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Nov 23, 2024; Gainesville, Florida, USA; Mississippi Rebels wide receiver Tre Harris (9) makes a catch for a touchdown over Florida Gators defensive back Bryce Thornton (18) during the first half at Ben Hill Griffin Stadium. Matt Pendleton-Imagn Images Ole Miss star receiver Tre Harris departed in the second quarter against Florida on Saturday and didn't return due to a lower-body injury. Harris fell to the ground and grabbed his hip and groin areas after being unable to hang on to a pass with just over five minutes to go in the first half in Gainesville, Fla. He wasn't in uniform when Ole Miss returned for the second half and the school ruled him out a short time later. Saturday's game was Harris' first since Oct. 12 against LSU. He missed the last three games due to a back injury. Harris entered the contest as the national leader in receiving yardage per game at 141. He caught a 43-yard touchdown pass in the second quarter to go over 1,000 yards for the season. It was Harris' lone catch of the game. He has 60 receptions for 1,030 yards and seven touchdowns in eight games. --Field Level Media REUTERS Join ST's Telegram channel and get the latest breaking news delivered to you. Read 3 articles and stand to win rewards Spin the wheel now
WuKong Education Named to the 2025 GSV 150 for Leading the Way in Education TechnologyIn the journey towards financial freedom, we often hear the terms “frugality” and “expenses” used interchangeably or even as polar opposites. Some might perceive frugality as a deprivation of life’s pleasures, while others see managing expenses as mere financial juggling without purpose. However, in my experience, frugality and expense management are two sides of the same coin. It is not about choosing one over the other but about finding the sweet spot that allows you to live a rich, fulfilling life without compromising your financial goals. In this article, I will share insights from my own journey as a financial coach, mentor, and Certified Financial Planner. I will also delve into the lessons learned from working with diverse clients—from young married couples to retired professionals and single mothers. Together, we will explore how to strike a balance between frugality and expenses in an Indian context, transforming both concepts into powerful tools for achieving financial freedom and happiness. Understanding Frugality: The Misconceptions When I was growing up, the concept of frugality was often misunderstood. In our middle-class household, frugality was equated with being “cheap.” If you were frugal, it meant you did not spend money on what was considered “non-essential.” However, over the years, I have understood that frugality is not about sacrificing joy or comfort but about spending wisely. Frugality, in its true essence, is about value-based spending. It involves prioritising expenditures that align with your core values and financial goals. It is about making mindful decisions with your money. Instead of simply cutting costs, frugality encourages you to evaluate your expenses, focus on the essentials, and eliminate wasteful spending. My Experience with Frugality I still remember the early days of my career when I transitioned from working with insurance to comprehensive financial planning. At that time, frugality was my ally. I had to invest in my education and certifications, which required a significant amount of money. Instead of feeling restricted, I made conscious choices to reduce my lifestyle expenses to accommodate these investments in my future. I chose to drive a modest car instead of a luxury one, refrained from dining out frequently and stuck to a strict monthly budget. These choices were difficult, especially when I saw my peers indulging in lavish lifestyles. However, I understood that my spending had to align with my long-term financial goals, such as expanding my business, Advantage Financial Planners LLP, and establishing The Richness Academy. Frugality was about channelling my resources towards what truly mattered—my professional growth and future financial security. Defining Expenses: Necessary, Discretionary, and the Grey Area On the flip side, expenses are often seen as unavoidable costs of living. However, not all expenses are created equal. In my consultations with clients, I often categorise expenses into three types: necessary, discretionary, and the “grey area.” Balancing Frugality and Expenses: Key Strategies Achieving financial freedom requires a balanced approach to managing expenses and embracing frugality without feeling deprived. Here are some strategies that have helped me, and many of my clients, navigate this balance: The Indian Context: Frugality vs. Expenses In India, cultural values often emphasise savings, but modern consumerism has introduced new spending habits. Young professionals, married couples, and even retired individuals often find themselves caught between traditional wisdom and contemporary lifestyles. For instance, many people struggle with societal pressures to maintain a certain lifestyle—whether it is attending lavish weddings or investing in gold jewellery. One of my clients, a single mother, felt compelled to spend on social obligations, even when it strained her finances. Through our coaching sessions, we re-evaluated her spending habits, helping her focus on saving for her daughter’s future rather than succumbing to external pressures. This decision not only brought financial stability but also a sense of empowerment. Anecdote: A Lesson from My Own Journey A few years ago, I faced a dilemma between spending on a luxury car and investing in a new venture—The Richness Academy. I had always dreamed of owning that car, but deep down, I knew that the car would not add long-term value to my life. It would only satisfy a momentary desire. So, I chose to invest in the venture instead. Looking back, it was one of the best decisions I made. The academy has now grown into a thriving community of individuals seeking financial freedom and happiness. The True Essence of Frugality and Expenses Frugality is not about living a deprived life; managing expenses is not about penny-pinching. It is about aligning your spending with your core values, aspirations, and long-term goals. It is about understanding that every rupee spent today impacts your future financial health. It is about making choices that enable you to enjoy life’s pleasures without sacrificing your financial security. I always emphasise this balance as I continue to guide my clients—senior professionals, entrepreneurs, young married couples, single mothers, and retirees. It’s not about choosing between frugality and expenses; it’s about finding the right mix that suits your unique circumstances and helps you lead a rich and fulfilling life. Final Thoughts: Your Path to Financial Freedom Frugality and expense management are tools that can help you build a bridge to financial freedom. When used wisely, they can lead to a life that is both abundant and joyful. Remember, every financial decision you make today—big or small—profoundly impacts your journey towards achieving your financial dreams. So, the next time you find yourself debating whether to splurge on that latest gadget or save for a future goal, ask yourself: Will this expense bring me closer to my vision of a rich and fulfilling life? If the answer is yes, go ahead. If not, it is time to reconsider. By consciously balancing frugality with necessary expenses, you can build not just wealth but a legacy of wisdom, financial stability, and happiness. Furthermore, isn’t that what we all truly desire? Expanding the Balance Between Frugality and Expenses: Practical Life Examples In our pursuit of a financially secure and happy life, we often face decisions that challenge our understanding of what is necessary and what is not. This section expands on practical examples illustrating how balancing frugality with expenses can be a powerful strategy for achieving long-term financial freedom and fulfilment. Buying a home is often considered a fundamental financial goal for many Indians, symbolising stability, security, and success. However, is saving for a home an act of frugality, an expense, or both? The answer lies in understanding how much one can afford and setting realistic benchmarks. Expense or Frugality? Let us consider a young married couple in their early 30s. They have a combined monthly income of `2,00,000 and are eager to buy their dream home. However, they have to decide whether to go for a property worth `1 crore in a prime location or opt for a smaller house in the suburbs worth `60 lakh. This decision involves weighing the emotional value of owning a “dream home” against the practical affordability aspect. If they decide to go for the ` one crore house, they might stretch their budget thin, leaving little room for savings or investments. This could impact their financial freedom in the long run, as a hefty mortgage would tie them down and have less flexibility to invest in other areas like children’s education, retirement, or even vacations. On the other hand, choosing the `60 lakh house in a reasonably good neighbourhood could be seen as an act of frugality. This choice allows them to maintain a healthy balance between enjoying the benefits of homeownership while still having enough disposable income for savings, investments, and lifestyle choices. Setting a realistic benchmark—such as allocating no more than 30-40% of their monthly income to EMIs—can be a practical guideline. In my own journey, I have seen several clients make these decisions. For instance, a senior executive and his wife were contemplating buying a luxury apartment. After careful discussion, they opted for a more modest home, allowing them to continue their passion for travel without financial strain. The result? A happier and richer life, both financially and experientially. To be concluded Disclaimer The information provided in this article is for educational and informational purposes only and should not be construed as financial, legal, or investment advice. While every effort has been made to ensure the accuracy of the information, the author and publisher assume no responsibility for errors, inaccuracies, omissions, or any other inconsistencies. Disclosure The author may have a financial interest in the topics discussed in this article. The content is based on the author’s personal experiences, research, and knowledge and is intended to provide general insights into the subject matter. About the Author Taresh Bhatia is a CERTIFIED FINANCIAL PLANNER and a Coach at the Richness Academy. With years of experience in guiding individuals and families toward financial freedom, Taresh specializes in helping clients achieve a rich and fulfilling life by aligning their financial decisions with their personal values and long-term goals. “Financial Freedom with Taresh: Ask Away!” Send your Querry to taresh@tareshbhatia.com and subscribe to his YouTube channel for more such insights : https://bit.ly/sbscrSAN ANTONIO — Colorado secured what it said was record insurance coverage for quarterback Shedeur Sanders and Heisman Trophy winner Travis Hunter as the star duo opted to complete their college careers in the Alamo Bowl rather than sit out and prepare for the NFL draft. Colorado would not disclose the amount of insurance coverage each received, citing privacy laws. Coach Deion Sanders and athletic director Rick George both said it was the largest in college football history. "We happen to have two players that are probably going to be the first two picks of the NFL draft," Sanders said Monday. "We all know who those two are and they have received, I think, the highest number of coverage that has ever been covered in college football. It far exceeds anyone that has ever played this game of college football." While college programs maintain insurance policies for their athletes in case of injury, Colorado increased disability coverage for its entire roster in the Alamo Bowl. Sanders, the coach of the No. 20 Buffaloes, ensured his QB son and two-way star Hunter received larger policies since both are expected to be among the top 10 selections in the upcoming NFL draft. "It was his idea we should get disability insurance for our athletes for this game to ensure that they played and if there was some kind of injury that they would be well taken care of," George said. "So, we worked together on that. We're excited about it. We think it's great that all our players are playing in the game. That's what all bowl games should be like." Colorado (9-3, No. 23 CFP) will face the 17th-ranked BYU Cougars (10-2, No. 17 CFP) in the Alamo Bowl on Saturday. While most teams are scrambling with starters opting out of bowl games this year to enter the transfer portal or NFL draft, the Buffaloes did not lose any player on their two-deep roster. "It's more than what I got (when he played at Kansas State)," Colorado linebackers coach Andre' Hart said. "They gave us a helmet and said pop this on your leg and get out there and play. For them to get that (increased insurance coverage), I just think it's beneficial. To talk about where the game is, where it's going and how leadership is taking care of the players, I thought that's excellent." Shedeur Sanders completed 337 of 454 passes for 3,926 yards and 35 touchdowns this season. Many scouting services have Sanders rated as the top quarterback in this year's draft. Hunter received the Heisman Trophy as a two-way standout at cornerback and wide receiver. He had 92 receptions for 1,152 yards and 14 touchdowns and as a cornerback had four interceptions, broke up 11 passes and limited the opposition to 22 receptions on 688 defensive snaps. "They've taken care of us, everybody," Colorado running back Micah Welch said. "It really means a lot to have every teammate up here. That's a big thing. What I like about Coach Prime, they're taking care of us." Get local news delivered to your inbox!
NonePush to salvage climate talks after poor nations bristle at cash
Push to salvage climate talks after poor nations bristle at cash
Clemson added a quarterback to its 2025 recruiting class on Tuesday with Chris Denson announcing his decision to flip from Coastal Carolina. The 6-foot-2, 175-pounder from Plant City High School in Florida had been committed to the Chanticleers since April and has yet to visit Clemson's campus. Tigers coach Dabo Swinney has been putting a push on to flip Denson in recent weeks following the decommitment of Blake Hebert last month. "I just feel like my development will be through the roof," Denson told On3.com about his decision to switch. "Playing under one of the best coaches in the country and knowing that I haven't reached my potential yet, I know that they will take me to that level." A three-star recruit, Denson is ranked as the No. 50 quarterback in the nation by the 247 Composite. He is the 14th player to commit to the Tigers, who have also seen six players decommit this cycle, according to The Greenville News. "What makes Clemson special is just the level of ball that they are playing at," Denson said. "And the way they compete. I'm a huge competitor, so that's the type of place and people I want to surround myself around." --Field Level MediaPAY ATTENTION: Got a Minute? Complete Our Quick Survey About Legit.ng Today! Bolivia said Tuesday it had signed a $1 billion deal with China's CBC, a subsidiary of the world's largest lithium battery producer CATL, to build two lithium carbonate production plants in the country's southwest. Bolivia's state-owned Bolivia Lithium Deposits (YLB) said the plants -- one with an annual capacity of 10,000 tons of lithium carbonate and the other of 25,000 - would be situated in the vast Uyuni salt flats. Lithium, nicknamed "white gold," is a key component in the production of batteries for electric vehicles and mobile phones. Bolivia claims to have the world's largest lithium deposits. President Luis Arce, who presided over Tuesday's signing ceremony, said it paved the way for Bolivia to become "a very important player in determining the international price of lithium." The deal follows an earlier agreement reached last year between Russia's Uranium One Group and YLB to build a $970 million lithium extraction facility, also in Uyuni. Read also Indonesia rejects Apple's $100 million investment offer PAY ATTENTION : Standing out in social media world? Easy! "Mastering Storytelling for Social Media" workshop by Legit.ng. Join Us Live! Both deals have yet to be approved by Bolivia's parliament. Arce announced that negotiations were underway with China's Citic Guoan Group for a third contract. "We hope to close that deal as soon as possible," he said. Source: AFP
A New Foreign Policy Vision for Viksit Bharat( MENAFN - EIN Presswire) Precipitated Calcium Carbonate Global market Report 2024 - Market Size, Trends, And Global Forecast 2024-2033 The Business Research Company's Early Year-End Sale! Get up to 30% off detailed market research reports-for a limited time only! LONDON, GREATER LONDON, UNITED KINGDOM, December 16, 2024 /EINPresswire / -- The Business Research Company's Early Year-End Sale! Get up to 30% off detailed market research reports-limited time only! In recent years, the precipitated calcium carbonate market has seen robust growth, strengthening from $1.96 billion in 2023 to $2.09 billion in 2024 at a compound annual growth rate CAGR of 6.8%. Factors such as rising emphasis on product quality, growing demand for PCC, a surge in high-performance coatings, increasing manufacturing of consumer goods, and elevated consumer spending have significantly contributed to this growth. Are Market Projections Bullish for the Precipitated Calcium Carbonate Industry? Market projections for the precipitated calcium carbonate industry suggest strong growth in the upcoming years. The market is expected to expand to $2.73 billion in 2028, boasting a compound annual growth rate CAGR of 6.9%. This projected growth is largely attributable to a transitioning focus toward specialty GCC grades, emphasis on environmental compliance and sustainability, industrialization growth in emerging economies, concentrate efforts on effective functional fillers, and health and safety. Dive Into Detailed Insights of the Global Template Market with a Free Sample Report: What Trends and Innovations are Shaping the Precipitated Calcium Carbonate Market Going Forward? Covering the forecast period, major growth trends include advancement in papermaking technology, embracement of digital twin technology, integration with digital marketing, alliance with biodegradable materials, and advanced surface modification. Furthermore, the ever-increasing personal care and cosmetics industry is projected to be a significant propeller for market growth. The industry, which encompasses a broad range of products and services designed to enhance or maintain an individual's appearance, hygiene, and overall wellbeing, has seen continued expansion due to heightening beauty consciousness, health and wellness trends, expanded diversity and inclusivity efforts, and e-commerce developments. Here, precipitated calcium carbonate's PCC role is essential. It stabilizes emulsions and suspensions in personal care products, ensuring uniform texture and extended shelf life. As it is non-toxic and hypoallergenic, PCC delivers a cost-effective solution that aligns with increasing demand for natural products and allows manufacturers to remain competitive. Pre-book the report for a swift delivery: Which are the Key Players in the Precipitated Calcium Carbonate Market? Major players in the precipitated calcium carbonate market include Solvay S.A., Nippon Paper Industries Co. Ltd., Omya AG, Sibelco Group, Carmeuse Holdings Inc., Graymont Limited, Maruo Calcium Co Ltd., SCHAEFER KALK GmbH & Co. KG, Cales de Llierca S.A., Astra Mining Private Limited, Calcinor S.A., Nanoshel LLC, Lime Chemicals Limited, EZ Chemicals Inc., Shree Karni Chemicals Pvt Ltd., Chemical & Mineral Industries Private Limited, Deepali Minerals, Kunal Calcium Limited, HTMC Group, Mahaveer Ceramic Industries, Braj Chemical & Minerals. What Emerging Trends are being seen in the Precipitated Calcium Carbonate Market? Recently, market key players have centered their focus on the expansion of manufacturing plants to meet the surging demand for their products. Expansion and investment in new manufacturing plants benefit these players by increasing their calcium carbonate production capacity, catering to the rising demand, and reinforcing their market position. How is the Market Segmented? The precipitated calcium carbonate market encapsulates various segments, including: 1 By Grade: Food, Pharmaceutical, Reagent, and Cosmetic 2 By Distribution Channel: Direct Sales, Distributors, Online Retail, and Specialty Stores 3 By Application: Polyvinyl Chloride Pipe PVC, Rubber, Sealant And Adhesives, Paper Industry, Paint And Coating Industry, Printing Ink, Pharmaceutical Industry, Food Industry, Cosmetics Industry, and Other Applications What does the Regional Analysis Reveal about the Market? Asia-Pacific was the largest region in the precipitated calcium carbonate market in 2023. North America takes expectations of the fastest-growing region in the forecast period. The regional analysis embraces Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa. Browse Through More Similar Reports By The Business Research Company: Polyolefins Global Market Report 2024 Stucco Global Market Report 2024 Tile Adhesives & Stone Adhesives Global Market Report 2024 About The Business Research Company Learn More About The Business Research Company. With over 15000+ reports from 27 industries covering 60+ geographies, The Business Research Company has built a reputation for offering comprehensive, data-rich research and insights. Armed with 1,500,000 datasets, the optimistic contribution of in-depth secondary research, and unique insights from industry leaders, you can get the information you need to stay ahead in the game. Contact: The Business Research Company: Americas: +1 3156230293 Asia: +44 2071930708 Europe: +44 2071930708 Email: ... Follow The Business Research Company on LinkedIn: and YouTube: To access their Global Market Model, visit: global-market-model . Oliver Guirdham The Business Research Company +44 20 7193 0708 email us here Visit us on social media: Facebook X LinkedIn Legal Disclaimer: EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above. MENAFN15122024003118003196ID1108995418 Legal Disclaimer: MENAFN provides the information “as is” without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. 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Wedding bells are ringing loud, Aadar Jain and Alekha Advani's roka ceremony took place on Saturday night in Mumbai. Many celebrities are attending the ceremony in stunning ethnic outfits and fans are hooked to social media enjoying all the updates online. Kapoors and Jains are attending the roka ceremony of Aadar and Alekha as they finally make it official. Aadar-Alekha's roka ceremony Many pictures and videos are going viral on social media as Kapoors and Jains attend the ceremony. A video of Aadar reaching Alekha's house for roka ceremony is going viral on social media as fans are congratulating the groom-to-be. On the other hand, his cousins also reached to celebrate the beautiful couple. ALSO READ: Aadar Jain And Alekha Advani Hold Hands As They Return To Mumbai After Dreamy Proposal In Maldives In another video, Kareena can be seen wearing a gorgeous blue saree for the ceremony. She let her hair down, reminding of her Kabhi Khushi Kabhie Ghum era. She completed her look with a choker and a little potli-style handbag. Ranbir on the other hand, looks handsome in an all-black look, whereas Neetu Singh sizzled in a gorgeous purple ethnic wear. More about Aadar-Alekha's relationship Earlier this year, Aadar Jain proposed to Alekha Advani at a beachside venue, creating a heart out of rose petals and lighting up a "Marry Me" sign. Aadar shared pictures of the proposal on Instagram, along with the caption, "My first crush, my best friend & now, my forever" and today, they are all set to seal the deal with a roka ceremony. Kareena Kapoor, Karisma Kapoor, Ananya Panday, Riddhima Kapoor Sahni, Maheep Kapoor, Anshula Kapoor and Shanaya Kapoor flooded the comments with congratulatory messages. Kareena Kapoor made a reference to the iconic DDLJ song in a cheerful comment that read, “Yayyyyyyyy. Mehendi laga ke rakhna, doli saja ke rakhna." Karisma Kapoor also congratulated the couple by adding “Congratulations you both," accompanied by heart and ring emojis. Aadar and Alekha made their relationship public in November 2023, when they attended a Diwali party hosted by Kareena Kapoor Khan and Saif Ali Khan. Alekha is a creative entrepreneur and model who founded the Mumbai-based wellness community Way Well. Aadar was previously in a relationship with Tara Sutaria, but they broke up in November 2023. Get Latest News Live on Times Now along with Breaking News and Top Headlines from Bollywood, Entertainment News and around the world.Nov 23, 2024; Gainesville, Florida, USA; Mississippi Rebels wide receiver Tre Harris (9) makes a catch for a touchdown over Florida Gators defensive back Bryce Thornton (18) during the first half at Ben Hill Griffin Stadium. Matt Pendleton-Imagn Images Ole Miss star receiver Tre Harris departed in the second quarter of a 24-17 loss to Florida on Saturday and didn't return due to a groin injury. Harris fell to the ground and grabbed his hip and groin areas after being unable to hang on to a pass with just over five minutes to go in the first half in Gainesville, Fla. Ole Miss coach Lane Kiffin said Harris was already dealing with an injury in the area. "Just a freak situation," Kiffin said in his postgame press conference. "He got hit right on the same injury, exactly right where it was, and then dropped the ball because of it." Harris wasn't in uniform when Ole Miss returned for the second half, and the school ruled him out a short time later. Saturday's game was Harris' first since Oct. 12 against LSU. He missed three games due to injury. Harris entered the contest as the national leader in receiving yards per game at 141. He caught a 43-yard touchdown pass in the second quarter to go over 1,000 yards for the season. It was Harris' lone catch of the game. He has 60 receptions for 1,030 yards and seven touchdowns in eight games. --Field Level Media REUTERS Join ST's Telegram channel and get the latest breaking news delivered to you. Read 3 articles and stand to win rewards Spin the wheel now
Key nations raced Saturday to salvage UN climate talks after the poorest countries pushed back angrily for more than $300 billion a year in help from historic wealthy emitters. More than a day past the scheduled conclusion of two days of COP29 talks, host Azerbaijan urged bleary-eyed delegates to seek consensus to avoid failure. "I know that none of us want to leave Baku without a good outcome," COP president Mukhtar Babayev told a late-night session, urging all nations to "bridge the remaining divide". Developing power Brazil pleaded for at least some progress and said it would seek to build on it when it leads COP30 next year in the Amazon gateway of Belem. "After the difficult experience that we're having here in Baku, we need to reach some outcome that is minimally acceptable in line with the emergency we're facing," Brazil's environment minister Marina Silva told delegates. A number of nations have accused Azerbaijan, an authoritarian oil and gas exporter, of lacking the experience and will to meet the moment, as the planet again sets record temperatures and faces rising deadly disasters. Small island nations threatened by rising seas and impoverished African states on Saturday angrily stormed out of a meeting with Azerbaijan, saying their concerns had been ignored. The European Union, United States and other wealthy countries met directly with poorer nations to work out final details, with both blocs also concerned at efforts led by Saudi Arabia to water down calls from last year's summit to phase out fossil fuels. "If we don't do it, people at home -- in every home across the world -- would say, why did you not get an agreement? Because I believe we can," Irish climate minister Eamon Ryan told AFP. A draft of the final text seen by AFP proposes that rich nations raise to $300 billion a year by 2035 their commitment to poorer countries to fight climate change. It is up from $100 billion now provided by wealthy nations under a commitment set to expire -- and from $250 billion proposed in a draft Friday. That offer was slammed as offensively low by developing countries, which have demanded at least $500 billion to build resilience against climate change and cut emissions. Sierra Leone's climate minister Jiwoh Abdulai, whose country is among the world's poorest, called the draft "effectively a suicide pact for the rest of the world". As staff at the cavernous and windowless stadium began closing down, diplomats rushed to meetings with one another, some ready with food and water in preparation for another late night. Panama's outspoken negotiator, Juan Carlos Monterrey Gomez, voiced anger at offers by rich countries but warned not to repeat the failure of COP15 in Copenhagen in 2009. Sign up to get our free daily email of the biggest stories! "I'm sad, I'm tired, I'm disheartened, I'm hungry, I'm sleep-deprived, but there is a tiny ray of optimism within me because this cannot become a new Copenhagen," he told reporters. UK Energy Secretary Ed Miliband said the revised offer of $300 billion was "a significant scaling up" of the existing pledge by developed nations, which also count the United States, EU and Japan among their ranks. Climate activists shouted "shame" as US climate envoy John Podesta walked the halls. "Hopefully this is the storm before the calm," he said. Wealthy nations say it is politically unrealistic to expect more in direct government funding. Donald Trump, a sceptic of both climate change and foreign assistance, returns to the White House in January and a number of other Western countries have seen right-wing backlashes against the green agenda. The draft deal posits a larger overall target of $1.3 trillion per year to cope with rising temperatures and disasters, but most would come from private sources. Ali Mohamed, the Kenyan chair of the African Group of Negotiators, told AFP: "No deal is better than a bad deal." South African environment minister Dion George, however, said: "I think being ambitious at this point is not going to be very useful." "What we are not up for is going backwards or standing still," he said. "We might as well just have stayed at home then." The US and EU have wanted newly wealthy emerging economies like China -- the world's largest emitter -- to chip in. China, which remains classified as a developing nation under the UN framework, provides climate assistance but wants to keep doing so on its own voluntary terms. The EU and other countries have also tussled with Saudi Arabia over including strong language on moving away from fossil fuels, which negotiators say the oil-producing country has resisted. "We will not allow the most vulnerable, especially the small island states, to be ripped off by the new, few rich fossil fuel emitters," said German Foreign Minister Annalena Baerbock. bur-np-sct/lth/giv
NEW YORK (AP) — The man accused of fatally setting a woman on fire inside a New York City subway train used his shirt to fan the flames, causing her to become engulfed in the blaze, a prosecutor said Tuesday. Sebastian Zapeta, 33, who federal immigration officials said is a Guatemalan citizen who entered the U.S. illegally, made his first court appearance and was arraigned in Brooklyn criminal court. He appeared briefly before a judge and wore a white jumpsuit over a weathered black hooded sweatshirt. He did not speak. He will remain jailed ahead of his next court date on Friday. The apparently random attack occurred Sunday morning on a stationary F train at the Coney Island station in Brooklyn. Police said Tuesday that identification of the victim was still “pending at this time.” Authorities say Zapeta approached the woman, who was sitting motionless in the train car and may have been sleeping, and used a lighter to set her clothing on fire. Zapeta then used his shirt to fan the flames, leading to her becoming engulfed in the fire, Assistant District Attorney Ari Rottenberg said on Tuesday. Zapeta then sat at a bench on the subway platform and watched, according to police. Rottenberg added that under interrogation Zapeta said he didn’t know what happened, noting that he consumes alcohol. But he alleged that Zapeta identified himself to interrogators in images related to the attack. Video posted to social media appeared to show the woman standing inside the train ablaze as some people look on from the platform, and at least one officer walks by. NYPD Chief of Transit Joseph Gulotta said Sunday that several officers had responded to the fire and one stayed to keep the crime scene “the way it’s supposed to be" while the others went to get fire extinguishers and transit workers. They were eventually able to douse the fire, but “unfortunately, it was too late,” Police Commissioner Jessica Tisch said — the woman was pronounced dead at the scene. Zapeta was taken into custody Sunday afternoon while riding a train on the same subway line after police got a tip from some teenagers who recognized him from images circulated by the police. A Brooklyn address for Zapeta released by police matches a shelter that provides housing and substance abuse support. The shelter did not immediately respond to a request for comment. Federal immigration officials said Zapeta had been previously deported in 2018 but at some point reentered the U.S. illegally. In a statement, Brooklyn District Attorney Eric Gonzalez called the attack a “gruesome and senseless act of violence against a vulnerable woman” that would be “met with the most serious consequences.” The crime — and the graphic video of it that ricocheted across social media — deepened a growing sense of unease among some New Yorkers about the safety of the subway system in a city where many residents take the subway multiple times each day. Overall, according to authorities, crime is down in the transit system this year when compared to last year — major felonies declined 6% between January and November of this year and in 2023, data compiled by the Metropolitan Transportation Authority show. But murders are up, with nine killings this year through November compared to five in the same period last year. Earlier this month, a Manhattan jury acquitted Daniel Penny in the death of an agitated subway rider that the former Marine placed in a chokehold last year. The case became a flashpoint in ongoing debates over safety, homelessness and mental illness on the system. Policing the subway is also difficult, given the vast network of trains constantly moving between the system’s 472 stations, with each stop containing multiple entry points and, in many stations, multiple floors and platforms. On Sunday, police at the station where the woman burned to death were patrolling a different area and responded after seeing and smelling smoke, authorities said.EAST RUTHERFORD, N.J. (AP) — Malik Nabers said calling the New York Giants “soft” after Sunday's embarrassing loss to the Tampa Bay Buccaneers was a mistake, although the star rookie receiver still plans to speak out when he thinks it's necessary. After talking with coach Brian Daboll and general manager Joe Schoen and watching video of the Giants' 30-7 defeat , Nabers said Tuesday that "soft” was a poor choice of words. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.Artificial Intelligence Market Size & Trends To 2030
Funding supports trauma-informed mental wellness programs that empower individuals through entrepreneurship and personal development MOUNTAIN VIEW, Calif., Nov. 21, 2024 (GLOBE NEWSWIRE) -- LegalZoom (Nasdaq: LZ) is proud to announce the expansion of its partnership with Defy Ventures, a nonprofit organization dedicated to providing career readiness, personal development, and entrepreneurship training to currently and formerly incarcerated individuals. The expanded partnership will include funding for mental health and wellbeing programs, reinforcing LegalZoom's commitment to creating pathways to economic opportunity for underrepresented communities that face significant challenges due to employment history, race and ethnicity, gender identity, and incarceration. With LegalZoom's support, Defy Ventures will be able to expand its mental health and wellbeing initiatives for its clients, focusing on trauma-informed care that addresses the unique challenges they face. By helping to fund Defy Ventures' mental wellness programs, LegalZoom is helping to ensure that these individuals have access to crucial mental health resources, empowering them not only to build businesses but also to rebuild their lives with dignity and resilience. "Defy Ventures exemplifies the incredible power of resilience and the potential for true transformation. We are honored to extend our partnership to support their mental health initiatives, which are essential for giving people a real second chance,” said Nicole Miller, Chief Legal Officer at LegalZoom and Board Member of Defy Ventures. "Our ongoing investment in Defy Ventures' impactful programs reflects our commitment to social equity and empowering individuals to rebuild their lives and communities.” Defy Ventures offers a range of holistic programs, including CEO of Your New Life , Entrepreneur Bootcamp , and Business Accelerator , which equip individuals with the business and confidence-building skills they need to succeed. The mental health and wellbeing program, first launched in 2023 with funding from LegalZoom, integrates trauma-informed principles into the full suite of Defy's programs, offering a critical layer of support for participants facing past trauma and the challenges of reintegration. These combined efforts had allowed Defy to maintain a three-year recidivism rate of less than 15%, far below the national average. In 2025, LegalZoom will deepen its commitment to Defy Ventures' mental health and wellbeing programs, providing $100,000 in funding to support and expand critical mental health resources. This funding will allow Defy Ventures to: Since the beginning of its partnership with Defy Ventures in 2021, LegalZoom has made a meaningful impact through funding, volunteer support, and product donations, helping Defy transform the lives of individuals re-entering society. Previous contributions from LegalZoom have enabled Defy to: About LegalZoom LegalZoom is a leading online platform for business formation in the United States. Driven by a mission to unleash entrepreneurship, LegalZoom delivers comprehensive legal and compliance products and expertise for small business owners through easy-to-use technology. From free business formations to business management solutions and professional advisory services, LegalZoom supports millions of small business owners and their families throughout the entrepreneurial journey. Founded on the belief that everyone should have affordable access to legal and financial expertise, LegalZoom empowers entrepreneurs to make their dream a reality. For more information, please visit www.legalzoom.com. Contact: [email protected]Suspended soccer coach Bev Priestman has broken her silence, saying she hopes something positive comes out of the ongoing Canadian drone-spying scandal. “I hope out of a really tough situation, this is a turning point for our game,” she wrote in an Instagram post via her verified account. “There has been a standard and precedent set now, irrespective of gender, tournament or associated revenues that will hopefully clean up our game.” She did not address her role in the affair in the six-paragraph post. Priestman, assistant coach Jasmine Mander and analyst Joey Lombardi are all serving one-year FIFA bans for their role in the scandal, which saw the Canada women’s team use a drone to spy on two New Zealand training sessions at the Olympics. Canada Soccer says the three won’t be back in the wake of the recent independent report into the scandal. Lombardi is already gone, having resigned his position after the Olympics. “The findings of the independent investigator reveal that the incident itself was a symptom of a difficult and unacceptable past culture within the national teams,” Canada Soccer chief executive officer and general secretary Kevin Blue and president and board chair Peter Augruso said in a statement when the report was released earlier this month. Canada Soccer continues to investigate the roots of the spying scandal and has initiated a disciplinary process against former men’s and women’s coach John Herdman, currently coach of Toronto FC. The governing body has said it “has initiated a proceeding with respect to Mr. Herdman under its Disciplinary Code.” Herdman did not speak to Sonia Regenbogen, who wrote the report. Priestman signed a new contract in January that runs through the 2027 FIFA Women’s World Cup. The 38-year-old Priestman took over the Canadian women on Nov. 1, 2020, and was initially appointed “through the next quadrennial.” She had been working on a rolling contract — until the new deal. “It has and will continue to take some time to process, heal, find the right words and step back into a public setting but I felt I should say something irrespective of ongoing circumstances,” Priestman wrote. In addition to the suspensions, FIFA docked the Canadian women six points in the group stage at the Olympics and fined Canada Soccer 200,000 Swiss francs ($312,815). Despite that, defending champion Canada still managed to make the knockout round before losing a penalty shootout to Germany in the quarterfinals. “I know that amazing group was ready to reach the top again this summer, but in many ways what they did was even more special under such difficult circumstances,” Priestman wrote. She also thanked those who had reached out to her. “You continue to help me through some dark days,” she said. Canadian under-20 coach Cindy Tye has been named interim coach for the sixth-ranked Canadians’ upcoming friendlies in Spain against Iceland and South Korea.
France has a new government, again. Politics and crushing debt complicate next stepsPresident Tinubu’s engagement with the media Monday night was his first since his inauguration last year and it was quite telling in a few ways. For a man of his age, he showed a keen mental alertness that belies his obvious physical frailties. If the President did not have the benefit of advance questions, I give him kudos. He performed relatively better than what we saw during the campaigns. But this was not close to the PMQs (Prime Minister’s Questions) we see every Wednesday in the British parliament. That one is the most brutal two hours in the life of every British prime minister. Tony Blair describes it as dreadful in his memoir. The media chat was far less rigorous than what Presidents go through in the White House Briefing Room. There were seven journalists who asked 12 questions in the one-hour show last night. Reuben Abati, who introduced himself as the moderator, made introductory remarks on the recent mass deaths from stampedes for food, and asked the first question along that line. The president blamed the organizers of these events for the rowdiness and shoddy preparations and criticized Nigerians for not conducting themselves orderly when they see free food. Tinubu said that he had been sharing food at his Ikoyi home for years, but there has never been a stampede and wondered why there are no deaths or rush at food stamp centers in other countries. There were other questions on elimination of fuel subsidy; huge debt servicing ratio in the 2025 budget; insecurity; inflation; cost of living crisis; foreign direct investment; tax reforms; food security and the new livestock ministry; and corruption – all predictable areas. But there was not a single question on foreign affairs. Under Tinubu as ECOWAS chairman, the regional bloc almost disintegrated with the exit of three countries (Mali, Niger and Burkina Faso) last year. Two weeks ago in Abuja, ECOWAS Heads of States finally and regrettably accepted their departure after discretely begging them for a year. No doubt, the leadership of ECOWAS clearly mismanaged the relationships with these countries in the wake of military coups that dismissed their democratically elected leaders. Next year marks the 50th anniversary of the founding of the West African organization. It was quite a miss that the Nigerian President was not taken to task by the assembled journalists on how he handled the crisis in ECOWAS. On the domestic front, I expected questions on the debilitating political crisis in Rivers State in which the FCT Minister is the main actor. How could the president be comfortable with what’s going on in Rivers? There were only three follow-up questions – one from Maupe Ogun-Yusuf of Channels and the two from Babajide Kolade-Otitoju of TVC, a network owned by the president. Ogun-Yusuf’s follow-up was on why subsidy was not removed in phases while Kolade-Otitoju pressed the president on his unwieldy cabinet size despite his rhetoric on cutting the cost of governance. The lack of follow-ups was obvious when Tinubu insisted that he does not regret doing away with fuel subsidy, despite the pains it brought, and went on to assert that the government “has been meeting its obligations in the last three months without going to the NNPC.’’ What does this mean? Nobody asked. Essentially, the President meant that despite non receipt of oil revenues in the last three months, the government has been functioning – a tribute to the efficacy of the administration’s fiscal policies. But in real terms, the president was celebrating the inability of NNPC to fulfill its obligations. This was an opportunity for the journalists to ask questions on the oil industry; oil theft; the integrity and competence of the management of the state oil company. NNPC is supposed to receive and remit oil revenues to the consolidated fund as the Constitution stipulates, just as other incomes from VAT, company income tax, port charges and other taxes. These are then shared monthly to the federal government; the 36 states; FCT and the 774 LGAs. The inability of the NNPC to account for crude oil sales and remit to the federation account means that the country is depending on debts raised through expensive junk bonds in the European markets to meet its obligations. Another loose end of the night was the inability of the President to drill down on his controversial tax reform bills and explain them clearly to Nigerians. These proposals have generated quite a storm across a section of the country with many leading politicians expressing doubts about Tinubu’s true intentions. I had expected the president to marshal out his argument on why he is introducing a new sharing formula for VAT, for example, and other innovations embedded in the bills. He glossed over the question as if the people complaining are insignificant. I was glad that Ogun-Yusuf brought up the issue of corruption. For me, corruption, incompetence, and decadence are the major afflictions of this country. The President said some of his policies, like the student loan scheme, are meant to discourage corruption since people steal in order to pay school fees and meet other personal demands. Not quite correct. Public officials who steal billions to build housing estates, shopping malls, and luxury items are not motivated by the need to meet basic requirements. A former governor once boasted to me that he had already kept aside N1 billion for each of his four children and that they would never have access to the money until they reached adulthood. That’s one of the reasons they steal—to build cash empires and portfolios of real estate for their children! Overall, it is commendable that Mr Tinubu has finally decided to speak to Nigerians directly, instead of through long and disdainful press releases from his media team. I look forward to the day a Nigerian leader will walk, stand before the State House press corps, and take questions from the correspondents covering the Villa. The media chat arrangement is getting too vapid. ETIM is a journalist and author.A paradigm shift through NEP 2020
Malik Nabers says calling the Giants 'soft' was wrong but he doesn't regret speaking out
Christmas Day 2024 falls on Monday, Dec. 25 , this year. The holiday, which is rooted in many Christian religious traditions, revolves around the birth of Jesus. It has also taken on cultural significance regardless of religion. Popular traditions include the tale of Santa Claus, exchanging gifts, Christmas tree decorating and attending church. The vast majority of stores and services are closed. Here is everything you need to know about what’s open and what’s closed on Christmas Day 2024 . Related: Is Dollar Tree open on Christmas? Dollar store hours for Dec. 25 & everything to know before you go Is Christmas a federal holiday? Christmas is a federal and state holiday. Christmas has been a federal holiday in the U.S. since 1870. It is the last federal holiday of the year. Is there mail delivery on Christmas Day 2024? Will the mail run? There will be no regular mail delivered on Christmas, nor will there be UPS or FedEx delivery (except FedEx Custom Critical and UPS Express Critical). Amazon delivery services will run as scheduled, and there are no expected delays related to the Thanksgiving holiday. However, the United States Postal Service website notes that Priority Mail Express mail will be delivered on Christmas Day. Is the post office open on Christmas Day 2024? United States Postal Service offices will be closed, though self-service kiosks are still available at some locations for drop-offs. Are banks open on Christmas Day 2024? No, the following banks are scheduled to be closed on Christmas Day: Bank of America Capital One Bank Chase Citibank PNC Bank Santander Bank TD Bank Truist Bank Wells Fargo Are the stock markets open on Christmas Day 2024? No, stock markets will be closed on Christmas Day. Nasdaq trading and bond markets will also be closed. What stores are open on Christmas Day 2024? Most major retail stores will be closed, including big-box retailers, such as Walmart , Target , Kohl’s and Costco . There are some convenience stores and pharmacies that will be open, including: 7-Eleven CVS Rite Aid QuickChek Walgreens Wawa To see a full list of store hours on Christmas Day, click here . Will grocery stores be open on Christmas Day 2024? Most supermarkets will be closed , but some are open with reduced hours, if you need to grab some holiday dinner ingredients. Shoppers should ultimately check with their local supermarket for specific information. The following major supermarkets will be open on Christmas Day: ACME (8 a.m. - 2 p.m.) Foodtown (8 a.m. - 2 p.m.) The following major supermarkets will be closed on Christmas Day: Aldi Costco Lidl Sam’s Club Shoprite Stew Leonard’s Stop & Shop Target Trader Joe’s Walmart Wegmans Whole Foods What restaurants are open on Christmas Day 2024? Is McDonald’s open? Is Dunkin’ open? It varies by establishment. Some restaurants may be closed, while some may be selling prepared, holiday meals to-go. Patrons should check with specific restaurants for information. The vast majority of local and chain restaurants are closed on Christmas Day to allow workers to spend time with family. But there are some limited options. Some McDonald’s locations will be open on Christmas Day. The fast-food chain only describes this as a “handful” of its restaurants and recommends checking its store locator for local hours. Some Dunkin’ spots may have limited hours, as well, and Dunkin’ recommends checking its store locator for hours. Some Starbucks shops will also be open. You can also try diner-style chains, like Denny’s and IHOP , and local New Jersey diners. You can find a list of 20 restaurants that will be open on Wednesday, Dec. 25 here . Are malls open on Christmas Day 2024? Most, if not all, malls and major shopping centers in New Jersey will be closed on Christmas Day. Are New Jersey Motor Vehicle Commission locations open on Christmas Day 2024? All Motor Vehicle Commission offices will be closed. Additionally, all New Jersey state offices and courts are closed for the holiday. Online processing of some documents are available on Motor Vehicle Commission’s website . Does NJ Transit, PATH and SEPTA operate on a normal schedule? Most NJ Transit bus and light rail lines will operate on a Sunday , modified Sunday or a holiday schedule. Meanwhile, the rail service will operate on a weekend or holiday schedule. For NJ Transit, riders should use NJ Transit’s online trip planner to double-check arrival and departure times. SEPTA ’s Metro and bus routes will run on a Sunday schedule while its Regional Rail lines will operate on special Christmas schedules . PATH will operate on a modified Saturday schedule. When is the next federal holiday? The next federal holiday is New Year’s Day on Thursday, Jan. 1, 2025. For more information about the history of Christmas Day, check out the video below: Our journalism needs your support. Please subscribe today to NJ.com . Katherine Rodriguez can be reached at krodriguez@njadvancemedia.com . Have a tip? Tell us at nj.com/tips .HOUSTON (AP) — The Houston Texans didn’t need to see what Baltimore’s Derrick Henry is doing this season to be reminded of just how dangerous he can be. He ran all over the Texans for years while playing in the AFC South for the Tennessee Titans. Henry and the Ravens (10-5) visit AFC South champion Houston (9-6) on Wednesday, looking for a win to keep their AFC North title chances alive. Baltimore has clinched a playoff berth for a third straight season but needs wins in its last two games and one loss by the Steelers to capture the division. Henry, who ranks second in the NFL with 1,636 yards rushing, has had some of his greatest success against the Texans. Four of the 30-year-old’s six career 200-yard rushing games have been against Houston, including a career-high 250 in the season finale in the 2020 season to surpass 2,000 yards. “You talk about fast, explosive, physical — he’s looking probably the best he’s looked in his career,” Texans coach DeMeco Ryans said. “He’s found that fountain of youth ... he’s a great player. It’s fun to see guys rebound and bounce back the way that he’s done this year.” RELATED COVERAGE Falcons drafting Penix no longer a head-scratcher with rookie QB shining in place of benched Cousins Chiefs head to Pittsburgh on Christmas hoping to lock up the top seed in the AFC Chiefs try to secure home-field advantage in the AFC when they visit Pittsburgh on Christmas Dealing with Henry along with all the challenges that quarterback Lamar Jackson presents makes the top-ranked Ravens one of Houston’s more difficult matchups. “You talk about MVP, (Jackson’s) definitely the MVP in my mind just for what he’s doing not only in the run game but also throwing the football,” Ryans said. “The accuracy, the decision-making, like, he’s playing unbelievable ball right now, so it’s going to be a really tough challenge for us this week.” Another challenge for the Texans is moving on after Tank Dell sustained a season-ending knee injury in Saturday’s loss to Kansas City. His injury is another blow to a receiving group that already was without star Stefon Diggs, who tore his ACL in Week 8. “The position we’re in, it’s not a lot of times where you can sulk in your feelings for very long,” quarterback C.J. Stroud said. “You’ve got to just keep rolling. I think that’s a testament to just life in general. Everybody has stuff on their plate. Everybody is going through something. And just because we’re in this position, doesn’t mean you get to feel sorry for yourself.” Houston will rely on Stroud to keep the passing game rolling despite the loss of Dell, who ranks second on the team with 667 yards receiving. Baltimore coach John Harbaugh has been impressed with Stroud’s growth in Year 2 and knows that dealing with him will be difficult for his team, which ranks 31st in the NFL by allowing 254.9 yards passing a game. “He’s just a supertalented guy... he’s surrounded with some good weapons, and he gets the ball out quick,” Harbaugh said. “He handles pressure well, he can move, he’s athletic, scrambles and makes plays.” Missing out Jackson is a big fan of Beyoncé, though he didn’t know the title of his favorite song of hers, saying it was “To the left,” which is just the first lines of her hit “Irreplaceable.” And he doesn’t think playing in Wednesday’s game should stop him from seeing her halftime show on Christmas . “I’m going to go out there and watch,” he said. “First time seeing Beyoncé perform, and it’s at our game — that’s dope. I’m going to go out and watch. Sorry Harbaugh, sorry fellas.” He later clarified that he was kidding about sneaking out at halftime to get a glimpse of Queen Bey. “I was just thinking about just seeing Beyoncé for the first time,” he said. “Not saying it like that; no disrespect, because I know how people can take things. Next question.” Metchie’s moment Houston receiver John Metchie could have a chance for a big game with Dell out. Metchie is playing in his second NFL season after missing his entire rookie year while undergoing cancer treatment. He has just 182 yards receiving this season, with his best game coming against Detroit, when he had a career-high 72 yards receiving and his only NFL TD. Stroud is looking for Metchie and fellow reserve Xavier Hutchinson to help make up for Dell’s absence against the Ravens. “Those guys have another opportunity to show who they are and I know that they can do it,” Stroud said. “I see them in practice do it every week. So, I’m excited for them and it’s a good opportunity for them to step up.” Record watch Jackson is up to 6,023 yards rushing for his career. The NFL record for a quarterback is 6,109 by Michael Vick, so Jackson could break it with a big game on Wednesday. Jackson also leads the NFL in passer rating and is in the conversation for his third MVP. Although it sounds like that’s a discussion he’d rather not get involved in. “No other choice but to hear it,” Jackson said. “They (are) tagging me in it. You don’t (have) to tag me. You can talk about it all you want, but you want to tag me to get like clickbait because you know sometimes I (will) say something back like, ‘That was stupid.’ It is what it is. I don’t care, though. I really don’t care about the talk.” ___ AP Sports Writer Noah Trister in Owings Mills, Maryland, contributed to this report. ___ AP NFL: https://apnews.com/hub/nfl
Carmell Corporation CTCX shares are trading higher after it entered into a securities purchase agreement with new and existing investors . The agreement involves the issuance and sale of 8,065,210 shares of common stock and an equal number of five-year warrants, both priced at $0.23 per share, in a private placement. The transaction is expected to generate gross proceeds of $1.85 million before offering expenses and fees. If the warrants are exercised, Carmell could receive an additional $1.85 million. The Private Placement was priced slightly above CTCX’s closing price on Dec. 23, 2024. Following the closing of the Private Placement, Carmell Corporation will have approximately 29 million shares of common stock outstanding. The warrants can be exercised starting the trading day after the Stockholder Approval Date and continue until the fifth anniversary of the warrant issue date. The warrants allow for the purchase of up to 8.1 million shares of Carmell’s common stock at an exercise price of $0.23 per share. The closing of the Private Placement is subject to customary conditions. Price Action : CTCX shares are up 20% at $0.27 at last check Tuesday. Read Next : Warren Buffett Heads Into 2025 With $325 Billion Cash Pile, His Largest in Over Three Decades: Expert Says It ‘Will Provide An Opportunity For The Successors To Make Their Own Mark’ Photo: Shutterstock © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.‘American Idol’ Alum Caleb Kennedy Pleads Guilty, Gets 8 Years in Prison After Fatal DUI Crash