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game extreme NoneAs inflation is under control, millions of retirees remain concerned about the future of their Social Security payments , mainly because of the lower cost of living adjustment (COLA) increase and because of the potential depletion of the Social Security trust funds before 2033. Additionally, the Federal Reserve System has recently warned that Social Security payments could be reduced to counteract the shortage problem. In other words, this means that more than 64 million beneficiaries could see their benefits reduced so the Social Security system can continue delivering Social Security payments. Currently, Social Security payments deliver between $1,900 and $4,873 in retirement benefits , which keep rising every year due to the annual COLA increase. The cost of living adjustment is usually computed by the Bureau of Labour Statistics, which is in charge of analyzing the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W) and determining how much the COLA will increase in line with previous inflation patterns. It is important to note that the increase or decrease in inflation will directly impact the COLA percentage, as if inflation increases, so will the annual boost increase. Therefore, this cost of living adjustment is intended to help preserve seniors’ and overall beneficiaries’ purchasing power. Millions of retirees have received warnings from the FED regarding the future of Social Security payments The Federal Reserve cut the federal funds rate by 50 basis points to a range of 4.75% to 5% in September, the first rate cut in four years. The move reflects the central bank’s confidence that inflation is currently under control. The economy as a whole receives Social Security payments from the Fed’s efforts to keep inflation under control, but retirees who rely on Social Security may be disappointed. As a result, if inflation slows, the SSA may not need to increase payments as much, making it harder for retirees to keep up with the rising cost of living. This rate decrease indicates a change in economic conditions that led to the recent increase in Social Security payments, even though it does not directly affect the 2025 COLA . We can currently predict the 2025 COLA using two months of CPI-W data from July and August. If these numbers hold, the 2025 COLA will likely be around 2.6%, which is a significant decrease from previous years, according to CBS News. While the CPI-W rose 2.87% in July, it only rose 2.35% in August. If the downward trend in inflation continues, the final COLA for 2025 in September may not exceed 2.6% . The decline in energy prices, particularly oil, which has fallen below $70 a barrel, its lowest level in almost a year, is one of the main reasons for this trend. The possibility of a higher cost of living adjustment (COLA) is further diminished by the fact that declining energy prices, which play a significant role in the overall inflation rate, suggest that annual inflation will continue to decline. Furthermore, the Federal Reserve has stated that inflation is likely to continue to decline in the future, with a long-term target of 2%. Inflation is projected to be 2.3% by the end of 2024 and to have fallen to 2.1% by the end of 2025. This means that the 2026 COLA may only be 2.2% instead of the 2.6% expected in 2025. Retirees will need to save money for these smaller COLA adjustments . The statistics are retroactive, based on historical economic data, and may not accurately reflect the financial challenges retirees are currently facing, such as the rising cost of necessities like food and electricity, even though the COLA increases are intended to help retirees keep up with inflation. Will lower interest rates eventually benefit retirees’ Social Security payments? One possible benefit, despite the overwhelming prospect of smaller Social Security check increases, is that lower borrowing costs may result from the Federal Reserve’s interest rate cuts. For retirees with debt from mortgages or auto loans, lower interest rates may provide financial relief. Reduced COLA adjustments could be somewhat offset by lower borrowing costs, giving retirees more financial freedom. In addition, even though the COLA is largely a reactionary adjustment based on historical inflation, the overall decline in inflation may help stabilize seniors’ spending. With lower inflation, retirees may not see the dramatic increases in the cost of living that they did in previous years.

Jean-Philippe Mateta struck in the second half with the only real piece of quality in a nervy encounter between two struggling teams. It is now two wins and three draws from the last six matches for Glasner’s side, whose winter revival is gathering pace nicely following a sticky start to the campaign. “I feel very happy, we’re all very pleased with the result, it was not the best performance but the result was more important,” said the Eagles boss. “Most of the time we controlled the game and we scored an amazing goal, a fantastic finish from JP. “We had more chances to decide the game but we couldn’t, but I think the win was well deserved. “We didn’t give them any chances from open play and with a clean sheet you can always take the win. “It’s a big win. Now it’s not time to sit back and relax but to keep going. In four days we face Manchester City. We stay humble. There are still many things to improve but we are on the right path.” Ipswich looked the likelier to score as a low-key first half drew to a close and were denied by a point-blank save by Dean Henderson from Harry Clarke’s near-post header. Shortly after the interval Wes Burns got clear down the right and lifted an inviting cross towards Liam Delap, whose header was straight at Henderson. However, from out of nowhere Palace conjured up a lightning counter-attack to go ahead on the hour. Eberechi Eze led the charge before feeding Mateta, who surged forward with a couple of stepovers before brushing off the attention of Jacob Greaves and finishing superbly past Arijanet Muric. It was the French forward’s sixth goal of the season, and his first away from Selhurst Park. Back came Ipswich with Leif Davis fizzing in another cross for Delap, who somehow mistimed his jump and completely missed the ball from six yards. As time ticked down Greaves looped a header against the far post, with the rebound just eluding substitute Ali-Al Hamadi. “Frustrating night,” said Town boss Kieran McKenna. “It was a tight first half, we weren’t fantastic in terms of the flow of the game and didn’t create as many opportunities as we wanted. But having said that neither did our opponents. “In the second half we conceded a really poor goal and that proved decisive. We can do better than we did tonight.”Maharashtra poll results inexplicable level-playing field disturbed in targeted manner Congress

November 2024 was an exciting month for Canadian investors as the continued its upward momentum, rallying by 6.2% for the month and bringing its year-to-date gains to more than 22%. This surge provided opportunities to pick up some exceptional stocks with strong growth potential. Amid this market rally, I zeroed in on three top that align well with the Foolish Investing Philosophy and my long-term wealth-building strategy. These companies not only have strong but are also leaders in their industries, which could help them sustain growth in the years to come. In this article, I’ll walk you through the three TSX stocks I added to my portfolio in November and why I’m confident they’ll help me build long-term wealth. Celestica stock The first top stock I loaded up on last month was ( ). After rallying by 26.3% in November alone, CLS stock currently trades at $120.37 per share with an impressive 208% year-to-date gain, extending its to $13.9 billion. Celestica mainly generates its revenue by offering end-to-end solutions, including design, supply chain management, and assembly of complex electronic products for a wide range of industries. The ongoing strength in the company’s financials could be understood by the fact that its revenue has by 17.5% YoY (year over year) over the last four quarters combined. Similarly, its adjusted earnings during the same period have climbed by over 60% YoY to $3.57 per share. These latest strong results encouraged Celestica’s management to recently raise the full-year 2024 guidance and give a positive 2025 outlook. In addition, its continued investments in new technology brighten its long-term outlook. Waste Connections stock ( ) is another rallying TSX stock I bought last month. After rallying by 35.5% year to date, the shares of this Woodbridge-based firm currently trades at $268.12 per share with a market cap of $69.4 billion. Being a major player in the waste management industry, Waste Connections provides waste collection, recycling, and disposal services to residential, commercial, and industrial customers across North America. Even as many growth companies have struggled due to a slowdown in economic growth over the last few years, Waste Connections continues to deliver strong financial performance. To give you a little idea about that, the company’s revenue rose by 10.7% YoY in the last 12 months, helping it post even stronger 19.4% growth in its adjusted earnings. Moreover, its strong acquisition pipeline, sustainable margin expansion, and ongoing investments in resource recovery initiatives could help its growth in the long run. OpenText stock The third top TSX stock I added to my portfolio in November was ( ). Unlike Celestica and Waste Connections, shares of this Waterloo-based information management firm have dived by 24% so far in 2024 to currently trade at $40.51 per share with a market cap of $11.3 billion. These declines in OTEX stock could be attributed to the recent weakness in its earnings growth trajectory due to the divestiture of its Application Modernization and Connectivity business, which affected its revenue in the latest quarter. Nevertheless, OpenText’s long-term growth outlook might be largely unaffected by these short-term challenges, with its strong focus on innovation in areas like artificial intelligence and cloud-based solutions, making this top growth stock look to buy on the dip and hold for years to come.

Diamondback Energy CEO Travis Stice sells $517,536 in stock

OTTAWA — Prime Minister Justin Trudeau said dealing with incoming president Donald Trump and his thundering on trade will be "a little more challenging" than the last time he was in the White House. Speaking at an event put on by the Halifax Chamber of Commerce, Trudeau said that's because Trump's team is coming in with a much clearer set of ideas of what they want to do right away than after his first election win in 2016. Even still, Trudeau said the answer is not to panic and said Canada can rally together to address the tough scenario the nation will face following Trump's inauguration in January. Trump has threatened 25 per cent tariffs against Canada and Mexico, if the two nations do not beef up their borders to his satisfaction. On the weekend, Trump appeared in an interview with NBC's "Meet the Press," where the president-elect said he can't guarantee the tariffs won't raise prices for U.S. consumers but that eventually tariffs will "make us rich." "All I want to do is I want to have a level, fast, but fair playing field," he said. Trudeau warned that steep tariffs could be "devastating for the Canadian economy" and cause "just horrific losses in all of our communities," and that Trump's approach is to introduce "a bit of chaos" to destabilize his negotiating partners. But he also said that Canada exports a range of goods to the U.S., from steel and aluminum to crude oil and agricultural commodities, all of which would get more expensive and mean real hardship for Americans at the same time. "For years, Americans have been paying more for their homes than they should because of unjust tariffs on softwood lumber. Maybe this level of tariffs will actually have them realize that this is something they are doing to themselves," Trudeau said. "Trump got elected on a commitment to make life better and more affordable for Americans, and I think people south of the border are beginning to wake up to the real reality that tariffs on everything from Canada would make life a lot more expensive." Experts, including Canada's former top trade negotiator Steve Verheul, have warned the country needs to be ready to respond if Trump goes through with his tariff threats. The prime minister said his government is still mulling over "the right ways" to respond, referencing Canada's calculated approach when Trump hit Canada with steel and aluminum tariffs. "It was the fact that we put tariffs on bourbon and Harley-Davidsons and playing cards and Heinz ketchup and cherries and a number of other things that were very carefully targeted because they were politically impactful to the president's party and colleagues," he said. That's how Canada was able to "punch back in a way that was actually felt by Americans," he added. Trudeau also said the country needs to rally together and work past its political differences. He offered up some rare words of praise for Saskatchewan Premier Scott Moe — a frequent political thorn in his side and "no big fan of mine" — as one of Canada's strongest voices during that tumultuous time period when NAFTA was under threat. "His voice with governors down south, his making the case for Canadian workers and Canadian trade in a way that complemented the arguments that we were making, did a better job of showing what Canadian unity was and (what) Canada's negotiating position could be to a United States that has a political system that is incredibly fractured and fractious," Trudeau said. On Sunday, Conservative Leader Pierre Poilievre said "every single Conservative would tell every single American" that tariffs on Canada would be a bad idea — and also took time to bill Trudeau as a weak leader. One member of his caucus, Conservative MP Jamil Jivani, said he had dinner with incoming vice-president JD Vance and British Conservative Leader Kemi Badenoch over the weekend in Arlington, Va. He said it's crucial right now to be building "strong relationships with our allies." This report by The Canadian Press was first published Dec. 9, 2024. — With files from The Associated Press, Kelly Geraldine Malone and Rosa Saba in Toronto Kyle Duggan, The Canadian Press