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Share Tweet Share Share Email Smart home technology has become more than a luxury; it’s a necessity. Homeowners are increasingly investing in devices that enhance comfort, improve safety, and boost energy efficiency. However, upgrading to a smart home can be costly. This is where financing solutions come into play . The Growing Demand for Smart Homes Smart home technology has revolutionized the way we live. From intelligent thermostats that save on energy costs to security cameras that provide peace of mind, these devices are transforming traditional houses into futuristic havens. According to recent studies, the global smart home market is projected to grow significantly in the coming years, driven by advancements in artificial intelligence and the Internet of Things (IoT). While the benefits of smart home technology are undeniable, the initial investment can be a barrier for many. Fortunately, there are several financing options available to help homeowners overcome this hurdle. Why Invest in Smart Home Upgrades? Before diving into financing solutions, let’s discuss why upgrading to a smart home is a worthwhile investment: Enhanced Security: Smart locks, video doorbells, and surveillance systems provide round-the-clock protection. Energy Efficiency: Devices like smart thermostats and energy-efficient lighting help reduce utility bills. Convenience: Automated systems streamline daily tasks, making life more comfortable. Increased Home Value: Homes equipped with smart technology often attract higher resale values . Understanding these benefits can help justify the cost and motivate you to explore financing options. Financing Solutions for Smart Home Upgrades Personal Loans One of the most popular ways to finance smart home upgrades is through personal loans. These loans are unsecured, meaning you don’t need to offer collateral. Many lenders provide quick approvals and flexible repayment terms, making personal loans a convenient choice. Advantages: Quick access to funds Fixed interest rates Predictable monthly payments Considerations: Higher interest rates compared to secured loans Requires a good credit score for favorable terms Home Equity Loans Home equity loans allow homeowners to borrow against the equity they have built in their property. This option is particularly beneficial for major upgrades, including comprehensive smart home installations. Advantages: Lower interest rates compared to personal loans Tax-deductible interest in some cases Considerations: Your home serves as collateral Risk of foreclosure if you fail to repay Credit Cards For smaller upgrades, credit cards can be a viable option. Many credit card companies offer promotional periods with 0% interest, allowing you to finance purchases without incurring additional costs. Advantages: Ideal for smaller, incremental upgrades Rewards programs and cash-back offers Considerations: High-interest rates after the promotional period Can lead to debt if not managed properly Manufacturer Financing Programs Several smart home technology manufacturers and retailers offer financing programs. These programs often come with low or zero interest rates, making them an attractive option for homeowners. Advantages: Affordable monthly payments Exclusive deals and discounts Considerations: Limited to specific brands or products Terms may vary Government Incentives and Grants In some regions, governments provide incentives or grants for energy-efficient upgrades, including smart home technology. These programs aim to promote sustainable living and reduce carbon footprints. Advantages: Financial assistance reduces upfront costs Encourages environmentally friendly choices Considerations: Availability depends on location Application processes may be competitive Savings and Budgeting If financing isn’t your preferred option, you can save up for your smart home upgrades. Setting aside a portion of your income each month can help you achieve your goals without incurring debt. Advantages: No interest or repayment obligations Financial discipline Considerations: Takes longer to implement upgrades Requires consistent budgeting Tips for Choosing the Right Financing Option Selecting the right financing solution is crucial to ensure you don’t overextend your budget. Here are some tips: Evaluate Your Needs: Determine which smart home upgrades are essential and prioritize them. Compare Interest Rates: Research various lenders and programs to find the best rates. Understand Terms and Conditions: Read the fine print to avoid unexpected costs. Check Your Credit Score: A higher credit score can unlock better financing terms. Consider Long-Term Benefits: Weigh the immediate costs against the long-term advantages of smart home technology. Balancing Cost and Value While financing solutions can ease the burden of upfront costs, it’s important to balance affordability with quality. Investing in reliable, high-quality smart home devices ensures you get the best return on your investment. Cutting corners might save money initially but could lead to higher costs in the long run due to maintenance or replacements. Conclusion Smart home upgrades are an investment in your comfort, safety, and overall quality of life. With a variety of financing solutions available, transforming your home into a smart haven is more accessible than ever. Whether you opt for a personal loan, home equity financing, or manufacturer programs, it’s essential to choose an option that aligns with your financial situation and long-term goals. By making informed decisions, you can enjoy the benefits of smart home technology without compromising your budget. Related Items: financing solutions , Investing in Comfort and Safety , Smart Home Upgrades Share Tweet Share Share Email Recommended for you Peer-To-Peer Lending: Innovative Financing Solutions In The Digital Economy Demystifying Merchant Cash Advances with the President and CEO of Velocity Capital Group, Jay Avigdor CommentsThis Christmas will be very special for the NFL and Netflix, as singer Beyoncé will headline the halftime show of the Baltimore Ravens vs. Houston Texans game to be played this Wednesday, December 25 from NRG Stadium in Houston, Texas. The 42-year-old pop star will perform the best songs from her repertoire and possibly from her country album Cowboy Carter. With exciting games and a luxury musical show, the NFL Christmas will be an unforgettable event to enjoy in pajamas, with leftovers and all the excitement of sports and music. When is Beyoncé's NFL Christmas show? Beyoncé will perform during halftime of the Ravens vs. Texans game on Wednesday, December 25. What time is Beyoncé's NFL Christmas show? The game will start at 4:30 p.m. ET, so halftime is expected to be around 6 p.m. ET. The halftime show will last 15 minutes, which is shorter than the extended Super Bowl halftime break. Where will Beyoncé's NFL Christmas show take place? Beyoncé will take the field at NRG Stadium in Houston to perform in her hometown. How to watch Beyoncé's NFL Christmas show? Streaming giant Netflix will premiere two NFL games live on Wednesday, Pittsburgh Steelers-Kansas City Chiefs and Houston Texans-Baltimore Ravens, as part of an agreement with the American league that provides for a payment estimated by ‘Forbes’ at 150 million dollars for two games. Netflix, which already boasts successful collaborations with the NFL with the series ‘Quarterback’ and ‘Receiver’, will broadcast live this Christmas the Steelers-Chiefs and the Texans-Ravens games live all over the world for its users. Netflix will live stream the entire Beyoncé show on its streaming platform. US pricing Which NFL teams will play on Christmas? There are two NFL games scheduled for Christmas Day 2024, and both will stream on Netflix. Periodista y analista SEO del Núcleo de Audiencias del Grupo El Comercio. Hice mis estudios en ISIL de Lima, Perú. Once años de experiencia en noticias de fútbol internacional (Champions League, Eliminatorias, entre otros), UFC, WWE, Boxeo, NBA, NFL, béisbol, F1 y deportes olímpicos. Escribo artículos de interés en Estados Unidos, México y España.
London honored for supporting student mental health and eliminating barriers to care NATICK, Mass. , Dec. 23, 2024 /PRNewswire/ -- The Boston Business Journal honored Uwill founder and CEO Michael London as part of its 2025 Innovators in Healthcare list . Honorees represent a cross-section of Boston -based innovators addressing some of the most urgent and pressing challenges in the health care industry. London is the founding CEO of Uwill , the leading mental health and wellness solution proudly supporting more than 3 million students at 400 institutions globally. Utilizing its proprietary technology and counselor team, Uwill pioneered the first student and therapist matching platform. The solution offers an immediate appointment with a licensed counselor based on student preferences, all modalities of teletherapy, a direct crisis connection, wellness programming, realtime data, and support. "It's truly an honor to be recognized among this incredible group of innovators," said Michael London , Uwill founder and CEO. "At Uwill, our mission is to break down barriers to mental health care, delivering immediate and accessible support to students worldwide. This recognition reflects more than innovation—it underscores our unwavering commitment to addressing a vital need for students everywhere." London is a recognized thought-leader and pioneer within social impact entrepreneurship, having created more than one billion dollars in company value throughout his career. In 2013, he founded Examity, a leader in learning validation and online proctoring. Prior, London led Bloomberg Institute, an EdTech start-up funded by former New York City Mayor Michael Bloomberg . Earlier in his career, he founded College Coach and co-founded EdAssist, both acquired by Bright Horizons Family Solutions. In 2019, he was a finalist for the EY Entrepreneur of the Year Award and held a position on the Massachusetts Governor's Commission for Digital Education and Lifelong Learning. Michael is a current Trustee at Beth Israel Deaconess Medical Center. He is a Member of the Advisory Board at Babson College where he graduated with honors. He also received his MBA from Boston University . About Uwill: Uwill is the leading mental health and wellness solution for colleges and students. As the most cost-effective way to enhance a college's mental health offering, Uwill partners with more than 400 institutions, including Princeton University , the Ohio State University , Santa Fe Community College , and University of Alabama - Online. Uwill is also the exclusive teletherapy education partner for the Online Learning Consortium and teletherapy education partner of NASPA. For more information, visit uwill.com . Contact: Brett Silk bsilk@uwill.com View original content to download multimedia: https://www.prnewswire.com/news-releases/uwill-founder--ceo-michael-london-named-innovator-in-healthcare-302338655.html SOURCE Uwill, IncThe bald eagle has landed in the U.S. code after President Joe Biden signed a bill Tuesday making the predator the official national bird. Congress passed the measure with unanimous support. Although the bird of prey is at the center of the Great Seal of the United States, it was never formally recognized as the country's official bird. Some of the Founding Fathers — Benjamin Franklin, John Adams and Thomas Jefferson — were tasked with creating a national seal but simply couldn't come to an agreement. In 1782, a version of the seal with a bald eagle was submitted by Secretary of the Continental Congress Charles Thomson and approved. Most Americans are familiar with the seal's eagle carrying a flag-emblazoned shield holding an olive branch in one talon and arrows in the other. Franklin was historically against the decision, arguing in a letter to his daughter that the bald eagle was "a bird of bad moral character." Either way, the U.S. has not had an official bird in the almost 250 years since its founding. Minnesota resident Preston Cook has long hoped that the eagle would ascend into the U.S. code, even writing a draft a bill and sending it to lawmakers. Cook described himself as having a lifelong obsession with the bald eagle, and took it upon himself to push for a change when discovering that there was no official U.S. bird. He wrote a simple piece of legislation that would change the code to say that, “The bald eagle (Haliaeetus leucocephalus) is the national bird.” Sen. Amy Klobuchar, D-Minn., then led a bipartisan group who brought it to the Senate floor in July. It passed unanimously before sailing through the House last week with no opposition. Cook told NBC News earlier this month that this is one overlooked piece of history he felt compelled to fix. “No one has to change anything; it’s just a correction. It is only a correction in history to make things right and makes things the way they should be,” Cook said.
Alpha Blue Capital US Small Mid Cap Dynamic ETF ( NASDAQ:ABCS – Get Free Report ) was the recipient of a large growth in short interest in the month of December. As of December 15th, there was short interest totalling 500 shares, a growth of 66.7% from the November 30th total of 300 shares. Based on an average daily volume of 1,700 shares, the short-interest ratio is presently 0.3 days. Alpha Blue Capital US Small Mid Cap Dynamic ETF Stock Performance Shares of NASDAQ:ABCS opened at $28.86 on Friday. Alpha Blue Capital US Small Mid Cap Dynamic ETF has a 12-month low of $24.37 and a 12-month high of $30.86. The company’s 50 day moving average price is $29.43 and its two-hundred day moving average price is $27.96. Alpha Blue Capital US Small Mid Cap Dynamic ETF Company Profile ( Get Free Report ) Featured Stories Receive News & Ratings for Alpha Blue Capital US Small Mid Cap Dynamic ETF Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Alpha Blue Capital US Small Mid Cap Dynamic ETF and related companies with MarketBeat.com's FREE daily email newsletter .During an interview with CBS’s “The Takeout” podcast released on Friday, Sen. Joe Manchin (I-WV) wondered why the Biden administration can’t admit it made a mistake with Afghanistan and said, “When you make a mistake and you can’t own up to it, then that means, did you make it intentionally then, since you don’t think it’s a mistake?” While discussing Vice President Kamala Harris’ candidacy, Manchin said, [relevant remarks begin around 10:25] “[W]hen they said, do you support everything that was done? I’m on the team. I’m number two. This is not my gameplan. I didn’t put the gameplan out. I didn’t call the play, okay? Would I do it different? Absolutely. I would do it different. But while I’m there, I’m trying to make that president — my president and my partner as successful as possible. So, if you’re blaming me for being on the team, I’m guilty as charged. But if she doesn’t say that, hey, would you change anything, would you say, let’s don’t leave Afghanistan this way, let’s don’t give Bagram Air Force Base away the way we did, let’s not do the border, we’ve never given asylum at the border? There [are] some things that we should do differently. If you had that input and you got overruled, you’re still the team. But can’t you say when you’re on your own now, yes, I would have done it different, and here’s how?” Later, he stated, [relevant remarks begin around 31:40] “As human beings, in this wonderful, free country of ours, you can’t make wrong right. We’ve all tried. ... Why they can’t just say, I made a mistake, I’m sorry, I can fix that. When you make a mistake and you can’t own up to it, then that means, did you make it intentionally then, since you don’t think it’s a mistake? That [sows] doubts.” Follow Ian Hanchett on Twitter @IanHanchett
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