
REGINA — A Saskatchewan legislature member says his transgender children were targeted in an election campaign promise about school change rooms and he wants an apology from Premier Scott Moe. Opposition NDP member Jared Clarke told the legislative assembly this week his daughters were subjects of a complaint for using a girls’ change room at a southeast Saskatchewan school. “The premier put a target on the backs of my two 12-year-old kids,” Clarke said in the house. He said a news article of the complaint was published Oct. 16 and later that day a photo of his family was shared on social media linking them to the article. The next day at a campaign stop in Regina, Moe was asked about the complaint and announced he would ban “biological boys” from using girls change rooms at schools if his Saskatchewan Party won the Oct. 28 election. Moe had touted the proposal as his first order of business, but it was not in his party's campaign platform. "He held a press conference to stoke fear and outrage about two kids at an elementary school, while my children’s picture was circulating on social media, identifying them, while unimaginable hate was raging down on my family," Clarke told the assembly. "The premier owes my children an apology. He owes all transgender people in this province, especially kids, an apology for how he has made them feel so unsafe over the last year." Moe’s office did not immediately respond to a request for comment. Moe said during last month’s election campaign he did not know the identity of the children. He told reporters a week after the Saskatchewan Party was re-elected the ban would no longer be a legislative priority. He said school boards are being consulted on a change room policy that would support all students. Clarke asked if it would be acceptable for the children of other legislature members to be used as political fodder. “What do you think would be going through a 12-year-old’s mind when they hear the premier of their province targeting them?” he told the assembly. He said it wasn’t easy when his children came out as transgender, and that he and his wife had to do a lot of learning, reading, talking and thinking. “As a parent of a transgender child, you are presented with a stark choice: to outright reject the feelings and words of your child when they tell you who they are or to choose to embrace your child and love them with all your heart,” he said. “My wife and I decided to love our kids with all our hearts. “Transgender kids are not scary. Transgender people are not scary. They are not people that we should be afraid of. They are people who deserve to be treated with respect and dignity and love.” He said his kids are kind and smart, and they play sports and music. They are also fond of Taylor Swift and airplanes. "They have the incredible strength to live as their authentic selves." Clarke said it’s the second time the Saskatchewan Party government has gone after transgender kids. Last year, the province passed a law using the notwithstanding clause to require parental consent when children under 16 want to change their names or pronouns at school. "I don’t expect everyone to understand the journey that we have been on as a family, but I hope that my words today can be heard by those who have an open heart and a willingness to learn about the different lived experience than perhaps their own," he said. "I hope something good can come from this terrible experience." This report by The Canadian Press was first published Nov. 27, 2024. Jeremy Simes, The Canadian Press
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CHARLOTTE, N.C. (AP) — There are no moral victories in professional sports. However the Carolina Panthers’ ability to take the two-time defending Super Bowl champion Kansas City Chiefs down to the wire on Sunday before losing 30-27 on a walk-off field goal has first-year coach Dave Canales excited about the direction of his team. And he has a right to be. The Panthers (3-8) have come a long way since losing their first two games by a combined 73-13 margin. Canales said that while players were sick to their stomachs in the locker room after the game for “letting an opportunity slip away,” he added that he believes they can “feel what is happening” in the organization and likes the team's fight. “We are becoming us," Canales said. “We’re becoming a style of football that we want to pride ourselves on. We took care of the football. Defensively, we got after it ... I think that the guys can feel what we’re trying to get done philosophically." Canales even gave his players the day off on Monday, something that usually only happens after wins. A big reason for the team's improvement in recent weeks is the play of quarterback Bryce Young. Young made big plays at crucial times, leading the Panthers back from 11 points down in the fourth quarter to tie the game before Patrick Mahomes drove the Chiefs on a game-winning drive in the final two minutes. Young finished 21 of 35 for 263 yards with one touchdown and no turnovers. Breaking with his custom over the past few weeks, Canales immediately said Young will be the team's starter next Sunday against Tampa Bay. “I just saw him playing decisive and it comes with confidence in knowing his guys are going to be where they’re supposed to be when they’re supposed to be there,” Canales said. “You saw a bunch of back foot throws where he knew somebody was coming open and the anticipation, all that comes from the chemistry just building over these weeks. I was really excited to see some of those things come alive.” Still, Young is just 4-18 as an NFL starter, and Canales stopped short of saying the 2023 No. 1 overall pick has what it takes to be the team's franchise quarterback. “That’s really far in the future,” Canales said. “Right now, I’m just looking to build off this week, have another solid week of practice, bring the guys back together and just attack the basics, the fundamentals right now.” What’s working Edge rusher D.J. Wonnum has given an immediate boost to the Panthers pass rush since coming off injured reserve. Carolina has had seven sacks in Wonnum's two starts, including five on Sunday against Patrick Mahomes. Carolina had only 10 sacks in nine games without Wonnum. Wonnum has two sacks and a forced fumble, and his presence has helped take pressure of edge rusher Jadeveon Clowney. “He’s a pro’s pro the way he prepares, how meticulous he is about his rush plan, just learning the different players he’s playing against and just how focused and intentional he is in his practice and preparation and it shows up on game day,” Canales said. What needs help The Panthers secondary remains a major issue. Carolina allowed Mahomes to carve them up, completing 27 of 37 passes for 269 yards and three touchdowns. Carolina has now allowed 21 passing touchdowns, which ranks near the bottom of the league. Stock up Veteran wide receiver David Moore saw increased playing time with rookie Jalen Coker a game-time scratch. Moore responded with a team-high six catches for 81 yards and a touchdown. Moore has the trust of Canales after playing for him last season in Tampa Bay. Stock down Cornerback Dane Jackson failed to tackle Mahomes on his big 33-yard run that set up the winning field goal. Injuries Rookie tight end Ja'Tavion Sanders was discharged from the hospital on Sunday after suffering a neck injury and having to be carted off the field on a backboard. Sanders had the use of all of his extremities, the team said. It's too early to know if he'll play in Week 13. Key number 7 — If the Panthers lose Sunday it'll mark the seventh straight season they've finished with a losing record under owner David Tepper. Carolina has not been to the postseason since Tepper bought the team from Jerry Richardson in 2018. Next steps The Panthers host Tampa Bay and former Carolina QB Baker Mayfield on Sunday. Mayfield beat the Panthers twice last season, gaining a measure of revenge after being cut by Carolina midway through the 2022 season. Mayfield is 3-0 against the Panthers. AP NFL: https://apnews.com/hub/nflYou’ve probably been discouraged to see the interest rate on your high-yield savings account fall during the past couple of months. But your money is still earning much more than it would in a traditional savings account — and more than inflation. Rates paid on cash in savings accounts have been dropping since the Federal Reserve began cutting its key interest rate in September as inflation cooled. The central bank cut rates again, by a quarter point, at its meeting this month, and another cut in December is seen as likely, though not certain because of a recent uptick in inflation. Banks are following the Fed’s lead in gradually reducing interest rates. Even so, the rates paid on federally insured high-yield savings accounts, many offered by banks that operate solely or mostly online, are still beating inflation, which was 2.6 percent on an annual basis in October. “High-yield savings accounts are still attractive relative to traditional savings accounts,” particularly for emergency or “rainy day” funds that savers want to be able to tap into quickly, said Alan Bazaar, CEO and co-chief investment officer at Hollow Brook Wealth Management in Katonah, New York. Online banks were offering rates of 4 percent or higher this week, compared with a national average rate of just 0.56 percent for all types of savings accounts, according to the financial site Bankrate. If you put $5,000 in a savings account for a year at the average rate, you’d earn just $28, compared with about $200 with a high-yield account. (At some of the biggest national banks, which are offering just 0.01 percent, you’d end up with a measly 50 cents.) Just a few years ago, savers were getting 1 percent on their deposits at best, so 4 percent is nothing to scoff at, said Ted Rossman, a senior industry analyst at Bankrate. High-yield accounts can also be attractive for funds needed in the not-so-distant future — say, for a child heading to college or for retirees looking to set aside cash for living expenses. The accounts can generally be set up quickly online and funded by electronically depositing funds from your checking account. Withdrawals can typically be transferred out within one or two business days. Rossman advised pairing an online high-yield savings account with a traditional checking account at a brick-and-mortar bank so you can visit a branch if needed. A few banks and credit unions continue to offer rates of 5 percent or higher on savings accounts — but generally, they are less familiar institutions or have special requirements, like making a large initial deposit or minimum monthly deposits. LendingClub Bank offers 5 percent but may pay a reduced rate unless you deposit at least $250 a month. Pibank, an online brand of Miami-based Intercredit Bank, is advertising 5.5 percent nationally. Openbank, the new digital arm of Santander Bank, is advertising 5 percent with a minimum deposit of $500. (The rate isn’t available, however, in many states in the Northeast.) Savers shouldn’t be put off simply because a bank isn’t a household name, as long as their money is insured by the Federal Deposit Insurance Corp., Rossman said. Look for the logo on the bank’s website or check the agency’s BankFind tool. (Deposits are generally protected against a bank failure for up to $250,000 per depositor per bank. To check your coverage, use the FDIC’s calculator.) It’s true that more Fed rate cuts are anticipated, Rossman said, but the pace is expected to slow. Even as rates fall, banks are operating in a competitive environment, and some may still offer higher rates to attract customers. Openbank’s rates will change, “but we expect to remain very competitive,” said Swati Bhatia, head of retail banking and transformation at Santander. Despite the availability of higher rates, many people stick with low-interest accounts, perhaps because they don’t realize what they are missing, according to a recent survey of American adults from Openbank. The survey found that 40 percent of those with only a traditional savings account didn’t know what interest rate their account paid. Plus, more than half of those with traditional accounts said they thought they would have to leave their main bank to open a high-yield account at another bank. (The online survey of 2,206 adults was conducted for Santander by Morning Consult.) Here are some questions and answers about saving options: What other options are available for federally insured savings accounts? Savers can consider certificates of deposit, or CDs, which tend to offer higher rates than savings accounts but typically charge a penalty if you withdraw your funds before the term of the certificate is up. Penalties are typically a couple of months of interest but can be more for longer-term certificates. CDs commonly come in terms of three months to five years. Even brick-and-mortar banks are offering rates at 4 percent or higher for CDs, depending on the term. In some cases, banks may require larger minimum deposits to get those rates. To avoid locking up your cash, Bazaar said, you might consider “no-penalty” CDs, which pay a lower rate but don’t reduce your interest if you withdraw funds early. What is a CD ladder? You can lock in current rates but have periodic access to your money by opening CDs with different terms. If you have $15,000, for instance, you might open three $5,000 CDs at terms of six months, nine months and 12 months. When the six-month certificate matures, you roll the money into a new 12-month CD and so on. What other low-risk options are available for my cash? Money market funds, which you can open through a brokerage, invest in low-risk securities, like Treasury bonds, and are considered relatively safe investments. But they are not FDIC insured, and it’s possible — although rare — to lose money on them. (They are different from the similarly named money market accounts, which are bank deposit accounts that also offer checking account features and typically are federally insured.) Yields on money market funds have also been declining, but a group of large funds tracked by Crane Data still averaged 4.46 percent as of Thursday. Getting higher yields than those offered by money market funds means taking on more risk, Bazaar said. Options that are riskier than money market funds but less risky than investments like stocks include “short-duration” mutual funds, which typically invest in corporate bonds that mature in one year or less, Bazaar said. Currently, he said, yields of around 7 percent are available. This article originally appeared in The New York Times.
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Struggling Syracuse looks to climb back above .500 when it hosts Albany on Tuesday night. The Orange (4-4) are coming off a conference loss to Notre Dame where they failed to make a 3-pointer in a game for the first time in more than 10 years, going 0-for-9 from behind the arc. They will be without leading scorer J.J. Starling, who broke his hand in practice last Monday. Javascript is required for you to be able to read premium content. Please enable it in your browser settings.