Pete Tychsen, President & Founder of Preservation Financial Group Interviewed on the Influential Entrepreneur Podcast Discussing Having a Retirement Income Plan in Writing 11-22-2024 09:54 PM CET | Business, Economy, Finances, Banking & Insurance Press release from: Getnews / PR Agency: Authority Press Wire Image: https://authoritypresswire.com/wp-content/uploads/2024/11/Headshot-PeteTychsen.jpg Pete Tychsen discusses having a retirement income plan in writing Listen to the interview on the Business Innovators Radio Network: https://businessinnovatorsradio.com/pete-tychsen-president-and-founder-of-preservation-financial-group-discussing-having-a-retirement-income-plan-in-writing/ Pete Tychsen, the president and founder of Preservation Financial Group. They discuss the importance of having a retirement income plan in writing, emphasizing that while knowledge is powerful, it needs to be put into action to be truly effective. Pete shares a compelling analogy about climbing Mount Everest, illustrating that the goal of a retirement plan isn't just about reaching financial milestones, but also about ensuring a safe and secure return to stability in one's financial life. A written retirement income plan is essential for ensuring financial stability throughout retirement, extending beyond merely reaching retirement age. This concept is emphasized in the podcast episode featuring Pete Tychsen, president and founder of Preservation Financial Group. Below are several key points that underscore the significance of having a structured and documented approach to retirement income planning. Many individuals concentrate on accumulating wealth for retirement, but the real challenge lies in effectively distributing that wealth once retirement begins. As Pete Tychsen points out, the goal is not just to reach retirement but to navigate through it successfully. This requires a clear plan that outlines how to draw from various income sources without risking running out of money. A written retirement income plan helps individuals understand their income needs during retirement. It provides a detailed analysis of various income sources, such as Social Security, pensions, and personal savings. By documenting this information, retirees can better assess how much they can withdraw each year while ensuring their funds last throughout their retirement years. A critical aspect of a retirement income plan is assessing risk tolerance. As discussed in the episode, many individuals may not realize how much risk they are taking with their investments as they approach retirement. For instance, Bob and Mary, a couple mentioned in the podcast, were shocked to learn that 74% of their assets were exposed to stock market risk, despite their comfort level being only an 8-10% loss. A written plan allows for a thorough review of investment strategies and helps align them with the retiree's risk tolerance, ensuring they are not overly exposed to market fluctuations. Pete shared: "I take the Boring and the Complex and make it simpler for a more Worry-Free Retirement." The concept of "creating paychecks for life" is central to a successful retirement income plan. This involves determining which accounts to draw from first and how to structure withdrawals to maintain a steady income stream. Without a written plan, retirees may find themselves unsure of how to manage their finances, leading to unnecessary stress and potential financial instability. A retirement income plan is not a one-time task; it requires regular reviews and adjustments. As Pete emphasizes, life circumstances, market conditions, and personal needs can change, making it essential to revisit the plan periodically. This ongoing evaluation ensures that the plan remains relevant and effective in meeting the retiree's financial goals. Ultimately, having a written retirement income plan provides peace of mind. Knowing that there is a structured approach to managing retirement funds allows individuals to focus on enjoying their retirement rather than worrying about financial uncertainties. As Pete states, once a plan is in place and tested, retirees can rest assured that their money will last as long as they need it. Video: https://www.youtube.com/embed/j7tYaTOiy0I?rel=0&modestbranding=0&rel=0&showinfo=1&controls=1&autohide=2&showinfo=0?ecver=2 Video Link: https://www.youtube.com/embed/j7tYaTOiy0I About Pete Tychsen Pete Tychsen is the President and founder of Preservation Financial Group in Tallahassee. Pete has been helping local residents plan their retirement since 1996 and focuses on the areas of IRA/401(k) distribution, tax strategies, asset protection, and income planning. Pete's approach has helped his clients: * Avoid needless taxation on IRAs/ retirement accounts * Protect their principal and create a secure retirement income * Avoid unnecessary risks with their retirement assets * Use Retirement Plans to build a lasting legacy for children and grandchildren Pete regularly conducts seminars on a variety of financial topics to groups including Executives, Educators, Government and State employees - as well as to the general public. Pete is author of Retire Worry-Free: Your Guide to A Simpler, Safer Retirement. Pete is an FSU Alumni and lives in the Tallahassee area with his wife LeAnne and their five children, Andrew, Anna, Arden, Christopher, and Sarah. When not working to help secure the financial future of retirees, Pete enjoys involvement at his church, fishing, hunting, and spending time with his family. Investment advisory services are offered through Gibbs Wealth Management, LLC (Preservation Financial Group), a SEC Registered Investment Advisor. Insurance products and services are offered through Preservation Financial Group. Gibbs Wealth Management, LLC (DBA Preservation Financial Group) and Preservation Financial Group, are unaffiliated companies. Learn more: https://www.PFG12.com [ https://www.pfg12.com/ ] or https://www.preservationfinancialgroup.com [ https://www.preservationfinancialgroup.com/ ] Recent news and interviews: * Pete Tychsen, President and Founder of Preservation Financial Group Interviewed on the Influential Entrepreneur Podcast Discussing a Balanced Retirement Strategy: https://authoritypresswire.com/pete-tychsen-president-and-founder-of-preservation-financial-group-interviewed-on-the-influential-entrepreneur-podcast-discussing-a-balanced-retirement-strategy/ Disclosure : Pete Tychsen, an Investment Advisory Representative (IAR), offers advisory servicesthrough Gibbs Wealth Management (GWM), an SEC registered investment advisor. The firm only transacts business in states where it is properly registered or is excluded or exempted from registration requirements.Preservation Financial GroupandGWM are independent of each other. Insurance products and services are not offered through GWM but are offered and sold independently by Preservation Financial Group, Pete Tychsen, License #A269903 (FL), #3000456732 (AL), #446503 (GA), #2426336 (TN), #402223 (NC, SC, & OR). Media Contact Company Name: Marketing Huddle, LLC Contact Person: Mike Saunders, MBA Email: Send Email [ http://www.universalpressrelease.com/?pr=pete-tychsen-president-founder-of-preservation-financial-group-interviewed-on-the-influential-entrepreneur-podcast-discussing-having-a-retirement-income-plan-in-writing ] Phone: 7202323112 Country: United States Website: https://www.AuthorityPositioningCoach.com This release was published on openPR.
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Some Concord officials are hoping their City Council reconsiders its decision last week to grant a permit from the Satanic Temple to install a statue of an occult deity on Main Street in front of the State House. Over the objection of a “strongly opposed” Mayor Byron Champlin, the council majority approved a permit for the black goat-headed Baphomet with bright yellow eyes to be placed near the Nativity scene installed by the Grange and a scene about the Bill of Rights installed by the Freedom from Religion Foundation. The Satanic Temple is not the Church of Satan that advocates devil worship. The temple is a "non-theistic religion and sociopolitical movement that promotes empathy, equity, and social justice." The group espouses seven principles of harmony such as, “One should strive to act with compassion and empathy toward all creatures in accordance with reason" and “The struggle for justice is an ongoing and necessary pursuit that should prevail over laws and institutions.” According to its website, the group’s “Satanic Representation Campaign ... promotes pluralism and fighting for the religious liberty of (temple) members who seek to freely and openly express their beliefs.” The icon is holding a bouquet of artificial lilacs in its right hand and an apple in its left, the latter depicting the group's “quest for knowledge," according to a spokesman. The statute and a glass plaque with the group’s seven principles was unveiled Saturday evening, witnessed by about a dozen followers from New Hampshire and Vermont and streamed live on Facebook. City officials posted a statement defending the decision to grant the permit. “Throughout the country, the Satanic Temple has both threatened and brought lawsuits under the First Amendment when excluded,” city officials posted on its Facebook page. “Under the First Amendment and to avoid litigation, the city needed to choose whether to ban all holiday displays installed by other groups, or otherwise, to allow it.” After the holidays, the Concord City Council will review whether to grant permits for unattended displays in the future. City Councilor at Large Amanda Grady Sexton was in the minority that opposed the permit. “This is an unfortunate distraction for the city of Concord. The voters in Concord want their councilors to focus on public safety, trash pick-up, and road paving and plowing,” Grady Sexton said. “We’re not here to debate the merits of Satan. If political groups want to have unattended displays located outside the State House they should apply for permits through the state of New Hampshire, not the city of Concord." Mayor Champlin voiced his opposition as well. These depict the seven principles of the Satanic Temple which are on display outside the State House Plaza in front of a demon after a majority on the Concord City Council agreed to grant the group a permit. “I am disappointed and hope that the council will reconsider this decision,” Champlin said. “In a season when most major religions celebrate peace, hope, joy, and light, an image of the prince of darkness on city property, sponsored by an organization based in New York, is inappropriate.” Other councilors said in granting the permit it was giving preference to respecting everyone’s First Amendment. The city’s statement attracted nearly 200 comments on social media, coming down on both sides of the issue. "The satanic church is not a sincere belief system for almost any of its 'following,' it is a protest movement made to offend and go against Christianity,” wrote A.J. Kierstead. “It is not made to show unity, it is made to disgust. It can’t believe the city would post something in this fashion." But Travis Beeson disagreed. “Love all the angry reactions this will get. Like y’all speak of the 1st Amendment but forget to realize this one part of it; glad to see Baphomet make an appearance,” Beeson said. Briana Therrien wondered what the fuss was all about. “There shouldn’t have even needed to be a discussion" Therrien said. "If the city so willingly includes the Nativity scene, then there’s no reason for any other religious statement to be discussed. The mission of the Satanic Temple is nothing but positive.” klandrigan@unionleader.comBurning love! Is this the night Lady Louise Windsor fell for her St Andrews University beau? Daughter of Duke and Duchess of Edinburgh met boyfriend Felix Da Silva-Clamp when she starred in a theatre show Click here to visit the Scotland home page for the latest news and sport By JOHN PAUL BRESLIN FOR THE SCOTTISH MAIL ON SUNDAY Published: 18:09, 23 November 2024 | Updated: 18:09, 23 November 2024 e-mail View comments Her role in what proved to be a popular theatre production saw her play a powerful being with magic on her side. And, as it turned out, she cast a spell on one of her co-stars - entering into a relationship with him that has sparked excitement among Royal fans. Now, this image of Lady Louise Mountbatten-Windsor, daughter of the Duke and Duchess of Edinburgh , shows her in costume for the part that proved pivotal in her budding romance. The photo was posted on social media as part of the promotion of Dragon Fever - the student production she starred in earlier this year. Gazing into the flames she has conjured up in her hands, she looks every bit the enchantress, decked out in a golden headpiece and a rich red velvet gown that wouldn’t have looked out of place in the Royal court of medeival times. It recently emerged that one of the other cast members in the production - Felix Da Silva-Clamp - is now dating Lady Louise, with their involvement in the show said to have played a part in drawing them together. For his part, Mr Da Silva-Clamp, 19, played ‘an impressionable and naïve young squire’ called Grant. His performance saw him go on to win the Best Scene Stealer award. According to the official Instagram page for Dragon Fever, his character was not ‘the brightest bulb on the Christmas tree’, but was always ready with a joke and a smile. Lady Louise starred in university theatre show Dragon Fever Lady Louise with Felix Da Silva-Clamp A cheery photo of him posted online showed him dressed in his costume, while making two thumbs-up signs. The young couple are both studying at St Andrews University - the same hallowed institution where a young Prince William met and fell in love with his fellow student - now his wife the Princess of Wales - Kate Middleton. Read More Wills and Kate 2! How Lady Louise's romance is flourishing as St Andrews University plays matchmaker Dragon Fever reportedly told the story of nine strangers on a mission to slay a dragon, which ultimately turns into a murder mystery ‘full of riddles, twists, and love affairs’, the outlet reported. Lady Louise is believed to have played Rigeon, inspired by the hero of Spanish novelist Miguel de Cervantes’ Don Quixote and Lord Byron’s fictional libertine Don Juan. A friend of Lady Louise, who also attends St Andrews, recently raved about the young Royal’s performance in the show, which was performed at the Byre Theatre in St Andrews, Fife. The fellow student told The Telegraph: ‘She was really good. The theatre isn’t massive, so it shows quite a lot of dedication that she’s part of it.’ The student newspaper, The Saint, reviewed Dragon Fever, describing it as ‘an ambitious cross between an Agatha Christie mystery and Tolkien’s The Hobbit’, praising Lady Louise’s ‘compelling performance’ in the role of a powerful witch. And it isn’t the only play she and her beau have starred in together. Lady Louise Windsor attends the Memorial Service For The Duke Of Edinburgh at Westminster Abbey The students also both took part in comedy The School for Scandal - again at the Byre Theatre. Promotional material posted on Instagram shows them and their fellow castmembers larking about, pulling faces. One photo shows Mr Da Sila-Clamp, who played the part of Crabtree, gurning while another of Lady Louise, who played Sir Oliver Surface, with her hand over her mouth in mock surprise. The photo stated the young Royal’s name as Louise Windsor and carried a teaser for her part, stating: ‘When you have multiple personalities’. Lady Louise Windsor Edinburgh Share or comment on this article: Burning love! Is this the night Lady Louise Windsor fell for her St Andrews University beau? e-mail Add comment
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Emboldened by the view from the top of the NFC North, the Detroit Lions are out to eliminate nightmare holiday gatherings when the Chicago Bears come to town Thursday for a lunchtime division duel. The Lions (10-1) are streaking one direction, the Bears (4-7) the other in the first matchup of the season between teams on opposite ends of the division. Riding a nine-game winning streak, their longest since a 10-game streak during their first season in Detroit in 1934, the Lions are burdened by losses in their traditional Thanksgiving Day game the past seven seasons. Three of the defeats are courtesy of Chicago. The Bears and Lions get together for the 20th time on Thanksgiving -- the Bears have 11 wins -- this week in the first of two meetings between the teams in a 25-day span. Detroit goes to Soldier Field on Dec. 22. "I think there's two things," Campbell said of the Thanksgiving losing streak. "Number one -- Get a W. And it's a division win that's why this huge. Number two is because the players are going to get a couple of days off. So, they have family, friends in, it'd be nice to feel good about it when you're with everybody because it's just not real fun. It's not real fun to be around." Detroit (10-1) owns the best record in the NFC but the Lions aren't even assured of a division title. Minnesota sits one game behind them and Green Bay is two games back. The Bears (4-7) sit in last place and would likely need to run the table to have any chance of making the playoffs. The Lions have been dominant in all phases and haven't allowed a touchdown in the past 10 consecutive quarters. Detroit's offense ranks first in points per game (32.7) and second in total yardage (394.3) The Lions defense has not given up a touchdown in the last 10 quarters. Rookie placekicker Jake Bates has made all 16 of his field goal attempts, including four from 50-plus yards over the past three games. Chicago shows up in a foul mood. The Bears are saddled with a five-game losing streak and Chicago's defense has been destroyed for nearly 2,000 total yards in the last four games. The Bears failed to reach the 20-point mark four times in five outings since they last won a game. In their latest defeat, rookie quarterback Caleb Williams and the offense perked up but they lost to Minnesota in overtime, 30-27. "We have to play complementary football for us to be able to win these games," coach Matt Eberflus said. "The games we have won, we have done that. The games we have been close we've missed the mark a little bit. Over the course of the year, it's been one side or the other, this side or that side. In this league you have to be good on all sides to win. That's what we are searching for." Williams threw for 340 yards and two touchdowns without an interception. The wide receiver trio of DJ Moore, Keenan Allen and Romeo Odunze combined for 21 receptions and two touchdowns while tight end Cole Kmet caught seven passes. "What I've been impressed with is just how he has grown," Campbell said. "He has grown every game but these last two I really feel like he's taken off and what they're doing with him has been really good for him and he just looks very composed. He doesn't get frazzled, plays pretty fast, and he's an accurate passer, big arm, and he's got some guys that can get open for him." Detroit's banged-up secondary could be susceptible against the Bears' veteran receivers in their bid to pull off an upset on Thursday. The Lions put two defensive backs on injured reserve in the past week and top cornerback Carlton Davis isn't expected to play due to knee and thumb injuries. Detroit offensive tackle Taylor Decker (knee) and top returner Kalif Raymond (foot) are also expected to miss the game, though Campbell expressed optimism that running back David Montgomery (shoulder), formerly of the Bears, would play. Bears safety Elijah Hicks was listed as a DNP for Tuesday's walkthrough. --Field Level Media
As Donald Trump prepares to fulfill a lengthy list of campaign promises, the president-elect's vow to ensure that all remaining Bitcoin is "made in the USA" may prove to be one of the most challenging to keep. Trump made the pledge in a post on his Truth Social account in June after meeting at Mar-a-Lago with a group of executives from crypto miners, the companies whose massive, high-tech data centers do the work that facilitates transactions on the blockchain in exchange for compensation paid in Bitcoin or other cryptocurrencies. The gathering was a key juncture in Trump's transformation from a crypto skeptic to one of the industry's strongest allies. "It is a Trump-like comment but it is definitely not in reality," said Ethan Vera, chief operating officer at Seattle-based Luxor Technology, which provides software and services to miners. While seen widely as a symbolic pledge of support, it's near impossible in practice since blockchains are decentralised networks in which no one controls or can be banned from participating in the process. On a practical basis, the sector is becoming increasingly competitive as large-scale operations pop up across the world to get a slice of the tens of billions of dollars in revenue generated each year by the industry. Crypto Tracker TOP COIN SETS Web3 Tracker 15.95% Buy DeFi Tracker 12.77% Buy AI Tracker 12.07% Buy Crypto Blue Chip - 5 5.42% Buy BTC 50 :: ETH 50 4.99% Buy TOP COINS (₹) Tether 86 ( 0.37% ) Buy BNB 58,813 ( -1.79% ) Buy Bitcoin 8,190,326 ( -3.15% ) Buy Ethereum 284,753 ( -4.45% ) Buy XRP 184 ( -5.9% ) Buy Russian oligarchs, Dubai royal families and Chinese businessmen in Africa are some of the freshest competitors. Deep pockets and access to vast amounts of power are spurring them to join in on the lucrative but energy-intensive process. About 95% of the 21 million Bitcoin that will ever be created have already been minted, though the hard cap on production isn't expected to be met for about 100 years. Did you Know? The world of cryptocurrencies is very dynamic. Prices can go up or down in a matter of seconds. Thus, having reliable answers to such questions is crucial for investors. View Details » The Bitcoin mining sector in the US has morphed into a multi-billion dollar industry over the last several years as the token saw exponential increases in prices. However, the total computing power generated from US-based miners is well below 50% and it is impossible to power the entire network by domestic companies, according to industry analysts. 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They have more specific information on mining locations through their software that aggregates computing power to increase chances for miners to get Bitcoin rewards. US miners such as CleanSpark and Riot Platforms were quick to support Trump, banking on the former-president to ease scrutiny on the environmental impact of the high-energy use process, curb competition from overseas and to roll back what they view as restrictive guidelines under the Biden administration. Trump's support of crypto helped to generate about $135 million in campaign contributions during the last election cycle, the most by any one industry. Despite rapid expansion in the US and the latest bull run in the crypto market, economic sanctions by the US and rampant inflation in some emerging economies have spurred overseas miners to ramp up their operations even more. "There is huge growth coming up in a few different markets," said Taras Kulyk, chief executive of Synteq Digital, which is one of the largest brokers for specialized computers for Bitcoin mining. (You can now subscribe to our ETMarkets WhatsApp channel )
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BARCELONA, Spain (AP) — Tens of thousands of Spaniards marched in downtown Barcelona on Saturday to protest the skyrocketing cost of renting an apartment in the popular tourist destination. Protesters cut off traffic on main avenues in the city center, holding up homemade signs in Spanish reading “Fewer apartments for investing and more homes for living" and “The people without homes uphold their rights.” The lack of affordable housing has become one of the leading concerns for the southern European Union country, mirroring the housing crunch across many parts of the world, including the United States . Organizers said that over 100,000 had turned out, while Barcelona’s police said they estimated some 22,000 marched. Either way, the throngs of people clogging the streets recalled the massive separatist rallies at the heigh of the previous decade’s Catalan independence movement. Now, social concerns led by housing have displaced political crusades. That is because the average rent for Spain has doubled in last 10 years. The price per square meter has risen from 7.2 euros ($7.5) in 2014 to 13 euros this year, according to the popular online real estate website Idealista. The growth is even more acute in cities like Barcelona and Madrid. Incomes meanwhile have failed to keep up, especially for younger people in a country with chronically high unemployment. Protestor Samuel Saintot said he is “frustrated and scared” after being told by the owners of the apartment he has rented for the past 15 years in Barcelona’s city center that he must vacate the premises. He suspects that the owners want him out so they can renovate it and boost the price. “Even looking in a 20- or 30-kilometer radius outside town, I can’t even find anything within the price range I can afford,” he told The Associated Press. “And I consider myself a very fortunate person, because I earn a decent salary. And even in my case, I may be forced to leave town.” A report by the Bank of Spain indicates that nearly 40% of Spaniards who rent dedicate an average of 40% of their income to paying rents and utilities, compared to the European Union average of 27% of renters who do so. “We are talking about a housing emergency. It means people having many difficulties both in accessing and staying in their homes,” said Ignasi Martí, professor for Esade business school and head of its Dignified Housing Observatory. The rise in rents is causing significant pain in Spain, where traditionally people seek to own their homes. Rental prices have also been driven up by short-term renters including tourists. Many migrants to Spain are also disproportionately hit by the high rents because they often do not have enough savings. Spain is near the bottom end of OECD countries with under 2% of all housing available being public housing for rent. The OECD average is 7%. Spain is far behind France, with 14%, Britain with 16%, and the Netherlands with 34%. Carme Arcarazo, spokesperson for Barcelona’s Tenants Union which helped organize the protest, said that renters should consider a “rent strike” and cease paying their monthly rents in a mass protest movement. “I think we the tenants have understood that this depends on us. That we can’t keep asking and making demands to the authorities and waiting for an answer. We must take the reins of the situation,” Arcarazo told the AP. “So, if they (the owners) won’t lower the rent, then we will force them to do it." The Barcelona protest came a month after tens of thousands rallied against high rents in Madrid. The rising discontent over housing is putting pressure on Spain’s governing Socialist party, which leads a coalition on the national level and is in charge of Catalonia’s regional government and Barcelona’s city hall. Spanish Prime Minister Pedro Sánchez presided over what the government termed a “housing summit” including government officials and real estate developers last month. But the Barcelona’s Tenants Union boycotted the event, saying it was like calling a summit for curing cancer and inviting tobacco companies to participate. The leading government measure has been a rent cap mechanism that the central government has offered to regional authorities based on a price index established by the housing ministry. Rent controls can be applied to areas deemed to be “highly stressed” by high rental prices. Catalonia was the first region to apply those caps, which are in place in downtown Barcelona. Many locals blame the million of tourists who visit Barcelona, and the rest of Spain, each year for the high prices. Barcelona’s town hall has pledged to completely eliminate the city’s 10,000 so called “tourist apartments,” or dwellings with permits for short-term rents, by 2028.26,678 Shares in Archer-Daniels-Midland Company (NYSE:ADM) Acquired by B. Metzler seel. Sohn & Co. Holding AG
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Just about the last thing the need after Week 14 is a date with a Super Bowl contender. But in a year where virtually nothing has gone right for New York, misfortune has proven to be as inevitable as the weekly Saquon Barkley highlight. After losing on Sunday, , to the New Orleans Saints, the Giants’ losing streak reached eight games. Barkley ran for 124 yards. New York remained the laughing stock of the league. Javascript is required for you to be able to read premium content. Thanks for the feedback.