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646jili01 Alexander Mashinsky, 58, of Manhattan, entered the plea in New York federal court to commodities and securities fraud.By LARRY NEUMEISTER NEW YORK (AP) — The founder and former CEO of the failed cryptocurrency lending platform Celsius Network could face decades in prison after pleading guilty Tuesday to federal fraud charges, admitting that he misled customers about the business. Alexander Mashinsky , 58, of Manhattan, entered the plea in New York federal court to commodities and securities fraud. He admitted illegally manipulating the price of Celsius’s proprietary crypto token while secretly selling his own tokens at inflated prices to pocket about $48 million before Celsius collapsed into bankruptcy in 2022. In court, he admitted that in 2021 he publicly suggested there was regulatory consent for the company’s moves because he knew that customers “would find false comfort” with that. And he said that in 2019, he was selling the crypto tokens even though he told the public that he was not. He said he knew customers would draw false comfort from that too. “I accept full responsibility for my actions,” Mashinsky said of crimes that stretched from 2018 to 2022 as the company pitched itself to customers as a modern-day bank where they could safely deposit crypto assets and earn interest. U.S. Attorney Damian Williams said in a release that Mashinsky “orchestrated one of the biggest frauds in the crypto industry” as his company’s assets purportedly grew to about $25 billion at its peak, making it one of the largest crypto platforms in the world. He said Mashinsky used catchy slogans like “Unbank Yourself” to entice prospective customers with a pledge that their money would be as safe in crypto accounts as money would be in a bank. Meanwhile, prosecutors said, Mashinsky and co-conspirators used customer deposits to fund market purchases of the Celsius token to prop up its value. Machinsky made tens of millions of dollars selling his own CEL tokens at artificially high prices, leaving his customers “holding the bag when the company went bankrupt,” Williams said. Related Articles National News | Eminem’s mother Debbie Nelson, whose rocky relationship fueled the rapper’s lyrics, dies at age 69 National News | FACT FOCUS: Vermont ruling does not say schools can vaccinate children without parental consent National News | Judge weighs whether to order Fani Willis to comply with lawmakers’ subpoenas over Trump case National News | Are you a former SmileDirectClub customer? You might be eligible for a refund National News | Justice Department announces sweeping reforms to curb suicides in federal prisons and jails An indictment alleged that Mashinsky promoted Celsius through media interviews, his social media accounts and Celsius’ website, along with a weekly “Ask Mashinsky Anything” session broadcast that was posted to Celsius’ website and a YouTube channel. Celsius employees from multiple departments who noticed false and misleading statements in the sessions warned Mashinsky, but they were ignored, the indictment said. A plea agreement Mashinsky made with prosecutors calls for him to be sentenced to up to 30 years in prison and to forfeit over $48 million, which is the amount of money he allegedly made by selling his company’s token. Sentencing was scheduled for April 8.

WASHINGTON (AP) — A person accused of accosting U.S. Rep. Nancy Mace in a Capitol Office building pleaded not guilty on Wednesday to a misdemeanor assault charge. Witnesses told police that James McIntyre, 33, of Chicago, shook Mace’s hand in an “exaggerated, aggressive” manner after approaching the South Carolina Republican in the Rayburn House Office Building on Tuesday evening, according to a police affidavit. Mace, who is identified only by her initials in a court filing, posted a string of social media messages about the incident. She said she was “physically accosted” at the Capitol, and she thanked President-elect Donald Trump for calling her Wednesday morning to check on her condition. “I’m going to be fine just as soon as the pain and soreness subside,” Mace wrote. Mace declined to be treated by a paramedic after her encounter with McIntyre, who was arrested Tuesday by the Capitol Police, the affidavit says. Mace told police that McIntyre said, “Trans youth serve advocacy,” while shaking her hand. Last month, Mace proposed a resolution that would prohibit any lawmakers and House employees from “using single-sex facilities other than those corresponding to their biological sex.” Mace said the bill is aimed specifically at Delaware Democrat Sarah McBride — the first transgender person to be elected to Congress. A magistrate judge ordered McIntyre’s release after an arraignment in Superior Court of the District of Columbia. Efforts to reach an attorney for McIntyre weren’t immediately successful.How major US stock indexes fared Thursday, 12/5/2024Founder of failed crypto lending platform Celsius Network pleads guilty to fraud charges

Mid-American Conference football goes all in on November weeknights for the TV viewers

Google’s new AI projects aren’t ready for the masses yet. Good!

In this week’s biggest fashion headlines, athletic and lifestyle brands flex healthy growth and monumental partnerships, Japanese brands expand horizons while looking back nostalgically, and innovation comes to the fore with new creative appointments and material applications. While Amer Sports , the owner of Salomon and Arc’teryx , reports impressive growth, Fear of God ESSENTIALS leans further into its sportswear roots with a multi-year NBA partnership. As BAPE celebrates 20 years of its iconic hoodie with an expansive re-issue, PLEATS PLEASE ISSEY MIYAKE places itself among cutting-edge fashion neighbors in NYC. Crocs is doubling down on creative evolution with the appointment of Steven Smith to an innovation-focussed role, and lastly, Stone Island unveils new applications of its thermosensitive technologies. Below, Hypebeast has rounded up the top fashion stories of the week so you can stay up to date on trends in the industry. Salomon and Arc’teryx Owner Amer Sports Reports Major Boost in Q3 Report Salomon Amer Sports , the parent company of Salomon , Arc’teryx and Wilson , has released a redemptive Q3 report, rebounding strongly from a lackluster February IPO with major growth across its portfolio. Amer Sports’ latest report showed revenue increasing by 17% year-over-year totaling $1.4 billion–on track with the raised guidance issued in the second quarter. Additionally, the report showed that the company’s net income grew to 257% over the prior year to $56 million, leading toward full-year sales growth between 16-17%. The company saw outstanding growth in China, where its largest individual shareholder Anta Sports is based. As competitors in the apparel space continue to post varying results towards the year’s close, market trends signals a shift toward hobbyist and activity-based spending rather than luxury for luxury’s sake. Fear of God ESSENTIALS Announces Multi-Year NBA and WNBA Partnership Fear Of God Essentials Fear of God , headed by Jeremy Lorenzo has announced a multi-year partnership with the NBA and WNBA under its ESSENTIALS label. In addition to marking a major milestone for the streetwear purveyor, it establishes a new level of collaboration between sports culture and streetwear brands. On the partnership, Lorenzo said “Sport shapes and informs the emotion, point of view, and the very fabric of what we do and who we are as a brand. Our nuanced understanding of this space and its parallels to fashion are embedded in our DNA. It is truly an honor to embark on a multi-year partnership with the league, collaborating with franchises across the NBA and WNBA.” The first installment of the partnership will celebrate the brand’s connection with basketball with an apparel capsule repping the league’s many teams including, the Boston Celtics, Chicago Bulls, Los Angeles Lakers, Miami Heat, New York Knicks, Chicago Sky, Los Angeles Sparks and New York Liberty. Fear of God motifs will appear across the collection, which includes signature silhouettes printed with each team’s monikers. The forthcoming Fear of God ESSENTIALS x NBA collection will launch on Fear of God starting on November 20 and NBA on November 27. Steven Smith Hired as Head of Creative Innovation at Crocs Brad Barket/Fast Company/Getty Images With names like New Balance , adidas , Reebok , FILA , and Nike on Steven Smith ‘s roster of collaborators over his almost 40-year career, it’s no wonder Crocs is tapping him for Head of Creative Innovation. Following his termination by Ye during the adidas YEEZY conflict, Smith will now focus attention on pushing the legendary foam clog brand into the future. In his new role, Smith will be responsible for designing for both the Crocs brand and sub-label HEYDUDE . According to the official announcement from Crocs, the company hopes Smith’s creative vision will conceive novel silhouettes and evolve its brands’ distinct design aesthetics. “I have a penchant for taking design to new places and I’m grateful for the opportunity to bring my knowledge and expertise to these storied brands,” Smith shared in a statement. “There is incredible potential to explore new forms and functionalities across the company’s iconic product portfolio and continue pushing boundaries through innovation,” he continued. BAPE Is Bringing Back the Original Shark Hoodie Bape To celebrate the 20th anniversary of the coveted streetwear staple, A Bathing Ape will reissue the Shark Full-Zip Hoodie. The first and second editions of the iconic design will be made available in an array of archival colorways and with all the original design details including the face-covering zip hood and the original sharp-toothed mascot. In a statement, the brand said “This hoodie has always represented the freedom to stand out, brought to life through creativity and Japanese craftsmanship.” “The Shark Full-Zip Hoodie is not just a garment; it is a bold reinterpretation of everyday wear and an innovative take on the silhouettes of elevated streetwear,” they continued. The first-edition Word Gone Mad (WGM) design includes the old FrankenApe design details along with the original woodland camo print across a set of five colorways. Across the back of the hood, the second-edition hoodie features the Point Of No Return (PONR) graphic originating in 2005, and boasts a special thermal lining for the winter months. PLEATS PLEASE ISSEY MIYAKE To Open NYC Flagship Designed by MOMENT Pleats Please Issey Miyake Nestled in the Nolita shopping district of Manhattan, PLEATS PLEASE ISSEY MIYAKE has announced the opening of a brand new boutique design by architecture and design firm MOMENT. The store will take up 2,224 square feet on the ground floor of architect Tadao Ando’s first New York City build. While photos of the finished space aren’t available at this time, the space will include steel-plated lighting rails tracking the ceiling and molded resin walls shaped in the style of the Japanese label’s signature pleating process. The retail layout will house glistening white tabletops and clothing railing structures to elegantly showcase merchandise. To celebrate the new boutique, an exclusive collection of pleated tops, skirts and dresses titled “SOIL & LEAF” will be offered upon opening. The store will open its doors to the public on December 12 at the address below. PLEATS PLEASE ISSEY MIYAKE New York 14 Kenmare Street New York, NY 10012 Stone Island Unveils Thermosensitive “Earth Mapping Camo” Ice Jacket Stone Island Inspired by satellite images of the Earth, Stone Island has unveiled a collection of winter gear printed with a new “Earth Mapping Camo.” The 462E1 Camouflage Nylon Rep Ice Jacket, modeled by photographer Liam Macrae, boasts thermosensitive properties allowing the garment to change appearance depending on the conditions. The jacket is made with a lightweight nylon rep in two colorways: a beige “Dove Grey” and a blueish “Green Gray.” Once exposed to cool air, the Dove Gray reveals orange undertones, while the Green Gray shows a muted shade of indigo. The extensive range of additional styles includes cargo pants, half-zip fleeces, down vests, tees and sweatshirts. While the cotton canvas underlayers do not share the color-changing properties of the Ice Jacket, they continue the new camouflage patterns in varying silhouettes.

S&P/TSX composite rises Thursday, U.S. markets down

Gun found on suspect in killing of UnitedHealthcare CEO matches shell casings at scene, police say ALTOONA, Pa. (AP) — New York City’s police commissioner says the gun found on the suspect in the killing of UnitedHealthcare’s CEO matches shell casings found at the crime scene. Commissioner Jessica Tisch also said Wednesday that lab results matched suspect Luigi Mangione’s prints to a water bottle and a snack bar wrapper found near the scene of the killing. Police had said earlier that they believed the gunman bought the items at a nearby coffee shop while awaiting his target. Mangione is jailed in Pennsylvania on weapon and forgery charges, but he also has been charged in New York with murder in Brian Thompson's death. His lawyer has noted that Mangione is presumed innocent. Authorities are scrutinizing evidence and the suspect’s experiences with the health care industry. Arguments over whether Luigi Mangione is a 'hero' offer a glimpse into an unusual American moment Memes and online posts in support of 26-year-old Luigi Mangione, who's charged with killing UnitedHealthcare's CEO, have mushroomed online. Some cast Mangione as a hero. That's too far, says Pennsylvania Gov. Josh Shapiro, a rising Democrat who was almost the Democratic vice presidential nominee this year. CEO Brian Thompson's death touched off off these ripples. They offer a glimpse into how so many different aspects of 21st-century life can be surreally connected, from public violence to politics, from health care to humor, or attempts at it. FBI Director Wray says he intends to resign before Trump takes office in January WASHINGTON (AP) — FBI Director Christopher Wray says he plans to resign at the end of President Joe Biden’s term in January. The announcement Wednesday comes a week and a half after President-elect Donald Trump announced his intention to nominate loyalist Kash Patel for the position. His impending resignation will bring him three years short of the completion of a 10-year term during which he tried to keep the FBI out of politics even as the bureau found itself entangled in a string of explosive investigations. Trump applauded the news Wednesday, saying it will end the weaponization of what he called the “Department of Injustice.” Donald Trump will ring the New York Stock Exchange bell as he's named Time's Person of the Year NEW YORK (AP) — President-elect Donald Trump is expected to ring the opening bell at the New York Stock Exchange for the first time and be named Time magazine's Person of the Year. Thursday's events will be a notable moment of twin recognitions for Trump, a born-and-bred New Yorker who has long seen praise from the business world and media as a sign of success. Four people with knowledge of his plans told The Associated Press that Trump was expected to be on Wall Street on Thursday to mark the ceremonial start of the day's trading, while a person familiar with the selection confirmed that Trump had been selected as Time's Person of the Year. The Trump and Biden teams insist they're working hand in glove on foreign crises WASHINGTON (AP) — President-elect Donald Trump doesn’t think much of Joe Biden’s foreign policy record. He frequently casts the outgoing Democratic president as a feckless leader who shredded American credibility around the world during his four-year term. But the Trump and Biden national security teams have come to an understanding that they have no choice but to work together as conflicts in Gaza, Syria and Ukraine have left a significant swath of the world on a knife’s edge. It’s fuzzy how much common ground Biden and Trump’s teams have found as they navigate crises that threaten to cause more global upheaval as Trump prepares to settle back into the White House. Syrians flock to morgues looking for loved ones who perished in Assad's prisons DAMASCUS (AP) — Many bodies have been found in Syrian detention centers and prisons since President Bashar al-Assad's government fell. Now Syrians around the world are circulating images of the corpses in hopes that they will see slain loved ones whose fate had been a mystery. At the morgue visited by The Associated Press on Wednesday in Damascus, families flocked to a wall where some of the pictures were pinned in a haunting gallery of the dead. Relatives desperately scanned the images for a recognizable face. Some of the prisoners died just weeks ago. Others perished months earlier. US warns Russia may be ready to use new lethal missile against Ukraine again in 'coming days' WASHINGTON (AP) — The Pentagon says Russia could launch its lethal new intermediate-range ballistic missile against Ukraine again soon. Pentagon spokeswoman Sabrina Singh cited a U.S. intelligence assessment in telling reporters on Wednesday that an attack could come “in the coming days.” She says the U.S. does not consider the Oreshnik missile a game changer on the battlefield. But that Russia is using the weapon to intimidate Ukraine as both sides wrestle for an advantage that will give them leverage in any negotiations to end the war. The Russian Defense Ministry also is warning it may retaliate against Kyiv for an attack on a military base in the Rostov region in southern Russia on Wednesday. Israeli strikes on Gaza kill at least 33 including children, Palestinian medics say DEIR AL-BALAH, Gaza Strip (AP) — Palestinian medical officials say Israeli strikes on the Gaza Strip have killed at least 33 people. One of the strikes hit a home where displaced people were sheltering in the isolated north, killing 19. A separate strike outside nearby Kamal Adwan Hospital killed a woman and her two children, and another strike in central Gaza killed at least seven people. Israel's military says it tries to avoid harming civilians and accuses militants of hiding among them, putting their lives in danger. Local health officials say Israel’s retaliatory offensive after the Hamas attack on Oct. 7, 2023 has killed over 44,000 Palestinians in Gaza. Hannah Kobayashi, missing Hawaii woman whose disappearance prompted a massive search, is found safe LOS ANGELES (AP) — Hannah Kobayashi has been found safe. That’s according to the Los Angeles Police Department. Kobayashi vanished last month in Los Angeles. The missing Hawaii woman's disappearance prompted a massive search and a missing persons investigation. It was not immediately clear where she was found, but police previously said she had voluntarily crossed the border into Mexico. The LAPD said Wednesday the department will wrap up its investigation. Kobayashi's family reported her missing to law enforcement on Nov. 11 after relatives received “strange and cryptic, just alarming” text messages. Kobayashi’s mother and sister said they are “grateful” she has been found safe. Saudi Arabia will host the 2034 World Cup. But when exactly? ZURICH (AP) — Saudi Arabia scored a major win in its campaign to attract major sports events to the kingdom when it was formally appointed as the 2034 World Cup host on Wednesday. Still, many questions remain about the tournament. Key issues include during which part of the year to stage the tournament, where to play the games, whether alcohol will be allowed at all and how to protect workers rights in the massive construction projects required to host the World Cup.President-elect Donald Trump’s nominee to oversee the Drug Enforcement Administration (DEA), Republican Florida Sheriff Chad Chronister, announced Tuesday on social media that he will withdraw his name following an online backlash. Over the weekend, Trump announced he would tap Chronister to lead the DEA, stating that the Florida sheriff would join Attorney General nominee Pam Bondi to “secure the Border, stop the flow of fentanyl, and other illegal drugs across the Southern Border.” However, just a day after the announcement, conservatives online pushed back against the nomination, pointing to Chronister’s track record during the COVID-19 lockdowns. Chronister posted on X Tuesday afternoon, revealing that despite the nomination being “the honor of a lifetime,” he is withdrawing his name as there is “more work” in “Hillsborough County.” (RELATED: RFK Jr. Wants Fluoride Out Of Water — And It’s Not Nearly As Crazy As His Detractors Claim) “To have been nominated by President-Elect @realDonaldTrump to serve as Administrator of the Drug Enforcement Administration is the honor of a lifetime. Over the past several days, as the gravity of this very important responsibility set in, I’ve concluded that I must respectfully withdraw from consideration,” Chronister said. READ: To have been nominated by President-Elect @realDonaldTrump to serve as Administrator of the Drug Enforcement Administration is the honor of a lifetime. Over the past several days, as the gravity of this very important responsibility set in, I’ve concluded that I must respectfully... pic.twitter.com/bvNF8m9Bh4 — Chad Chronister (@ChadChronister) December 3, 2024 “There is more work to be done for the citizens of Hillsborough County and a lot of initiatives I am committed to fulfilling,” Chronister said. “I sincerely appreciate the nomination, outpouring of support by the American people, and look forward to continuing my service as Sheriff of Hillsborough County.” Conservatives online criticized Chronister’s nomination, with many pointing to how he approved the arrest of local Tampa Bay church pastor Dr. Rodney Howard-Browne on two second-degree misdemeanors for unlawful assembly and violation of public health emergency rules. According to a press release from the Hillsborough County Sheriff’s Office in March 2020, Chronister said that while authorities “would never impede on someone’s ability to lean on their religious beliefs as a means of comfort,” those practicing their beliefs must do so “safely.” “His reckless disregard for human life put hundreds of people in his congregation at risk and thousands of residents who may interact with them this week in danger,” Chronister said. “The River at Tampa Bay has an advantage over most places of worship, because they have access to technology that allows them to live stream their services over the internet and broadcast television for the more than 4,000 members to watch from the safety of their homes.” However, not all were opposed to the Florida sheriff’s nomination. While colleagues praised the pick, Howard-Browne also released a video with the sheriff, calling him a friend and endorsing Chronister to lead the DEA. “Yes, I did get arrested during COVID, but we’ve always been friends and we remain friends today,” Howard-Browne said in a video posted to X Sunday evening. All content created by the Daily Caller News Foundation, an independent and nonpartisan newswire service, is available without charge to any legitimate news publisher that can provide a large audience. All republished articles must include our logo, our reporter’s byline and their DCNF affiliation. For any questions about our guidelines or partnering with us, please contact licensing@dailycallernewsfoundation.org .

President-elect Donald Trump, House Speaker Mike Johnson to meet at Army-Navy GameCheers and beers for Ruud van Nistelrooy as Leicester reign starts with winWhere to watch NBA Cup games: Live stream, TV channel, picks for Bucks vs. Pistons, Knicks vs. Magic, moreAffiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate products and services to help you make smart decisions with your money. Toggle car insurance is part of the Farmers Insurance family, which manages over 20 million policies nationwide. Formerly known as 21st Century, Toggle offers car insurance in 14 states. Business Insider compared Toggle Auto Insurance to the best car insurance companies and found it to lag behind the industry, with poor customer service and higher rates for drivers with clean records. Toggle Auto Insurance Review Toggle Auto Insurance is a subsidiary of Farmers Insurance, offering car insurance in 14 states. It offers standard car insurance with a few discount opportunities and a completely online purchasing process. More concerning for most buyers is the fact that Toggle Auto has more than eight times the number of customer complaints than an average insurer, according to the National Association of Insurance Commissioners (NAIC) Company Complaint Index. Overall, the company has competitive rates, but a higher-than-average number of customer service complaints. It's best to steer clear of this company and find a provider with better reviews. Check mark icon A check mark. It indicates a confirmation of your intended interaction. Competitive rates for drivers with less-than-perfect credit Check mark icon A check mark. It indicates a confirmation of your intended interaction. Several coverage options Check mark icon A check mark. It indicates a confirmation of your intended interaction. Flexible payment plan options Check mark icon A check mark. It indicates a confirmation of your intended interaction. Known for having friendly customer service con icon Two crossed lines that form an 'X'. Only available in 14 states con icon Two crossed lines that form an 'X'. Low customer satisfaction ratings Toggle Auto Insurance Pros and Cons Competitive rates for drivers with less-than-perfect credit Several coverage options Flexible payment plan options Known for having friendly customer service Only available in 14 states Low customer satisfaction ratings Toggle Auto Insurance Plans Available Toggle offers the basic types of coverage that you could expect from an auto insurance provider. Those include: Collision insurance : Covers damage to our vehicle if it hits another vehicle or object. Comprehensive insurance : Covers other losses from theft, vandalism, weather-related damages, and crashes with animals. Bodily injury liability coverage : Covers medical bills and lost income for injuries to other people from an accident that's your fault. Property damage liability coverage: Covers damage to someone else's property, including their car, if you're at fault. Uninsured motorist coverage : Covers your costs if you're hit by a driver who is uninsured or underinsured. In addition to the basic coverages above, Toggle offers these additional coverage options: Roadside assistance. To help when your car breaks down. This is part of every Toggle policy at no additional cost. Rental reimbursement. Also known as extended transportation expense coverage, which covers the cost of a rental vehicle for up to 30 days if your car is off the road for more than a day due to an accident. You can opt for additional rental reimbursement if you're concerned about needing a rental for more than 30 days. Classic car auto insurance. For vehicles that are 19 years or older. Also, now that 21st Century operates under the Toggle brand name, the company offers Pet Passenger coverage in the event that your furry friend is in the car during an accident. And Toggle has rideshare coverage to protect you and your vehicle while you drive for work. How Much Does Toggle Auto Insurance Cost? How much your auto insurance costs will depend on a variety of factors including your age, location, policy type car value, driving history, and credit score. Generally the riskier a car insurance company sees you, the more you'll pay for coverage. Toggle Auto Insurance costs an average of $1,779 annually compared to the national average of $1,924, according to AutoInsurance.com Toggle Auto Insurance Discounts Toggle offers six types of discounts for auto insurance: Good driver discount (20% or more): This is available to drivers who haven't had a ticket or accident in the past three years. Superior driver discount (additional 10-20%): This discount gives additional savings to people who have gone four or five years without an accident or ticket. Good student discount (15%): This is available to students ages 24 and younger who maintain a B average in school. Mature driver discount (2%): This discount is for people who are 55 or older and who have completed a state-sanctioned defensive driving course. Anti-theft discount (15%): Available on cars that have eligible anti-theft technology. Multi-vehicle discount : This discount varies and is available to people insuring more than one vehicle. How to Purchase and Manage a Car Insurance Policy from Toggle Before purchasing Toggle, be mindful that it only offers policies to residents in 14 states: Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. To purchase a Toggle policy, you'll need to visit its website and obtain a quote. Start by selecting "Auto" from the menu at the top of the homepage. Then, click "Get my price." From there, you can get insurance in minutes by providing information about yourself and your vehicle. Toggle's automated system might be able to access your vehicle information based on your address, but if not, you'll need to provide it yourself. The entire process can be completed without talking to an agent. Once you have a Toggle car insurance policy, you can manage it through the provider's online portal. There, you can change your coverage, add or delete drivers, add or delete vehicles, and access your ID card. How to File a Claim with Toggle Auto Insurance The easiest way to file a claim with Toggle is through the provider's website. Start by clicking Contact Us at the bottom of the website's homepage. From there, scroll down to Claims Services and click "Report a claim." You'll then provide your policy number and name before being prompted to enter details about the incident. You can also call the Toggle Insurance claims office at 1-888-244-6163. This number is monitored 24/7. After you've filed your claim, someone from the company's claims office will contact you by phone or email for more information. The length of the claims process depends on several factors, including the severity of the damage and the extent to which other involved parties cooperate. Toggle Auto Insurance Customer Service & Support Experience Policyholders have the flexibility to manage their policies online while also calling customer support at 855-864-1530. Phone support is available from Monday-Friday, 9:00 a.m. to 10:00 p.m. ET, and Saturday, from 10:00 a.m. to 9:00 p.m. ET — although some customers complain that the wait times are excessive. Toggle car insurance has a mixed reputation when it comes to customer support. Customers gave it an average rating of 2.8 on Wallethub and a 2.3 on Yelp. In addition to low customer ratings online, Toggle has a 8.93 on the National Association of Insurance Commissioners' company complaint index, indicating that it has over 26 times the expected number of customer complaints given its share of the market. AM Best gave Toggle an A (Excellent) financial stability rating. Toggle Auto Insurance vs. Its Competitors Learn more about how Toggle compares to other popular auto insurance companies. Toggle is a subsidiary of Farmers Auto Insurance , but the two companies differ in their rates, services, and customer satisfaction. The biggest difference is that Farmer's is available in most states, whereas Toggle only offers auto insurance in 14 states. Both offer affordable rates, according to our research, but Farmers' rates tend to be even lower, starting at $53 a month for a driver without a history of accidents. Farmers Insurance also has many more coverage options than Toggle. In addition to the five basic types of coverage that Toggle has, Farmers offers coverage for rideshare drivers, a guarantee of manufacturer parts, lump sum transportation funds when your car is in the shop and more. Ultimately, Farmers is the better choice. Read our Farmers auto insurance review . USAA Auto Insurance and Toggle Auto Insurance are both available to only select people. With Toggle Auto, you must be a California resident; with USAA, you or your family must be active military or veterans. If you happen to fit into both those categories, you might find yourself weighing USAA vs. Toggle. Both insurers offer basic plans and low rates, so you may have to enter your particular vehicle and driver information to see which is best for you. If you drive for Uber or Lyft, USAA will provide coverage, but Toggle won't. Both insurers offer roadside assistance to customers, and neither offers perks like gap insurance, which can cover your costs if your car is worth less than what you owe to it. Yet, if you're looking for affordable basic auto insurance, both USAA and Toggle are worth considering. Read our USAA auto insurance review . Progressive Auto Insurance is one of the largest auto insurance companies in the country, serving most states. The companies have similar rates. We found that customers with clear driving records pay slightly less on average per month with than they would with Progressive. However, Progressive may be cheaper than Toggle if you've had a recent accident or ticket. Progressive offers more discounts than Toggle, including for homeowners and people who opt into paperless billing. Progressive customers can use the Snapshot app to track their driving behaviors. That data will lower your rates if you're driving well, but it can also result in higher rates if you're reckless. Read our Progressive auto insurance review . Toggle Auto Insurance FAQ Toggle is available in 14 states: Arizona, California, Colorado, Georgia, Illinois, Indiana, Missouri, Ohio, Oregon, South Carolina, Tennessee, Texas, Virginia, and Wisconsin. Toggle car insurance is owned by Farmers Insurance and now operates under the brand name Toggle. Toggle auto insurance uses information about your driving history and past insurance coverage to determine your auto insurance rates. Why You Should Trust Us: How We Reviewed 21st Century Auto Insurance Business Insider's insurance rating methodology considers the following factors: Coverage availability: Most auto insurance companies offer comprehensive, collision, and liability coverage. As a consumer, you want your insurer to have policy options that will meet your driving needs. We look at what insurance companies offer in addition to the usual options, such as gap insurance and rideshare insurance. Prices: Policy costs vary with each driver. We assess the affordability of an insurance company by comparing the cost of full coverage for drivers across different age groups. Additionally, if you are considered a high-risk driver, there may be more competitive options than the most well-known insurers. Customer service: Having a reliable and easy claims process is essential, which can be accomplished by quality agents delivering top-notch customer service. To evaluate a provider's quality of customer service, we look at JD Power's Auto Insurance Study (when it's available) to see how each insurer ranks amongst other top competitors. Financial stability: An insurance company's financial stability indicates an insurer's longevity and ability to meet its financial obligations. While exceedingly rare, an insurance company's bankruptcy can jeopardize your policy coverage. So, we use AM Best to determine a company's ability to withstand economic downturns and pay claims. Read more about how Business Insider rates auto insurance . 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U.S. stocks slipped below their records in the runup to a big jobs report due on Friday. The S&P 500 edged down 0.2% Thursday after setting an all-time high for the 56th time this year the day before. The Dow Jones Industrial Average lost 0.6%, while the Nasdaq composite fell 0.2%.Vanco Launches Giving Insights Module to Empower Churches With Actionable Donor DataBy MICHELLE L. PRICE NEW YORK (AP) — Chad Chronister, Donald Trump’s pick to run the Drug Enforcement Administration, said Tuesday he was withdrawing his name from consideration, becoming the second person selected by the president-elect to bow out quickly after being nominated for a position requiring Senate confirmation. Sheriff Chronister, the top law enforcement officer in Hillsborough County, Florida, said in a post on X that he was backing away from the opportunity, which he called “the honor of a lifetime.” “Over the past several days, as the gravity of this very important responsibility set in, I’ve concluded that I must respectfully withdraw from consideration,” Chronister wrote. He did not elaborate, and Trump’s transition team did not immediately respond to a message seeking comment. Chronister follows former Republican congressman Matt Gaetz , Trump’s first pick to serve as attorney general, in withdrawing his name for a post in the administration. Gaetz withdrew following scrutiny over a federal sex trafficking investigation that cast doubt on his ability to be confirmed as the nation’s chief federal law enforcement officer. Trump’s pick of Chronister for the DEA job drew backlash from conservatives, who raised concerns over his actions during the COVID-19 pandemic and his saying that his office “does not engage in federal immigration enforcement activities.” In March 2020, Chronister arrested the pastor of a megachurch who held services with hundreds of people and violated a safer-at-home order in place aimed at limiting the spread of the Covid virus. “Shame on this pastor, their legal staff and the leaders of this staff for forcing us to do our job. That’s not what we wanted to do during a declared state of emergency,” Chronister said at the time. “We are hopeful that this will be a wakeup call.” U.S. Rep. Thomas Massie, R-Ky, was among those airing public complaints, saying Chronister should be “disqualified” for the arrest. Others flagged comments Chronister made in a video about Florida’s immigration laws that he released in 2023 that circulated again online after Trump named him last weekend. Related Articles National Politics | Trump team signs agreement to allow Justice to conduct background checks on nominees, staff National Politics | President-elect Donald Trump’s lawyers urge judge to toss his hush money conviction National Politics | Democrats stick with Schumer as leader, their strategy for countering Trump is far less certain National Politics | Trump vows to block Japanese steelmaker from buying US Steel, pledges tax incentives and tariffs National Politics | Democrats’ outgoing chair says Trump’s win forces party to reassess how it reaches voters In the video, Chronister praised the “rich diversity” of his community and called it “a place where people from all walks of life come together.” He said it was important to note his office “does not engage in federal immigration enforcement activities. We do not target individuals based on their immigration status. That’s the authority of federal agencies.” Trump has made a sweeping crackdown on immigration a central focus of his campaign and his aims for his coming administration. Associated Press writer Adriana Gomez Licon in Fort Lauderdale, Florida contributed to this report.