5 ways GenAI is transforming financial planning for banks"Was justice served? Were the guilty punished and the innocent vindicated?" Mark wondered, his thoughts turning to the case that had landed him behind bars a decade ago. The memories of the trial, the sentencing, and the long years of confinement flooded his mind, and he couldn't help but feel a surge of anger and frustration at the injustice that had robbed him of his freedom.
As the evacuees find refuge and solace in the midst of uncertainty, their story stands as a testament to the enduring bonds that can be forged in times of crisis. In a world often defined by division and strife, moments of compassion and solidarity such as this remind us of our shared humanity and the capacity for kindness to prevail, even amidst the flames of conflict.
NoneThe public reaction to Tong's statement was mixed, with some fans expressing relief and support for the couple, while others remained skeptical. However, the overwhelming sentiment was one of encouragement and goodwill towards Roxanne Tong and Kenneth Ma, with many expressing hope that they would be able to overcome any challenges in their relationship.
See some of the best photos from National Geographic's ‘Pictures of the Year'None
NEW YORK (AP) — U.S. stocks climbed after market superstar Nvidia and another round of companies said they’re making even fatter profits than expected. The S&P 500 pulled 0.5% higher Thursday after flipping between modest gains and losses several times in the morning. The Dow Jones Industrial Average jumped 1.1%, and the Nasdaq composite edged up less than 0.1%. Banks, smaller companies and other areas of the stock market that tend to do best when the economy is strong helped lead the way, while bitcoin briefly broke above $99,000. Crude oil, meanwhile, continued to rise. Treasury yields edged higher in the bond market. THIS IS A BREAKING NEWS UPDATE. AP’s earlier story follows below. NEW YORK (AP) — U.S. stocks are climbing Thursday after market superstar Nvidia and another round of companies said they’re making even fatter profits than expected. The S&P 500 was pulling 0.7% higher, as of 2:45 p.m. Eastern time, after flipping between modest gains and losses several times in the morning. Banks, smaller companies and other areas of the stock market that tend do best when the economy is strong helped lead the way, while bitcoin briefly broke above $99,000. Crude oil, meanwhile, continued to rise. The Dow Jones Industrial Average jumped 532 points, or 1.2%, and the Nasdaq composite gained 0.2%. Nvidia's rise of 1.4% was the strongest force pushing the S&P 500 upward after yet again beating analysts’ estimates for profit and revenue. It also gave a forecast for revenue in the current quarter that topped most analysts’ expectations thanks to voracious demand for its chips used in artificial-intelligence technology. Its stock initially sank in afterhours trading Wednesday following the release of the results. Some investors said the market might have been looking for Nvidia's revenue forecast to surpass expectations by even more. But its stock recovered in premarket trading Thursday, and Wedbush analyst Dan Ives said it was another “flawless” profit report provided by Nvidia and CEO Jensen Huang, whom Ives calls “the Godfather of AI.” How Nvidia’s stock performs has tremendous impact because it’s quickly grown into Wall Street’s most valuable company at roughly $3.6 trillion. Its meandering up and down through the day dragged the S&P 500 and other indexes back and forth. The frenzy around AI is sweeping up other stocks, and Snowflake jumped 32.3% after reporting stronger results for the latest quarter than analysts expected. The company, whose platform helps customers get a better view of all their silos of data and use AI, also reported stronger revenue growth than expected. BJ’S Wholesale Club rose 9.1% after likewise delivering a bigger profit than expected. That may help calm worries about how resilient U.S. shoppers can remain, given high prices across the economy and still-high interest rates. A day earlier, Target tumbled after reporting sluggish sales in the latest quarter and giving a dour forecast for the holiday shopping season. It followed Walmart , which gave a much more encouraging outlook. Nearly 90% of the stocks in the S&P 500 were also rising, and the gains were even bigger among smaller companies. The Russell 2000 index of smaller stocks jumped a market-leading 1.9%. Google’s parent company, Alphabet, helped keep indexes in check. It fell 5.5% after U.S. regulators asked a judge to break up the tech giant by forcing it to sell its industry-leading Chrome web browser. In a 23-page document filed late Wednesday, the U.S. Department of Justice called for sweeping punishments that would include restrictions preventing Android from favoring its own search engine. Regulators stopped short of demanding Google sell Android but left the door open to it if the company’s oversight committee continues to see evidence of misconduct. Drops for other Big Tech stocks also weighed on the market, including a 2.4% slide for Amazon. In stock markets abroad, shares of India’s Adani Enterprises plunged 22.6% Thursday after the U.S. charged founder Gautam Adani, 62, in a federal indictment with securities fraud and conspiracy to commit securities and wire fraud. The businessman and one of the world’s richest people is accused of duping investors by concealing that his company’s huge solar energy project on the subcontinent was being facilitated by an alleged bribery scheme. Indexes elsewhere in Asia and Europe were mixed. In the crypto market, bitcoin eclipsed $99,000 for the first time before easing back to roughly $98,250, according to CoinDesk. It’s more than doubled so far this year, and its climb has accelerated since Election Day. President-elect Donald Trump has pledged to make the country “the crypto capital of the planet” and create a “strategic reserve” of bitcoin. Bitcoin also got a boost after Gary Gensler, the chair of the Securities and Exchange Commission who has pushed for more protection for crypto investors, said he would step down in January . Bitcoin and related investments, of course, have a notorious history of big price swings in both directions. MicroStrategy, a company that's been raising cash expressly to buy bitcoin, saw an early gain of 14.6% for its stock on Thursday quickly disappear. It was most recently down 10.7%. In the oil market, a barrel of benchmark U.S. crude rose 2% to bring its gain for the week to 4.8%. Brent crude, the international standard, climbed 1.8%. Oil has been rising amid escalations in the Russia-Ukraine war. In the bond market, Treasury yields edged higher following some mixed reports on the U.S. economy. The yield on the 10-year Treasury rose to 4.43% from 4.41% late Wednesday. One report said fewer U.S. workers applied for unemployment benefits last week in the latest signal that the job market remains solid. Another report, though, said manufacturing in the mid-Atlantic region unexpectedly shrank. Sales of previously occupied homes, meanwhile, strengthened last month by more than expected. ___ AP Business Writers Matt Ott and Yuri Kageyama contributed. Stan Choe, The Associated Press
South Korea pushes for better work-life balance to ease falling birth rateEvery facet of AI feels like it's advanced by a decade in the last year, and in the whirlwind of new releases and capabilities, you may have missed something important: interactive video chatbots that can see, hear and converse with you in real time. Look, don't mind me, I'm over here still blown away by how good ChatGPT's advanced voice mode is. Multimodal AIs are proving themselves every bit as capable at expressing themselves in audio and video form as they have in the written word. A couple of years ago, the idea of having a video chat with a fairly lifelike, photorealistic AI would have seemed ridiculously futuristic. Yet here we are in 2024, I've just spoken to five of them, and I'm now so conditioned to immediately accepting new breakthrough technologies that it already feels completely normal. The Good Indeed, I'm about to complain about their current shortcomings. But first, let's talk about what they do well. Speed, for me, has to be top of the list here. You speak, and the video avatar responds with no more lag or latency than you'd get with a voice chat – around 600 milliseconds, according to Tavus. Indeed, I've had plenty of video chats with other actual humans where there's been more lag than this. Of course, the avatars look and sound fantastic – and naturally, their conversational abilities make last-gen models like Siri and Alexa feel like black and white TVs. It's truly stunning how much these models can do in real time – never mind the conversation, the voice, the body language – they can also look back at you through your laptop or device camera, taking stock of your surroundings and incorporating them into the conversation. "I see you've got some guitars and keyboards behind you, Loz," AI agent 'Carter' tells me. "And those sound absorbing panels on the roof ... Looks like you've got a serious music production space there, loving those creative vibes!" These agents can be given personalities, memories, scenarios, habits, tasks, boundaries, interaction goals, scripts, and access to whatever information they'll need to do their job – jobs like automated sales, customer service, information assistants, whatever human-facing tasks can be done over a video chat interface. They can converse comfortably in a range of languages, without losing the essential tone of their voices. They can appear in a range of different environments; walking down the street, driving a car, hanging out at a cafe, or sitting in whatever office you can dream up. And they can look and sound just like you. A single two-minute video upload is all Tavus needs to capture your look and your voice, which it'll then turn into a programmable "digital twin" conversation agent that's your own spitting image. The Bad These things are still very early versions of what's coming steaming down the line at us. The Carter bot doesn't always get its lips perfectly synchronized with its voice. The facial expressions aren't always in the right places. He glitches a little; the eyes seem to reposition themselves on his head now and then, and the video or audio occasionally stutters to reveal his digital nature. And, as with ChatGPT, the conversation is still a bit stunted. You need to take turns, and if you stop to think too long in the middle of a sentence, he'll start replying when a human would (ideally) give you a little more space. AIs are yet to master the art of gentle interruption, prompting, these sorts of things. It doesn't matter. The speed at which this tech advances is truly staggering. In a few months Carter will be old news, and all these gaps will close rapidly. Most of the world only learned about ChatGPT last year – now you're looking at the AI, and it's looking at you, in real-time video conversations. The Ugly Indeed, part of what this thing needs to do to improve is to become better at reading body language, which might help it work out, say, the difference between somebody trailing off, or pausing for thought, or having finished their sentence. And then, of course, it needs to learn how to adjust its own body language in response to yours, and to advance its goals in the communication. And here, for those of you that have followed my thoughts on AI over the last couple of years, you'll start to see some of the scary potential here. Forgive me as we take off into the realm of speculation – but the rapid convergence of technologies in this space makes some things pretty clear to me. Back in April, a study found that – and at the same time, we started seeing the first , capable of reading the tone of your voice and responding to the emotional content as well as the words. Oh, and here's some light reading if you're wondering how much an AI might be able to learn about you from your body language ... Back in 2021, a research review absolutely floored me by outlining So when I look at Carter looking back at me, I'm amazed by the progress and blown away by the technology, but I also see the embryonic form of the most powerful persuasive tool in history. This one might just beat religion, friends. Given just a short scrap of video, a scammer could have an agent video-call you as your own mother, and cold-read you like no human expert ever could, constantly monitoring your facial expressions, tone of voice and body language to keep tabs on whether it's fooling you or not. If you start to cotton on, it could notice almost before you do, and start deploying all sorts of distraction or refocusing techniques to bypass objections, create a sense of urgency, and move you toward its ultimate goal, whatever that is. That's just the criminal side of things ... Imagine trying to get a refund when the customer service agent you're talking to is a master conversational tactician, a superhuman body language expert and voice tone analyst all rolled into one. Imagine how powerful the sell's going to be when you're talking to a galaxy-brained super-salesman who can read you like a book. That's not to mention how effective these things will be as misinformation vectors, virtual girlfriends, divisive political tools ... Perhaps even police detectives or interrogators. They'll be incredibly believable one-on-one interactions, weaponizing our in-built physical tendencies to make our bodies betray us. The balance of power here will be incredibly one-sided, if they can just keep us on the line. In a positive sense, they'll become incredible therapists, doctors, assistants, coaches, mentors, trainers, teachers and probably friends. But it'll be more important than ever to bear in mind the base truth: if you don't own an AI, somebody else does, and it's working for them first, and you second. So be very careful what you choose to reveal, and only deal with companies that you trust ... ... or not. There might be no real way of protecting yourself from this stuff. We, as a species, might just have to adapt to a new reality. You can have a two-minute demo chat with Carter yourself at the . Tell him I said hi. Oh, and you can take a look at what HeyGen is doing in this space as well if you want to see some similar alternatives, although I was less impressed by . Source:
The successful sampling and testing of the LPDDR5 6400Mbps memory modules mark a significant milestone for KamoTech, showcasing their capabilities in developing cutting-edge memory solutions for the mobile market. With the support of SK Hynix's wafer-level packaging technology, KamoTech is poised to become a key player in the mobile memory industry, offering high-quality, high-speed memory modules tailored to the needs of modern mobile devices.
ASML LEGAL DEADLINE: ASML Holding N.V. Class Action Deadline is Approaching – Contact BFA Law if You Suffered Losses (NASDAQ:ASML)Two missed extra points and a Dallas kickoff-return TD prove costly for Washington.
The NFL requires players to speak to the media, but it doesn’t put them under oath. So, the beep-beep-beep that reporters heard while Tampa Bay Buccaneers quarterback Baker Mayfield was answering their questions after Sunday’s blowout victory over the lifeless Giants likely was an equipment truck backing up and not Mayfield lying while hooked up to a polygraph. But let’s concede that Mayfield — as part of a gang that committed aggravated assault on the Giants — would not make a credible witness. The Bucs were called for four penalties, but perjury wasn’t one of them, though it could have been. After his acrobatic touchdown run with 12 seconds remaining in the first half, Mayfield mimicked the Italian purse celebration that Giants quarterback Tommy DeVito made famous last season. After the extra point, the Bucs held a 23-0 at the half. And at MetLife, where the Giants are now 0-6 this season, it’s called halftime because when it’s over, it’s time for at least half of the crowd to leave. And Mayfield didn’t just flash the gesture, he did it over and over and over. He clearly was sticking it to the Giants and their suffering fans. After the game, however, he made puppy-dog eyes at the media with a “Who? Me?” act while insisting he wasn’t trolling DeVito and the Giants with the gesture, he was merely paying homage — to a third-string quarterback who was 3-for-5 for 31 yards at that point, while directing an offense that was being out-gained 290 yards to 45. Yeah, that’s it: He was worshipping DeVito — which makes about as much sense as Brian Daboll’s first-half play-calling, which didn’t include the Giants’ top offensive weapon, now-pissed-off receiver Malik Nabers . “It was a tribute,” Mayfield said. “New York fans love Tommy here, so we were giving them something they like.” How do you say “B.S.” in Italian? When pressed, Mayfield wouldn’t even admit that the celebration had been planned. “Most of the time, I don’t know what I’m going to do, so there’s spontaneous stuff,” he said. “That was just spontaneous.” Well, then, several teammates picked it up quickly and ad-libbed with him. Look, Florida Man, this is New Jersey: We can spot a conspiracy. Mayfield — who is the model for any draft-bust quarterback who wants to resurrect his career: We’re looking at you, Daniel Jones — was 24-for-30 for 294 yards without a TD pass or an interception as the slowly-getting-healthy Bucs improved to 5-6. He rushed four times for 29 yards, including the 10-yard scoring run that basically ended the game — with 30 minutes still remaining. On a second-and-goal from the 10, Mayfield avoided pressure and sprinted for the end zone. He was hit by Cor’Dale Flott low and Dru Phillips high around the 2-yard line, and went airborne as he crossed the goal line. The ball came loose when he hit the turf, but he had control of it when he entered the end zone. As Mayfield jumped to his feet, his teammates surrounded him to celebrate and, as Mayfield made the DeVito gesture, several joined him — evidence that the stunt had been planned. As quarterbacks do after almost every game, the two met on the field to chat. Maybe Mayfield apologized. As a guy who’s been through several painful seasons, maybe he empathized. Or maybe he asked for the DeVito family’s chicken cutlets recipe. “Are you Italian, by any chance?” Mayfield was asked by the media after the game. “Well, I’ve never taken a 23andMe,” he said, “so ...” After mocking their favorite son — in a swamp where, legend has it, many met their demise — Italians probably don’t want anything to do with Mayfield. In other words: Fuhgeddaboudit. MORE GIANTS COVERAGE Giants sound like they’re done with coach Brian Daboll Giants veterans offer damning assessment of Brian Daboll: ‘I don’t think everybody is giving 100%’ Fire Brian Daboll? ‘Soft’ Giants are making that decision easy for owner John Mara | Politi Buccaneers were ‘definitely surprised’ Giants started QB Tommy DeVito Thank you for relying on us to provide the journalism you can trust. Please consider supporting us with a subscription.Aston Villa denied last-gasp winner in Juventus stalemate
In a recent interview, Huang Yaqiong shared her thoughts on the importance of gratitude and positivity in her life and career. She emphasized the significance of acknowledging the role that others play in her success and expressed her deep gratitude for the opportunities she has been given. Huang Yaqiong's words serve as a reminder that no matter how talented or driven we may be, we should never forget the importance of remaining humble and appreciative of the blessings in our lives.