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Nissan execs sound the alarm on an increasingly dire situation
NEW YORK , Dec. 12, 2024 /PRNewswire/ -- Report on how AI is driving market transformation - The global humanoid robot market size is estimated to grow by USD 16.99 billion from 2024 to 2028, according to Technavio. The market is estimated to grow at a CAGR of 45.57% during the forecast period. For comprehensive forecast and historic data on regions,market segments, customer landscape, and companies- Click for the snapshot of this report Region Outlook 1. North America - APAC is estimated to contribute 36%. To the growth of the global market. The Humanoid Robot Market report forecasts market growth by revenue at global, regional & country levels from 2017 to 2027. The humanoid robot market in North America is experiencing growth due to increasing demand from the medical sector, advanced features in humanoid robots, and rising need for personal assistance in retail and education. In the automotive industry, the use of humanoid robots is expanding, with the US ranking third globally in robot density in this sector. In 2021, there was a 14% growth in the adoption of humanoid robots in North American automotive manufacturing. These robots offer benefits such as improved precision, efficiency, and safety, making them an attractive investment for businesses. The market is expected to continue growing as technology advances and industries discover new applications for humanoid robots. For more insights on North America's significant contribution along with the market share of rest of the regions and countries - Download a FREE Sample Segmentation Overview 1.1 Personal assistance and caregiving 1.2 Research and space exploration 1.3 Education and entertainment 1.4 Search and rescue 1.5 Public relations 2.1 Hardware 2.2 Software 3.1 North America 3.2 APAC 3.3 Europe 3.4 Middle East and Africa 3.5 South America Get a glance at the market contribution of rest of the segments - Download a FREE Sample Report in minutes! 1.1 Fastest growing segment: The personal assistance and caregiving segment of the global humanoid robot market is experiencing notable growth due to the increasing demand for robots that can help people with daily living tasks and provide companionship and mental health support. Key players, such as HANSON ROBOTICS, Toyota, and PAL Robotics, are developing humanoid robots with diverse capabilities, from basic tasks to advanced functions like conversing and emotion recognition. The aging population, rising home care demands, and technological advancements fuel market expansion. Startups and smaller companies also contribute, offering specialized humanoid robots for specific applications, like autism therapy or mobility assistance. Overall, the personal assistance and caregiving segment's growth will continue to drive the global humanoid robot market, as robots become increasingly capable and the need for caregiving services increases. Research Analysis The Humanoid Robot Market is experiencing rapid growth as advancements in AI, autonomy, and cognitive science drive innovation in various industries. Robots are being integrated into sectors such as aerospace for exploration and astronaut assistance, amusement parks for customer engagement, and assisted living for elderly care. In the future, humanoid robots are expected to revolutionize industries like grocery stores and hospitality, providing improved customer satisfaction and efficiency. Applications in fields like art, consciousness, and behavioral sciences are also emerging, broadening the scope of humanoid robotics. Companies are leveraging Ansys for simulation and design, while autonomous robots are being used in duty roles like elevators and electric generators. Foreign language capabilities add to their versatility, making humanoid robots an essential part of our future. Market Overview The Humanoid Robot Market is experiencing rapid growth as AI technology advances and robots become increasingly integrated into various industries. From 'AI for Good' projects to aerospace and amusement parks, humanoid robots are making waves in exploration, assisted living, and customer engagement. In the realm of art and behavioral sciences, robots are pushing boundaries in cognitive science, consciousness, and neuroscience. The marketplace also includes applications in manufacturing, such as autonomous robots for assembly lines and electric generators. In the future, humanoid robots will be found in grocery stores, hospitals, and even isolation wards, providing essential services with motivation and relevance. The market is driven by investment and policy, with startups and subsidies playing a significant role in innovation. Robots are also being used for payment systems, language translation, and even music composition. The possibilities are endless, from simulation software for strategic management to robots that can learn and adapt to their environment. The humanoid robot market is shaping the future of various industries and our daily lives. Start exploring market insights by Download a FREE Sample Report in minutes! Key Topics Covered: 1 Executive Summary 2 Market Landscape 3 Market Sizing 4 Historic Market Size 5 Five Forces Analysis 6 Market Segmentation 7 Customer Landscape 8 Geographic Landscape 9 Drivers, Challenges, and Trends 10 Venodr Landscape 11 Vendor Analysis 11.1 HYULIM Robot Co., Ltd 11.2 HANSON ROBOTICS LTD 11.3 Engineered Arts Limited 11.4 Honda 11.5 KAWADA Robotics Corporation 11.6 SoftBank Robotics 11.7 Sanbot Co 11.8 ROBOTIS 11.9 Willow Garage 11.10 Toshiba Corporation 12 Appendix About Technavio Technavio is a leading global technology research and advisory company. Their research and analysis focuses on emerging market trends and provides actionable insights to help businesses identify market opportunities and develop effective strategies to optimize their market positions. With over 500 specialized analysts, Technavio's report library consists of more than 17,000 reports and counting, covering 800 technologies, spanning across 50 countries. Their client base consists of enterprises of all sizes, including more than 100 Fortune 500 companies. This growing client base relies on Technavio's comprehensive coverage, extensive research, and actionable market insights to identify opportunities in existing and potential markets and assess their competitive positions within changing market scenarios. Contacts Technavio Research Jesse Maida Media & Marketing Executive US: +1 844 364 1100 UK: +44 203 893 3200 Email: [email protected] Website: www.technavio.com/ SOURCE TechnavioIndore (Madhya Pradesh): In what can be termed “bizarre”, more than 1,500 students from colleges affiliated to Devi Ahilya Vishwavidylaya (DAVV) were unable to appear for their examinations in 2024 due to a lack of communication and awareness. The exams, covering 15 different subjects, saw students missing out because they did not get information about the schedule. Among the affected lot, mostly are students who had to take supplementary exams. Despite a new provision under the National Education Policy (NEP) allowing supplementary exams to be conducted four times a year, students remained unaware. Out of these, more than 500 students missed undergraduate second and final-year exams held in the last six months, as well as the first-year supplementary exams that started on November 26. The majority of these cases involved students from BCom, BA, BBA and BSc programmes. Many students only discovered their predicament after the exams had already concluded or after missing multiple papers. In some cases, over 400 students appealed to the university for re-exams through Jan Sunwai and other channels. The Communication Gap DAVV claims its system for disseminating exam schedules is robust. The university uploads timetables on its website 14–21 days prior to exams, a practice recently extended to 30–45 days. Besides, schedules are shared on social media groups of colleges. However, the onus of conveying this information to students also lies with individual colleges, many of which lack proper communication mechanisms. While some colleges inform students through their own social media groups, others have no formal system leaving students uninformed. Complaints of this nature have been lodged against over 25 colleges. What Went Wrong? The incident highlights a systemic failure where both students and colleges share the blame. Many students did not check the university website for updates, while colleges failed to notify them effectively.
Impeachment case filed against Philippines VP Sara Duterte
NASHVILLE, Tenn. (AP) — Jacob Ognacevic had 25 points in Lipscomb's 112-54 victory over Division-III Asbury on Sunday night. Ognacevic added 12 rebounds for the Bisons (8-5). Charlie Williams scored 16 points while shooting 7 for 8, including 2 for 3 from beyond the arc. Will Pruitt shot 4 for 10, including 2 for 6 from beyond the arc to finish with 10 points. The Eagles were led in scoring by Cameron Jones, who finished with 19 points and seven rebounds. Johnathan Combs added 11 points for Asbury. Ben McNew also put up seven points. Lipscomb scored its most points since a 113-74 win over Asbury on Nov. 11, 2023. The Bisons topped the 100-point plateau four times last season. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .DENVER, Dec. 12, 2024 (GLOBE NEWSWIRE) -- The U.S. continues to benefit from solid economic growth, low unemployment and moderating inflation. From today’s vantage point, the U.S. economy seems likely to continue on that trajectory into 2025. However, the outlook for the rural economy is more volatile and uncertain. Rural industries are disproportionately exposed to federal policy, and the outcome of the 2024 election cycle promises to bring significant changes in the federal government’s approach to everything from international trade and immigration to energy exploration and rural economic development. According to a comprehensive year-ahead outlook report from CoBank’s Knowledge Exchange , the high level of policy uncertainty facing rural industries adds to their already long list of headwinds and challenges. “The environment we enter in 2025 hasn’t fully defined itself yet, but many of the policies proposed by the incoming administration would likely have a negative impact on U.S. agriculture,” said Rob Fox , director of CoBank’s Knowledge Exchange. “Open access to export markets and labor availability are critically important for agricultural producers and processors. Depending on how policy plays out, those two areas could be big challenges in 2025 and beyond.” The CoBank 2025 outlook report examines several key factors that will shape agriculture and market sectors that serve rural communities throughout the U.S. U.S. Economy: A New Economic Era Begins Most economists are forecasting 2025 U.S. GDP growth around 2.5%-3.0%, essentially the same as today. However, those forecasts are based on rather mild assumptions on forthcoming policy changes. When taken in isolation, President-elect Trump’s proposed policies — tax cuts, decreased labor supply and tariffs on imported goods — are all inflationary. Consequently, longer-term interest rates have already edged higher, and the market has downshifted expectations for further Fed rate cuts in 2025. There is a good chance the proposed tariffs and the crackdown on undocumented immigrants will be more disruptive than markets have priced in, particularly in industries like construction and agriculture. U.S. Government: Trump Administration, Congress Set for Bustling January Start Congress is expected to wrap up the lame duck session of the 118th Congress by Dec. 19, hopefully addressing important pieces of unfinished business. A one-year extension of the 2018 Farm Bill is increasingly likely. President-elect Trump is expected to pursue an ambitious first-100 days of executive orders and other legislative activity that will likely include many of his campaign promises. These may include significant deportation efforts and immigration reform, implementation of tariffs, extending the 2017 tax cuts and providing regulatory relief rolling back the Biden administration’s initiatives. The 119th Congress will have a long and challenging to-do list when members return to Washington on Jan. 3. U.S. Agricultural Economy: Trade War Could Send Ag Economy from Bad to Worse The short-lived commodity boom precipitated by global droughts, the war in Ukraine and COVID-19 supply issues is now a distant memory. Row crop prices are down nearly 50% from their 2022 highs. But production costs have remained elevated, and profitability has plunged to decade-plus lows. The silver lining is that dairy and livestock producers are generally profitable due to low feed costs and resilient consumer demand. However, more headwinds may be coming for both the crop and livestock sectors. President-elect Trump rode to victory on two main economic policy proposals: enact significant import tariffs and reduce immigration while deporting undocumented residents. In theory, these policies could achieve some limited objectives, but it is hard to paint them as anything but negative for the U.S. farm economy. Grains, Farm Supply & Biofuels: Policy Uncertainty Weighs on Exports, Biofuels A strengthening U.S. dollar, combined with the potential for trade disputes and record-large South American crops, weigh heavily on the outlook for grain and oilseed prices in 2025. U.S. farmers are widely expected to struggle with further margin compression as weaker commodity prices test farmers’ ability to lower production costs. Crop input decisions will be evaluated much more closely with a focus on inputs that provide the greatest return on investment. The bearish outlook for oil prices diminishes the demand picture for ethanol, biodiesel and renewable diesel. Uncertainty over U.S. biofuel policy under the new administration also clouds the demand outlook for biofuels. Animal Protein: Rising Margins Improve Prospects for Growth Falling feed costs and rising producer margins have renewed expansion interest in animal protein segments. However, labor, construction and land costs remain elevated, tempering expectations for any meaningful supply growth in the near term. U.S. beef cow herd expansion is not expected to start until 2026 or 2027. The smaller herd will further support higher feeder and fed cattle prices in the coming year. With consumers now pushing back on beef prices already near historic highs, packer margins will remain under pressure well into 2025. Dairy: Record Investment Will Continue to Grow the Category The U.S. will see an unprecedented $8 billion in new dairy processing investment through 2026. Some of the new plants are poised to come online in 2025, with about half of the investment in the cheese category. The expected surge in cheese and whey output will likely put downward pressure on dairy product prices in the second half of the year. Sourcing additional milk supplies to fill new plant capacity is a looming question. 2023 and 2024 will go down as the first back-to-back years since the late 1960s that U.S. milk production took a downturn. On the flip side, higher component levels in farmgate milk, largely butterfat and protein, have lifted finished product yields. Food & Beverage: Health and Nutrition Take Center Stage The headline news for food, beverage and consumer packaged goods in 2025 is President-elect Trump’s nomination of Robert F. Kennedy Jr. to lead the Department of Health and Human Services. Kennedy’s purported goals include eliminating ingredients banned in other countries and “getting the chemicals out” of America’s food supply. Meanwhile, consumers’ renewed focus on their health and the popularity of GLP-1 weight-loss drugs are showing signs of impacting food manufacturers. GLP-1 users purchase around 8% less food compared with average consumers, according to J.P. Morgan research. Food and beverage manufacturers’ concerns about volume attrition are likely to continue well into 2025. Power & Energy: What an IRA Rollback Might Look Like President-elect Trump’s return to the White House will signal a significant shift in U.S. energy policy. While he has promised to end the Inflation Reduction Act, slowing the clean energy momentum that has accelerated under the IRA may be more difficult than imagined. Popular programs in the IRA have directed significant investments to many rural and economically distressed communities. And more than a dozen House Republicans have voiced concern that repealing the IRA could jeopardize ongoing development in their communities. Clawing back IRA funds that have already been allocated could prove to be very difficult. The more likely scenario is that unallocated IRA funding will be redirected to other priorities. Digital Infrastructure: Rural Connectivity Faces New Challenges Political uncertainty and low participation in the Broadband, Equity, Access and Deployment program raises big questions for bridging the digital divide in the year ahead. The $42.5 billion BEAD program, created by the Infrastructure Investment and Jobs Act, includes an unprecedented level of government support. However, a lack of operator participation could blunt the impact of this well-intended program to bring reliable broadband access to underserved rural areas. Many small operators lack the specialized expertise or financial resources to meet some of the complicated BEAD requirements. Read the full report, The Year Ahead: Forces That Will Shape the U.S. Rural Economy in 2025 . About CoBank CoBank is a cooperative bank serving vital industries across rural America. The bank provides loans, leases, export financing and other financial services to agribusinesses and rural power, water and communications providers in all 50 states. The bank also provides wholesale loans and other financial services to affiliated Farm Credit associations serving more than 77,000 farmers, ranchers and other rural borrowers in 23 states around the country. CoBank is a member of the Farm Credit System, a nationwide network of banks and retail lending associations chartered to support the borrowing needs of U.S. agriculture, rural infrastructure and rural communities. Headquartered outside Denver, Colorado, CoBank serves customers from regional banking centers across the U.S. and also maintains an international representative office in Singapore. Corporate Communications CoBank 800-542-8072 news@cobank.com
As open enrollment for Affordable Care Act plans continues through Jan. 15, you’re likely seeing fewer social media ads promising monthly cash cards worth hundreds, if not thousands, of dollars that you can use for groceries, medical bills, rent and other expenses. But don’t worry. You haven’t missed out on any windfalls. Clicking on one of those ads would not have provided you with a cash card — at least not worth hundreds or thousands. But you might have found yourself switched to a health insurance plan you did not authorize, unable to afford treatment for an unforeseen medical emergency, and owing thousands of dollars to the IRS, according to an ongoing lawsuit against companies and individuals who plaintiffs say masterminded the ads and alleged scams committed against millions of people who responded to them. The absence of those once-ubiquitous ads are likely a result of the federal government suspending access to the ACA marketplace for two companies that market health insurance out of South Florida offices, amid accusations they used “fraudulent” ads to lure customers and then switched their insurance plans and agents without their knowledge. In its suspension letter, the Centers for Medicare & Medicaid Services (CMS) cited “credible allegations of misconduct” in the agency’s decision to suspend the abilities of two companies — TrueCoverage (doing business as Inshura) and BenefitAlign — to transact information with the marketplace. CMS licenses and monitors agencies that use their own websites and information technology platforms to enroll health insurance customers in ACA plans offered in the federal marketplace. The alleged scheme affected millions of consumers, according to a lawsuit winding its way through U.S. District Court in Fort Lauderdale that seeks class-action status. An amended version of the suit, filed in August, increased the number of defendants from six to 12: — TrueCoverage LLC, an Albuquerque, New Mexico-based health insurance agency with large offices in Miami, Miramar and Deerfield Beach. TrueCoverage is a sub-tenant of the South Florida Sun Sentinel in a building leased by the newspaper in Deerfield Beach. — Enhance Health LLC, a Sunrise-based health insurance agency that the lawsuit says was founded by Matthew Herman, also named as a defendant, with a $150 million investment from hedge fund Bain Capital’s insurance division. Bain Capital Insurance Fund LP is also a defendant. — Speridian Technologies LLC, accused in the lawsuit of establishing two direct enrollment platforms that provided TrueCoverage and other agencies access to the ACA marketplace. — Benefitalign LLC, identified in the suit as one of the direct enrollment platforms created by Speridian. Like Speridian and TrueCoverage, the company is based in Albuquerque, New Mexico. — Number One Prospecting LLC, doing business as Minerva Marketing, based in Fort Lauderdale, and its founder, Brandon Bowsky, accused of developing the social media ads that drove customers — or “leads” — to the health insurance agencies. — Digital Media Solutions LLC, doing business as Protect Health, a Miami-based agency that the suit says bought Minerva’s “fraudulent” ads. In September, the company filed for Chapter 11 protection from creditors in United States Bankruptcy Court in Texas, which automatically suspended claims filed against the company. — Net Health Affiliates Inc., an Aventura-based agency the lawsuit says was associated with Enhance Health and like it, bought leads from Minerva. — Garish Panicker, identified in the lawsuit as half-owner of Speridian Global Holdings and day-to-day controller of companies under its umbrella, including TrueCoverage, Benefitalign and Speridian Technologies. — Matthew Goldfuss, accused by the suit of overseeing and directing TrueCoverage’s ACA enrollment efforts. All of the defendants have filed motions to dismiss the lawsuit. The motions deny the allegations and argue that the plaintiffs failed to properly state their claims and lack the standing to file the complaints. The Sun Sentinel sent requests for comment and lists of questions about the cases to four separate law firms representing separate groups of defendants. Three of the law firms — one representing Brandon Bowsky and Number One Prospecting LLC d/b/a Minerva Marketing, and two others representing Net Health Affiliates Inc. and Bain Capital Insurance Fund — did not respond to the requests. A representative of Enhance Health LLC and Matthew Herman, Olga M. Vieira of the Miami-based firm Quinn Emanuel Urquhart & Sullivan LLP, responded with a short message saying she was glad the newspaper knew a motion to dismiss the charges had been filed by the defendants. She also said that, “Enhance has denied all the allegations as reported previously in the media.” Catherine Riedel, a communications specialist representing TrueCoverage LLC, Benefitalign LLC, Speridian Technologies LLC, Girish Panicker and Matthew Goldfuss, issued the following statement: “TrueCoverage takes these allegations very seriously and is responding appropriately. While we cannot comment on ongoing litigation, we strongly believe that the allegations are baseless and without merit. “Compliance is our business. The TrueCoverage team records and reviews every call with a customer, including during Open Enrollment when roughly 500 agents handle nearly 30,000 calls a day. No customer is enrolled into any policy without a formal verbal consent given by the customer. If any customer calls in as a result of misleading content presented by third-party marketing vendors, agents are trained to correct such misinformation and action is taken against such third-party vendors.” Through Riedel, the defendants declined to answer follow-up questions, including whether the company remains in business, whether it continues to enroll Affordable Care Act clients, and whether it is still operating its New Mexico call center using another affiliated technology platform. The suspension notification from the Centers for Medicare and Medicaid Services letter cites several factors, including the histories of noncompliance and previous suspensions. The letter noted suspicion that TrueCoverage and Benefitalign were storing consumers’ personally identifiable information in databases located in India and possibly other overseas locations in violation of the centers’ rules. The letter also notes allegations against the companies in the pending lawsuit that “they engaged in a variety of illegal practices, including violations of the (Racketeer Influenced & Corrupt Organizations, or RICO Act), misuse of consumer (personal identifiable information) and insurance fraud.” The amended lawsuit filed in August names as plaintiffs five individuals who say their insurance plans were changed and two agencies who say they lost money when they were replaced as agents. The lawsuit accuses the defendants of 55 counts of wrongdoing, ranging from running ads offering thousands of dollars in cash that they knew would never be provided directly to consumers, switching millions of consumers into different insurance policies without their authorization, misstating their household incomes to make them eligible for $0 premium coverage, and “stealing” commissions by switching the agents listed in their accounts. TrueCoverage, Enhance Health, Protect Health, and some of their associates “engaged in hundreds of thousands of agent-of-record swaps to steal other agents’ commissions,” the suit states. “Using the Benefitalign and Inshura platforms, they created large spreadsheet lists of consumer names, dates of birth and zip codes.” They provided those spreadsheets to agents, it says, and instructed them to access platforms linked to the ACA marketplace and change the customers’ agents of record “without telling the client or providing informed consent.” “In doing so, they immediately captured the monthly commissions of agents ... who had originally worked with the consumers directly to sign them up,” the lawsuit asserts. TrueCoverage employees who complained about dealing with prospects who called looking for cash cards were routinely chided by supervisors who told them to be vague and keep making money, the suit says. When the Centers for Medicare and Medicaid Services began contacting the company in January about customer complaints, the suit says TrueCoverage enrollment supervisor Matthew Goldfuss sent an email instructing agents “do not respond.” The lawsuit states the “scheme” was made possible in 2021 when Congress passed the American Rescue Plan Act in the wake of the COVID pandemic. The act made it possible for Americans with household incomes between 100% and 150% of the federal poverty level to pay zero in premiums and it enabled those consumers to enroll in ACA plans all year round, instead of during the three-month open enrollment period from November to January. Experienced health insurance brokers recognized the opportunity presented by the changes, the lawsuit says. More than 40 million Americans live within 100% and 150% of the federal poverty level, while only 15 million had ACA insurance at the time. The defendants developed or benefited from online ads, the lawsuit says, which falsely promised “hundreds and sometimes thousands of dollars per month in cash benefits such as subsidy cards to pay for common expenses like rent, groceries, and gas.” Consumers who clicked on the ads were brought to a landing page that asked a few qualifying questions, and if their answers suggested that they might qualify for a low-cost or no-cost plan, they were provided a phone number to a health insurance agency. There was a major problem with the plan, according to the lawsuit. “Customers believe they are being routed to someone who will send them a free cash card, not enroll them in health insurance.” By law, the federal government sends subsidies for ACA plans to insurance companies, and not to individual consumers. Scripts were developed requiring agents not to mention a cash card, and if a customer mentions a cash card, “be vague” and tell the caller that only the insurance carrier can provide that information, the lawsuit alleges. In September, the defendants filed a motion to dismiss the claims. In addition to denying the charges, they argued that the class plaintiffs lacked the standing to make the accusations and failed to demonstrate that they suffered harm. The motion also argued that the lawsuit’s accusations failed to meet requirements necessary to claim civil violations of the RICO Act. Miami-based attorney Jason Kellogg, representing the plaintiffs, said he doesn’t expect a ruling on the motion to dismiss the case for several months. The complaint also lists nearly 50 companies, not named as defendants, that it says fed business to TrueCoverage and Enhance Health. Known in the industry as “downlines,” most operate in office parks throughout South Florida, the lawsuit says. The lawsuit quotes former TrueCoverage employees complaining about having to work with customers lured by false cash promises in the online ads. A former employee who worked in the company’s Deerfield Beach office was quoted in the lawsuit as saying that senior TrueCoverage and Speridian executives “knew that consumers were calling in response to the false advertisements promising cash cards and they pressured agents to use them to enroll consumers into ACA plans.” A former human resources manager for TrueCoverage said sales agents frequently complained “that they did not feel comfortable having to mislead consumers,” the lawsuit said. Over two dozen agents “came to me with these complaints and showed me the false advertisements that consumers who called in were showing them,” the lawsuit quoted the former manager as saying. For much of the time the companies operated, the ACA marketplace enabled agents to easily access customer accounts using their names and Social Security numbers, change their insurance plans and switch their agents of record without their knowledge or authorization, the lawsuit says. This resulted in customers’ original agents losing their commissions and many of the policyholders finding out they suddenly owed far more for health care services than their original plans had required, the suit states. It says that one of the co-plaintiffs’ health plans was changed at least 22 times without her consent. She first discovered that she had lost her original plan when she sought to renew a prescription for her heart condition and her doctor told her she did not have health insurance, the suit states. Another co-plaintiff’s policy was switched after her husband responded to one of the cash card advertisements, the lawsuit says. That couple’s insurance plan was switched multiple times after a TrueCoverage agent excluded the wife’s income from an application so the couple would qualify. Later, they received bills from the IRS for $4,300 to cover tax credits issued to pay for the plans. CMS barred TrueCoverage and BenefitAlign from accessing the ACA marketplace. It said it received more than 90,000 complaints about unauthorized plan switches and more than 183,500 complaints about unauthorized enrollments, but the agency did not attribute all of the complaints to activities by the two companies. In addition, CMS restricted all agents’ abilities to alter policyholders’ enrollment information, the lawsuit says. Now access is allowed only for agents that already represent policyholders or if the policyholder participates in a three-way call with an agent and a marketplace employee. Between June and October, the agency barred 850 agents and brokers from accessing the marketplace “for reasonable suspicion of fraudulent or abusive conduct related to unauthorized enrollments or unauthorized plan switches,” according to an October CMS news release . The changes resulted in a “dramatic and sustained drop” in unauthorized activity, including a nearly 70% decrease in plan changes associated with an agent or broker and a nearly 90% decrease in changes to agent or broker commission information, the release said. It added that while consumers were often unaware of such changes, the opportunity to make them provided “significant financial incentive for non-compliant agents and brokers.” But CMS’ restrictions might be having unintended consequences for law-abiding agents and brokers. A story published by Insurance News Net on Nov. 11 quoted the president of the Health Agents for America (HAFA) trade group as saying agents are being suspended by CMS after being flagged by a mysterious algorithm that no one can figure out. The story quotes HAFA president Ronnell Nolan as surmising, “maybe they wrote too many policies on the same day for people who have the same income or they’re writing too many policies on people of a certain occupation.” Nolan continued, “We have members who have thousands of ACA clients. They can’t update or renew their clients. So those consumers have lost access to their professional agent, which is simply unfair.” Ron Hurtibise covers business and consumer issues for the South Florida Sun Sentinel. He can be reached by phone at 954-356-4071, on Twitter @ronhurtibise or by email at rhurtibise@sunsentinel.com.
"Poor mentality": Himanta Biswa Sarma slams Congress for politicising Manmohan Singh's 'last journey'Though just 17, Donald Trump’s granddaughter appears to relish her role as an aspiring, up-and-coming MAGA influencer , as she shares slickly produced videos on social media about the fun she has hanging out with her beloved, president-elect “grandpa.” But there’s only so much that Kai Trump can do to soften the image of a man who has been compared by critics to history’s most dangerous fascists and who regularly hurls insults and makes profane remarks. His opponent in the election, Kamala Harris, received some 74 million votes to his 76 million. With her latest video published Tuesday, the teen golf prodigy also showed “grandpa” looking a bit out of his element while a guest at Elon Musk’s SpaceX launch last week. In one particularly “cringe-worthy” moment of Kai Trump’s behind-the-scenes video, Trump is seen sending Musk into “an awkward spiral” after he asks him whether a rocket booster can be reused — after it has crashed into Gulf of Mexico in a fireball, the Daily Beast reported . Last week, Trump joined Musk, his top campaign donor and his purported new expert adviser in government efficiency, to watch the latest test flight of his Starship rocket system, the Daily Beast reported. For the occasion, Trump was joined by Kai Trump and her good friend, as well as Kai Trump’s father, Donald Trump Jr., and Texas Senator Ted Cruz. Musk, who also is a NASA contractor, planned to show Trump a repeat of the “incredible maneuver” that one of his Starship rocket ships executed in October, the Daily Beast said. That’s when giant mechanical arms, sticking out of the launch tower, successfully “caught” the rocket’s “Super Heavy” booster, after it performed the precise moves needed to return to the launch site, SpaceNews.com reported. For the Nov. 19 Starship launch, the rocket successfully lifted off from the SpaceX Starbase test site in Boca Chica, Texas, at 5 p.m., SpaceNews.com reported. Its booster separated from the vehicle’s upper stage about two minutes and 45 seconds after liftoff. The booster started to return to the launch site but, a little more than a minute later, controllers announced “booster offshore divert,” meaning that the booster would not return to the launch pad but instead crash into the Gulf of Mexico. Making the boosters reusable has been a key part of SpaceX’s efforts to cut the cost of each $100 million Starship flight in half, the Daily Beast reported. Kai Trump’s video, which she also shares as a YouTube vlog, caught the moments when Musk told Trump, “We had some concerns about the tower so it was commanded to land out at sea.” In the video, which shows Kai Trump standing nearby, Trump appeared to be uncharacteristically quiet and perhaps a bit awe-struck, as he clearly missed the meaning of what the billionaire was saying. That’s because Trump responded by muttering, “amazing.” The former reality TV star then asked Musk, “Can they use that again? Can they get it from the sea?” Musk appeared to do a double take and to even give the president elect some “side-eye,” the Daily Beast said. Musk awkwardly responded: “Uhh, it’s going to be. ... it‘s ... it’s probably gonna blow up. That’s my guess.” Cruz, standing next to Trump, jumped in to help cover up for Trump’s question by getting Musk to explain that he already has “better” versions of the booster in production, with one ready to use. “Well, there you go,” Cruz said. Trump actually said little else that day, according to Kai Trump’s video and to other news reports. A report in The Telegraph affirmed the view that Trump’s outing with Musk to the SpaceX rocket launch was “awkward” for both men, even as they’ve spent the weeks since the election practically “joined at the hip” at Mar-a-Lago. Trump indeed looked like a “fish out of water” and appeared to be intimidated by Musk during the Starship test flight, according to Darren Stanton, a former police officer and body language expert. Trump showed none of his “alpha male persona” and “power gestures” during the event, Stanton told The Telegraph. “Trump was very uneasy... usually he comes over as this alpha male, the most empowered, most powerful person in the room. I think he’s quite intimidated by Musk,” Stanton said. “He was out of his depth – his hands were just by his side like a mannequin.” It’s hard to believe that Kai Trump intended for her “grandpa” to be seen looking “out of his depth.” As Daily Beast entertainment writer Eboni Boykin-Patterson said in another report , Kai Trump, whose mother is Vanessa Trump, has taken on a role in Trumpworld once filled by her aunt, Ivanka Trump. Since Kai Trump spoke at the Republican National Convention — to “show the side of my grandpa that people don’t often see” — she has become the photogenic young female relative who tries to “sanitize” Trump’s image, Boykin-Patterson also said. Earlier in her video, Kai Trump poked gentle fun at her grandfather — while also giving her some 2.6 million followers some of the “aspirational” content that social media users look for, Boykin-Patterson wrote. As the teenager giddily showed off the luxurious accommodations on Trump’s private jet, she and her friend also spent a few moments recording a TikTok clip , in which they mimicked her grandfather’s golf swing and his meme’d campaign dance moves, set to the Village People’s “YMCA.” The Daily Beast said the result of Kai Trump’s posts is “a simpler, smiley perspective” on Trump, whom she describes as a ” hard worker” for “all Americans.” With her followers, the teenager also shares slideshows of her 78-year-old grandfather, sporting big smiles. “And if that’s all you see of this agreeable, doting grandfather, you’d think he’d never tried to overturn an election,” Boykin-Patterson wrote. ©2024 MediaNews Group, Inc. Visit at mercurynews.com. Distributed by Tribune Content Agency, LLC.
Ahead of Ohio State's appearance in the College Football Playoff, head coach Ryan Day received a vote of confidence from his athletic director despite the Buckeyes' latest loss to Michigan. Ohio State AD Ross Bjork appeared on 97.1 The Fan in Columbus on Thursday, where a radio host asked him whether Day would be the Buckeyes' coach at the start of next season regardless of how the playoffs shake out. "Absolutely," said Bjork, who came to Ohio State from the same role at Texas A&M in July. "Coach Day and I have just hit it off so well. I've been really, really impressed. Every single time I've talked to him, I've learned something. He's innovative. He recruits at the highest level. He's got a great staff. There's always tweaks. There was tweaks after last year, right? You're always going to tweak things. You're always going to make adjustments. You're always going to make improvements." Bjork continued by addressing the "championship or bust" attitude held by some of the fanbase. "This whole mentality about -- and look, we live it, and we sign up for it -- but if you get fixated on the end result and not have the process fully baked every time, you're going to lose," Bjork said. "The mindset's going to lose because you're only fixated on one thing. And so what we have to do is this whole ‘championship or bust' mentality, you want that as the goal, but it has to be about the process. "To me, we've got to maybe change some conversations a little bit. I think we need to maybe just approach things a little bit differently." Day is 66-10 as Ohio State's coach and led the Buckeyes to one national championship game appearance, a 52-24 loss to Alabama to cap the 2020 season. Ohio State went 10-2 in the regular season but missed out on a place in the Big Ten championship game when rival Michigan defeated the Buckeyes 13-10 on Nov. 30. It was Michigan's fourth straight win in The Game, and Day is now 1-4 as a head coach against the Wolverines. At the time, Bjork released a statement of support for Day, and he doubled down during Thursday's radio hit. "He's great to work with. He totally gets it. He loves being a Buckeye, and so we're going to support him at the highest level throughout," Bjork said. "But here's the thing too, and the reason why we needed to say something after that game is we're still breathing. They're still alive. The season's not over. The book is not closed, right? And so we've got to have confidence. I mean, Ohio State should be confident every single day. We're Ohio State. "But we also have to make sure we stay to our values and we stick to what we believe in. And so to me, it's the process as much as it is about the end result." --Field Level Media
Intercontinental Exchange Inc. stock underperforms Wednesday when compared to competitors despite daily gainsPitcher Yusei Kikuchi and Los Angeles Angels agree to a $63 million, 3-year contract, AP source says A person familiar with the negotiations tells The Associated Press left-hander Yusei Kikuchi and the Los Angeles Angels have agreed to a $63 million, three-year contract. The person spoke on condition of anonymity because the deal, first reported by the New York Post, was subject to a successful physical. An All-Star with Seattle in 2021, Kikuchi was 9-10 with a 4.05 ERA this year for Toronto and Houston, which acquired him on July 30. Kikuchi was 5-1 with a 2.70 ERA in 10 starts with the Astros. He is 41-47 with a 4.57 ERA in six seasons. Formula 1 expands grid to add General Motors' Cadillac brand and new American team for 2026 season LAS VEGAS (AP) — Formula 1 will expand the grid in 2026 to make room for an American team that is partnered with General Motors. The approval ends years of wrangling that launched a federal investigation into why Colorado-based Liberty Media, would not approve the team initially started by Michael Andretti, who has since stepped aside. The 11th team will be called Cadillac F1 and be run by new Andretti Global majority owners Dan Towriss and Mark Walter. The team will use Ferrari engines its first two years until GM has a Cadillac engine built for competition in time for the 2028 season. US goalkeeper Alyssa Naeher is retiring from international soccer U.S. women’s national team goalkeeper Alyssa Naeher is retiring from international soccer. Naeher is on the team’s roster for a pair of upcoming matches in Europe but those will be her last after a full 11 years playing for the United States. Naeher was on the U.S. team that won the Women’s World Cup in 2019 and the gold medal at this year's Olympics in France. She’s the only U.S. goalkeeper to earn a shutout in both a World Cup and an Olympic final. Judge rejects request to sideline a San Jose State volleyball player on grounds she’s transgender A judge has rejected a request to block a San Jose State women’s volleyball team member from playing in a conference tournament on grounds that she’s transgender. Monday’s ruling by U.S. Magistrate Judge S. Kato Crews in Denver will allow the player to continue competing in the Mountain West Conference women’s championship in Las Vegas this week. His order also upholds the seedings and pairings in the tournament. The ruling comes after a lawsuit was filed by nine current players against the Mountain West Conference challenging the league’s policies for allowing transgender players to participate. The players argued that letting her compete was a safety risk and unfair. Conference title games a chance at a banner, bragging rights and, for some, a season-wrecking loss Indiana should be able to breathe easy. The Hoosiers have very little chance of making it to the Big Ten championship game. In the Southeastern Conference, Georgia has a spot in the league title game but with that comes a lot of worry. Conference title games give teams a chance to hang a banner, but for national title contenders it is an additional chance for a season-wrecking loss — even with an expanded 12-team College Football Playoff field. UCLA moves up to No. 1 in AP Top 25 women's basketball poll for first time in history UCLA has earned the school's first No. 1 ranking in in The Associated Press Top 25 women's basketball poll. The Bruins knocked off the previous top team, South Carolina, which had held the No. 1 spot for the previous 23 polls. UCLA moved up four spots. UConn remained No. 2. Notre Dame pulled off its own upset, beating then-No. 3 USC and moving up to third. South Carolina dropped to fourth, Texas is fifth and USC fell to sixth. Iowa is in the poll for the first time in the post-Caitlin Clark era, coming in at No. 22. Kansas stays at No. 1 ahead of showdown vs. No. 11 Duke; Ole Miss, Mississippi St back in AP Top 25 Kansas remained solidly entrenched at No. 1 in the AP Top 25 men’s college basketball poll ahead of its showdown with Duke in Las Vegas. The Jayhawks received 51 of 62 first-place votes from the national panel of media, putting them well ahead of two-time reigning national champion UConn, which was second with six first-place votes. Gonzaga was third with two first-place votes, Auburn was next with three, and Iowa State rounded out a top five that was unchanged from the previous week. Xavier, Ole Miss and Mississippi State entered the poll at the expense of Illinois, St. John's and Rutgers. Wake up the ghosts! Texas, Texas A&M rivalry that dates to 1894 is reborn AUSTIN, Texas (AP) — Any Texas or Texas A&M player who grew up in the state has heard the lore of the rivalry between the two schools, a grudge match that dates to 1894. But for more than a decade it has been only ghostly memories of great games and great plays made by heroes of the distant past. That changes this week when one of college football’s great rivalries is reborn after a 12-year hiatus. Third-ranked Texas plays at No. 20 Texas A&M with a berth in the conference championship game on the line. Week 12 was filled with sloppy play, especially on special teams: Analysis Week 12 was filled with sloppy play around the NFL, leading to some upsets and surprising outcomes. Jayden Daniels nearly led Washington to an improbable comeback down 10 in the final two minutes against Dallas only to fall short because Austin Seibert’s extra point sailed wide left. After a field goal and successful onside kick, Daniels connected with Terry McLaurin on an 86-yard catch-and-run touchdown to bring the Commanders within one point with 21 seconds remaining. But Seibert’s point-after attempt failed and the Cowboys returned the ensuing onside kick for a touchdown to seal a 34-26 victory. Cavaliers' unexpected 17-1 start to season also produces unexpected star: reserve guard Ty Jerome CLEVELAND (AP) — The M-V-P chants weren't only directed at Cleveland All-Star Donvan Mitchell on Sunday night. As the Cavaliers were improving to 17-1 overall and 10-0 at home, reserve guard Ty Jerome heard them while shooting a free throw. The Cavs' unexpected start has produced an unexpected rising star in Jerome, who played in just two games last season because of a severe ankle injury. Jerome has scored 29 and 26 points, respectively, in his last two games. But he's been a marvel since the season began for first-year coach Kenny Atkinson, who is finding it hard to take him off the floor.Tributes flow for police officer and devoted dad killed in highway tragedy
The Denver Broncos host the Cleveland Browns on Monday, Dec. 2, 2024, at Empower Field in Denver, Colorado. How to watch: Fans can watch the game for free via a trial of DirecTV Stream or fuboTV . You can also watch via a subscription to Sling TV, which is half off the first month. Here’s what you need to know: What: NFL Monday Night Football Who: Denver Broncos vs. Cleveland Browns When: Dec. 2, 2024 (12/2/24) Where: Highmark Stadium (Denver, Colorado) Time: 8:15 p.m. ET (7:15 p.m. CT) TV: ESPN Free live stream: DirecTV Stream , fuboTV Here’s a preview via the Associated Press: Cleveland (3-8) at Denver (7-5) Monday, 8:15 EST, ESPN. BetMGM NFL Odds: Broncos by 5 1/2. Against the spread: Browns 4-7; Broncos 9-3. Series record: Broncos lead 25-7. Last meeting: Broncos beat Browns 29-12 on Nov. 26, 2023, in Denver. Last week: Browns beat Steelers 24-19; Broncos beat Raiders 29-19. Browns offense: overall (29), rush (29)), pass (21), scoring (30) Browns defense: overall (21), rush (24), pass (T-15), scoring (22) Broncos offense: overall (23), rush (23), pass (22), scoring (22) Broncos defense: overall (3), rush (6), pass (9), scoring (3) Turnover differential: Browns minus-7 ; Broncos plus-2. Browns player to watch WR Jerry Jeudy. He returns to Denver, where he was a first-round draft pick in 2020 and mostly a disappointment before being traded to the Browns in March and signing a three-year, $58 million extension. Jeudy’s been on a nice roll, catching 19 passes in his past three games while developing chemistry with QB Jameis Winston. Jeudy is averaging 94.8 yards per game since Week 8. Broncos player to watch WR Courtland Sutton. He’s come on strong with five consecutive games of 70-plus receiving yards and last week posted his first career game with multiple touchdown catches when he caught a pair of TD throws from surging rookie QB Bo Nix. Rookie wide receivers Devaughn Vele and Troy Franklin are also coming on strong, but Sutton is Nix’s safety valve whenever Denver needs a big play. Key matchup Browns CB Denzel Ward vs. Sutton. A three-time Pro Bowler, Ward may be having his best season as a pro and leads the league with 17 passes defensed. As always, he’ll be given the toughest assignment and this week’s that’s Sutton, who has 36 catches and 467 yards in his past five games. Key injuries Browns: WR Cedric Tillman is still in concussion protocol after getting hurt against the Steelers. ... LT Jedrick Wills Jr. (knee) has missed the past two games and didn’t practice through Friday. ... LB Jeremiah Owusu-Koramoah (neck) has another week on injured reserve before he’s eligible to return. The team has given no specifics on a timeline. ... S Juan Thornhill (calf) got hurt in practice on Monday and could be limited or out. Broncos: DE Zach Allen is dealing with a heel injury that kept him out last week and CB Riley Moss is dealing with a knee injury he sustained against the Raiders last week. Series notes The Broncos have dominated the series and delivered two of Cleveland’s most painful sports moments with “The Fumble” and “The Drive” in consecutive AFC championship games in the late 80s. ... The Browns are 1-7 in their past eight visits to the Mile High City. ... Denver won 11 straight regular-season games over Cleveland from 1991-2015. Stats and stuff The Browns are coming in well rested after having not played since beating the Steelers in the snow last Thursday. ... While Cleveland’s playoff hopes are infinitesimal, the team has a chance to play spoiler down the stretch. ... Winston has gone 2-2 as a starter since replacing Deshaun Watson, who suffered a season-ending Achilles tendon tear on Oct. 20. ... Winston has averaged 295.8 yards passing since Week 8, second only to Cincinnati’s Joe Burrow (317.3). ... Winston credits his time with Broncos coach Sean Payton in New Orleans as pivotal in his growth as a player. ... RB Nick Chubb had two short TD runs in his first game against the Steelers since injuring his knee in Pittsburgh last season. ... DE Myles Garrett boosted his chances of repeating as the AP Defensive Player of the Year after a dominant performance against the Steelers — three sacks, including a strip-sack while outplaying friendly rival T.J. Watt. ... Garrett is just 1 1/2 sacks shy of 100 for his career. ... Garrett is the only NFL player to have at least 10 sacks in each of the past seven seasons. He’s also on an illustrious list of players to do it, joining Lawrence Taylor (1984-90) Reggie White (1985-93), Bruce Smith (1992-98), John Randle (1992-99) DeMarcus Ware (2006-12) and Jared Allen (2007-13). All but Allen are Hall of Famers. ... Ward leads the NFL with 17 passes defensed. ... Cleveland is 18-19 on Monday night. ... The Broncos are two games above .500 for the first time since starting out the 2021 season with three victories under Vic Fangio. ... QB Bo Nix’s 16 touchdown throws are a team rookie record. ... Last weekend Nix became the 14th rookie in NFL history to have three consecutive games with more than 200 yards passing and multiple touchdown throws. Texans QB CJ Stroud accomplished the feat last season. ... K Wil Lutz scored a career-high 17 points in Denver’s 29-19 win at Las Vegas last week, nailing all five of his field goals (a career best) and both extra points. He kicked two 50-plus-yard field goals in a game for the first time in his nine-year career. ... Lutz became the fifth Denver player to be AFC player of the week. He also won the special teams honor in Week 3. ... The Broncos’ 44 sacks are the most by the team through 12 games since 1986 (47 sacks). ... DE Nik Bonitto has 10 sacks, making him the first Denver defender to have double digits in QB takedowns since Bradley Chubb (12) and Von Miller (14 1/2) did it in 2018. RECOMMENDED • nj .com How to watch the Cleveland Browns game today (12/2/24) | FREE LIVE STREAM, time, TV channel for NFL Monday Ni Dec. 2, 2024, 6:00 a.m. How to watch the Denver Broncos game today (12/2/24) | FREE LIVE STREAM, time, TV channel for NFL Monday Nigh Dec. 2, 2024, 8:00 a.m. Fantasy tip Broncos defense. Denver is ranked in the top seven in four major defensive categories, and the Broncos have allowed fewer than 20 points eight times this season. The Browns have scored 20 points or more just twice this season. Thank you for relying on us to provide the journalism you can trust. Please consider supporting us with a subscription.Share Tweet Share Share Email Financial crime is a growing concern in today’s digital world. From identity theft to money laundering, fraudsters are constantly devising new ways to exploit vulnerabilities in financial systems. With billions of dollars lost every year to fraud, organizations are now turning to advanced technology to strengthen their defenses. One of the most effective tools in this fight is Artificial Intelligence (AI). In this article, we’ll explore how AI is transforming fraud prevention, its benefits, and why it’s essential for financial systems to adopt these cutting-edge solutions. Understanding Financial Crime and Its Impact Financial crime encompasses a wide range of illegal activities, including: Identity Theft: Stealing personal information to access someone’s finances. Money Laundering: Concealing the origins of illegally obtained money. Credit Card Fraud: Using stolen card details to make unauthorized transactions. Insurance Fraud: Filing false claims to get payouts. The rise in digital transactions has provided convenience but also opened doors for fraudsters. Cybercriminals use sophisticated methods, like phishing, malware, and social engineering, to target individuals and businesses. The result? Billions lost globally, alongside shattered trust in financial institutions. This is where AI steps in as a game-changer. How AI Works in Fraud Prevention AI is like the brain behind a robust fraud detection system. It uses complex algorithms to analyze vast amounts of data and spot irregularities faster and more accurately than humans ever could. Here’s how it works: Real-Time Monitoring: AI can process thousands of transactions per second, identifying unusual activity as it happens. Pattern Recognition: By learning from past data, AI can recognize patterns that suggest fraudulent behavior. For instance, if a credit card is suddenly used in another country, it can flag the transaction as suspicious. Behavioral Analysis: AI analyzes user behavior, such as login locations and spending habits, to detect deviations that might indicate fraud. Adaptive Learning: Unlike traditional systems, AI gets smarter over time. It continuously updates its models to counter new fraud tactics. Real-Life Examples of AI in Action AI-driven fraud prevention is already making waves across industries: Banking: Banks like JPMorgan Chase and HSBC use AI to monitor millions of transactions daily, preventing fraud before it happens. E-Commerce: Online retailers leverage AI to detect fake reviews, identify fraudulent accounts, and secure payment systems. Insurance: AI tools analyze claims to detect inconsistencies or patterns of fraudulent activity. Cryptocurrency: AI helps track and prevent illegal transactions in the volatile crypto market. By catching fraudulent activity early, these systems not only save money but also protect reputations and customer trust. Benefits of AI in Fraud Prevention Speed and Efficiency: AI works 24/7, processing large datasets instantly. This ensures that threats are detected and mitigated quickly. Accuracy: With fewer false positives, AI minimizes disruptions for genuine users while catching real fraudsters. Scalability: Whether you’re a small business or a multinational corporation, AI adapts to handle fraud detection at any scale. Cost Savings: Preventing fraud means avoiding financial losses and costly legal battles. Challenges in Implementing AI Systems While AI is incredibly powerful, implementing these systems comes with challenges: Data Privacy: Handling sensitive user data requires strict compliance with privacy regulations. High Initial Costs: Setting up AI systems can be expensive, especially for small businesses. Complexity: Training AI models and integrating them into existing systems requires expertise. Despite these challenges, the long-term benefits far outweigh the costs. The Future of Fraud Prevention with AI As technology advances, AI’s role in combating financial crime will only grow. Here are some trends to watch: AI and Blockchain: Combining AI with blockchain technology can enhance transparency and make fraud even harder to commit. Biometric Authentication: AI-driven systems using fingerprints, facial recognition, or voice analysis will become standard for secure transactions. Collaborative AI Networks : Organizations may share anonymized data to improve fraud detection across industries. AI isn’t just a tool it’s a necessity for staying ahead of increasingly sophisticated cybercriminals. Why Youths Should Care About AI in Fraud Prevention Young people are the most active users of digital platforms, from online banking to e-commerce. Understanding AI’s role in fraud prevention empowers you to: Protect Yourself: Be aware of how fraud happens and the technologies fighting it. Explore Career Opportunities: Fraud prevention is a growing field with demand for tech-savvy professionals. Be Part of the Solution: Youths can contribute by advocating for ethical AI use and supporting secure digital ecosystems. Conclusion Fraud prevention is no longer just about human vigilance; it’s about leveraging cutting-edge technology to outsmart fraudsters. AI has revolutionized how financial crimes are detected and prevented, making the digital world safer for everyone. As fraudsters evolve, so must we. By adopting AI-driven systems, organizations can protect their assets, customers, and reputations. For youths, this is a chance to understand, engage, and even lead the charge in building a fraud-free future. Let’s embrace AI, not just as a tool but as an ally in the fight against financial crime. 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Colorado two-way star Travis Hunter plans to turn pro and prefers to continue a dual role, playing wide receiver and cornerback in the NFL. Hunter could be the No. 1 pick in the 2025 NFL Draft and is the favorite for the Heisman Trophy. Speculation about his future quieted as he gained notoriety by the week this season. Field Level Media projects Hunter as a top-three pick in the draft, and he confirmed Thursday this will be his last season at the college level. "That's definitely for sure," Hunter said on a conference call with reporters. Hunter is consistently playing between 100 and 125 snaps per game for Colorado. He has three interceptions on defense with 74 receptions, 911 yards and nine touchdowns playing wideout for quarterback Shedeur Sanders. Also a projected early first-round pick, Sanders committed to play in the East-West Shrine Game in Dallas. The son of Colorado head coach and Hall of Fame cornerback Deion Sanders, Shedeur Sanders said Thursday he would cast a Heisman vote for Hunter. "If it's between me and him, I would want him to get it," Sanders said. "He does a lot of amazing things and things that haven't been done before. I'm not a selfish guy. I know what he's capable of, so I would rather him win." Hunter said he would invite his QB to New York if he's not named a Heisman finalist before they go about the business of finishing the season, possibly in the 12-team College Football Playoff. Shedeur Sanders said he's the best quarterback in the draft, and doesn't believe that's anything new. "I feel like I was the best quarterback in the last draft, too," said Shedeur Sanders. "Ever since I was draft eligible, I knew I'm the best quarterback. It's not up for me to prove myself to talking about why." Former teammates at Jackson State where Deion Sanders also coached, Hunter said he felt his draft stock began to rise only after critics moved past "the hate" for his coach. A flashy, charismatic cornerback in the NFL after starring at Florida State, Deion Sanders was the fifth overall pick in the 1989 NFL Draft by the Atlanta Falcons. Hall of Famers Troy Aikman (first, Cowboys), Barry Sanders (third, Lions) and Derrick Thomas (fourth, Chiefs) were chosen ahead of "Prime Time" along with offensive tackle Tony Mandarich (second, Packers). Hunter has picked the brain of Deion Sanders about a dual role in pro sports. Sanders was used selectively as a wide receiver and returned punts but was primarily a cornerback in addition to playing Major League Baseball. There's no base-stealing in Hunter's future, but he does believe he can push the envelope as a full-time two-way NFL player. "It's never been done," Hunter said. "I understand that it will be a high risk, (teams) don't want their top pick to go down too early, and I know they're going to want me to be in a couple packages. But I believe I can do it. Nobody has stopped me from doing it thus far. I like when people tell me I can't do it." --Field Level MediaNEW YORK (AP) — Top-ranked chess player Magnus Carlsen is headed back to the World Blitz Championship on Monday after its governing body agreed to loosen a dress code that got him fined and denied a late-round game in another tournament for refusing to change out of jeans . Lamenting the contretemps, International Chess Federation President Arkady Dvorkovich said in a statement Sunday that he’d let World Blitz Championship tournament officials consider allowing “appropriate jeans” with a jacket, and other “elegant minor deviations” from the dress code. He said Carlsen’s stand — which culminated in his quitting the tournament Friday — highlighted a need for more discussion “to ensure that our rules and their application reflect the evolving nature of chess as a global and accessible sport.” Carlsen, meanwhile, said in a video posted Sunday on social media that he would play — and wear jeans — in the World Blitz Championship when it begins Monday. “I think the situation was badly mishandled on their side,” the 34-year-old Norwegian grandmaster said. But he added that he loves playing blitz — a fast-paced form of chess — and wanted fans to be able to watch, and that he was encouraged by his discussions with the federation after Friday’s showdown. “I think we sort of all want the same thing,” he suggested in the video on his Take Take Take chess app’s YouTube channel. “We want the players to be comfortable, sure, but also relatively presentable.” The events began when Carlsen wore jeans and a sportcoat Friday to the Rapid World Championship, which is separate from but held in conjunction with the blitz event. The chess federation said Friday that longstanding rules prohibit jeans at those tournaments, and players are lodged nearby to make sartorial switch-ups easy if needed. An official fined Carlsen $200 and asked him to change pants, but he refused and wasn’t paired for a ninth-round game, the federation said at the time. The organization noted that another grandmaster, Ian Nepomniachtchi, was fined earlier in the day for wearing sports shoes, changed and continued to play. Carlsen has said that he offered to wear something else the next day, but officials were unyielding. He said “it became a bit of a matter of principle,” so he quit the rapid and blitz championships. In the video posted Sunday, he questioned whether he had indeed broken a rule and said changing clothes would have needlessly interrupted his concentration between games. He called the punishment “unbelievably harsh.” Other news outlets have retreated behind paywalls. At HuffPost, we believe journalism should be free for everyone. Would you help us provide essential information to our readers during this critical time? We can't do it without you. Can't afford to contribute? Support HuffPost by creating a free account and log in while you read. You've supported HuffPost before, and we'll be honest — we could use your help again . We view our mission to provide free, fair news as critically important in this crucial moment, and we can't do it without you. Whether you give once or many more times, we appreciate your contribution to keeping our journalism free for all. You've supported HuffPost before, and we'll be honest — we could use your help again . We view our mission to provide free, fair news as critically important in this crucial moment, and we can't do it without you. Whether you give just one more time or sign up again to contribute regularly, we appreciate you playing a part in keeping our journalism free for all. Already contributed? Log in to hide these messages. “Of course, I could have changed. Obviously, I didn’t want to,” he said, and “I stand by that.” Related From Our PartnerAhead of Ohio State's appearance in the College Football Playoff, head coach Ryan Day received a vote of confidence from his athletic director despite the Buckeyes' latest loss to Michigan. Ohio State AD Ross Bjork appeared on 97.1 The Fan in Columbus on Thursday, where a radio host asked him whether Day would be the Buckeyes' coach at the start of next season regardless of how the playoffs shake out. "Absolutely," said Bjork, who came to Ohio State from the same role at Texas A&M in July. "Coach Day and I have just hit it off so well. I've been really, really impressed. Every single time I've talked to him, I've learned something. He's innovative. He recruits at the highest level. He's got a great staff. There's always tweaks. There was tweaks after last year, right? You're always going to tweak things. You're always going to make adjustments. You're always going to make improvements." Bjork continued by addressing the "championship or bust" attitude held by some of the fanbase. "This whole mentality about -- and look, we live it, and we sign up for it -- but if you get fixated on the end result and not have the process fully baked every time, you're going to lose," Bjork said. "The mindset's going to lose because you're only fixated on one thing. And so what we have to do is this whole ‘championship or bust' mentality, you want that as the goal, but it has to be about the process. "To me, we've got to maybe change some conversations a little bit. I think we need to maybe just approach things a little bit differently." Day is 66-10 as Ohio State's coach and led the Buckeyes to one national championship game appearance, a 52-24 loss to Alabama to cap the 2020 season. Ohio State went 10-2 in the regular season but missed out on a place in the Big Ten championship game when rival Michigan defeated the Buckeyes 13-10 on Nov. 30. It was Michigan's fourth straight win in The Game, and Day is now 1-4 as a head coach against the Wolverines. At the time, Bjork released a statement of support for Day, and he doubled down during Thursday's radio hit. "He's great to work with. He totally gets it. He loves being a Buckeye, and so we're going to support him at the highest level throughout," Bjork said. "But here's the thing too, and the reason why we needed to say something after that game is we're still breathing. They're still alive. The season's not over. The book is not closed, right? And so we've got to have confidence. I mean, Ohio State should be confident every single day. We're Ohio State. "But we also have to make sure we stay to our values and we stick to what we believe in. And so to me, it's the process as much as it is about the end result." --Field Level Media