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GI"gf8tf)sRvexHqts=^̛*⸬MZ#%^!rb$,-xhA<{eʁk+]1Ap<'-yїg8r^m2LHSc kUs3T/PZAb{`kణ~  2025-01-26

GIGI"gf8tf)sRvexHqts=^̛*⸬MZ#%^!rb$,-xhA<{eʁk+]1Ap<'-yїg8r^m2LHSc kUs3T/PZAb{`kణ~ Myanmar delegation attends 20th ASEAN-PAC meetingScented candles are a fabulous Christmas gift idea , particularly for those who seem to have everything. They not only make the home smell divine but also create a cosy ambience and serve as a luxurious indulgence that most people wouldn't splurge on themselves. As a self-confessed candle hoarder, I've burned through hundreds in my lifetime and always have a stash ready to go. Now that my autumnal scents have been used up, I'm reaching for festive fragrances as we approach Christmas. Think rich spices, fresh pine and seasonal citrus fruits, all ideally presented in a jar that's a bit special or sparkly. Here are my top picks for every budget... Yankee Candle London Christmas Tea Signature Large Jar 567g: Was £29.99, now £20.99 from Debenhams NEOM Winter Wellbeing Candle Trio 3 x 75g: Was £48, now £38.40 from LookFantastic Diptyque Sapin Classic Candle 190g: £68 from Diptyque Yankee Candle Collection Gift Set: Was £60, now £29.50 from Boots The White Company Winter Mercury Luxury Votive Candle 95g: £16 from LookFantastic NEST New York Holiday Classic Candle & Diffuser Set: £95 from Sephora M&S London Light Up Scented Candle: £10 from Marks & Spencer ESPA Winter Spice Candle 200g: Was £45, now £40.50 from LookFantastic Liz Earle Spiced Bitter Orange Botanical Candle 220g: Was £37, now £27.75 from Liz Earle Space NK Shimmering Spice 3-Wick Scented Candle 400g: £42 from Space NK The White Collection Gingerbread Scented Candle 160g: £8 from Boots Lords Abernethy Forest Winter 3 Wick Candle 650g: £62 from Lords Was £29.99, now £20.99 from Debenhams Big, heavy and strongly scented, Yankee Candles are guaranteed crowd-pleasers. Its Christmas collection is inspired by festive celebrations around the world, including this London Christmas Tea fragrance , with notes of ginger, black tea, cinnamon and woods. Was £48, now £38.40 from LookFantastic I'm a huge fan of NEOM's candles, and this year's Christmas collection is just stunning, with gorgeous packaging and scents that really fill the home. Unsure which scent to go for? Buy this three-piece set , which contains a 75g candle of each: cinnamon-y Christmas Wish, pine-inspired Perfect Peace, and warm, woody Cosy NIghts. £68 from Diptyque Scented candles don't come much better than Diptyque's and I defy you to find anyone who wouldn't be blown away to receive this as a Christmas present. Sapin – a fresh, earthy, pine tree scent – is one of the brand's most popular at Christmas, and you'll smell it as soon as you open the box. This year's has been designed by artist Lucy Sparrow and features a felt decoration and luxe gold lid. Was £60, now £29.50 from Boots Another Yankee Candle idea, but here's a way to get eight different ones for less than £30 . This gift set usually costs £60 but is currently down to £29.50 as part of Boots' Star Gifts pre-Christmas sales . This means that each product inside – one medium jar, two tumblers, three filled votives and two wax melts – could technically be valued at £3.68. White Spruce & Grapefruit is a lovely fresh, zingy scent, while Black Cherry and Christmas Cookie are perfect for those who love gourmands. £16 from LookFantastic For a candle that looks as good as it smells, go for this chic little White Company votive . What is lacks in size, it makes up for in scent, as it smells exactly like mulled wine tastes: warming, spicy, lightly fruity. Once it's burned down, clean it out and use it as a tea light holder. £95 from Sephora This NEST candle is what we imagine Kris Jenner's house smells like at Christmas; with notes of pomegranate, pine, vanilla and amber, it just smells (and looks) expensive. Your best option is to buy this candle and diffuser set together – it makes the ultimate gift. £10 from Marks & Spencer Another favourite every year, M&S's light up candles are always a hit, often selling out in advance of the festive season; just light the candle in the centre and LED lights will turn on, illuminating a beautiful London scene. It's not the strongest smelling one of the bunch, but what it lacks in powerful aroma it makes up for in dazzling style. The particular London design was sold out online at the time of writing (although you may find it in stores still), but this other light up design is similar . Was £45, now £40.50 from LookFantastic Another that hits your as soon as you open its elaborate box, and another with strong whiffs of mulled wine: sweet orange, clove, cinnamon and ginger. This one has a slightly more spa-like vibe though , high in mood-boosting essential oils, and a smart gold lid. Was £37, now £27.75 from Liz Earle Want a candle that'll see you through the festive period and into spring? This Liz Earle offering is the one for you. Its design is refreshingly spangle-free for a Christmas candle, and its spiced orange scent smells as fresh as it does festive. £42 from Space NK High up on many a beauty editor's Christmas wish list every year, Space NK's stunning Shimmering Spice candle has acquired cult status, with notes of cinnamon, cedar and all spice. I think this big three-wicker is good value compared to many others, but it's also available in 75g (£18) and 190g (£28) . £8 from Boots One for those with a sweet tooth or fans of the current gourmand fragrance trend, this smells like a freshly baked gingerbread house (albeit fairly faintly). For £8 though, it's good value, and I'm impressed that it comes with a metal lid/stand. £62 from Lords This lovely home fragrance brand is a fairly new discovery to me, and I've fallen in love with its scents inspired by locations around the world – including Abernethy Forest in Scotland, with notes of pine needle, cedarwood, eucalyptus, patchouli, peppermint, lavandin and fir balsam. The 225g jar I have is currently out of stock, but the larger three-wick one is still available .

Ohio State to host Tennessee in first-round showdown to determine No. 1 Oregon's Rose Bowl matchupMetLife Investment Management LLC trimmed its holdings in Employers Holdings, Inc. ( NYSE:EIG – Free Report ) by 6.1% in the 3rd quarter, according to its most recent filing with the SEC. The institutional investor owned 13,986 shares of the financial services provider’s stock after selling 906 shares during the quarter. MetLife Investment Management LLC’s holdings in Employers were worth $671,000 at the end of the most recent reporting period. A number of other hedge funds have also bought and sold shares of EIG. Isthmus Partners LLC grew its stake in shares of Employers by 0.5% in the second quarter. Isthmus Partners LLC now owns 81,362 shares of the financial services provider’s stock worth $35,000 after acquiring an additional 375 shares during the period. GAMMA Investing LLC grew its position in Employers by 45.5% in the 3rd quarter. GAMMA Investing LLC now owns 1,145 shares of the financial services provider’s stock worth $55,000 after purchasing an additional 358 shares during the period. FMR LLC raised its stake in Employers by 15.2% during the 3rd quarter. FMR LLC now owns 1,520 shares of the financial services provider’s stock valued at $73,000 after buying an additional 200 shares during the last quarter. Innealta Capital LLC bought a new position in shares of Employers during the 2nd quarter valued at $81,000. Finally, Intech Investment Management LLC purchased a new position in shares of Employers in the 2nd quarter worth $257,000. Hedge funds and other institutional investors own 80.49% of the company’s stock. Wall Street Analyst Weigh In EIG has been the subject of a number of research reports. Truist Financial upped their price objective on Employers from $55.00 to $58.00 and gave the company a “buy” rating in a research report on Friday, November 1st. StockNews.com cut shares of Employers from a “buy” rating to a “hold” rating in a research note on Tuesday, November 12th. Employers Price Performance Shares of EIG stock opened at $53.37 on Friday. The company has a market cap of $1.32 billion, a price-to-earnings ratio of 9.99 and a beta of 0.26. Employers Holdings, Inc. has a 1 year low of $38.21 and a 1 year high of $54.44. The firm has a fifty day moving average price of $50.56 and a 200-day moving average price of $46.83. Employers ( NYSE:EIG – Get Free Report ) last issued its quarterly earnings results on Wednesday, October 30th. The financial services provider reported $0.81 EPS for the quarter, topping analysts’ consensus estimates of $0.78 by $0.03. Employers had a return on equity of 9.78% and a net margin of 15.27%. The business had revenue of $224.00 million during the quarter, compared to analysts’ expectations of $225.19 million. Equities research analysts expect that Employers Holdings, Inc. will post 3.65 EPS for the current year. Employers Announces Dividend The company also recently announced a quarterly dividend, which was paid on Wednesday, November 27th. Shareholders of record on Wednesday, November 13th were paid a dividend of $0.30 per share. This represents a $1.20 dividend on an annualized basis and a yield of 2.25%. The ex-dividend date was Wednesday, November 13th. Employers’s payout ratio is 22.47%. Employers Profile ( Free Report ) Employers Holdings, Inc, through its subsidiaries, operates in the commercial property and casualty insurance industry primarily in the United States. The company operates in two segments, Employers and Cerity. It offers workers’ compensation insurance to small businesses in low to medium hazard industries under the Employers and Cerity brands. Recommended Stories Want to see what other hedge funds are holding EIG? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Employers Holdings, Inc. ( NYSE:EIG – Free Report ). Receive News & Ratings for Employers Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Employers and related companies with MarketBeat.com's FREE daily email newsletter .It makes no sense Pittsburgh Steelers are using ‘not really that good’ player, says LeSean McCoy

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Geoffrey Hinton says he doesn’t regret the work he did that laid the foundations of artificial intelligence, but wishes he thought of safety sooner. The British-Canadian computer scientist often called the godfather of AI said over the weekend that he doesn’t have any guilty regret, which he said is when someone has done something when they know they shouldn’t have at the time. “In the same circumstances, I would do the same again,” he said of his research, which dates back to the 1980s and has formed the underpinnings of AI. “However, I think it might have been unfortunate in that we’re going to get superintelligence faster than I thought, and I wish I’d thought about safety earlier.” Superintelligence surpasses the abilities of even the smartest humans. Hinton thinks it could arrive in the next five to 20 years and humanity may have to “worry seriously about how we stay in control.” Hinton made his prediction during a press conference in Stockholm, where he is due to a receive the Nobel Prize in physics on Tuesday. Hinton, a University of Toronto professor emeritus, and co-laureate John Hopfield, a Princeton University professor, are being given the prize because they developed some of the foundations of machine learning, a computer science that helps AI mimic how humans learn. Hinton kicked off his Nobel week on Saturday with the press conference, where he appeared with laureates in chemistry and economics and was asked about AI safety and regulation. Hinton left a job at Google last year to speak more freely about the technology’s dangers, which he has said could include job losses, bias and discrimination, echo chambers, fake news, battle robots and even the end of humanity. On Saturday, he said he considers lethal autonomous weapons to be a short-term danger. “There isn’t going to be any regulation there,” he said, pointing out that European regulations have a specific clause exempting military use of AI from restrictions. “Governments are unwilling to regulate themselves, when it comes to lethal autonomous weapon, and there is an arms race going on between all the major arms suppliers like the United States, China, Russia, Britain, Israel and possibly even Sweden, though I don’t know.” A day later, Hinton put his concerns about AI aside to deliver a lecture with Hopfield explaining the research that earned them their Nobel. “Today I am going to do something very foolish.” Hinton said in introducing his portion of the pair’s hour-long speech. “I am going to try and describe a complicated technical idea for a general audience without using any equations.” The audience chuckled. The talk began with Hopfield describing a network he invented that could store and reconstruct images in data. It led Hinton to later create the Boltzmann machine, which learns from examples, rather than instructions, and when trained, can recognize familiar characteristics in information, even if it has not seen that data before. Hinton said students in his lab and others run by fellow AI pioneers Yoshua Bengio and Yann LeCun were using Boltzmann machines to pre-train neural networks — machine learning models that make decisions in a manner similar to the human brain — between 2006 and 2011. By 2009, two of Hinton’s students had showed the technique “worked a little bit better than the best existing techniques for recognizing fragments of phonemes in speech and that then changed the speech recognition community,” Hinton said. Phonemes are small units of sound that can change the meaning of a word. Google later began working on technology based on Hinton’s discoveries and “suddenly the speech recognition on the Android got a lot better.” Even though the kind of Boltzmann machines Hinton was working with back then are no longer used in the same ways as he used them, he said “they allowed us to make the transition from thinking that deep neural networks would never work to seeing that deep neural networks actually could be made to work.” Nobel Week will continue Monday with a discussion about the future of health before an awards ceremony and banquet is held Tuesday. Hinton has said he will donate a portion of the prize money — equivalent to about C$1.45 million — he and Hopfield will be given to Water First, which is working to boost Indigenous access to water, and a charity supporting neurodiverse young adults. He is also reportedly due to donate an early Boltzmann chip to the Nobel Prize Museum. The Nobel is not the only prize Hinton scooped up this month. On Friday, he, Bengio, LeCun, Chinese-American computer scientist Fei-Fei Li and Nvidia founder Jensen Huang, were awarded the Vin Future Prize, a US$3 million prize for science breakthroughs in a ceremony in Vietnam. Hinton, Bengio and LeCun previously won the A.M. Turing Award, known as the Nobel Prize of computing, together in 2018. This report by The Canadian Press was first published on Dec. 8, 2024. Tara Deschamps, The Canadian Press

NonePLEASANTON, Calif. , Dec. 8, 2024 /PRNewswire/ -- This holiday season, DermRays invites you to redefine the spirit of giving with gifts that bring radiant confidence and timeless beauty. December 9-31 , enjoy our exclusive Christmas Season Promotion : $100 OFF all purchases, plus a chance to receive a limited-edition LED Neck Mask - absolutely free . This groundbreaking product will be gifted randomly to customers while supplies last, ensuring your holiday surprises are as unique as your loved ones. Discover the Magic of DermRays LED Light Therapy Masks Designed to transform your daily skincare routine, the DermRays LED Light Therapy Mask for Face, Neck, and Décolletage delivers clinic-grade results in the comfort of your home. Key features include: For more information, visit https://www.dermrays.com/ and join us in making this Christmas unforgettable. About DermRays DermRays combines innovation and technology to empower individuals with at-home skincare devices that deliver professional-grade results. Media Contact: Facebook: @dermraysofficial Instagram: @dermrays_global YouTube: @DermRays TikTok: @dermrays.official Email: [email protected]

Bharatiya Janata Party (BJP) councillor Ravinder Singh Negi has once again stirred controversy after installing saffron flags on vendors in an attempt to distinguish Hindus from Muslim sellers. Negi, representing the West Vindor Nagar ward in Delhi’s Patparganj assembly constituency, was caught on camera raiding vendors and installing saffron flags on carts belonging to Hindu sellers. Justifying his action Negi stated, “The vendors marked with saffron flags would help customers identify them as Hindus” while alleging that “other community”, tactically referring to Muslims spits on food. He is also heard threatening a Muslim vendor in the market to display his name prominently or face serious consequences. This is not an isolated incident, as Negi, infamous for anti-Muslim rhetoric speeches has a history of similar actions. The event follows a pattern of similar controversial behaviour by the far-right politician. On November 10, Negi was seen inquiring about vegetable vendors by checking their identities. He installed saffron flags on the carts of Hindu vendors. During the raid, Negi was heard saying, “We Hindus should know whom we buy these things from.” suggesting an attempt to differentiate vendors based on their religion. In October 2024, Negi raided shop owners in the Mandawali area and threatened to close established owned by Muslims with “Hindu names”. Negi was captured threatening a dairy vendor and uttering, “When your name is Mohammed Ayan, why have you put up a board that reads Rawal Dairy?”, adding, “Why are you betraying people in Hindu-dominated places?”. Negi’s provocative actions have triggered religious politics and prejudice in local trade. Critics point out that such behaviour violates the concepts of secularism and non-discrimination on the grounds of religion. Forcing saffron-coloured flags, which is the colour most preferred by the BJP and is symbolically related to the Hindu religion, on vegetable sellers’ carts, means that businesses must be segregated based on religion.49ers QB Brock Purdy remains severely limited by injury to his throwing shoulder

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Our community members are treated to special offers, promotions and adverts from us and our partners. You can check out at any time. More info Middlesbrough Council's Labour Executive have approved TVCA design plans in the ongoing effort to remove the Linthorpe Road cycle lane. This means the town moves one step closer to being rid of the deeply unpopular addition to one of Middlesbrough's busy roads. Consultations conducted earlier in the year showed that approximately 75% of people wanted the cycle lane gone. At the meeting, on Wednesday, December 4, executive member for environment and sustainability Councillor Peter Gavigan said: "Approving this report would allow TVCA to undertake a business case for the removal of the cycle lane". He added: "This report deals only with the design of the replacement of the Linthorpe Road cycle lane, consideration around the funding and the wider implications around its removal will be brought to a subsequent Executive in the new year, when the final proposals are received from TVCA". The infamous Linthorpe Road cycle lane, has caused much political disagreement in recent months, despite its removal being a pledge of both Middlesbrough Mayor Chris Cooke and Tees Valley Mayor Ben Houchen in their election campaigns in 2023 and 2024, respectively. While it is TVCA who are funding the removal of the much disliked cycle lane, both authorities (Middlesbrough Council and the TVCA) have responsibilities in the lead up to the work. One thing is now clear, the hope to have "spades in the grounds before Christmas", as Ben Houchen has called for in recent months, is now not going to happen. It is likely that further proposals will be put to Middlesbrough Council's Executive in January. At the Executive meeting, Mayor Cooke said: "It's incredibly important that we respect communities and areas and this feels like we did something to a community, by the previous administration and TVCA. This is us starting to undo that." He added...

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What Prospects Do You See for the Smart Agriculture Market in 2025? 12-12-2024 08:35 PM CET | Advertising, Media Consulting, Marketing Research Press release from: HTF Market Intelligence Consulting Pvt. Ltd. Smart Agriculture Market HTF Market Intelligence projects that the global "Smart Agriculture" market will expand at a compound annual growth rate (CAGR) of "11%" from 2024 to 2032, from "23 Billion" USD in 2024 to "60 Billion" USD by 2032. Stay current with HTF MI's "Smart Agriculture" market research. Examine comprehensive data based on historical landmarks and contemporary trends. The market's size, future trends, current growth factors, historical data, facts, and compound annual growth rate are all thoroughly evaluated in the research report. Marketization is being accelerated by the market study's segmentation by important regions. The market is currently expanding, and some of the major participants from the whole report include John Deere, Trimble, AgEagle Aerial Systems, Raven Industries, Kubota, Climate Corporation, DJI, AGCO Corporation, DeLaval, AgJunction, Hexagon, PrecisionHawk. Download An Exclusive Sample Report PDF Here 👉 https://www.htfmarketreport.com/sample-report/3377976-2020-2025-global-smart-agriculture-market-report-production-and-consumption-professional-analysis?utm_source=Akash_OpenPR&utm_id=Akash The Smart Agriculture market is segmented by Types (Precision Farming, IoT-Based Systems, Livestock Monitoring, AI & Robotics), Application (Crop Management, Livestock Health, Greenhouses, Irrigation) and by Geography (North America, LATAM, West Europe, Central & Eastern Europe, Northern Europe, Southern Europe, East Asia, Southeast Asia, South Asia, Central Asia, Oceania, MEA). Definition: Focuses on the use of technologies like IoT, AI, and robotics in farming to improve efficiency, productivity, and sustainability. Precision farming, automated irrigation, and drone-based monitoring are core aspects. The market is expanding due to global food security concerns and the need to optimize resource use, making it vital for the future of agriculture. Dominating Region: • North America Fastest-Growing Region: • Asia-Pacific Market Trends: •AI in Farming, Drones for Monitoring, Vertical Farming Market Drivers: •Rising Food Demand, Water Scarcity, Technology Adoption Market Challenges: •High Initial Investment, Farmer Awareness, Data Privacy Issues Browse 100+ market data Tables and Figures spread through Pages and in-depth TOC on " Smart Agriculture Market by Type (Precision Farming, IoT-Based Systems, Livestock Monitoring, AI & Robotics), by End-Users/Application (Crop Management, Livestock Health, Greenhouses, Irrigation), Organization Size, Industry, and Region - Forecast to 2032". Early buyers will receive 10% customization on comprehensive study. In order to get a deeper view of Market Size, competitive landscape is provided i.e. Revenue (Million USD) by Players (2019-2024), Revenue Market Share (%) by Players (2019-2024) and further a qualitative analysis is made towards market concentration rate, product/service differences, new entrants and the technological trends in future. Have a query? Market an enquiry before purchase 👉 https://www.htfmarketreport.com/enquiry-before-buy/3377976-2020-2025-global-smart-agriculture-market-report-production-and-consumption-professional-analysis?utm_source=Akash_OpenPR&utm_id=Akash The titled segments and sub-section of the market are illuminated below: In-depth analysis of Smart Agriculture market segments by Types: Precision Farming, IoT-Based Systems, Livestock Monitoring, AI & Robotics Detailed analysis of Tank Container Shipping market segments by Applications: Crop Management, Livestock Health, Greenhouses, Irrigation Geographically, the detailed analysis of consumption, revenue, market share, and growth rate of the following regions: • The Middle East and Africa (South Africa, Saudi Arabia, UAE, Israel, Egypt, etc.) • North America (United States, Mexico & Canada) • South America (Brazil, Venezuela, Argentina, Ecuador, Peru, Colombia, etc.) • Europe (Turkey, Spain, Turkey, Netherlands Denmark, Belgium, Switzerland, Germany, Russia UK, Italy, France, etc.) • Asia-Pacific (Taiwan, Hong Kong, Singapore, Vietnam, China, Malaysia, Japan, Philippines, Korea, Thailand, India, Indonesia, and Australia). Buy Now Latest Edition of Smart Agriculture Market Report 👉 https://www.htfmarketreport.com/buy-now?format=1&report=3377976?utm_source=Akash_OpenPR&utm_id=Akash Smart Agriculture Market Research Objectives: - Focuses on the key manufacturers, to define, pronounce and examine the value, sales volume, market share, market competition landscape, SWOT analysis, and development plans in the next few years. - To share comprehensive information about the key factors influencing the growth of the market (opportunities, drivers, growth potential, industry-specific challenges and risks). - To analyze the with respect to individual future prospects, growth trends and their involvement to the total market. - To analyze reasonable developments such as agreements, expansions new product launches, and acquisitions in the market. - To deliberately profile the key players and systematically examine their growth strategies. FIVE FORCES & PESTLE ANALYSIS: In order to better understand market conditions five forces analysis is conducted that includes the Bargaining power of buyers, Bargaining power of suppliers, Threat of new entrants, Threat of substitutes, and Threat of rivalry. • Political (Political policy and stability as well as trade, fiscal, and taxation policies) • Economical (Interest rates, employment or unemployment rates, raw material costs, and foreign exchange rates) • Social (Changing family demographics, education levels, cultural trends, attitude changes, and changes in lifestyles) • Technological (Changes in digital or mobile technology, automation, research, and development) • Legal (Employment legislation, consumer law, health, and safety, international as well as trade regulation and restrictions) • Environmental (Climate, recycling procedures, carbon footprint, waste disposal, and sustainability) Get 10-25% Discount on Immediate purchase 👉 https://www.htfmarketreport.com/request-discount/3377976-2020-2025-global-smart-agriculture-market-report-production-and-consumption-professional-analysis?utm_source=Akash_OpenPR&utm_id=Akash Points Covered in Table of Content of Global Smart Agriculture Market: Chapter 01 - Smart Agriculture Executive Summary Chapter 02 - Market Overview Chapter 03 - Key Success Factors Chapter 04 - Global Smart Agriculture Market - Pricing Analysis Chapter 05 - Global Smart Agriculture Market Background or History Chapter 06 - Global Smart Agriculture Market Segmentation (e.g. Type, Application) Chapter 07 - Key and Emerging Countries Analysis Worldwide Smart Agriculture Market Chapter 08 - Global Smart Agriculture Market Structure & worth Analysis Chapter 09 - Global Smart Agriculture Market Competitive Analysis & Challenges Chapter 10 - Assumptions and Acronyms Chapter 11 - Smart Agriculture Market Research Methodology Key questions answered • How Global Smart Agriculture Market growth & size is changing in next few years? • Who are the Leading players and what are their futuristic plans in the Global Smart Agriculture market? • What are the key concerns of the 5-forces analysis of the Global Smart Agriculture market? • What are the strengths and weaknesses of the key vendors? • What are the different prospects and threats faced by the dealers in the Global Smart Agriculture market? Thanks for reading this article; you can also get individual chapter-wise sections or region-wise report versions like North America, LATAM, Europe, Japan, Australia or Southeast Asia. Nidhi Bhawsar (PR & Marketing Manager) HTF Market Intelligence Consulting Private Limited Phone: +15075562445 sales@htfmarketreport.com About Author: HTF Market Intelligence Consulting is uniquely positioned to empower and inspire with research and consulting services to empower businesses with growth strategies. We offer services with extraordinary depth and breadth of thought leadership, research, tools, events, and experience that assist in decision-making. This release was published on openPR.David Herndon, the Kansas bank commissioner, told a joint committee of the Kansas Legislature that he continued to have reservations about the banking charter issued to Beneficient Fiduciary Financial LLC of Hesston because the law creating the unique form of banking prevented state regulators from fully reviewing operations of SFF. (Sherman Smith/Kansas Reflector) TOPEKA — The Kansas banking commissioner renewed apprehension about regulatory limitations in state law that inhibit thorough examination of the unusual business granted a banking charter by order of the Kansas Legislature. State banking commissioner David Herndon said Kansas law adopted in 2022 provided the charter to Beneficient Fiduciary Financial LLC of Hesston and simultaneously forbid the Kansas Office of State Banking Commissioner from applying international evaluation standards to BFF. The statute blocked the commissioner from rating BFF in terms of capital adequacy, asset quality, management, earnings, liquidity and sensitivity to market risk. Kansas kept state banking regulators from fully examining operations of BFF, Herndon said, despite his belief BFF’s debt instruments should be considered a “substandard asset.” Two recent limited evaluations of BFF by Herdon’s staff remain confidential, he said. In addition, Herndon last week told the Kansas Joint Committee on Fiduciary Financial Institutions that state law failed to meet requirements established by the Federal Bureau of Investigation for background checks of organizers at BFF or any other technology-enabled fiduciary financial institution, or TEFFI, authorized by the state. So far, BFF is the lone TEFFI in Kansas. “Those concerns remain, and in some cases, have deepened,” said Herndon, who had sounded alarms since inception of the TEFFI concept. “It is still impossible to conduct a meaningful safety and soundness examination.” The U.S. Securities and Exchange Commission launched an investigation of Beneficient, the Dallas-based parent company of BFF. In July, Beneficient said the SEC closed that inquiry and wouldn’t recommend enforcement action by the SEC. However, Herndon said, financial problems at the parent company could bleed into BFF and other Beneficient subsidiaries. A series of executives associated with Beneficient and BFF offered the bipartisan House and Senate oversight committee a contrary perspective on work to implement a TEFFI law unique to Kansas. The executives said the company had faced challenges, but were bullish on prospects of generating revenue, contributing to economic development in Kansas and serving as a positive example for how business could be conducted under a TEFFI model. The heart of the operation involved Beneficient assisting wealthy individuals and business owners to exchange illiquid assets locked in investment funds for liquid assets such as cash and stock. Beneficient has no interest in the deals on expensive artwork, antique vehicles or wine collections, but has targeted private equity assets that hold value but don’t produce regular cash flow. The Kansas-endorsed business earns fees for work with these alternative assets. Twenty percent of a 2.5% cut in fee revenue must be diverted to the Kansas Department of Commerce for distribution to economic development projects across the state. The remaining 80% of this slice of fee revenue must flow to the Beneficient Heartland Foundation for economic development in Hesston. Brad Heppner, CEO and board chairman of BFF, said constraints in the U.S. economy inhibited mergers and acquisitions that would have contributed to Beneficient’s TEFFI business model. After taking Beneficient public on Nasdaq in 2023, the financial services company’s stock crashed. The 52-week high in Beneficient stock value was $51.14 per share and the 52-week low was less that $1 per share. On Tuesday, it sat at 82 cents per share. Heppner told state lawmakers he was optimistic there would be a surge during the next year or so in U.S. mergers and acquisitions. He said the forecast was based, in part, on promises made by President-elect Donald Trump. “We have turned the corner,” Heppner said. “Finally, after a pretty disastrous previous year.” He said there were no guarantee of a stronger market for alternative asset deals, “but there’s general euphoria.” In April 2022, Heppner predicted as many as 50 companies eager to operate as a TEFFI could open offices in Hesston within two years. None have done so. Rep. Stephen Owens, a Hesston Republican and legislative champion of BFF and Beneficient, said when the TEFFI law was created that it could attract alternative asset businesses to Kansas in the same way the credit card issuing industry boomed in South Dakota. He said two years ago a business-friendly TEFFI model could drive as much as $1 billion over a decade into Kansas. Owens is on the joint legislative oversight committee responsible for monitoring BFF. Democratic Sen. Jeff Pittman of Leavenworth, another member of the committee, said he was concerned the TEFFI concept hadn’t taken off in the way Heppner and Owens predicted in the past. He said members of the Legislature would benefit from testimony by independent experts in the banking industry who might explain what was holding back investment in the TEFFI market. During the joint committee’s recent hearing at the Capitol, testimony came from BFF associates, the state banking commissioner and the state Department of Commerce. Heppner said it was true BFF remained the lone TEFFI in the United States, but he asserted there was interest from two out-of-state groups that might be willing to enter the alternative asset business in Kansas. He didn’t identify those entities. The state banking commissioner said he’d had no inquiries from companies intrigued by Kansas’ first-of-its-kind alternative asset framework. Sen. Michael Fagg, R-El Dorado, praised BFF’s distribution of several million dollars in economic development seed grants through the Department of Commerce. The third round of grants were released by the Department of Commerce in September. Fagg lauded plans to move ahead with revitalization of Main Street in Hesston, including development of a grocery store. That work is funneled through the Beneficient’s foundation. “We wouldn’t have any of this economic development without BFF,” Fagg said. “We’re trying to promote a new idea. I wanted to personally and publicly thank them (BFF) for that.” Former state Sen. Jeff King, an attorney with Crossroads Legal Solutions who represents Benificient and BFF, said the federal SEC investigation of Beneficient came to an end. He said the Beneficient believed it was time for the Legislature to consider how the current regulatory structure had performed and how changes could more effectively attract clients. Alan Dienes, managing director and chief operating office at BFF, urged lawmakers to exempt BFF from certain regulations typical of a bank. He said state law required BFF to complete daily and monthly reports in the manner of a bank, but the TEFFI shouldn’t be treated as such. He said the 2025 Legislature should allow BFF more time to compile quarterly reports and be exempted from lending limits. “We think it’s time to start fine-tuning the statute,” he said. “The world changes a little bit.” BFF executives urged the Legislature to compel the Department of Commerce to launch a marketing campaign to recruit businesses that might make use of a TEFFI charter. BFF president Derek Fletcher said the state’s TEFFI law should be amended during the upcoming session to recognize movement toward digitization of asset ownership. He said the state’s $250,000 application fee for a TEFFI was too high, despite the scheduled lowering of that fee to $100,000 next year. He said the fee was a barrier to entry into the TEFFI business world. If the Legislature took up a TEFFI reform bill, the state banking commissioner said lawmakers should include provisions that would address voluntary or involuntary termination of BFF operations or of any subsequent TEFFI. Beneficient executives previously opposed placement into statute of language that outlined what would happen if a TEFFI was declared insolvent. In the past, Sen. Tom Holland, D-Baldwin City, was unsuccessful in generating interest in legislation that would grant state regulators the authority to suspend Beneficient’s operations. Holland also had sought a state-led inquiry of Beneficient and Beneficient’s former parent company, GWG Holdings. A federal lawsuit alleges GWG Holdings misled investors by selling hundreds of millions of dollars in bonds. GWG Holdings spun off Beneficient in 2022 as the Legislature was engaged in developing a program to create the TEFFI sought by Beneficient.

Watchdog finds FBI intelligence missteps before Jan. 6 riot, but no undercover agents were presentPresident-elect Donald Trump has filled the key posts for his second term in office, prioritizing loyalty to him after he felt bruised and hampered by internal squabbling during his first term. Some of his choices could face difficult confirmation fights in the Senate, even with Republicans in control, and one candidate has already withdrawn from consideration. Former Florida Rep. Matt Gaetz was Trump's initial pick for attorney general, but he ultimately withdrew following scrutiny over a federal sex trafficking investigation he was embroiled in. Here's a look at Trump's choices: Trump would turn a former critic into an ally as the nation's top diplomat. Rubio , 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate before the slot went to JD Vance. Rubio is vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. His selection punctuates the hard pivot Rubio has made with Trump, whom the senator once called a “con man" during his own unsuccessful campaign for the 2016 Republican presidential nomination. Their relationship improved dramatically while Trump was in the White House. Hegseth , 44, was a co-host of Fox News Channel’s “Fox and Friends Weekend” and had been a contributor with the network since 2014. He developed a friendship with Trump, who made regular appearances on the show. Hegseth served in the Army National Guard from 2002 to 2021, deploying to Iraq in 2005 and Afghanistan in 2011 and earning two Bronze Stars. He lacks senior military and national security experience and would oversee global crises ranging from Europe to the Middle East. A woman told police that she was sexually assaulted in 2017 by Hegseth after he took her phone, blocked the door to a California hotel room and refused to let her leave, according to a detailed investigative report recently made public. Hegseth told police at the time that the encounter had been consensual and has denied any wrongdoing. Bessent , 62, is a former money manager for George Soros , a big Democratic donor, and an advocate for deficit reduction . He founded the hedge fund Key Square Capital Management after having worked on and off for Soros Fund Management since 1991. If confirmed by the Senate, Bessent would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. Gabbard, 43, is a former Democratic House member from Hawaii who has been accused of echoing Russian propaganda. She unsuccessfully sought the party’s 2020 presidential nomination and left the party in 2022. Gabbard endorsed Trump in August and campaigned often with him. Gabbard has served in the Army National Guard for more than two decades and deployed to Iraq and Kuwait. If confirmed she would come to the role as an outsider compared to her predecessor. The current director, Avril Haines, spent several years in top national security and intelligence positions. Bondi , 59, was Florida's first female attorney general, serving between 2011 and 2019. She was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist , Bondi also has served with the America First Policy Institute, a Trump-allied group that has helped lay the groundwork for his future administration. Bondi was among a group of Republicans who showed up to support Trump at his hush-money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appeared on Fox News and has been critical of the criminal cases against him. The Republican U.S. House member narrowly lost her reelection bid on Nov. 5 but had received strong backing from union members in her district. As a potential labor secretary, Chavez-DeRemer would oversee the department's workforce and budget and put forth priorities that affect workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of a few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act that would allow more workers to conduct organizing campaigns and penalize companies that violate workers’ rights. The act would also weaken “right-to-work” laws in more than half the states. Lutnick heads the brokerage and investment bank Cantor Fitzgerald and is a cryptocurrency enthusiast. He is co-chair of Trump's transition operation, charged along with Linda McMahon, a former wrestling executive who previously led Trump’s Small Business Administration, with helping the president-elect fill key jobs in his second administration. As secretary, Lutnick would play a key role in carrying out Trump's plans to raise and enforce tariffs. He would oversee a sprawling Cabinet department whose oversight ranges from funding new computer chip factories and imposing trade restrictions to releasing economic data and monitoring the weather. Noem is a well-known conservative who used her two terms as South Dakota's governor to vault to a prominent position in Republican politics. During the COVID-19 pandemic, Noem did not order restrictions like other states, instead declaring South Dakota “open for business.” More recently, Noem faced sharp criticism for writing in her memoir about shooting and killing her dog. She is set to lead a department crucial to the president-elect’s hardline immigration agenda as well as other missions. Homeland Security oversees natural disaster response, the U.S. Secret Service and Transportation Security Administration agents who work at airports. Ratcliffe , a former U.S. House member from Texas, was director of national intelligence during the final year and a half of Trump’s first term. He led U.S. government’s spy agencies during the coronavirus pandemic. If confirmed, Ratcliffe will have held the highest intelligence positions in the U.S. Kennedy , 70, ran for president as a Democrat, then as an independent before he dropped out and then endorsed Trump . He's the son of Democratic icon Robert F. Kennedy, who was assassinated in 1968 during his own presidential campaign. Kennedy's nomination alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Rollins , 52, is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for Trump's second administration. She is a Texas attorney who was Trump's domestic policy adviser and director of his office of American innovation during his first term. Rollins previously was an aide to former Texas Gov. Rick Perry , who also served in Trump's first term. Rollins also ran the Texas Public Policy Foundation. Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years , sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential campaign, but was acquitted by the Senate. Collins also served in the armed forces himself. He is a chaplain in the United States Air Force Reserve Command. The North Dakota governor , 68, is a former Republican presidential primary contender who endorsed Trump after he dropped out of the running. Burgum then became a serious contender to be Trump’s vice presidential choice in part because of his executive experience and business savvy. He also has close ties to deep-pocketed energy industry CEOs. Trump said Burgum would chair a new National Energy Council and have a seat on the National Security Council, which would be a first for the Interior secretary. A campaign donor and CEO of Denver-based Liberty Energy, Wright is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. He also has been one of the industry’s loudest voices against efforts to fight climate change. Wright said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. McMahon, a billionaire professional wrestling mogul , would make a return appearance in a second Trump administration. She led the Small Business Administration from 2017 to 2019 in Trump’s first term and twice ran unsuccessfully in Connecticut as a Republican candidate for the U.S. Senate. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University. She has expressed support for charter schools and school choice. Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI" and "we will do so while protecting access to clean air and water.” Trump often attacked the Biden administration’s promotion of electric vehicles, and incorrectly referred to a tax credit for EV purchases as a government mandate. Trump also often said his administration would “drill, baby, drill,” referring to his support for expanded petroleum exploration. Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Greer is a partner at King & Spalding, a Washington law firm. If confirmed by the Senate, he would be responsible for negotiating directly with foreign governments on trade deals and disputes, as well as memberships in international trade bodies such as the World Trade Organization. He previously was chief of staff to Robert Lighthizer, who was the trade representative in Trump's first term. Wiles , 67, was a senior adviser to Trump’s 2024 presidential campaign and its de facto manager. She has a background in Florida politics , helping Ron DeSantis win his first race for Florida governor. Six years later, she was key to Trump’s defeat of him in the 2024 Republican primary. Wiles’ hire was Trump’s first major decision as president-elect and one that could be a defining test of his incoming administration considering her close relationship with him. Wiles is said to have earned Trump’s trust in part by guiding what was the most disciplined of Trump’s three presidential campaigns. Waltz is a three-term Republican congressman from east-central Florida. A former Army Green Beret , he served multiple tours in Afghanistan and worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Hassett, 62, is a major advocate of tax cuts who was chairman of the Council of Economic Advisers in the first Trump term. In the new role as chairman of the National Economic Council, Trump said Hassett will play an important role in helping American families recover from inflation as well as in renewing and improving tax cuts Trump enacted in 2017, many of which are set to expire after 2025. Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. He led the U.S. Immigration and Customs Enforcement in Trump's first administration. Democrats have criticized Homan for defending Trump’s “zero tolerance” policy on border crossings in the first term, which led to the separation of thousands of parents and children seeking asylum at the border. Vought, 48, held the position during Trump’s first presidency. He the founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought also was closely involved with Project 2025 , a conservative blueprint for Trump’s second term that Trump tried to distance himself from during the campaign. Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump’s priority of mass deportations. The 39-year-old was a senior adviser during Trump’s first term. Miller has been a central figure in some of Trump’s policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation’s economic, national security and social priorities could be met by deporting people living illegally in the U.S. Scavino was an adviser in all three of the president-elect's campaigns and was described by the transition team as one of “Trump’s longest serving and most trusted aides." He will be deputy chief of staff and assistant to the president. Scavino previously ran Trump’s social media profile in the White House. Blair was political director for Trump’s 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and an assistant to the president. Blair was key to Trump’s economic messaging during his winning White House comeback campaign. Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump’s 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Leavitt , 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. Leavitt worked in the White House press office during Trump's first term. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. McGinley was Cabinet secretary during Trump's first administration and was outside legal counsel for the Republican National Committee's election integrity effort during the 2024 campaign. The 67-year-old Witkoff is the president-elect's golf partner and they were golfing at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Kellogg , 80, is a highly decorated retired three-star general and one of the architects of a staunchly conservative policy book that lays out an “America First” national security agenda for Trump's second term. He has long been Trump’s top adviser on defense issues and served as national security adviser to Vice President Mike Pence . Kellogg also was chief of staff of the National Security Council under Trump and stepped in as an acting national security adviser for Trump after Michael Flynn resigned the post. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests. Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Huckabee has rejected a Palestinian homeland in territory occupied by Israel. His daughter, Sarah Huckabee Sanders, served as White House press secretary in Trump's first term. Stefanik, 40, is a U.S. representative from New York and one of Trump's staunchest defenders dating to his first impeachment trial. She was elected chair of the House Republican Conference in 2021, the third-highest position in House leadership, after then-Rep. Liz Cheney was removed from the post after she publicly criticized Trump for falsely claiming he won the 2020 election. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. A former acting attorney general during Trump's first administration and tight end on the University of Iowa football team, Whitaker , 55, has a background in law enforcement but not in foreign policy. A fierce Trump localist, Whitaker, is also a former U.S. attorney in Iowa and served as acting attorney general between November 2018 and February 2019 without Senate confirmation, until William Barr was confirmed for the role. That was when special counsel Robert Mueller’s investigation into Russian election interference was drawing to a close. Whitaker also faced questions about his past business dealings, including his ties to an invention-promotion company that was accused of misleading consumers. A Republican congressman from Michigan who served from 1993 to 2011, Hoekstra was ambassador to the Netherlands during Trump's first term. Oz , 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime TV talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz’s bid for elected office. Makary is a Johns Hopkins surgeon and author who argued against pandemic lockdowns. He routinely appeared on Fox News during the COVID-19 pandemic and wrote opinion articles questioning masks for children. He cast doubt on vaccine mandates but supported vaccines generally. Makary also cast doubt on whether booster shots worked, which was against federal recommendations on the vaccine. Nesheiwat is a general practitioner who serves as medical director for CityMD, a network of urgent care centers in New York and New Jersey. She has been a contributor on Fox News. Weldon is a former Florida congressman who recently ran for a Florida state legislative seat and lost; Trump backed Weldon’s opponent. In Congress, Weldon weighed in on one of the nation’s most heated debates of the 1990s over quality of life and a right-to-die and whether Terri Schiavo, who was in a persistent vegetative after cardiac arrest, state should have been allowed to have her feeding tube removed. He sided with the parents who did not want it removed. Bhattacharya , 56, is a critic of pandemic lockdowns and vaccine mandates. As head of the NIH, the leading medical research agency in the United States, Trump said Bhattacharya would work with Kennedy Jr. to direct U.S. medical research and make important discoveries that will improve health and save lives. Bhattacharya is professor at Stanford University School of Medicine and was one of three authors of the Great Barrington Declaration, an October 2020 open letter maintaining that lockdowns during the COVID-19 pandemic were causing irreparable harm. Gaetz, 42, withdrew from consideration to become the top law enforcement officer of the United States amid fallout over a federal sex trafficking investigation that cast doubt on his ability to be confirmed by the Senate. In choosing Gaetz, Trump had passed over more established lawyers whose names had been floated as possible contenders for the job. Gaetz resigned from Congress after Trump announced him on Nov. 13. The House Ethics Committee has been investigating an allegation that he paid for sex with a 17-year-old. Gaetz has denied wrongdoing. Associated Press writers Colleen Long, Zeke Miller, Farnoush Amiri, Lolita C. Baldor, Jill Colvin, Matthew Daly, Edith M. Lederer, Adriana Gomez Licon, Lisa Mascaro, Chris Megerian, Michelle L. Price, Will Weissert and Darlene Superville contributed to this report.The King is scheduled to attend the show at London’s Royal Albert Hall on Friday which will see Sir Elton John and his husband David Furnish present a musical number from their new show The Devil Wears Prada – based on the 2006 Oscar-nominated film. Cast members Vanessa Williams, who plays Miranda Priestly, and Matt Henry, who stars as art director Nigel, were among those posing on the red carpet ahead of the performance which showcases an original score by Sir Elton. The variety show will also see debuts from British singer Sophie Ellis-Bextor with her hit track Murder On The Dancefloor while Eurovision winner Nemo is also featured on the bill. Also posing on the carpet were US magicians and comedy duo Penn and Teller, whose performance marks their 50th anniversary. Comedy will come from Ted Lasso star Ellie Taylor, writer and comic Scott Bennett, Scottish comedian Larry Dean and political comic Matt Forde – who posed on the red carpet with a crutch after undergoing surgery for cancer on his spine. Among the arrivals was TV presenter Lorraine Kelly, who will make an appearance in this year’s show with her Change And Check Choir led by Wet Wet Wet singer Marti Pellow. The choir, made up of women from across the UK who detected their breast cancer through Kelly’s campaign, will perform Love Is All Around, which is being re-released to raise awareness of breast cancer early detection. It comes hours after Camilla insisted the “show must go on” after pulling out of attending the performance on Friday evening as doctors advised that she should prioritise rest. A Buckingham Palace spokesperson said: “Following a recent chest infection, the Queen continues to experience some lingering post-viral symptoms, as a result of which doctors have advised that, after a busy week of engagements, Her Majesty should prioritise sufficient rest. “With great regret, she has therefore withdrawn from attendance at tonight’s Royal Variety Performance. His Majesty will attend as planned.” A royal source said the Queen was “naturally disappointed to miss the evening’s entertainments and sends her sincere apologies to all those involved, but is a great believer that ‘the show must go on'”. “She hopes to be back to full strength and regular public duties very soon,” the source added. The Royal Variety Performance will air on ITV1, ITVX, STV and STV Player in December. Money raised from the show will go to help people from the world of entertainment in need of care and assistance, with the Royal Variety Charity launching an initiative to help those with mental health issues this year.What is customer experience management in the age of agentic AI?

Work and pensions minister Sir Stephen Timms said the move aims to drive “real improvements” for disabled people, whom the ministers will be encouraged to engage with on a regular basis. He told the Commons: “I am very pleased to be able to announce today the appointment of new lead ministers for disability in each Government department, they will represent the interests of disabled people, champion disability inclusion and accessibility within their departments. “I’m going to chair regular meetings with them and will encourage them to engage directly with disabled people and their representative organisations, as they take forward their departmental priorities. “And I look forward to this new group of lead ministers for disability together driving real improvements across Government for disabled people.” This came during an adjournment debate on International Day of Persons with Disabilities, where Liberal Democrat MP Steve Darling raised concerns about “floating bus stops”, which have a cycle lane between the stop and the pavement. Intervening, the MP for Torbay, who is registered blind, said: “The Government needs to ban floating bus stops.” Sir Stephen said: “I do think this issue about floating bus stops is an important issue which we need to work across Government to reflect on.” Labour MP Debbie Abrahams, who led the debate, had earlier criticised the lack of accessibility for disabled people on trains. The Oldham East and Saddleworth MP said: “Our train network does not have level access, and we heard Dame Tanni Grey-Thompson from the other place make this plea back in the summer, absolutely outrageous what she was put through. “But I was absolutely shocked to find, when I had a presentation of the TransPennine route upgrade, that the rolling stock yet to be commissioned is not going to provide that level access. “It’s absolute nonsense, it’s not even in the design of that procurement, so we must do better than this.”WASHINGTON — Donald Trump said he can't guarantee that his promised tariffs on key U.S. foreign trade partners won't raise prices for American consumers and he suggested once more that some political rivals and federal officials who pursued legal cases against him should be imprisoned. The president-elect, in a wide-ranging interview with NBC's "Meet the Press" that aired Sunday, also touched on monetary policy, immigration, abortion and health care, and U.S. involvement in Ukraine, Israel and elsewhere. Trump often mixed declarative statements with caveats, at one point cautioning "things do change." A look at some of the issues covered: Trump hems on whether trade penalties could raise prices Trump has threatened broad trade penalties, but said he didn't believe economists' predictions that added costs on those imported goods for American companies would lead to higher prices for U.S. consumers. He stopped short of a pledge that U.S. households won't be paying more as they shop. "I can't guarantee anything. I can't guarantee tomorrow," Trump said, seeming to open the door to accepting the reality of how import levies typically work as goods reach the retail market. That's a different approach from Trump's typical speeches throughout the 2024 campaign, when he framed his election as a sure way to curb inflation. In the interview, Trump defended tariffs generally, saying they are "going to make us rich." He has pledged that, on his first day in office in January, he would impose 25% tariffs on all goods imported from Mexico and Canada unless those countries satisfactorily stop illegal immigration and the flow of illegal drugs such as fentanyl into the United States. He also has threatened additional tariffs on China to help force that country to crack down on fentanyl production. "All I want to do is I want to have a level, fast, but fair playing field," Trump said. Trump suggests retribution for his opponents while claiming no interest in vengeance He offered conflicting statements on how he would approach the justice system after winning election despite being convicted of 34 felonies in a New York state court and being indicted in other cases for his handling of national security secrets and efforts to overturn his 2020 loss to Democrat Joe Biden. "Honestly, they should go to jail," Trump said of members of Congress who investigated the Capitol riot by his supporters who wanted him to remain in power. The president-elect underscored his contention that he can use the justice system against others, including special prosecutor Jack Smith, who led the case on Trump's role in the siege on Jan. 6, 2021. Trump confirmed his plan to pardon supporters who were convicted for their roles in the riot, saying he would take that action on his first day in office. As for the idea of revenge driving potential prosecutions, Trump said: "I have the absolute right. I'm the chief law enforcement officer, you do know that. I'm the president. But I'm not interested in that." At the same time, Trump singled out lawmakers on a special House committee who had investigated the insurrection, citing Rep. Bennie Thompson, D-Miss., and former Rep. Liz Cheney, R-Wyo. "Cheney was behind it ... so was Bennie Thompson and everybody on that committee," Trump said. Asked specifically whether he would direct his administration to pursue cases, he said, "No," and suggested he did not expect the FBI to quickly undertake investigations into his political enemies. But at another point, Trump said he would leave the matter up to Pam Bondi, his pick as attorney general. "I want her to do what she wants to do," he said. Such threats, regardless of Trump's inconsistencies, have been taken seriously enough by many top Democrats that Biden is considering issuing blanket, preemptive pardons to protect key members of his outgoing administration. Trump did seemingly back off his campaign rhetoric calling for Biden to be investigated, saying, "I'm not looking to go back into the past." Swift action on immigration is coming Trump repeatedly mentioned his promises to seal the U.S.-Mexico border and deport millions of people who are in the U.S. illegally through a mass deportation program. "I think you have to do it," he said. He suggested he would try to use executive action to end "birthright" citizenship under which people born in the U.S. are considered citizens — although such protections are spelled out in the Constitution. Asked specifically about the future for people who were brought into the country illegally as children and have been shielded from deportation in recent years, Trump said, "I want to work something out," indicating he might seek a solution with Congress. But Trump also said he does not "want to be breaking up families" of mixed legal status, "so the only way you don't break up the family is you keep them together and you have to send them all back." Trump commits to NATO, with conditions, and waffles on Putin and Ukraine Long a critic of NATO members for not spending more on their own defense, Trump said he "absolutely" would remain in the alliance "if they pay their bills." Pressed on whether he would withdraw if he were dissatisfied with allies' commitments, Trump said he wants the U.S. treated "fairly" on trade and defense. He waffled on a NATO priority of containing Russia and President Vladimir Putin. Trump suggested Ukraine should prepare for less U.S. aid in its defense against Putin's invasion. "Possibly. Yeah, probably. Sure," Trump said of reducing Ukraine assistance from Washington. Separately, Trump has called for an immediate ceasefire. Asked about Putin, Trump said initially that he has not talked to the Russian leader since Election Day last month, but then hedged: "I haven't spoken to him recently." Trump said when pressed, adding that he did not want to "impede the negotiation." Trump says Powell is safe at the Fed, but not Wray at the FBI The president-elect said he has no intention, at least for now, of asking Federal Reserve Chairman Jerome Powell to step down before Powell's term ends in 2028. Trump said during the campaign that presidents should have more say in Fed policy, including interest rates. Trump did not offer any job assurances for FBI Director Christopher Wray, whose term is to end in 2027. Asked about Wray, Trump said: "Well, I mean, it would sort of seem pretty obvious" that if the Senate confirms Kash Patel as his pick for FBI chief, then "he's going to be taking somebody's place, right? Somebody is the man that you're talking about." Trump is absolute about Social Security, not so much on abortion and health insurance Trump promised that the government efficiency effort led by Elon Musk and Vivek Ramaswamy will not threaten Social Security. "We're not touching Social Security, other than we make it more efficient," he said. He added that "we're not raising ages or any of that stuff." He was not so specific about abortion or his long-promised overhaul of the Affordable Care Act. On abortion, Trump continued his inconsistencies and said he would "probably" not move to restrict access to the abortion pills that now account for a majority of pregnancy terminations, according to the Guttmacher Institute, which supports abortion rights. But pressed on whether he would commit to that position, Trump replied, "Well, I commit. I mean, are -- things do -- things change. I think they change." Reprising a line from his Sept. 10 debate against Vice President Kamala Harris, Trump again said he had "concepts" of a plan to substitute for the 2010 Affordable Care Act, which he called "lousy health care." He added a promise that any Trump version would maintain insurance protections for Americans with preexisting health conditions. He did not explain how such a design would be different from the status quo or how he could deliver on his desire for "better health care for less money."Geoffrey Hinton says he doesn’t regret the work he did that laid the foundation for artificial intelligence, but wishes he thought of safety sooner. The British-Canadian computer scientist says the technology has now progressed so fast that he thinks it could achieve superintelligence in the next five to 20 years. Superintelligence is intelligence that surpasses even the smartest humans. When superintelligence happens, Hinton says humanity will have to seriously worry about how it can stay in control. His remarks came at a press conference in Stockholm, where Hinton is due to a receive the Nobel Prize in psychics on Tuesday. Hinton and co-laureate John Hopfield are being given the prize because they developed some of the underpinnings of machine learning, a computer science that helps AI mimic how humans learn. This report by The Canadian Press was first published Dec. 8, 2024.

Threads Launches Test of Custom Lists of People to Follow

President-elect Donald Trump has selected Jay Bhattacharya, a noted skeptic of stay-at-home orders and other measures to reduce the spread of COVID-19 during the height of the pandemic, to lead the National Institutes of Health (NIH). In addition to his opposition to the stay-at-home orders (which were an effective initial response to quelling the spread of coronavirus), Bhattacharya also argued in favor of “natural” herd immunity before vaccines were available — a method where healthy people would have gone about their daily routines without care for the virus as a way to supposedly achieve immunity for themselves. Such actions would have inevitably led to more deaths , particularly among vulnerable populations. When the pandemic was in its early months, Bhattacharya was deeply concerned with the negative mental and physical health impacts that stay-at-home orders would have on the U.S. populace. While those concerns were valid, they paled in comparison to the dangerous and oftentimes deadly results of individuals, communities and states flouting recommendations for social distancing. Notably, Bhattacharya is an ally of Robert F. Kennedy Jr., Trump’s pick to oversee the Department of Health and Human Services, who is known for his opposition to vaccines. “Together, Jay and RFK Jr. will restore the NIH to a Gold Standard of Medical Research as they examine the underlying causes of, and solutions to, America’s biggest Health challenges, including our Crisis of Chronic Illness and Disease,” Trump said in a statement announcing Bhattacharya’s nomination. Trump’s and Bhattacharya’s views align when it comes to so-called herd immunity, which the president-elect repeatedly advocated for as a way to deal with COVID during the last year of his first term in office. But herd immunity would have been a disastrous way to deal with the virus. In October 2020, when Trump himself contracted the coronavirus (and had access to best-in-class medical care ), he still advocated for the idea. At that time, however, only 16 percent of the population had been exposed to the virus enough to have gained some immunity. At the same time, around 286,443 Americans had already died from COVID-19. To have reached the 90 percent threshold that most health experts agree is necessary to reduce the spread of viruses, many more — perhaps as many as 1.7 million Americans in total — would have had to die from COVID-19. As it turned out, around 1.1 million people in the U.S. did end up dying from coronavirus during the pandemic — however, the failures of the U.S. health care system and Trump’s baseless recommendations on lessening the spread likely led to the death rate in the U.S. being 40 percent higher than it might have been under different circumstances (per a study published in The Lancet in February 2021). Indeed, the country’s excess mortality rate was much higher than other wealthy nations across the globe , likely for those very reasons. Many health experts criticized the choice of Bhattacharya to lead NIH. “I don’t think that Jay Bhattacharya belongs anywhere near the NIH, much less in the director’s office,” virologist Angela Rasmussen told NPR . “That would be absolutely disastrous for the health and well-being of the American public and actually the world.” “What I worry about is that if somebody like Jay Bhattacharya comes in to ‘shake up’ the NIH, they’re going to dismantle the NIH and prevent it from actually doing its job rather than just carry out constructive reforms,” Rasmussen added. “Jay Bhattacharya might just be Donald Trump’s most extreme pick,” public health journalist Walker Bragman wrote on Bluesky .A designated disability minister will be appointed to each Government department to “champion disability inclusion and accessibility”, the Government has announced. Work and pensions minister Sir Stephen Timms said the move aims to drive “real improvements” for disabled people, whom the ministers will be encouraged to engage with on a regular basis. He told the Commons: “I am very pleased to be able to announce today the appointment of new lead ministers for disability in each Government department, they will represent the interests of disabled people, champion disability inclusion and accessibility within their departments. “I’m going to chair regular meetings with them and will encourage them to engage directly with disabled people and their representative organisations, as they take forward their departmental priorities. “And I look forward to this new group of lead ministers for disability together driving real improvements across Government for disabled people.” This came during an adjournment debate on International Day of Persons with Disabilities, where Liberal Democrat MP Steve Darling raised concerns about “floating bus stops”, which have a cycle lane between the stop and the pavement. Intervening, the MP for Torbay, who is registered blind, said: “The Government needs to ban floating bus stops.” Sir Stephen said: “I do think this issue about floating bus stops is an important issue which we need to work across Government to reflect on.” Labour MP Debbie Abrahams, who led the debate, had earlier criticised the lack of accessibility for disabled people on trains. The Oldham East and Saddleworth MP said: “Our train network does not have level access, and we heard Dame Tanni Grey-Thompson from the other place make this plea back in the summer, absolutely outrageous what she was put through. “But I was absolutely shocked to find, when I had a presentation of the TransPennine route upgrade, that the rolling stock yet to be commissioned is not going to provide that level access. “It’s absolute nonsense, it’s not even in the design of that procurement, so we must do better than this.”IsoEnergy Announces Voting Results from Special Meeting

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