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SCOTTSDALE, Ariz. — Nick Singleton will decide whether to return to Penn State for his senior year or make himself available for the NFL draft whenever this season ends. Singleton has many factors to consider, including financial ones. But he believes he can work on much in his game if he does come back. “Everything,” he said Sunday. “There’s no one thing that I’m finished working on. There’s stuff I can work on. Running the ball. Catching the ball out of the backfield. Running different routes. Not just running back routes. Blocking, too. “We always talk about beating safeties one-on-one. I want to work on making safeties miss when I get the opportunity,” he said. Singleton is playing his best football of the season going into the College Football Playoff quarterfinal against Boise State in the Fiesta Bowl at 7:30 p.m. Tuesday (TV-ESPN). He ran for 282 yards and scored four touchdowns in the Nittany Lions’ last three games. He leads them with 928 rushing yards and eight TDs and is third in receptions, with 39 for 342 yards and five TDs. He’s also enjoying his best health since early in the season. “We’re starting to see Nick as the running back we envisioned,” Penn State assistant coach Ja’Juan Seider said. “He’s playing the game using different paces. He’s setting up blocks better. He’s starting to show that in the last four or five weeks. “He’s starting to really understand who he is as a running back,” he said. “This kid is starting to be really, really good. He’s always been good, but now he’s being special good.” Since his arrival from Gov. Mifflin as the top high school player in the country, Singleton has made quantum leaps in his receiving and pass blocking. During a stretch against Illinois in September, he made a crushing block on a linebacker to protect quarterback Drew Allar and ran over a defender after catching a pass. The two plays prompted Seider to jump up and down on the sideline. “Those are the ways his game has evolved,” Seider said. “He wasn’t a natural receiver his freshman year. We wouldn’t even throw it to him. Now he’s becoming more adept. I’m really proud of that evolution in his game.” Singleton’s leadership also is valuable, especially as a role model to freshmen Corey Smith and Quinton Martin. Although he doesn’t say much, teammates listen when he speaks. “Early on, Nick wasn’t going to talk a lot,” Seider said. “The new Nick, the junior year Nick, has matured. Now Nick will talk. Nick is having fun. Now he understands how to lead. “Nick’s work ethic is like a walk-on trying to be noticed,” he said. “To this day, he’s going to finish every wind sprint first. He’s probably the strongest kid on our team pound for pound. He doesn’t take short cuts. That’s what makes Nick the player he is.” Singleton has a chance to become the first Penn State back with multiple 1,000-yard rushing seasons since Saquon Barkley in 2016-17. He’s averaging 6.4 yards per carry and thriving under first-year offensive coordinator Andy Kotelnicki. He and backfield mate Kaytron Allen have rushed for almost 400 yards the last two games against Oregon and SMU. “They’re so complementary to each other in terms of their skill sets and how we use them,” Kotelnicki said. “They’re impact players. Part of my responsibility is making sure the impact players get the ball. They’re both playing football at the highest level they have this year.” Singleton has been projected to be taken anywhere between the second and fourth round if he enters the 2025 NFL draft. His focus has always been to be the best, so being a first-round pick is important to him. “I always strive for that,” he said. “Coach Seider always says, ‘If you come to Penn State to play running back, you don’t want to go in the second or third round.’ That’s not bad, but you always try to accomplish going in the first round.”
As a rule, I think investors should consider tilting their portfolios towards as they get closer to retirement. And this is true whether the ambition is building wealth or earning passive income. Someone aged 40 won’t be eligible for the State Pension in the UK for another 28 years. And that means there’s plenty of time, which opens up more possibilities in terms of growth stocks. Growth and value Investing in the stock market’s about buying a stake in a company in the hope that it will one day make enough to provide a decent return. And there are two big differences between growth and value stocks. The main difference is when the company will provide that return. In general, value shares that trade at lower multiples of sales and earnings offer a much larger return in the near future. The second difference is how much the business will provide over the long term. And in exchange for a lower short-term gain, they tend to have better prospects for generating huge returns further over time. An investor who’s looking to retire in five years probably doesn’t have time to wait 20 or 30 years for a company to grow. But for someone with a longer time horizon, things might be different. A UK growth stock ( ) is a good illustration of this. The firm has a of £10.5bn and made £333.5m in free cash last year – a return of just over 3%. For an investor with a shorter time horizon, this might not be so attractive. A five-year UK government bond currently comes with a 4.2% yield. To be able to offer investors a better return than this, Halma will need to grow its free cash flow by 10% a year. And that’s far from guaranteed. Halma generates a lot of its growth by acquiring other businesses, meaning it depends on opportunities presenting themselves. And there’s a risk they may not in a five-year period. Long-term investing Over 30 years however, the equation becomes much better. The corresponding bond has a 5% yield, but just 3% annual growth from the business will see Halma generate more cash. That reduces the risk for investors. And while the firm might go through a five-year cyclical low in terms of acquisitions, I wouldn’t expect this to last until 2054. Over the last decade, Halma’s free cash flow per share has grown by 11.5% a year on average. Even if it manages half of this going forward, this should generate enough cash to support an 8.4% annual return. This doesn’t eliminate the risk of growing by acquisitions – there’s still a possibility of overpaying as a result of a misjudgement. But the investment equation makes much more sense over a longer timeframe and is worth considering. No savings? No problem... Even with no savings, using part of a monthly income to invest in shares can bring terrific returns. And growth stocks can be a great choice for investors that are thinking in decades, rather than years. Investors need to be prepared to wait for growth to emerge. But while I think those with a short time to retirement should consider focusing on value shares, 28 years is long enough to be looking for growth.Remember Taylor Swift's police motorcades while she performed her six-show series in Toronto last month? Toronto police revealed on Thursday that the popstar's sold-out performances, including her motorcade, cost them about $1.9 million. Toronto Police Deputy Chief Lauren Pogue equated the cost per concert to what it takes to police a Toronto Raptors playoff game. For a few days in mid-November, downtown Toronto shimmered with throngs of Swifties in bejeweled outfits to watch the singer-songwriter perform. Met with some skepticism, the "All Too Well" singer was escorted by a police motorcade along the Gardiner Expressway as she made her way to the Rogers Centre. Officers would patrol the decorated arena, handing friendship bracelets to fans in the downtown core, and set up a command centre to manage crowds as well as respond to service calls during the performances. "Our police presence was highly visible and vigilant surrounding the Rogers Centre and the surrounding area, and we received many compliments on social media about the professionalism and positivity of our officers," Pogue said. Pogue told the board the "primary focus" of the service's security planning was to protect the 282,000 concertgoers, and the thousands others who visited the city to celebrate the Eras Tour. "In policing, crowds like these represent a massive 'soft target' and our deployment strategy contained sufficient personnel and measures to mitigate the risk," Pogue said. Months before her Toronto concerts, the three concerts slated in Vienna were cancelled due to a foiled terror plot. The deputy chief noted the incredible energy that pulsed throughout the city then, saying it was "really inspiring to engage directly with so many women and girls." Pogue concluded it would be an opportunity for recruitment, particularly for women. "With this goal in mind, I invited 25 women members to engage with Swift fans and talk about career opportunities for women at the Toronto Police Service," Pogue said.
The Indian Electronics Manufacturing Services (EMS) industry is on an impressive growth trajectory, fueled by rising electronics demand, policy encouragement, and global supply chain restructuring. The EMS sector in India is predicted to expand at a Compound Annual Growth Rate (CAGR) of over 20% within the next 5-7 years. With projections signaling a market size surpassing $150 billion by 2026, India is poised to become a formidable entity in the global electronics manufacturing arena. Spotlight on Kaynes Technology India Limited: Kaynes Technology, a key player, specializes in end-to-end integrated electronics manufacturing, featuring cutting-edge IoT solutions. Their extensive offerings cater to crucial sectors, ranging from automotive to aerospace. The company holds a robust order book of Rs. 5,422.8 Crores, underscoring its industry significance. In strategic expansion, Kaynes will soon establish semiconductor and OSAT facilities in Gujarat and Hyderabad with investments totaling over Rs. 6,000 Crores. These strategic projects, along with approved HDI PC board initiatives in Chennai, promise substantial revenue output by FY26’s last quarter. Smart Meter Opportunity: Kaynes’ acquisition of Iskraemeco has unlocked a potential Rs. 6,500 crore revenue stream from smart meters, securing an expected 15-20% market share through AMISP contracts. Innovative Developments: Pioneering in rail safety, Kaynes explores opportunities in the Kavach System, potentially capturing a Rs. 2,000 crore market within five years. This initiative, developed with a German partner, signals the launch of a promising product. Looking Ahead: Kaynes anticipates significant export growth from FY26 onwards, driven by their EMS and OSAT initiatives. With enhanced EBITDA margins, operational efficiencies, and a focus on high-demand areas, the company aims to surpass a revenue landmark of Rs. 3,000 crore in FY25. Explosive Growth in India’s EMS Sector: A Closer Look at Key Developments The Indian Electronics Manufacturing Services (EMS) industry is booming, driven by increased demand, supportive policies, and shifts in global supply chains. With predictions of a market size exceeding $150 billion by 2026, the sector’s growth, characterized by a Compound Annual Growth Rate (CAGR) of over 20% within the next 5-7 years, positions India as a significant player on the global stage. Key Players and Their Expansions # Kaynes Technology India Limited: Powerhouse of Innovation One of the forerunners in this burgeoning industry is Kaynes Technology India Limited, renowned for its comprehensive electronics manufacturing solutions and pioneering IoT innovations. Catering to sectors from automotive to aerospace, Kaynes boasts a strong order book of Rs. 5,422.8 Crores, reinforcing its prominent status in the industry. Expansion Initiatives: Kaynes is set to bolster its capabilities with upcoming semiconductor and OSAT facilities in Gujarat and Hyderabad, backed by investments totaling over Rs. 6,000 Crores. Additionally, projects approved for HDI PC board production in Chennai are expected to enhance revenue streams by the last quarter of FY26. Lucrative Opportunities in the Smart Meter Market Following its acquisition of Iskraemeco, Kaynes has tapped into a promising revenue stream of Rs. 6,500 Crore from smart meter sales. Leveraging AMISP contracts, Kaynes aims to capture an anticipated 15-20% market share, showcasing the company’s strategic foresight and innovative solutions. Breakthrough Innovations and Future Predictions Rail Safety and the Kavach System: Kaynes is exploring high-tech advancements in rail safety through the Kavach System, developed in collaboration with a German partner. This venture could potentially open a Rs. 2,000 crore market over the next five years, heralding a new era in railway safety enhancements. Projecting Future Growth As Kaynes continues its strategic expansions, a significant leap in export growth is forecasted from FY26 onwards. By capitalizing on EMS and OSAT initiatives, the company plans to achieve a revenue milestone of Rs. 3,000 crore in FY25. Enhanced EBITDA margins coupled with increased operational efficiency in high-demand sectors are expected to fuel this robust growth trajectory. Conclusion The Indian EMS industry, with players like Kaynes at the helm, is not just expanding in size but also in technological prowess and global influence. For those keen on discovering comprehensive electronics manufacturing solutions, visiting platforms like Kaynes Technology can provide further insights into the innovations and expansions shaping the future of electronics manufacturing in India.1 person killed in single-vehicle crash near Arnprior, Ont.Investment Portfolio Management Software Market Overview and Leading Players: PortfolioShop, Vestserve, APEXSOFT, Eze Software, eFront, SimCorp, Dynamo Software, G.E.