Raphinha scores 2 and Barcelona ends Spanish league slump with 5-1 rout of Mallorca
(BPT) - Consumers are facing increasing costs on virtually every purchase these days and auto insurance is no exception. While skyrocketing costs of this auto-related expense can be attributed to everything from parts replacement to service — even health costs as a result of accidents — consumers can better manage these increases with thoughtful study and attention to detail. Some of the common causes for higher insurance rates are Inflation, car accidents, extreme weather conditions such as hail, hurricanes and wind, along with increased vehicle theft claims. Mercury Insurance has partnered with financial literacy influencer Sam Jarman to highlight specific ways consumers can address these rising costs. "Your car is the second biggest expense for most people, right behind your home, and car insurance is a big part of that," said Jarman. "Checking rates and coverage with your Mercury Insurance agent makes sense along with choosing a car with low maintenance costs." According to Consumer Price Index data released earlier this year, car insurance rates are up almost 21% year-over-year for the 12 months which ended in February. The last time car insurance rates rose that much on an annual basis was 1976. Here are some auto insurance statistics recently released from Forbes : "Our goal is to help our customers get the best rates possible because we know that every dollar counts." said Justin Yoshizawa, Director, Product Management, State. "We encourage consumers to build a close relationship with their agent and discuss what discounts they may be eligible to receive. The answer might be surprising." Mercury offers the following tips for lowering your insurance costs: Review your deductibles with your insurance agent – It is recommended that you review your coverage and deductible with your Mercury agent at least once a year. Their wisdom and experience can help you make wise decisions regarding your insurance. Explore car insurance discounts – In addition to bundling your home and auto insurance, Mercury offers discounts for multi-car, good drivers, good students and auto pay. Your agent may have additional discounts to offer. Let Your Insurer Track Your Driving – Most insurers offer discounts for customers who install telematics. This technology allows your insurance company to collect information regarding your mileage and driving habits. This can also provide valuable information regarding your driving as well as saving you money. Drive a safe car with low repair costs – According to Bankrate , some of the cheapest cars to insure are the Subaru Outback, Honda CR-V and Honda Pilot. Also, look for cars with lower repair costs such as the Toyota Corolla, Toyota Prius and Tesla Model 3. Doing some research before you purchase a vehicle can save you money over the length of ownership. Install an anti-theft device on your car – Drivers may receive an additional discount on your auto insurance if you install an anti-theft device on your car. Before you buy a car, compare insurance costs – You can get a fast and easy quote from your Mercury Insurance agent. To receive a quote, you can reach us at 844-514-2893. To learn more about common types of auto insurance discounts, visit https://www.mercuryinsurance.com/resources/auto/understanding-types-of-auto-insurance-discounts.html . For more information on your auto insurance, you can reference the Insurance Information Institute .
Bolsonaro's coup indictment postponed by Brazil's top prosecutor, sources say
Phosphorylation and dephosphorylation enzyme groups regulate sleep and wakefulness in mammals
2 convicted in human smuggling case after Indian family froze to death on US-Canada borderB orn in London in 1987, the actor Nathan Stewart-Jarrett studied at the Brit school and the Royal Central School of Speech and Drama. After early stage roles including The History Boys at the National Theatre, he was cast in E4’s Misfits and Channel 4’s Utopia . He starred in the 2017 National Theatre production of Tony Kushner’s Angels in America , as well as its Broadway transfer. He has appeared in films Dom Hemingway , Candyman , and Femme , for which he and George MacKay won a 2023 Bifa award for best joint lead performance. His TV roles include Doctor Who and The Trial of Christine Keeler . He stars in the second season of the heist thriller Culprits , on ITVX from 19 December. The Umbrellas of Cherbourg (dir Jacques Demy, 1964) When I first saw this, not long ago, it kind of broke me. I thought it was the most amazing, colourful thing in the world – it is a classic for a reason. It’s about two young people who fall in love: Catherine Deneuve works at an umbrella store, and Nino Castelnuovo is a mechanic. Then he goes off to war, and he doesn’t die, but something bad happens. It’s the most heartbreaking story for Christmas, but doesn’t everyone love a bit of a Christmas cry? Mike Kelley: Ghost and Spirit, Tate Modern, until 9 March I didn’t really know anything about the artist but I thought this exhibition was really exciting – very political, very rebellious. He did a lot of performance art in New York, these crazy installations, but also monkeys with big butts and genitalia-like fruit. He had this idea that adolescence is like a poltergeist taking over your body, which I thought was a cool conceit. I liked the sense of humour and his grungy take on things, the way he stuck it to the man: it made me think that maybe now art and commerce are too closely aligned. The Racket by Conor Niland I’m obsessed with tennis. [Former player] Conor Niland has written a book about the highs and lows of failure – I’m not saying he’s a failure, but I think it is somewhat a study in failure. He got to 129th in the world, but he wanted to be the best Irish player in the Open era, and he was. I thought it was really interesting to write a book about missing the moment, not being the person you know you can be, and sometimes just having a string of bad luck. I’m an actor, so this was overly familiar at points. The Empress (Netflix) There were these [1950s] movies with Romy Schneider , the Sissi series, about Elisabeth, the Empress of Austria. This is a Netflix series about her young days and I’m really looking forward to watching the new season . It’s a German-language period drama about her life in the palace; the Emperor’s mother doesn’t approve of her, so there’s a power struggle, but eventually the country falls in love with her. It looks amazing and it’s got this Visconti-esque thing going on that I really like. Straker’s, London W10 I love this restaurant. They’ve got two little tables in the windows, and it’s perfect for a little chat or gossip. It just feels wholly intimate. It’s modern Italian cuisine – I had the flatbread with chilli and mussel butter, which I don’t think I’ve ever had before. At one point, the sommelier sat down and had a drink with us. It’s everything one would want in a restaurant: very relaxed, the food is spectacular, great drinks and great staff. It makes me want to live on Golborne Road.
Samb 0-0 0-0 0, Sulaiman 4-7 1-2 10, N.Tarke 7-15 7-11 24, Williamson 0-12 4-4 4, May 3-11 3-4 9, Lowery 3-8 2-4 8, Embeya 2-2 1-2 5, Hicks 1-2 0-0 2, Jones 1-2 0-0 2. Totals 21-59 18-27 64. Akitoby 3-4 0-0 6, Lawson 1-5 2-2 4, Oliver 1-5 0-0 2, Simpkins 4-5 1-6 9, Tabbs 7-14 5-5 19, Thomas 2-10 3-5 7, Hobbs 3-8 5-5 13, Martin 0-0 0-0 0, Harris 0-2 0-0 0, Newton 0-0 0-0 0. Totals 21-53 16-23 60. Halftime_Towson 35-26. 3-Point Goals_Towson 4-21 (N.Tarke 3-9, Sulaiman 1-3, Hicks 0-1, May 0-2, Williamson 0-6), Morgan St. 2-12 (Hobbs 2-5, Lawson 0-1, Thomas 0-1, Oliver 0-2, Tabbs 0-3). Fouled Out_Lowery, Oliver, Tabbs. Rebounds_Towson 41 (Lowery 11), Morgan St. 24 (Akitoby 6). Assists_Towson 10 (Williamson, May, Hicks 2), Morgan St. 9 (Lawson 4). Total Fouls_Towson 19, Morgan St. 20. A_687 (4,250).
Olympic fencing champion Olha Kharlan has reacted to the election of Russian citizen Alisher Usmanov as president of the International Fencing Federation (FIE). Source: Kharlan on Instagram Quote: "FIE Congress Presidential Election decision ... No, I'm not surprised. Unfortunately. Yes, I am disappointed in the fencing world. Disappointed in those who decided to play ‘this game’. 120 federations... that's a lot. So yeah. A lot of disappointment. No words anymore," Kharlan wrote. The election took place in Tashkent, Uzbekistan. Usmanov received 120 votes, while his sole opponent, Otto Drakenberg, president of the Swedish Fencing Federation, received only 26. It should be noted that following Russia's full-scale invasion of Ukraine, Usmanov resigned as president of the organisation in 2022 after being sanctioned by the EU and the UK. He had led the federation since 2008. Support UP or become our patron !
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Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources , and more. Learn More . The FTSE 100 lists some of the UK's biggest companies. Yet there are some huge London-listed growth stocks that aren't on the index. That's because specific listing rules make it impossible for certain stocks to join. Some reasons why include being incorporated abroad, lacking liquidity, or being denominated in another... Mark David HartleyAnother year is coming to a close. As we say goodbye to 2024, let us take a moment to remember the tech that won't be continuing on with us into 2025. As it goes with the passing of time, tech products that were once shiny and new have been rendered obsolete. Others lived short lives at the expense of companies pivoting to different, more lucrative goals. On that note, the generative AI boom shows no signs of slowing down.This year's AI offerings highlighted the challenges of finding killer use cases that deliver genuine, transformative technology that, at best, provide minor productivity gains and, at worst, create frustrating inaccuracies. Some AI tech gadgets like the Humane AI pin and the Rabbit R1 simply fell flat , unable to provide the bare minimum of reliable features, let alone something revolutionary. However, you won't see them on this list because they're technically still alive, albeit on life support. Instead we've rounded up the most noteworthy tech deaths that have officially departed this world. Join us as we look back and reflect on their impact, whether it was significant, trivial, or downright baffling (looking at you, Meta). Google Jamboard and Google Podcasts It wouldn't be a tech death roundup without some entries from Google. The tech giant is notorious for ambitiously launching new products, only to ruthlessly cut them down a few years later. This year, Google Jamboard and Google Podcasts were on the chopping block. Google Jamboard was a whiteboard device and accompanying app for Google Workspace users to collaborate on projects in an interactive, scrapbook-esque way. Back in 2016, Mashable said it "makes collaborative work feel like playtime." But in September 2023, Google announced it would be winding down Jamboard by the end of 2024. Instead, Google said it would integrate Google Workspace with third-party partners FigJam by Figma , Lucidspark by Lucid Software , and the visual workspace Miro for its collaborative whiteboard tools. Say goodbye to Google Jamboard. It's not proper to speak ill of the dead, but discontinuing Google Podcasts kind of makes sense. Google announced it would be sunsetting the standalone podcast-hosting app this year and migrate its listeners over to YouTube Music. It's a logical choice given consumers' listening habits. "According to Edison, about 23 percent of weekly podcast users in the US say YouTube is their most frequently used service, versus just 4 percent for Google Podcasts," said the Google announcement. Plus, forcing users to listen to podcasts on YouTube Music means more eyeballs for ad revenue and subscriptions to the premium version, which costs $11 a month. And that's not even all the stuff Google killed this year. In 2024, we also said goodbye to Chromecast, VPN by Google One, DropCam, and Keen. If you want to pay your respects, we recommend visiting the Google Graveyard . Meta AI celebrity avatars Another year, another installment of Meta missing the mark with technology that no one asked for . This time it was a confusing collection of AI personas that used the likenesses of celebrities, that weren't even AI versions of those celebrities. Instead we got Kendall Jenner as an AI bestie, Tom Brady as a fitness guru, and bafflingly, Snoop Dogg as a Dungeon Master for Dungeons and Dragons. Meta's confusing AI personas were not long for this world. Despite reportedly paying millions of dollars per celebrity to license their likenesses, the investment did not pay off. After launching at Meta Connect in September 2023, Meta scrapped the AI personas in August 2024. The company didn't provide any reasoning for its decision to discontinue the feature, but the AI personas never gained much traction based on their follower count. So you're no longer able to chat with a bot that has Kendall Jenner as its profile picture and a vaguely similar influencer girly vibe. But don't worry, we still have Meta AI's celebrity voices, so at least these AI voices are clones of who they claim to be? As ever, we remain confused with Meta's strategic vision. Meta Quest 2 and Quest Pro Old versions replaced by new and improved ones are part of the tech gadget lifecycle. But saying goodbye to the Meta Quest 2 and Meta Quest Pro VR headsets was a tough loss. In its place, Meta introduced us to the Quest 3S, which combines Quest 2 and Quest Pro specs like full-color passthrough and XR capabilities, thereby making the older devices more or less obsolete. In a stirring eulogy, Mashable Tech Reporter Alex Perry wrote: The Meta Quest 2 was one of the best early VR headsets. Alas, such is the cycle of life. But the Quest 2 and Quest Pro will be remembered for bringing VR headsets to the masses, which is more than can be said for the Apple Vision Pro . Kindle Oasis As far as e-readers go, the Kindle Oasis had a good long life. Amazon launched the Kindle Oasis in 2016 with a thicker edge on one side that housed physical buttons to turn the pages. The design gave users a convenient way to hold the e-reader without obscuring or accidentally tapping the screen, and the buttons provided a pleasing tactility. But by this year, it was the only device in the Kindle lineup that had physical buttons, which seems to signal imminent death for tech gadgets. "Once current inventory of Kindle Oasis sells out online and in stores, we will not restock the device," Amazon confirmed to The Verge this October. "Today, all of our devices are touch-forward, which is what our customers are comfortable with." Kindle Oasis fans will miss the buttons. Kindle Oasis users took to Reddit to express their grief. "Bought my Oasis when it was released solely for the page turn buttons and can't imagine living without them," said one Redditor. "I'm just not buying another Kindle without page turn buttons. It's a deal breaker for me," said another . But for Amazon. it's RIP buttons. Long live touch screens. Jabra Elite earbuds This was the year Jabra succumbed to the highly competitive earbud market. This past June, Jabra's parent company GN announced that it would be "winding down its Elite and Talk product lines." Jabra's lineup of Elite wireless earbuds regularly made "best of" lists for sound quality, usability, and features like noise cancellation. They were also more budget-friendly compared to premium earbuds from brands like Apple and Bose. Jabra can no longer compete in the cutthroat earbud market. Jabra was one of the first companies to start making wireless earbuds. But as CEO of GN Store Nord Peter Karlstromer said, "the markets... have changed over time." Simply put, competing in a saturated market has become too costly. However, Jabra isn't going away for good. Instead it will focus on OTC hearing aids, gaming, and office communication products lines; markets where Jabra has stronger positions. But it's the end of the line for Jabra's consumer-focused audio tech. Apple Pay Later Apple Pay Later didn't last long in this world. The BNPL (Buy Now Pay Later) tool launched in October 2023, but was shut down less than a year later. Apple confirmed to 9to5Mac saying "we will no longer offer Apple Pay Later in the U.S." Instead of Apple Pay Later, the tech giant will offer installment loans through third parties. Apple Pay Later was only available in the U.S., which suggests it never gained much traction. But it's likely that the company found it more practical to offer installment loans through third-party services rather than managing microloans directly — exactly the approach Apple has recently adopted. Instead of the self-funded Pay Later model, Apple now offers the ability to apply for "installment loans" through participating banks and lenders like Affirm and Klarna. So Apply Pay Later is dead, but its replacement is more or less the same for users.US coach Emma Hayes admits to anthem uncertainty ahead of England stalemate