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2025-01-25
what is dv lottery
what is dv lottery Pakistan’s cricket star Babar Azam has once again ascended to the top of the ICC Men’s ODI Rankings, reclaiming the No 1 spot with 809 rating points, as per the latest update released by the International Cricket Council (ICC). Babar Azam’s return to the top comes after a dominant run of performances, reaffirming his position as one of the world’s premier batsmen. Following him in the rankings are India’s Rohit Sharma, Shubman Gill, and Virat Kohli, who occupy the second, third, and fourth spots, respectively. Ireland’s Harry Tector rounds off the top five. Meanwhile, in the bowling rankings, Shaheen Afridi has dropped one place to settle at No 2. No other Pakistani bowler is currently in the top 10, with Haris Rauf slipping two places to No 15. Separately, India fast bowler Jasprit Bumrah has regained the top spot in the ICC Men’s Test Bowling Rankings after leading his team to a resounding 295-run victory over Australia in the first match of their ICC World Test Championship series in Perth. Bumrah’s hauls of five for 30 and three for 42 have helped him overtake Josh Hazlewood and Kagiso Rabada and reach a career-best 883 rating points, the highest rating points tally ever by an India seam bowler. Spinners Ravichandran Ashwin (904) and Ravindra Jadeja (899) are the only bowlers from India to record higher point tallies. This is the third time that Bumrah has been top of the rankings this year. He was top ranked for two one-month stretches each starting in February and October. India’s huge victory in the first of five Tests is reflected in gains for several other players including centurions Yashasvi Jaiswal and Virat Kohli. Opener Jaiswal has overtaken Harry Brook and Kane Williamson to reach a career-best second position after top-scoring in Perth with 161 in the second innings while Kohli’s unbeaten 100 has lifted him nine spots to 13th position after being outside the top 20 batters for the first time in 10 years. KL Rahul has advanced from 60th to 49th position and Nitish Kumar Reddy has entered the batting rankings in 74th position while Mohammad Siraj has moved up three spots to 25th position in the bowling rankings. Australia batter Travis Head is back in the top 10 after notching a fighting 89 in the second innings while Alex Carey (up one place to 39th among batters) and Mitchell Marsh (up 10 places to 68th among bowlers) are among others to progress after their performances in Perth. Steve Smith, who could only manage zero and 17, has slid down to seventh place, his lowest position since December 2014. Players from the West Indies too have gained in the latest weekly update after their 201-run victory in the first Test against Bangladesh at North Sound. Batter Alick Athanaze has moved up 18 places to 62nd position after scores of 90 and 42 while Justin Greaves (up 43 places to 81st) and Mikyle Louis (up 25 places to joint-86th) have also gained. West Indies seamers Jayden Seales (up three places to a career-best 11th), Kemar Roach (up four places to 17th) and Alzarri Joseph (up three places to 29th) have all been rewarded for their efforts in Antigua. For Bangladesh, Liton Das and Mominul Haque have inched up a slot each to 32nd and 47th positions, respectively, in the batting rankings while fast bowler Taskin Ahmed’s second innings haul of six for 64 has lifted him from 67th to 51st position. In the ODI bowling rankings, Afghanistan leg-spinner Rashid Khan has regained the top spot after Shaheen Shah Afridi was rested by Pakistan for their Zimbabwe tour. Pakistan opener Saim Ayub’s 62-ball 113 not out has lifted him 80 places to 90th position in the ODI batting rankings. India’s victory in the Perth Test sees the two-time finalists once again reach the top of the ICC World Test Championship table with 61.11 percentage points. Australia are back in second position with 57.69 percentage points.

It's been a long road back to the highest levels of motorsport for Canadian driver Robert Wickens. Six years after he was paralyzed in a violent wreck, Wickens will again be behind the wheel against some of the best drivers in North America. Wickens, from Guelph, Ont., was named the newest driver for DXDT Racing earlier this week, moving the 35-year-old up to IMSA GTD competition for 2025, the highest class on the WeatherTech SportsCar Championship series. His promotion was made possible by a new hand control braking system created by Bosch Electronics, with help from GM Motorsports and Corvette Racing/Pratt Miller. "It's not going to be easy but I wanted to get to the highest levels of motorsport again because, frankly, that's where I was when I was injured," said Wickens, who crashed at Pocono Raceway in 2018 during IndyCar's ABC Supply 500. "But not only that, I want to prove to myself and other generations of people with disabilities that you can really do anything. "Maybe you're having a hard time getting back to your place of work after a life-altering accident and — whatever your discipline, it doesn't even have to be athletics — but I know it's possible as long as you align yourself with a strong support system." For Wickens, that's been his wife Karli Wickens, his family and, in his professional life, organizations like Bosch and GM. Wickens's crash left him with a thoracic spinal fracture, a neck fracture, tibia and fibula fractures to both legs, fractures in both hands, a fractured right forearm, a fractured elbow, four fractured ribs, a pulmonary contusion, and an indeterminate spinal injury that combined to make him a paraplegic. As he has slowly recovered some movement in his legs, Wickens has eased back into motor racing. He drove the parade lap of the 2019 Honda Indy Toronto, competed in the IndyCar iRacing Challenge during the early days of the COVID-19 pandemic, and then in January 2022 it was announced he would drive in the Michelin Pilot Challenge for Bryan Herta Autosport. He and co-driver Mark Wilkins won twice in the Michelin Pilot Challenge's TCR category with three podiums in 2022. In 2023 the pairing didn't win, but they reached the podium seven times to earn the TCR championship. All of Wickens's post-accident cars have been fitted with hand controls. Those conventional systems rely on paddles around the steering wheel that activate pneumatics that then press the foot pedals. Hand controls like that are acceptable for regular road vehicles and even lower levels of motorsports but in the highest classes, like IMSA GTD where cars top out at more than 280 kilometres, the lag between the driver toggling the paddle and the car responding is unacceptably slow. That's where the Bosch electronic system comes in, with the controls linked directly to the car's braking system, removing the pneumatics as an intermediary. "When you hit the brakes to slow the car down for each corner that was always a big challenge for me where (with) the Bosch electronic system, the latency is milliseconds not tenths of a second," said Wickens. "It's basically as accurate as I would be if I was an able-bodied driver wanting to apply the brake. "Honestly, it's just better in every facet imaginable. It's just been a true blessing." Advances in physical rehabilitation from spinal cord injuries as well as the ongoing development of vehicle technology has made Wickens's return to competitive motorsport possible. "I'm very fortunate in the timing of my paralysis and my career," Wickens said Wednesday from Tampa, Fla. "If this was even a decade ago we'd be having a very different conversation today." The IMSA WeatherTech SportsCar Championship has four classes of vehicles: two sports prototype categories and two grand tourer classes. GTD is considered the highest of the four classes because each team must have at least a silver or bronze driver and more than one platinum-rated driver on a team is prohibited. "I want to win," said Wickens. "I think the big thing for me on this journey back was I wanted to race again because I truly felt like I could still win. "I want to raise awareness for spinal cord injury and disability, not by just being a participant, but by being the guy. I want to win races, fight for podiums, win championships, every time I'm sitting in the car." Wickens said he won't just be a role model for people living with paralysis or other mobility disabilities, but the technology his car will employ in 2025 will likely become commercially available for use in road vehicles. "Motorsports and the automotive racing industry were founded to be a proving ground for everyday automotive vehicles," he said. "From there you make road cars and road safety better. "Hopefully we can provide the technology and have regularly available components that can make any race car accessible for anyone that needs hand controls or any other form of disability." This report by The Canadian Press was first published Nov. 27, 2024. Follow jchidleyhill.bsky.social on Bluesky. John Chidley-Hill, The Canadian PressSenators' Brady Tkachuk, Linus Ullmark headed to 4 Nations Face-Off

Wake Forest keeps trying new things early in the season, even if not all of the adjustments are by design. The Demon Deacons will try to stick to the script when Detroit Mercy visits for Saturday's game in Winston-Salem, N.C. The Demon Deacons (5-1) will be at home for the final time prior to three consecutive road games. Detroit Mercy (3-2) already has two more victories than all of last season. After a couple of narrow wins and a loss at Xavier, Wake Forest had a smoother time earlier this week in defeating visiting Western Carolina 82-69 on Tuesday night. Yet these are games when teams have to figure where contributions are going to come from in certain situations. The experimenting took a turn for Wake Forest in the Western Carolina game. Center Efton Reid III had limited minutes because of migraines, so there was a shift in responsibilities. Normal backcourt players Cameron Hildreth and Juke Harris logged time at the power forward slot. "That's just part of it," coach Steve Forbes said. "They did a good job adjusting. We ran a lot of stuff and there are several guys learning different positions. ... I give credit to those guys for doing the best job that they could do on the fly and adjusting to the play calls that we ran and the stuff that we changed." Wake Forest could excel if both Parker Friedrichsen and Davin Cosby can be consistent 3-point threats. Friedrichsen slumped with shooting in the first few games of the season and was replaced in the starting lineup by Cosby. In Tuesday's game, Friedrichsen drained four 3-pointers, while Cosby hit two. "It was really good to see Parker and Davin both make shots together," Forbes said. Not everything was solved for the Demon Deacons. Western Carolina collected 12 offensive rebounds, and that took some of the shine off Wake Forest's defensive efforts. "We can't be a good defensive team, or a really good defensive team, unless we rebound the ball," Forbes said. "It's demoralizing to your defense to get stops and then not get the ball." In Detroit Mercy's 70-59 win at Ball State on Wednesday, Orlando Lovejoy tallied 19 points, seven rebounds and five assists. "We got the ball to the shooters and playmakers," first-year Titans coach Mark Montgomery said. "You could tell by the guys' body language that we were going to get a road win. It had been a long time coming." On Saturday, the Titans will look for their second road victory since February 2023. The outcome at Ball State seemed significant to Montgomery. "We had to get over the hump," he said. "Our guys grinded it out." --Field Level MediaWhen sports turn violent, it can lead to legal actionHow to find Michigan State Spartans gift ideas at Fanatics

Brighton were booed off after their winless run was stretched to six Premier League games by a frustrating goalless draw against away-day strugglers Brentford. Albion dominated for large periods on a foggy evening at the Amex Stadium and hit the woodwork inside four minutes through Julio Enciso. Bees goalkeeper Mark Flekken also made a string of important saves before being forced off injured in the 36th minute, albeit his replacement Hakon Valdimarsson was rarely tested on his Premier League debut. Brentford, who remain without a top-flight away win this term, had an early Yoane Wissa finish ruled out for offside following VAR intervention but barely threatened, despite an improved second-half showing. The Seagulls remain 10th ahead of Monday’s trip to Aston Villa, with Thomas Frank’s visitors a position and two points below moving towards their New Year’s Day showdown with Arsenal. Brighton have plummeted from second place to mid-table amid a poor run of form which has increased scrutiny on head coach Fabian Hurzeler. Seagulls chief executive Paul Barber called for perspective from fans in his programme notes after revealing he revealed emails “full of doom and gloom” following the recent 3-1 home defeat to rivals Crystal Palace. Enciso, one of two players recalled by Hurzeler following Saturday’s 1-1 draw at West Ham, almost gave Albion a dream start. A poor pass from Bees goalkeeper Flekken was intercepted by Carlos Baleba and, following a neat layoff from Joao Pedro, Paraguay forward Enciso curled against the right post. Brentford arrived in Sussex with the worst away record in the division, having previously taken a solitary point from 24 available this term. Flekken saved well from Baleba and then collected a tame header from the unmarked Enciso before the away side thought they had snatched a 13th-minute lead. After being slipped in by Mads Roerslev at the end of a swift counter-attack, Wissa thumped high into the net beyond Seagulls keeper Bart Verbruggen only to be ruled marginally offside. Flekken made further saves from Brajan Gruda and Matt O’Riley before hurting himself keeping out a deflected Kaoru Mitoma cross and being replaced by 23-year-old Iceland international Valdimarsson. Brentford remained on the back foot and, aside from Wissa’s disallowed effort, offered little going forward in a one-sided opening period which somehow ended level. Brighton defender Jan Paul van Hecke produced a crucial block to deny Wissa as the west London club began the second half brightly before Christian Norgaard’s ambitious effort deflected wide amid groans from increasingly restless home fans. Hurzeler responded with a triple change, introducing Yasin Ayari, Simon Adingra and Yankuba Minteh in place of O’Riley, Gruda and Mitoma. Albion forward Pedro then escaped punishment in the 76th minute after swinging an arm at Bees substitute Yehor Yarmoliuk without making contact before defender Ben Mee became the second visiting player to depart injured. The introduction of Solly March in the 88th minute for his first appearance since suffering a serious knee injury in October last year briefly lifted the mood on the terraces. But, following a frantic five minutes of added time, some Seagulls supporters vented their displeasure at full-time as their club’s wait for victory goes on.

Ubisoft's Xdefiant Will Shut Down in 2025, Along With 2 Entire Studios - IGN Daily Fix In today's Daily Fix:More bad news from Ubisoft to close out the year. The company has decided to shut down its free-to-play shooter XDefiant—despite positive impressions from the game's fans and the media, there just weren't enough people playing to justify the cost of keeping the game running. And with the game's shutdown comes the closure of two studios working on it. Ubisoft's San Francisco and Osaka studios have been closed, with nearly 300 people being laid off. Ubisoft is hoping to boune back from a disappointing year with Assassin's Creed Shadows in 2025. In other news, Walton Goggins is putting the Ghoul skin back on for season 2 of Fallout. The actor shared an image on Instagram with him and a make-up artist layering on his character's irradiated skin. No release date is set yet for Fallout Season 2. And finally, Reebok has revealed new shoes to coincide with the new Sonic the Hedgehog movie. There will be two child-sized shoes and three adult shoes in Sonic, Tails, and Knuckles colorways.Dow Jones futures will open Sunday evening, along with S&P 500 futures and Nasdaq futures, with the stock market set to wrap up 2024 and ring in the new year. The stock market rally saw sharp Friday losses to slash what had been strong weekly gains. The Nasdaq and S&P 500 aren't that far from record highs. But the Dow Jones, Russell 2000 and other key measures are below key levels. ( ) fell back from an early entry and key levels, though it eked out a gain. Tesla stock tumbled Friday but still rose for the week. ( ) will report fourth-quarter and full-year deliveries and production figures, likely before early Jan. 2. China EV makers ( ), ( ), ( ), ( ) and ( ) will release sales as well this coming week. Nvidia stock is a hedged position on , with Tesla on the Leaderboard watchlist. Nvidia and Zeekr stock are on the . Dow Jones Futures Today Dow Jones futures open at 6 p.m. ET on Sunday, along with S&P 500 futures and Nasdaq 100 futures. Remember that overnight action in and elsewhere doesn't necessarily translate into actual trading in the next regular session. Stock Market Rally The stock market rally continued a rebound for much of Christmas week, until Friday, although those the indexes came off their worst levels. The Dow Jones Industrial Average rose 0.35% in last week's still below the 50-day line. The S&P 500 index climbed 0.7%, but fell back below the 21-day line on Friday and briefly undercut the 50-day line. The Nasdaq composite rose 0.8% after skidding 1.5% Friday to undercut the 21-day intraday. The small-cap Russell 2000 eked out a 0.2% gain. The Invesco S&P 500 Equal Weight ETF ( ) was just above break-even for the week. The First Trust Nasdaq 100 Equal Weighted Index ETF ( ) climbed 0.5%. Leading stocks are still doing well. Speculative plays such as nuclear and quantum computing were big winners for the week, even with some falling Friday. The 10-year Treasury yield jumped 10 basis points to 4.62%, at the highest level since early May. U.S. crude oil futures rose 1.6% to $70.60 a barrel last week. ETFs Among growth ETFs, the Innovator IBD 50 ETF ( ) edged up 0.2% last week after Friday's 2.9% loss. The iShares Expanded Tech-Software Sector ETF ( ) fell 1.3%. The VanEck Vectors Semiconductor ETF ( ) gained 2.3%. Nvidia stock is the No. 1 holding in SMH. ARK Innovation ETF ( ) dipped 0.2% last week and ARK Genomics ETF ( ) bounced 3.2%. Tesla stock is a major holding across Ark Invest's ETFs. Cathie Wood's Ark also has a big Nvidia stake. SPDR S&P Metals & Mining ETF ( ) edged down 0.2% last week. The Energy Select SPDR ETF ( ) gained 0.5% and the Health Care Select Sector SPDR Fund ( ) advanced 0.7%. The Industrial Select Sector SPDR Fund ( ) fell 0.4%. The Financial Select SPDR ETF ( ) climbed 0.5%. Tesla Stock Tesla stock rose 2.5% to 431.66 for the week. Shares jumped initially, hitting 465.33 intraday Thursday, before slashing gains. TSLA stock has been consolidating since peaking at 488.54, but doesn't show a buying opportunity right now. Tesla will report fourth-quarter and full-year deliveries and production figures in early January, likely before the open on Thursday, Jan. 2. Analysts expect Tesla to report record Q4 deliveries slightly above 500,000. Elon Musk, on the Q3 earnings call, predicted full-year deliveries would slightly top 2024's 1,808,591. To do that, the EV giant must reach 514,925 in Q4. Tesla has offered various discounts and incentives to boost demand. China has been strong, while the U.S. and especially Europe have been weak. The company also will disclose battery storage deployments for Q4. While the deliveries and storage figures will be key for Q4 earnings, they may not have a huge impact on Tesla stock. TSLA stock's huge gains in recent months have come on optimism about self-driving, AI, robotics and more, with a Trump administration seen easing the regulatory path. Nvidia Stock Nvidia stock gained 1.8% to 137.09 for the week. Shares flashed an aggressive entry Tuesday as it moved above the 50-day line. But NVDA stock then retreated, falling back below the 50-day and 21-day lines Friday. Nvidia now has a shallow with a 146.54 buy point, right next to the top of a prior base. Tuesday's intraday high of 141.90 could serve as an early entry. What To Do Now The stock market rally continues to look fine, despite being somewhat divided. Leading stocks generally are acting well, despite Friday's losses, though many are extended. The end and start of the year is a strange time, with whipsaw swings fairly common. That makes new buys difficult. Holding steady with significant to heavy exposure is still a good strategy. But work on your watchlists. A number of leading stocks are setting up. You want to be ready to take advantage. Friday's losses in some high-octane leaders show why investors may want to have some steadier names, often outside of tech, to balance out your portfolio. ( ), ( ), ( ) and ( ) are names to watch. Read every day to stay in sync with the market direction and leading stocks and sectors.

This next-gen indoor autonomous system brings smarter mobility to everyday spacesOsamu Suzuki , the man who took a risk and bet on India when no one else believed in having a viable automobile company in the country, Maruti Suzuki Chairman R C Bhargava said reminiscing on the visionary leader who helped forge a successful partnership with the Indian government resulting in the formation of then Maruti Udyog Limited in the 1980s. ET Year-end Special Reads Two sectors that rose on India's business horizon in 2024 2025 outlook: Is it time for cautious optimism or rekindling animal spirits? 2024: Govt moves ahead with simultaneous polls plan; India holds largest democratic exercise “Without his vision and foresight, his willingness to take a risk that no one else was willing to take, his deep and abiding love for India, and his immense capabilities as a teacher, I believe the Indian automobile industry could not have become the powerhouse that it has become,” Bhargava said on the passing of Suzuki, adding, “Millions of us in this country are living better lives because of Osamu San.” The Maruti 800 became a household name soon after launch, bringing affordable, reliable personal mobility solution to middle class Indians. Bhargava informed Osamu Suzuki had won and enjoyed the trust of several Prime Ministers. “He had a very close understanding with the present Prime Minister, Shri Narendra Modi. Osamu San’s contribution to the Indian economy, and for building bridges between India and Japan was acknowledged by the conferment of the Padma Bhushan on him. He will be missed by his innumerable admirers and beneficiaries in the country”, Bhargava said Suzuki showed how nationality is no barrier to people building unbreakable bonds of trust in each other, he added. 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If I played a role in the success of Maruti, it was because I was his student and he had taught me how best to grow a company and make it competitive.” Bhargava said Osamu San last visited Delhi at the end of July this year despite not being in good health. “He came because he wanted to attend my 90th birthday. It was the most touching event in my life. Little did I know that this would be the last time I would see him”, he said. Bhargava said he has lost someone who was closer than brother to him. “Osamu San will no longer be there to guide us. His legacy and teachings will never be forgotten and he will be remembered every time Maruti reaches another milestone as a part of the progress of India”, he said. Nominations for ET MSME Awards are now open. The last day to apply is December 31, 2024. Click here to submit your entry for any one or more of the 22 categories and stand a chance to win a prestigious award. (You can now subscribe to our Economic Times WhatsApp channel )

ArenaPlus brings Austin Reaves fan a once-in-a-lifetime experienceWASHINGTON — Treasury Secretary Janet Yellen said her agency will need to start taking “extraordinary measures,” or special accounting maneuvers intended to prevent the nation from hitting the debt ceiling , as early as January 14, in a letter sent to congressional leaders Friday afternoon. "Treasury expects to hit the statutory debt ceiling between January 14 and January 23," she wrote in a letter addressed to House and Senate leadership, at which point extraordinary measures would be used to prevent the government from breaching the nation's debt ceiling — which was suspended until Jan. 1, 2025. The department in the past deployed what are known as “extraordinary measures” or accounting maneuvers to keep the government operating. Once those measures run out, the government risks defaulting on its debt unless lawmakers and the president agree to lift the limit on the U.S. government’s ability to borrow. "I respectfully urge Congress to act to protect the full faith and credit of the United States," Yellen said. FILE - U.S. Treasury Secretary Janet Yellen speaks during a visit to the Financial Crimes Enforcement Network (FinCEN) in Vienna, Va., on Jan. 8, 2024. (AP Photo/Susan Walsh, File) The news came after Democratic President Joe Biden signed a bill into law last week that averted a government shutdown but did not include Republican President-elect Donald Trump’s core debt demand to raise or suspend the nation’s debt limit. Congress approved the bill only after a fierce internal debate among Republicans over how to handle Trump's demand. “Anything else is a betrayal of our country,” Trump said in a statement. After a protracted debate in the summer of 2023 over how to fund the government, policymakers crafted the Fiscal Responsibility Act, which included suspending the nation's $31.4 trillion borrowing authority until Jan. 1, 2025. Notably however, Yellen said, on Jan. 2 the debt is projected to temporarily decrease due to a scheduled redemption of nonmarketable securities held by a federal trust fund associated with Medicare payments. As a result, “Treasury does not expect that it will be necessary to start taking extraordinary measures on January 2 to prevent the United States from defaulting on its obligations," she said. The federal debt stands at about $36 trillion — after ballooning across both Republican and Democratic administrations. The spike in inflation after the COVID-19 pandemic pushed up government borrowing costs such that debt service next year will exceed spending on national security. Republicans, who will have full control of the White House, House and Senate in the new year, have big plans to extend Trump's 2017 tax cuts and other priorities but are debating over how to pay for them. Many consumers may remember receiving their first credit card, either years ago in a plain envelope, or months ago from a smartphone app. Still other consumers may remember their newest card, maybe because it's the credit card they're now using exclusively to maximize cash back rewards or airline miles. But for most consumers, there's also a murky in-between where they add, drop and generally accumulate credit cards over time. Over the years, consumers may close some credit card accounts or leave some of their credit cards dormant as a backup form of payment, or perhaps left forgotten in a desk drawer. In the data below, Experian reveals the changes in consumers wallets in recent years. U.S. consumers, on average, carry fewer cards today than they did in 2017, when the typical wallet held 4.2 active credit cards. As of the third quarter (Q3) of 2023, consumers carried 3.9 cards on average. This average is up slightly since the early days of the pandemic, when consumers reduced their average credit card debt and number of accounts as the economy slowed. As Experian revealed earlier this year, credit card balances are still climbing, despite (and partially because of) higher interest rates. And while average balances are increasing, they are spread across fewer accounts than in recent years. Alternative financing—including buy now, pay later plans for purchases—may account for at least some of this discrepancy, as consumers gravitate toward these newer financing methods. In general, residents of higher-population states tend to carry more credit cards than those who live in states with fewer and smaller population centers. Nonetheless, the difference between the states is relatively small. Considering that the national average is around four credit cards per consumer, the four states with the fewest cards per consumer (Alaska, South Dakota, Vermont and Wyoming) aren't appreciably different, with "only" about 3.3 credit cards per consumer. Similarly, the four states on the higher end of the scale where consumers have 4.2 or more credit cards are Connecticut, Delaware, Florida, New Jersey and Rhode Island. The disparity in average credit card counts is more apparent when the population is segmented by age, thanks in part to Generation Z, many of whom have yet to receive their first credit card. The average number of credit cards for these consumers was two, less than half of what older generations keep on hand. The average number of credit cards held by each generation follows the familiar pattern seen in credit card balances, which tend to increase in a consumer's middle age. It's not surprising that the number of credit card accounts follows a similar climb throughout young adulthood and middle age, then drops off in the retirement years. No matter how many credit cards you may have at the moment, keep in mind that the number of accounts has little if any bearing on one's FICO Score. Far more important is how consumers manage those accounts. This is easily demonstrable by quickly stepping through some of the factors that affect your credit scores . Longer credit histories do tend to have a positive effect on a consumer's credit score, but it's not something you can rush. Adhering to on-time payments and managing amounts owed will go far in improving credit scores, even absent a lengthy credit history. While accounts closed in good standing remain on your credit report for 10 years, canceling your oldest credit card account still has the potential to shorten your credit history when it is eventually removed. The impact of its removal depends on any other active credit cards in your credit file. Ultimately, the number of cards a particular individual carries is a personal decision. Justifications can be found for carrying a travel rewards card, a cash back card, a balance transfer card, a card for business transactions and other types of credit cards that other consumers may not have either the need or qualifications for. However, keeping track of numerous credit cards, whether or not a consumer is actively using all of them, can be a mentally taxing exercise. Not only that, credit card fees can add up and dull the benefit of carrying several credit cards. Organized consumers can benefit greatly from a wallet full of specialized cards, but for those seeking a more zen-like financial future, some judicial pruning may be in order. Methodology: The analysis results provided are based on an Experian-created statistically relevant aggregate sampling of our consumer credit database that may include use of the FICO Score 8 version. Different sampling parameters may generate different findings compared with other similar analysis. Analyzed credit data did not contain personal identification information. Metro areas group counties and cities into specific geographic areas for population censuses and compilations of related statistical data. This story was produced by Experian and reviewed and distributed by Stacker Media. Stay up-to-date on the latest in local and national government and political topics with our newsletter.

None49ers' visit gives Packers a chance to damage the playoff hopes of their postseason nemesisNone

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