roulette estrela bet
By ROB GILLIES, Associated Press TORONTO (AP) — Prime Minister Justin Trudeau told Donald Trump that Americans would also suffer if the president-elect follows through on a plan to impose sweeping tariffs on Canadian products , a Canadian minister who attended their recent dinner said Monday. Trump threatened to impose tariffs on products from Canada and Mexico if they don’t stop what he called the flow of drugs and migrants across their borders with the United States. He said on social media last week that he would impose a 25% tax on all products entering the U.S. from Canada and Mexico as one of his first executive orders. Canadian Public Safety Minister Dominic LeBlanc, whose responsibilities include border security, attended a dinner with Trump and Trudeau at Trump’s Mar-a-Lago club on Friday. Trudeau requested the meeting in a bid to avoid the tariffs by convincing Trump that the northern border is nothing like the U.S. southern border with Mexico . “The prime minister of course spoke about the importance of protecting the Canadian economy and Canadian workers from tariffs, but we also discussed with our American friends the negative impact that those tariffs could have on their economy, on affordability in the United States as well,” LeBlanc said in Parliament. If Trump makes good on his threat to slap 25% tariffs on everything imported from Mexico and Canada, the price increases that could follow will collide with his campaign promise to give American families a break from inflation. Economists say companies would have little choice but to pass along the added costs, dramatically raising prices for food, clothing, automobiles, alcohol and other goods. The Produce Distributors Association, a Washington trade group, said last week that tariffs will raise prices for fresh fruit and vegetables and hurt U.S. farmers when the countries retaliate. Canada is already examining possible retaliatory tariffs on certain items from the U.S. should Trump follow through on the threat. After his dinner with Trump, Trudeau returned home without assurances the president-elect will back away from threatened tariffs on all products from the major American trading partner. Trump called the talks “productive” but signaled no retreat from a pledge that Canada says unfairly lumps it in with Mexico over the flow of drugs and migrants into the United States. “The idea that we came back empty handed is completely false,” LeBlanc said. “We had a very productive discussion with Mr. Trump and his future Cabinet secretaries. ... The commitment from Mr. Trump to continue to work with us was far from empty handed.” Joining Trump and Trudeau at dinner were Howard Lutnick, Trump’s nominee for commerce secretary, North Dakota Gov. Doug Burgum, Trump’s pick to lead the Interior Department, and Mike Waltz, Trump’s choice to be his national security adviser. Canada’s ambassador to the U.S., Kirsten Hillman, told The Associated Press on Sunday that “the message that our border is so vastly different than the Mexican border was really understood.” Hillman, who sat at an adjacent table to Trudeau and Trump, said Canada is not the problem when it comes to drugs and migrants. On Monday, Mexico’s president rejected those comments. “Mexico must be respected, especially by its trading partners,” President Claudia Sheinbaum said. She said Canada had its own problems with fentanyl consumption and “could only wish they had the cultural riches Mexico has.” Flows of migrants and seizures of drugs at the two countries’ border are vastly different. U.S. customs agents seized 43 pounds of fentanyl at the Canadian border during the last fiscal year, compared with 21,100 pounds at the Mexican border. Most of the fentanyl reaching the U.S. — where it causes about 70,000 overdose deaths annually — is made by Mexican drug cartels using precursor chemicals smuggled from Asia. On immigration, the U.S. Border Patrol reported 1.53 million encounters with migrants at the southwest border with Mexico between October 2023 and September 2024. That compares to 23,721 encounters at the Canadian border during that time. Canada is the top export destination for 36 U.S. states. Nearly $3.6 billion Canadian (US$2.7 billion) worth of goods and services cross the border each day. About 60% of U.S. crude oil imports are from Canada, and 85% of U.S. electricity imports as well. Canada is also the largest foreign supplier of steel, aluminum and uranium to the U.S. and has 34 critical minerals and metals that the Pentagon is eager for and investing for national security.
SOUTH DAKOTA STATE 75, MISSOURI STATE 55
Walmart's DEI rollback signals a profound shift in the wake of Trump's election victory NEW YORK (AP) — Walmart’s sweeping rollback of its diversity policies is the strongest indication yet of a profound shift taking hold at U.S. companies that are re-evaluating the legal and political risks associated with bold programs to bolster historically underrepresented groups in business. The changes announced by the world’s biggest retailer on Monday followed a string of legal victories by conservative groups that have filed an onslaught of lawsuits challenging corporate and federal programs aimed at elevating minority and women-owned businesses and employees. The retreat from such programs crystalized with the election of former President Donald Trump, whose administration is certain to make dismantling diversity, equity and inclusion programs a priority. Trump's threat to impose tariffs could raise prices for consumers, colliding with promise for relief DETROIT (AP) — If Donald Trump makes good on his threat to slap 25% tariffs on everything imported from Mexico and Canada, the price increases that could follow will collide with his campaign promise to give American families a break from inflation. Economists and industry officials say companies would have little choice but to pass along the added costs, dramatically raising prices for food, clothing, automobiles, booze and other goods. The president-elect floated the tariff idea and an additional 10% tax on goods from China, as a way to force the countries to halt the flow of illegal immigrants and drugs into the U.S. But his posts Monday threatening tariffs on his first day in office could be a negotiating ploy to get the countries to change behavior. Trump’s latest tariff plan aims at multiple countries. What does it mean for the US? WASHINGTON (AP) — President-elect Donald Trump has identified what he sees as an all-purpose fix for what ails America: Slap huge new tariffs on foreign goods entering the United States. On Monday, Trump sent shockwaves across the nation’s northern and southern borders, vowing sweeping new tariffs on Mexico, Canada, as well as China, as part of his effort to crack down on illegal immigration and drugs. Trump said he will impose a 25% tax on all products entering the country from Canada and Mexico, and an additional 10% tariff on goods from China, as one of his first executive orders. Federal Reserve officials signal cautious path for rate cuts amid still-high inflation WASHINGTON (AP) — With inflation still elevated, Federal Reserve officials expressed caution at their last meeting about cutting interest rates too quickly, adding to uncertainty about their next moves. Even if inflation continued declining to the Fed’s 2% target, officials said, “it would likely be appropriate to move gradually” in lowering rates, according to minutes of the November 6-7 meeting. The minutes don’t specifically provide much guidance about what the Fed will do at its next meeting in December. Wall Street investors see the odds of another quarter-point reduction in the Fed’s key rate at that meeting as nearly even, according to CME Fedwatch. Canadian officials blast Trump's tariff threat and one calls Mexico comparison an insult TORONTO (AP) — Canadian officials are blasting President-elect Donald’s Trump’s threat to impose sweeping tariffs. The leader of Canada's most populous province on Tuesday called Trump’s comparison of Canada to Mexico “the most insulting thing I’ve ever heard.” Trump has threatened to impose tariffs on products from Canada, Mexico and China as soon as he takes office in January as part of efforts to crack down on illegal immigration and drugs. He said he would impose a 25% tax on all products entering the U.S. from Canada and Mexico. Canadians say their economy and the U.S. one are deeply intertwined and Americans would feel tariffs, too. Biden proposes Medicare and Medicaid cover costly weight-loss drugs for millions of obese Americans WASHINGTON (AP) — Millions of obese Americans would be eligible to have popular weight-loss drugs like Wegovy or Zepbound covered by Medicare or Medicaid under a new rule the Biden administration proposed Tuesday morning. The proposal, which would not be finalized until after President-elect Donald Trump takes office, could cost taxpayers as much as $35 billion over the next decade. It would give millions of people access to weekly injectables that have helped people shed pounds so quickly that some people have labeled them miracle drugs. Surveillance tech advances by Biden could aid in Trump's promised crackdown on immigration President-elect Donald Trump will return to power next year with a raft of technological tools at his disposal that would help deliver his campaign promise of cracking down on immigration — among them, surveillance and artificial intelligence technology that the Biden administration already uses to help make crucial decisions in tracking, detaining and ultimately deporting immigrants lacking permanent legal status. One algorithm, for example, ranks immigrants with a “Hurricane Score,” ranging from 1-5, to assess whether someone will “abscond” from the agency’s supervision. It’s almost time for Spotify Wrapped. When can you expect your 2024 recap? NEW YORK (AP) — It’s almost that time of year. Spotify is gearing up to release its annual Spotify Wrapped, a personalized recap of its users' listening habits and year in audio. The streaming service has been sharing these personalized analyses with since 2016. And each year, it’s become a bigger production than the last. Spotify claimed its 2023 Wrapped was the “biggest ever created” in terms of audience reach and the kind of data it provided to users. But information on Wrapped's 2024 release has been kept under ... er, wraps. In previous years, it’s been released after Thanksgiving, between Nov. 30 and Dec. 6. Thanksgiving travel is cranking up. Will the weather cooperate? The Thanksgiving travel rush is picking up, with Tuesday and Wednesday expected to be much busier than the last couple days. A lot of travelers will be watching weather forecasts to see if rain or snow could slow them down. The Transportation Security Administration expects to screen more than 2.8 million people on Tuesday and 2.9 million on Wednesday after handling more than 2.5 million people on Monday. So far, relatively few flights have been canceled this week, but there have been thousands of delayed flights every day. That is becoming normal for U.S. airlines. Federal agency raises the size of most single-family loans the government can guarantee to $806,500 The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as it takes into account rising housing prices. Beginning next year, mortgage buyers Fannie Mae and Freddie Mac will be able to acquire loans of up to $806,500 on single-family homes in most of the country, the agency said Tuesday. The new conforming loan limit is a 5.2% increase from its 2024 level. FHFA oversees Fannie Mae and Freddie Mac, which buy home loans from banks and other lenders. FHFA adjusts the loan limits annually to reflect changes in U.S. home values, which have been rising this year despite a national home sales slump.
India News | LDF Performed Well in Bypoll, Says Kerala CM
Crystal Palace captain Marc Guehi has learned his fate for daringly writing “I love Jesus” on the LGBTQ rainbow armband the league asked him to wear. Guehi debuted his altered armband during last Saturday’s 1-1 draw against Newcastle. The LGBTQ agenda armbands are required for team captains. However, Football Association authorities immediately deemed the armband a violation of its rules against religious displays, according to GBN . But now the FA has decided to take a pass on punishing the player even though his message violated the rules against displaying “political, religious or personal slogans, statements or images” on equipment. The league’s Rainbow Laces campaign to promote LGBTQ inclusion runs until December 5. The campaign is in cooperation with the gay charity Stonewall. “It has been incredible to see so many football teams at all levels support our campaign to make sport safer and more inclusive for all,” a charity spokesperson said. The armband was also a sticking point for Ipswich Town captain Sam Morsy. Morsy opted not to wear it at all during team’s game against Nottingham Forest. The FA already noted that it will take no action in that case. Ipswich Town released a statement supporting Morsy, a practicing Muslim, but also hastened to point out that they “welcome everybody.” Still, Rainbow Tractors, a club fan group, expressed disappointment that Morsy would not wear the armband. “When we see clubs show their support for LGBTQ+ inclusion, it helps people feel safe and welcome both on and off the pitch,” the group said. Follow Warner Todd Huston on Facebook at: facebook.com/Warner.Todd.Huston , or Truth Social @WarnerToddHustonBy ROB GILLIES, Associated Press TORONTO (AP) — Prime Minister Justin Trudeau told Donald Trump that Americans would also suffer if the president-elect follows through on a plan to impose sweeping tariffs on Canadian products , a Canadian minister who attended their recent dinner said Monday. Trump threatened to impose tariffs on products from Canada and Mexico if they don’t stop what he called the flow of drugs and migrants across their borders with the United States. He said on social media last week that he would impose a 25% tax on all products entering the U.S. from Canada and Mexico as one of his first executive orders. Canadian Public Safety Minister Dominic LeBlanc, whose responsibilities include border security, attended a dinner with Trump and Trudeau at Trump’s Mar-a-Lago club on Friday. Trudeau requested the meeting in a bid to avoid the tariffs by convincing Trump that the northern border is nothing like the U.S. southern border with Mexico . “The prime minister of course spoke about the importance of protecting the Canadian economy and Canadian workers from tariffs, but we also discussed with our American friends the negative impact that those tariffs could have on their economy, on affordability in the United States as well,” LeBlanc said in Parliament. If Trump makes good on his threat to slap 25% tariffs on everything imported from Mexico and Canada, the price increases that could follow will collide with his campaign promise to give American families a break from inflation. Economists say companies would have little choice but to pass along the added costs, dramatically raising prices for food, clothing, automobiles, alcohol and other goods. The Produce Distributors Association, a Washington trade group, said last week that tariffs will raise prices for fresh fruit and vegetables and hurt U.S. farmers when the countries retaliate. Canada is already examining possible retaliatory tariffs on certain items from the U.S. should Trump follow through on the threat. After his dinner with Trump, Trudeau returned home without assurances the president-elect will back away from threatened tariffs on all products from the major American trading partner. Trump called the talks “productive” but signaled no retreat from a pledge that Canada says unfairly lumps it in with Mexico over the flow of drugs and migrants into the United States. “The idea that we came back empty handed is completely false,” LeBlanc said. “We had a very productive discussion with Mr. Trump and his future Cabinet secretaries. ... The commitment from Mr. Trump to continue to work with us was far from empty handed.” Joining Trump and Trudeau at dinner were Howard Lutnick, Trump’s nominee for commerce secretary, North Dakota Gov. Doug Burgum, Trump’s pick to lead the Interior Department, and Mike Waltz, Trump’s choice to be his national security adviser. Canada’s ambassador to the U.S., Kirsten Hillman, told The Associated Press on Sunday that “the message that our border is so vastly different than the Mexican border was really understood.” Hillman, who sat at an adjacent table to Trudeau and Trump, said Canada is not the problem when it comes to drugs and migrants. On Monday, Mexico’s president rejected those comments. “Mexico must be respected, especially by its trading partners,” President Claudia Sheinbaum said. She said Canada had its own problems with fentanyl consumption and “could only wish they had the cultural riches Mexico has.” Flows of migrants and seizures of drugs at the two countries’ border are vastly different. U.S. customs agents seized 43 pounds of fentanyl at the Canadian border during the last fiscal year, compared with 21,100 pounds at the Mexican border. Most of the fentanyl reaching the U.S. — where it causes about 70,000 overdose deaths annually — is made by Mexican drug cartels using precursor chemicals smuggled from Asia. On immigration, the U.S. Border Patrol reported 1.53 million encounters with migrants at the southwest border with Mexico between October 2023 and September 2024. That compares to 23,721 encounters at the Canadian border during that time. Canada is the top export destination for 36 U.S. states. Nearly $3.6 billion Canadian (US$2.7 billion) worth of goods and services cross the border each day. About 60% of U.S. crude oil imports are from Canada, and 85% of U.S. electricity imports as well. Canada is also the largest foreign supplier of steel, aluminum and uranium to the U.S. and has 34 critical minerals and metals that the Pentagon is eager for and investing for national security.Netanyahu says he supports proposed ceasefire with Lebanon’s Hezbollah
LAS VEGAS — Dajuan Harris scored 14 points and top-ranked Kansas withstood the ejection of star center Hunter Dickinson to beat No. 11 Duke 75-72 in the Vegas Showdown on Friday night. Dickinson, who entered the game averaging 17.8 points and 10.4 rebounds, received a fragrant-2 foul and was ejected for kicking the Blue Devils’ Maliq Brown in the head midway through the second half. Highly touted Duke freshman Cooper Flagg took advantage of Dickinson's absence, and the Blue Devils kept it close all the way to the buzzer. Zeke Mayo added 12 points for Kansas (6-0), and Dickinson and AJ Storr each scored 11. Tyrese Proctor led Duke (4-2) with 15 points, Flagg scored 13, Kon Knueppel had 11 and Sion James finished with 10. Mayo put Kansas ahead for good when he made a jumper with 1:57 left for a 73-71 lead. Flagg hit a free throw for Duke and Rylan Griffen answered with two foul shots with 2 seconds left. Kansas has won four of the past five meetings with the Blue Devils and six of eight. Nine of the past 10 meetings have been decided by single digits. Kansas forward KJ Adams (24) the ball against Duke guard/forward Cooper Flagg (2) during the first half of an NCAA college basketball game Tuesday, Nov. 26, 2024, in Las Vegas. Credit: AP/Lucas Peltier Takeaways Kansas: Overcoming the loss of Dickinson could serve the Jayhawks well later in the season. Duke: Flagg had six points when Dickinson went out, but then on four trips to the lane had two dunks, a layup and a free throw. Key moment Knueppel had a 3-point try rim out at the buzzer that would have forced overtime. Key stat Duke shot 50% from the field and 42.3% from 3-point range. Kansas shot 49.1% overall and 47.1% from 3. Kansas forward KJ Adams (24) reacts after scoring against Duke during the first half of an NCAA college basketball game Tuesday, Nov. 26, 2024, in Las Vegas. Credit: AP/Lucas Peltier Up next Kansas hosts Furman on Saturday. Duke is home against Seattle on Friday.Australia's House of Representatives passes bill banning children younger than age 16 from social media
City's Guardiola refuses to criticise players despite latest woeful display - CNAPutin claims Russia attacked Ukraine with a new missile that the West can't stop
T he Criminal Justice Research and Planning Unit and the National Peace Programme are committed to making a positive impact within our communities. On Saturday night at the Accra Beach Hotel, the stage was set for a celebration of resilience, empowerment, and progress with The Youth Showcase and Appreciation Awards Ceremony. The collaborative effort between the organisations highlighted the remarkable contribution of youth in the fields of criminal justice and peacebuilding. It also gave participants in the Build Your Own Door project the opportunity to showcase their talent. Ishiaka McNeil, a mentor in the initiative explained, “The programme’s goal was to provide the catalysts for these young individuals to explore their passion for entertainment and performance arts and to create opportunities for them to build their own paths towards actualising their dreams and goals.” Focusing on their personal and professional development, the seven delegates in the cohort refined skills in branding, performance techniques, production, music theory, personal style and fashion. Jennifer King, Permanent Secretary in the Office of the Attorney General and Legal Affairs delivered remarks on behalf of Minister Corey Lane, who was unable to attend. Acknowledging the honourees, she read, “I am encouraged that each of you would be recognised this evening, very deservingly so. I am very happy that you all have been able to participate, learn and benefit. At the same time, it is no secret that the issues along the way have created great discouragement for some of you, but you persevered and that makes it even more special for us.” Javonte Callender won the Youth Speak Off competition. In her own address, she noted, “As someone who truly believes in the power of family and community, I find it inspiring to witness how much the difference we can make when we come together to uplift one another.” You Might Be Interested In Empowering young people for positive living More than 20 join Green Leaders summer internship programme National Summer Camps from July 15 to August 16 King praised the Parent Wise programme, explaining “This initiative aims to equip parents with the skills, resources and support they need to nurture their children holistically, physically, mentally and emotionally.” She elaborated, “Special support includes one on one counselling, support groups and initiatives ensures that every parent feels empowered to build stronger relationships with their children.” King added, “By including parenting skills, boosting confidence and promoting emotional well-being we aim to foster healthier relations within families and reduce crime in our communities.” Awards were presented to winners of various competitions. In the Youth Speak-Off Contest, Javonte Callender secured first place, with Shein Norville in second and Elesha Smith in third. The Criminal Justice Research and Planning Unit ‘s Poster Competition winners were Fabiana Holder of St. Jude’s Primary in first place, Deann Summer of St. Martins Mangrove Primary School in second, and Xane Skeete of St. Catherine’s Primary School in third. In the secondary school category Deighton Griffith Secondary took both top spots. Aliyah Morris claimed first place, followed by Aaron King in second and Regina Barry of The Alleyne School placed third. All seven of the participants in the Build Your Own Door Initiative received gifts. Those participants were Tavian Alleyne-Herbert, Romario Barker, Ann Marie Brathwaite, Arlington Daniel, Malachi Desir, Stefan Lemon and Jamar Waithe. Special prizes from the Art Hub were awarded to Jazarah Brewster-Lewis of St Jude’s Primary School and Taraji Punch of Belmont Primary School. The special Media Award was presented to Sharon Austin Gill-Moore. Director of the National Peace Program Alison Roach-Plummer was also acknowledged for her dedicated service. Recognition was given to participants in the Parent Wise Initiative, who demonstrated commitment to fostering peace, understanding, and positive change within their families and communities. Partner organisations involved included AMMAR Empowerment, Parent Education for Development in Barbados (PAREDOS), Men’s Empowerment Network, Barbados Association of Professional Social Workers (BAPSW), and the Caribbean Institute for Social Emotional Learning (CISEL). The night featured a variety of performances, including Kenaz ‘Bit Bit’ Walker, winner of the Criminal Justice Research and Planning Youth Community Pop-Up Karaoke Competition, who sang Bob Marley’s Redemption Song. Heating up the stage with some original material were participants in the Build Your Own Door initiative. Senator John King sang How Many More, followed by Grateful Co. with Product of Change and Coopa Dan with Reflections. The show was brought to a fitting close with Edwin Yearwood performing Peace Sign. (STT)By Renju Jose SYDNEY (Reuters) - An Australian Senate committee has backed a bill that would ban social media for children under 16 but said social media platforms should not force users to submit personal data such as passport and other digital identification to prove their age. Australia plans to trial an age-verification system that may include biometrics or government identification to enforce a social media age cut-off, some of the toughest controls imposed by any country to date. Prime Minister Anthony Albanese's centre-left Labor government is rushing to pass the bill, largely supported by the opposition Liberal party, by the end of the parliamentary year on Thursday. In its report published late on Tuesday, the Senate's environment and communications legislation committee said social media platforms "must set out alternative methods for assuring age as reasonable steps with consideration given to the age assurance trial." A progress report on the age assurance trial must be submitted by the communications minister to the parliament by Sept. 30, 2025, the committee said as it urged the government to "meaningfully engage" with youth when framing the law. "Young people, and in particular diverse cohorts, must be at the centre of the conversation as an age restriction is implemented to ensure there are constructive pathways for connection," committee Chair Senator Karen Grogan said. Some independent lawmakers have criticised the government for trying to pass the legislation in a week. The bill was introduced last Thursday, submissions on it closed on Friday, and a brief hearing was held on Monday. In separate submissions, Google and Facebook-owner Meta Platforms said the social media ban should be delayed until the age-verification trial finishes. Bytedance's TikTok said the bill needed more consultation, while Elon Musk's X said the proposed law might hurt children's human rights. The planned law would force social media platforms to take reasonable steps to ensure age-verification protections are in place. Companies could be fined up to A$49.5 million ($32 million) for systemic breaches. ($1 = 1.5451 Australian dollars) (Reporting by Renju Jose in Sydney; Editing by Sonali Paul)
Cuala 1-14 St Mary’s Ardee 2-10 They may have only had the honour to themselves for little over an hour, but it doesn’t diminish Cuala’s achievement. Their close-run victory over St Mary’s Ardee in the Leinster club football final made them the first club to win the provincial senior title in both codes after their hurlers led the way in 2016 and ‘17, though in the second game of the Croke Park double bill, Na Fianna emulated them by winning the hurling title to add to their football crown from way back in 1999. “It’s unbelievable,” said midfielder Peadar Ó Cofaigh Byrne of the achievement. “I didn't actually know about that, I don't think many of the lads did. The week was so quick, we only played Tullamore last week. So we weren't really thinking of that but at the same time it is an amazing achievement and we don't take that for granted.” READ MORE: Dublin midfielder sounds note of caution as new football rules sweep through Special Congress READ MORE: Jim Gavin hails 'Great opportunity for football' and says, 'Negativity surprises me' Although there isn’t a big overlap between their hurlers and footballers, the culture that had been developed in the club by the hurlers’ successes counted for something, said the big midfielder. “I’m not sure if it stood to us but it did 100% for the support we had. There’s a lot of people out there who would have done all that organising a couple of years ago out organising trains and buses and 100%, we get a huge lift from every person that is out there. “It is really a thing we are really aware of and going home seeing all the flags and everyone out and pushing us on, which is great and getting the train and it’s packed, that's something that has definitely stood to us. “The support is there we just needed a reason to come out and support us and we've done that.” Cuala were anything but comfortable winners in the end, despite leading by nine points after 20 minutes as they built up a 1-6 to 0-0 advantage, with Con O’Callaghan hitting three of their points and setting up Conor O’Brien for the goal. St Mary’s finally found their scoring range, slotting three frees in quick succession but they still trailed 1-7 to 0-3 at the break and it was only after the black-carding of Eoin Kennedy in the 46th minute that their challenge ignited. Two goals in a minute from sub Ryan Rooney and Sean Callaghan levelled the game and, in a breathless finish, O’Callaghan and Rooney missed scoreable chances at either end before Luke Keating kicked the winning point from a free, won by Mick Fitzsimons, in injury time. “Our whole season as Peadar will attest to is built on having courage and going for it and sticking to our principles,” said Cuala boss Austin O’Callaghan. “The game will come at you and challenge you in all sorts of ways but it is about sticking to your principles and having the presence of mind and I thought to a man they done that. There was some brilliant interceptions and blocks and when we got the chance at the end to kill it, Luke took it, which was great.” CUALA: R Scollard; D Conroy, M Fitzsimons (0-1), E O’Callaghan; E Kennedy (0-1), C McMorrow (0-1), D O’Dowd; P Ó Cofaigh Byrne, P Duffy; C Dunne, C O’Brien (1-1), C Doran (0-1); L Keating (0-3, 0-2f), N O’Callaghan (0-2), C O’Callaghan (0-4, 0-2f). Subs: C O Giolláin for Dunne (37), M Conroy for Conroy (43), C Groarke for O’Brien (43), S Mangan for O’Dowd (57). ST MARY’S ARDEE : T Markey (0-1f); T McDonnell (0-1), K Faulkner, E Keenan; J Commins (0-2, 0-1f), D McKenny, P McKenny; RJ Callaghan, S Callaghan (1-0); C Keenan (0-3f), L Jackson, K Moran; S Matthews, D McConnon (0-1), T Jackson. Subs: R Carroll for Matthews (43), R Rooney (1-2) for Moran (43), C Gillespie for Commins (53), R Leavy for Callaghan (57). REFEREE: S Mulhare (Laois). To keep up to date with all the latest GAA news, sign-up to our GAA newsletter here.
Most Americans are concerned about what may happen to Social Security when its retirement trust fund crosses a projected 2033 depletion date, according to a new Bankrate survey . Nearly three-quarters, 73%, of non-retired adults and 71% retired adults say they worry they won’t receive their benefits if the trust fund runs out. The October survey included 2,492 individuals. Those worries loom large for older Americans who are not yet retired, according to the results. That includes 81% of working baby boomers and 82% of Gen Xers who are worried they may not receive their benefits at retirement age if the trust fund is depleted. “Once someone’s actually staring at the prospect of the end of their full-time employment, the seriousness of the need to fund that part of their life comes into full view,” said Mark Hamrick, senior economic analyst at Bankrate. Still, a majority of millennials and Gen Zers surveyed, at 69% and 62%, respectively, are similarly concerned. Social Security relies on trust funds to supplement its monthly benefit payments that currently reach more than 72.5 million beneficiaries, including Supplemental Security Income beneficiaries. While payroll taxes provide a steady stream of revenue into the program, the trust funds help to supplement benefit checks. Social Security’s actuaries project the fund the program relies on to pay retirement benefits will be depleted in 2033. At that time, an estimated 79% of those benefits will still be payable. What financial advisors are telling clients now Financial advisors say they frequently field questions from clients on Social Security’s future. And they often tell their clients it’s still best to wait to claim benefits, if possible. Retirees can claim Social Security retirement benefits as early as age 62, though they take a permanent lifetime reduction. By waiting until full retirement age — generally from 66 to 67, depending on date of birth — individuals receive 100% of the benefits they’ve earned. By delaying from full retirement age to as late as age 70, retirees stand to get an 8% annual boost to their benefits. When talking with clients, George Gagliardi, a certified financial planner and founder of Coromandel Wealth Strategies in Lexington, Massachusetts, said he tells them Washington lawmakers are unlikely to leave Social Security’s solvency unaddressed by the trust fund depletion deadline. But even if that does happen, it still makes sense to delay claiming Social Security benefits until 70, if possible, unless there is a critical situation where it makes sense to claim early, he said. “My bottom line on the whole thing is, you don’t know how long you’re going to live,” Gagliardi said. “But basically, you want to bet on longevity.” Experts say retirees need to be mindful of longevity risk — the potential that you will outlive your savings. Social Security is “inflation indexed longevity insurance,” said CFP David Haas, owner of Cereus Financial Advisors in Franklin Lakes, New Jersey. Every year, benefits are automatically adjusted for inflation , a feature that would be difficult to match when purchasing an insurance product like an annuity. “You really can’t get that from anywhere else,” Haas said. While more than a quarter — 28% — of non-retired adults overall expect to be “very” reliant on Social Security in retirement, older individuals expect to be more dependent on the program, according to Bankrate. The survey found 69% of non-retired baby boomers and 56% of non-retired Gen Xers expect to rely on the program. To avoid relying on Social Security for the bulk of your income in retirement, you need to save earlier and for longer, Haas said. “You need to compound your savings over a longer period, and then you’ll be flexible,” Haas said. To be sure, shoring up a long-term nest egg is not a top-ranked concern for many Americans now as many face cost-of-living challenges. A separate election Bankrate survey found the top three economic concerns now are inflation, health care costs and housing affordability.MELBOURNE, Australia (AP) — Australia’s House of Representatives on Wednesday passed a bill that would ban children younger than 16 years old from social media, leaving it to the Senate to finalize the world-first law. Read this article for free: Already have an account? To continue reading, please subscribe: * MELBOURNE, Australia (AP) — Australia’s House of Representatives on Wednesday passed a bill that would ban children younger than 16 years old from social media, leaving it to the Senate to finalize the world-first law. Read unlimited articles for free today: Already have an account? MELBOURNE, Australia (AP) — Australia’s House of Representatives on Wednesday passed a bill that would ban children younger than 16 years old from social media, leaving it to the Senate to finalize the world-first law. The major parties backed the bill that would make platforms including TikTok, Facebook, Snapchat, Reddit, X and Instagram liable for fines of up to 50 million Australian dollars ($33 million) for systemic failures to prevent young children from holding accounts. The legislation was passed with 102 votes in favor to 13 against. If the bill becomes law this week, the platforms would have one year to work out how to implement the age restrictions before the penalties are enforced. Opposition lawmaker Dan Tehan told Parliament the government had agreed to accept amendments in the Senate that would bolster privacy protections. Platforms would not be allowed to compel users to provide government-issued identity documents including passports or driver’s licenses. The platforms also could not demand digital identification through a government system. “Will it be perfect? No. But is any law perfect? No, it’s not. But if it helps, even if it helps in just the smallest of ways, it will make a huge difference to people’s lives,” Tehan told Parliament. Communications Minister Michelle Rowland said the Senate would debate the bill later Wednesday. The major parties’ support all but guarantees the legislation will be passed by the Senate where no party holds a majority of seats. Lawmakers who were not aligned with either the government or the opposition were most critical of the legislation during debate on Tuesday and Wednesday. Criticisms include that the legislation had been rushed through Parliament without adequate scrutiny, would not work, would create privacy risks for users of all ages and would take away parents’ authority to decide what’s best for their children. Critics also argue the ban would isolate children, deprive them of positive aspects of social media, drive children to the dark web, make children too young for social media reluctant to report harms they encountered and take away incentives for platforms to make online spaces safer. Independent lawmaker Zoe Daniel said the legislation would “make zero difference to the harms that are inherent to social media.” “The true object of this legislation is not to make social media safe by design, but to make parents and voters feel like the government is doing something about it,” Daniel told Parliament. “There is a reason why the government parades this legislation as world-leading, that’s because no other country wants to do it,” she added. T he platforms had asked for the vote on legislation to be delayed until at least June next year when a government-commissioned evaluation of age assurance technologies made its report on how the ban could been enforced. Melbourne resident Wayne Holdsworth, whose 17-year-old son Mac took his own life last year after falling victim to an online sextortion scam, described the bill as “absolutely essential for the safety of our children.” “It’s not the only thing that we need to do to protect them because education is the key, but to provide some immediate support for our children and parents to be able to manage this, it’s a great step,” the 65-year-old online safety campaigner told The Associated Press on Tuesday. “And in my opinion, it’s the greatest time in our country’s history,” he added, referring to the pending legal reform. AdvertisementIT takes more than a spoonful of food—or in this case, cash—to fix the malnutrition afflicting millions of Filipino children. The Pantawid Pamilyang Pilipino Program (4Ps) program, hailed as the government’s recipe for combating poverty and undernutrition, may need a stronger dose of reform to achieve its intended impact, according to a recent study by a socioeconomic think tank. The Philippine Institute for Development Studies (PIDS) revealed that while the conditional cash transfer (CCT) program initially showed promise in reducing severe stunting among children, subsequent evaluations indicated inconclusive results. Statistical significance was observed only in specific metrics, such as stunting under certain conditions, leaving questions about the program’s overall effectiveness in addressing malnutrition. As undernutrition remained a persistent problem in the country, with one in three children still stunted and wasting rates exceeding national targets, the 4Ps program was launched in 2007 and institutionalized through Republic Act 11310 in 2019. 4Ps program aims to improve human capital among low-income households by providing financial aid contingent on compliance with health, nutrition, and education requirements. Based on the survey of the Food and Nutrition Research Institute in 2021, the Philippines had made significant progress in reducing child malnutrition from 1989 to 2019. Stunting decreased from 45 percent to 28.8 percent, underweight from 30 percent to 19 percent, and wasting from 6 percent to 5.8 percent. Despite receiving substantial funding, accounting for over 60 percent of the Department of Social Welfare and Development’s budget between 2016 and 2020, the program has struggled to meet its goals. From 2008 to 2021, the Commission on Audit data in 2022 showed that an estimated P537.39 billion in cash grants was distributed to over four million households, benefiting approximately nine million children across 41,676 barangays. However, the study found that the program’s impact was negligible across key nutrition indicators, including height-for-age z-scores, weight-for-age z-scores, and wasting prevalence. Factors such as insufficient cash transfers, program design flaws, and gaps in implementation and monitoring were cited as potential reasons for the limited impact. Socioeconomic, cultural, and environmental differences were mentioned as contextual factors that influenced how households utilized financial aid. Additionally, unintended effects like rising food prices in beneficiary communities may have constrained the program’s effectiveness. Beneficiary households faced challenges in meeting dietary requirements as food costs increased, exacerbating poor nutritional outcomes for non-beneficiaries. “The inconsistency in the findings on 4Ps may be because the cash transfers were insufficient to make sustained changes in children’s nutritional outcomes,” the study noted. As a solution, PIDS researchers Alyssa Villanueva, Valerie Gilbert Ulep, and Rosela Agcaoili emphasized the need for the government to take a closer examination of the 4Ps and refine CCT programs to achieve tangible results in improving child nutrition and overall health. Image credits: LJ Pasion/Save The ChildrenHope and healing for America this Thanksgiving as Trump prepares to take office
Julius Berger, a wholly-owned Nigerian company – Stolle