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In this article INTU Follow your favorite stocks CREATE FREE ACCOUNT Intuit CEO Sasan Goodarzi speaks at the opening night of the Intuit Dome in Los Angeles on Aug. 15, 2024. Rodin Eckenroth | Filmmagic | Getty Images Intuit shares fell 6% in extended trading on Thursday after the finance software maker issued a revenue forecast for the current quarter that trailed analysts' estimates due to some sales getting delayed. Here's how the company performed in comparison with LSEG consensus: Earnings per share: $2.50 adjusted vs. 2.35 expected Revenue: $3.28 billion vs. 3.14 billion Revenue increased 10% year over year in the quarter, which ended on Oct. 31, according to a statement . Net income fell to $197 million, or 70 cents per share, from $241 million, or 85 cents per share, a year ago. While results for the fiscal first quarter topped estimates, second-quarter guidance was light. Intuit said it anticipates a single-digit decline in revenue from the consumer segment because of promotional changes for the TurboTax desktop software in retail environments. While that will affect revenue timing, it won't have any impact on the full 2025 fiscal year. Intuit called for second-quarter earnings of $2.55 to $2.61 per share, with $3.81 billion to $3.85 billion in revenue. The consensus from LSEG was $3.20 per share and $3.87 billion in revenue. For the full year, Intuit expects $19.16 to $19.36 in adjusted earnings per share on $18.16 billion to $18.35 billion in revenue. That implies revenue growth between 12% and 13%. Analysts polled by LSEG were looking for $19.33 in adjusted earnings per share and $18.26 billion in revenue. Revenue from the Global Business Solutions Group came in at $2.5 billion in the first quarter. The figure was up 9% and inline with estimates, according to StreetAccount. Formerly known as the Small Business and Self-Employed segment, the group includes Mailchimp, QuickBooks, small business financing and merchant payment processing. "We are seeing good progress serving mid-market customers in MailChimp, but are seeing higher churn from smaller customers," Sandeep Aujla, Intuit's finance chief, said on a conference call with analysts. "We are addressing this by making product enhancements and driving feature discoverability and adoption to improve first-time use and customer retention." Better outcomes are a few quarters away, Aujla said. CreditKarma revenue came in at $524 million, above StreetAccount's $430 million consensus. At Thursday's close, Intuit shares were up about 9% so far in 2024, while the S&P 500 has gained almost 25% in the same period. On Tuesday Intuit shares slipped 5% after The Washington Post said U.S. President-elect Donald Trump's proposed Department of Government Efficiency had discussed developing a mobile app for federal income tax filing. But a mobile app for submitting returns from Intuit is "already available to all Americans," CEO Sasan Goodarzi told CNBC's Jon Fortt. Goodarzi said on CNBC that he's personally communicating with leaders of the incoming presidential administration. WATCH: H&R Block, Intuit shares fall after report Trump admin considering a free tax-filing app watch now VIDEO 1:08 01:08 H&R Block, Intuit shares fall after report Trump admin considering a free tax-filing app Executive EdgeQ. My husband recently retired from a high-level position. He has things to do but nothing seems to rekindle his spark. I think he is going through a mid-life crisis in later life. Is there such a thing? M.N. What you are describing might be called a late-life crisis . Such a crisis is described by Richard Leider and David Shapiro in their book, “What Do You Want to Be When You Grow Old? The Path of Purposeful Aging” (2021, Berrett-Koehler Publishers, Inc.). Here are some signs the authors identify: experiencing dissatisfaction, a loss of identity, an expectations gap and the feeling that life has peaked. Some also may believe life is a downhill journey. It’s having a feeling of being irrelevant. And it’s not just a guy thing. Both men and women are likely to experience it equally. Several events can cause a crisis in later life. Among them is the death of a loved one, an illness, money problems or no longer being able to walk the usual number of miles or having difficulty with poses in a yoga class. It also could be just boredom, doing the same thing day after day. Then there is retirement , which also can be a cause. For many, the loss of the work role can leave a huge gap in the reason to get up in the morning. For many, work is more than just a paycheck . It can provide a sense of purpose, social connection, structure for the day and knowing someone or some entity expects something from us. In a sense, it’s knowing we are needed. But other causes can cause a crisis in addition to the loss of the work role. For example, being out of touch with current technology, feeling unemployable and invisible in social situations or the marketplace. How do individuals know if they are experiencing a late-life crisis? Here are several questions that can serve as a clue, suggested by Leider and Shapiro. One key to avoiding or managing a late-life crisis is to not go it alone. “Isolation is fatal,” write Lieder and Shapiro. This makes me want to share examples from a recent discussion, not necessarily of a crisis, but increased awareness of the question of “who am I now and who do I want to be?” This discussion took place at a meeting with a group of women who are not going it alone. The group was made up of retired career women who are part of Renewment , a small grassroots movement that supports and inspires career women from work to retirement and beyond. Most were not going through a crisis, yet raised questions that indicated there are issues that may not reach the crisis level, yet still are important. For example, a retired successful entrepreneur asked the question, “Am I doing as much as I am capable of? Do I want to have an impact on a small or large scale?” A recent widow said, “Being a widow is not where I wanted to be at this time in my life; it’s not my identity. I feel so fragmented exploring who I am.” Another added, “I continue to be so hard on myself; always feeling I should do more; I am busy but not happy.” These same women and others in the group shared tips on avoiding problems that could lead to a late-life crisis. A therapist has emerged as an artist in New York and another was deeply involved in the election. A retired professor is traveling to Cuba and a former teacher launched a foundation. They have engagements that reflect a passion and sense of purpose. That’s the topic for next week. A point to remember: No one gets through this life alone. As Leider and Shapiro warn against isolation, remember that finding friends, colleagues, counselors or family members to talk about what’s going on can help avoid a crisis. Stay well everyone and as always, be kind. Helen Dennis is a nationally recognized leader on issues of aging and the new retirement with academic, corporate and nonprofit experience. Contact Helen with your questions and comments at Helendenn@gmail.com . Visit Helen at HelenMdennis.com and follow her on facebook.com/SuccessfulAgingCommunity Related Articles
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MADISON, Wis. (AP) — Wisconsin public worker and teachers unions scored a major legal victory Monday with a ruling that restores collective bargaining rights they lost under a 2011 state law that sparked weeks of protests and made the state the center of the national battle over union rights. That law, known as Act 10, effectively ended the ability of most public employees to bargain for wage increases and other issues, and forced them to pay more for health insurance and retirement benefits. Under the ruling by Dane County Circuit Judge Jacob Frost, all public sector workers who lost their collective bargaining power would have it restored to what was in place prior to 2011. They would be treated the same as the police, firefighter and other public safety unions that were exempted under the law. Republicans vowed to immediately appeal the ruling, which ultimately is likely to go before the Wisconsin Supreme Court. That only amplifies the importance of the April election that will determine whether the court remains controlled 4-3 by liberal justices. Former Gov. Scott Walker, who proposed the law that catapulted him onto the national political stage, decried the ruling in a post on the social media platform X as “brazen political activism.” He said it makes the state Supreme Court election “that much more important.” Supporters of the law have said it provided local governments more control over workers and the powers they needed to cut costs. Repealing the law, which allowed schools and local governments to raise money through higher employee contributions for benefits, would bankrupt those entities, backers of Act 10 have argued. Democratic opponents argue that the law has hurt schools and other government agencies by taking away the ability of employees to collectively bargain for their pay and working conditions. Union leaders were overjoyed with the ruling, which affects tens of thousands of public employees. “We realize there may still be a fight ahead of us in the courts, but make no mistake, we’re ready to keep fighting until we all have a seat at the table again,” said Ben Gruber, a conservation warden and president of AFSCME Local 1215. The law was proposed by Walker and enacted by the Republican-controlled Legislature in spite of massive protests that went on for weeks and drew as many as 100,000 people to the Capitol. The law has withstood numerous legal challenges over the years, but this was the first brought since the Wisconsin Supreme Court flipped to liberal control in 2023. The seven unions and three union leaders that brought the lawsuit argued that the law should be struck down because it creates unconstitutional exemptions for firefighters and other public safety workers. Attorneys for the Legislature and state agencies countered that the exemptions are legal, have already been upheld by other courts, and that the case should be dismissed. But Frost sided with the unions in July, saying the law violates equal protection guarantees in the Wisconsin Constitution by dividing public employees into “general” and “public safety” employees. He ruled that general employee unions, like those representing teachers, can not be treated differently from public safety unions that were exempt from the law. His ruling Monday delineated the dozens of specific provisions in the law that must be struck. Wisconsin Republican Assembly Speaker Robin Vos said he looked forward to appealing the ruling. “This lawsuit came more than a decade after Act 10 became law and after many courts rejected the same meritless legal challenges,” Vos said in a statement. Wisconsin Manufacturers and Commerce, the state's largest business lobbying organization, also decried the ruling. WMC President Kurt Bauer called Act 10 “a critical tool for policymakers and elected officials to balance budgets and find taxpayer savings." The Legislature said in court filings that arguments made in the current case were rejected in 2014 by the state Supreme Court. The only change since that ruling is the makeup of Wisconsin Supreme Court, attorneys for the Legislature argued. The Act 10 law effectively ended collective bargaining for most public unions by allowing them to bargain solely over base wage increases no greater than inflation. It also disallowed the automatic withdrawal of union dues, required annual recertification votes for unions, and forced public workers to pay more for health insurance and retirement benefits. The law was the signature legislative achievement of Walker, who was targeted for a recall election he won. Walker used his fights with unions to mount an unsuccessful presidential run in 2016. Frost, the judge who issued Monday's ruling, appeared to have signed the petition to recall Walker from office. None of the attorneys sought his removal from the case and he did not step down. Frost was appointed to the bench by Democratic Gov. Tony Evers, who signed the Walker recall petition. The law has also led to a dramatic decrease in union membership across the state. The nonpartisan Wisconsin Policy Forum said in a 2022 analysis that since 2000, Wisconsin had the largest decline in the proportion of its workforce that is unionized. In 2015, the GOP-controlled Wisconsin Legislature approved a right-to-work law that limited the power of private-sector unions. Public sector unions that brought the lawsuit are the Abbotsford Education Association; the American Federation of State, County and Municipal Employees Locals 47 and 1215; the Beaver Dam Education Association; SEIU Wisconsin; the Teaching Assistants’ Association Local 3220 and the International Brotherhood of Teamsters Local 695.