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Dean McCullough has ruffled feathers in the I'm A Celebrity camp and now viewers have taken to social media to complain about his "annoying" antics. The BBC Radio 1 DJ, 32, has been the go-to pick for fans choosing who faces the gruesome trials, delivering a mixed bag of results. At the end of Sunday night's episode (November 24), it was time for camp leaders Tulisa Contostavlos and Alan Halsall to vacate their throne and the Leaders' Lodge. Heading down to the main camp to choose a bed, Tulisa warned her co-stars about refraining from waking her up by singing in the morning. Despite her warning about early morning musical theatre antics, Dean proclaimed in the Bush Telegraph: "Now that she's out of the Leaders' Lodge, Tulisa has warned me that there must be no musical theatre early in the morning, so I made it my mission to make sure the camp woke up this morning with the sound of lovely singing." Frustrated fans have aired their annoyance at Dean's behaviour, comparing it to how he reacted when Alan attempted to wake him up in a previous episode. Taking to X, one wrote: "Dean’s stolen beds, left the camp starving all week, yelled at Alan for nothing, and ignored Tulisa’s wishes. At this point, does Dean bring anything to the table?" Another posted: "Dean singing his heart out to wake up Tulisa, laughing it off like he didn’t snap at Alan for a gentle nudge just days ago. The double standards are hilarious!" A third agreed: "Dean went mad in Alan's face the other day because he woke him up, yet Dean wakes Tulisa up and thinks it hilarious. Really don't know whether Dean is desperate for screen time or is just really desperate for screen time, it's like he's putting on a bad performance." A fourth echoed: "Poor Alan couldn’t wake Dean up ... But Dean goes and wakes Tulisa up .. One Big hypocrite Get him out." Another said: "So Alan can thoughtfully step on eggshells attempting to wake up Dean & he reacts aggressively towards Alan BUT Dean can wake up Tulisa by acting annoying." During tonight's episode, Dean took on his sixth trial of the series. However, it appears his constant appearances at the bush tucker trial area is getting tedious as Ant McPartlin begged viewers to vote for another celebrity . In a direct plea for diversity in trial participation, host Ant declared on I'm A Celebrity Unpacked: "Well, right. Let's all have a serious talk. I'm going to look directly into the camera here. I think it's good to see other faces down there. This is not a personal thing. It's not about Dean. It's about us, just seeing different people down there." He continued: "I think we want to see different people on the show doing [trials]. Some people, unfortunately, aren't getting... I'd like to see Barry do a trial. I'd like to see Melvin down there. Or Oti."AUSTIN, Texas (AP) — Texas won the Big 12 title in 2023 on its way out the door to the Southeastern Conference. It was still swinging open when Arizona State waltzed in and won the league title in its debut season. And now the old Big 12 champs meet the new Big 12 champs on the path toward a potential national title. The fifth-seeded Longhorns and fourth-seeded Sun Devils play News Years Day in the Peach Bowl in the quarterfinals of the College Football Playoff . Both had their doubters they could get here. Texas (12-2) still had to prove is was “ready” for the SEC. Arizona State (11-2) was picked to finish last in the Big 12. But the Sun Devils quickly started winning and having fun in some new road environments in college towns smaller than some of their stops in the more cosmopolitan old Pac-12. All-American running back Cam Skattebo led the barnstorming tour. “We were not used to getting tortillas thrown at us at Texas Tech. You're not used to some of these environments," Sun Devils coach Kenny Dillingham said Monday. “When you're in the Pac-12, you're playing in Seattle, you're playing in L.A., you're playing in Salt Lake City. We got to face a lot more small college town football with really, really great environments. ... It was definitely fun to join a new league," Dillingham said. And Dillingham laid down some Texas roots. The Sun Devils are recruiting Texas players out of high school, and the current roster has six transfers who started their college careers in burnt orange in Austin. “The guys we’ve gotten from Texas and coach (Steve Sarkisian's) program have been unbelievable,” Dillingham said. “We know what we’re getting when we’re getting a guy from that program, and that’s a guy who has worked really hard, competed and been pushed. Those are the things that we like to bring in.” Safety Xavion Alford was named All-Big 12 . Defensive end Prince Dorbah is another Sun Devils starter. Defensive lineman Zac Swanson, who has two sacks this season, is another former Longhorn who said he relished a chance to beat his former team. Recruited by Texas out of Phoenix, Swanson was a reserve in 2022 and 2023 behind future NFL draft picks T'Vondre Sweat and Byron Murphy. “That's a team who kicked me out and said I'd never I was never going to be good enough to play there,” Swanson said last week. “That's something that has been on my agenda for a while.” Dillingham joked he'd like to get more Texas transfers this week. Sarkisian simply noted that he wished he'd signed Skattebo, a Californian who transferred from Sacramento State after the 2022 season. “I was unaware, so kudos to them. They found him, he's a heckuva player,” said Sarkisian, who also is a California native. Sarkisian said he was impressed by the Sun Devil's first-year success in the Big 12. “We were in that Big 12, what, for 27 years? We won four. This is their first year in and they won a Big 12 Championship. It’s a really hard thing to do,” Sarkisian said. “They’re playing with a ton of confidence right now. The last two months, I think they’re playing as good a football as anybody in the country.” Despite wining that last Big 12 title and a playoff appearance in 2023, Texas still faced skeptics that the Longhorns would take their lumps in the SEC this year. Texas was more than ready for the league and the Longhorns made it to the SEC championship game. Their only two losses have been to Georgia, the No. 2 seed in the playoff. Sarkisian still remembers his 5-7 Texas debut in 2021. The program wasn't ready for the SEC and the playoff back then, but it certainly is now. Texas is the only one of last year's four playoff teams to make the expanded 12-team field this year. “There’s a lot to be proud of, but mostly I’m proud of our veterans, our leaders, our seniors, because those guys went from 5-7 in year one, they went through 8-5 in year two, and they didn’t jump ship. They hung in there with us. They believed in what they were doing,” Sarkisian said. Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-football
GREELEY, Colo. , Dec. 23, 2024 /PRNewswire/ -- ALLO Fiber is pleased to announce its fiber broadband network build of the City of Boulder, CO. ALLO anticipates construction to begin in the spring of 2025 in city rights-of-way and easements. This fiber connection will enable world-class internet, broadband, cybersecurity, managed services, telephone, and video services for residents and businesses. City Manager Nuria Rivera-Vandermyde said, "We are thrilled to work with ALLO to bring affordable and reliable high-speed internet to every corner of Boulder. This partnership will provide significant benefits to our community. From empowering students and small businesses, to supporting remote work and ensuring that no one is left behind in the digital age." ALLO was founded in 2003, and over the last 21 years has expanded its fiber footprint to reach over one million in population, with a goal to end the digital divide. ALLO maintains a commitment to offering local, hassle-free products and services to the 48 communities it serves. ALLO Colorado General Manager Bob Beiersdorf stated, "We are extremely pleased to be building a world-class fiber to the premises (FTTP) network in Boulder . The opportunity to offer multi-gig, symmetrical speeds to residents, businesses, government, and the education community with consistent network reliability opens the door to immense possibilities for the city. Partnering with the City of Boulder is paramount in providing equitable services to its residents and that spirit of partnership has been exceptional to date." The fiber network will feature up to 10 Gigabit speeds for residents and up to 100 Gigabit speeds for businesses, providing equal upload and download speeds optimized by ALLO's world-class Wi-Fi 7 routers. Boulder residents, businesses of all sizes, and governmental entities will be supported by ALLO's fiber-rich network, which delivers active and passive solutions without installation fees or restrictive contracts. Internet, data transport, cloud connectivity, video, voice, next-generation firewalls, cybersecurity, and phone systems are included in ALLO's comprehensive communications, entertainment, and business products and services. Boulder is ALLO's eleventh market in Colorado . ALLO currently has customers in Breckenridge , Brighton , Brush , Eaton , Erie , Evans , Fort Morgan , Greeley , Hudson , and Kersey . Visit AlloFiber.com/ Boulder and AlloFiber.com/careers for more information. About ALLO Communications ALLO Communications, a leader in providing fiber-optic services, has been dedicated to delivering world-class communications and entertainment services since 2003. With a commitment to building Gigabit communities, ALLO serves over 50 communities across Nebraska , Colorado , Arizona , Missouri , Iowa , and Kansas . ALLO is known for reliable fiber networks and customized technology solutions that support businesses of all sizes. For more information, visit AlloFiber.com . Tanna Hanna Vice President of Marketing Tanna.Hanna@allofiber.com 308-633-7815 View original content to download multimedia: https://www.prnewswire.com/news-releases/the-power-of-allos-all-fiber-network-coming-to-boulder-colorado-302338556.html SOURCE ALLO Communications
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New York Child Support Lawyer Juan Luciano Releases Insightful Article on Child Support in New York 11-25-2024 10:24 PM CET | Politics, Law & Society Press release from: ABNewswire New York child support lawyer [ https://divorcelawfirmnyc.com/child-support-lawyer/ ] Juan Luciano of Juan Luciano Divorce Lawyer has published an in-depth article shedding light on the nuances of child support laws in New York. The article serves as a comprehensive guide for parents handling child support matters, addressing important questions about how payments are calculated, enforced, and modified under New York State law. According to the New York child support lawyer, child support obligations are determined based on the parents' custody arrangement and income. The article explains that parents in New York are legally required to support their children until they reach the age of 21 or become emancipated. In cases of divorce or separation, financial support is formalized through a court-ordered child support agreement. The article by the New York child support lawyer outlines the state's income shares model, which is used to calculate child support payments. This model is designed to ensure that children receive a proportionate share of their parents' combined income, reflecting the financial support they would have received if the parents had remained together. "The goal of child support is to create some financial continuity for the child despite the separation of the parents," says Luciano. The article provides a breakdown of percentages applied to combined gross income based on the number of children, ranging from 17% for one child to no less than 35% for five or more children. The article delves into how child support is calculated and enforced. It emphasizes that the non-custodial parent is typically required to make payments to the custodial parent. These payments are used to cover the child's basic needs and, in some cases, additional expenses such as health insurance, childcare costs, and educational fees. However, when a non-custodial parent fails to meet their child support obligations, enforcement measures may be taken. Luciano explains that enforcement can include wage garnishment, property seizure, loss of licenses, interception of tax refunds, and other legal actions. "Enforcement is a necessary step to protect the rights of the child," Luciano notes. "The court has tools to compel compliance, ensuring that the child's financial needs are met." Child support arrangements are not static and may need to be adjusted over time due to changes in circumstances. Juan Luciano's article highlights the situations in which a parent can petition for a modification of a child support order. These include substantial changes in income, the passage of three years since the last order, or a 15% or greater change in parental income. "Life circumstances evolve, and child support orders must sometimes evolve with them," Luciano explains. "The court takes a close look at these changes to determine whether a modification is warranted to better reflect the child's current needs and the parents' financial realities." The article also examines the nuances of complex child support cases, including those involving high-net-worth individuals and interstate child support issues. High-net-worth cases often require a detailed analysis of both parents' financial situations to maintain the child's standard of living. Similarly, interstate cases, where one parent relocates out of New York, require addressing additional legal considerations under the Uniform Child Custody Jurisdiction and Enforcement Act. Luciano stresses the importance of legal guidance in such situations. "Complex cases demand a thoughtful approach that balances financial responsibility with the unique needs of the child," he says. "Parents should work with a knowledgeable attorney to protect their rights and the interests of their child." Beyond basic child support obligations, the article discusses mandatory add-on expenses such as health insurance, unreimbursed medical costs, and childcare expenses. These costs are typically shared between both parents. The court may also consider non-mandatory expenses, such as private school tuition or extracurricular activities, depending on the child's needs and the parents' financial ability. Luciano emphasizes that understanding these additional obligations is crucial. "Many parents are unaware of the full scope of their responsibilities under a child support order," he explains. "By addressing these add-ons early, parents can avoid disputes and ensure that their child receives the support they require." For parents facing child support issues in New York, seeking legal guidance can make a significant difference. Juan Luciano's article encourages parents to educate themselves about their rights and responsibilities while working toward solutions that prioritize their child's well-being. About Juan Luciano Divorce Lawyer: Juan Luciano Divorce Lawyer is dedicated to helping families manage the challenges of divorce and child support in New York. With years of experience in family law, the firm provides compassionate and results-driven representation to parents seeking fair resolutions for their children's financial futures. Juan Luciano and his team focus on achieving equitable outcomes that support the well-being of children and families during difficult times. Embeds: Youtube Video: https://www.youtube.com/watch?v=RAOACqunfY8 GMB: https://www.google.com/maps?cid=4020903599192949720 Email and website Email: juan@divorcelawfirmnyc.com Website: https://divorcelawfirmnyc.com/ Media Contact Company Name: Juan Luciano Divorce Lawyer Contact Person: Juan Luciano Email:Send Email [ https://www.abnewswire.com/email_contact_us.php?pr=new-york-child-support-lawyer-juan-luciano-releases-insightful-article-on-child-support-in-new-york ] Phone: (212) 537-5859 Address:347 5th Ave #1003 City: New York State: New York 10016 Country: United States Website: https://divorcelawfirmnyc.com/ This release was published on openPR.
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Boxing Day shopper footfall was down 7.9% from last year across all UK retail destinations up until 5pm, MRI Software’s OnLocation Footfall Index found. However, this year’s data had been compared with an unusual spike in footfall as 2023 was the first “proper Christmas” period without Covid-19 pandemic restrictions, an analyst at the retail technology company said. It found £4.6 billion will be spent overall on the festive sales. Before the pandemic the number of Boxing Day shoppers on the streets had been declining year on year. The last uplift recorded by MRI was in 2015. Jenni Matthews, marketing and insights director at MRI Software, told the PA news agency: “We’ve got to bear in mind that (last year) was our first proper Christmas without any (Covid-19) restrictions or limitations. “Figures have come out that things have stabilised, we’re almost back to what we saw pre-pandemic.” There were year-on-year declines in footfall anywhere between 5% and 12% before Covid-19 restrictions, she said. MRI found 12% fewer people were out shopping on Boxing Day in 2019 than in 2018, and there were 3% fewer in 2018 than in 2017, Ms Matthews added. She said: “It’s the shift to online shopping, it’s the convenience, you’ve got the family days that take place on Christmas Day and Boxing Day.” People are also increasingly stocking-up before Christmas, Ms Matthews said, and MRI found an 18% increase in footfall at all UK retail destinations on Christmas Eve this year compared with 2023. Ms Matthews said: “We see the shops are full of people all the way up to Christmas Eve, so they’ve probably got a couple of good days of food, goodies, everything that they need, and they don’t really need to go out again until later on in that week. “We did see that big boost on Christmas Eve. It looks like shoppers may have concentrated much of their spending in that pre-Christmas rush.” Many online sales kicked off between December 23 and the night of Christmas Day and “a lot of people would have grabbed those bargains from the comfort of their own home”, she said. She added: “I feel like it’s becoming more and more common that people are grabbing the bargains pre-Christmas.” Footfall is expected to rise on December 27 as people emerge from family visits and shops re-open, including Next, Marks and Spencer and John Lewis that all shut for Boxing Day. It will also be payday for some as it is the last Friday of the month. A study by Barclays Consumer Spend had forecast that shoppers would spend £236 each on average in the Boxing Day sales this year, but that the majority of purchases would be made online. Nearly half of respondents said the cost-of-living crisis will affect their post-Christmas shopping but the forecast average spend is still £50 more per person than it was before the pandemic, with some of that figure because of inflation, Barclays said. Amid the financial pressures, many people are planning to buy practical, perishable and essential items such as food and kitchenware. A total of 65% of shoppers are expecting to spend the majority of their sales budget online. Last year, Barclays found 63.9% of Boxing Day retail purchases were made online. However, a quarter of respondents aim to spend mostly in store – an 11% rise compared with last year. Karen Johnson, head of retail at Barclays, said: “Despite the ongoing cost-of-living pressures, it is encouraging to hear that consumers will be actively participating in the post-Christmas sales. “This year, we’re likely to see a shift towards practicality and sustainability, with more shoppers looking to bag bargains on kitchen appliances and second-hand goods.” Consumers choose in-store shopping largely because they enjoy the social aspect and touching items before they buy, Barclays said, adding that high streets and shopping centres are the most popular destinations.
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Manmohan Singh, 1932-2024: From Cambridge to spearheading 1991 reforms to India’s 1st Sikh PMBoxing Day shopper footfall was down 7.9% from last year across all UK retail destinations up until 5pm, MRI Software’s OnLocation Footfall Index found. However, this year’s data had been compared with an unusual spike in footfall as 2023 was the first “proper Christmas” period without Covid-19 pandemic restrictions, an analyst at the retail technology company said. It found £4.6 billion will be spent overall on the festive sales. Before the pandemic the number of Boxing Day shoppers on the streets had been declining year on year. The last uplift recorded by MRI was in 2015. Jenni Matthews, marketing and insights director at MRI Software, told the PA news agency: “We’ve got to bear in mind that (last year) was our first proper Christmas without any (Covid-19) restrictions or limitations. “Figures have come out that things have stabilised, we’re almost back to what we saw pre-pandemic.” There were year-on-year declines in footfall anywhere between 5% and 12% before Covid-19 restrictions, she said. MRI found 12% fewer people were out shopping on Boxing Day in 2019 than in 2018, and there were 3% fewer in 2018 than in 2017, Ms Matthews added. She said: “It’s the shift to online shopping, it’s the convenience, you’ve got the family days that take place on Christmas Day and Boxing Day.” People are also increasingly stocking-up before Christmas, Ms Matthews said, and MRI found an 18% increase in footfall at all UK retail destinations on Christmas Eve this year compared with 2023. Ms Matthews said: “We see the shops are full of people all the way up to Christmas Eve, so they’ve probably got a couple of good days of food, goodies, everything that they need, and they don’t really need to go out again until later on in that week. “We did see that big boost on Christmas Eve. It looks like shoppers may have concentrated much of their spending in that pre-Christmas rush.” Many online sales kicked off between December 23 and the night of Christmas Day and “a lot of people would have grabbed those bargains from the comfort of their own home”, she said. She added: “I feel like it’s becoming more and more common that people are grabbing the bargains pre-Christmas.” Footfall is expected to rise on December 27 as people emerge from family visits and shops re-open, including Next, Marks and Spencer and John Lewis that all shut for Boxing Day. It will also be payday for some as it is the last Friday of the month. A study by Barclays Consumer Spend had forecast that shoppers would spend £236 each on average in the Boxing Day sales this year, but that the majority of purchases would be made online. Nearly half of respondents said the cost-of-living crisis will affect their post-Christmas shopping but the forecast average spend is still £50 more per person than it was before the pandemic, with some of that figure because of inflation, Barclays said. Amid the financial pressures, many people are planning to buy practical, perishable and essential items such as food and kitchenware. A total of 65% of shoppers are expecting to spend the majority of their sales budget online. Last year, Barclays found 63.9% of Boxing Day retail purchases were made online. However, a quarter of respondents aim to spend mostly in store – an 11% rise compared with last year. Karen Johnson, head of retail at Barclays, said: “Despite the ongoing cost-of-living pressures, it is encouraging to hear that consumers will be actively participating in the post-Christmas sales. “This year, we’re likely to see a shift towards practicality and sustainability, with more shoppers looking to bag bargains on kitchen appliances and second-hand goods.” Consumers choose in-store shopping largely because they enjoy the social aspect and touching items before they buy, Barclays said, adding that high streets and shopping centres are the most popular destinations.
Renuka Rayasam | (TNS) KFF Health News In April, just 12 weeks into her pregnancy, Kathleen Clark was standing at the receptionist window of her OB-GYN’s office when she was asked to pay $960, the total the office estimated she would owe after she delivered. Clark, 39, was shocked that she was asked to pay that amount during this second prenatal visit. Normally, patients receive the bill after insurance has paid its part, and for pregnant women that’s usually only when the pregnancy ends. It would be months before the office filed the claim with her health insurer. Clark said she felt stuck. The Cleveland, Tennessee, obstetrics practice was affiliated with a birthing center where she wanted to deliver. Plus, she and her husband had been wanting to have a baby for a long time. And Clark was emotional, because just weeks earlier her mother had died. “You’re standing there at the window, and there’s people all around, and you’re trying to be really nice,” recalled Clark, through tears. “So, I paid it.” On online baby message boards and other social media forums , pregnant women say they are being asked by their providers to pay out-of-pocket fees earlier than expected. The practice is legal, but patient advocacy groups call it unethical. Medical providers argue that asking for payment up front ensures they get compensated for their services. How frequently this happens is hard to track because it is considered a private transaction between the provider and the patient. Therefore, the payments are not recorded in insurance claims data and are not studied by researchers. Patients, medical billing experts, and patient advocates say the billing practice causes unexpected anxiety at a time of already heightened stress and financial pressure. Estimates can sometimes be higher than what a patient might ultimately owe and force people to fight for refunds if they miscarry or the amount paid was higher than the final bill. Up-front payments also create hurdles for women who may want to switch providers if they are unhappy with their care. In some cases, they may cause women to forgo prenatal care altogether, especially in places where few other maternity care options exist. It’s “holding their treatment hostage,” said Caitlin Donovan, a senior director at the Patient Advocate Foundation . Medical billing and women’s health experts believe OB-GYN offices adopted the practice to manage the high cost of maternity care and the way it is billed for in the U.S. When a pregnancy ends, OB-GYNs typically file a single insurance claim for routine prenatal care, labor, delivery, and, often, postpartum care. That practice of bundling all maternity care into one billing code began three decades ago, said Lisa Satterfield, senior director of health and payment policy at the American College of Obstetricians and Gynecologists . But such bundled billing has become outdated, she said. Previously, pregnant patients had been subject to copayments for each prenatal visit, which might lead them to skip crucial appointments to save money. But the Affordable Care Act now requires all commercial insurers to fully cover certain prenatal services. Plus, it’s become more common for pregnant women to switch providers, or have different providers handle prenatal care, labor, and delivery — especially in rural areas where patient transfers are common. Some providers say prepayments allow them to spread out one-time payments over the course of the pregnancy to ensure that they are compensated for the care they do provide, even if they don’t ultimately deliver the baby. “You have people who, unfortunately, are not getting paid for the work that they do,” said Pamela Boatner, who works as a midwife in a Georgia hospital. While she believes women should receive pregnancy care regardless of their ability to pay, she also understands that some providers want to make sure their bill isn’t ignored after the baby is delivered. New parents might be overloaded with hospital bills and the costs of caring for a new child, and they may lack income if a parent isn’t working, Boatner said. In the U.S., having a baby can be expensive. People who obtain health insurance through large employers pay an average of nearly $3,000 out-of-pocket for pregnancy, childbirth, and postpartum care, according to the Peterson-KFF Health System Tracker . In addition, many people are opting for high-deductible health insurance plans, leaving them to shoulder a larger share of the costs. Of the 100 million U.S. people with health care debt, 12% attribute at least some of it to maternity care, according to a 2022 KFF poll . Families need time to save money for the high costs of pregnancy, childbirth, and child care, especially if they lack paid maternity leave, said Joy Burkhard , CEO of the Policy Center for Maternal Mental Health, a Los Angeles-based policy think tank. Asking them to prepay “is another gut punch,” she said. “What if you don’t have the money? Do you put it on credit cards and hope your credit card goes through?” Calculating the final costs of childbirth depends on multiple factors, such as the timing of the pregnancy , plan benefits, and health complications, said Erin Duffy , a health policy researcher at the University of Southern California’s Schaeffer Center for Health Policy and Economics. The final bill for the patient is unclear until a health plan decides how much of the claim it will cover, she said. But sometimes the option to wait for the insurer is taken away. During Jamie Daw’s first pregnancy in 2020, her OB-GYN accepted her refusal to pay in advance because Daw wanted to see the final bill. But in 2023, during her second pregnancy, a private midwifery practice in New York told her that since she had a high-deductible plan, it was mandatory to pay $2,000 spread out with monthly payments. Daw, a health policy researcher at Columbia University, delivered in September 2023 and got a refund check that November for $640 to cover the difference between the estimate and the final bill. “I study health insurance,” she said. “But, as most of us know, it’s so complicated when you’re really living it.” While the Affordable Care Act requires insurers to cover some prenatal services, it doesn’t prohibit providers from sending their final bill to patients early. It would be a challenge politically and practically for state and federal governments to attempt to regulate the timing of the payment request, said Sabrina Corlette , a co-director of the Center on Health Insurance Reforms at Georgetown University. Medical lobbying groups are powerful and contracts between insurers and medical providers are proprietary. Because of the legal gray area, Lacy Marshall , an insurance broker at Rapha Health and Life in Texas, advises clients to ask their insurer if they can refuse to prepay their deductible. Some insurance plans prohibit providers in their network from requiring payment up front. If the insurer says they can refuse to pay up front, Marshall said, she tells clients to get established with a practice before declining to pay, so that the provider can’t refuse treatment. Related Articles Health | Which health insurance plan may be right for you? Health | Former Walmart truck driver falsely accused of fraud awarded $34.7 million by California jury Health | 23andMe, tech companies disclose hundreds of Bay Area job cuts Health | Bay Area health officials plan for RSV, flu, COVID and Trump administration Health | Bay FC’s Beattie wins NWSL honor for breast cancer awareness advocacy Clark said she met her insurance deductible after paying for genetic testing, extra ultrasounds, and other services out of her health care flexible spending account. Then she called her OB-GYN’s office and asked for a refund. “I got my spine back,” said Clark, who had previously worked at a health insurer and a medical office. She got an initial check for about half the $960 she originally paid. In August, Clark was sent to the hospital after her blood pressure spiked. A high-risk pregnancy specialist — not her original OB-GYN practice — delivered her son, Peter, prematurely via emergency cesarean section at 30 weeks. It was only after she resolved most of the bills from the delivery that she received the rest of her refund from the other OB-GYN practice. This final check came in October, just days after Clark brought Peter home from the hospital, and after multiple calls to the office. She said it all added stress to an already stressful period. “Why am I having to pay the price as a patient?” she said. “I’m just trying to have a baby.” ©2024 KFF Health News. Distributed by Tribune Content Agency, LLC.Man accused in burning death of a woman on New York subway appears in courtEASTON, Md., Nov. 21, 2024 (GLOBE NEWSWIRE) -- TeraWulf Inc. (Nasdaq: WULF) (“TeraWulf” or the “Company”), a leading owner and operator of vertically integrated, next-generation digital infrastructure powered by predominantly zero-carbon energy, today announced that Sean Farrell has been promoted to Chief Operating Officer, effective immediately. Mr. Farrell will continue to report directly to Nazar Khan, Chief Technology Officer of TeraWulf. “This promotion reflects Sean’s exceptional leadership, unwavering commitment to operational excellence, and the strong relationships he has cultivated within and outside the Company,” said Paul Prager, Chief Executive Officer of TeraWulf. “Our leadership team is a vital asset to TeraWulf, and Sean embodies the qualities that drive our success. His energy, passion, and determination will be invaluable as we enhance our high-performance computing (HPC) and artificial intelligence (AI) data center capabilities.” Prager further emphasized, “In this new role, which combines strategic vision with operational execution, we are positioning TeraWulf to navigate rapid expansion and unlock significant value. It is crucial that our leadership team delivers results for our shareholders. Sean’s promotion marks a significant step forward in our commitment to operational excellence and organic growth. His technical experience and tireless attitude are precisely what TeraWulf needs, and we are fortunate to have him on our team.” Mr. Farrell brings over 13 years of experience in the energy sector, specializing in renewables, grid optimization, electric delivery, digitalization, and storage solutions across various business domains. Most recently, he served as Senior Vice President of Operations at TeraWulf, where he coordinated and oversaw the Company's data center operations and vertical integration strategy. Before joining TeraWulf, Mr. Farrell was the North American Head of Onshore Sales and Marketing at Siemens Gamesa Renewable Energy Inc., where he led product development, sales, and market strategy for onshore wind turbines in the U.S. and Canada. He began his career in the energy industry at Siemens Energy, progressing through roles of increasing responsibility within their Power System Sales organization, focusing on generation and electric delivery across diverse verticals for over a decade. “I am honored and excited by this opportunity to lead TeraWulf’s digital infrastructure operations,” said Sean Farrell. “Having worked alongside TeraWulf’s talented professionals for almost three years, I see substantial opportunities for growth and the expansion of our capacity to support HPC and AI compute workloads. I look forward to driving that growth in the coming years to be a top player in the space.” About TeraWulf TeraWulf develops, owns, and operates environmentally sustainable, next-generation data center infrastructure in the United States, specifically designed for Bitcoin mining and high-performance computing. Led by a team of seasoned energy entrepreneurs, the Company owns and operates the Lake Mariner facility situated on the expansive site of a now retired coal plant in Western New York. Currently, TeraWulf generates revenue primarily through Bitcoin mining, leveraging predominantly zero-carbon energy sources, including nuclear and hydroelectric power. Committed to environmental, social, and governance (ESG) principles that align with its business objectives, TeraWulf aims to deliver industry-leading economics in mining and data center operations at an industrial scale. Forward-Looking Statements This press release contains forward-looking statements within the meaning of the “safe harbor” provisions of the Private Securities Litigation Reform Act of 1995, as amended. Such forward-looking statements include statements concerning anticipated future events and expectations that are not historical facts. All statements, other than statements of historical fact, are statements that could be deemed forward-looking statements. In addition, forward-looking statements are typically identified by words such as “plan,” “believe,” “goal,” “target,” “aim,” “expect,” “anticipate,” “intend,” “outlook,” “estimate,” “forecast,” “project,” “continue,” “could,” “may,” “might,” “possible,” “potential,” “predict,” “should,” “would” and other similar words and expressions, although the absence of these words or expressions does not mean that a statement is not forward-looking. Forward-looking statements are based on the current expectations and beliefs of TeraWulf’s management and are inherently subject to a number of factors, risks, uncertainties and assumptions and their potential effects. There can be no assurance that future developments will be those that have been anticipated. Actual results may vary materially from those expressed or implied by forward-looking statements based on a number of factors, risks, uncertainties and assumptions, including, among others: (1) conditions in the cryptocurrency mining industry, including fluctuation in the market pricing of bitcoin and other cryptocurrencies, and the economics of cryptocurrency mining, including as to variables or factors affecting the cost, efficiency and profitability of cryptocurrency mining; (2) competition among the various providers of cryptocurrency mining services; (3) changes in applicable laws, regulations and/or permits affecting TeraWulf’s operations or the industries in which it operates, including regulation regarding power generation, cryptocurrency usage and/or cryptocurrency mining, and/or regulation regarding safety, health, environmental and other matters, which could require significant expenditures; (4) the ability to implement certain business objectives and to timely and cost-effectively execute integrated projects; (5) failure to obtain adequate financing on a timely basis and/or on acceptable terms with regard to growth strategies or operations; (6) loss of public confidence in bitcoin or other cryptocurrencies and the potential for cryptocurrency market manipulation; (7) adverse geopolitical or economic conditions, including a high inflationary environment; (8) the potential of cybercrime, money-laundering, malware infections and phishing and/or loss and interference as a result of equipment malfunction or break-down, physical disaster, data security breach, computer malfunction or sabotage (and the costs associated with any of the foregoing); (9) the availability, delivery schedule and cost of equipment necessary to maintain and grow the business and operations of TeraWulf, including mining equipment and infrastructure equipment meeting the technical or other specifications required to achieve its growth strategy; (10) employment workforce factors, including the loss of key employees; (11) litigation relating to TeraWulf and/or its business; and (12) other risks and uncertainties detailed from time to time in the Company’s filings with the Securities and Exchange Commission (“SEC”). Potential investors, stockholders and other readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date on which they were made. TeraWulf does not assume any obligation to publicly update any forward-looking statement after it was made, whether as a result of new information, future events or otherwise, except as required by law or regulation. Investors are referred to the full discussion of risks and uncertainties associated with forward-looking statements and the discussion of risk factors contained in the Company’s filings with the SEC, which are available at www.sec.gov. Investors: Investors@terawulf.com Media: media@terawulf.com
TORONTO — Broad-based gains led Canada’s main stock index to close higher in the shortened Christmas Eve trading session, while U.S. stock markets also rose. The S&P/TSX composite index ended up 97.84 points at 24,846.82, as most sectors rose other than telecoms and health care. In New York, the Dow Jones industrial average was up 390.08 points at 43,297.03. The S&P 500 index was up 65.97 points at 6,040.04, while the Nasdaq composite was up 266.24 points at 20,031.13. The gains added to increases in recent days to help offset the drop in markets last week after the U.S. Federal Reserve released its latest outlook. The climb however was more likely related to year-end balancing than any change in sentiment, said Dustin Reid, chief fixed income strategist at Mackenzie Investments. “I think it’s mostly just year-end flows that are driving it. I don’t think there’s anything that’s particularly reversed in terms of sentiments since the Fed meeting,” said Reid. There’s reallocation by geography, moving asset classes and other adjustments to align portfolios that is likely affecting markets, he said. “I find that price action around month end, quarter end, and year-end, you shouldn’t try and ascribe a ton of fundamental cause as to why things are moving, because there’s a lot of flows happening below the surface that are probably driving the price action that are not necessarily fundamentally based.” The U.S. Fed guided for only two rate cuts in 2025 at its Dec. 18 meeting, which pushed down markets for the day. But Reid said the guidance was largely in line with expectations, and the strong U.S. economy has likely since helped boost markets. The Canadian market, meanwhile, might be benefiting a little from the expectations of even more rate cuts needed here than expected as the economy is showing softness. On Monday, Statistics Canada said its early estimate for November suggests real GDP for the month edged 0.1 per cent lower for the first drop this year. “The negative flash print for November really suggests that the bank is going to have a fair bit more work to do,” said Reid. “I think that the market is not pricing in enough easing for calendar ’25 for the Bank of Canada.” There was no economic data releases Tuesday to sway markets, he said. The Canadian dollar traded for 69.51 cents US compared with 69.47 cents US on Monday. The February crude oil contract was up 86 cents at US$70.10 per barrel and the February natural gas contract was up 16 cents at US$3.50 per mmBTU. The February gold contract ended up US$7.30 at US$2,635.50 an ounce and the March copper contract was up two cents at US$4.11 a pound.