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One of the unique features of the "Rail + Land" demonstration line is its emphasis on integrating transportation infrastructure with urban development. The new metro line will not only provide convenient and efficient transportation services but will also serve as a catalyst for the development of urban land along its route. By combining transportation with land development, the project aims to create a more livable and sustainable urban environment for residents.Now that "Melody's Song" has been officially released, players everywhere have the opportunity to embark on this extraordinary adventure and experience the transformative power of music in a whole new light. So gather your friends, tune your voices, and let the melodies of "Melody's Song" guide you on a journey like no other.
Social Security's maximum benefit will reach a record $5,108 per month in 2025. Those lucky enough to take home these checks will have roughly $62,000 to spend, plus whatever they've managed to save for retirement on their own. It's a far cry from the $1,976 monthly benefit the average retiree can expect from Social Security next year. You might already know that the reason some people get so much more from Social Security than others has to do with their income throughout their career. But that's not the only factor. Those with the largest Social Security checks all tick the following three boxes. 1. They worked at least 35 years before retiring The Social Security Administration bases your benefit on your average monthly income during your 35 highest-earning years, adjusted for inflation. This is known as your average indexed monthly earnings (AIME). You only need 10 years of work history to qualify for benefits, but the wealthiest Social Security beneficiaries know to aim for 35 years. If you apply for benefits with a shorter work history, the Social Security Administration includes zero-income years in your benefit calculation. Even one of these drastically reduces your monthly checks. Say you earned $60,000 per year, adjusted for inflation, for 35 years. Your monthly benefit based on the current Social Security formula would be about $2,281 per month. But if you had one zero-income year factored in, you'd only get $2,235 per month. That's $46 less per month for the rest of your life. Over 20 years, that could cost you more than $11,000. 2. They have above-average incomes This requirement is the reason that most of us will never receive anything close to the maximum Social Security benefit. Higher incomes throughout your career mean more money paid into Social Security, and that entitles you to receive larger benefit checks later. To claim the maximum Social Security benefit, you must have earned the equivalent of $168,600 in 2024 dollars or more in all 35 of your highest-earning years. This ceiling on Social Security taxes will rise to $176,100 in 2025. If you're lucky enough to make this much, anything over the above limits won't boost your Social Security benefits because you don't pay Social Security payroll taxes on it. However, you can still use it to increase your retirement readiness by stashing it in a retirement account or a taxable brokerage account . 3. They delay claiming until age 70 You become eligible for Social Security at 62 and can claim benefits at any age past that point. Every month you delay benefits increases your checks, and the more time goes by, the larger these monthly increases become. How quickly your benefits grow depends on your current age and your full retirement age (FRA) . The table below gives you an idea of how quickly your checks increase: Checks Grow by: Full Retirement Age (FRA) of 66 Full Retirement Age (FRA) of 67 5/12 of 1% per month (5% per year) 62 to 63 62 to 64 5/9 of 1% per month (6.67% per year) 63 to 66 64 to 67 2/3 of 1% per month (8% per year) 66 to 70 67 to 70 Data source: Social Security Administration. You qualify for your maximum benefit at 70. That's 124% of your full benefit per check if your FRA is 67 or 132% if your FRA is 66. Claiming then can substantially increase your lifetime Social Security benefit , but you usually have to live until your mid-80s at least to make this worthwhile. Those with shorter life expectancies and those with few other financial resources are often better off claiming early. Those with short life expectancies risk getting nothing from Social Security if they die before they're able to claim. And those without much personal savings may need to claim Social Security early to avoid falling into debt, even if doing so reduces their lifetime benefit. While it would be nice to take home the largest Social Security checks, it's not realistic for most of us. However, you can still leverage the information above to grow your own benefit as much as possible.According to a recent study published in the Journal of Sleep Research, women tend to have more fragmented sleep patterns compared to men. This means that they experience more awakenings throughout the night, leading to a lower quality of sleep overall. The study also found that women spend less time in deep, restorative stages of sleep, such as REM sleep, which is essential for cognitive function and emotional well-being.In a heartwarming display of community spirit and altruism, one homeowner's home heating system was found to be maintained at a cozy 22 degrees Celsius, despite not having opened the valve for an entire year. This act of kindness and generosity was made possible through the "love offering" of a thoughtful neighbor, who took it upon themselves to ensure the comfort and well-being of their fellow resident.
As Benevento continue to struggle on the pitch, the shadow of relegation grows darker with each passing matchday. Inzaghi's task to salvage the season and secure the club's top-flight status becomes more daunting with every setback. Whether he can rally his troops and engineer a miraculous turnaround remains to be seen, but one thing is certain – the pressure is mounting, and the consequences of failure could be severe.Courtland Sutton's surge is helping rookie Bo Nix and the Denver Broncos make a playoff push
The incident has prompted discussions around the resilience and redundancy of data center infrastructure, with experts highlighting the need for robust contingency plans and disaster recovery protocols. Companies operating in the digital age must be prepared for unforeseen events such as fires, natural disasters, or cyberattacks that can threaten the availability and integrity of data.As India bids farewell to this monumental figure, his contributions to the nation will continue to inspire future generations PTC Web Desk: Dr Manmohan Singh, who served two terms as the Prime Minister of India and a distinguished economist, passed away at the age of 92 on December 26, 2024. His death marks the end of an era in Indian politics and economics, with the nation mourning the loss of one of its most respected leaders. Dr Manmohan Singh, who served as Prime Minister from 2004 to 2014, was a visionary economist credited with steering India through transformative economic reforms. His leadership and wisdom left an indelible mark on the nation’s growth and development, earning him global recognition. He was a man of integrity, humility, and foresight, whose contributions have shaped the political, economic, and social landscape of modern India. Born on September 26, 1932, in Gah, Punjab (now in Pakistan), Dr Singh’s journey from a refugee after Partition of India to the highest political office in the country is a testament to his resilience and intellect. He earned a first-class degree in Economics from Panjab University and pursued postgraduate studies at the University of Cambridge and Oxford. His academic excellence laid the foundation for his career in public service. Dr Manmohan Singh’s pivotal role in India’s economic reforms began in 1991 when he was appointed Finance Minister under Prime Minister PV Narasimha Rao. Faced with a severe balance of payments crisis, he implemented bold economic liberalisation policies that opened up the Indian economy to the world. His decisions to devalue the rupee, remove industrial licensing, and encourage foreign investments set India on a path of rapid economic growth. His tenure as Prime Minister from 2004 to 2014 saw a period of unprecedented economic growth. Dr Singh led India through a global financial crisis in 2008 with his calm and prudent decision-making. Under his leadership, India became one of the world’s fastest-growing economies. He also introduced landmark social initiatives such as the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) and the Right to Education Act, which improved the lives of millions of Indians. As Prime Minister, Dr Singh also played a crucial role in shaping India’s foreign policy. He was instrumental in the Indo-US Civil Nuclear Deal of 2008, which ended India’s nuclear isolation and strengthened its energy sector. His diplomacy in managing relations with neighbouring countries like Pakistan and China was characterised by cautious optimism and efforts toward peace, despite the complexities involved. Dr Singh’s legacy goes beyond his economic and political achievements. He was known for his humility and dignity in a political landscape often marred by controversy and conflict. His leadership was defined by a commitment to democratic values, national unity, and secularism. Dr Singh’s long and distinguished career, marked by his dedication to public service, was not without its challenges. His government faced scandals like the 2G spectrum scam and the coal allocation controversy, but throughout his tenure, Dr Singh’s personal integrity remained unquestioned. In his final years, Dr Singh withdrew from active politics due to health concerns, but he remained a source of counsel and guidance for the nation. His last public appearance was in January 2024, at the launch of his daughter’s book, and he retired from the Rajya Sabha in April 2024. Dr Manmohan Singh’s passing leaves a void in Indian politics. His life and work stand as a beacon of public service, economic foresight, and dedication to the betterment of the nation. He is survived by his family, who are in our thoughts and prayers during this difficult time. As India bids farewell to this monumental figure, his contributions to the nation will continue to inspire future generations. - With inputs from agenciesEx-Jets general manager Mike Tannenbaum will help team find next coach and GM
As the dust settled on the transfer saga, all eyes turned to the pitch, where Kai Havertz would have the chance to showcase his talent and make an impact in the famous blue of Chelsea. The battle for his signature may have been fierce, but the real test would be how he performed on the field, as he looked to justify the hefty price tag that came with his move to Stamford Bridge.
China pampers Elon Musk's mother Maye; will Xi Jinping use her to arm-twist Donald Trump?AP Sports SummaryBrief at 2:39 p.m. EST"The Chronicles of Crime 2" premieres today, so grab your detective hat and get ready to embark on a new adventure filled with suspense, intrigue, and plenty of surprises. Remember, in the world of crime-solving, nothing is ever as it seems, and every clue counts. Don't miss out on this thrilling opportunity to become a part of the gripping world of "The Chronicles of Crime" - where the truth is waiting to be discovered.
In the world of football transfer news, a major development has emerged with regards to the future of Canadian striker Jonathan David. The highly-talented forward is reportedly keen on joining Barcelona, but Tottenham Hotspur has thrown a curveball by presenting a substantial offer to secure his services.byNordic Acquisition Corporation Announces Extension of Deadline to Complete Business CombinationThe suspect, identified as 28-year-old Jason Williams, was taken into custody without incident. Authorities have not yet determined a motive for the shooting, but are conducting a thorough investigation to gather more information about the suspect and his possible connections to the victim.
Shraddhawan reunites 75-yr-old woman with family after nine years
An orderly selloff in the US government bond market continued for a fifth straight day, with the 30-year bond’s yield posting its biggest weekly increase of the year. Driven in part by shifting expectations the Federal Reserve will cut interest rates next month and potentially pause next year, the rise in yields back toward their November highs also was fueled by weak demand for an auction of 30-year debt Thursday. The yield for that tenor reached 4.61% on Friday, about 28 basis points higher on the week. Shorter-maturity yields rose by smaller increments, while the the 10-year’s was up by 25 basis points to 4.40%, exceeding the three-month bill’s on Friday for the first time since 2022. Conviction that the Fed will drop its target for the US overnight lending rate to a range of 4.25%-4.5% on Dec. 18 moved toward certainty this week after November inflation data in line with expectations were viewed as no obstacle. That was keeping downward pressure on short-term yields, while longer maturities priced in a risk that policymakers will simultaneously signal an intention to pause cuts next year amid economic resilient and halting progress toward lower inflation. Yields are “pricing in a Fed that is going to sit here for a little bit,” Rick Rieder, BlackRock chief investment officer for global fixed income, said on Bloomberg Television. “The economy is in a good shape. Inflation, if anything, is bending up.” The extra yield offered by long- versus short-maturity yields “is not enough at this point of time.” Next week’s Fed meeting includes an updated summary of economic projections showing where officials see interest rates over the next three years and their estimate of the neutral rate — a theoretical level that neither stimulates or restricts the economy. In September, the projections anticipated a drop in the policy rate to 3.25%-3.5%, or four quarter-point cuts assuming one next week. While traders continue to price in that a quarter-point rate cut next week will be followed by two more in 2025, economists at Deutsche Bank AG and BNP Paribas have predicted no Fed action in 2025. BNP Paribas expects next week’s action to be accompanied by hawkish language supporting that view. They see the 10-year Treasury yield rising to 4.65% next year. “Ideally, you cut at this December meeting because you’re continuing your 25-basis-point cut per meeting path and leave open a strong likelihood that you’re going to pause in January,” said Jason Pride, chief of investment strategy and research at Glenmede. “Next year, they are going to be deciding between two and four cuts,” said Pride. “There is lot of the debate around the inflationary aspects of the next administration’s policies on tariffs and immigration.” Activity in interest-rate futures this week suggested some traders see the potential for a surprise cut early next year. Open-interest data in recent days indicated that new long positions had been set in February federal funds futures, anticipating quarter-point rate cuts in both December and January. Two- to 30-year Treasury yields rose for a fifth-straight day Friday, with the 10-year note’s nearly reaching 4.40%, still some 10 basis points below its November highs. None of the daily moves were large by historical standards, however, and an index of Treasury market volatility declined to its lowest level of the year. The yield spread between Treasury’s three-month bills and 10-year notes is a proxy for how investors see Fed policy affecting economic activity. It became inverted in October 2022 as the Fed was raising rates. When it had been inverted for 13 months last December, Campbell Harvey — the Duke University professor who first established the predictive qualities of an inverted curve back in the 1980s — said it amounted to a recession threat that the Fed should address via rate cuts. What Bloomberg strategists say... “The disinversion of the three-month versus 10-year curve will make it more attractive for carry traders to buy longer-term debt, reducing the chance of an abrupt withdrawal of leverage from the system, and allowing deeply negative swap spreads to rise.” — Simon White, macro strategist. Read more on MLIV. Read: Pioneering Yield-Curve Economist Sees US Able to Dodge Recession The shifting Fed policy outlook “has caused a lot of volatility in the short-end of the yield curve which filters into the curve,” said Vineer Bhansali, founder of the Newport Beach, California-based asset-management firm LongTail Alpha. He said the firm had invested for a steeper yield curve, “and to the degree we’ve had more bullets to spend, we’ve added to the position.” The possibility that economic conditions will keep inflation from slowing all the way back to the Fed’s 2% target may cause further yield-curve steepening. The US is “in a structurally higher rate, inflation and volatility environment” than it was for most of the past two decades, Daniel Siluk, head of global short duration and liquidity, portfolio manager at Janus Henderson. “We are reticent to move further out the curve in terms of the way we invest because yield curves are still quite flat.” With assistance from Edward Bolingbroke and Ye Xie. This article was generated from an automated news agency feed without modifications to text.In conclusion, the near 100 million euro bid for Leonardo Bonucci by Manchester City in the summers of 2016 and 2017 showcased the high stakes and intense competition that characterize elite-level football transfers. While the deal did not go through, it remains a fascinating chapter in the career of one of Italy's finest defenders and a reminder of the exciting possibilities that the transfer window brings to the world of football.
Jets' search for GM and coach will be assisted by former GMs Tannenbaum and Spielman
Levine Brothers Look to Continue Family’s Storied LegacyThe new update promises to deliver even more thrilling gameplay experiences, taking players on a journey through the mystical world of Chinese mythology like never before. From battling formidable foes to uncovering hidden secrets and mastering powerful abilities, "Black Myth: Wukong" offers a truly immersive gaming experience that will keep you on the edge of your seat.
In addition to facilitating trade between businesses, CIBTC also plays a vital role in promoting economic cooperation and cultural exchange between countries. By enabling businesses to trade through barter, CIBTC helps to build strong business relationships and foster mutual understanding between different cultures, ultimately contributing to global economic development.« All Events This holiday season Eclipse Theatre LA is partnering with Family Promise to present “The Highly Offbeat-Hilariously Offensive-Holiday Offering” – aka “HOHOHO,” a Christmas variety show like no other. This PG-13 variety show happens only one night, and tickets ($40) and sponsorships are available at www.familypromisescv.org/ho-ho-ho-comedy-event . Performers are scheduled to include Jim Edson, Jade Aubuchon, Ingrid Blanco, Chris Loprete, Ally Loprete, Liam Johnson, Jeff Frame, Jason Endicott, Gin Treadwell-Eng, Rachel Logan, Nancy Lantis, Abi Bowling, Peter Schiavelli, Marcus Moody and Barry Agin.The outpouring of support from her fans and followers has been nothing short of inspiring. The surge in likes, comments, and shares is a testament to the impact Wu Liufang's content has had on her audience. Her ability to connect with people on a personal level and create content that is both relatable and engaging has endeared her to a wide range of viewers, contributing to her meteoric rise in popularity.
Trump Nominates Harmeet Dhillon To DOJ's Civil Rights DivisionBad Bunny announces a new album, 'Debí Tirar Más Fotos'
For those who have yet to experience the magic of "Black Myth: Wukong," now is the perfect time to dive in. With its captivating storyline, beautiful visuals, and engaging gameplay, the game promises an unforgettable journey through a world steeped in myth and legend.Danica Patrick hints at 2025 plans after ex-NASCAR star's controversial stanceRecently, the Education Department of Henan Province held a symposium on promoting cooperation between BYD Co., Ltd. and vocational schools. The symposium aimed to enhance the collaboration between industry and education, aligning academic programs with the needs of the workforce, and fostering talent development in the fields of new energy vehicles and advanced manufacturing.In conclusion, Alibaba's response to the data center fire demonstrates a commitment to transparency, accountability, and customer trust. By taking swift action to address the incident and communicate openly with stakeholders, Alibaba aims to mitigate the impact of the fire and uphold its reputation as a leading cloud computing provider. As the investigation progresses, Alibaba will continue to provide updates and insights into the incident, reaffirming its commitment to ensuring the safety and security of the data stored in its facilities.