Did not endorse anybody so how can my factor fail, asks Jarange PatilWASHINGTON (AP) — Pete Hegseth, President-elect Donald Trump’s nominee to lead the Defense Department, said he had a “wonderful conversation” with Maine Sen. Susan Collins on Wednesday as he pushed to win enough votes for confirmation. He said he will not back down after allegations of excessive drinking and sexual misconduct. Related Articles Collins said after the hourlong meeting that she questioned Hegseth about the allegations amid reports of drinking and the revelation that he made a settlement payment after being that he denies. She said she had a “good, substantive” discussion with Hegseth and “covered a wide range of topics,” including sexual assault in the military, Ukraine and NATO. But she said she would wait until a hearing, and notably a background check, to make a decision. “I asked virtually every question under the sun,” Collins told reporters as she left her office after the meeting. “I pressed him both on his position on military issues as well as the allegations against him, so I don’t think there was anything that we did not cover.” The meeting with Collins was closely watched as she is seen as more likely than most of her Republican Senate colleagues to vote against some of Trump’s Cabinet picks. She and Alaska Sen. Lisa Murkowski, a fellow moderate Republican, did not shy from opposing Trump in his first term when they wanted to do so and sometimes supported President Joe Biden’s nominees for the judicial and executive branches. And Hegseth, an infantry combat veteran and former “Fox & Friends” weekend host, is working to gain as many votes as he can as some senators have expressed concerns about his personal history and lack of management experience. “I’m certainly not going to assume anything about where the senator stands,” Hegseth said as he left Collins’ office. “This is a process that we respect and appreciate. And we hope, in time, overall, when we get through that committee and to the floor that we can earn her support.” Hegseth met with Murkowski on Tuesday. He has also been meeting repeatedly with Iowa Sen. Joni Ernst, a military veteran who has said she is a survivor of sexual assault and has spent time in the Senate working on improving how attacks are reported and prosecuted within the ranks. On Monday, Ernst said after a meeting with him that he had committed to selecting a senior official to prioritize those goals. Republicans will have a 53-49 majority next year, meaning Trump cannot lose more than three votes on any of his nominees. It is so far unclear whether Hegseth will have enough support, but Trump has stepped up his pressure on senators in the last week. “Pete is a WINNER, and there is nothing that can be done to change that!!!” Trump posted on his social media platform last week.
The 13-year civil war in Syria has roared back into prominence with a surprise rebel offensive on Aleppo, one of Syria's largest cities and an ancient business hub. The push is among the rebels' strongest in years in a war whose destabilizing effects have rippled far beyond the country's borders . It was the first opposition attack on Aleppo since 2016, when a brutal air campaign by Russian warplanes helped Syrian President Bashar Assad retake the northwestern city. Intervention by Russia , Iran and Iranian-allied Hezbollah and other groups has allowed Assad to remain in power, within the 70% of Syria under his control. The surge in fighting has raised the prospect of another violent front reopening in the Middle East, at a time when U.S.-backed Israel is fighting Hamas in Gaza and Hezbollah in Lebanon, both Iranian-allied groups. Robert Ford, the last-serving U.S. ambassador to Syria, pointed to months of Israeli strikes on Syrian and Hezbollah targets in the area, and to Israel’s ceasefire with Hezbollah in Lebanon this week, as factors providing Syria’s rebels with the opportunity to advance. Here's a look at some of the key aspects of the new fighting: Why does the fighting at Aleppo matter? Assad has been at war with opposition forces seeking his overthrow for 13 years, a conflict that's killed an estimated half-million people. Some 6.8 million Syrians have fled the country, a refugee flow that helped change the political map in Europe by fueling anti-immigrant far-right movements. The roughly 30% of the country not under Assad is controlled by a range of opposition forces and foreign troops. The U.S. has about 900 troops in northeast Syria, far from Aleppo, to guard against a resurgence by the Islamic State. Both the U.S. and Israel conduct occasional strikes in Syria against government forces and Iran-allied militias. Turkey has forces in Syria as well, and has influence with the broad alliance of opposition forces storming Aleppo. Coming after years with few sizeable changes in territory between Syria's warring parties, the fighting “has the potential to be really quite, quite consequential and potentially game-changing,” if Syrian government forces prove unable to hold their ground, said Charles Lister, a longtime Syria analyst with the U.S.-based Middle East Institute. Risks include if Islamic State fighters see it as an opening, Lister said. Ford said the fighting in Aleppo would become more broadly destabilizing if it drew Russia and Turkey — each with its own interests to protect in Syria — into direct heavy fighting against each other. What do we know about the group leading the offensive on Aleppo? The U.S. and U.N. have long designated the opposition force leading the attack at Aleppo — Hayat Tahrir al-Sham, known by its initials HTS — as a terrorist organization. Abu Mohammed al-Golani emerged as the leader of al-Qaida's Syria branch in 2011, in the first months of Syria's war. It was an unwelcome intervention to many in Syria's opposition, who hoped to keep the fight against Assad's brutal rule untainted by violent extremism. Golani and his group early on claimed responsibility for deadly bombings, pledged to attack Western forces, confiscated property from religious minorities and sent religious police to enforce modest dress by women. Golani and HTS have sought to remake themselves in recent years, focusing on promoting civilian government in their territory as well as military action, researcher Aaron Zelin noted. His group broke ties with al-Qaida in 2016. Golani cracked down on some extremist groups in his territory, and increasingly portrays himself as a protector of other religions. That includes last year allowing the first Christian Mass in the city of Idlib in years. By 2018, the Trump administration acknowledged it was no longer directly targeting Golani, Zelin said. But HTS has allowed some wanted armed groups to continue to operate on its territory, and shot at U.S. special forces at least as recently as 2022, he said. What's the history of Aleppo in the war? At the crossroads of trade routes and empires for thousands of years, Aleppo is one of the centers of commerce and culture in the Middle East. Aleppo was home to 2.3 million people before the war. Rebels seized the east side of the city in 2012, and it became the proudest symbol of the advance of armed opposition factions. In 2016, government forces backed by Russian airstrikes laid siege to the city. Russian shells, missiles and crude barrel bombs — fuel canisters or other containers loaded with explosives and metal — methodically leveled neighborhoods. Starving and under siege, rebels surrendered Aleppo that year. The Russian military's entry was the turning point in the war, allowing Assad to stay on in the territory he held. This year, Israeli airstrikes in Aleppo have hit Hezbollah weapons depots and Syrian forces, among other targets, according to an independent monitoring group. Israel rarely acknowledges strikes at Aleppo and other government-held areas of Syria.South Carolina coach Shane Beamer: QB 'LaNorris Sellers is the best player in the country'
By MARY CLARE JALONICK and MATT BROWN WASHINGTON (AP) — Pete Hegseth, President-elect Donald Trump’s nominee to lead the Defense Department, said he had a “wonderful conversation” with Maine Sen. Susan Collins on Wednesday as he pushed to win enough votes for confirmation. He said he will not back down after allegations of excessive drinking and sexual misconduct. Related Articles National Politics | Donald Trump will ring the New York Stock Exchange bell. It’ll be a first for him National Politics | The Trump and Biden teams insist they’re working hand in glove on foreign crises National Politics | ‘You don’t know what’s next.’ International students scramble ahead of Trump inauguration National Politics | Trump is threatening to raise tariffs again. Here’s how China plans to fight back National Politics | Trump won’t be able to save the struggling US beef industry Collins said after the hourlong meeting that she questioned Hegseth about the allegations amid reports of drinking and the revelation that he made a settlement payment after being accused of a sexual assault that he denies. She said she had a “good, substantive” discussion with Hegseth and “covered a wide range of topics,” including sexual assault in the military, Ukraine and NATO. But she said she would wait until a hearing, and notably a background check, to make a decision. “I asked virtually every question under the sun,” Collins told reporters as she left her office after the meeting. “I pressed him both on his position on military issues as well as the allegations against him, so I don’t think there was anything that we did not cover.” The meeting with Collins was closely watched as she is seen as more likely than most of her Republican Senate colleagues to vote against some of Trump’s Cabinet picks. She and Alaska Sen. Lisa Murkowski, a fellow moderate Republican, did not shy from opposing Trump in his first term when they wanted to do so and sometimes supported President Joe Biden’s nominees for the judicial and executive branches. And Hegseth, an infantry combat veteran and former “Fox & Friends” weekend host, is working to gain as many votes as he can as some senators have expressed concerns about his personal history and lack of management experience. “I’m certainly not going to assume anything about where the senator stands,” Hegseth said as he left Collins’ office. “This is a process that we respect and appreciate. And we hope, in time, overall, when we get through that committee and to the floor that we can earn her support.” Hegseth met with Murkowski on Tuesday. He has also been meeting repeatedly with Iowa Sen. Joni Ernst, a military veteran who has said she is a survivor of sexual assault and has spent time in the Senate working on improving how attacks are reported and prosecuted within the ranks. On Monday, Ernst said after a meeting with him that he had committed to selecting a senior official to prioritize those goals. Republicans will have a 53-49 majority next year, meaning Trump cannot lose more than three votes on any of his nominees. It is so far unclear whether Hegseth will have enough support, but Trump has stepped up his pressure on senators in the last week. “Pete is a WINNER, and there is nothing that can be done to change that!!!” Trump posted on his social media platform last week.WASHINGTON — The House passed a $895 billion measure Wednesday that authorizes a 1% increase in defense spending this fiscal year and would give a double-digit pay raise to about half of the enlisted service members in the military. The bill is traditionally strongly bipartisan, but some Democratic lawmakers opposed the inclusion of a ban on transgender medical treatments for children of military members if such treatment could result in sterilization. The bill passed by a vote of 281-140 and next moves to the Senate, where lawmakers sought a bigger boost in defense spending than the current measure allows. The Pentagon and the surrounding area is seen Jan. 26, 2020, from the air in Washington. Lawmakers are touting the bill's 14.5% pay raise for junior enlisted service members and a 4.5% increase for others as key to improving the quality of life for those serving in the U.S. military. Those serving as junior enlisted personnel are in pay grades that generally track with their first enlistment term. Lawmakers said service member pay failed to remain competitive with the private sector, forcing many military families to rely on food banks and government assistance programs to put food on the table. The bill also provides significant new resources for child care and housing. "No service member should have to live in squalid conditions and no military family should have to rely on food stamps to feed their children, but that's exactly what many of our service members are experiencing, especially the junior enlisted," said Rep. Mike Rogers, R-Ala., chairman of the House Armed Services Committee. "This bill goes a long way to fixing that." The bill sets key Pentagon policy that lawmakers will attempt to fund through a follow-up appropriations bill. The overall spending tracks the numbers established in a 2023 agreement that then-Speaker Kevin McCarthy, R-Calif., reached with President Joe Biden to increase the nation's borrowing authority and avoid a federal default in exchange for spending restraints. Many senators wanted to increase defense spending about $25 billion above what was called for in that agreement, but those efforts failed. Sen. Roger Wicker, R-Miss., who is expected to serve as the next chairman of the Senate Armed Services Committee, said the overall spending level was a "tremendous loss for our national defense," though he agreed with many provisions in the bill. "We need to make a generational investment to deter the Axis of Aggressors. I will not cease work with my congressional colleagues, the Trump administration, and others until we achieve it," Wicker said. Sen. Roger Wicker, R-Miss., speaks with reporters Nov. 21 on Capitol Hill in Washington. House Republicans don't want to go above the McCarthy-Biden agreement for defense spending and are looking to go way below it for many nondefense programs. They are also focused on cultural issues. The bill prohibits funding for teaching critical race theory in the military and prohibits TRICARE health plans from covering gender dysphoria treatment for children under 18 if that treatment could result in sterilization. Rep. Adam Smith of Washington state, the ranking Democratic member of the House Armed Services Committee, said minors dealing with gender dysphoria is a "very real problem." He said the treatments available, including puberty blockers and hormone therapy, proved effective at helping young people dealing with suicidal thoughts, anxiety and depression. "These treatments changed their lives and in many cases saved their lives," Smith said. "And in this bill, we decided we're going to bar service members' children from having access to that." Smith said the number of minors in service member families receiving transgender medical care extends into the thousands. He could have supported a study asking medical experts to determine whether such treatments are too often used, but a ban on health insurance coverage went too far. He said Speaker Mike Johnson's office insisted on the ban and said the provision "taints an otherwise excellent piece of legislation." Rep. Chip Roy, R-Texas, called the ban a step in the right direction, saying, "I think these questions need to be pulled out of the debate of defense, so we can get back to the business of defending the United States of America without having to deal with social engineering debates." Smith said he agrees with Roy that lawmakers should be focused on the military and not on cultural conflicts, "and yet, here it is in this bill." House Minority Leader Hakeem Jeffries, D-N.Y., responds to reporters Dec. 6 during his weekly news conference at the Capitol in Washington. Rep. Hakeem Jeffries, the House Democratic leader, said his team did not tell Democrats how to vote on the bill. "There's a lot of positive things in the National Defense Authorization Act that were negotiated in a bipartisan way, and there are some troubling provisions in a few areas as well," Jeffries said. The defense policy bill also looks to strengthen deterrence against China. It calls for investing $15.6 billion to build military capabilities in the Indo-Pacific region. The Biden administration requested about $10 billion. On Israel, the bill, among other things, includes an expansion of U.S. joint military exercises with Israel and a prohibition on the Pentagon citing casualty data from Hamas. The defense policy bill is one of the final measures that lawmakers view as a must-pass before making way for a new Congress in January. Rising threats from debt collectors against members of the U.S. armed forces are undermining national security, according to data from the Consumer Financial Protection Bureau (CFPB), a federal watchdog that protects consumer rights. To manage the impact of financial stress on individual performance, the Defense Department dedicates precious resources to improving financial literacy, so service members know the dangers of notorious no-credit-check loans. “The financial well-being of service members and their families is one of the Department’s top priorities,” said Andrew Cohen, the director of financial readiness in the Office of the Deputy Assistant Secretary of Defense at the Pentagon. But debt collectors are gaining ground. Last quarter, debt collection complaints by U.S. military service members increased 24% , and attempts to collect on “debts not owed” surged 40%. Complaints by service members against debt collectors for deceptive practices ballooned from 1,360 in the fourth quarter of 2023 to 1,833 in the first quarter of 2024. “There’s a connection between the financial readiness and the readiness of a service member to perform their duty,” said Jim Rice, Assistant Director, Office of Servicemember Affairs at the Consumer Financial Protection Bureau. Laws exist to protect the mission readiness of U.S. troops from being compromised by threats and intimidation, but debt collectors appear to be violating them at an alarming pace. “If they’re threatening to call your commander or get your security clearance revoked, that’s illegal,” says Deborah Olvera, financial readiness manager at Wounded Warriors Project, and a military spouse who’s been harassed herself by a collection agency that tried to extort money from her for a debt she didn’t owe. But after she requested the name of the original creditor, she never heard from them again. “The financial well-being of service members and their families is one of the Department’s top priorities.” —Andrew Cohen, Director of Financial Readiness at the Pentagon Under the Fair Debt Collection Practices Act, it’s illegal for debt collectors to threaten to contact your boss or have you arrested because it violates your financial privacy. The FDCPA also prohibits debt collectors from making false, deceptive, or misleading representations in connection with the collection of a debt, even for borrowers with bad credit scores. But according to the data, debt collectors are increasingly ignoring those rules. “Debt collection continues to be one of the top consumer complaint categories,” said a spokesperson at the Federal Trade Commission. The commission released a report earlier this year revealing that consumers were scammed $10 billion in 2023, a new benchmark for fraud losses. In his book Debt: The First 5,000 Years, David Graeber argues that debt often creates a relationship that can feel more oppressive than systems of hierarchy, like slavery or caste systems because it starts by presuming equality between the debtor and the creditor. When the debtor falls into arrears, that equality is then destroyed. This sense of betrayal and the subsequent imbalance of power leads to widespread resentment toward lenders. Photo Credit: Olena Yakobchuk / Shutterstock The debt collector reportedly harassing military service members most was Resurgent Capital Services, a subsidiary of collection giant Sherman Financial Group. The company tacks on accrued interest and junk fees and tries to collect on debts purchased for pennies on the dollar from cable companies, hospitals, and credit card companies, among others. Sherman Financial Group is run by billionaire Benjamin Navarro, who has a reported net worth of $1.5 billion, according to Forbes. Sherman Financial also owns subprime lender Credit One Bank and LVNV Funding, which outsource collections to Resurgent Capital. According to CFPB data, the second worst offender is CL Holdings, the parent company of debt-buyer Jefferson Capital Systems. The company has also been named in numerous complaints to the Better Business Bureau for alleged violations of the FDCPA, such as failing to properly validate debts or update credit reports with accurate information. Under the leadership of CEO David Burton, Jefferson Capital Systems is a wholly-owned subsidiary of CompuCredit Corporation, which markets subprime credit cards under the names Aspire, Majestic, and others. The third most referenced debt collector is publicly traded Portfolio Recovery Associates [NASDAQ: PRAA], which was forced to pay $27 million in penalties for making false representations about debts, initiating lawsuits without proper documentation, and other violations. Portfolio Recovery Associates is run by CEO Vikram Atal. Fourth place for alleged worst offender goes to Encore Capital Group [NASDAQ ECPG], which was required to pay $42 million in consumer refunds and a $10 million penalty for violating the Fair Debt Collection Practices Act. Encore collects under its subsidiary Midland Credit Management Group. These debt collectors all operate under a veritable shell game of company and brand names, almost none of which are disclosed on their websites, sending consumers on a wild goose chase to try and figure out how they’re related to each other. But despite their attempts to hide their tracks behind a smoke screen of subsidiaries, a leopard can’t change its spots, and the CFPB complaint database makes it harder for them to try. Photo Credit: Bumble Dee / Shutterstock Although widely considered a consumer-friendly state, complaints spiked most in California, which saw a 188% increase in complaints filed from the fourth quarter of 2023 to the first quarter of 2024. California is home to 157,367 military personnel, making it the most populous state for active-duty service members. The second-largest increase in debt collection complaints was in Texas, which saw a 66% jump from the fourth quarter of 2023 to the first quarter of 2024. The U.S. Department of Defense reports 111,005 service members stationed in the Lone Star State, which is the third-most populous state for active-duty military. The rising trends do not correlate to the number of military personnel by state. Complaints against debt collectors in Virginia, the second most populous state with 126,145 active duty personnel, decreased by 29% in the same quarter-over-quarter period. And complaints filed quarter-over-quarter in North Carolina, the fifth most populous state with 91,077 military personnel, decreased by 3% in the same period. The third largest percentage increase in debt collection complaints was from service members stationed in Maryland, where alleged harassment reports jumped 112% from the fourth quarter of 2023 to the first quarter of 2024. Maryland ranks number 12 with just 28,059 active duty service members. Fourth place goes to Ohio – the 28th most populous active-duty state – where complaints doubled, followed by Arizona – the 15th most populous military state – where complaints were up 70% in the same quarter-over-quarter period. Photo Credit: PeopleImages.com - Yuri A / Shutterstock In 2007, Congress passed the Military Lending Act to cap the cost of credit to a 36% annual percentage rate, inclusive of junk fees and late charges, for active duty military service members. That rate is still considerably higher than average credit card rates, which range from 8% for borrowers with excellent credit scores to as high as 36% for borrowers with bad credit. But lenders still get hauled into court for violating the MLA. Don Hankey, the billionaire subprime auto lender who funded Donald Trump’s $175 million appeal bond , is among those violators. His company, Westlake Financial, which markets high-interest car loans for bad credit, has been sued twice by the Department of Justice for harassing military service members. In 2017, the DoJ alleged Hankey’s Westlake Financial illegally repossessed at least 70 vehicles owned by military service members. Westlake Financial paid $700,000 to settle the charges. In 2022, Westlake Financial paid $250,000 for allegedly cheating U.S. troops out of interest rates they were legally entitled to. Westlake Financial continues to receive complaints from military service members alleging abusive debt collection practices on its no-credit-check loans. A steady year-over-year increase in the number of complaints filed against Westlake Financial continued from 2020 to 2023. Consumer Financial Protection Bureau data shows a 13% increase in the number of complaints against the company from 2020 to 2021, a 28% increase from 2021 to 2022, and a torrential 119% surge from 2022 to 2023. The numbers suggest systemic complaint-handling processes and inadequate customer service resources. Photo Credit: Cynthia Shirk / Shutterstock On May 16, 2024, a deceptively named predatory lending industry front group dubbed the Community Financial Services Association of America (CFSA) lost a legal attempt to defund the Consumer Financial Protection Bureau. In an effort to deprive Americans of essential consumer protections, the lobby group argued that the Consumer Financial Protection Bureau’s funding structure was unconstitutional. But the Supreme Court denied its claim. In a 7-2 ruling, the Court held that the Consumer Financial Protection Bureau’s funding structure is indeed constitutional. That means the Consumer Financial Protection Bureau cannot be defunded, but it does not mean the agency cannot be defanged. The New York Times suggested that Hankey’s incentive to finance Trump’s $175 million bond could have been a reciprocity pledge to neuter the Consumer Financial Protection Bureau if Trump wins the upcoming U.S. presidential election. If Trump wins a second term, he could replace Consumer Financial Protection Bureau director Rohit Chopra, an American consumer advocate, with a predatory lending advocate. In 2020, the Trump Administration secured a Supreme Court ruling that made it easier for the president to fire the head of the Consumer Financial Protection Bureau. The ruling struck down previous restrictions on when a president can fire the bureau’s director. Like other federal agencies, the Consumer Financial Protection Bureau has also been confronted for overstepping its bounds, pushing too far, and acting unfairly against entities it regulates. Photo Credit: Lux Blue / Shutterstock Seasonality and rising interest rates do not explain the increase in debt collection complaints from service members. The surge in complaints is not tied to predictable seasonal fluctuations or changes in interest rates. The increase in debt collection complaints by service members may point to underlying systemic issues, such as aggressive and predatory debt collection practices that exploit the unique financial vulnerabilities of service members, who face frequent relocations and deployments. Debt Complaints by Service Members The 24% spike in debt collection complaints exhibits no correlation to fluctuations in interest rates. 30-Year Fixed Mortgage Rates Pandemic stimulus checks were also not a factor. COVID-19 relief benefit checks went through three major rounds during the pandemic. The final round of Economic Impact Payments went out in March 2021 . To better understand the rising trend of debt collection complaints, we calculated the increase in the total number of complaints and the percentage increase quarter-over-quarter. For example, New Jersey has the second largest percentage increase in complaints quarter-over-quarter, but the total number of complaints increased by just 16. The data for this study was sourced from the Consumer Financial Protection Bureau (CFPB) complaint database. The dataset specifically targeted complaints filed by U.S. military service members, identified using the tag “Servicemember” within Q4 2023 and Q1 2024. Readers can find the detailed research methodology underlying this news story in the accompanying section here . For complete results, see U.S. Troops Face Mounting Threats from Predatory Debt Collectors on BadCredit.org . Homelessness reached record levels in 2023, as rents and home prices continued to rise in most of the U.S. One group was particularly impacted: people who have served in the U.S. military. "This time last year, we knew the nation was facing a deadly public health crisis," Jeff Olivet, executive director of the U.S. Interagency Council on Homelessness, said in a statement about the 2023 numbers. He said the latest homelessness estimates from the Department of Housing and Urban Development "confirms the depth of the crisis." At least 35,000 veterans were experiencing homelessness in 2023, according to HUD. While that's about half of what it was in 2009—when the organization began collecting data—things have plateaued in recent years despite active efforts to get that number to zero. Although they make up just 6.6% of the total homeless population, veterans are more likely to be at risk of homelessness than Americans overall. Of every 10,000 Americans, 20 were experiencing homelessness. Of veterans living in the United States, that number jumps to 22, HUD data shows. Complicated by bureaucracy, family dynamics, and prejudice, the path from serving in the military to homelessness is a long one. According to a 2022 study by Yale School of Medicine researchers, homelessness typically occurs within four years of leaving the military, as veterans must contend with the harsh reality of finding a job in a world where employers struggle to see how skills on the battlefield transfer to a corporate environment. These days, veterans also deal with historically high rent and home prices, which causes many to rely on family generosity while figuring out a game plan. Stacker examined academic studies, analyzed government data, and spoke with members of the Biden administration, experts, and former members of the armed forces to see the struggles members of the military face when leaving the armed forces. The Department of Veterans Affairs offers transition assistance to the roughly 250,000 service members who leave each year. However, those programs can be burdensome and complex to navigate, especially for those who don't have a plan for post-military life. Only a small portion of veterans have jobs lined up when they leave, according to 2019 Pew Research. Many also choose to live with relatives until they get on their feet, which can be longer than anticipated. Some former service members are unsure what kind of career they'd like to pursue and may have to get further education or training, Carl Castro, director of the Military and Veteran Programs at the Suzanne Dworak-Peck School of Social Work at the University of Southern California, told Stacker. "It takes years for that kind of transition," Castro said. Many have trouble finding a job after leaving the service, even if they are qualified. Some employers carry misconceptions about those who have served. A 2020 analysis from the journal Human Resource Management Review found that some veterans face hiring discrimination due to negative stereotypes that lead hiring managers to write them off as a poor culture fit. Underemployment, or working low-wage jobs below their skill level, is also an issue. While the unemployment rate for veterans was 3% in March 2024, a study released by Penn State at the end of 2023 found three years after leaving the service, 61% of veterans said they were underemployed because of perceived skill mismatches . This phenomenon can have long-term economic effects, and eventually, that frustration can boil over, strain relationships, and potentially lead to housing instability. Working, especially a low-wage job, is not protection against homelessness. A 2021 study from the University of Chicago found half of people living in homeless shelters and 2 in 5 unsheltered people were employed, full or part-time. High rents make it difficult to save up, even when applying for a VA loan—a mortgage backed by the Department of Veterans Affairs that typically has more favorable terms. While the VA does not require a downpayment, some lenders, who ultimately provide the loan, do. They're not entirely risk-free either, and veterans can still lose their homes if they are unable to keep up with their mortgages. In November 2023, the VA put a six-month pause on foreclosures when an NPR investigation found thousands of veterans were in danger of losing their homes after a COVID forbearance program ended. Biden officials pointed to high rents and the end of COVID-era housing restrictions like eviction moratoriums to explain the spike in Americans experiencing homelessness. In the last year, homelessness rose 12%—to more than 650,000 people—the highest level since data began being collected in 2007. Overall, more than half of people experiencing homelessness in 2023 live in states with high living costs. Most were in California, followed by New York and Florida. Western states, including Montana and Utah, experienced massive population growth during the pandemic, becoming hubs for remote workers who drove home prices and rents even further. For veterans, housing costs certainly play a role, but those who leave the military also face systemic barriers. "It's worrying there are people that continue to fall through the cracks," said Jeanette Yih Harvie, a research associate at Syracuse University's D'Aniello Institute for Veterans and Military Families. Just under a quarter of adults experiencing homelessness have a severe mental illness , according to 2022 HUD survey data. They are also likely to have chronic illnesses but are unable to maintain preventative care, which only exacerbates these problems. Veterans facing homelessness are more likely to have experienced trauma , either before or after joining the military, according to Yale researchers who analyzed the 2019-2020 National Health and Resilience in Veterans Study. Childhood trauma was among the most significant commonalities among vets who become homeless. Substance use disorder is also widespread and can indicate an undiagnosed mental illness . Racial and ethnic disparities are at play, too. A 2023 study in the Journal of Psychiatric Research showed that Hispanic and Black veterans were more likely to screen positive for PTSD, and Hispanic veterans were more likely to report having suicidal ideation. Overall, access to mental health care has improved in the last decade or so. In December 2023, the VA announced it would open nine additional counseling centers. However, the stigma of getting help remains, especially after years of being conditioned to be self-reliant and pull oneself up by their bootstraps. That help, in the form of public policy, is slowly working to catch up to the need. In 2023, the Biden administration invested millions into research programs and studies on suicide prevention by the VA office in addition to a proposed $16 billion to improve quality and lower-cost mental health care services for veterans. And, in February of this year, HUD and the VA announced they would give up to $14 million in vouchers to public housing agencies for veterans experiencing homelessness. The program would also offer case management and other services. Still, with a culture that pushes people to keep going, it can be challenging for servicemembers to take advantage of these opportunities, Harvie said. "When you've been doing that for the last 15 or 20 years, it's difficult to stop and say, 'I'm the person that needs help.'" Story editing by Kelly Glass. Copy editing by Kristen Wegrzyn. 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WEST PALM BEACH, Fla. — President-elect Donald Trump said Saturday that he wants real estate developer Charles Kushner , father of Trump’s son-in-law Jared Kushner, to serve as ambassador to France. Trump made the announcement in a Truth Social post, calling Charles Kushner “a tremendous business leader, philanthropist, & dealmaker." Kushner is the founder of Kushner Companies, a real estate firm. Jared Kushner is a former White House senior adviser to Trump who is married to Trump’s eldest daughter, Ivanka. The elder Kushner was pardoned by Trump in December 2020 after pleading guilty years earlier to tax evasion and making illegal campaign donations. Prosecutors alleged that after Charles Kushner discovered his brother-in-law was cooperating with federal authorities in an investigation, he hatched a scheme for revenge and intimidation. Kushner hired a prostitute to lure his brother-in-law, then arranged to have the encounter in a New Jersey motel room recorded with a hidden camera and the recording sent to Kushner's own sister, the man’s wife, prosecutors said. Kushner eventually pleaded guilty to 18 counts including tax evasion and witness tampering. He was sentenced in 2005 to two years in prison — the most he could receive under a plea deal, but less than what Chris Christie, the U.S. attorney for New Jersey at the time and later governor and Republican presidential candidate, sought. Christie blamed Jared Kushner for his firing from Trump’s transition team in 2016, and called Charles Kushner’s offenses “one of the most loathsome, disgusting crimes that I prosecuted when I was U.S. attorney.” Trump and the elder Kushner knew each other from real estate circles and their children were married in 2009. Among President-elect Donald Trump's picks are Susie Wiles for chief of staff, Florida Sen. Marco Rubio for secretary of state, former Democratic House member Tulsi Gabbard for director of national intelligence and Florida Rep. Matt Gaetz for attorney general. Susie Wiles, 67, was a senior adviser to Trump's 2024 presidential campaign and its de facto manager. Trump named Florida Sen. Marco Rubio to be secretary of state, making a former sharp critic his choice to be the new administration's top diplomat. Rubio, 53, is a noted hawk on China, Cuba and Iran, and was a finalist to be Trump's running mate on the Republican ticket last summer. Rubio is the vice chairman of the Senate Intelligence Committee and a member of the Senate Foreign Relations Committee. “He will be a strong Advocate for our Nation, a true friend to our Allies, and a fearless Warrior who will never back down to our adversaries,” Trump said of Rubio in a statement. The announcement punctuates the hard pivot Rubio has made with Trump, whom the senator called a “con man" during his unsuccessful campaign for the 2016 GOP presidential nomination. Their relationship improved dramatically while Trump was in the White House. And as Trump campaigned for the presidency a third time, Rubio cheered his proposals. For instance, Rubio, who more than a decade ago helped craft immigration legislation that included a path to citizenship for people in the U.S. illegally, now supports Trump's plan to use the U.S. military for mass deportations. Pete Hegseth, 44, is a co-host of Fox News Channel’s “Fox & Friends Weekend” and has been a contributor with the network since 2014, where he developed a friendship with Trump, who made regular appearances on the show. Hegseth lacks senior military or national security experience. If confirmed by the Senate, he would inherit the top job during a series of global crises — ranging from Russia’s war in Ukraine and the ongoing attacks in the Middle East by Iranian proxies to the push for a cease-fire between Israel, Hamas and Hezbollah and escalating worries about the growing alliance between Russia and North Korea. Hegseth is also the author of “The War on Warriors: Behind the Betrayal of the Men Who Keep Us Free,” published earlier this year. Trump tapped Pam Bondi, 59, to be attorney general after U.S. Rep. Matt Gaetz withdrew his name from consideration. She was Florida's first female attorney general, serving between 2011 and 2019. She also was on Trump’s legal team during his first impeachment trial in 2020. Considered a loyalist, she served as part of a Trump-allied outside group that helped lay the groundwork for his future administration called the America First Policy Institute. Bondi was among a group of Republicans who showed up to support Trump at his hush money criminal trial in New York that ended in May with a conviction on 34 felony counts. A fierce defender of Trump, she also frequently appears on Fox News and has been a critic of the criminal cases against him. Trump picked South Dakota Gov. Kristi Noem, a well-known conservative who faced sharp criticism for telling a story in her memoir about shooting a rambunctious dog, to lead an agency crucial to the president-elect’s hardline immigration agenda. Noem used her two terms leading a tiny state to vault to a prominent position in Republican politics. South Dakota is usually a political afterthought. But during the COVID-19 pandemic, Noem did not order restrictions that other states had issued and instead declared her state “open for business.” Trump held a fireworks rally at Mount Rushmore in July 2020 in one of the first large gatherings of the pandemic. She takes over a department with a sprawling mission. In addition to key immigration agencies, the Department of Homeland Security oversees natural disaster response, the U.S. Secret Service, and Transportation Security Administration agents who work at airports. The governor of North Dakota, who was once little-known outside his state, Burgum is a former Republican presidential primary contender who endorsed Trump, and spent months traveling to drum up support for him, after dropping out of the race. Burgum was a serious contender to be Trump’s vice presidential choice this summer. The two-term governor was seen as a possible pick because of his executive experience and business savvy. Burgum also has close ties to deep-pocketed energy industry CEOs. Trump made the announcement about Burgum joining his incoming administration while addressing a gala at his Mar-a-Lago club, and said a formal statement would be coming the following day. In comments to reporters before Trump took the stage, Burgum said that, in recent years, the power grid is deteriorating in many parts of the country, which he said could raise national security concerns but also drive up prices enough to increase inflation. “There's just a sense of urgency, and a sense of understanding in the Trump administration,” Burgum said. Robert F. Kennedy Jr. ran for president as a Democrat, than as an independent, and then endorsed Trump . He's the son of Democratic icon Robert Kennedy, who was assassinated during his own presidential campaign. The nomination of Kennedy to lead the Department of Health and Human Services alarmed people who are concerned about his record of spreading unfounded fears about vaccines . For example, he has long advanced the debunked idea that vaccines cause autism. Scott Bessent, 62, is a former George Soros money manager and an advocate for deficit reduction. He's the founder of hedge fund Key Square Capital Management, after having worked on-and-off for Soros Fund Management since 1991. If confirmed by the Senate, he would be the nation’s first openly gay treasury secretary. He told Bloomberg in August that he decided to join Trump’s campaign in part to attack the mounting U.S. national debt. That would include slashing government programs and other spending. “This election cycle is the last chance for the U.S. to grow our way out of this mountain of debt without becoming a sort of European-style socialist democracy,” he said then. Oregon Republican U.S. Rep. Lori Chavez-DeRemer narrowly lost her reelection bid this month, but received strong backing from union members in her district. As a potential labor secretary, she would oversee the Labor Department’s workforce, its budget and put forth priorities that impact workers’ wages, health and safety, ability to unionize, and employer’s rights to fire employers, among other responsibilities. Chavez-DeRemer is one of few House Republicans to endorse the “Protecting the Right to Organize” or PRO Act would allow more workers to conduct organizing campaigns and would add penalties for companies that violate workers’ rights. The act would also weaken “right-to-work” laws that allow employees in more than half the states to avoid participating in or paying dues to unions that represent workers at their places of employment. Scott Turner is a former NFL player and White House aide. He ran the White House Opportunity and Revitalization Council during Trump’s first term in office. Trump, in a statement, credited Turner, the highest-ranking Black person he’s yet selected for his administration, with “helping to lead an Unprecedented Effort that Transformed our Country’s most distressed communities.” Sean Duffy is a former House member from Wisconsin who was one of Trump's most visible defenders on cable news. Duffy served in the House for nearly nine years, sitting on the Financial Services Committee and chairing the subcommittee on insurance and housing. He left Congress in 2019 for a TV career and has been the host of “The Bottom Line” on Fox Business. Before entering politics, Duffy was a reality TV star on MTV, where he met his wife, “Fox and Friends Weekend” co-host Rachel Campos-Duffy. They have nine children. A campaign donor and CEO of Denver-based Liberty Energy, Write is a vocal advocate of oil and gas development, including fracking — a key pillar of Trump’s quest to achieve U.S. “energy dominance” in the global market. Wright also has been one of the industry’s loudest voices against efforts to fight climate change. He said the climate movement around the world is “collapsing under its own weight.” The Energy Department is responsible for advancing energy, environmental and nuclear security of the United States. Wright also won support from influential conservatives, including oil and gas tycoon Harold Hamm. Hamm, executive chairman of Oklahoma-based Continental Resources, a major shale oil company, is a longtime Trump supporter and adviser who played a key role on energy issues in Trump’s first term. President-elect Donald Trump tapped billionaire professional wrestling mogul Linda McMahon to be secretary of the Education Department, tasked with overseeing an agency Trump promised to dismantle. McMahon led the Small Business Administration during Trump’s initial term from 2017 to 2019 and twice ran unsuccessfully as a Republican for the U.S. Senate in Connecticut. She’s seen as a relative unknown in education circles, though she expressed support for charter schools and school choice. She served on the Connecticut Board of Education for a year starting in 2009 and has spent years on the board of trustees for Sacred Heart University in Connecticut. Brooke Rollins, who graduated from Texas A&M University with a degree in agricultural development, is a longtime Trump associate who served as White House domestic policy chief during his first presidency. The 52-year-old is president and CEO of the America First Policy Institute, a group helping to lay the groundwork for a second Trump administration. She previously served as an aide to former Texas Gov. Rick Perry and ran a think tank, the Texas Public Policy Foundation. Trump chose Howard Lutnick, head of brokerage and investment bank Cantor Fitzgerald and a cryptocurrency enthusiast, as his nominee for commerce secretary, a position in which he'd have a key role in carrying out Trump's plans to raise and enforce tariffs. Trump made the announcement Tuesday on his social media platform, Truth Social. Lutnick is a co-chair of Trump’s transition team, along with Linda McMahon, the former wrestling executive who previously led Trump’s Small Business Administration. Both are tasked with putting forward candidates for key roles in the next administration. The nomination would put Lutnick in charge of a sprawling Cabinet agency that is involved in funding new computer chip factories, imposing trade restrictions, releasing economic data and monitoring the weather. It is also a position in which connections to CEOs and the wider business community are crucial. Doug Collins is a former Republican congressman from Georgia who gained recognition for defending Trump during his first impeachment trial, which centered on U.S. assistance for Ukraine. Trump was impeached for urging Ukraine to investigate Joe Biden in 2019 during the Democratic presidential nomination, but he was acquitted by the Senate. Collins has also served in the armed forces himself and is currently a chaplain in the United States Air Force Reserve Command. "We must take care of our brave men and women in uniform, and Doug will be a great advocate for our Active Duty Servicemembers, Veterans, and Military Families to ensure they have the support they need," Trump said in a statement about nominating Collins to lead the Department of Veterans Affairs. Karoline Leavitt, 27, was Trump's campaign press secretary and currently a spokesperson for his transition. She would be the youngest White House press secretary in history. The White House press secretary typically serves as the public face of the administration and historically has held daily briefings for the press corps. Leavitt, a New Hampshire native, was a spokesperson for MAGA Inc., a super PAC supporting Trump, before joining his 2024 campaign. In 2022, she ran for Congress in New Hampshire, winning a 10-way Republican primary before losing to Democratic Rep. Chris Pappas. Leavitt worked in the White House press office during Trump's first term before she became communications director for New York Republican Rep. Elise Stefanik, Trump's choice for U.S. ambassador to the United Nations. Former Hawaii Rep. Tulsi Gabbard has been tapped by Trump to be director of national intelligence, keeping with the trend to stock his Cabinet with loyal personalities rather than veteran professionals in their requisite fields. Gabbard, 43, was a Democratic House member who unsuccessfully sought the party's 2020 presidential nomination before leaving the party in 2022. She endorsed Trump in August and campaigned often with him this fall. “I know Tulsi will bring the fearless spirit that has defined her illustrious career to our Intelligence Community,” Trump said in a statement. Gabbard, who has served in the Army National Guard for more than two decades, deploying to Iraq and Kuwait, would come to the role as somewhat of an outsider compared to her predecessor. The current director, Avril Haines, was confirmed by the Senate in 2021 following several years in a number of top national security and intelligence positions. Trump has picked John Ratcliffe, a former Texas congressman who served as director of national intelligence during his first administration, to be director of the Central Intelligence Agency in his next. Ratcliffe was director of national intelligence during the final year and a half of Trump's first term, leading the U.S. government's spy agencies during the coronavirus pandemic. “I look forward to John being the first person ever to serve in both of our Nation's highest Intelligence positions,” Trump said in a statement, calling him a “fearless fighter for the Constitutional Rights of all Americans” who would ensure “the Highest Levels of National Security, and PEACE THROUGH STRENGTH.” Trump has chosen former New York Rep. Lee Zeldin to serve as his pick to lead the Environmental Protection Agency . Zeldin does not appear to have any experience in environmental issues, but is a longtime supporter of the former president. The 44-year-old former U.S. House member from New York wrote on X , “We will restore US energy dominance, revitalize our auto industry to bring back American jobs, and make the US the global leader of AI.” “We will do so while protecting access to clean air and water,” he added. During his campaign, Trump often attacked the Biden administration's promotion of electric vehicles, and incorrectly referring to a tax credit for EV purchases as a government mandate. Trump also often told his audiences during the campaign his administration would “Drill, baby, drill,” referring to his support for expanded petroleum exploration. In a statement, Trump said Zeldin “will ensure fair and swift deregulatory decisions that will be enacted in a way to unleash the power of American businesses, while at the same time maintaining the highest environmental standards, including the cleanest air and water on the planet.” Trump has named Brendan Carr, the senior Republican on the Federal Communications Commission, as the new chairman of the agency tasked with regulating broadcasting, telecommunications and broadband. Carr is a longtime member of the commission and served previously as the FCC’s general counsel. He has been unanimously confirmed by the Senate three times and was nominated by both Trump and President Joe Biden to the commission. Carr made past appearances on “Fox News Channel," including when he decried Democratic Vice President Kamala Harris' pre-Election Day appearance on “Saturday Night Live.” He wrote an op-ed last month defending a satellite company owned by Trump supporter Elon Musk. Rep. Elise Stefanik is a representative from New York and one of Trump's staunchest defenders going back to his first impeachment. Elected to the House in 2014, Stefanik was selected by her GOP House colleagues as House Republican Conference chair in 2021, when former Wyoming Rep. Liz Cheney was removed from the post after publicly criticizing Trump for falsely claiming he won the 2020 election. Stefanik, 40, has served in that role ever since as the third-ranking member of House leadership. Stefanik’s questioning of university presidents over antisemitism on their campuses helped lead to two of those presidents resigning, further raising her national profile. If confirmed, she would represent American interests at the U.N. as Trump vows to end the war waged by Russia against Ukraine begun in 2022. He has also called for peace as Israel continues its offensive against Hamas in Gaza and its invasion of Lebanon to target Hezbollah. President-elect Donald Trump says he's chosen former acting Attorney General Matt Whitaker to serve as U.S. ambassador to NATO. Trump has expressed skepticism about the Western military alliance for years. Trump said in a statement Wednesday that Whitaker is “a strong warrior and loyal Patriot” who “will ensure the United States’ interests are advanced and defended” and “strengthen relationships with our NATO Allies, and stand firm in the face of threats to Peace and Stability.” The choice of Whitaker as the nation’s representative to the North Atlantic Treaty Organization is an unusual one, given his background is as a lawyer and not in foreign policy. A Republican congressman from Michigan who served from 1993 to 2011, Hoekstra was ambassador to the Netherlands during Trump's first term. “In my Second Term, Pete will help me once again put AMERICA FIRST,” Trump said in a statement announcing his choice. “He did an outstanding job as United States Ambassador to the Netherlands during our first four years, and I am confident that he will continue to represent our Country well in this new role.” Trump will nominate former Arkansas Gov. Mike Huckabee to be ambassador to Israel. Huckabee is a staunch defender of Israel and his intended nomination comes as Trump has promised to align U.S. foreign policy more closely with Israel's interests as it wages wars against the Iran-backed Hamas and Hezbollah. “He loves Israel, and likewise the people of Israel love him,” Trump said in a statement. “Mike will work tirelessly to bring about peace in the Middle East.” Huckabee, who ran unsuccessfully for the Republican presidential nomination in 2008 and 2016, has been a popular figure among evangelical Christian conservatives, many of whom support Israel due to Old Testament writings that Jews are God’s chosen people and that Israel is their rightful homeland. Trump has been praised by some in this important Republican voting bloc for moving the U.S. embassy in Israel from Tel Aviv to Jerusalem. Trump on Tuesday named real estate investor Steven Witkoff to be special envoy to the Middle East. The 67-year-old Witkoff is the president-elect's golf partner and was golfing with him at Trump's club in West Palm Beach, Florida, on Sept. 15, when the former president was the target of a second attempted assassination. Witkoff “is a Highly Respected Leader in Business and Philanthropy,” Trump said of Witkoff in a statement. “Steve will be an unrelenting Voice for PEACE, and make us all proud." Trump also named Witkoff co-chair, with former Georgia Sen. Kelly Loeffler, of his inaugural committee. Trump said Wednesday that he will nominate Gen. Keith Kellogg to serve as assistant to the president and special envoy for Ukraine and Russia. Kellogg, a retired Army lieutenant general who has long been Trump’s top adviser on defense issues, served as National Security Advisor to Trump's former Vice President Mike Pence. For the America First Policy Institute, one of several groups formed after Trump left office to help lay the groundwork for the next Republican administration, Kellogg in April wrote that “bringing the Russia-Ukraine war to a close will require strong, America First leadership to deliver a peace deal and immediately end the hostilities between the two warring parties.” (AP Photo/Mariam Zuhaib) Trump asked Rep. Michael Waltz, R-Fla., a retired Army National Guard officer and war veteran, to be his national security adviser, Trump announced in a statement Tuesday. The move puts Waltz in the middle of national security crises, ranging from efforts to provide weapons to Ukraine and worries about the growing alliance between Russia and North Korea to the persistent attacks in the Middle East by Iran proxies and the push for a cease-fire between Israel and Hamas and Hezbollah. “Mike has been a strong champion of my America First Foreign Policy agenda,” Trump's statement said, "and will be a tremendous champion of our pursuit of Peace through Strength!” Waltz is a three-term GOP congressman from east-central Florida. He served multiple tours in Afghanistan and also worked in the Pentagon as a policy adviser when Donald Rumsfeld and Robert Gates were defense chiefs. He is considered hawkish on China, and called for a U.S. boycott of the 2022 Winter Olympics in Beijing due to its involvement in the origin of COVID-19 and its mistreatment of the minority Muslim Uighur population. Stephen Miller, an immigration hardliner , was a vocal spokesperson during the presidential campaign for Trump's priority of mass deportations. The 39-year-old was a senior adviser during Trump's first administration. Miller has been a central figure in some of Trump's policy decisions, notably his move to separate thousands of immigrant families. Trump argued throughout the campaign that the nation's economic, national security and social priorities could be met by deporting people who are in the United States illegally. Since Trump left office in 2021, Miller has served as the president of America First Legal, an organization made up of former Trump advisers aimed at challenging the Biden administration, media companies, universities and others over issues such as free speech and national security. Thomas Homan, 62, has been tasked with Trump’s top priority of carrying out the largest deportation operation in the nation’s history. Homan, who served under Trump in his first administration leading U.S. Immigration and Customs Enforcement, was widely expected to be offered a position related to the border, an issue Trump made central to his campaign. Though Homan has insisted such a massive undertaking would be humane, he has long been a loyal supporter of Trump's policy proposals, suggesting at a July conference in Washington that he would be willing to "run the biggest deportation operation this country’s ever seen.” Democrats have criticized Homan for his defending Trump's “zero tolerance” policy on border crossings during his first administration, which led to the separation of thousands of parents and children seeking asylum at the border. Dr. Mehmet Oz, 64, is a former heart surgeon who hosted “The Dr. Oz Show,” a long-running daytime television talk show. He ran unsuccessfully for the U.S. Senate as the Republican nominee in 2022 and is an outspoken supporter of Trump, who endorsed Oz's bid for elected office. Elon Musk, left, and Vivek Ramaswamy speak before Republican presidential nominee former President Donald Trump at an Oct. 27 campaign rally at Madison Square Garden in New York. Trump on Tuesday said Musk and former Republican presidential candidate Ramaswamy will lead a new “Department of Government Efficiency" — which is not, despite the name, a government agency. The acronym “DOGE” is a nod to Musk's favorite cryptocurrency, dogecoin. Trump said Musk and Ramaswamy will work from outside the government to offer the White House “advice and guidance” and will partner with the Office of Management and Budget to “drive large scale structural reform, and create an entrepreneurial approach to Government never seen before.” He added the move would shock government systems. It's not clear how the organization will operate. Musk, owner of X and CEO of Tesla and SpaceX, has been a constant presence at Mar-a-Lago since Trump won the presidential election. Ramaswamy suspended his campaign in January and threw his support behind Trump. Trump said the two will “pave the way for my Administration to dismantle Government Bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure Federal Agencies.” Russell Vought held the position during Trump’s first presidency. After Trump’s initial term ended, Vought founded the Center for Renewing America, a think tank that describes its mission as “renew a consensus of America as a nation under God.” Vought was closely involved with Project 2025, a conservative blueprint for Trump’s second term that he tried to distance himself from during the campaign. Vought has also previously worked as the executive and budget director for the Republican Study Committee, a caucus for conservative House Republicans. He also worked at Heritage Action, the political group tied to The Heritage Foundation, a conservative think tank. Dan Scavino, deputy chief of staff Scavino, whom Trump's transition referred to in a statement as one of “Trump's longest serving and most trusted aides,” was a senior adviser to Trump's 2024 campaign, as well as his 2016 and 2020 campaigns. He will be deputy chief of staff and assistant to the president. Scavino had run Trump's social media profile in the White House during his first administration. He was also held in contempt of Congress in 2022 after a month-long refusal to comply with a subpoena from the House committee’s investigation into the Jan. 6, 2021, attack on the U.S. Capitol. James Blair, deputy chief of staff Blair was political director for Trump's 2024 campaign and for the Republican National Committee. He will be deputy chief of staff for legislative, political and public affairs and assistant to the president. Blair was key to Trump's economic messaging during his winning White House comeback campaign this year, a driving force behind the candidate's “Trump can fix it” slogan and his query to audiences this fall if they were better off than four years ago. Taylor Budowich, deputy chief of staff Budowich is a veteran Trump campaign aide who launched and directed Make America Great Again, Inc., a super PAC that supported Trump's 2024 campaign. He will be deputy chief of staff for communications and personnel and assistant to the president. Budowich also had served as a spokesman for Trump after his presidency. William McGinley, White House counsel McGinley was White House Cabinet secretary during Trump's first administration, and was outside legal counsel for the Republican National Committee's election integrity effort during the 2024 campaign. In a statement, Trump called McGinley “a smart and tenacious lawyer who will help me advance our America First agenda, while fighting for election integrity and against the weaponization of law enforcement.” Jay Bhattacharya, National Institutes of Health Trump has chosen Dr. Jay Bhattacharya to lead the National Institutes of Health. Bhattacharya is a physician and professor at Stanford University School of Medicine, and is a critic of pandemic lockdowns and vaccine mandates. He promoted the idea of herd immunity during the pandemic, arguing that people at low risk should live normally while building up immunity to COVID-19 through infection. The National Institutes of Health funds medical research through competitive grants to researchers at institutions throughout the nation. NIH also conducts its own research with thousands of scientists working at its labs in Bethesda, Maryland. Jamieson Greer, U.S. trade representative Kevin Hassett, Director of the White House National Economic Council Trump is turning to two officials with experience navigating not only Washington but the key issues of income taxes and tariffs as he fills out his economic team. He announced he has chosen international trade attorney Jamieson Greer to be his U.S. trade representative and Kevin Hassett as director of the White House National Economic Council. While Trump has in several cases nominated outsiders to key posts, these picks reflect a recognition that his reputation will likely hinge on restoring the public’s confidence in the economy. Trump said in a statement that Greer was instrumental in his first term in imposing tariffs on China and others and replacing the trade agreement with Canada and Mexico, “therefore making it much better for American Workers.” Hassett, 62, served in the first Trump term as chairman of the Council of Economic Advisers. He has a doctorate from the University of Pennsylvania and worked at the right-leaning American Enterprise Institute before joining the Trump White House in 2017. Stay up-to-date on the latest in local and national government and political topics with our newsletter.
GameStop Reportedly Shuts Down Ton of Stores Ahead of Christmas
Mike England handed me a shotgun as we prepared to hunt on a piece of land in a redacted location I swore I’d never share, partially out of fear but mostly respect. I’ve never hunted, instead spending much of my time behind a screen, typing away, busily compiling words that would lead to eventual stories, some more read than others. England can relate to that, I’m sure of it. When I loaded the shells and cocked the 12-gauge, ready to take aim at pheasant, I briefly wondered what I was doing out in a wheat field near Belgrade. At the time, it had made more sense, justified as an experience I shouldn’t miss, especially because he had suggested it. And it wasn’t that I was unprepared. I had taken my hunter-safety course, bought my license and tags, wore my orange, and had some shooting experience. I was ready to learn. Still, having approached him only a few days earlier as a nagging reporter, I was suddenly thrust into the wild with the founder of Outside Bozeman and his business partner, Chris McCarthy, at their suggestion, walking the perimeter of a field as their two dogs sniffed out our prey. Looking back, from behind my screen as I try to write this, it was an odd way to get a story out of England, though ultimately, it’s one that suits him and is perhaps a fitting way to share that his magazine and media company are for sale. “Chris and I realized we had been doing this a long time, longer than anything else we’d ever done ... because we enjoy it,” England said that day. “We didn’t want to get burned out and we started thinking about passing it off to some younger, fresher blood that can infuse some new energy into it before we started to get old and cranky,” he added. “That ship may have sailed.” Old might be relative for a 54-year-old veteran who exudes a physical appearance contrasting that of a stereotypical writer. Not until he opens his mouth does his quick-witted intelligence begin to pour out, often faster than I can keep up with. But maybe cranky is more accurate, although only when it comes to certain topics, namely public lands and the seemingly increasing limitations on access. Overall, England appears to be in good spirits, in awe of blue skies and bulbous roosters, while remaining well-entrenched in the daily happenings of a quarterly publication. That publication, however, is listed for $925,000, and although I thought it to be a timely story, England and McCarthy have been trying to sell Outside Bozeman for over a year. It’s just that now, after a little nudge and a couple of phone calls, they were ready to share why. “We kept it under wraps for a while and in the past six months we told the staff, and decided it was time to let the cat out of the bag,” England said. In 1999, England was doing OK in the journalism world, but some pitches were rejected, and emails went unanswered, making him yearn to be in charge. So, he did the only logical thing and launched a magazine. “When you’re a freelancer you’re going to face some disappointments, and I was having gradual success,” England said. “It wasn’t that I felt like I couldn’t make it, but I got excited about writing whatever the hell I wanted to write, and I got excited about celebrating this town that I love so much.” Having come up with an idea for it, he chipped away at his plans, drawing up a mock sketch of a first issue , what it would cover, and what it would be called. Working as a bartender at the time, he met Jim Harris, a local photographer. “After about his fourth beer Jim said, ‘You know, I got this idea for a magazine for Bozeman,” England said. “Go on,” he told Jim at the time. “I played dumb, and I just let him tell me everything about it,” England continued. “And it was exactly like my idea, down to the name. He had the same name!” The two shook hands that night and started the magazine the next day, and over a few months, the first issue was erected from the depths of their dynamic minds and published in the early summer of 2000. “It looked like a high school project,” England said. “We both put in a couple of grand and we bought a computer, some software and I sold ads. I wrote every article in that first issue. Jim produced every photo.” In their office on East Mendenhall Street, shelves of issues line a wall — the summation of what Outside Bozeman has produced over the years, slowly shifting and morphing from a biannual. “I foolishly thought that we would make a bunch of money and we’d sell it in five years,” England said. “We never made a bunch of money, but it took probably 10 years before we were making decent money.” Today, Outside Bozeman has four issues a year, filled with tongue-in-cheek writing and articles that run the gamut of outdoor-related content, fueled and altered by those feeding the publication. “We worked hard, we threw it together, and it always came out,” England said. “As the years passed, we developed processes and systems so that we didn’t have to pull all-nighters while still maintaining the energy of it and preserving the spirit. Things normalized.” Regarding style and content, and their occasional divergence into the satirical as their most devoted readers likely know, England says, “We’re smart asses and we like to joke around, have fun and poke fun. It naturally flows from our senses of humor.” “Nothing is sacred,” England said. “We get praise, but we rarely publish it, we always publish the hate mail.” Although he says Outside Bozeman prides itself on giving voice to locals, he said it’s important that his team never took themselves too seriously and attempted to stay true to something greater. “Everybody takes themselves too damn seriously and nobody wants to joke, nobody wants to offend anyone,” he said. “I think we deprive ourselves of an important aspect of life when we get too sensitive and too worried about saying the wrong thing.” Although England said they’ve “tempered ourselves a little bit — we don’t really want to deliberately offend people unless they deserve it,” he still believes the publication should “just say whatever the hell we want.” Even with politics, and getting sucked in by a partisan world, he essentially said Outside Bozeman uses its middle finger to bypass societal rules and restrictions, to “Call out the bastards and praise the heroes,” he said. So, they write what they want, when they want, not straying far from an outdoor-focused agenda while remembering to always blaming those they believe are to blame, regardless of party affiliation. “We care about this land, the landscape, and its wild creatures and habitat and nature so we fight for that,” England said. “We call out people who work against it and oftentimes it means we’re calling out Republicans but that doesn’t mean we’re Democrats, right?” I nod, waiting for more. “It just means we care about nature.” By the time I fired the shotgun for the first time, McCarthy and England were likely starting to wonder what was taking me so long. We’d traversed the field, multiple roosters had popped, and they each had a kill, but I was too fixated on taking the wrong shot, carefully watching the muzzle of the gun, mindfully aware of where my trigger finger rested, and tracking their bright orange. Still, they kept us going, only stopping by McCarthy’s truck for a quick break before crossing the road into another field, where we made our way through and around a stretch of brush. Soon enough, more pheasant roosters began to pop, to their amazement, both being seasoned hunters. In the end, I missed five shots, but England bagged his three and McCarthy one. Tired and dehydrated, I unloaded the shotgun, got back into the truck and we headed for Belgrade. McCarthy was driving and England pointed out a flock of turkeys out of legal range of our shotguns. When I asked them why they brought a reporter along for a hunting trip, they both got quiet, while I quickly realized that only Chronicle photographer Lauren Miller and I were getting paid to be there. They noted that at least one issue every year features a firearm for hunting on the cover. It all seemed fitting. “You said you would like to start hunting,” McCarthy eventually said. “And I said, ‘Well, I think I’m going out Friday,’ and Mike invited you.” “Chris looked at me and said, ‘Really? You think we want to take a reporter hunting?” England added, laughing. I stared out the window as we drove onto Interstate 90 heading east. I saw the day’s last light shine over the Spanish Peaks as McCarthy’s German shorthair pointer began to fall asleep beside me. We’d share bouts of silence before one of us would talk again. McCarthy and England continued to tell me about their journey. About how McCarthy joined in 2010 and bought into the publication around 2012. How they’d rather be hunting or somewhere deep in the wilderness or how England wonders if he’s too old to be a game warden. They told me about all the articles they’d written and how they’d done just about everything they’d wanted to do. About the advertisements, McCarthy sold over the years. How the magazine grew to a quarterly and that each year there’s an issue with a gun on the cover. “I’m surprised that we’ve made it this far. It’s a lot of work,” England said. “We’re not getting rich, so we’re not in it for the money, and I’m surprised we’ve stuck it out this long, that we haven’t gone into something else.” They told me about the writers that have made their way through Outside Bozeman. Some just briefly, and some for years — how they leave their mark and how the magazine changes with each issue. “Outside Bozeman is a living thing, it’s not just mine or Chris’ or ours,” England said. “It’s a living thing that is a reflection of the people and of Bozeman.” And although I first called them with what I thought was a scoop, I quickly began to see it all differently. Outside Bozeman is for sale, sure, and for $925,000 a buyer will get all its intellectual property rights, branding, advertising accounts, access to staffing, and 25 years of content, but that doesn’t begin to breach the whole truth. Rather, it simplifies what Outside Bozeman represents and the place it holds in Gallatin Valley. It strips away some of the magic that England and McCarthy hope continues with a new owner, when they get the boot — and a lucrative paycheck. “I learned a while ago that nobody is that important, that if they’re gone things don’t continue to move forward,” McCarthy said. “If I’m gone, sales will continue, if Mike’s gone, editorial is going to continue.” “It’s bigger than us,” England added. “It exists beyond us; anybody can pick it up. We’re a big part of it but we’re not a necessary part of it anymore.” Get any of our free daily email newsletters — news headlines, opinion, e-edition, obituaries and more.
Hunting down a story: The scoop on the evolution — and looming sale — of Outside Bozeman
A London man is facing assault charges following a confrontation in the area of Wharncliffe Road and Oxford Street on Saturday. According to police, at around 1:20 p.m., the man was walking along the roadway when he bumped into a car. The driver tried to talk with him, and the man threw a coffee at the driver before brandishing a knife and threatening the driver. The man then fled the area on a city bus. Police say they located him nearby and arrested him, locating the knife in a search. The 64-year-old man now faces charges of assault with a weapon, and possession of a weapon. Shopping Trends The Shopping Trends team is independent of the journalists at CTV News. We may earn a commission when you use our links to shop. Read about us. 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These LEGO Kits Are On Sale And Ready To Gift Black Friday May Be Over, But You Can Still Take Advantage Of These Amazing Sales On Amazon Canada It's Officially Travel Tuesday: Here Are The Best Deals On Flights, Hotels, And Vacations London Top Stories Blizzard, snow squall warnings in effect, as much as 80cm possible in some areas Man assaults and disarms police in Hyde Park bank: London police Proposal for nurse practitioners at long term care homes welcome news at Ailsa Craig groundbreaking Experts react to Bank of Canada interest rate cut 'I'd prefer to put security over commerce': Sarnia mayor reacts to potential border spending Local charities split $80K donation from LSTAR London police say pedestrian threw coffee at driver, threatened them with knife, and fled on city bus NEW | Middlesex resident loses $45,000 in crypto-currency scam: OPP CTVNews.ca Top Stories Ontario Premier Doug Ford threatens to cut off energy in response to Trump's tariffs Ontario Premier Doug Ford threatened Wednesday about 'cutting off' energy supply to the U.S. in response to President-elect Donald Trump’s tariff plan on all Canadian imports. Trudeau will have to 'kiss the ring' to achieve smoother bilateral relations with Trump: John Bolton If Prime Minister Justin Trudeau wants to get on U.S. president-elect Donald Trump's good side for the sake of a smooth bilateral relationship, he'll likely have to be openly deferential, says former U.S. National Security Advisor, John Bolton. Elon Musk calls Justin Trudeau 'insufferable tool' in new social media post Billionaire Elon Musk is calling Prime Minister Justin Trudeau 'an insufferable tool' in a new social media post on Wednesday. 'Won't be in power for much longer,' Musk also wrote about the prime minister on 'X.' Banks lower prime rates following Bank of Canada move Canadian financial institutions are lowering their prime lending rates to match the decrease announced by the Bank of Canada. Police locate labyrinth of tunnels connecting tents to generator in Hamilton encampment Hamilton police say that they discovered a series of “man-made holes and tunnels” during a patrol of a downtown encampment earlier this week. Police identify murder victim whose skull was found in Ontario river more than three decades ago Police have identified a man whose skull was found almost 40 years ago in a Peterborough-area river. Certain foods may disrupt your body's fight against cancer cells, study says The food you eat may be affecting your body’s ability to fight cancer cells in the colon, according to a new study. Canada Post strike: Talks deadlocked as sides clash on wages Negotiations between Canada Post and the union representing its workers appear to be in a deadlock as the two sides remain far apart on wages and other issues. Poilievre's Conservatives still in majority territory: Nanos seat projections The Liberals' promise of a temporary GST break and $250 rebate cheques haven't benefited Prime Minister Justin Trudeau and his minority government when it comes to public support, according to Nanos Research data. Kitchener Another blast of winter weather coming our way After a few days of warmer weather, winter is making its return. 140-pound dog strolls solo into Giant Tiger store in Stratford, Ont. A furry, four-legged shopper was spotted in the aisles of a Giant Tiger store in Stratford, Ont. on Sunday morning. Large watermain repair closes stretch of Kitchener road until Friday A large watermain repair has closed a stretch of Strasburg Road in Kitchener. Barrie Blizzard and snow squall warnings issued with hazardous travel expected Prepare for some wicked weather expected to hit the region on Wednesday, with heavy snowfall up to 80 centimetres possible and gusty winds creating dicey travel conditions. Driver speeding 155km/h in posted 80 zone in dense fog charged: OPP A motorist accused of speeding 75 kilometres per hour over the posted limit in the Town of Mono through dense fog will have to explain their actions in court. Modified shotgun, axe and drugs seized from vehicle in Midland parking lot: OPP Two people face charges after a driving complaint in Midland led officers to allegedly find drugs, an axe, baton and a modified shotgun. Windsor Kingsville man dies after crash on Manning Road Essex County OPP say Manning Road is closed after a crash involving a dump truck. $64,000 bank fraud suspect arrested Windsor police say a bank fraud suspect, who was wanted in Windsor, has been arrested in York Region. Invest Windsor-Essex facing major financial deficit Invest Windsor-Essex is facing a big budget cut. Essex County council recently agreed to lower the amount of funding to Invest Windsor-Essex and the City of Windsor is set to do the same. Northern Ontario Sudbury police make big drug bust at apartment connected to assault suspect As Sudbury police continue to investigate Tuesday's assault on Elm Street, a search of the apartment where some of the suspects were found uncovered $135,000 in drugs. Ontario man charged with sex trafficking underage girls from Sudbury, Kingston Two young girls, from Sudbury and Kingston, Ont., were rescued from sex trafficking in the GTA and their suspected abuser has been charged, but police fear there may be more victims. Sudbury family celebrates liberation of their home country of Syria A Syrian family living in Sudbury, Ont., is celebrating a significant political shift in their home country after rebels took over the government. Sault Ste. Marie Ontario man charged with sex trafficking underage girls from Sudbury, Kingston Two young girls, from Sudbury and Kingston, Ont., were rescued from sex trafficking in the GTA and their suspected abuser has been charged, but police fear there may be more victims. Doctor shortage crisis turning into a catastrophe in the north: OMA Northern Ontario doctors are calling on the province to immediately address an acute doctor shortage in northern Ontario. SPONSORED | Is your credit card’s travel insurance enough? When you’re planning a trip, you always want to ensure you have coverage for any unexpected events, whether that’s a medical emergency, needing to cancel a trip at the last-minute (or during the trip!), or even for lost baggage. Many credit cards offer travel insurance as a perk, but do they provide you with enough coverage? Ottawa Council approves 3.9% tax hike in 2025 City of Ottawa budget, hikes senior fares $9 City council has voted to approve the 2025 City of Ottawa budget that will include scaled back fares hikes for seniors and retain youth discount passes while raising taxes across the board for most homeowners. Driver receives $10K in fines for speeding 134 km/h over speed limit on Highway 174 in Ottawa, police say An Ottawa driver faces $10,000 in fines and is banned from driving for two years after being observed going 134 km/h over the speed limit on Highway 174. Canada Post workers rally at headquarters as strike enters fourth week Canada Post workers are continuing their fight for a deal as their strike stretches into its fourth week. Toronto Police locate labyrinth of tunnels connecting tents to generator in Hamilton encampment Hamilton police say that they discovered a series of “man-made holes and tunnels” during a patrol of a downtown encampment earlier this week. Ontario Premier Doug Ford threatens to cut off energy in response to Trump's tariffs Ontario Premier Doug Ford threatened Wednesday about 'cutting off' energy supply to the U.S. in response to President-elect Donald Trump’s tariff plan on all Canadian imports. Police identify murder victim whose skull was found in Ontario river more than three decades ago Police have identified a man whose skull was found almost 40 years ago in a Peterborough-area river. Montreal Montreal billionaire Robert Miller facing new sex charges Montreal billionaire Robert Miller is facing new criminal charges as he waits to go on trial on several sex offences. Amber Alert ends after child, 9, found safe, police say Quebec provincial police have ended the Amber Alert issued earlier on Wednesday for a nine-year-old boy. Montreal plans to turn Molson Brewery site into residential neighbourhood The old industrial Molson Brewery site downtown Montreal will be transformed into a residential neighbourhood with a public park and some 5,000 housing units. Atlantic Officer receives suspension after two Mi'kmaq elver fishers left without boots A federal fisheries officer has been suspended for 10 days without pay for his role in arresting two Mi'kmaq elver fishers late at night and releasing them in only their socked feet. Truro man wanted on provincewide warrant: N.S. RCMP The RCMP is searching for a man from Truro, N.S., who is wanted on a provincewide warrant. Maritime weather: Rainy, windy weather moves through region More rain and wind are ahead for the Maritimes Wednesday through Thursday, with weather warnings in effect for parts of the region. Winnipeg Winnipeggers face 5.95 per cent property tax increase in budget Winnipeggers will be paying more property taxes than expected next year. Manitoba nurse found not criminally responsible for killing parents has licence to practice suspended A Manitoba nurse who was found not criminally responsible for killing his parents and attacking another nurse in a Winnipeg hospital has been suspended from practicing. Woman, 72, dies following crash on Highway 41: RCMP A 72-year-old woman is dead following a crash on an icy Manitoba highway Tuesday morning. Calgary 'Suspicious person' prompts shelter in place at Calgary building, turns out to be RCMP officer Calgary police say an RCMP officer inadvertently prompted a shelter in place order at an Eau Claire office building on Wednesday. Multi-vehicle highway collision in southern Alberta leaves 4 dead, 1 injured Four people are dead following a multi-vehicle crash in southern Alberta on Monday evening. Local art therapist working with marginalized and vulnerable men to help them share their stories Jennifer Seniuk started an initiative called 'My Friend Dave' after meeting up with Dave Lanza at a warming station last winter. Edmonton Pair accused in killing of apartment security guard to spend Christmas in jail A man and a woman charged in the killing of a security guard in Edmonton will spend Christmas and New Year's behind bars. Edmonton police acted reasonably in 2022 shooting that killed innocent man: police watchdog Alberta's police watchdog has cleared three Edmonton police officers in the death of a civilian in his apartment in 2022. Crash involving school buses ties up south Edmonton traffic Two school buses carrying children were involved in a crash in south Edmonton Wednesday morning. Regina Extreme cold warnings issued for Regina, Saskatoon and much of eastern Sask. Extreme cold warnings are now in effect as Saskatchewan enters a cold snap, which is expected to last until the end of the week. SaskPower bills to rise an average of 2.9% in 2025 due to carbon tax rate increase Residents in Saskatchewan will see a slight increase in their power bills come the new year, as the federal price on carbon is set rise. Sask. premier sees rise in approval as new term begins, according to poll Saskatchewan Premier Scott Moe has seen a bump in his approval rating as his new term begins, according to a recent poll from Angus Reid. Saskatoon Cold weather in Saskatchewan spurs furnace breakdowns, carbon monoxide concerns The return of bitterly cold temperatures has first responders and HVAC technicians on stand-by, ready to respond to emergencies. 'Unfortunate coincidence': Two Saskatoon power outages not related, city says The city's two major power outages within a week were caused by different reasons, according to Saskatoon Light & Power (SL&P). River search for missing Saskatchewan man suspended Emergency crews have suspended their river search for a missing Saskatchewan man. Vancouver Distress call leads to discovery of camper's body on Vancouver Island Mounties say a 42-year-old man who was camping on Vancouver Island has been found dead after rescuers were alerted to a distress signal from his satellite communication device. Commercial truck driver charged after parked cars struck in Metro Vancouver A commercial truck driver is facing impaired driving charges after police say his tractor-trailer collided with four parked cars in Port Coquitlam, B.C. Short-term rental not a 'business,' B.C. owner claims in rejected assessment appeal A B.C. man's unique claim that his short-term rental unit was not a "business," but an "investment" for the purposes of his 2024 property assessment has been rejected. Vancouver Island Distress call leads to discovery of camper's body on Vancouver Island Mounties say a 42-year-old man who was camping on Vancouver Island has been found dead after rescuers were alerted to a distress signal from his satellite communication device. No Santa, no Rudolph: B.C. mother questions lyric changes for son's school concert A Saanich, B.C., mom is questioning why her son came home from school with the words “Santa,” “Rudolph” and “Christmas” crossed out on a lyric sheet for his winter concert. Commercial truck driver charged after parked cars struck in Metro Vancouver A commercial truck driver is facing impaired driving charges after police say his tractor-trailer collided with four parked cars in Port Coquitlam, B.C. Stay ConnectedQatar tribune dpa Seoul The chairman of South Korea’s ruling party has urged his colleagues to reject the opposition-led impeachment proceedings against President Yoon Suk Yeol, as the fallout from Yoon’s imposition of martial law continued with his defence minister’s resignation. The Yonhap news agency on Thursday quoted Han Dong Hoon as saying: “As party leader, I will work to ensure that this impeachment (motion) does not pass to prevent harm from unprepared chaos to the public and supporters.” President Yoon unexpectedly declared martial law on Tuesday only to lift it a few hours later in the face of massive political resistance and protests. This marked the first time since South Korea’s transition to democracy in the late 1980s that the country’s head of state imposed martial law. In the wake of the turmoil, opposition lawmakers signed a petition for impeachment proceedings, which is set to be voted on in parliament on Saturday. Also on Thursday, Yoon accepted the resignation of his defence minister. Kim Yong Hyun, a former head of the Presidential Security Service and close aide to Yoon, was only inaugurated as defence minister in September. The Defence Ministry in Seoul confirmed that Kim proposed the martial law to Yoon, Yonhap reported. The finance, education and justice ministers are also reportedly planning to take responsibility for Yoon’s actions by stepping down from their posts. Copy 06/12/2024 10
Hegseth meets with moderate Sen. Collins as he lobbies for key votes in the SenatePHILADELPHIA (AP) — Saquon Barkley wanted to be a student in team history before he had a chance to make some with the Eagles. The running back who had just signed with Philadelphia for $26 million guaranteed took a deep dive on some of the franchise’s greats out of the backfield. He learned about Wilbert Montgomery. Brushed up on LeSean McCoy. Barkley then put them in his sights — and this week against Carolina, he could become the top single-season rusher in Eagles history. Get past those two Eagles Hall of Famers and the target narrows: McCoy has a chance to break Eric Dickerson's NFL single-season rushing mark of 2,105 yards, set in 1984. “That's your goal,” Barkley said. “You want to come in here, you want to leave a legacy on a place, on a franchise.” Here's where things stand with Barkley in his pursuit of records: — Barkley has an NFL-best 1,499 yards rushing through 12 games, an average of 124.9 yards per game. At that pace and with one more game to play than Dickerson, he would surpass the NFL mark that's stood for 40 years. — Barkley needs to run for 108 yards against the Panthers to break McCoy's Eagles record of 1,607 yards set in 2013. Montgomery ran for 1,512 yards in 1978. “I'm aware of the things I can accomplish,” Barkley said. “The way I accomplish that is sticking to the script.” The Eagles (10-2) have won eight straight to take control of the NFC East and remain in the hunt for the No. 1 seed in the conference. Barkley — with a little help from Jalen Hurts — has largely led the way and moved into MVP consideration. The former New York Giant also ranks third in the league with 11 rushing touchdowns. It's reasonable to expect Barkley to pile on the yards against Carolina (3-9). The Panthers are 32nd in the league against the run and just allowed Tampa Bay's Bucky Irving to run for a career-high 152 yards last week (he had never broken 100). “It’s incredible what he is doing. The record has stood up for a while. I mean 17 games or 14 games, it’s ridiculous,” Panthers defensive lineman Shy Tuttle said. “It’s a record that has been held for a long time and whoever breaks it, Saquon or someone else, it’s an incredible achievement.” Barkley leads the NFL with four rushing touchdowns of 25-plus yards this season and tied Montgomery for the most 100-yards games in an Eagles season with eight. “You get to see the player on Sundays. We get to see the person every other day during the week,” offensive coordinator Kellen Moore said. “He’s special. At the end of the day, he’s a special teammate, special person. The way he connects with everyone, rallies everyone together. He’s one of the best.” Panthers running back Chuba Hubbard is eager to get back on the field and put last week behind him. Carolina’s leading rusher had a costly fumble in overtime last Sunday against Tampa Bay as the Panthers were driving for a potential game-winning field goal, resulting in a 26-23 loss to division rival Tampa Bay. A dejected Hubbard remained on the bench for several minutes after the loss. “You definitely use it as motivation,” Hubbard said. “I have come a long way and I know what it’s like to play great football. That was a big mistake on my end, but I don’t just lose all of the work I have put in because of that one mistake.” Bryce Young is beginning to show he can be a factor with his legs, scoring on a 10-yard run last week against the Buccaneers. However, Young still receives plenty of good-natured ribbing from his teammates when it comes to his sliding ability, which the QB has previously admitted is limited because he wasn’t much of a baseball player. “He definitely has to work on his slide,” Hubbard said. “He has been making people miss so he hasn’t had to slide like that a lot. I mean I’m not trying to hate on my dog’s slide but it’s just a work in progress. He will be all right.” Panthers guard Robert Hunt said it’s always interesting playing in Philadelphia because of the team’s passionate fan base. Last year, while Hunt was playing for the Dolphins, he said an Eagles fan attempted to board the Miami team bus. “They have some characters there — some people who don’t really give a damn,” Hunt said. “He was trying to trash-talk us. But he was confident and that is what makes them them.” Hunt said the fan never made it on the bus. “Aw hell no, we would have stomped that boy,” Hunt said with a laugh. “He tried. He was talking his noise. Good for him. I don’t want to say you want a fan base like that, but you want a fan base that cares about the team.” AP Sports Writer Steve Reed in Charlotte, North Carolina, contributed to this report. AP NFL: https://apnews.com/NFL
Fears for Gaza hospitals as fuel and aid run lowMatt Gaetz is now giving pep talks and holiday wishes on Cameo
When it comes to taxes, the Canadian investor has no better friend than a tax-free savings account (TFSA). Letting you shelter your gains and dividends from taxation, while inside the account on withdrawal, the TFSA can boost your after-tax returns. That’s not to say that TFSAs are always completely tax-free however. You do pay withholding taxes on foreign dividend stocks in a TFSA, for example. Additionally, there are specific scenarios where you can end up paying taxes to the CRA – specifically when you violate the TFSA account rules. In this article, I will explore three TFSA red flags that the CRA is keeping a close eye on, that you should never allow yourself to be exposed to. Excessive contributions Contributing is the most obvious TFSA red flag that the CRA keeps a close watch on. Every investor has accumulated a certain amount of contribution room. The formula is amount of room added in each year in which you were eligible to open an account, minus past contributions. If you contribute more than this amount, then you could wind up getting taxed for excessive contributions. A common TFSA contribution room misconception is that total contribution room is the same for everybody. The mistake people make here is conflating the amount of contribution room accumulated since the TFSA launched, with contribution room. Only those who were 18 or older in 2009 get the TFSA program’s lifetime accumulated amount, which is $102,000 for 2025. If you were 17 or younger in 2009, you have less lifetime accumulated room than that. Unapproved investments A second ‘red flag’ category the CRA keeps a close eye on is unapproved investments. There are a few of these, most of them involving holding shares in a company you control in a TFSA. If you create securities representing ownership in your small business and deposit them into your TFSA, you will be taxed. The CRA does not regard such shareholdings as investments but as business assets. Fortunately, 90% of Canadians are not at risk of ever falling into the unapproved investment trap. If you’re a business owner, you might want to keep it in mind. Day trading Last but not least, we have full-time day trading. If you day trade full time and realize huge profits by doing so, the CRA will tax you as a business, even if you conducted your trades in a TFSA. There is a bit of a grey area when it comes to defining day trading, but suffice it to say, if you trade full time, earn a full-time living, and use specialized software in your trading, the CRA will probably consider you a business. It’s better to hold in your TFSA long term than to day trade in it. Such funds are usually considered legitimate TFSA holdings. Consider ( ), for example. It’s a Canadian index fund built on U.S. stocks. Specifically, it is built on the S&P 500, the world’s most followed stock market index. The fund has 500 or so stocks, which provide it with considerable diversification. It has a low management fee (0.08%), which means it is fairly cheap. Finally, the fund is liquid and widely traded, which results in low trade execution costs. Overall, it’s an asset worth holding, and it is 100% approved for your TFSA.Billionaires' Wealth More Than Doubles In 10 Years: UBS
NEW YORK, Dec. 11, 2024 (GLOBE NEWSWIRE) -- Future Vision II Acquisition Corp., (NASDAQ: FVNNU) a publicly traded special purpose acquisition company (the “Future Vision”), and Viwo Technology Inc., a Cayman Islands exempted company operating its business via wholly owned entities in China (“Viwo”), today announced that, on December 10, 2024, they have entered into Amendment No. 1 to the Merger Agreement. Amendment No. 1 to the Merger Agreement requires pre-Business Combination Viwo shareholders to enter into a lock up agreement with respect to Future Vision shares they receive from the consummation of the Business Combination. The lock up is designed to align the interests of these shareholders with the long-term growth of the post-Business Combination company, Viwo Inc. Under the terms of the lock-up agreement, shareholders will be required to enter into a lock-up agreement, which includes a Viwo Inc. performance based release mechanism. This mechanism provides that shares are released based on the achievement of specific financial performance milestones and time-based criteria. Key Highlights of the Lock-Up Agreement: Company Shareholders’ shares received in connection with the consummation of the Business Combination will be locked up for two (2) or three (3) years from the Effective Time of the Business Combination if the following performance-based milestone is met by Viwo Inc. Condition of the Two-Year Lock-Up Period Shares will be eligible for release if Viwo Inc. achieves an audited gross revenue growth of 20% by the end of the first fiscal year and 30% by the end of the second fiscal year, or a compounded growth rate of 24.96% year over year for the two-year period. If Viwo Inc. does not achieve the required gross revenue growth, than the shares will be locked up for a third year. Condition of the Three-Year Lock-Up Period: Shares will be eligible for release if Viwo Inc. achieves an audited gross revenue growth of 126.2% by the end of the third fiscal year, representing a compounded growth rate of 28.46% year over year, or 45% revenue growth from the second year assuming Viwo Inc. achieves a compounded growth rate of 24.96% year over year for the first and second years. Forfeiture of Shares to Release Lock Up: Alternatively, shareholders may effect the forfeiture of 10% of their Consideration Shares after the end of the third fiscal year to release the lock up. “We believe that this lock-up agreement, with its staggered release mechanism, will foster a stronger alignment between shareholders and the company’s long-term goals,” said Fidel Wang of Viwo Technology Inc. “By tying the release of shares to specific financial performance milestones, we are reinforcing our commitment to sustainable growth and value creation.” About Viwo Technology Inc. Viwo is an innovation-driven technology company specializing in AI and “Martech” (marketing + technology) services, as well as AI and software development services. Viwo’s mission is to drive business growth and enhance corporate value for its customers. Viwo assists customers across various industries in achieving digital upgrades and transformations, thereby creating future value. Viwo is committed to continuous technological innovation with the aim of industrializing intelligent digital technology. About Future Vision II Acquisition Corp. Future Vision II Acquisition Corp is a newly incorporated blank check company incorporated as a Cayman Islands exempted company for the purpose of effecting a merger, share exchange, asset acquisition, share purchase, reorganization or similar business combination with one or more businesses or entities. While we will not be limited to a particular industry in our identification and acquisition of a target company, we intend to focus our search on businesses within the technology, media, and telecommunications sector. Additional Information about the Business Combination and Where to Find It To facilitate the Business Combination, Future Vision will file a registration statement on Form S-4 (as may be amended from time to time, the “Registration Statement”) that will include a preliminary proxy statement/prospectus of Future Vision, and after the Registration Statement is declared effective, Future Vision will mail a definitive proxy statement/prospectus relating to the Business Combination to its shareholders. The Registration Statement, including the proxy statement/prospectus contained therein, when declared effective by the SEC, will contain important information about the Business Combination and the other matters to be voted upon at a meeting of Future Vision’s shareholders to be held to approve the Business Combination and related matters. This communication does not contain all of the information that should be considered concerning the Business Combination and other matters and is not intended to provide the basis for any investment decision or any other decision in respect to such matters. Future Vision and Viwo may also file other documents with the SEC regarding the Business Combination. Future Vision shareholders and other interested persons are advised to read the preliminary proxy statement/prospectus and the amendments thereto and the definitive proxy statement/prospectus and other documents filed in connection with the Business Combination, when available, as these materials will contain important information about Future Vision, Viwo, and the Business Combination. When available, the definitive proxy statement/prospectus and other relevant materials for the Business Combination will be mailed to Future Vision shareholders as of a record date to be established for voting on the Business Combination. Shareholders will also be able to obtain copies of the preliminary proxy statement/prospectus, the definitive proxy statement/prospectus and other documents filed with the SEC that will be incorporated by reference therein, without charge, once available, at the SEC’s website at www.sec.gov . Participants in the Solicitation / No Offer or Solicitation Future Vision, Viwo, and their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from Future Vision shareholders in connection with the proposed Business Combination. A list of the names of the directors and executive officers of Future Vision and information regarding their interests in the business combination will be contained in the proxy statement/prospectus when available. You may obtain free copies of these documents as described in the preceding paragraph. This communication does not constitute an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote or approval, nor shall there be any sale of any securities in any state or jurisdiction in which such offer, solicitation, or sale would be unlawful prior to registration or qualification under the securities laws of such other jurisdiction. Forward-Looking Statements Neither Future Vision, Viwo, nor any of their respective affiliates make any representation or warranty as to the accuracy or completeness of the information contained in this Current Report on Form 8-K. This Current Report on Form 8-K is not intended to be all-inclusive or to contain all the information that a person may desire in considering the proposed Business Combination discussed herein. It is not intended to form the basis of any investment decision or any other decision in respect of the proposed Business Combination. This Current Report on Form 8-K and the exhibits filed or furnished herewith include “forward-looking statements” made pursuant to the safe harbor provisions of the United States Private Securities Litigation Reform Act of 1995 with respect to the proposed transactions by and among Future Vision, Merger Sub, and Viwo, including statements regarding the benefits of the transaction, the anticipated timing of the Business Combination, the business of the Company and the markets in which they operate. Actual results may differ from expectations, estimates and projections and consequently, you should not rely on these forward-looking statements as predictions of future events. These forward-looking statements generally are identified by the words or phrases such as “aspire,” “expect,” “estimate,” “project,” “budget,” “forecast,” “anticipate,” “intend,” “plan,” “may,” “will,” “will be,” “will continue,” “will likely result,” “could,” “should,” “believe(s),” “predicts,” “potential,” “continue,” “future,” “opportunity,” “seek,” “intend,” “strategy,” or the negative version of those words or phrases or similar expressions are intended to identify such forward-looking statements. These forward-looking statements include, without limitation, Future Vision’s and Viwo’s expectations with respect to future performance and anticipated financial impacts of the proposed Business Combination. These forward-looking statements involve significant risks and uncertainties that could cause the actual results to differ materially from the expected results. Most of these factors are outside Future Vision’s and Viwo’s control and are difficult to predict. Factors that may cause such differences include, but are not limited to: general economic, financial, legal, political and business conditions and changes in domestic markets; risks related to the business of Viwo and the timing of expected business milestones; changes in the assumptions underlying the expectations of the Viwo regarding its future business; the effects of competition on the Viwo’s future business; the outcome of any legal proceedings that may be instituted against Future Vision, Viwo, and/or the combined company or others following the announcement of the proposed Business Combination and any definitive agreements with respect thereto; the inability to complete the proposed Business Combination, including, without limitation, the inability to obtain approval of the shareholders of Future Vision or to satisfy other conditions to closing; the ability to meet stock exchange listing standards in connection with and following the consummation of the proposed Business Combination; the risk that the proposed Business Combination disrupts current plans and operations of Future Vision and Viwo as a result of the announcement and consummation of the proposed Business Combination; the ability to recognize the anticipated benefits of the proposed Business Combination, which may be affected by, among other things, competition, the ability of the combined company to grow and manage growth profitably, maintain relationships with customers and suppliers and retain its management and key employees; costs related to the proposed Business Combination; changes in applicable laws or regulations and delays in obtaining, adverse conditions contained in, or the inability to obtain regulatory approvals required to complete the proposed Business Combination; the Parties’ estimates of expenses and profitability and underlying assumptions with respect to shareholder redemptions and purchase price and other adjustments; the possibility that the combined company may be adversely affected by other economic, business, and/or competitive factors; and other risks and uncertainties set forth in the filings made by Future Vision with the SEC, including the proxy statement/prospectus that will be filed relating to the proposed Business Combination. These filings identify and address other important risks and uncertainties that could cause actual events and results to differ materially from those contained in the forward-looking statements. Future Vision and Viwo caution that the foregoing list of factors is not exclusive. Future Vision and Viwo caution readers not to place undue reliance upon any forward-looking statements, which speak only as of the date made. Neither Future Vision or Viwo undertake or accept any obligation or undertaking to release publicly any updates or revisions to any forward-looking statements to reflect any change in its expectations or any change in events, conditions or circumstances on which any such statement is based. For investor and media inquiries, please contact: Ms. Caihong Chen, CFO of Future Vision Email: caih_chen@outlook.com