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real online casino win real money Every year, in the neighborhood of 40,000 people flock to Omaha for a chance to hear Berkshire Hathaway ( BRK.A -0.39% ) ( BRK.B -0.56% ) CEO Warren Buffett speak about stocks and the U.S. economy. This mecca for investors has been driven by the Oracle of Omaha's vast outperformance of the benchmark S&P 500 ( ^GSPC -1.11% ) since taking over as CEO six decades ago. Whereas the S&P 500 has delivered an impressive total return, including dividends, of around 40,000% through the closing bell on Dec. 26, Buffett has steered his company's Class A shares (BRK.A) to a cumulative gain of 5,515,517% over the same span. Using Berkshire Hathaway's quarterly filed Form 13Fs to mirror Buffett's trading activity has been a path to riches for decades. But as we prepare to enter the new year, Wall Street's "Oracle" has given investors 166 billion reasons to be fearful. Buffett has been a persistent net seller of stocks for two years Perhaps the most famous of all Warren Buffett quotes is "Be fearful when others are greedy, and greedy when others are fearful." Even though Warren Buffett has reminded investors not to bet against America throughout the years, he's an unabashed value investor who isn't afraid to sit on his hands and wait for price dislocations to crop up. Based on Buffett's actions over the last two years, through the end of September, he's clearly fearful of what may be to come for Wall Street . Specifically, he and his team have sold more stock than they've purchased for eight consecutive quarters (Oct. 1, 2022 through Sept. 30, 2024): Q4 2022 : $14.64 billion in net-equity sales Q1 2023 : $10.41 billion Q2 2023 : $7.981 billion Q3 2023 : $5.253 billion Q4 2023 : $0.525 billion Q1 2024 : $17.281 billion Q2 2024 : $75.536 billion Q3 2024 : $34.592 billion Collectively, this works out to $166.22 billion in net stocks sales over two years , and it's increased Berkshire Hathaway's cash balance, including U.S. Treasuries, to north of $325 billion. It's certainly not something you'd expect to see from one of Wall Street's most revered long-term optimists. Stocks are historically pricey, and the Oracle of Omaha is struggling to find a good deal During Berkshire Hathaway's annual shareholder meeting in early May, he intimated that some of his recent selling activity may be for tax purposes . With his company sitting on sizable unrealized gains from Apple and Bank of America ( BAC -0.47% ) , and the corporate income tax rate at its lowest level since 1939, he opined that locking in some gains would, in hindsight, be viewed as a smart move by Berkshire's shareholders. But there may be more to this selling than just minimizing Berkshire Hathaway's tax bill. Namely, stocks are historically pricey, and it's becoming increasingly difficult for Buffett to find a good deal. In an interview with Fortune magazine back in 2001, the Oracle of Omaha referred to the market cap-to-gross domestic product (GDP) ratio as "probably the best single measure of where valuations stand at any given moment." This ratio quickly became known on the Street as the "Buffett Indicator" -- and it's been making history of late . Since 1970, the aggregate value of all publicly traded companies divided into U.S. GDP has averaged around 85% (0.85). In October 2024, it crested 200% for the first time ever and hit an all-time high above 209% in December, as measured by dividing the Wilshire 5000 Index into U.S. GDP. Although the Buffett Indicator isn't particularly helpful in determining when downturns will take place in the S&P 500 and other broad-market indexes, it has acted as a warning of eventual downside in the stock market . The Buffett Indicator peaked at 144% prior to the dot-com bubble bursting, 107% before the financial crisis, 166% immediately ahead of the COVID-19 pandemic, and 195% prior to the 2022 bear market taking shape. These events were respectively followed by S&P 500 declines of 49%, 57%, 34%, and 28%, on a peak-to-trough basis. The tea leaves couldn't be clearer that Buffett is locking in gains ahead of 2025 and being fearful when others are being greedy in a historically pricey market. Buffett also has more than 5.5 million reasons for investors to be optimistic Based on Berkshire Hathaway's 13Fs over the previous eight quarters, it's evident that Buffett and his top advisors, Todd Combs and Ted Weschler, aren't finding much in the way of value. However, this doesn't change the Oracle of Omaha's long-term thesis of not betting against America and expecting wonderful businesses to increase in value over time. Even though Buffett's short-term actions may not always line up with the long-term ethos he preaches, the greater than 5,500,000% cumulative gain in his company's Class A shares since he took over as CEO isn't an accident. It's the result of Berkshire's chief staying true to his roots and remaining a value-focused investor who pounces during periods of Wall Street fear and turbulence. Shortly after the financial crisis, Buffett invested $5 billion in Bank of America (BofA) to shore up its balance sheet. While the preferred stock Berkshire received provided a healthy 6% yield ($300 million in annual dividend income), it's the warrants to purchase up to 700 million shares of BofA stock at $7.14 per share that proved far more valuable. When these stock warrants were fully exercised in mid-2017, it instantly made Buffett's company a small fortune. Warren Buffett has been taking advantage of price dislocations like this for decades. Though one may not exist right now, it's just a matter of time before he and his team put some of Berkshire's growing cash hoard to work. To quote the Oracle of Omaha's letter to shareholders in 2009 following the height of the financial crisis, "Big opportunities come infrequently. When it's raining gold, reach for a bucket, not a thimble."LOS ANGELES — The partnership between the NFL and Jay-Z and his entertainment company, Roc Nation, won't change despite a woman accusing the rapper and business mogul of raping her when she was 13 years old, league commissioner Roger Goodell said Wednesday. Jay-Z, whose real name is Shawn Carter, was added as a defendant Sunday to a civil lawsuit filed against fellow hip-hop star Sean "Diddy" Combs in U.S. District Court in New York. The complaint, originally filed in October, now alleges that the two men raped the 13-year-old at a party after the MTV Video Music Awards in 2000. Combs and Jay-Z have denied the accusations, with the latter issuing a lengthy statement Sunday vowing to fight the "idiotic" charges. Goodell addressed the issue with reporters following the conclusion of the NFL owners meetings in Irving, Texas. "We're aware of the civil allegations and Jay-Z's really strong response to that," Goodell said. "And we know obviously the litigation's happening now. And from our standpoint, our relationship is not changing with them, including our preparations for the next Super Bowl." In 2019, Roc Nation signed a deal with the NFL to consult on live music entertainment and social justice issues. The partnership has resulted in several well-received Super Bowl halftime shows — including performances by the Weeknd, Shakira and Jennifer Lopez as co-headliners, Rihanna and a West Coast hip-hop lineup that featured Dr. Dre, Snoop Dogg, Eminem and more — and was renewed in October. Kendrick Lamar, the Pulitzer Prize-winning rapper who had three Billboard No. 1 hits in 2024, will be the halftime performer at Super Bowl LIX on Feb. 9 at the Caesars Superdome in New Orleans. Music superstar Beyoncé, who is Jay-Z's wife, will perform during halftime of the Baltimore Ravens-Houston Texans game on Christmas Day on Netflix. "I think they're getting incredibly comfortable with not just the Super Bowl but other events they've advised us on, helped us with," Goodell said of Roc Nation. "They've been helpful in the social justice area to us on many occasions. They've been great partners that have provided a lot of great value for us." Combs has been charged by federal prosecutors with crimes including sex trafficking and racketeering. No co-conspirators have been named, but the prosecutors have stated their investigation is ongoing. ©2024 Los Angeles Times. Visit latimes.com . Distributed by Tribune Content Agency, LLC.

Geode Capital Management LLC raised its holdings in shares of Globalstar, Inc. ( NYSE:GSAT – Free Report ) by 2.3% in the 3rd quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The institutional investor owned 16,812,336 shares of the company’s stock after buying an additional 382,288 shares during the quarter. Geode Capital Management LLC owned about 0.89% of Globalstar worth $20,852,000 as of its most recent filing with the Securities & Exchange Commission. Other hedge funds and other institutional investors have also added to or reduced their stakes in the company. Dynamic Technology Lab Private Ltd purchased a new stake in shares of Globalstar in the 3rd quarter valued at about $56,000. Sender Co & Partners Inc. purchased a new position in shares of Globalstar during the third quarter worth about $106,000. Point72 Asia Singapore Pte. Ltd. increased its position in shares of Globalstar by 1,000.5% in the third quarter. Point72 Asia Singapore Pte. Ltd. now owns 129,644 shares of the company’s stock worth $161,000 after purchasing an additional 117,864 shares during the last quarter. BNP Paribas Financial Markets raised its stake in Globalstar by 26.4% in the third quarter. BNP Paribas Financial Markets now owns 328,298 shares of the company’s stock valued at $407,000 after purchasing an additional 68,599 shares in the last quarter. Finally, XTX Topco Ltd lifted its position in Globalstar by 3,472.7% during the third quarter. XTX Topco Ltd now owns 976,353 shares of the company’s stock valued at $1,211,000 after purchasing an additional 949,025 shares during the last quarter. 18.89% of the stock is currently owned by hedge funds and other institutional investors. Insider Transactions at Globalstar In other news, VP Timothy Evan Taylor sold 3,500,000 shares of the business’s stock in a transaction that occurred on Wednesday, December 11th. The shares were sold at an average price of $2.22, for a total value of $7,770,000.00. Following the completion of the sale, the vice president now directly owns 6,383,649 shares in the company, valued at approximately $14,171,700.78. The trade was a 35.41 % decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this hyperlink . Also, Director William A. Hasler sold 90,000 shares of the company’s stock in a transaction on Tuesday, December 3rd. The shares were sold at an average price of $1.93, for a total transaction of $173,700.00. Following the completion of the sale, the director now directly owns 848,668 shares of the company’s stock, valued at $1,637,929.24. This trade represents a 9.59 % decrease in their position. The disclosure for this sale can be found here . In the last three months, insiders bought 2,530,000 shares of company stock worth $4,937,000 and sold 3,666,312 shares worth $8,104,313. Company insiders own 61.00% of the company’s stock. Wall Street Analyst Weigh In Get Our Latest Stock Report on Globalstar Globalstar Stock Up 0.9 % GSAT opened at $2.15 on Friday. The company has a fifty day moving average price of $2.00. Globalstar, Inc. has a 52 week low of $1.00 and a 52 week high of $2.74. The company has a current ratio of 1.09, a quick ratio of 0.99 and a debt-to-equity ratio of 0.91. The company has a market capitalization of $4.07 billion, a PE ratio of -71.67 and a beta of 1.10. About Globalstar ( Free Report ) GLOBALSTAR INC offers satellite voice and data services to commercial and recreational users in more than 120 countries around the world. Globalstar’s products include mobile and fixed satellite telephones, simplex and duplex satellite data modems and flexible service packages. Many land based and maritime industries benefit from Globalstar with increased productivity from remote areas beyond cellular and landline service. See Also Five stocks we like better than Globalstar Golden Cross Stocks: Pattern, Examples and Charts Buffett Takes the Bait; Berkshire Buys More Oxy in December Differences Between Momentum Investing and Long Term Investing Top 3 ETFs to Hedge Against Inflation in 2025 How to Calculate Retirement Income: MarketBeat’s Calculator These 3 Chip Stock Kings Are Still Buys for 2025 Receive News & Ratings for Globalstar Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Globalstar and related companies with MarketBeat.com's FREE daily email newsletter .

Nebraska auditor questions Secretary of State Foundation that is 'beholden to no one'

The Montana Supreme Court temporarily blocked a ban on transgender medical procedures for minors this week, diverging from a growing national and international trend to restrict such treatments. The ruling comes as the U.S. Supreme Court seems poised to uphold a similar law from Tennessee and as the United Kingdom made efforts this week to ban minors from undergoing such treatments. Justice Beth Baker authored the majority opinion Wednesday, justifying her decision on the basis that the Montana constitution provides robust rights to privacy in medical decision-making. The law in question, Senate Bill 99, prevents "lawful medications and procedures administered by competent and licensed health care providers,” Baker wrote, finding that the law infringes on the ability of minors, their parents, and physicians to make individualized medical decisions. Baker's opinion was joined by five other justices, and one other, Justice Jim Rice, offered a concurrence and a dissent from her majority ruling. Baker also noted that the plaintiffs presented sufficient evidence of potential harm to justify blocking the law. "SB 99 affords no room for decision-making by a patient in consultation with their doctors and parents," she wrote. "The statute is a complete ban, prohibiting individualized care tailored to the needs of each patient based on the exercise of professional medical judgment and informed consent." Lone dissent warns about shifting medical and legal grounds Rice concurred in part with the majority but dissented on specific provisions, particularly regarding Medicaid funding. Rice argued that the state’s prohibition on using Medicaid funds for transgender procedures should be allowed to take effect during the legal proceedings. “There is no current federal mandate for Medicaid funding of transgender procedures,” Rice wrote, adding that funding decisions are within the legislature’s constitutional authority and should be subject only to rational basis review. Rice also expressed concern about the court’s broader reasoning, stating, “The medical and legal grounds regarding the subject treatment of minors addressed by SB 99 are moving under our feet.” He noted recent national and international developments questioning the medical benefits and long-term implications of these treatments. International and national developments on transgender procedures for minors The British government this week indefinitely banned the prescription of puberty blockers for individuals under 18 who identify as transgender. This decision follows a determination by the independent Commission on Human Medicines, which deemed these treatments an “unacceptable safety risk” for children and adolescents. Health Secretary Wes Streeting emphasized the lack of evidence supporting the safety and efficacy of these medications, stating, “It is a scandal that medicine was given to vulnerable young children without proof that it is safe or effective.” The closure of the Tavistock and Portman NHS Trust, the country’s leading gender clinic, earlier this year due to safety concerns preceded this ban. A review led by Dr. Hilary Cass found that the benefits of puberty-suppressing hormones were “remarkably weak,” prompting the government to extend the ban to both NHS and private clinics. In Washington, D.C., the House of Representatives this week approved an $895 billion defense policy bill that includes a provision prohibiting transgender medical treatments for minors. The legislation bans the use of Defense Department funds or facilities to “perform or facilitate sex change surgeries” and restricts TRICARE, the military’s health insurance program, from covering puberty blockers, hormone therapy, or other medical interventions for people under 18. The bill passed with a bipartisan vote of 281-140, with 81 Democrats joining Republicans in favor. Several Democrats, including Rep. Adam Smith (D-WA), criticized the inclusion of the transgender treatment ban, arguing it denies essential medical care to minors dealing with gender dysphoria. These legislative measures in the U.K. and the United States signify a significant shift in policy regarding transgender procedures for minors, reflecting debates over medical ethics, child welfare, and individual rights. Broader legal and social implications The Montana Supreme Court's decision is the latest in a national wave of legal battles over transgender procedures for minors. SB 99, also known as the Youth Health Protection Act, was signed into law by Gov. Greg Gianforte (R-MT) in April 2023 and prohibited surgeries, hormone treatments, and puberty blockers for minors experiencing gender dysphoria. Supporters of the law, including groups such as the American Principles Project, view these restrictions as critical safeguards for children. “Despite their attempts to gaslight the country into believing that this dangerous medical malpractice is somehow ‘life-saving care,’ more and more states are seeing through the lies,” American Principles Project President Terry Schilling said at the time of the law’s passage. Opponents, including the American Civil Liberties Union of Montana, argue the law infringes on private medical decisions. ACLU of Montana executive director Akilah Deernose said the state Supreme Court's ruling brought a momentary "sigh of relief." “But the fight for trans rights is far from over," Deernose said. "We will continue to push for the right of all Montanans, including those who are transgender, to be themselves and live their lives free of intrusive government interference.” What’s next The Montana district court injunction blocking SB 99 will remain in place while the case proceeds to a future trial on the merits at the Missoula County District Court. Meanwhile, the U.S. Supreme Court could issue a decision before the end of June 2025 surrounding the fate of Tennessee's similar law protecting minors from undergoing transgender procedures. The law bars minors from undergoing surgeries, cross-sex hormone treatments, or puberty blockers regardless of whether a doctor recommends such treatments or if parents consent to those procedures. The eventual ruling has the chance to affect roughly 24 states with similar laws on the books. Most states include carve-outs allowing minors to undergo treatments if they are experiencing conditions like early puberty. CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER South Texas College of Law Houston professor Josh Blackman wrote for Reason last week that he believes the majority on the high court was "prepared to uphold" the Tennessee law. "There may even be seven votes for that outcome," Blackman wrote. "But as always, Justice [Elena] Kagan is in the middle, trying to broker a compromise that preserves future challenges for transgender litigants."Homebound seniors living alone often slip through health system’s cracks

Russia Reportedly Recruiting Fighters From Yemen Through Huthi IntermediariesAhead of PTI protest...: Lahore-Islamabad GT Road, motorway closed at key points

Farmers blocked roads at many places across the state on Monday as part of their call, hamstringing the commuter traffic, reported news agency ANI. A call for a shutdown was given last week by Samyukta Kisan Morcha (Non-political) and Kisan Mazdoor Morcha over the Centre not accepting the demands of protesting farmers. The bandh will be observed from 7 am to 4 pm. Farmers observed a sit-in at Dhareri Jattan Toll Plaza which affected vehicular movement on the Patiala-Chandigarh , reported ANI. At Amritsar's Golden Gate, farmers started to assemble near the city's entry point while in Bathinda's Rampura Phul, they blocked roads. Farmer leader Sarwan Singh Pandher on Sunday said though there will be a complete bandh, emergency services will be allowed to operate. "The bandh will be observed from 7 am to 4 pm. However, emergency services will remain operational. Anyone travelling to the airport to catch a flight or anyone going to attend a job interview, or anyone needs to attend a wedding... all these things have been kept out of our bandh call," he said, reported ANI. Meanwhile, 70-year-old farmer leader hunger strike entered its 35th day on Monday. Dallewal has so far refused medical treatment. Hundreds of farmers have been protesting at the demanding a legal guarantee of a minimum support price (MSP) for crops. Dallewal had earlier said he would not break his fast until the government agreed to the farmers' demands. The apex court has given the Punjab government time till December 31 to persuade Dallewal to shift to a hospital, granting the state the liberty to seek logistical support from the Centre, if necessary, reported ANI. Farmers, under the banner of SKM (Non-Political) and Kisan Mazdoor Morcha, have been camping at the Shambhu and Khanauri border points between Punjab and Haryana since February 13, after their march to Delhi was stopped by security forces. A "jatha" (group) of 101 farmers attempted to march to Delhi on foot three times between December 6 and 14 but were stopped by security personnel from Haryana. Besides the MSP, farmers are also demanding a debt waiver, pension, no hike in electricity tariffs, withdrawal of police cases, and "justice" for the victims of the 2021 Lakhimpur Kheri violence.

NFL stands by Jay-Z amid rape allegation: 'Our relationship is not changing,' Roger Goodell saysWXYZ DETROIT — The year is winding down, so time to catch up on our viewer mail. Reaction to our Channel 7 Editorial making everyone aware of the U.S. Senate Debate between Elissa Slotkin and Mike Rogers promoted the normal partisan reaction. But we singled out two comments that weren’t partisan. Cheryl Phillips succinctly wrote: “Voted yesterday!” Early voting seemed to be a big hit this past election year. David Garner sent us this comment: “I won’t have to change batteries in my remote again for a while. I used the mute button so much on the political ads that they wore out twice in the last month.” Our station editorial about Lighting Up the Season” prompted this reaction. Marci Edwards said: “The Christmas Tree at Campus Martius Park is magnificent! Wow, love this time of year.” Another viewer wrote: “Downtown Detroit is the place to be this holiday season. Can’t wait to take my kids to see the tree and go ice skating on the rink.” - A. Jackson Our editorial on giving and volunteering during this holiday season inspired this message from Julian Little. He said: “People need help all year but if you have money or time to give back this holiday season, please do so. Trust me, you’ll feel good after you take that step.” And finally, this reaction to our Detroit aglow editorial. “Thank you for so many suggestions on where to see the holiday lights this December. My family is going to take in as many as we can.” - Tonya K. That’s it for Community Comments this year. Thanks for writing and watching. I’m Chuck Stokes. Editorial Director Broadcast: December 5 - 8, 2024DAKAR (AP) – For the artistic and cultural elites of Senegal, the month-long Dakar Biennale of Contemporary African Arts is a celebratory moment. Every two years, hundreds of artists, curators and art lovers from across the world descend on the West African capital to attend the event, which was founded in 1989 by the Senegalese government and has over the decades become one of the most important showcases on the continent. Pop-up exhibitions are held in hundreds of venues, from stylish five-star hotels to local art galleries. Roads are even more crowded than usual, with traffic jams stretching out for miles along the Corniche, the city’s picturesque seaside boulevard. Every night, there are music concerts, fashion shows, talks with artists and movie screenings held against the backdrop of palm trees. But it wasn’t until this year that the local artisans in the Soumbedioune crafts market, just off the Corniche and at the doorstep on the Medina working-class neighbourhood, realised what the Biennale was. For years, “we saw the OFF signs, but we didn’t know what was going on,” said Ndiouga Dia, a 48-year-old leatherworker from Soumbedioune, referring to a series of events organised in parallel to the official government program, scattered all over the city. “Only the artists knew among themselves what was going on.” ABOVE & BELOW: President of the Soumbedioune craftsmen’s association Ndiouga visits the ‘rebondir’ exhibition in Soubedioune, Senegal; and jeweller Moussa Diop works on a bronze hippopotamus in his workshop. PHOTO: AP PHOTO: AP Woodcarver Papis Kanté sculpts a wooden hippopotamus. PHOTO: AP A woman walks through the Soubedioune craft market in Dakar. PHOTO: AP Craftsmanship is deeply rooted in the country’s culture. Senegal, like most African nations, has little capacity for industrial production and traditionally much of its economy has relied on locally produced goods. For centuries, craftsmen played a central role in Senegalese social life, sculpting religious statues and ceremonial masks, sewing boubous (traditional colourful wide-sleeved robes), moulding pottery and weaving baskets. But these days, their role is in decline. As living costs rise, many Senegalese opt for cheaper, often Asian products. And those that can afford it buy Western clothes and furniture to mark their social status. So when two designers approached Dia, who is also the community leader of the Soumbedioune artisans, with a proposal for a joint exhibition, he didn’t hesitate for a second. It felt good to be noticed and included, Dia said. Designers Kemi Bassène and Khadim Ndiaye asked five artisans – a sculptor, a painter, a jeweller, a leatherworker and a upholsterer – to interpret the theme of ‘hippo’. They chose the theme because it was easily recognisable across Africa, they said, bringing together people from different nations who live next to the water. The exhibition, held in the central square of Soumbedioune, surrounded by artisanal boutiques and restaurants selling thieboudienne, the most famous Senegalese dish, has been a hit among locals. There are hippo earrings and a hippo necklace; a giant wooden sculpture of a sleeping hippo; and a hippo-shaped bag. Papise Kanté, a 45-year-old sculptor who created two wooden hippo statues for the exhibition, said it allowed him to tap into a more creative part of his work, instead of just producing objects that he intended to sell. “I have been sculpting since I was a young child,” said Kanté, who comes from a long line of sculptors. “Every artist wants to get better.” But it also gave his work recognition. “It’s because of the Biennale that people know my work,” he said. If you participate in the Biennale, he added, “you are proud”. Bassène, the curator, grew up in Medina, next to Soumbedioune, but is now based in Paris. He said he wanted to bridge the divide between arts and crafts. “This is the first time in the history that artisans, especially those who are custodians of traditional craftsmanship, are invited to the Biennale,” Bassène said. “For craftsmen in Africa, there is a natural progression towards the world of modern design.” It was “normal”, he said, to include artisans in the Biennale “if we wanted to try to decolonise a little”. This year’s Biennale is being held as Senegal is undergoing profound political change, with the newly elected authorities charting a more self-reliant and pan-African course. Last month, the governing party, PASTEF, secured a resounding victory in legislative elections. Its win granted President Bassirou Diomaye Faye a clear mandate to carry out ambitious reforms promised during the campaign to improve living conditions for ordinary Senegalese – including greater economic self-reliance, revamping the fishing industry and making maximum use of natural resources. The theme of this year’s Biennale has been ‘The Wake’, alluding to the emancipation of the African continent from its remaining dependence on former colonial powers. The new government of Senegal has “a transformational agenda”, said Bassène. “I think that what we have experienced politically will impact all the social sciences and all art.”

Barclays PLC Purchases 19,868 Shares of Shoe Carnival, Inc. (NASDAQ:SCVL)

Hoping to break its duckMonday, December 30, 2024 Facebook Instagram Twitter WhatsApp Youtube Personal Finance Education Entertainment Jobs Alert Sports Hindi Technology Complaint Redressal. Fact-Checking Policy Correction policy Authors and Team DNPA Code of Ethics Onwership and Funding Cookie Policy Terms of Service Disclaimer Contact US About Us More Search Home Personal Finance UPI Rule Change: RBI allows UPI access for prepaid payment instruments via... Personal Finance UPI Rule Change: RBI allows UPI access for prepaid payment instruments via third party applications; know full details By Shyamu Maurya December 30, 2024 0 4 Share Facebook Twitter Pinterest WhatsApp Telegram UPI Rule Change: RBI allows UPI access for prepaid payment instruments via third party applications; know full details UPI Rule Change: According to the circular issued by RBI, only full-KYC PPIs will be allowed to be linked for UPI payments. UPI transactions initiated from a PPI will first be verified through the customer’s existing PPI credentials. RBI: To promote digital payments, the Reserve Bank of India (RBI) has taken a big decision. Now it will be possible to make payments using prepaid payment instruments (PPIs) through third party UPI apps. The central bank has claimed that this change will promote interoperability in the digital payments ecosystem. What are Prepaid Payment Instruments (PPIs)? Prepaid Payment Instruments is a system in which users can save funds in a card or digital wallet for upcoming transactions. It is usually used for subscriptions and remittances. This new rule of RBI connects PPIs to the UPI ecosystem. UPI is India’s strongest digital payment platform. What is the new UPI rule? Earlier, PPIs such as digital wallets, gift cards and metro cards could only be used through their respective apps. But now, PPI holders with full-KYC (Know Your Customer) can link their instruments to popular UPI apps such as Google Pay, PhonePe, Paytm and BHIM, just like bank accounts are linked. According to the circular issued by RBI, only full-KYC PPIs will be allowed to be linked for UPI payments. UPI transactions initiated from the PPI will first be verified through the customer’s existing PPI credentials. This pre-authorization process ensures that the transaction is verified before it is set up in the UPI system. Will make digital payments more convenient RBI has also clarified that PPI issuers, in the role of payment system provider, cannot onboard customers of any other bank or PPI issuer. This step has been taken to prevent potential conflict of interest and maintain a clear rule. This change will not only make digital payments more convenient but will also give new heights to the Digital India mission by making UPI stronger. Tags rbi RBI New Rules UPI Rule Change Share Facebook Twitter Pinterest WhatsApp Telegram Previous article iPhone banned: Now these three iPhone models will not be sold, Apple has banned their sale, what is the reason? Shyamu Maurya Shyamu has done Degree in Fine Arts and has knowledge about bollywood industry. He started writing in 2018. Since then he has been associated with Informalnewz. In case of any complain or feedback, please contact me @informalnewz@gmail.com RELATED ARTICLES Technology iPhone banned: Now these three iPhone models will not be sold, Apple has banned their sale, what is the reason? December 30, 2024 Personal Finance Credit Card Link UPI: Link your credit card to UPI from home, know step-by-step guide December 30, 2024 Personal Finance School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 - Advertisment - Most Popular iPhone banned: Now these three iPhone models will not be sold, Apple has banned their sale, what is the reason? December 30, 2024 Credit Card Link UPI: Link your credit card to UPI from home, know step-by-step guide December 30, 2024 School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 New Rule 2025: From LPG to PF, these big changes will be implemented from January 1, it will affect every pocket December 30, 2024 Load more Recent Comments Gul Mohiudin on Kavita sister-in-law wore a sari without a blouse, seeing the pictures you will also be... Venkatesh on Urfi Javed crossed all limits, wore a front open hoodie top without inner, see photos and videos Gul Mohiudin on Malaika Arora came out in a backless strappy dress late at night, someone had to handle the gown and someone held her hand Gul Mohiudin on Priyanka Chopra reached award function without bra, shame had to be saved repeatedly in open jacket Venkatesh on Disha Patani shared a bo*ld picture while taking a bath, seeing Tiger Shroff’s heart beat will increase EDITOR PICKS iPhone banned: Now these three iPhone models will not be sold, Apple has banned their sale, what is the reason? December 30, 2024 Credit Card Link UPI: Link your credit card to UPI from home, know step-by-step guide December 30, 2024 School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 POPULAR POSTS iPhone banned: Now these three iPhone models will not be sold, Apple has banned their sale, what is the reason? December 30, 2024 Credit Card Link UPI: Link your credit card to UPI from home, know step-by-step guide December 30, 2024 School Closed: Big relief for school students! Now schools will remain closed for so many days, timings of these schools changed December 30, 2024 POPULAR CATEGORY Personal Finance 18155 Entertainment 17065 India 4565 News 3786 Technology 2272 Jobs Alert 794 Travel 652 Education 451 ABOUT US INFORMALNEWZ brings the Latest News & Top Breaking headlines on Politics and Current Affairs. Up-to-date news coverage, aggregated from sources all over the world by informal Newz. Find latest news coverage of breaking news events, trending topics, and compelling articles. 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U.S. sees surging worker strikes in 2024

SCOTTSDALE, Ariz. — Even when Penn State quarterback Drew Allar gets some praise, it's usually a backhanded compliment. They say he's a good game manager and stays within himself, or that he doesn't try to do too much. They mention he might not be flashy, but he gives the team a chance to win. And here's the thing about Penn State since Allar stepped under center: The Nittany Lions have won games. A lot of them. Sometimes that's hard to remember considering the lukewarm reception he often gets from fans. "I get it — we have a really passionate fan base and they're a huge part of our success," Allar said Sunday at College Football Playoff quarterfinals media day. "For us, we always want to go out there every drive and end with a touchdown, so when we don't do that, there's nobody more frustrated than us." The polarizing Allar is having a solid season by just about any standard, completing more than 68% of his passes for 3,021 yards, 21 touchdowns and seven interceptions while leading the sixth-seeded Nittany Lions to a 12-2 record and a spot in the Fiesta Bowl for Tuesday's game against No. 3 seed Boise State. But in a college football world filled with high-scoring, explosive offenses, Allar's no-frills performances often are the object of ire. The Penn State offense is a run-first bunch, led by the talented combo of Nicholas Singleton and Kaytron Allen. "If we had a nickel for every time there was a Monday morning quarterback saying some BS stuff, we'd all be pretty rich," offensive coordinator Andy Kotelnicki said. "I think part of being a quarterback, especially at Penn State but really anywhere, is how you respond to and manage criticism." The 20-year-old Allar has made strides in that department after a trying 2023 season that finished with a 10-3 record. He says that's largely because once fall camp started back in August, he logged off the social media platform X. Allar said negative online experiences wore on him last year, and his phone number was leaked a few times, which added to the stress. He finally realized that controlling outside narratives was impossible, so the best course of action was to eliminate a needless distraction. "I've been more mentally free, as much as that sounds crazy," Allar said. "I think that's been a huge difference for me this year." The biggest criticism of Allar — and really Penn State as a whole during the 11-year James Franklin era — is that he isn't capable of winning the big games. He's 0-2 against rival Ohio State and threw a late interception against Oregon in the Big Ten title game earlier this month, which sealed the Ducks' 45-37 victory. He wasn't great in the CFP's first round, either, completing just 13 of 22 passes for 127 yards as Penn State muscled past SMU 38-10 on a cold, blustery day to advance to the Fiesta Bowl. But the quarterback is confident a better performance — aided by a game that will be played in comfortable temperatures in a domed stadium — is coming. "For me, I just have to execute those (easy) throws early in the game and get our guys into rhythm," Allar said. "Get them involved early as much as I can and that allows us to stay on the field longer, call more plays and open up our offense more. That will help us a ton, building the momentum throughout the game." Allar might be a favorite punching bag for a section of the Penn State fan base, but that's not the case in his own locker room. Star tight end Tyler Warren praised his quarterback's ability to avoid sacks, saying that the 6-foot-5, 238-pounder brings a toughness that resonates with teammates. "He's a football player," Warren said. "He plays quarterback, but when you watch him play and the energy he brings and the way he runs the ball, he's just a football player and that fires up our offense." Now Allar and Penn State have a chance to silence critics who say that the Nittany Lions don't show up in big games. Not that he's worried about what other people think. "I think it's a skill at the end of the day — blocking out the outside noise," Allar said. "Focusing on you and the process and being honest with yourself, both good and bad." Get local news delivered to your inbox!Israel cracks down on Palestinian citizens who speak out against the war in Gaza UMM AL-FAHM, Israel (AP) — In the year since the war in Gaza broke out, Israel's government has been cracking down on dissent among its Palestinian citizens. Authorities have charged Palestinians with “supporting terrorism” because of posts online or for demonstrating against the war. Activists and rights watchdogs say Palestinians have also lost jobs, been suspended from schools and faced police interrogations. Palestinians make up about 20% of Israel's population. Many feel forced to self-censor out of fear of being jailed and further marginalized in society. Others still find ways to dissent, but carefully. Israel's National Security Ministry counters that, “Freedom of speech is not the freedom to incite.” Israel says rabbi who went missing in the UAE was killed TEL AVIV, Israel (AP) — Israel says the body of an Israeli-Moldovan rabbi who went missing in the United Arab Emirates has been found, citing Emirati authorities. The statement from Prime Minister Benjamin Netanyahu’s office on Sunday said Zvi Kogan was killed, calling it a “heinous antisemitic terror incident.” It said: “The state of Israel will act with all means to seek justice with the criminals responsible for his death." Kogan went missing on Thursday, and there were suspicions he had been kidnapped. His disappearance comes as Iran has been threatening to retaliate against Israel after the two countries traded fire in October. Hezbollah fires more than 180 rockets and other projectiles into Israel, wounding at least 7 BEIRUT (AP) — Hezbollah has fired at least 185 rockets and other projectiles into Israel, wounding seven people in the militant group's heaviest barrage in several days. The attacks in northern and central Israel happened Sunday in response to deadly Israeli strikes in central Beirut on Saturday. Meanwhile, negotiators pressed on with cease-fire efforts to halt the all-out war. Lebanon's military says an Israeli strike on a Lebanese army center in the southwest killed one soldier and wounded 18 others. Israel's military has expressed regret and said its operations are directed solely against the militants. Lebanon’s caretaker prime minister condemned the latest strike as an assault on the U.S.-led cease-fire efforts. The rising price of paying the national debt is a risk for Trump's promises on growth and inflation WASHINGTON (AP) — Donald Trump has big plans for the economy. He also has big debt problem that'll be a hurdle to delivering on those plan. Trump has bold ambitions on tax cuts, tariffs and other programs. But high interest rates and the price of repaying the federal government’s existing debt could limit what he’s able to do. The federal debt stands at roughly $36 trillion, and the spike in inflation after the pandemic has pushed up the government’s borrowing costs such that debt service next year will easily exceed spending on national security. After Trump's Project 2025 denials, he is tapping its authors and influencers for key roles WASHINGTON (AP) — During the campaign, President-elect Donald Trump had hailed what would become Project 2025 as a conservative roadmap for “exactly what our movement will do." Trump pulled an about-face when Project 2025 became a political liability. He denied knowing anything about the “ridiculous and abysmal” plans, even though some were written by his former aides and many allies. Now, after winning the 2024 election, Trump is stocking his second administration with key players in the effort he temporarily shunned. Trump has tapped Russell Vought for an encore as director of the Office of Management and Budget; Tom Homan, his former immigration chief, as “border czar;” and immigration hardliner Stephen Miller as deputy chief of policy. Forecasts warn of possible winter storms across US during Thanksgiving week WINDSOR, Calif. (AP) — Forecasters in the U.S. have warned of another round of winter weather that could complicate travel leading up to Thanksgiving. California is bracing for more snow and rain this weekend while still grappling with some flooding and small landslides from a previous storm. The National Weather Service has issued a winter storm warning for California's Sierra Nevada through Tuesday, with heavy snow expected at high elevations. Thousands remained without power in the Seattle area on Saturday after a “bomb cyclone” storm system hit the West Coast earlier in the week, killing two people. Parts of the Northeast and Appalachia also began the weekend with heavy precipitation. Pakistan partially stops mobile and internet services ahead of pro-Imran Khan protest ISLAMABAD (AP) — Pakistan has suspended mobile and internet services “in areas with security concerns” as supporters of imprisoned former premier Imran Khan gear up for a protest in the capital. The government and Interior Ministry made the announcement on X, which is banned in Pakistan. Sunday's protest is to demand Khan's release. He has been in prison for more than a year but remains popular. His supporters rely heavily on social media and messaging apps to coordinate with each other. Pakistan has already sealed off Islamabad and shut down major roads and highways connecting the city with Khan's power bases. Here's what to know about the new funding deal that countries agreed to at UN climate talks BAKU, Azerbaijan (AP) — In the wee hours Sunday at the United Nations climate talks, countries from around the world reached an agreement on how rich countries can cough up the funds to support poor countries in the face of climate change. But it’s a far-from-perfect arrangement, with many parties still unsatisfied but hopeful that the deal will be a step in the right direction. Japan holds Sado mines memorial despite South Korean boycott amid lingering historical tensions SADO, Japan (AP) — Japan has held a memorial ceremony near the Sado Island Gold Mines despite a last-minute boycott of the event by South Korea that highlighted tensions between the neighbors over the brutal wartime use of Korean laborers. South Korea’s absence at Sunday’s memorial, to which Seoul government officials and Korean victims’ families were invited, is a major setback in the rapidly improving ties between the countries. The Sado mines were listed in July as a UNESCO World Heritage Site after Japan moved past years of disputes with South Korea and reluctantly acknowledged the mines’ dark history. Chuck Woolery, smooth-talking game show host of 'Love Connection' and 'Scrabble,' dies at 83 NEW YORK (AP) — Chuck Woolery, the affable, smooth-talking game show host of “Wheel of Fortune,” “Love Connection” and “Scrabble” who later became a right-wing podcaster, skewering liberals and accusing the government of lying about COVID-19, has died. He was 83. Mark Young, Woolery’s podcast co-host and friend, said in an email early Sunday that Woolery died at his home in Texas with his wife, Kristen, present. Woolery, with his matinee idol looks, coiffed hair and ease with witty banter, was inducted into the American TV Game Show Hall of Fame in 2007 and earned a daytime Emmy nomination in 1978. He teamed up with Young for the podcast “Blunt Force Truth” and became a full supporter Donald Trump.

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