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UNDP in collaboration with The Daily Star organised a roundtable titled 'Climate-Resilient Cooperatives to Green SMEs: Enabling Resilience for Climate Vulnerable Women' on November 12, 2024. Here we publish a summary of the discussion. A K M Azad Rahman, Project Coordinator, LoGIC, UNDP (Key-Note Speaker) The LoGIC Project is a collaborative initiative of the Embassy of Sweden, the Embassy of Denmark, UNDP Bangladesh, and UNCDF, implemented by the Local Government Division of the Government of Bangladesh (GoB). The project provides support to 500,000 vulnerable households across nine districts and 94 Union Parishads, as well as 29 Upazila Parishads, local communities, civil society organisations (CSOs), local institutions, and government officials. Among these, 42,500 individuals—99% of them are women—have received direct assistance, with a primary focus on climate-vulnerable regions. The journey began with efforts to reduce household vulnerabilities. Over time, we have supported beneficiaries in forming small groups to establish green businesses. These groups are now generating profits, confidently managing their climate adaptive livelihood, and making small-scale investments within their communities. To scale up these initiatives into medium-sized enterprises, a collaborative approach to pooling resources is crucial. Recognising the importance of sustainability after the project concludes, we identified the need for a legal framework, and cooperatives emerged as the most suitable model. Cooperatives have a proven track record in empowering vulnerable communities, building climate resilience, and enabling women to establish adaptive green businesses. Following sustained advocacy, the cooperatives division approved a new category for climate-vulnerable cooperatives. These cooperatives pool resources from members, including women shareholders, to invest in green small and medium enterprises (SMEs), thereby creating opportunities for green businesses and ensuring sustainability through a transformative approach. Within the LoGIC Project, 247 cooperatives have been established, of which 99 have already invested in green businesses. Among these, 14 cooperatives are in a revenue-generation cycle, collectively earning around BDT 500,000, demonstrating promising momentum. The portfolio of green SMEs includes eco-friendly agricultural farms, climate-smart agriculture, handicrafts, sanitation product businesses, vermicompost production, solar-powered poultry incubators, honey collection and sales, agro-feed production using local raw materials, plastic recycling factories, natural and safe dry fish processing, commercial aquaculture, coconut oil processing, coco peat production, Areca leaf-based eco-products, bioflock fish culture, and eco-friendly bag manufacturing. LoGIC project introduced a software system regulated by the cooperatives division and operated by young people from beneficiary communities. This system ensures transparency by sending automatic SMS notifications to all members whenever funds are withdrawn, fostering trust within the cooperatives. Despite these advancements, challenges persist. Transitioning from informal groups to cooperatives and then to green SMEs is complex. Establishing sustainable enterprises is a long-term endeavour, often requiring five to ten years to gauge success. Additionally, innovative business models can be difficult to adopt, and remote locations often hinder market linkages. Engaging youth in these enterprises can be transformative, as it builds capacity and strengthens market linkages with organisations such as Amal Foundation and iGrow. Collaboration with government line departments is vital for technical support, and risk insurance is necessary to manage high-risk areas. Ultimately, the sustainability of cooperatives hinges on innovation, effective risk management, community cooperation, and access to grants and larger funding sources. Nayoka Martinez Bäckström, First Secretary, Embassy of Sweden Since 2016, we have been actively involved in the LoGIC project, which has had a transformative impact on both systems and individuals, particularly on vulnerable women. Many of these women are now empowered to make informed economic decisions—a cornerstone of the LoGIC resilience model. Rather than prescribing solutions, the project enables women to find out their own options, whether in agriculture or market access, based on their unique circumstances. A key recommendation is to connect these women with other government sectors, such as the Ministry of Agriculture or Fisheries, which are developing climate-resilient products. This linkage will provide women access to new technologies and enable them to adapt to evolving conditions. Building strong relationships with these actors is essential to ensure that women can continue making informed choices even after the project concludes. Additionally, categorising SMEs and cooperatives into appropriate classifications is critical, as lending to these entities involves varying levels of risk assessment. Learning from global best practices, such as those from Kenya, can guide necessary policy and regulatory reforms. With regulatory support, women-led enterprises, which are already investing in land and infrastructure, can expand and seize new opportunities. Syed Matiul Ahsan , Programme Adviser/Development, Embassy of Denmark While discussing financing, it is essential to identify potential grantees. LoGIC has achieved remarkable progress in localising funds and empowering women, which is commendable. Defining clear criteria for what qualifies as a green SME or a green product is crucial. Equally important is developing a roadmap for post-project support mechanisms to sustain these initiatives over the long term. Collaboration with the government, private sector, and other stakeholders will be key to achieving this sustainability. Maintaining market access and leveraging technological advancements are critical for the growth and resilience of these enterprises. Creating an online platform for SMEs to market their products could be transformative. Dr. Tania Haque, Professor, Department of Women & Gender Studies, Dhaka University Green SMEs offer a promising solution to address the climate crisis while supporting vulnerable populations, especially women. However, effectively implementing this solution requires careful preparation and nuanced strategies. Comparative analysis shows that women are disproportionately vulnerable to climate impacts, yet project designs often oversimplify their needs. It is crucial to recognise that women are not a homogenous group. Multiple variables and their unique circumstances must be considered. . While empowering women through income-generating opportunities is essential, it is equally important to address the double burden they face in balancing work and household responsibilities. Time poverty is a significant challenge that must be accounted for in project design. Furthermore, creating a gender-neutral market system is essential to ensure equal access and opportunities for women. Esrat Karim Eve , Founder, Amal Foundtaion We have closely worked with beneficiaries of the LoGIC project the positive changes within these communities are truly remarkable. Market linkage is critical for ensuring sustainability of the positive changes. A significant challenge we have observed is the high logistics costs in coastal areas, where farmers face inflated prices due to the involvement of multiple middlemen. Addressing this issue will require better coordination among organisations, businesses, and cooperatives to establish a more efficient market system. It is crucial for the project to continue thriving organically after external support. This entails creating sustainable systems, such as circular economic chains, and empowering local communities to sustain their progress independently. I urge all colleagues to contribute their expertise to ensure the long-term success of these initiatives. M Khurshed Alam Ph.D (Sociology) , Chairman, Bangladesh Institute of Social Research (BISR) The LoGIC project has made significant strides, particularly in securing government approval for the cooperative model, despite the strict compliance requirements imposed by the Department of Cooperatives. The collapse of many cooperatives due to regulatory pressures underscores the need for policy revisions that are more practical, field-oriented, and supportive of cooperative sustainability. A critical issue is the lack of insurance for cooperative members, especially women, who often juggle multiple responsibilities. Identifying which agencies—such as the Department of Cooperatives or the Ministry of Women and Children Affairs—should spearhead these efforts is vital for providing institutional backing. For green SMEs, there remains confusion over what qualifies as "green," making it essential to establish clear criteria. Any cooperative initiative must also align with local realities, as on-the-ground challenges often hinder the pursuit of green SME activities. Strengthening market linkages and connecting cooperatives with Upazila-level associations can bolster resilience. M. Parvez Kaosar Sarkar , AGM (Deputy Head of SME Department), Bangladesh Krishi Bank At Bangladesh Krishi Bank, we offer green financing support under Bangladesh Bank's packages and operate our own SME system. However, a basic legal framework is necessary to ensure that the social segments we aim to support, particularly those from lower socio-economic strata, receive adequate assistance. As a financial institution, our primary product is capital, and we need assurance on how borrowers will repay their loans. Without the ability to market their products effectively, borrowers may struggle to generate returns. Insurance plays a vital role in mitigating risks, helping vulnerable groups sustain and grow their businesses. Sharing risks through market assurance and supportive facilities would enable us to confidently finance these enterprises. Shakhawat Hossan , Joint Director, Sustainable Finance Department, Bangladesh Bank Bangladesh Bank has made significant strides in promoting sustainable finance and identifying green projects. A sustainable finance policy introduced in 2020 and updated in 2023 outlines support for green SMEs under three pillars: inclusive financing, climate resilience, and transitioning to a low-carbon economy. ESG guidelines further require all loans to comply with an Environmental, Social, and Governance (ESG) checklist to ensure low-risk, green financing. Currently, the banking sector's sustainable finance portfolio stands at BDT 4,000 billion, including BDT 3,000 billion for SMEs and BDT 800 billion for green SMEs. However, challenges persist, including limited stakeholder awareness, the high cost of sustainable technology, and an insufficient certification infrastructure. Since 2011, Bangladesh Bank has addressed these challenges by establishing sustainable finance desks and promoting women-centric lending. Initiatives include issuing circulars on climate-related disclosures aligned with IFRS standards and the Climate Vulnerability Index (CVI). Banks are also required to report semi-annually on climate risks, with a focus on vulnerable areas. Mousumi Pervin , Senior Climate Change Officer, Asian Development Bank Advancing SMEs requires a focus on four critical areas. Firstly, strengthening value chains is essential. While women in remote areas produce high-quality green products, broken value chains and limited market access—exacerbated by poor communication infrastructure and social barriers—hinder their progress. Secondly, access to advanced green technology is crucial. Many women still rely on traditional methods, but adopting modern sustainable technologies could significantly enhance productivity and expand market reach. Thirdly, capacity building must be prioritised. Women often struggle with bureaucratic processes and complex documentation. Comprehensive training can empower them to navigate these challenges confidently. Lastly, creating networking opportunities is vital. Many women lack knowledge about where to sell their products. Connecting them to urban markets, such as green product outlets in Dhaka, can enhance their visibility and profitability. Nazim Hossain Sattar, General Manager, SME Foundation In recent years, green compliance and climate resilience have gained significant traction within Bangladesh's SME sector. As the leading SME development agency, the SME Foundation actively supports women entrepreneurs, who frequently employ other women, thereby fostering wider female workforce participation. Recognising the impact of climate challenges, the foundation has introduced tailored packages for climate-vulnerable and green-focused women entrepreneurs. However, a significant gap remains in awareness, particularly among rural women-led SMEs. To address this, the foundation is organising workshops, video campaigns, and roadshows, while also establishing model green SMEs in regions such as Khulna, Cox's Bazar, and Rangpur to inspire others. The foundation is also developing green compliance guidelines and a platform to connect existing green SMEs with aspirants for collaboration and knowledge-sharing. It has initiated referral and consultation reporting to bridge rural-urban gaps, with results from ongoing applications expected soon. Lastly, fostering green finance will require collective stakeholder efforts, with a focus on promoting "associations" over cooperatives for securing loans. M Zakir Hossain Khan , Chief Executive, Change Initiative The green microfinancing and microcredit initiative targeting vulnerable women is more than a transformative programme—it is a tool for empowerment. Women impacted by natural or man-made disasters, often trapped in cycles of debt, will benefit significantly from this initiative. We also need to prioritise the adoption of innovative technologies, such as apps to streamline supply chains, and alternative energy solutions like rooftop solar systems. Md. Ruhul Amin, Chief Executive Officer, Countree Agro Our work in agribusiness engages producers from char regions and climate-affected coastal areas. Projects are being implemented across six upazilas in three districts, focusing on promoting green products and creating a rural-urban continuum. We encourage supermarkets and food processing companies to actively address the needs of climate-vulnerable areas. Beyond traditional gender distinctions, we aim to foster a more structured and inclusive development model within SMEs. Syed Muntasir Ridwan , Co-Executive Director, Bangladesh Youth Environmental Initiative (BYEI) While discussing green initiatives, it is vital to consider ecological factors. For instance, coconuts, which grow naturally in certain regions, are inherently climate-resilient. Establishing a corresponding value chain can enhance climate resilience and efficiency. Youth can contribute by participating in cooperative networks that drive positive change. For primary producers, the existing market structure often complicates pricing negotiations. Organised supply chains, buyer identification, and buy-back guarantees are essential to overcome these challenges. Dr. Maliha Muzammil, Climate Change Specialist, Resilience and Inclusive Growth (RIG) Cluster, UNDP Bangladesh Three years ago, a study conducted with Kingston University London and IID Dhaka revealed that single-women-headed households in vulnerable areas bear three times the expenses of double-income households. This finding highlights how empowering women can directly benefit families and underscores the urgent need to prioritise innovative private financing solutions. Currently, UNDP Bangladesh is collaborating with the SME Foundation, Bangladesh Bank, and BSEC to identify financing bottlenecks for climate-resilient cooperatives and develop a blended finance facility for green SMEs in vulnerable areas. In collaboration with Bangladesh Bank, we are utilising LoGIC's climate vulnerability index (CVI) to rank unions across the country. Bangladesh Bank is also assisting in the development of a climate damage function, which will be based on micro-level data from this CVI. This function will help quantify the social and financial impacts of the climate crisis. Strengthening linkages from local to national levels is crucial for effective impact monitoring, expanding private sector financing, and ensuring thematic bond proceeds reach the most vulnerable. Sonali Dayaratne , Deputy Resident Representative, UNDP Bangladesh Having spent 15 months in Bangladesh, I am deeply inspired by the resilience and creativity of its people. Grassroots implementation has been both humbling and enlightening. Despite enduring over five disasters this year, which affected 18 million people, Bangladesh remains a global leader in climate resilience. Efforts in agriculture and vulnerable communities deserve global recognition for driving meaningful change. UNDP, in partnership with Bangladesh Bank, the SME Foundation, and development agencies from Sweden and Denmark, is focused on scaling initiatives for wider impact. While pilot projects offer valuable insights, the true challenge lies in replicating transformational change across communities. To achieve this, financing and governance models must shift towards people-centred solutions, emphasising demand-driven approaches over supply-driven ones. Inclusion is crucial, especially for women-headed households and youth networks. Achieving sustainability in financing, service delivery, and market alignment is vital for success. To scale up initiatives like LoGIC and ensure long-term impact, collaborative efforts, innovative financing models, and public-private partnerships are essential. Tanjim Ferdous, In-Charge, NGOs & Foreign Missions, Business Development Section, The Daily Star The Local Government Initiative on Climate Change (LoGIC) project has demonstrated the potential of community-owned green enterprises to drive localised solutions. However, critical gaps remain in defining these enterprises, establishing supportive policies, and ensuring sustainable financing mechanisms. Recommendations Encourage the adoption of cooperatives as an effective model to empower vulnerable communities, strengthen climate resilience, and enable women to lead adaptive green business initiatives. Select climate-resilient, smart enterprises with short production cycles that utilise local raw materials and cater to strong local demand. Introduce insurance schemes tailored for climate-vulnerable cooperative members, particularly women. Encourage youth participation in cooperatives to build capacity and strengthen market connections. Strengthen market linkages by establishing connections between cooperatives and Upazila-level associations. Facilitate networking opportunities for women entrepreneurs by connecting them to urban markets, while promoting a gender-neutral market system to ensure equal access and opportunities for their success. Prioritise collaborative efforts, innovative financing, and public-private partnerships to scale up programmes like LoGIC. Establish organised supply chains, identify reliable buyers, and implement buy-back guarantees to support SMEs. Promote innovative technologies and alternative energy solutions to streamline supply chains and ensure uninterrupted production. UNDP in collaboration with The Daily Star organised a roundtable titled 'Climate-Resilient Cooperatives to Green SMEs: Enabling Resilience for Climate Vulnerable Women' on November 12, 2024. Here we publish a summary of the discussion. A K M Azad Rahman, Project Coordinator, LoGIC, UNDP (Key-Note Speaker) The LoGIC Project is a collaborative initiative of the Embassy of Sweden, the Embassy of Denmark, UNDP Bangladesh, and UNCDF, implemented by the Local Government Division of the Government of Bangladesh (GoB). The project provides support to 500,000 vulnerable households across nine districts and 94 Union Parishads, as well as 29 Upazila Parishads, local communities, civil society organisations (CSOs), local institutions, and government officials. Among these, 42,500 individuals—99% of them are women—have received direct assistance, with a primary focus on climate-vulnerable regions. The journey began with efforts to reduce household vulnerabilities. Over time, we have supported beneficiaries in forming small groups to establish green businesses. These groups are now generating profits, confidently managing their climate adaptive livelihood, and making small-scale investments within their communities. To scale up these initiatives into medium-sized enterprises, a collaborative approach to pooling resources is crucial. Recognising the importance of sustainability after the project concludes, we identified the need for a legal framework, and cooperatives emerged as the most suitable model. Cooperatives have a proven track record in empowering vulnerable communities, building climate resilience, and enabling women to establish adaptive green businesses. Following sustained advocacy, the cooperatives division approved a new category for climate-vulnerable cooperatives. These cooperatives pool resources from members, including women shareholders, to invest in green small and medium enterprises (SMEs), thereby creating opportunities for green businesses and ensuring sustainability through a transformative approach. Within the LoGIC Project, 247 cooperatives have been established, of which 99 have already invested in green businesses. Among these, 14 cooperatives are in a revenue-generation cycle, collectively earning around BDT 500,000, demonstrating promising momentum. The portfolio of green SMEs includes eco-friendly agricultural farms, climate-smart agriculture, handicrafts, sanitation product businesses, vermicompost production, solar-powered poultry incubators, honey collection and sales, agro-feed production using local raw materials, plastic recycling factories, natural and safe dry fish processing, commercial aquaculture, coconut oil processing, coco peat production, Areca leaf-based eco-products, bioflock fish culture, and eco-friendly bag manufacturing. LoGIC project introduced a software system regulated by the cooperatives division and operated by young people from beneficiary communities. This system ensures transparency by sending automatic SMS notifications to all members whenever funds are withdrawn, fostering trust within the cooperatives. Despite these advancements, challenges persist. Transitioning from informal groups to cooperatives and then to green SMEs is complex. Establishing sustainable enterprises is a long-term endeavour, often requiring five to ten years to gauge success. Additionally, innovative business models can be difficult to adopt, and remote locations often hinder market linkages. Engaging youth in these enterprises can be transformative, as it builds capacity and strengthens market linkages with organisations such as Amal Foundation and iGrow. Collaboration with government line departments is vital for technical support, and risk insurance is necessary to manage high-risk areas. Ultimately, the sustainability of cooperatives hinges on innovation, effective risk management, community cooperation, and access to grants and larger funding sources. Nayoka Martinez Bäckström, First Secretary, Embassy of Sweden Since 2016, we have been actively involved in the LoGIC project, which has had a transformative impact on both systems and individuals, particularly on vulnerable women. Many of these women are now empowered to make informed economic decisions—a cornerstone of the LoGIC resilience model. Rather than prescribing solutions, the project enables women to find out their own options, whether in agriculture or market access, based on their unique circumstances. A key recommendation is to connect these women with other government sectors, such as the Ministry of Agriculture or Fisheries, which are developing climate-resilient products. This linkage will provide women access to new technologies and enable them to adapt to evolving conditions. Building strong relationships with these actors is essential to ensure that women can continue making informed choices even after the project concludes. Additionally, categorising SMEs and cooperatives into appropriate classifications is critical, as lending to these entities involves varying levels of risk assessment. Learning from global best practices, such as those from Kenya, can guide necessary policy and regulatory reforms. With regulatory support, women-led enterprises, which are already investing in land and infrastructure, can expand and seize new opportunities. Syed Matiul Ahsan , Programme Adviser/Development, Embassy of Denmark While discussing financing, it is essential to identify potential grantees. LoGIC has achieved remarkable progress in localising funds and empowering women, which is commendable. Defining clear criteria for what qualifies as a green SME or a green product is crucial. Equally important is developing a roadmap for post-project support mechanisms to sustain these initiatives over the long term. Collaboration with the government, private sector, and other stakeholders will be key to achieving this sustainability. Maintaining market access and leveraging technological advancements are critical for the growth and resilience of these enterprises. Creating an online platform for SMEs to market their products could be transformative. Dr. Tania Haque, Professor, Department of Women & Gender Studies, Dhaka University Green SMEs offer a promising solution to address the climate crisis while supporting vulnerable populations, especially women. However, effectively implementing this solution requires careful preparation and nuanced strategies. Comparative analysis shows that women are disproportionately vulnerable to climate impacts, yet project designs often oversimplify their needs. It is crucial to recognise that women are not a homogenous group. Multiple variables and their unique circumstances must be considered. . While empowering women through income-generating opportunities is essential, it is equally important to address the double burden they face in balancing work and household responsibilities. Time poverty is a significant challenge that must be accounted for in project design. Furthermore, creating a gender-neutral market system is essential to ensure equal access and opportunities for women. Esrat Karim Eve , Founder, Amal Foundtaion We have closely worked with beneficiaries of the LoGIC project the positive changes within these communities are truly remarkable. Market linkage is critical for ensuring sustainability of the positive changes. A significant challenge we have observed is the high logistics costs in coastal areas, where farmers face inflated prices due to the involvement of multiple middlemen. Addressing this issue will require better coordination among organisations, businesses, and cooperatives to establish a more efficient market system. It is crucial for the project to continue thriving organically after external support. This entails creating sustainable systems, such as circular economic chains, and empowering local communities to sustain their progress independently. I urge all colleagues to contribute their expertise to ensure the long-term success of these initiatives. M Khurshed Alam Ph.D (Sociology) , Chairman, Bangladesh Institute of Social Research (BISR) The LoGIC project has made significant strides, particularly in securing government approval for the cooperative model, despite the strict compliance requirements imposed by the Department of Cooperatives. The collapse of many cooperatives due to regulatory pressures underscores the need for policy revisions that are more practical, field-oriented, and supportive of cooperative sustainability. A critical issue is the lack of insurance for cooperative members, especially women, who often juggle multiple responsibilities. Identifying which agencies—such as the Department of Cooperatives or the Ministry of Women and Children Affairs—should spearhead these efforts is vital for providing institutional backing. For green SMEs, there remains confusion over what qualifies as "green," making it essential to establish clear criteria. Any cooperative initiative must also align with local realities, as on-the-ground challenges often hinder the pursuit of green SME activities. Strengthening market linkages and connecting cooperatives with Upazila-level associations can bolster resilience. M. Parvez Kaosar Sarkar , AGM (Deputy Head of SME Department), Bangladesh Krishi Bank At Bangladesh Krishi Bank, we offer green financing support under Bangladesh Bank's packages and operate our own SME system. However, a basic legal framework is necessary to ensure that the social segments we aim to support, particularly those from lower socio-economic strata, receive adequate assistance. As a financial institution, our primary product is capital, and we need assurance on how borrowers will repay their loans. Without the ability to market their products effectively, borrowers may struggle to generate returns. Insurance plays a vital role in mitigating risks, helping vulnerable groups sustain and grow their businesses. Sharing risks through market assurance and supportive facilities would enable us to confidently finance these enterprises. Shakhawat Hossan , Joint Director, Sustainable Finance Department, Bangladesh Bank Bangladesh Bank has made significant strides in promoting sustainable finance and identifying green projects. A sustainable finance policy introduced in 2020 and updated in 2023 outlines support for green SMEs under three pillars: inclusive financing, climate resilience, and transitioning to a low-carbon economy. ESG guidelines further require all loans to comply with an Environmental, Social, and Governance (ESG) checklist to ensure low-risk, green financing. Currently, the banking sector's sustainable finance portfolio stands at BDT 4,000 billion, including BDT 3,000 billion for SMEs and BDT 800 billion for green SMEs. However, challenges persist, including limited stakeholder awareness, the high cost of sustainable technology, and an insufficient certification infrastructure. Since 2011, Bangladesh Bank has addressed these challenges by establishing sustainable finance desks and promoting women-centric lending. Initiatives include issuing circulars on climate-related disclosures aligned with IFRS standards and the Climate Vulnerability Index (CVI). Banks are also required to report semi-annually on climate risks, with a focus on vulnerable areas. Mousumi Pervin , Senior Climate Change Officer, Asian Development Bank Advancing SMEs requires a focus on four critical areas. Firstly, strengthening value chains is essential. While women in remote areas produce high-quality green products, broken value chains and limited market access—exacerbated by poor communication infrastructure and social barriers—hinder their progress. Secondly, access to advanced green technology is crucial. Many women still rely on traditional methods, but adopting modern sustainable technologies could significantly enhance productivity and expand market reach. Thirdly, capacity building must be prioritised. Women often struggle with bureaucratic processes and complex documentation. Comprehensive training can empower them to navigate these challenges confidently. Lastly, creating networking opportunities is vital. Many women lack knowledge about where to sell their products. Connecting them to urban markets, such as green product outlets in Dhaka, can enhance their visibility and profitability. Nazim Hossain Sattar, General Manager, SME Foundation In recent years, green compliance and climate resilience have gained significant traction within Bangladesh's SME sector. As the leading SME development agency, the SME Foundation actively supports women entrepreneurs, who frequently employ other women, thereby fostering wider female workforce participation. Recognising the impact of climate challenges, the foundation has introduced tailored packages for climate-vulnerable and green-focused women entrepreneurs. However, a significant gap remains in awareness, particularly among rural women-led SMEs. To address this, the foundation is organising workshops, video campaigns, and roadshows, while also establishing model green SMEs in regions such as Khulna, Cox's Bazar, and Rangpur to inspire others. The foundation is also developing green compliance guidelines and a platform to connect existing green SMEs with aspirants for collaboration and knowledge-sharing. It has initiated referral and consultation reporting to bridge rural-urban gaps, with results from ongoing applications expected soon. Lastly, fostering green finance will require collective stakeholder efforts, with a focus on promoting "associations" over cooperatives for securing loans. M Zakir Hossain Khan , Chief Executive, Change Initiative The green microfinancing and microcredit initiative targeting vulnerable women is more than a transformative programme—it is a tool for empowerment. Women impacted by natural or man-made disasters, often trapped in cycles of debt, will benefit significantly from this initiative. We also need to prioritise the adoption of innovative technologies, such as apps to streamline supply chains, and alternative energy solutions like rooftop solar systems. Md. Ruhul Amin, Chief Executive Officer, Countree Agro Our work in agribusiness engages producers from char regions and climate-affected coastal areas. Projects are being implemented across six upazilas in three districts, focusing on promoting green products and creating a rural-urban continuum. We encourage supermarkets and food processing companies to actively address the needs of climate-vulnerable areas. Beyond traditional gender distinctions, we aim to foster a more structured and inclusive development model within SMEs. Syed Muntasir Ridwan , Co-Executive Director, Bangladesh Youth Environmental Initiative (BYEI) While discussing green initiatives, it is vital to consider ecological factors. For instance, coconuts, which grow naturally in certain regions, are inherently climate-resilient. Establishing a corresponding value chain can enhance climate resilience and efficiency. Youth can contribute by participating in cooperative networks that drive positive change. For primary producers, the existing market structure often complicates pricing negotiations. Organised supply chains, buyer identification, and buy-back guarantees are essential to overcome these challenges. Dr. Maliha Muzammil, Climate Change Specialist, Resilience and Inclusive Growth (RIG) Cluster, UNDP Bangladesh Three years ago, a study conducted with Kingston University London and IID Dhaka revealed that single-women-headed households in vulnerable areas bear three times the expenses of double-income households. This finding highlights how empowering women can directly benefit families and underscores the urgent need to prioritise innovative private financing solutions. Currently, UNDP Bangladesh is collaborating with the SME Foundation, Bangladesh Bank, and BSEC to identify financing bottlenecks for climate-resilient cooperatives and develop a blended finance facility for green SMEs in vulnerable areas. In collaboration with Bangladesh Bank, we are utilising LoGIC's climate vulnerability index (CVI) to rank unions across the country. Bangladesh Bank is also assisting in the development of a climate damage function, which will be based on micro-level data from this CVI. This function will help quantify the social and financial impacts of the climate crisis. Strengthening linkages from local to national levels is crucial for effective impact monitoring, expanding private sector financing, and ensuring thematic bond proceeds reach the most vulnerable. Sonali Dayaratne , Deputy Resident Representative, UNDP Bangladesh Having spent 15 months in Bangladesh, I am deeply inspired by the resilience and creativity of its people. Grassroots implementation has been both humbling and enlightening. Despite enduring over five disasters this year, which affected 18 million people, Bangladesh remains a global leader in climate resilience. Efforts in agriculture and vulnerable communities deserve global recognition for driving meaningful change. UNDP, in partnership with Bangladesh Bank, the SME Foundation, and development agencies from Sweden and Denmark, is focused on scaling initiatives for wider impact. While pilot projects offer valuable insights, the true challenge lies in replicating transformational change across communities. To achieve this, financing and governance models must shift towards people-centred solutions, emphasising demand-driven approaches over supply-driven ones. Inclusion is crucial, especially for women-headed households and youth networks. Achieving sustainability in financing, service delivery, and market alignment is vital for success. To scale up initiatives like LoGIC and ensure long-term impact, collaborative efforts, innovative financing models, and public-private partnerships are essential. Tanjim Ferdous, In-Charge, NGOs & Foreign Missions, Business Development Section, The Daily Star The Local Government Initiative on Climate Change (LoGIC) project has demonstrated the potential of community-owned green enterprises to drive localised solutions. However, critical gaps remain in defining these enterprises, establishing supportive policies, and ensuring sustainable financing mechanisms. Recommendations Encourage the adoption of cooperatives as an effective model to empower vulnerable communities, strengthen climate resilience, and enable women to lead adaptive green business initiatives. Select climate-resilient, smart enterprises with short production cycles that utilise local raw materials and cater to strong local demand. Introduce insurance schemes tailored for climate-vulnerable cooperative members, particularly women. Encourage youth participation in cooperatives to build capacity and strengthen market connections. Strengthen market linkages by establishing connections between cooperatives and Upazila-level associations. Facilitate networking opportunities for women entrepreneurs by connecting them to urban markets, while promoting a gender-neutral market system to ensure equal access and opportunities for their success. Prioritise collaborative efforts, innovative financing, and public-private partnerships to scale up programmes like LoGIC. Establish organised supply chains, identify reliable buyers, and implement buy-back guarantees to support SMEs. Promote innovative technologies and alternative energy solutions to streamline supply chains and ensure uninterrupted production.Lawyers for President-elect Donald Trump have requested the dismissal of his conviction for falsifying business records, citing President Joe Biden ’s recent comments while pardoning his son, Hunter Biden . The 72-page motion to dismiss, filed in New York on Tuesday, argues that Biden’s statements undermine the fairness of Trump’s prosecution, calling it politically motivated. The legal filing quotes Biden’s remarks from his announcement of a 10-year pardon for Hunter Biden, covering all crimes charged or uncharged. "As President Biden put it yesterday, 'Enough is enough,'" Trump's lawyers wrote. "This case, which should never have been brought, must now be dismissed." Biden condemned the treatment of his son in a statement Sunday evening, asserting that Hunter had been "selectively, and unfairly, prosecuted" and that “raw politics has infected this process." Trump's lawyers suggested that Biden's remarks apply equally to Trump’s New York case, which they called a “miscarriage of justice.” Manhattan District Attorney Alvin Bragg, an elected Democrat whose office prosecuted Trump for falsifying business records related to a hush money payment to adult film actress Stormy Daniels during the 2016 election, was accused in the lengthy filing of conducting “precisely the type of political theater” Biden denounced. Trump was convicted in May on 34 counts, though Judge Juan Merchan indefinitely postponed sentencing on Nov. 22, citing Trump’s election victory and continued arguments about presidential immunity. Trump’s attorneys, Todd Blanche and Emil Bove, argue that Trump’s conviction should be dismissed under the doctrine of presidential immunity, which protects the president from criminal prosecution while in office. They contend that Bragg’s actions disrupt the federal government’s functioning and threaten the balance of power between federal and state authorities. “This case is based on a contrived, defective, and unprecedented legal theory,” the filing reads, adding that the charges stem from entries made in documents “hundreds of miles away from the White House” during Trump’s presidency. The defense lawyers, who have been named to top Justice Department positions in the upcoming administration, further criticized the prosecution’s suggestion that proceedings could resume after Trump leaves office, calling it a “ridiculous” proposal that violates constitutional protections. The filing also takes aim at the DOJ under Biden, which has dropped two prosecutions against Trump since his reelection. It accuses the department of orchestrating “politically-motivated, election-interference witch hunts.” In addition to citing presidential immunity, Trump’s legal team argues that the case should be dismissed in the “interests of justice.” The prosecution, they say, risks imposing “enduring consequences upon the balanced power structure of our republic” and contributes to “factional strife,” echoing Biden’s own calls for unity during his pardon announcement. Trump has likewise maintained that the Supreme Court's decision on July 1, which found former presidents are generally immune from official acts, should lead to a dismissal of the case, contending that the prosecution relied on testimony from Trump's first term as president to inform the jury during the trial. CLICK HERE TO READ MORE FROM THE WASHINGTON EXAMINER The motion to dismiss filing could mark one of the last actions in the legal saga surrounding the only one of four criminal indictments against Trump that ever made it to a trial before his reelection. Trump’s lawyers have asked Merchan to dismiss the indictment or, alternatively, grant a two-week stay to allow Trump to seek federal injunctive relief. Bragg's office has until Dec. 9 to respond.The secret to making successful financial New Year’s resolutions

Share Tweet Share Share Email Recent blockchain trends typically highlight zones ripe for innovation. The latest partnership between the Hedera network and Zoniqx underscores the prospects of real-world asset tokenization, while the Avalanche partnership with Red Bulls and Sports Illustrated illustrates how blockchain is penetrating mainstream sectors. In another development, BlockDAG’s recent AMA, hosted by advisory board member Dr. Maurice Herlihy, an esteemed MIT graduate, showcased how BlockDAG’s DAG-based framework reduces inefficiencies, allowing for quicker, more cost-effective transactions. BlockDAG (BDAG) has already created a stir with a record presale of over $166 million in just a few months. Insights on Hedera Network’s Role in RWA Tokenization Through its collaboration with fintech pioneer Zoniqx, Hedera Network is redefining the tokenization of real-world assets. Utilizing Hedera’s Distributed Ledger Technology, Zoniqx tackles issues such as low liquidity and high operational costs, offering quicker and cheaper transactions for users. However, this initiative faces hurdles like limited public adoption of the Hedera network and ongoing regulatory concerns. With a competitive blockchain landscape, the durability of this partnership’s impact is yet to be determined. Avalanche Partnership with Red Bulls and Sports Illustrated Avalanche has forged a 13-year agreement with Red Bulls and Sports Illustrated, aiming to merge blockchain technology with sports and media. This new Avalanche partnership showcases the potential of blockchain in mainstream areas, noted for its rapid transaction capabilities and reduced costs. Yet, analysts suggest that such long-term agreements in fluctuating industries risk obsolescence as technologies advance. Avalanche continues to face challenges in competing with platforms offering better scalability and more user-friendly environments. The network’s ambitious strategies also spark concerns about its ability to remain reliable amid escalating demands. Even as it stays among the top crypto assets, the challenge to keep up in a densely populated market continues. Exploring BlockDAG’s Innovative DAG-Based Architecture During a recent AMA , Dr. Maurice Herlihy, a MIT graduate and advisory board member for BlockDAG, unveiled the capabilities of BlockDAG’s DAG-based structure. He explained how this advanced architecture solves common blockchain issues such as slow transaction times and scalability challenges that are prevalent in systems like Bitcoin. Dr. Herlihy pointed out that BlockDAG does not follow traditional blockchain models; instead, it creates a dynamic graph with multiple connections per block, which increases processing speed and minimizes the delays that often occur in networks due to forks. BlockDAG’s CEO, Anthony Turner, also highlighted the significant milestones the project has achieved during the session. Notably, BlockDAG is compatible with the Ethereum Virtual Machine (EVM), allowing developers to easily transfer dApps and smart contracts into its scalable environment. Additionally, with support for WASM, developers can use popular programming languages such as Rust and C++ to build innovative applications in sectors like gaming and DeFi. This results in an environment where users can leverage Ethereum’s features but experience quicker and more cost-effective transactions through BlockDAG. BlockDAG’s unique attributes have drawn a significant number of developers and traders, propelling its presale to record heights. The project has garnered over $166 million in just a few months, selling over 17.2 billion BDAG coins across 26 presale stages. Currently, BlockDAG boasts over 170,000 unique holders globally. Early participants have seen their value increase by 2240%, as the BDAG coin price jumped from $0.001 to $0.0234. For potential participants, now is an opportune time to engage, with the entry price at $0.0234. However, this price is expected to rise, as the current presale stage is nearly sold out, indicating a forthcoming price hike in the next stage. Engaging now could secure a position in the evolving crypto landscape. Spotlight on Blockchain Integration and Asset Tokenization As the Hedera network continues to advance asset tokenization with Zoniqx, and the new Avalanche partnership delves into blockchain’s role in sports and media, BlockDAG remains at the forefront with its pioneering DAG technology. Its recent AMA session emphasized the scalability and efficiency of its architecture, establishing it as a leader among top crypto assets . With its impressive fundraising and advanced technology, BlockDAG is a prominent player for those interested in top crypto assets, offering a promising avenue in the fast-paced industry of blockchain. Presale: https://purchase.blockdag.network Website: https://blockdag.network Telegram: https://t.me/blockDAGnetworkOfficial Discord: https://discord.gg/Q7BxghMVyu Related Items: Blockchain , BlockDAG Share Tweet Share Share Email Recommended for you Top 10 Cheap Crypto To Invest In For High-Potential: Buy Now For Next Bull Run 2025 Analysts Say $20 for BlockDAG is Coming — Whale Activity Surges! Avalanche’s Update & Stellar’s Moves Shake the Market Plus Wallet Simplifies Crypto Management; MetaMask Enhances Ethereum Swaps & Russia Introduces Tax-Friendly Wallets CommentsAnge Postecoglou searching for answers over Tottenham’s injury crisis

Struggling UMaine women’s basketball team loses to QuinnipiacAlexander Mashinsky , 58, of Manhattan, entered the plea in New York federal court to commodities and securities fraud. He admitted illegally manipulating the price of Celsius’s proprietary crypto token while secretly selling his own tokens at inflated prices to pocket about $48 million before Celsius collapsed into bankruptcy in 2022. In court, he admitted that in 2021 he publicly suggested there was regulatory consent for the company's moves because he knew that customers “would find false comfort” with that. And he said that in 2019, he was selling the crypto tokens even though he told the public that he was not. He said he knew customers would draw false comfort from that too. “I accept full responsibility for my actions,” Mashinsky said of crimes that stretched from 2018 to 2022 as the company pitched itself to customers as a modern-day bank where they could safely deposit crypto assets and earn interest. U.S. Attorney Damian Williams said in a release that Mashinsky “orchestrated one of the biggest frauds in the crypto industry” as his company's assets purportedly grew to about $25 billion at its peak, making it one of the largest crypto platforms in the world. He said Mashinsky used catchy slogans like “Unbank Yourself” to entice prospective customers with a pledge that their money would be as safe in crypto accounts as money would be in a bank. Meanwhile, prosecutors said, Mashinsky and co-conspirators used customer deposits to fund market purchases of the Celsius token to prop up its value. Machinsky made tens of millions of dollars selling his own CEL tokens at artificially high prices, leaving his customers “holding the bag when the company went bankrupt,” Williams said. An indictment alleged that Mashinsky promoted Celsius through media interviews, his social media accounts and Celsius’ website, along with a weekly “Ask Mashinsky Anything” session broadcast that was posted to Celsius’ website and a YouTube channel. Celsius employees from multiple departments who noticed false and misleading statements in the sessions warned Mashinsky, but they were ignored, the indictment said. A plea agreement Mashinsky made with prosecutors calls for him to be sentenced to up to 30 years in prison and to forfeit over $48 million, which is the amount of money he allegedly made by selling his company's token. Sentencing was scheduled for April 8.

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Global SMT Programming Software Market Size, Share and Forecast By Key Players-SOFtronix, Vayo Technology, DDM Novastar, Unisoft, ESSEMTEC AG 12-27-2024 07:14 PM CET | Advertising, Media Consulting, Marketing Research Press release from: Market Research Intellect SMT Programming Software Market USA, New Jersey- According to the Market Research Intellect, the global SMT Programming Software market is projected to grow at a robust compound annual growth rate (CAGR) of 12.12% from 2024 to 2031. Starting with a valuation of 10.49 Billion in 2024, the market is expected to reach approximately 20.84 Billion by 2031, driven by factors such as SMT Programming Software and SMT Programming Software. This significant growth underscores the expanding demand for SMT Programming Software across various sectors. The SMT (Surface-Mount Technology) programming software market is witnessing strong growth, driven by the increasing demand for efficient and precise electronics manufacturing. As industries such as consumer electronics, automotive, and telecommunications expand, the need for reliable SMT programming software is rising. These solutions enable manufacturers to automate and optimize the placement of surface-mount components, improving production speed and reducing errors. The integration of advanced technologies like artificial intelligence (AI) and machine learning (ML) has further enhanced these software tools, offering real-time monitoring, predictive maintenance, and improved accuracy. As the electronics sector continues to evolve, the SMT programming software market is expected to grow steadily, supporting manufacturers in achieving higher productivity, cost-efficiency, and precision in their operations. The dynamics of the SMT programming software market are shaped by various factors, including technological advancements and increasing demand for miniaturized electronic devices. The need for faster, more accurate assembly processes is driving manufacturers to adopt advanced SMT programming solutions that ensure optimal placement and alignment of components. Additionally, the rise of smart manufacturing and the adoption of Industry 4.0 principles are influencing the demand for software that can integrate seamlessly with other production systems. As the complexity of electronic products increases, the requirement for highly efficient, customizable software solutions becomes critical. Furthermore, the shift towards automation in manufacturing, coupled with the need to reduce production costs, continues to fuel the growth of the SMT programming software market. Request PDF Sample Copy of Report: (Including Full TOC, List of Tables & Figures, Chart) @ https://www.marketresearchintellect.com/download-sample/?rid=10742220&utm_source=OpenPr&utm_medium=047 Key Drivers: The growth of the SMT Programming Software market is driven by several key factors. Technological advancements in SMT Programming Software have enabled greater efficiency and enhanced capabilities, spurring adoption across industries. Additionally, the rising demand for sustainable and eco-friendly solutions is pushing companies to innovate and adopt greener practices. Expanding applications in sectors like SMT Programming Software and SMT Programming Software are further contributing to market demand, as these industries seek advanced solutions to streamline operations and enhance product quality. Favorable government policies and incentives in regions such as North America, Europe, and Asia-Pacific support investment and growth. Moreover, an increasing focus on SMT Programming Software for improving operational efficiency and cost-effectiveness is encouraging businesses to embrace new technologies, fostering sustained market expansion. Mergers and Acquisitions Mergers and acquisitions (M&A) play a pivotal role in the SMT Programming Software market, as companies look to expand their capabilities, access new technologies, and strengthen market presence. Leading players engage in strategic acquisitions to consolidate their position and gain a competitive edge. These transactions often facilitate the integration of advanced SMT Programming Software solutions, helping firms broaden their product portfolios and meet growing customer demands. Additionally, M&A activities support companies in achieving economies of scale and penetrating new regional markets, particularly in high-growth areas like Asia-Pacific. Through such strategic alliances, businesses aim to accelerate innovation, enhance operational efficiency, and address evolving market challenges, ultimately driving the overall growth of the SMT Programming Software market. Get a Discount On The Purchase Of This Report @ https://www.marketresearchintellect.com/ask-for-discount/?rid=10742220&utm_source=OpenPr&utm_medium=047 The following Key Segments Are Covered in Our Report By Type CAD PCB ?? GERBER By Application Large Enterprises SMEs Major companies in SMT Programming Software Market are: SOFtronix, Vayo Technology, DDM Novastar, Unisoft, ESSEMTEC AG, JUKI Automation Systems, JDS, Faster Technology Global SMT Programming Software Market -Regional Analysis North America: North America is expected to hold a significant share of the SMT Programming Software market due to advanced technological infrastructure and the presence of major market players. High demand across sectors like SMT Programming Software and SMT Programming Software is driving growth, with the U.S. being a key contributor. Additionally, ongoing investments in R&D and innovation reinforce the region's strong market position. Europe: Europe is projected to experience steady growth, driven by stringent regulatory standards and a rising focus on sustainability in SMT Programming Software practices. Countries like Germany, France, and the UK are leading due to their advanced industrial base and supportive government policies. The demand for eco-friendly and efficient SMT Programming Software solutions is expected to continue fostering market expansion. Asia-Pacific: Asia-Pacific is anticipated to be the fastest-growing region, fueled by rapid industrialization and urbanization. Countries such as China, India, and Japan are driving demand due to expanding consumer bases and increasing investments in infrastructure. The region's robust manufacturing sector and favorable economic policies further enhance growth opportunities in the SMT Programming Software market. Latin America: Latin America and the Middle East & Africa are expected to show moderate growth in the SMT Programming Software market. In Latin America, growth is supported by rising industrial activities in countries like Brazil and Mexico. Meanwhile, in the Middle East & Africa, infrastructure development and an increasing focus on innovation in sectors like SMT Programming Software are key drivers of market expansion. Middle East and Africa: The Middle East and Africa represent emerging markets in the global SMT Programming Software market, with countries like UAE, Saudi Arabia, South Africa, and Nigeria showing promising growth potential. Economic diversification efforts, urbanization, and a young population are driving demand for SMT Programming Software products and services in the region. Frequently Asked Questions (FAQ) 1. What is the current size of the SMT Programming Software market? Answer: The SMT Programming Software market was valued at approximately 10.49 Billion in 2024, with projections suggesting it will reach 20.84 Billion by 2031, growing at a CAGR of 12.12%. 2. What factors are driving the growth of the SMT Programming Software market? Answer: The market's expansion is attributed to several factors, including increased demand for SMT Programming Software, advancements in SMT Programming Software technology, and the adoption of SMT Programming Software across various sectors. 3. Which regions are expected to dominate the SMT Programming Software market? Answer: Regions such as North America, Europe, and Asia-Pacific are anticipated to lead due to the presence of major industry players and growing investments in SMT Programming Software. 4. Who are the key players in the SMT Programming Software market? Answer: Prominent companies in the SMT Programming Software market include SMT Programming Software, SMT Programming Software, and SMT Programming Software, each contributing to market growth through innovations and strategic partnerships. 5. What challenges does the SMT Programming Software market face? Answer: The market faces challenges such as SMT Programming Software, regulatory compliance, and competition from alternative solutions. However, ongoing advancements aim to address these issues. 6. What are the future trends in the SMT Programming Software market? Emerging trends include the integration of SMT Programming Software technology, sustainability practices, and digital transformation in processes, all expected to shape the market's future. 7. How can businesses benefit from the SMT Programming Software market? Answer: Businesses can leverage growth opportunities in the SMT Programming Software market by adopting new solutions, enhancing operational efficiency, and expanding their offerings to meet evolving consumer demands. 8. Why invest in a SMT Programming Software market report from MRI? Answer: MRI's report provides in-depth analysis, future projections, and key insights to support strategic decision-making, enabling businesses to stay competitive and capitalize on growth trends in the SMT Programming Software market. 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Real vs. fake: Can you spot AI-generated images?British Columbia business owner Joe Chaput will spend $5,500 a month on security guards during the holiday season and plans on upgrading his store’s video camera system for around $5,000 more. He’s not selling luxury brands or expensive jewels. Chaput sells cheese, and at Christmas, cheese is a hot commodity. He is the co-owner of specialty cheese store les amis du Fromage, with two locations in Vancouver. While cheeselifting is rare in their Kitsilano store, the outlet in East Vancouver is hit in waves, with nothing happening for a month, then three of four people trying to steal their inventory within a week. “Sometimes, you miss it. Sometimes, you catch it. The way shoplifters behave ... they tend to gravitate toward expensive things,” said Chaput. Expensive cheese is on shoplifters’ Christmas list, he said. “They tend to do the classic examples of staying away from customer service and trying to go to a different part of the store so they can be left alone to steal.” Chaput isn’t alone. Police say food-related crimes on are the rise in Canada and as prices climb for items such as cheese and butter, they become lucrative on the black market for organized crime groups, not to mention theft for local resale. Sylvain Charlebois, the director of Dalhousie University’s Agri-food Analytics Lab, said a black market tends to emerge as soon as food prices surge. “Organized crime will steal anything (if) they know they can sell it and so, they probably would have known who their clients are before even stealing anything at all, and that’s how a black market is organized,” said Charlebois. He said he believes there are two categories of people shoplifting — those who do so out of desperation because they can’t afford the food, or organized criminals, profiting from sales on the black market. Mounties in North Vancouver made cheesy headlines when they ran into a man with a cart of stolen cheese in the middle of the night in September. The cheese, valued at $12,800, was from a nearby Whole Foods Store. While the cheese was recovered, it had to be disposed of because it hadn’t been refrigerated. Const. Mansoor Sahak, with the North Vancouver RCMP, said officers believe cheese is targeted because it’s “profitable to resell.” “If they are drug addicts, they will commit further crimes with that or feed their drug habits. It’s a vicious cycle,” said Sahak. Sahak said meat is also a top target for grocery thieves, with store losses sometimes in the thousands. “So, we’re not surprised that this happened,” said Sahak. Police in Ontario have been chasing down slippery shoplifters going after butter. Scott Tracey, a spokesman with Guelph Police Service, said there have been eight or nine butter thefts over the last year, including one theft last December worth $1,000. In October, two men walked into a local grocer and filled their carts with cases of butter valued at $936, and four days later a Guelph grocer lost four cases valued at $958. Tracey said he has looked at online marketplaces and found listings by people selling 20 or 30 pounds of butter at a time. “Clearly, somebody didn’t accidentally buy 30 extra pounds of butter. So, they must have come from somewhere,” said Tracey, “I think at this point it appears to be the black market is where it’s headed.” He said the thefts seem to be organized, with two or three people working together in each case. Police in Brantford, Ont., are also investigating the theft of about $1,200 worth of butter from a store on Nov. 4. Charlebois said retailers could invest in prevention technologies like electronic tags, but putting them on butter or cheese is rare. He said up until recently grocery store theft has been a “taboo subject for many years.” Stores didn’t wanted to talk about thefts because they didn’t want to alarm people but now they feel they need to build awareness about what is “becoming a huge problem,” said Charlebois. Chaput, the cheese store owner, said he had been running the East Vancouver store for 15 years while managing the store in Kitsilano for 30 years, and he loves his customers. “It’s really one of the best parts of our businesses, seeing familiar faces and making new customers. It’s why we come to work, really. Partly it’s the cheese, and partly it’s the people,” said Chaput. He said his strategy to combat would-be thieves is to give them extra customer service to make it harder for them to steal. He admits, however, that the shoplifting causes him stress. “It’s challenging. You’re busy trying to run your business day to day and take care of customers and take care of employees. Having to deal with criminals, just kind of scratches away. It can be a bit exhausting,” said Chaput.