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Simmons scores 29 as Gardner-Webb defeats East Carolina 84-79By Funto Omojola, NerdWallet Mobile wallets that allow you to pay using your phone have been around for well more than a decade, and over those years they’ve grown in popularity, becoming a key part of consumers’ credit card usage. According to a “state of credit card report” for 2025 from credit bureau Experian, 53% of Americans in a survey say they use digital wallets more frequently than traditional payment methods. To further incentivize mobile wallet usage, some credit card issuers offer bonus rewards when you elect to pay that way. But those incentives can go beyond just higher reward rates. In fact, mobile wallets in some ways are becoming an essential part of activating and holding a credit card. For example, they can offer immediate access to your credit line, and they can be easier and safer than paying with a physical card. From a rewards perspective, it can make a lot of sense to reach for your phone now instead of your physical card. The Apple Card offers its highest reward rates when you use it through the Apple Pay mobile wallet. Same goes for the PayPal Cashback Mastercard® when you use it to make purchases via the PayPal digital wallet. The Kroger grocery store giant has a co-branded credit card that earns the most when you pay using an eligible digital wallet, and some major credit cards with quarterly rotating bonus categories have a history of incentivizing digital wallet use. But again, these days it’s not just about the rewards. Mobile wallets like Apple Pay, Samsung Pay and PayPal can offer immediate access to your credit line while you wait for your physical card to arrive after approval. Indeed, most major issuers including Bank of America®, Capital One and Chase now offer instant virtual credit card numbers for eligible cards that can be used upon approval by adding them to a digital wallet. Additionally, many co-branded credit cards — those offered in partnership with another brand — commonly offer instant card access and can be used immediately on in-brand purchases. Credit cards typically take seven to 10 days to arrive after approval, so instant access to your credit line can be particularly useful if you need to make an urgent or unexpected purchase. Plus, they allow you to start spending toward a card’s sign-up bonus right away. As issuers push toward mobile payments, a growing number of merchants and businesses are similarly adopting the payment method. The percentage of U.S. businesses that used digital wallets increased to 62% in 2023, compared to 47% the previous year, according to a 2023 survey commissioned by the Federal Reserve Financial Services. Wider acceptance is potentially good news for the average American, who according to Experian has about four credit cards. While that won’t necessarily weigh down your wallet, it can be hard to manage multiple cards and rewards categories at once. Mobile wallets offer a more efficient way to store and organize all of your workhorse cards, while not having to carry around ones that you don’t use often. They can also help you more easily monitor your spending and rewards, and some even track your orders’ status and arrival time. Plus, paying with a digital wallet offers added security. That’s because it uses technology called tokenization when you pay, which masks your real credit card number and instead sends an encrypted “token” that’s unique to each payment. This is unlike swiping or dipping a physical card, during which your credit card number is more directly accessible. And again, because a mobile wallet doesn’t require you to have your physical cards present, there’s less chance of one falling out of your pocket or purse. More From NerdWallet Funto Omojola writes for NerdWallet. Email: fomojola@nerdwallet.com. The article Activating Your Credit Card? Don’t Skip the Mobile Wallet Step originally appeared on NerdWallet .
At "The House of Thrills" on Saturday, Mallory Torr picked up her first win as Sharon head coach as the Tigers defeated the Bulldogs in the consy contest. Sharon led 11-4 at the end of the opening quarter and 25-19 at halftime. Meadville cut the lead to 37-34 after three quarters. The Tigers put the game away by outscoring the Bulldogs 13-9 over the final eight minutes. Jamoria Crumby fired in 24 points to lead Sharon, Taylor Ragsdale-Holden scored eight, N'myia Griggs contributed seven points, and Jasmine McGee added six markers. Marlaya McCoy led the way for Meadville with 16 points and Jayda Gongaware chipped in seven points. "I'm very happy to get our first win of the season," said Torr. "I am proud of the way the team battled and we are looking forward to getting better each day." This will be updated as coaches submit stats to The Herald. Crumby 10-2-4-24, Clarke 1-0-0-3, McGee 1-4-4-6, Roberson 0-0-0-0, Griggs 2-1-2-7, Scott 0-0-0-0, Ragsdale-Holden 4-0-4-8, Amos 0-2-6-2. Crumby 2, Griggs 2, Clarke 1. J.Gongaware 2-3-6-7, Watkins 1-0-0-2, Lutern 1-4-6-6, Hall 2-0-0-6, McCoy 7-2-7-16, K.Gongaware 2-0-0-4, Stout 1-0-0-2. Hall 2.
Mitchell had six assists and three steals for the Vandals (5-8). Kristian Gonzalez added 20 points while shooting 7 for 11 (3 for 7 from 3-point range) and 3 of 3 from the free-throw line while they also had six rebounds. Julius Mims went 7 of 10 from the field to finish with 14 points, while adding nine rebounds and three blocks. Tyler Linhardt also had 14 points. Elias Ralph led the Tigers (5-9) in scoring, finishing with 18 points and seven rebounds. Lamar Washington added 14 points, six assists and two blocks for Pacific. Petar Krivokapic also had 13 points. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .The broadcaster’s former technology correspondent, 66, was formally made an OBE by the Princess Royal for his services to journalism on Wednesday. Cellan-Jones announced in 2019 that he had been diagnosed with Parkinson’s and he has since contributed to a podcast, Movers And Shakers, discussing life with the disease. Discussing the success of the podcast, which also features Jeremy Paxman, Cellan-Jones told the PA news agency: “It’s been an absolute scream. “We’ve had the most extraordinary reaction from the Parkinson’s community. “There is a community which felt absolutely left out in the cold and this award was for services to journalism, but I can’t help but think that maybe that played some part too.” Cellan-Jones said he talked to Anne about fundraising for Parkinson’s and how technology could possibly be used to monitor the disease. The journalist added: “She showed real interest in it. “Mike Tindall, whose father’s got it, is very active in fundraising – so we talked about that.” Cellan-Jones said the OBE was “very unexpected when it came”, adding that he felt “very privileged”. He said his rescue dog from Romania, named Sophie, was “making slow progress” after becoming a social media sensation with thousands of people following her recovery online. Speaking at Buckingham Palace, Cellan-Jones said several courtiers had asked after Sophie, adding: “She’s still incredibly nervous. She’s waiting at home, she wouldn’t have liked it here – a bit too busy. “She’s making slow progress, but she’s wonderful, and she’s been very important to us.” Earlier on Wednesday, broadcaster Alan Yentob, 77, was formally made a Commander of the Order of the British Empire (CBE) by the King for services to the arts and media. The retired television executive, who was born in Stepney, London, joined the BBC as a trainee in 1968. He devised the flagship arts programme Imagine..., which he presented on, and was creative director of the broadcaster from 2004 until 2015. Yentob stepped down from the role in the wake of the collapse of the charity Kids Company, where he was chairman. The broadcaster said Charles had been “incredibly supportive” of him. Discussing Charles, Yentob told the PA news agency: “He’s been incredibly supportive, as I said to him, on many fronts, including the fact that I was the chairman of Kids Company, and he was incredibly supportive of that in the most difficult times. “And I think the way he’s come out about his illness, and the way the Princess of Wales has too, has been admirable.” Yentob said it would be “reckless” to not support the BBC, adding “it’s a place which embraces everyone”. The broadcaster added: “If you look at the figures, it’s still doing well, even though a very substantial part of its income has been removed.” Roxy Music lead guitarist Phil Manzanera, 73, was formally made an OBE by the Princess Royal for his services to music. His most well-known band, featuring singer Bryan Ferry, is famed for hits such as Love Is The Drug and More Than This – topping the singles charts once with a cover of John Lennon’s Jealous Guy. Discussing the honour, Manzanera told the PA news agency: “It’s very moving and humbling to be amongst all these people who do absolutely incredible things. “But, obviously, I am very happy to get it for services to music and music production, because I think music helps us all in our lives in terms of improving the fabric of our lives, and it’s a great support for so many people.” The musician said he discussed his upbringing in South America and central America with Anne, having grown up in Colombia, Venezuela and Cuba. Manzanera said Anne told him that her father, Prince Philip, “once flew a Viscount plane to Caracas airport”. He said his upbringing was central to his musicianship, adding: “It’s in my DNA, the rhythms of South America. “And the musicians that we’ve all come to know through the Buena Vista Social Club were the kind of music that I started playing guitar with. “It wasn’t Bert Weedon’s Play in a Day for me, it was the music of Cuba.” Actress Shobna Gulati, 58, was formally made an MBE for services to the cultural industries, Scottish professional golfer Stephen Gallacher, 50, was made an MBE and former Arup deputy chairwoman Dervilla Mitchell, 66, received a damehood for services to engineering.Senate Majority Leader Chuck Schumer was blocked Wednesday from quickly advancing a bill that would allow local law enforcement agencies to track aerial drones, ensuring Congress won't act this year on the mysterious drone sightings that have bewildered residents of New Jersey and across the eastern U.S. Schumer, a New York Democrat, sought to speed a bipartisan bill through the Senate by seeking unanimous consent on the floor, but Sen. Rand Paul , a Kentucky Republican , objected to its passage. “The people in New York and New Jersey have a lot of questions, and they’re not getting good enough answers,” said Schumer. “The utter confusion surrounding these drone sightings shows that the feds can’t respond all on their own.” Schumer has also called for the U.S. Department of Homeland Security to deploy better drone-tracking technology to identify the drones and their operators. The Senate bill would have also enhanced some federal agencies’ authority to act on drones, as well as started a pilot program to allow states and local authorities to disrupt, disable or seize a drone without prior consent of the operator. “This bill would ensure that law enforcement has the technology needed to quickly and clearly identify exactly what the reported sightings of drones across the country actually are,” said Sen. Gary Peters, a Michigan Democrat who sponsored the bipartisan bill. National security officials have said the drones don’t appear to be a sign of foreign interference or a public safety threat. But they can’t say with certainty who is responsible for the sudden swarms of drones over parts of New Jersey, New York and other eastern parts of the U.S. Some U.S. political leaders, including Trump, have called for much stronger action against the drones, including shooting them down. Paul, the Kentucky Republican who often advocates for limiting governmental powers, said that he was objecting because it is not clear there is a threat that warrants urgent action. He said the bill would “expand federal authority to intercept communications and disrupt drone activity — powers that raise serious concerns for Americans' privacy, civil liberties, and Fourth Amendment protections against unwarranted search and seizure.”
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eBay Inc. (NASDAQ:EBAY) Shares Sold by Commerce BankBill responding to drone sightings is blocked in the Senate