, with a large portion creating adult content. The company has paid out $20billion to its creators since its inception in 2016 , it was revealed earlier this year. Despite her success, Blair has experienced negative reactions since becoming CEO, one example being when a bank rejected her as a customer for a personal account because of her association with OnlyFans. 'I was an equity partner at a law firm, one of only a handful of women who was an equity partner, and I had a team of people working for me,' she told the FT . 'That institution would previously have been incredibly keen to have my business. Nothing about me has changed, nothing about my risk profile has changed.' Financial institutions, fearful of facilitating financial transactions for illegal sex work or crimes like sex trafficking, often turned down those associated with such platforms. Lily Phillips Bonnie Blue OnlyFans London Share or comment on this article: The single mother who runs OnlyFans and insists it's a feminist site amid Lily Phillips and Bonnie Blue controversy e-mail Add commentKidsafe calls for urgent action on low speed vehicle runoversIn conclusion, the recent announcements from OpenAI, Xiaomi, and Apple reflect the dynamic and constantly evolving nature of the tech industry, showcasing the diverse approaches and visions of key players in the field of artificial intelligence and advanced technology. As we look towards the future, it is essential for stakeholders, policymakers, and the public to engage in informed discussions and debates about the implications of these developments, ensuring that innovation is guided by ethical considerations and serves the best interests of society as a whole.
In addition to the convenience and variety offered by online shopping, the economic climate is also playing a role in shaping consumer behavior. With signs of economic recovery on the horizon and consumer confidence on the rise, shoppers are more willing to open their wallets and indulge in year-end shopping sprees. The enticing promotions and discounts offered by e-commerce platforms during the "Double 12" event are expected to further stimulate consumer spending and drive sales growth.Furthermore, the seasonality of tourism in county towns can impact the hotel's revenue stream. Unlike city hotels that may have a steady flow of business travelers throughout the year, county town hotels may experience fluctuations in demand depending on the tourist season and local events. Hotel owners must carefully plan their marketing strategies and pricing policies to maximize occupancy and revenue during peak periods while maintaining a sustainable business model during off-peak seasons.By Connor Hart Quantum-computing companies are trading higher after Amazon Web Services launched Quantum Embark, an advisory program aiming to prepare users for society's shift toward quantum computing. The emerging field harnesses qualities of quantum mechanics to solve problems that are beyond the ability of the most powerful classical computers, according to the Amazon.com unit. In after-hours trading, shares of Quantum Computing rise 4.6%, to $6.38. Shares of Arqit Quantum gained 8.1%, to $13.96. Shares of D-Wave Quantum jumped 11%, to $3.24. Defiance Quantum, an exchange-traded fund, or basket of stocks that can be purchased all at once, rises 7.4% to $73.50. Write to Connor Hart at connor.hart@wsj.com