777-7
PFS Bancorp, Inc. Authorizes Stock Repurchase ProgramJoe Burrow is no longer talking about the playoffs after another loss by the high-scoring Bengals
Southfield, Michigan, Dec. 05, 2024 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we have increased the amount of Warehouse Facility V (the “Facility”), one of our revolving secured warehouse facilities, from $200.0 million to $250.0 million. We also extended the date on which the Facility will cease to revolve from December 29, 2025 to December 29, 2027. The maturity of the Facility was also extended from December 27, 2027 to December 27, 2029. The interest rate on borrowings under the Facility has decreased from the Secured Overnight Financing Rate (“SOFR”) plus 245 basis points to SOFR plus 185 basis points. There were no other material changes to the Facility. As of December 5, 2024, we did not have a balance outstanding under the Facility. Description of Credit Acceptance Corporation We make vehicle ownership possible by providing innovative financing solutions that enable automobile dealers to sell vehicles to consumers regardless of their credit history. Our financing programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales generated by these same customers; and from sales to customers responding to advertisements for our financing programs, but who actually end up qualifying for traditional financing. Without our financing programs, consumers are often unable to purchase vehicles or they purchase unreliable ones. Further, as we report to the three national credit reporting agencies, an important ancillary benefit of our programs is that we provide consumers with an opportunity to improve their lives by improving their credit score and move on to more traditional sources of financing. Credit Acceptance is publicly traded on the Nasdaq Stock Market under the symbol CACC. For more information, visit creditacceptance.com . Investor Relations: Douglas W. Busk Chief Treasury Officer (248) 353-2700 Ext. 4432 IR@creditacceptance.comBoca Raton, FL, Dec. 05, 2024 (GLOBE NEWSWIRE) -- Brandon Hall Group, the leading independent HCM research and analyst firm, has announced the winners of the 2024 EdTech Excellence AwardsTM, celebrating organizations that have revolutionized learning through innovative technological solutions across more than 30 categories. The EdTech Excellence AwardsTM recognizes breakthrough achievements in educational technology, spanning from innovative AI-powered learning solutions to comprehensive learning management systems. Categories include Best Adaptive Learning Solution, Best STREAM Solution, Best Innovative Generative AI-Powered Learning Solutions, Best Mobile App for Education, and Best Augmented Reality/Virtual Reality Solutions, among others. A complete list of this year's winners, along with past recipients, can be found at excellenceawards.brandonhall.com/winners/ . "The Excellence in Technology Awards continues to showcase the pinnacle of innovation in the HCM space," said Rachel Cooke, Chief Operating Officer of Brandon Hall Group. "The submissions we received this year represent groundbreaking solutions across learning, talent management, talent acquisition, HR, workforce management, and sales enablement technologies. The global diversity of our applicants reflects how technology is breaking down barriers and reshaping the future of work." This year's entries demonstrated remarkable advancements across crucial educational technology areas, including personalized learning platforms, digital courseware solutions, classroom management tools, and innovative assessment solutions. The awards particularly highlighted emerging technologies such as AI-powered learning tools and virtual reality applications that are transforming the educational landscape. "What sets our awards program apart is our unwavering commitment to a rigorous, multi-tiered evaluation process," said Mike Cooke, CEO of Brandon Hall Group. "Each submission undergoes detailed assessment by industry veterans and our expert analyst team, followed by a thorough executive review. This methodical approach, combined with our points-based scoring system, ensures that every award truly reflects excellence in innovation and measurable business impact." The winners will be honored at Brandon Hall Group's HCM Excellence Conference 2025, taking place January 28-30, 2025, in West Palm Beach, Florida. At the conference, winners will have the opportunity to showcase their innovative educational technologies and share best practices during special sessions. For more information about the conference and to register, visit excellenceconference.brandonhall.com . About Brandon Hall Group Brandon Hall GroupTM is the home of the most prestigious and sought-after awards in Human Capital Management. For over 30 years, our awards programs have set the gold standard in recognizing organizations for innovative and effective HCM practices. The EdTech Excellence AwardsTM are part of a comprehensive recognition program that includes our flagship HCM Excellence Awards® - known as the "Academy Awards of Human Capital Management" - and our new Voice of the Employee Awards. Our awards programs attract entrants from leading corporations worldwide, as well as mid-market and smaller firms, with diverse categories spotlighting the most innovative organizational achievements and the solution providers who power them. The rigorous and impartial evaluation process leverages an international panel of veteran industry experts and Brandon Hall Group senior analysts, providing winners with both international recognition and critical insights to accelerate their business growth and impact. At Brandon Hall GroupTM, we don't just celebrate excellence - we provide a platform for sharing best practices that drive the industry forward, empowering excellence in organizations around the world and advancing the HCM profession as a whole. CONTACT: David Forry Brandon Hall Group 5613538082 [email protected]
Middle East latest: Israel and Hezbollah trade fire, threatening Lebanon ceasefireThousands Rally After Georgian PM Vows ‘No Negotiations’ With Pro-EU Opposition
ADHD has long been associated with naughty schoolkids who cannot sit still in class. And that is part of it. Fidgeting, daydreaming and getting easily distracted are all symptoms of the behavioural condition, which is why it is often spotted in children. However, attention deficit hyperactivity disorder is far more complex than simply having trouble focusing — a realisation that has led to a wave of new diagnoses. TV presenter Ant McPartlin is among those who only discovered, as an adult, a side to himself he never truly understood. The 49-year-old, currently hosting ITV’s I’m A Celebrity, revealed everything “made sense” after his ADHD diagnosis aged 43 following years of what he described as “popcorn thinking” — being able to jump between things easily. “Professionally, it’s brilliant,” the telly favourite told The Sun. Read More on Health “Personally, I’m all over the place.” Singer Jessie J, 36, who was diagnosed after having her son Sky in 2023, said motherhood “exposed” her ADHD, but she now considers it her “superpower”. Meanwhile, broadcaster Ben Fogle, 51, was diagnosed after experiencing a “mental health storm”, while Game Of Thrones star Kit Harington’s diagnosis came during a 2019 rehab stint for alcohol issues. Along with dyslexia and autism , ADHD is considered a form of neurodiversity , with up to 15 per cent of the population thought to be neurodivergent. Most read in Health Dr Jessica Agnew-Blais, senior lecturer in psychology at Queen Mary University of London, tells Sun Health: “Hyperactivity may be thought of as the ‘classic’ ADHD picture, like when someone is always on the go, has a lot of energy and feels like they have to be moving around all the time. “But there are some symptoms of ADHD that tend to be less obvious. Often, these are to do with inattention, impulsivity, being forgetful and having poor time management.” Emotional wellbeing An estimated 2.6million people in the UK have ADHD, but that number is on the rise, particularly among adults. Research by University College London found there was a 20-fold increase in diagnoses in UK adults between 2000 and 2018, and an almost 5,000 per cent rise in prescriptions for men aged 18 to 29. But why? Henry Shelford, CEO and co-founder of ADHD UK, says it is a combination of increased awareness, decreased stigma and improved access to healthcare. But he adds: “If it isn’t debilitating, it isn’t ADHD.” In recent years, social media has given rise to trends which conflate specific personality traits or single behaviours with ADHD. You might be thinking, ‘I’m always losing my keys, forgetting birthdays and I can never concentrate at work — I must have ADHD’. But it’s not as simple as that. Though these may all point to the condition, Dr Elena Touroni, a consultant psychologist and co-founder of The Chelsea Psychology Clinic, says: “The key distinction lies in how much a behaviour impacts a person’s daily life. “Genuine ADHD symptoms affect multiple areas of life—work, relationships and emotional wellbeing, whereas personality traits are typically context-dependent and less disruptive.” ADHD UK’s Henry, who has the condition himself, adds: “Having ADHD is hard. One in ten men with ADHD and one in four women with ADHD will at some point try to take their own lives.” Dr Jessica adds: “Just because you occasionally can’t remember where you left your mobile phone, or you procrastinate about filing your taxes, it doesn’t mean you have ADHD. “A lot of us have really busy lives! We are working or going to school, looking after kids or caring for other family members, trying to maintain organisation at work and at home — and this means we are carrying a really heavy load.” She says it is when symptoms take a negative toll on your life and wellbeing that it warrants a formal assessment. So how can ADHD manifest in someone’s life? While hyperactivity is a common indicator, here are nine other subtle signs: TIME BLINDNESS DR Elena says: “Losing track of time or underestimating how long tasks will take is common. This can lead to frequent lateness or rushed efforts to meet deadlines.” Henry adds: “Lots of people with ADHD struggle with tracking time and keeping focus to be on time. “That shows itself as being chronically late or sometimes ridiculously early. "Many people don’t realise that being chronically early — like arriving four hours early for a plane — may be a coping mechanism for ADHD traits.” LACK OF ORGANISATION A MESSY home or frequently misplacing items such as a phone, glasses or keys is also seen in many adults with ADHD. “This can appear as a lack of care, but it is often rooted in difficulty managing executive functioning,” says Dr Elena. “People might struggle to keep their surroundings tidy, misplace everyday items or forget deadlines.” HYPERFOCUS “WHILE many think of ADHD as an inability to concentrate, hyperfocus is another side of the coin,” Dr Elena says. “Someone might become deeply engrossed in an activity, neglecting other responsibilities.” This often means avoiding “boring” tasks, such as filling out forms, and prioritising enjoyable ones. Henry says: “Being locked into something for hours is great if it’s important, but not so great if it isn’t.” PROCRASTINATION MANY adults with ADHD feel overwhelmed by to-do lists and struggle to determine what needs attention first. “This leads to procrastination or a focus on less important tasks,” Dr Elena explains. Difficulty organising the steps needed to complete a task, and poor time management, can also mean a person loses interest, leaving jobs unfinished, according to Dr Jessica. HEIGHTENED EMOTIONS ANOTHER core feature of ADHD is emotional struggle. It can manifest in angry outbursts, feeling flooded with joy or shutting down because you feel too much at once — you are overwhelmed by emotions. Dr Elena says: “These intense emotional reactions, sometimes to minor stresses, can affect personal and professional relationships.” BEING A ‘YES MAN’ IF you constantly find yourself agreeing to new projects at work, or dinner dates with friends when you’re already busy, this could be a sign of ADHD. Dr Elena says: “A desire to please or impulsively saying ‘yes’ to opportunities leads to overcommitment and burnout.” IMPATIENCE INTERRUPTING people mid-conversation is also common. “This can come from feeling uncomfortable waiting for things,” Dr Jessica says. “It can be painful to stand in a queue or you can want to finish other people’s sentences.” Side-effects include frustration as well as being over-chatty. Henry adds: “There’s this need to use your energy and to tell people what has popped into your brain, so you over-talk and over-share.” RESTLESSNESS HYPERACTIVITY can manifest in children as excessive physical movement. But in adults, it can cause an “internal sense of restlessness”. “This can prompt a need to tap, pace or fidget,” Dr Elena says. “They may be able to sit still through a meeting to fit with social norms, but they may feel restless on the inside,” Dr Jessica says. Henry describes actively trying to hold still as “almost painful”. EASILY DISTRACTED BEING easily distracted is another hallmark of ADHD — similar to Ant’s “popcorn thinking”. “This can be external things — such as noises or other conversations,” Dr Jessica says. This “noisy brain” can make it hard to get through a book. Celebs reveal ups and downs DOZENS of celebrities have opened up about their ADHD symptoms or diagnosis in recent years. Their experiences highlight how vastly ADHD can present itself and impact life, with links to mental health issues, but also huge career successes. ADRIAN CHILES TV PRESENTER Adrian, 57, who was diagnosed in 2016, wrote: “Until I got a diagnosis, ADHD made my life heart-stoppingly, nerve-shreddingly difficult, as I veered wildly between the thrill of it all and the crippling anxiety and depression. "It was unsustainably exhausting.” BARRY KEOGHAN IN 2020, Saltburn actor Barry, 32, discovered he has the condition. He told Esquire magazine: “My mind used to be like a traffic jam, crazy, and then with the medication, it is like one car goes, then another car goes. "It is something that should be recognised and talked about in adults.” DENISE WELCH LOOSE Women star Denise, 66, spoke out about her ADHD last year. She told Hello mag: “If I don’t say what I think is important, I forget it. "There’s a desperation in me that I need to get out what I want to say, which is a symptom. I’m exhausted. "Even things I look forward to doing, I can’t be bothered.” GEORGIA HARRISON EX-LOVE Islander Georgia, 29, learned she had ADHD four years ago. She told OK! mag: “I was clever, got mostly straight As and always intended to do well, but I had ADHD and didn’t know it. "I found it hard to concentrate, I got in trouble for being loud, interrupting. I had the symptoms.” JAMES HASKELL AT the age of eight, ex-England rugby star and podcaster James, 39, was given his diagnosis. He told inews: “If your mind isn’t chanelled, it can be your undoing. "ADHD was essential to what I achieved. With the right help, it can help you achieve more than you would believe.” OLIVIA ATTWOOD PRESENTER Olivia, 33, was diagnosed in 2020. She told Grazia mag: “My ADHD was causing anxiety, which was causing me to feel depressed. READ MORE SUN STORIES 10 Olivia Attwood said: 'My ADHD was causing anxiety, which was causing me to feel depressed' Credit: Getty "The way it was described to me is like having a computer with too many tabs open. "It is like your brain is always going, like, a million miles an hour.” UNFORTUNATELY, a GP cannot formally diagnose ADHD – but they can refer you for a specialist assessment. Be warned, though, the wait can be long. Data suggests there are at least 196,000 adults on waiting lists across the UK. And a BBC investigation found in many areas it would take at least eight years to clear the backlog. For an adult to be diagnosed with ADHD, the NHS says their symptoms should have a moderate effect on different areas of their life, such as underachieving at work or having difficulties in relationships, and they should have been displaying symptoms continuously for at least six months. There must also be evidence that symptoms have been present since childhood, as it is thought the condition cannot develop for the first time in adults. After a diagnosis, treatment can include psychological therapies, psychotherapy, social skills training and medication. For many, a diagnosis can be a relief, but it may also unravel mixed emotions and feelings of “being different”. ADHD UK (adhduk.co.uk) can offer support and information on considering diagnostic pathways.Apple Cash: How to use it to send and receive money
None
None
TORONTO — TD was an outlier during the banks' fourth-quarter earnings season as other lenders released cautiously encouraging outlooks for the year ahead while the beleaguered bank suspended its guidance. The bank said it was suspending financial targets for earnings, return on equity and positive leverage as it works through a wide-ranging strategic review ahead of leadership change next year. "In my role as incoming CEO, we are undertaking a broad and detailed review of the bank strategies and investment priorities," said chief operating officer Raymond Chun, who is set to replace Bharat Masrani in the top job in April. "It's my opportunity to dive deep and make sure that we're putting TD in the best position possible," Chun said on an earnings call Thursday. The review comes as TD continues to grapple with the fallout from anti-money laundering deficiencies that saw it agree in October to pay fines totalling more than $4.23 billion to U.S. regulators, who also imposed an asset growth cap on its U.S. retail banking operations. The bank said it will be challenging to generate earnings growth as it navigates its transition. For TD's peers, the tone was more upbeat but still cautious as CIBC, RBC and National Bank reported profits that beat analyst expectations and said there was more growth ahead as interest rates are expected to drop further. Even BMO, which has been struggling with a pool of shaky loans, said it expects its provisions for credit losses to have peaked in the fourth quarter with improvements ahead. Shares of BMO opened down more than four per cent as its earnings came in well below analyst expectations because of the spike in provisions, but shares gained after an earnings call where the bank said it was turning a corner. The bank's share price was also boosted by an announced share buyback of up to 20 million shares, and a four-cent dividend increase from the previous quarter to $1.59 per share. "We're net confident in the U.S. and otherwise, and that's underpinned by the decisions we've made with respect to the dividend increase and normal course issuer bid," said chief executive Darryl White. CIBC showed even more faith in growth ahead as it reported results that were well ahead of expectations. The bank, which saw its provisions fall 23 per cent from last year, said it was boosting its dividend by eight per cent. "This increase reinforces the confidence we have to deliver earnings growth," said chief executive Victor Dodig on an earnings call. While bank leaders all generally saw better days ahead as interest rates fall and credit risks ease, their outlook on the timing is less confident. RBC chief executive Dave McKay said he was cautious but optimistic on the credit picture but still not sure on when it may normalize. "We're just a little uncertain as to how we're going to land this thing, whether it's in the first half or second half of the year, or early into '26." The bank shrugged off the effects of a softening Canadian economy to report a profit of $4.22 billion in the fourth quarter and $16.2 billion for the year. It increased its quarterly dividend by six cents, or four per cent, to $1.48. Scotiabank results fell short of analyst expectations as its results were hit by higher-than-expected taxes and a writedown of its holding in a Chinese bank, while its Canadian operations were affected by the softening economy, said chief executive Scott Thomson. "The realities of a slowing economy and the impact of peak interest rates made for a challenging operating environment," he said on a conference call with analysts. But he too is looking for a turnaround ahead as interest rates fall. "We anticipate additional easing through the first half of the year, which we expect will be stimulative to activity in the domestic housing and mortgage markets and buoy consumer and business confidence," Thomson said. While analysts welcomed the outlooks from banks, they expressed disappointment in TD's silence on its financial expectations for next year. "We would have hoped that TD would have been able to provide a little more concrete guidance to investors here right now," said Scotiabank analyst Meny Grauman in a note. "Waiting another half a year or more for management to tell us what the longer-run implications of its U.S. consent order are leaves the stock without a proper anchor." Jeffries analyst John Aiken said the bank was "throwing in the towel for 2025," and that investors will need to be patient for a catalyst to release pent-up value. Chun said he is optimistic on the road ahead, but it will take time to get there. "I really do believe there are opportunities to get even stronger, more competitive. And so I look forward to sharing more with you in the second half of 2025." This report by The Canadian Press was first published Dec. 5, 2024. Companies in this story: (TSX:TD, TSX:BMO, TSX:RY, TSX:BNS, TSX:CM) Ian Bickis, The Canadian Press
None
SOUTHFIELD, Mich. , Nov. 21, 2024 /PRNewswire/ -- Lear Corporation LEA , a global automotive technology leader in Seating and E-Systems, today announced that its Board of Directors has declared a quarterly cash dividend of $0.77 per share on the Company's common stock. The dividend is payable on December 30, 2024 , to shareholders of record at the close of business on December 11, 2024 . About Lear Corporation Lear, a global automotive technology leader in Seating and E-Systems, enables superior in-vehicle experiences for consumers around the world. Lear's diverse team of talented employees in 38 countries is driven by a commitment to innovation, operational excellence, and sustainability. Lear is Making every drive betterTM by providing the technology for safer, smarter, and more comfortable journeys. Lear, headquartered in Southfield, Michigan , serves every major automaker in the world and ranks 174 on the Fortune 500. Further information about Lear is available at lear.com. View original content to download multimedia: https://www.prnewswire.com/news-releases/lear-declares-quarterly-cash-dividend-302313449.html SOURCE Lear Corporation © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
Demystifying Betterware de Mexico SAPI: Insights From 5 Analyst ReviewsLibya Daily Oil Output Hits 11-Year High, Highlighting Rebound
Failing Joe Biden has brutally exposed the limits of American power and left the world in chaos. It's time for 'Trumpian realism' - and the return of diplomacy to WashingtonRené Bennett | (TNS) Bankrate.com If you’re an iPhone user, you might not realize that you already have access to Apple Cash. It’s a digital cash card that’s built into Apple devices and can be found in the default Wallet app. (Note: You must link an eligible debit card to use this service.) The main function of Apple Cash is to make it easier for Apple device users to send money to one another, including sending money through the iMessage app. But Apple Cash is more than just a peer-to-peer (P2P) payment service — it can be used to shop online, in stores or to make in-app purchases. Apple Cash is a convenient way to transfer money between friends and family. Once it’s set up, a user can simply open the iMessage app and send money to a contact through their chat. It’s also useful for those who use Apple Pay, a separate service that allows Apple device users to make contactless payments with any linked card, including an Apple Cash card. Here are some important things to know about setting up and using Apple Cash. Apple Cash is a digital cash card that’s stored in the Wallet app of Apple devices, and it can be used for making P2P payments, as well as purchases through Apple Pay. When you receive money from another Apple Cash user, that money appears in your Apple Cash balance. The balance can then be spent or transferred to a linked bank account or debit card. Sending money to peers with Apple Cash can be done either directly from the digital Apple Cash card (in the Wallet app) or through the iMessage app. You can send or receive anywhere between $1 and $10,000 per message. The money shows up on the recipient’s Apple Cash card instantly, but it may take from one to three days for the balance to be transferred to a bank account. Instant transfers to a bank account are possible, but it comes with a 1.5% fee. There’s also an option to set up Apple Cash Family for children who are under 18 years old. This option limits the amount a child can send to $2,000 per message. Those younger than 18 also cannot add money to their Apple Cash card from a bank account; rather, their balance only grows when they receive money from another Apple Cash user. Apple Cash is a digital card within your Wallet that allows you to spend your Apple Cash online, in stores and in apps as well send and receive money. Apple Pay, however, allows you to make purchases using any credit card or debit card you have stored in your Wallet — including Apple Cash. With Apple Pay, you add credit and debit cards to your Wallet and then have the ability to pay right with your phone (or other Apple product). To set up Apple Cash, you’ll need three things: —A compatible Apple device. —Two-factor authentication enabled for your Apple ID (this can be done in Settings). —An eligible debit card to load funds onto the Apple Cash card. In the Settings app, you can turn on Apple Cash in the Wallet and Apple Pay section. Tap on the Apple Cash card icon and follow the instructions on the screen. You’ll be asked to agree to the terms and conditions, after which your device will set up Apple Cash for you. The Apple Cash card, once set up, can be found in your device’s Wallet app. If you want to set up Apple Cash Family, you’ll first need to have Family Sharing turned on, which can be done in Settings. The family organizer can add children to Apple Cash in the Family Sharing section of Settings. You’ll need to have a debit card linked to your digital Wallet to add money to an Apple Cash card. You can add a debit card to Wallet in the same place where you set up Apple Cash — the Wallet and Apple Pay section of Settings. Once a debit card is linked to your Wallet, open Wallet and tap on the Apple Cash card. Then, tap the More button (an icon with three dots). This will open a page where you can see your Apple Cash balance, add money and transfer funds to a bank account. Tap Add Money and enter the amount you’d like to add (the minimum is $10). You’ll be asked to confirm which debit card you want to use to fund the Apple Cash balance, and then the money is added to the Apple Cash card. There are two ways to send a payment to someone using Apple Cash: directly from your Wallet or in the iMessage app. Both the sender and recipient need Apple Cash to send or receive money. To send money from Wallet, simply tap the Apple Cash card in Wallet and then tap Send. Type in the contact name or phone number of the recipient. Enter the amount you’d like to send (between $1 and $10,000), then review the payment and confirm it with Face ID, Touch ID or a passcode. In iMessage, open the conversation with who you’d like to send money to, or start a new one. Tap on the app button, which appears next to the type bar, and then tap on the Apple Cash icon. You’ll be prompted to enter an amount (between $1 and $10,000). Once you’ve reviewed the amount, tap Send and confirm with Face ID, Touch ID or a passcode. The first time money is sent to someone, the recipient will need to accept the payment within seven days for it to go through. After the first instance, payments are automatically accepted. If you’re using Apple Cash to make a purchase either online or in a store, you’ll need to pay using Apple Pay. To request money from your iPhone, open the conversation in the Messages app. Tap the plus icon, followed by Apple Cash. Then, tap Request. Tap the send button to send your payment request. Once the request is sent, the person you sent it to can confirm or change the amount they send to you. You can also request money from your Apple watch. Open your messages app, choose a conversation, tap the plus icon and then choose Apple Cash. Once you enter the amount you are requesting, swipe left on the Send button. Tap Request. As you start to accumulate money on the Apple Cash card, you may want to move it to a debit card or a bank account . This can be done by going to the same place where you added funds to the card, by clicking the icon with three dots next to your digital card. Enter an amount to be transferred, then tap Next. You’ll be asked whether you want to do an instant transfer (for a 1.5% fee) or a transfer in one to three business days for free. After making a selection, the screen will instruct you to set up a bank account if you don’t already have one set up. You’ll confirm the payment, and the transfer is initiated. Instant transfers can only be made to an eligible debit card, not a bank account. Money is sent within 30 minutes when you select instant transfer. —Zelle: If your bank is offers Zelle, it might be a good idea to take advantage of the P2P payment service. Zelle can be accessed directly from your bank’s mobile app, and it allows you to send instant transfers at no extra cost. —Venmo: Anyone can use Venmo, as long as they’ve downloaded the app. Unlike Apple Cash or Zelle, it’s a standalone P2P payment app. Venmo comes with a social element — users can follow each other and add fun emojis to their payments, although they can also keep their account activity private. —PayPal: This P2P payment service is a good option if you want to send money internationally. It also offers a PayPal Debit card, which, like the Apple Cash card, can be used to make purchases online or in stores. —Samsung Pay Cash: Samsung device users can use this option instead of Apple Cash. Similar to Apple Cash, it is a digital wallet that you can access from a Samsung mobile device. However, to take full advantage of Samsung Pay Cash, users will need to undergo an extra registration process to upgrade to a Full Card Account. Apple Cash makes it easy for Apple device users to send money to each other. Users can simply tap the Apple Cash icon in their text messages to send money through iMessage. It can also be used as an extra repository for spending money and can be used for purchases anywhere Apple Pay is accepted. With that said, only Apple device users can send and receive money using Apple Cash, so those looking for a more universal payment service may want to consider other P2P payment apps . ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.Trump taps Rollins as agriculture chief, completing proposed slate of Cabinet secretaries
Fox News loses bid for Smartmatic voting-tech company's records about Philippines bribery case
Do you suffer ‘popcorn thinking’ like I’m A Celeb’s Ant? The 9 signs you’re living with hidden ADHDApple Cash: How to use it to send and receive money