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With the cryptocurrency space evolving, the security of digital assets such as cryptocurrency has become a priority, now more than ever. Especially, now as individuals as well as organisations are submerging in blockchain. However, multi-signature (multisig) wallets have been introduced as one of the most trusted ways to negate this risk of unauthorized access, as multiple persons are required to approve transactions before these transactions are executed Multisig wallets with enhanced security / user trust will dominate by 2025 and this article outlines some of the top choices. Understanding Multi-Signature Wallets A transaction from a multi signature wallet must be started with multiple private keys . It provides checks and balances of funds making it beneficial for organisations and individuals seeking heightened security. Based on how they are implemented, the more common setup is the “M-of-N” model, where M of N keys have to be used to authorize a transaction. For instance, a 2 of 3 multi-sig wallet can be set to any two of the three mentioned keys to allow the authorization of a specific transaction. Best Multi-signature Wallets of 2025 BitGo is a popular digital asset trust company which offers services such as multi-sig wallets. Founded in 2013, BitGo wallets have three keys: one held by BitGo and two by the owners. This arrangement enables hot and cold storage solutions to meet a range of security requirements. BitGo also acts as the custodian of Wrapped Bitcoin (WBTC) allowing for the usage of Bitcoin on the Ethereum network. Electrum is a lightweight Bitcoin wallet renowned for its speed and security. It supports multi-sig capabilities, meaning the users are allowed to create wallets that need a number of signatures to approve a transaction. Owing to its hardware wallet integration adds an extra layer of security, and makes Electrum stand out as a number-one choice for many users and organizations, alike. Armory is a Bitcoin wallet focused on high security, such as allowing multi-sig support. It enables the creation of the multi-sig addressed with a varying number of authorisers starting from 3-of-3 up to 7-of-7 meeting user’s security needs. Armory’s open-source nature and abilities of cold storage make it a good choice for anyone wanting to safely secure a substantial amount of Bitcoin holdings. Copay is an open-source version of an HD wallet supporting multiple signatures on the same address, enabling shared funds management. It provides up to 2-of-3 authorizers to sign a Bitcoin transaction, making it easy to use for individuals as well as corporations. OKX Wallet is known for offering one of the best security levels, including multisig options. This one uses 2FA (Two-factor authorisation) and also demands several confirmations before completing transactions, in turn improving security and making it difficult for unauthorized people to perform operations. This robust framework of OKX Wallet makes it an exemplary choice for maintaining the integrity of digital assets. Adoption and Market Growth It has been and still is a trend that multi-sig wallets have been implemented. The multi-sig wallet started at a percentage of 15 in 2022 moving up to a percentage of 20 in 2024 and the price estimate expects about 75 per cent of businesses to employ the technology by 2025. Up to date, it demonstrates the increased acknowledgement of the importance of multi-sig wallets for proper protection of digital assets, speaking of staking and corporate wallets. Also, the cryptocurrency wallet market segment is growing at a very fast pace. At the current rate, the global wagons market was estimated to be at around USD 1.1 billion in 2023 which will further grow to USD 3.8 billion by 2032, registering a CAGR of in the vicinity of 15% between 2023 and 2032. It is therefore suggestive of the growing need for safer, more efficient ways of managing digital assets. Pros of Multi-Signature Wallets Enhanced Security: Th e checks and balances in the approval process reduce the kind of exposure that would allow unauthorized people to approve those transactions improperly. Shared Control: Being fit for organisations because it prevents any individual from having full control of the cash. Risk Mitigation: S till, the privacy of the assets is intact because more than one key is needed to access the other parties’ approval. Flexibility: The threat protection options can be adjusted arbitrarily (2 out of 3, 3 out of 5, etc.) to fully meet the user’s requirements. Considerations Before Choosing Multi-Signature Wallet User Experience: The design of the wallet should include also a clear interface to facilitate easy-to-use requirements. Compatibility : Make sure that the wallet can accommodate the exact cryptocurrency that meets one’s requirements. Platform Availability : Consider whether the wallet is available on multiple devices, ensuring smooth transactions on desktop, mobile, or hardware. Reputation : Research the reliability of the wallet provider, the best course is to look at the provider’s past record and users’ reviews. Support and Documentation: Access support and clear documentation are helpful for the setup and troubleshooting. Conclusion In the year 2025, the need to protect assets that are in the digital platform has been deemed more important than ever. Multi-signature wallets are also quite secure because they relieve a user of the burden of authorizing a transaction alone since many signatures are required for the initiation of a transaction. The multi-sig options are aimed at different needs for users and unique characteristics of users’ wallets like multi-sig, including such options as the advanced multi-sig features of wallets like BitGo, Electrum, Armory, Copay, and Okx Wallet. Multisig wallets will be even more important as more individuals enter the cryptocurrency space to protect their assets and secure transactions. Join our WhatsApp Channel to get the latest news, exclusives and videos on WhatsApp _____________ Disclaimer: Analytics Insight does not provide financial advice or guidance. Also note that the cryptocurrencies mentioned/listed on the website could potentially be scams, i.e. designed to induce you to invest financial resources that may be lost forever and not be recoverable once investments are made. You are responsible for conducting your own research (DYOR) before making any investments. Read more here.....As Odilis Host First Family To Night Of Christmas Ballad PORT HARCOURT – Rivers State Governor, Sir Siminalayi Fubara, has said that God has proved Himself worthy as the Ultimate Liberator of the State and its people because He ensured total triumph over the political crisis and those behind it. Governor Fubara spoke at the Christmas Ballad, which was hosted by the former Governor of Rivers State, Dr Peter Odili, at his residence in Old GRA, Port Harcourt City in Port Harcourt Local Government Area on Friday night. The Governor stated that while the political antagonism lasted, God gave him a new perspective to leadership, adding that with the strength of support from Rivers people, he stopped seeing the crisis as a problem but as a necessary enabler in governance. He said, “And not just because I want to accept it, I get stronger in this course every day when I look at the support I am getting from the true Rivers people. “So, it is not me being strong. My strength is drawn from everyone of you that is here. You gave me the encouragement; you do the work for me; you make the calls for me. So, why won’t I stand up for you. “But we also believe strongly that the ultimate game changer, the ultimate liberator, and the ultimate fighter still remains God Almighty. And because we have Him on our side, victory is assured.” Governor Fubara, according to a statement signed by his Chief Press Secretary, Nelson Chukwudi, said God is in control of the affairs of the State, adding that as they look forward to a very prosperous 2025, they should be assured that it will be better than what had been experienced. He assured of the determination of his administration to make every succeeding year in the State better with remarkable records of progress, stressing that the excitement experienced among Rivers people during the Christmas celebrations is indicative of a brighter future ahead. Governor Fubara, who vowed to continue to do what is right, said it is also delighting to see true leaders of the State and well-meaning Rivers people standing on the right side of history despite the pressures to surrender to tyranny and oppression. He said, “I want to thank everyone, and I assure you that we will continue to run a government that will uplift the image of the State. We will not be tyrants. “We will remember that what we are doing here today is a shift job, and that one day, our time will be up, and we’ll leave for another person to take over. “And what is important is to allow the machine to keep running effectively, so that when the other person comes, he continues with that steam for progress in the State. So, I thank everyone of you for your support.” Governor Fubara prayed God to continue to fill the home of Dr Odili with love and peace while assuring that even if it may not be too easy on him as a human being, but he will try not to do anything that will bring any disgrace to Rivers State. Also speaking, Speaker of Rivers State House of Assembly, Rt Hon Victor Oko-Jumbo recalled how the crisis that erupted in the assembly swept them off their feet but quickly added that the encouragement from Governor Fubara, emboldened him and a few others to stand up for the truth to liberate the State. Also speaking, former Minister of Transport, Dr Abiye Sekibo, who noted that the gathering was a roll call of the political family of Dr Peter, said Governor Fubara had sufficiently blended traits of Dr Odili’s leadership style with his, and steered the course of governance successfully, making the people of State proud of him as a worthy son. In his welcome address, former Governor of Rivers State, Dr Peter Odili, stated that as a family, he, his wife and children, decided to host the Rivers State Governor, Sir Siminalayi Fubara and his family to a night of varieties of sing-song and other activities in appreciation of the fortitude and sterling leadership qualities he has demonstrated. Dr Odili explained that it is now over 12 months, since the 25th October, 2023, when a fierce existential fight, though unnecessary, was waged against Governor Fubara over the soul of Rivers State. He said that with assuring fortitude, Governor Fubara confronted the challenge, prevented the quest by one man to capture the State as a private estate, emancipated Rivers people, steadied governance and made civil servants and Rivers people happier as it used to be until he left office in 2007. In her speech, Justice Mary Odili, who presented gifts to Governor Fubara, his wife, Lady Valerie, and children, said God knew long ago the need for an emancipator and gave Governor Fubara to Rivers State, explaining that he had played the role satisfactorily, and pledged the continuous support of her family to the success of his administration. In his vote of thanks, Chairman, Rivers State Independent Electoral Commission (RSIEC); Justice Adolphus Enebeli (rtd), thanked the Odilis for organising the family reunion, and lauded the Governor and his family for showing unassuming humility and honouring the invitation, while also thanking genuine elders and leaders of the State for joining in the celebration.None
LANDOVER, Md. (AP) — Austin Seibert choked back tears taking responsibility for missing the extra point that would have tied the score in the final minute. Jeremy Reaves choked back tears blaming himself for a missed assignment that led to a kickoff return touchdown. And John Bates choked back tears talking about moving forward from his costly fumble. All of those late mistakes contributed to the Washington Commanders' third consecutive loss , 34-26 to the Dallas Cowboys on Sunday in a game that was wholly unremarkable until fourth quarter chaos. The teams combined to score 31 points in the final four minutes, the most in an NFL game in more than a decade, and the Commanders (7-5) came out on the wrong end of it in a defeat that further endangers their playoff chances. “Any time you lose a game or you lose a game in that type of fashion, it’s very difficult and it’s tough, but it never comes down to one play,” rookie quarterback Jayden Daniels said. “There’s plays throughout the game where little things add up to big things.” There were a lot of little things. After Bates fumbled, the Cowboys (4-7) took an 11-point lead and the Commanders made a 2-point conversion to cut the deficit to three, Dallas' KaVonte Turpin returned the ensuing kickoff 99 yards for a touchdown. “I didn’t make the play when it was there to make, and it cost us,” said Reaves, one of the league’s top special teams players and the All-Pro pick for that two seasons ago. “No excuse, man. I’ve made that play 100 times, and I didn’t make it today and it cost us the game. It’s unacceptable. It’s solely on me. It’s going to sting for a while. It’s going to hurt.” After Seibert made a 51-yard field goal, Daniels connected with Terry McLaurin on an 86-yard TD that made it 27-26 with 21 seconds left. Coach Dan Quinn said no thought was given to going for 2 in that situation. Seibert, who missed the past two games with a right hip injury, was wide left on the point-after attempt. “I just wasn’t striking it well,” said Seibert, who added he felt fine and did not blame a low snap for his miss. "It didn’t make a difference at all. It was on me.” Juanyeh Thomas returned the onside kick immediately after 43 yards for a touchdown to put Dallas up eight with 14 seconds left. The 31 combined points are the second most in a game since at least 2000, behind only Minnesota and Baltimore's 36 in their game Dec. 8, 2013. Cowboys-Commanders was the first game in the Super Bowl era to have two missed extra points, two kickoff return touchdowns and a blocked punt. “We got down to the end there and it was a game-situational extravaganza,” Dallas coach Mike McCarthy said. “It was like Yahtzee. Everything was in there." While Washington's skid continued, the Cowboys ended their losing streak at five thanks to strong play from QB Cooper Rush, a defense that forced two turnovers and, of course, special teams success. Rush was 24 of 32 for 247 yards and TD passes to Jalen Tolbert and Luke Schoonmaker. “Lot of games left,” Rush said. “We’re sitting at 4-7. This is why you play them.” The Commanders have some soul-searching to do after losing as a 10 1/2-point favorite in the meeting of NFC East rivals and doing so in a way that left players so emotional. “The crazy games, I know they feel a little bit better whenever you win them,” punter and holder Tress Way said. “But that’s a tough pill to swallow.” Cowboys: LG Tyler Smith was inactive with ankle and knee injuries. ... RG Zack Martin (ankle), CB Trevon Diggs (groin/knee) and TE Jake Ferguson (concussion) were ruled out prior to game day and did not travel for the game. Commanders: RB Austin Ekeler was concussed on a kickoff return in the final seconds and taken to a hospital for further evaluation. ... RB Brian Robinson Jr. left with an ankle injury in the first half, returned and then left again. ... RT Andrew Wylie was concussed in the third quarter and did not return. ... C Tyler Biadasz was evaluated for a concussion in the fourth. ... CB Marshon Lattimore (hamstring) missed a third consecutive game since being acquired at the trade deadline from New Orleans. Cowboys: Host the New York Giants on Thursday in the traditional Thanksgiving Day game in Dallas. Commanders: Host the Tennessee Titans next Sunday in Washington’s final game before its late bye week. AP NFL: https://apnews.com/hub/nfl
Ajit Pai urged the Supreme Court to uphold a federal law that could ban TikTok. The TikTok law requires its Chinese parent company, ByteDance, to divest to avoid a US ban. Pai, the FCC chair during Trump's first term, led efforts against other Chinese tech firms. Former Federal Communications Commission Chairman Ajit Pai is siding with Congress — and against his former boss, president-elect Donald Trump — in support of a federal law that could ban TikTok. Advertisement In a brief filed with the Supreme Court on Friday, Pai joined Thomas Feddo, an official in the Department of Treasury during Trump's first term, to call on the court to uphold the law, telling the justices that it has precedent. Trump also filed a brief with the Supreme Court on Friday, asking the court to put the law on hold. It's set to go into effect on January 19, one day before Trump assumes office for the second time. Related Video TikTok could be banned in US after House vote Congress passed the bipartisan law in April, citing national security concerns over the Chinese ownership of the popular social media company. It established a nine-month deadline for TikTok's Chinese parent company, ByteDance, to sell the app to a non-Chinese company or face a ban in the United States. TikTok filed a suit in May, arguing that the law violates the First Amendment . The DC Circuit Court upheld the law on December 6. TikTok then filed an appeal to the Supreme Court on December 18. The court is expected to hear arguments on January 10. Pai was one of numerous people and organizations, from members of Congress to free speech groups, who filed briefs to the Supreme Court in support or opposition to the law. Advertisement Pai headed the FCC from 2012 to 2016 under President Barack Obama and then from 2017 to 2021 under President Donald Trump. In his filing, Pai's attorneys argued that the law has precedent. They said he "spearheaded rulemaking" that prevented communications companies receiving federal funding from purchasing or using equipment from Chinese-owned tech companies like Huawei and ZTE over data privacy and security concerns. Advertisement The briefing says Pai also "put in place" the process for designating companies that could be a risk to national security. The document says these measures are "extremely similar" to the TikTok law passed by Congress. "Congress and the Executive Branch have routinely identified in legislation or regulation specific companies under China's control that pose particular national security risk," the document says. "In these other instances, just as with the Divestiture Act, Congress put in place a process for future designations in addition to naming particular threats." Advertisement Pai was a controversial figure during his leadership of the FCC. Under his tenure, the FCC ended net neutrality rules, which had governed the internet and been encoded in 2015. Net neutrality is the idea that internet service providers should treat all data the same, and not give preference to certain websites or slow down others. In April 2024, the FCC announced an order that restored net neutrality as an industry standard. Searchlight Capital — the private equity firm where Pai has been a partner since 2021, when he left his post at the FCC — did not immediately return a request for comment from Business Insider. An attorney for Pai declined to comment.
INGLEWOOD, Calif. — The Los Angeles Rams will host the Philadelphia Eagles today on Sunday Night Football, as the Rams look to keep their playoff hopes afloat while the Eagles aim to keep their lead in the NFC East. The game will air on NBC and Peacock at 8:20 p.m. Eastern with Mike Tirico and Cris Collinsworth on the call. Melissa Stark will be the sideline reporter. Several streaming services will broadcast the NFL Week 12 game live and you can watch on Fubo (free trial and $30 off your first month), DirecTV Stream (free trial), Sling (promotional offers) and Peacock . The Eagles, after a dicey start to the season, have won six games in a row — including two in commanding fashion — and are now headed into the final stretch of the season with one of the NFL’s best records. The Rams, on the other hand, have rebounded from a potentially disastrous start and have won four of five games. With a win over the Eagles, they’ll move above .500 for the first time this season. Check out a complete rundown of NFL Week 12 action , including the schedule, predictions, previews, TV information and more. Rams - Eagles Matchup Preview The Eagles are looking for their seventh win in a row, on the back of a talented offense led by quarterback Jalen Hurts. After a slow start to the season with a 2-2 start, the Eagles have gotten things together. The Rams are also steadily improving, as they started the year 1-4. Then after a bye week, they’ve rebounded to win three of their last four games — but none against a team as good as the Eagles. Sunday night figures to be the chance for a statement. Rams - Eagles Last Game Recap The Rams pulled out a win on the road, while the Eagles won in primetime in a Thursday Night Football matchup over the Commanders. Los Angeles Rams: Beat the Patriots 28-22 on Nov. 17. Philadelphia Eagles: Beat the Commanders 26-18 on Nov. 14. Rams - Eagles Players to Watch Both teams are loaded with offensive skill players, as some of the most notable names in the sport fill both sides of the ball. Los Angeles Rams: Quarterback Matt Stafford (66.5% completion percentage, 2,557 yards passing, 13 touchdowns, 7 interceptions), running back Kyren Williams (750 yards on 191 carries, 8 touchdowns), receiver Cooper Kupp (47 catches, 488 yards, 4 touchdowns). Philadelphia Eagles: Quarterback Jalen Hurts (69.2% completion percentage, 2,197 yards passing, 12 touchdowns, 5 interceptions, 417 yards rushing with 11 rushing scores), running back Saquon Barkley (197 carries, 1,137 yards with 8 touchdowns), linebacker Josh Sweat (6 sacks, 23 tackles). How to Watch Rams - Eagles Who: Los Angeles Rams vs. Philadelphia Eagles When: Sunday, Nov. 24, 2024 Time: 8:20 p.m. Eastern Where: SoFi Stadium | Inglewood, California Channel: NBC, Peacock Best Streaming Options: Fubo (free trial and $30 off first month), DirecTV Stream (free trial), Sling (promotional offers) and Peacock . Channel finder if you have cable You can access the channel by using the channel finders online: Verizon Fios , AT&T U-verse , Comcast Xfinity , Spectrum/Charter , Optimum/Altice , DIRECTV and Dish . About FuboTV Fubo (free trial and $30 off your first month) has three main packages: Pro costs $79.99/month; Elite is $89.99; Premier is priced at $99.99. Cancel before the free trial ends to avoid being charged. Fubo includes access to more than 185 sports, entertainment and news channels. You can record games, TV shows, movies and more. About DirecTV Stream DirecTV Stream , which also gives customers a free trial, offers four packages if you continue with the service after your trial ends: Entertainment for $69.99; Choice for $84.99; Ultimate for $109.99; and premier for $159.99. Choice offers the most channels for sports enthusiasts. About Sling Sling , which features promotional offers for new customers, has a Blue package for $20 for your first month ($40 after that) and an Orange package for the same price and deal. Get both the Blue and Orange packages for $27.50 for your first month ($55 after that). About Peacock RECOMMENDED • cleveland .com ‘The Real Housewives of Salt Lake City’ FREE stream: Watch Season 5, episode 10 today Nov. 20, 2024, 5:55 p.m. Penn State vs. Minnesota FREE STREAM: How to watch Big Ten game today Nov. 23, 2024, 1:30 p.m. Peacock offers multiple sports coverage on select games, including the NFL, Big Ten football, Premier League soccer, PGA Tour and more. Catch all the action for $7.99 per month or $79.99 annually. This service also features movies and hit television shows, as well as current NBC programming. For team hats, shirts and more gear: Visit Fanatics , Dick’s Sporting Goods , Lids , Champs Sports and New Era . Information from the AP was included in this report and AI might have been used to assist with this story.The design of Apple iPhone 17 series has been a hot topic among tech enthusiasts, with various rumours circulating about potential changes. One of the most debated aspects is the camera arrangement. Initial reports suggested a complete redesign, only to be contradicted by subsequent leaks. With respected sources offering conflicting information, the speculation has left fans wondering what to expect. Earlier rumours suggested an all-new camera arrangement for the iPhone 17 series. A notable claim from Weibo user Digital Chat Station proposed a single row of cameras aligned horizontally along the top edge of the device. While this render was compelling, it wasn’t based on leaked visuals. Many found the design intriguing but doubted its practicality. Critics pointed out the functional benefits of the current triangular camera layout, as seen on the iPhone 15 Pro. This arrangement ensures equidistant lenses, enabling seamless switching between cameras—a key feature for professional photography and videography. Additionally, a triangular setup supports Spatial Video recording in landscape mode, a feature integral to compatibility with Apple’s Vision Pro headset. A later leak from another Weibo source, Instant Digital, refuted the horizontal camera claim. The source asserted that while the back design of the iPhone 17 might undergo changes, the triangular camera layout would remain intact. This aligns with Apple’s design ethos, which prioritizes functionality and innovation over drastic, unnecessary changes. Another exciting rumor involves a potential redesign of the iPhone’s back panel, with a mix of aluminum and glass. Reports suggest that Apple may introduce a camera housing made of aluminium, improving durability while retaining the majority of the rear panel in glass to support wireless charging. While the use of mixed materials could enhance the phone’s durability, the leaked renders of this design have been met with scepticism. Some critics argue that the proposed look lacks the “wow factor” typically associated with Apple’s industrial design. Others note its resemblance to rival devices like the Samsung Galaxy S24 Ultra or Google Pixel 9 Pro, which Apple is unlikely to emulate. Rumours indicate that Apple may discontinue the iPhone 17 Plus model and replace it with a new variant called the iPhone 17 Air. Alongside the regular iPhone 17, this model will reportedly join the Pro and Pro Max lineup. The Air variant could offer a fresh design and appeal to a broader audience while maintaining Apple’s premium aesthetics. See Also: While the exact details of the iPhone 17 series remain uncertain, some aspects seem likely. The triangular camera setup will stay, ensuring compatibility with Spatial Video recording and Apple’s Vision Pro. Mixed materials could add durability, but their final implementation remains unclear. Apple is known for its innovative approach and attention to detail, so fans can expect the iPhone 17 series to deliver a balance of design, functionality, and cutting-edge technology. As more leaks surface, the picture will become clearer, but for now, the iPhone 17 design remains a mystery worth following. PTA Taxes Portal Find PTA Taxes on All Phones on a Single Page using the PhoneWorld PTA Taxes Portal
BOSTON (AP) — Donald Hand Jr. scored 15 of his career-high 29 points in the first half and grabbed 10 rebounds to help Boston College beat Fairleigh Dickinson 78-70 on Saturday. Chad Venning scored a season-high 18 points on 8-of-10 shooting for Boston College (8-5). Ahmed Barba-Bey was fouled on a 3-point shot and made all three free throws before Terrence Brown converted a three-point play to cut FDU's deficit to five points with 2 minutes left and Barba-Bey’s 3 with 39 seconds left made it 74-70. Hand answered with a layup 10 seconds later and followed with two free throws that capped the scoring with 18 seconds to play. Barba-Bey, a graduate transfer from Division-II Jefferson, hit eight 3-pointers and led Fairleigh Dickinson (4-11) with a career-high 31 points on 10-of-12 shooting. Brown added 20 points and Bismark Nsiah scored 10, all in the second half. Hand hit a 3-pointer that gave Boston College the lead for good with 17:17 left in the first half and scored 13 of the game's first 24, including a three-point play that gave the Eagles a 17-7 lead with 11:58 left before the intermission. Barba-Bey hit back-to-back 3-pointers to cut FDU's deficit to four just over a minute later but Boston College scored the next eight points and the Knights got no closer until the second half. Boston College won for just the second time since beating Boise State 63-61 on Joshua Beadle's late 3-pointer to win the Cayman Islands Classic on Nov. 26 and improve to 6-1. The Knights have lost four games in a row overall and are 0-10 away from home this season. Boston College won the lone previous meeting between the programs 72-54 on Dec. 10, 1992. ___ Get poll alerts and updates on the AP Top 25 throughout the season. Sign up here . AP college basketball: https://apnews.com/hub/ap-top-25-college-basketball-poll and https://apnews.com/hub/college-basketball
The eCourts Mission Mode Project, spearheaded by the Government of India in collaboration with the Department of Justice and the eCommittee of the Supreme Court, represents a transformative step in modernising the judiciary through Information and Communication Technology (ICT). This initiative aims to enhance the efficiency, transparency, and accessibility of the judicial process, ensuring a citizen-centric and inclusive approach to justice delivery. The project is revolutionising the legal ecosystem by streamlining court operations and integrating digital solutions, reflecting India’s commitment to a robust and technologically advanced judicial system. Phase I focused on basic computerisation and ICT infrastructure development across district and subordinate courts. Significant advancements have been made in computerising courts as part of the ongoing efforts to modernise the judiciary. 14,249 district and subordinate courts have been computerised to enhance efficiency and accessibility. To support this transition, Local Area Networks (LAN) have been successfully installed in 13,683 courts, ensuring seamless connectivity. Additionally, hardware has been provided to 13,436 courts, enabling them to operate modern systems. Installing software in 13,672 courts further facilitates the smooth functioning of court operations, streamlining case management and promoting transparency. These developments are crucial in strengthening the judicial system and improving justice delivery. Phase II of the ICT Enablement and Citizen-Centric Services initiative, spanning from 2015 to 2023, marked significant strides in enhancing the digital infrastructure of the judicial system. Over 14,000 judicial officers were equipped with laptops, and more than 14,000 were trained in the Ubuntu-Linux Operating System, alongside 3,900 court staff trained as System Administrators in the Case Information System (CIS). This phase also facilitated the operationalisation of video conferencing between 493 court complexes and 347 jails, streamlining court processes. Despite an allocated budget of Rs 935 crore, Rs 639.41 crore was effectively spent to further the goals of ICT adoption, improving efficiency and expanding citizen engagement through multiple new services. The digital infrastructure for the judicial system has been significantly enhanced, with connectivity provided to 18,735 courts through a diverse range of technologies, including MPLS, OFC, RF, VSAT, and SD-WAN. This robust network ensures that 99.5% of court complexes are connected through a Wide Area Network (WAN), offering speeds ranging from 10 to 100 Mbps. Such advancements in connectivity enable seamless communication and efficient digital operations across the judicial network, improving access to justice and enhancing the overall functioning of the legal system. The National Judicial Data Grid (NJDG) serves as a comprehensive repository of 27.64 crore orders and judgments, providing real-time access to judicial data, thus improving transparency and efficiency in the legal system. Complementing this is the Case Information Software (CIS), a free and open-source platform tailored to streamline case management in district and high courts. Communication within the judiciary is further enhanced through various platforms, including SMS services that send 4 lakh messages daily, email services with 6 lakh messages sent each day, and the eCourts Services Portal, which receives 35 lakh hits daily. Additionally, Judicial Service Centers and Info Kiosks contribute to the accessibility of legal services. Mobile applications like ECMT for lawyers, with 2.69 crore downloads, and JustIS for judges, with 20,719 downloads, facilitate seamless communication and case management for legal professionals. India has established itself as a global leader in utilising video conferencing for court hearings, a significant advancement in the judicial system. As of October 31, 2024, the District and Subordinate courts have conducted 2.48 crore hearings, while the High Courts have handled 90.21 lakh cases, totalling 3.38 crore hearings through video conferencing. The Supreme Court of India, between March 23, 2020, and June 4, 2024, has conducted 7.54 lakh hearings through this technology. In addition, video conferencing facilities have been set up between 3,240 court complexes and 1,272 jails, enhancing accessibility and efficiency within the justice system. This transformation highlights India’s commitment to modernising judicial proceedings and ensuring greater access to justice for all. The introduction of live streaming in various high courts and the Supreme Court is a significant step toward promoting transparency and accessibility in the judicial system. Allowing public access to real-time court proceedings fosters greater accountability and demystifies the judicial process. This initiative ensures that people can observe the legal proceedings, making the courts more accessible, especially for those who cannot attend in person due to geographical or other constraints. Additionally, it helps bridge the gap between the judiciary and the public, reinforcing the idea that justice should be open and available for scrutiny. The live streaming of court cases also sets a positive precedent for enhancing public trust in the legal system. As of October 31, 2024, virtual courts have been successfully operationalised in 21 states and Union Territories (UTs) to manage traffic challan cases. These courts have handled over six crore cases (6,00,29,546) and facilitated the resolution of more than 62 lakh (62,97,544) cases. Through these virtual platforms, online fines totalling over Rs. 649.81 crores have been collected, reflecting the growing efficiency and accessibility of the digital justice system in addressing traffic violations. This initiative has greatly contributed to streamlining the adjudication process and ensuring prompt resolution of cases. E-filing and e-payment systems have further modernised the judiciary, offering 24×7 access to case documents and the ability to electronically pay court fees, fines, and penalties. The rollout of Version 3.0 of this system allows seamless integration of services, ensuring that individuals can engage with the court system at any time, regardless of location. This digital shift enhances convenience, accelerates case management, and reduces the backlog that courts often face, providing a more efficient and transparent process for users. To bridge the digital divide and ensure access to justice for all, 1394 eSewa Kendras (Facilitation Centres) have been established in District Courts, alongside 36 centres in High Courts, offering crucial citizen-centric services to lawyers and litigants. These centres support litigants who may struggle with technology or reside in remote areas, helping them access online e-Courts services. The eSewa Kendras enable individuals to navigate the legal process more easily by addressing issues like illiteracy and limited technological resources. The initiative also delivers significant benefits, such as saving time, reducing the need for long-distance travel, and cutting costs. Additionally, it facilitates e-filing of cases, virtual hearings, and the scanning and access of e-Court services across the country, making the judicial system more efficient and inclusive. The rollout of Version 3.0 of the E-Filing and E-Payment Systems has marked a significant advancement in the digital transformation of the judicial system. This version facilitates round-the-clock access to case documents and the electronic payment of court fees, fines, and penalties. The system’s 24×7 availability ensures that litigants, advocates, and other stakeholders can access case-related information and settle financial obligations without the limitations of working hours. By simplifying these processes, the judicial system has made strides toward reducing delays and improving overall efficiency. Besides these technological innovations, the judiciary has launched the Judgment Search Portal. This portal provides an advanced search function that allows users to easily access judgments, making it a valuable resource for legal professionals, researchers, and the public. The service is free of charge, democratising access to judicial decisions and fostering greater transparency within the legal system. With the growing availability of legal data, stakeholders can better understand judicial precedents and rulings, supporting more informed decision-making. The judicial system’s commitment to digital literacy is further demonstrated through its extensive training programs. Between 2020 and 2024, 605 training programs were conducted, benefiting over 6.64 lakh stakeholders, including judges, advocates, and court staff. These programs are designed to improve digital literacy, ensuring that all participants are equipped to navigate the evolving technological landscape of the judicial process. By investing in continuous education, the judiciary is enhancing its workforce’s overall competence and readiness to manage digital tools effectively. The total budget allocated for modernising the modernisation judicial system was Rs 1,670 crore, with Rs 1,668.43 crore utilised. This significant financial investment reflects the government’s commitment to judicial reform and technological innovation. By investing in infrastructure, training, and digital systems, the judiciary is better equipped to handle the growing demands of a digital world, ultimately ensuring a more efficient, transparent, and accessible justice system for all. Approved by the Union Cabinet in September 2023, Phase III is a visionary step toward a fully digital and paperless judiciary. The transition to digital and paperless courts marks a significant leap towards efficiency and accessibility in the judicial system. The digitisation of court digitisation records, encompassing legacy and pending cases, ensures better organisation and organisation of information retrieval. Expansion of video conferencing (VC) facilities to include courts, jails, and hospitals enhances accessibility and reduces logistical challenges, while online courts broaden their scope beyond minor cases like traffic violations to include more complex matters. Additionally, establishing eSewa Kendras in all court complexes facilitates citizen-centric services, streamlining interactions with the judiciary. To support these advancements, a cloud-based data repository offers a secure and efficient platform for storing and retrieving case-related data, reinforcing the system’s reliability and user-friendliness. These initiatives collectively aim to modernise judicial processes and improve public access to justice. Integrating Artificial Intelligence (AI) and Optical Character Recognition (OCR) technology is revolutionising the judirevolutionisingcial system by addressing critical challenges such as case pendency, litigation trends, and judicial efficiency. AI algorithms and OCR can analyse vast amounts of case data, extracting valuable insights to identify case backlogs and delay patterns. This analysis enables authorities to prioritise the resolution process. Furthermore, AI-driven predictive models can forecast future litigation trends by evaluating historical data and socioeconomic factors, helping policymakers and legal institutions prepare for emerging challenges. Additionally, these technologies enhance judicial efficiency by automating routine tasks such as document digitisation, case categorisation, and research, allowing judicial officers to focus on core decision-making. AI and OCR promise to transform the judiciary into a more proactive, data-driven, and efficient system. The initiative to improve transparency and accountability through live streaming and electronic evidence handling is a crucial step towards enhancing governance and judicial efficiency. With an allocated budget of Rs 7,210 crore, four times the funding provided during Phase II, the focus is on integrating advanced technologies into the judicial and administrative processes. This increased funding will facilitate the expansion of live-streaming services for court proceedings, ensuring real-time access to justice and promoting greater public trust. Additionally, the handling of electronic evidence will be strengthened, streamlining the process for collecting, preserving, and presenting digital evidence, further bolstering the integrity and transparency of legal proceedings. The eCourts initiative is revolutionising the judirevolutionisingciary by fostering accessibility, affordability, and transparency in delivering justice. It addresses the issue of pendency by implementing faster case disposal mechanisms, ensuring timely resolution of disputes. Citizens and litigants are empowered with real-time access to case information, enhancing awareness and participation. The introduction of online services such as e-filing and e-payment has significantly increased convenience, reducing the need for court physical visits. Additionally, the initiative bridges the digital divide by establishing eSewa Kendras and conducting training programs, ensuring that even those in remote areas can benefit from technological advancements in the judicial system. The eCourts Mission Mode Project marks a transformative step in integrating technology with governance to modernise India’s judiciary. Through advanced technologies like AI, OCR, and a robust digital infrastructure, the initiative addresses critical issues such as case backlogs and accessibility to legal services. The project ensures that justice is delivered swiftly and equitably across the nation by emphasising citizen-emphasising services, digital literacy, and improved connectivity. With Phase III underway, the judiciary is poised to become more transparent, efficient, and inclusive, reaffirming the principles of justice, accountability, and equity while setting a global standard for judicial innovation.
It's been one month since the U.S. presidential election. And while Republicans and President-elect Donald Trump have been busy setting up a new White House administration, Democrats have spent the past four weeks trying to diagnose why they lost and how to move forward as a party. One person who thinks he has an answer to that is Ben Wikler, chairman of the Wisconsin Democratic Party. He's now running to become the new chairman of the national Democratic National Comittee because he says it's time to reassess what matters most to voters. RELATED STORY | DNC chair slams Bernie Sanders' criticism of Democratic Party "There's clearly a lot that we need to learn about what just happened, but one thing that jumps out is that a lot of voters who were taking it on the chin with high prices — frustrated by those prices — weren't hearing from either campaign and were voting for change," Wikler told Scripps News. "Well those voters, I think that we have a chance to reach out to them and say 'look, Democrats actually want to fight for an economy that works for working people and Trump wants to give multi-trillion tax cuts to billionaires at your expense. And that is a message we know can win because it's won downballot, it won in 2018, and it won in 2006 when George W. Bush tried to privatize social security." Meanwhile, the Supreme Court is currently hearing a potentially landmark case on gender affirming care for minors — which has been a big point for Democrats to campaign on. But a Scripps News/YouGov poll released early this year showed that more Americans support than oppose laws aimed at restricting transgender care for minors. RELATED STORY | Scripps News poll: Americans largely support restricting trans rights Wikler told Scripps News that if he were to be named chair of the DNC, it's a no-brainer that he'd support American's right to make their own private medical decisions without worrying about government intervention. "Republicans want to talk about trans issues and go on the attack against trans people because that is their way of trying to divide the public," he said. "People do disagree about this. Republicans want to focus on that disagreement and use attacks on trans people in order to distract folks from the big legislation that they are planning right now — which is a multi-trillion dollar tax cut for billionaires." "Democrats are always going to fight for people to have their basic personal freedom," Wikler continued. "And at the same time, we're going to fight against those who want to dismantle the federal government and the programs like social security and medicare and medicaid that people rely on for their their basic needs and health care." You can watch Scripps News' full interview with Ben Wikler in the video player above.One in four people grapple with compulsive overspending during the holiday season, according to a recent study. The survey of 2,000 Americans who celebrate a winter holiday examined some of the challenges and mental health struggles that can surface during the holidays — deemed the most financially stressful season of the whole year according to respondents. More than half (56%) said they feel pressure to spend money during the holidays. Family Pressures Drive Holiday Spending And the most common sources of pressure, according to findings, are from family (71%), friends (28%), and social media and pop culture (19%). The research also found that more than three-quarters of respondents (76%) experience “money wounds” — emotional difficulties and distress resulting from financial challenges. According to results, the most common money wounds are low self-esteem due to financial circumstances (26%), compulsive overspending (21%), shame arising from past financial mistakes (21%), and a scarcity mindset (20%). During the holiday season, specifically, the most prominent and common financial issue is compulsive overspending (25%). The study was commissioned by Beyond Finance , a debt consolidation company, and was conducted by Talker Research to uncover where money wounds come from and what experiences can lead to these poor financial habits and mindsets. Respondents said that past financial mistakes (40%), not having enough money during their young adult years (34%), and being chronically in debt (25%) are the most common “money traumas” that result in financial stress. And for those who experience money wounds, most (68%) disclosed that the repercussions hold them back from feeling fulfilled and successful. Looking at how money-related stress can have an especially powerful impact during the holidays, over a quarter (27%) said they’re taken off guard when their money mindset challenges and bad habits resurface during the holidays. And this year, more than six in 10 (61%) reported that they’re anxious about their finances this year for valid reasons. “In my weekly therapy sessions with clients burdened by credit card debt, I regularly hear about the same challenges and mental health struggles highlighted in these survey findings, especially as they intensify during the holiday season,” said Dr. Erika Rasure, chief financial wellness advisor at Beyond Finance. “It’s crucial to remember you’re not alone. Acknowledging these struggles and seeking support are key steps toward managing financial stress and finding peace.” Avoiding Money Troubles During Holidays The majority of those with money wounds (54%) admitted they find themselves hiding from and avoiding their money troubles during the holidays. This can look like refraining from buying gifts (37%), declining invitations to parties (33%), and avoiding checking bank account balances (29%). Forty-two percent disclosed that they’ll become distant from others during the holidays, so they don’t feel “less than” or the pressure to spend money to fit in. But when becoming distant, respondents said they experience shame (38%), guilt (39%), and loneliness (40%). To help combat this, most (61%) said they’re trying to live out the phrase “money and spending don’t equal happiness” this holiday season. As part of the healing process, over a quarter of those with money-related stress (27%) have brought it up to a therapist, life coach, or mental health expert, and 26% have worked with a finance expert to improve their financial habits. In light of their experiences with financial stress, respondents said it takes, on average, six years for a money wound to heal. However, a significant number (37%) reported they don’t believe that money-related trauma ever completely heals. “As a company recognized for its innovative and compassionate approach to helping clients achieve financial freedom, this survey highlights why our focus on the deep connection between financial and mental health is so crucial,” said Lou Antonelli, chief operating officer at Beyond Finance. “The financial pressures of the holiday season can amplify money wounds, but by addressing these challenges head-on, we aim to empower people to break free from debt and build the lives they deserve.” Most Common Money Wounds Low self-esteem due to financial circumstances – 26% Overspending/compulsive spending – 21% Shame and guilt arising from past financial mistakes – 21% A scarcity mindset – 20% Financial anxiety even though there’s no financial threat or distress – 17% Avoiding discussions or thoughts about money – 16% Procrastinating on financial responsibilities – 15% Mistakenly feeling responsible for your family’s financial struggles – 15% Disagreements about money with your partner – 12% Extreme frugality – 10% Hiding money from your partner – 7% Hoarding money – 6% AVOIDING MONEY WOUNDS DURING THE HOLIDAYS CAN LOOK LIKE Avoiding financial conversations with others – 37% Refraining from buying gifts for others – 37% Avoiding going into stores – 36% Not being honest with yourself that you’re experiencing “money wounds” and stress – 34% Declining invitations to holiday parties – 33% Avoiding online shopping – 30% Avoiding checking your bank account balance – 29% Survey Methodology: Talker Research surveyed 2,000 Americans who celebrate a winter holiday; the survey was commissioned by Beyond Finance and administered and conducted online by Talker Research between Sept. 27 and Sept. 30, 2024.
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