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Silicone additives specially developed for inks and coatings enhance scratch resistance of products to improve the final quality of products5 ways to tell if you’re on track for retirement — and 5 things to do if you need to catch up, according to expertsNINGDE, China , Dec. 25, 2024 /PRNewswire/ -- On December 24th, CATL officially launched the CATL Bedrock Chassis, the world's first ultra-safe skateboard chassis. With its outstanding performance of withstanding 120 km/h frontal impact without catching fire or exploding, CATL's Bedrock Chassis sets a new standard for intelligent chassis safety, providing comprehensive protection across all scenarios and speed ranges. Ni Jun, Chief Manufacturing Officer, CATL With the battery-centered design, CATL's Bedrock Chassis utilizes Cell-to-Chassis integration technology, which directly integrates the battery cells into the chassis, allowing for a shared structural design between them. And based on the decoupling of the chassis from the upper body, the Bedrock Chassis is capable of absorbing 85% of the vehicle's collision energy (compared to around 60% absorbed by traditional chassis). Through various technological breakthroughs, the Bedrock Chassis successfully passed the world's first "highest speed + strongest impact" dual extreme safety test. This achievement enables the chassis to pass the 120 km/h frontal central pole impact test without catching fire, exploding or thermal runway, redefining the benchmark for safety in the industry. Currently, the speed for frontal impact safety test in the commonly used C-NCAP (China New Car Assessment Program) is 56km/h, which, when experiencing a frontal impact at this speed, generates collision energy equivalent to falling from 12-meter-high building. In comparison, a frontal impact at 120km/h is equivalent to falling from a 56-meter-high building, generating a collision energy 4.6 times that of collision at 56km/h. In more stringent frontal pole crash tests, which simulate crashes with non-standard objects such as power poles, large trees, or animals, the impact area is only 1/6 of that in a full-width frontal impact, exponentially increasing impact pressure. At a speed of 120km/h, the impact pressure on the chassis per unit area in a frontal central pole impact is 21 times that of the 56 km/h full-width frontal impact in C-NCAP testing. Due to the extremely high crash speed and intensity, there has been no previous instance of any new energy vehicle daring to challenge a 120km/h frontal pole impact test. With this extreme challenge, CATL's Bedrock Chassis has blazed a fresh trail for the industry. Open the era of ultra-safe transportation through three technological breakthroughs CATL's Bedrock Chassis has delved deep into the realm of structure and material innovation, leveraging three technological breakthroughs to provide unparalleled protection in all scenarios and speed ranges, ensuring rock-solid safety for the entire vehicle. The CATL Bedrock Chassis introduces a revolutionary three-dimensional biomimetic tortoise shell structure, where the body and energy unit framework are integrated, deeply coupled to provide the energy unit with indestructible protection. And its aircraft carrier-grade arresting structure disperses impact forces across multiple pathways during a crash, gradually decelerating the vehicle and significantly reducing the depth and speed at which obstacles intrude the cabin. The utilization of submarine-grade hot-formed steel with a strength of 2000MPa, aerospace-grade aluminum alloy with a strength of 600MPa, and multiple barrier structures further enhance the chassis' rigidity, making it virtually impervious. Moreover, the CATL Bedrock Chassis incorporates an ultra-safe battery cell design, NP technology, and a high-ductility energy-absorbing insulation film, leading the industry in a groundbreaking manner. In terms of high-voltage disconnection, it achieves instantaneous disconnection of high voltage circuit within 0.01 seconds of impact and completes the discharge of residual high-voltage energy in the vehicle within 0.2 seconds, setting a new industry record. Notably, the battery cells have undergone highly demanding tests, including high-speed sled impact tests at 60 km/h, 90-degree bending tests, and breakthrough sawing tests, the battery did not catch fire or explode across all three tests. These tests, all industry-firsts by CATL, have elevated the safety standards of battery cells to new heights. Unlocking the era of customization, and activating a trillion-yuan market The launch of the Bedrock Chassis not only redefines the standard for intelligent chassis safety but also activates a trillion-yuan market. It greatly accelerates the shift towards modular, personalized, and intelligent automotive design. Addressing the common pain points of high investment, long development cycles, and accelerated product iteration in the industry, the Bedrock Chassis incorporates three core characteristics: internal integration, decoupling of the chassis from the upper body, and external openness. With a rich array of toolkits and solution packages, it offers a scalable software and hardware architecture and standardized interfaces, enabling flexible configurations for different vehicle models and scenarios. This allows the realization of a "one chassis architecture, multiple vehicle models" concept and significantly improves development efficiency and shortens the R&D cycle. The time required for mass production of a vehicle is reduced from the traditional 36 months or longer to 12 to 18 months. Furthermore, the Bedrock Chassis breaks the limits of safety and modeling, and expands design flexibility through the design of decoupling of the chassis from the upper body. The fourth-generation Cell-to-Chassis (CTC) technology and inverted battery cell technology enhance the utilization of chassis space while reducing the risk of chassis scraping. Additionally, in terms of intelligence, the chassis supports mechanical decoupling, software decoupling and EE decoupling, enabling L3 to L4 intelligent driving capabilities. It provides high adaptability interfaces and promotes collaborative intelligent applications. At the launch ceremony, AVATR, the first automaker to use Bedrock Chassis, and CAIT-SH, CATL's skateboard chassis arm, signed an agreement to deepen cooperation on CATL's Bedrock Chassis to create a safer, higher-quality travel experience for users. Safety is a never-ending journey. In the future, CATL will continue to break technological barriers through continuous innovation, and work with partners to build a safe ecosystem for EV batteries and vehicles, safeguarding the safety of users. Yang Hanbing, CEO of Contemporary Amperex Intelligent Technology (Shanghai) Limitedcasino slots free coins 。

Nobody puts baby in a corner, but they’re putting her in the National Film Registry. “Dirty Dancing,” along with another 1980s culture-changer, “Beverly Hills Cop,” are entering the Library of Congress’ registry, part of an annual group of 25 announced recently that spans 115 years of filmmaking. “Dirty Dancing” from 1987 used the physicality and chemistry of Patrick Swayze as Johnny Castle and Jennifer Grey as Frances “Baby” Houseman to charm generations of moviegoers, while also taking on issues like abortion, classism and antisemitism. In the climactic moment, Swayze defiantly declares, “Nobody puts baby in a corner” before taking Grey to dance to “(I’ve Had) The Time of My Life.” 1984’s “Beverly Hills Cop,” the first Eddie Murphy film in the registry, arguably made him the world’s biggest movie star at the time and made action comedies a blockbuster staple for a decade. Since 1988, the Librarian of Congress has annually selected movies for preservation that are “culturally, historically or aesthetically” significant. The current picks bring the registry to 900 films. Turner Classic Movies will host a TV special on Wednesday, screening a selection of the class of 2024. The oldest film is from 1895 and brought its own form of dirty dancing: “Annabelle Serpentine Dance” is a minute-long short of a shimmying Annabelle Moore that was decried by many as a public indecency for the suggestiveness of her moves. The newest is David Fincher’s “The Social Network” from 2010. A look at some of the films entering the registry “Pride of the Yankees” (1942): The film became the model for the modern sports tear-jerker, with Gary Cooper playing Lou Gehrig and delivering the classic real-life line: “Today I consider myself the luckiest man on the face of the Earth.” “The Miracle Worker” (1962): Anne Bancroft won an Oscar for best actress for playing title character Anne Sullivan and 16-year-old Patty Duke won best supporting actress for playing her deaf and blind protege Helen Keller in director Arthur Penn’s film. “Up in Smoke” (1978): The first feature to star the duo of Cheech Marin and Tommy Chong established a template for the stoner genre and brought weed culture to the mainstream. Marin, who also appears in the inductee “Spy Kids” from 2001, is one of many Latinos with prominent roles this year’s crop of films. “Star Trek II: Wrath of Khan” (1982): The second movie in the “Star Trek” franchise featured one of filmdom’s great villains in Ricardo Montalban’s Khan, and showed that the world of Captain Kirk and Mr. Spock could bring vital thrills to the cinema. “Common Threads: Stories from the Quilt” (1989): The Oscar-winning documentary on the NAMES Project Aids Memorial Quilt was a landmark telling of the devastation wrought by the disease. “My Own Private Idaho” (1991): Director Gus Van Sant’s film featured perhaps the greatest performance of River Phoenix, a year before the actor’s death at age 23. “American Me” (1992): Edward James Olmos starred and made his film directorial debut in this tale of Chicano gang life in Los Angeles and the brutal prison experience of its main character. “No Country for Old Men” (2007): Joel and Ethan Coen broke through at the Oscars with their adaptation of Cormac McCarthy’s novel, winning best picture, best director and best adapted screenplay, while Javier Bardem won best supporting actor for playing a relentless killer with an unforgettable haircut. Full list of 2024 National Film Registry inductees “Annabelle Serpentine Dance” (1895) “KoKo’s Earth Control” (1928) “Angels with Dirty Faces” (1938) “Pride of the Yankees” (1942) “Invaders from Mars” (1953) “The Miracle Worker” (1962) “The Chelsea Girls” (1966) “Ganja and Hess” (1973) “Texas Chainsaw Massacre” (1974) “Uptown Saturday Night” (1974) Zora Lathan Student Films (1975-76) “Up in Smoke” (1978) “Will” (1981) “Star Trek II: Wrath of Khan” (1982) “Beverly Hills Cop” (1984) “Dirty Dancing” (1987) “Common Threads: Stories from the Quilt” (1989) “Powwow Highway” (1989) “My Own Private Idaho” (1991) “American Me” (1992) “Mi Familia” (1995) “Compensation” (1999) “Spy Kids” (2001) “No Country for Old Men” (2007) “The Social Network” (2010)Health In Tech Announces Closing of Initial Public Offering

Rachel Christian | (TNS) Bankrate.com Just because retirement planning involves some guesswork doesn’t mean it has to be a total mystery. Related Articles Business | Nearly half of US teens are online ‘constantly,’ Pew report finds Business | Army and Navy team up for hypersonic missile launch from Cape Canaveral Business | About 2.6 million Stanley cups recalled after malfunctions caused burns. Is your mug included? Business | Bank groups sue the Consumer Financial Protection Bureau over a proposed cap on overdraft fees Business | HOA Homefront: Can our board meet in secret? Whether you’ve been saving since your first job or you’re getting a late start, you can leverage expert-recommended strategies to gauge your progress on the road to retirement. And if you’re not quite on track, don’t sweat it — the experts we spoke to offered actionable tips to help you close the gap. 5 ways to tell if you’re on track for retirement You might have a general idea of how much money you need to save for retirement . A few quick calculations can give you an estimate, but to truly appreciate where you stand, you’ll need to dive into the numbers. Here’s how to get started. 1. Use the Rule of 25 to get a ballpark number A good rule of thumb to estimate your retirement savings goal is the Rule of 25 . Simply multiply your desired annual retirement income by 25. The result is roughly how much you’ll need to save before hitting retirement. For example, if you plan to spend $50,000 a year, you’ll need about $1.25 million to make it a reality. The Rule of 25 is based on the idea that withdrawing 4% annually from your retirement savings should last you about 30 years. While it’s not an exact science by any means — health care costs and lifestyle changes can skew the numbers, for example — the Rule of 25 can be a good starting point to figure out how much you need to save. 2. Compare your savings to Fidelity guidelines Fidelity Investments, a behemoth in the retirement planning space, offers savings guidelines to help you determine if you’re on track . —By age 30: Save 1x your annual salary —By age 40: Save 3x your annual salary —By age 50: Save 6x your annual salary —By age 60: Save 8x your annual salary —By age 67: Save 10x your annual salary For example, if you earn $60,000 annually, you should aim for $600,000 in savings by age 67. But like the Rule of 25, Fidelity’s guidelines offer a 10,000-foot look at retirement goals, and they’re not customized to your situation. Maybe you earned a low salary in your 20s, but you’re working hard in your 30s to make up for it. Use these estimates as a benchmark — but don’t get discouraged if you’re lagging behind. 3. Use an online retirement calculator Now it’s time to zoom in a little. To get a clearer snapshot of your progress, use an online retirement calculator. These tools factor in your age, current savings, income and lifestyle goals to estimate whether you’re on track. You’ll get a more refined estimate without crunching the numbers yourself. Bankrate’s retirement calculator even lets you input different rates of return on your investments and accounts for estimated annual salary increases. 4. Map out your retirement budget Having a general savings goal is nice, but to avoid falling short in retirement, you’ll need more than a ballpark figure. Experts recommend creating a retirement budget to get an up-close-and-personal look at how much you’ll really need once you leave the workforce. First, estimate how much you’ll spend per month in retirement. While some costs will increase, like health care, others will likely decrease, like dining out and commuting. “Estimating expenses can be challenging for some people, so as a starting point, I often use your net take-home pay,” says Jeff DeLarme, a certified financial planner and president of DeLarme Wealth Management. For example, if you receive a direct deposit of $2,500 every two weeks from work, use $5,000 as your estimated monthly spending in retirement. “Assuming this was enough to pay the bills while working, we can use $5,000 a month as a starting budget to plan for,” says DeLarme. Next, map out your sources of income in retirement. Social Security is the largest income stream for most retirees, but don’t neglect other inflows, such as: —Workplace retirement accounts, like 401(k)s —Personal retirement accounts, like a traditional or Roth IRA —Pensions —Annuities —Selling your home or business —Rental income —Inheritance “If there’s a gap between your expected expenses and income, you’ll have a good idea of how much you need to save,” says Mike Hunsberger, a certified financial planner and owner of Next Mission Financial Planning. From there, you can adjust your savings and investment strategy accordingly. 5. Talk to a financial adviser For something as important (and complex) as retirement planning, it pays to speak with a professional. Financial advisers can analyze your savings, investments and retirement goals to create a personalized plan. Advisers use special planning software that account for more variables than an online calculator, giving you a much more precise, granular look at your financial life in retirement. Many financial advisers can also help you optimize your tax strategy, which can potentially save you thousands of dollars over time. Make sure the adviser you hire is a fiduciary , meaning they’re legally obligated to prioritize your interests over their own. A fiduciary won’t push investments to earn a commission or recommend products that aren’t aligned with your needs. A certified financial planner is one of the most well-recognized designations for fiduciaries. You can use Bankrate’s adviser matching tool to find a certified financial planner in your area in minutes. 5 ways to catch up on retirement savings Maybe you did the math and realized you’re not quite where you need to be. Don’t panic if you’re behind schedule. Here are five strategies experts recommend to help you catch up on your retirement savings . 1. Scale back your spending now and in retirement Cutting expenses now frees up more cash to invest in your retirement accounts. Evaluate your budget and identify areas where you can cut costs, like dining out, streaming subscriptions or shopping. Don’t rule out bigger lifestyle changes either, especially if retirement is rapidly approaching. Housing is the biggest monthly expense for most people. Getting creative here can help amplify the amount you can sock away, says Joseph Boughan, a certified financial planner and managing member at Parkmount Financial Partners. It can also reduce your expenses in retirement, so you may not need to save as much as before. “Downsizing can be a great way to cut expenses,” says Boughan. “This can even free up cash if you don’t end up needing all that money for a new home.” Moving somewhere with lower property taxes or income taxes can also help bring your retirement plan back in line. And if you’re a renter, making tough short-term decisions, like taking on a roommate or moving to a lower cost-of-living area, can free up hundreds of dollars a month for your retirement. “Everyone’s plan is unique, so exploring all the options is important,” Boughan says. Joe Conroy, a certified financial planner and owner of Harford Retirement Planners, recommends taking a “retirement test drive” as you near your target date. “Start to live on what income you think you can afford in retirement and stash all the extra income into savings and investments,” says Conroy. “If you can make it through each month, you’re ready for retirement. If you run short, then adjust your plan accordingly.” 2. Delay retirement by a year or two Working a little longer can be a game-changer for your retirement nest egg. Not only does it give you more time to save, it also gives your investments room to grow. “Working longer or even just part time for a few years early in retirement is one of the best ways to reduce the amount of money you need to save,” says Hunsberger. Postponing retirement can also boost your Social Security benefits . “You can claim as early as 62, but your benefits will be reduced significantly,” says Hunsberger. Meanwhile, each year you delay claiming Social Security benefits beyond your full retirement age , your monthly check will increase by 8%, though this benefit maxes out at age 70. So waiting can really pay off. 3. Save more It may seem obvious, but if you’re behind on retirement savings, you’ll need to boost your contributions as much as possible. Here are a few ways to make saving for retirement easier: —Increase your contribution rate: Allocate a larger portion of your paycheck to a workplace retirement plan. Even bumping up your contributions by 1% or 2% can make a huge difference down the road. —Take advantage of your employer match: Don’t leave free money on the table. Many employers will chip in between 3 and 5% depending on your plan, so make sure you’re contributing enough to take advantage of the benefit. —Use “unexpected” money to catch up: If you get a raise or bonus at work, funnel part of it directly into your 401(k). And if you get a refund at tax time, siphon some of it off to beef up your IRA. 4. Invest more aggressively If you’ve been investing in low-risk, low-return investments, you may not be keeping up with inflation, let alone growing your nest egg. Reallocating part of your portfolio to stocks or low-cost growth exchange-traded funds (ETFs) is one way to get your money working harder. Higher-risk investments like stocks carry more volatility but also offer higher potential returns. Work with a financial adviser or use a robo-adviser to strike the right balance between growth and your personal risk tolerance. 5. Take advantage of new retirement account catch-up contributions Contribution limits for 401(k) plans and IRAs are higher for people over 50. For 2025, employees aged 50 and up who participate in most 401(k) plans or the federal government’s Thrift Savings Plan can save up to $31,000 annually, including a $7,500 catch-up contribution . But thanks to SECURE 2.0 , a sweeping retirement law, a new higher catch-up contribution limit of $11,250 applies for employees ages 60 to 63. So, if you’re in this age group, you can squirrel away a whopping $34,750 a year during the final stretch of your career. Of course, you’ll need a big salary (think six figures) in order to take full advantage of such massive contribution limits. But if you can afford it, these catch-up allowances can put your plan back on track, especially if you struggled to save much early in your career. Bottom line There’s no GPS to gauge your progress on the road to retirement. If you’ve veered off course or aren’t sure where to start, begin by getting a quick estimate of how much you’ll need before mapping out a retirement budget. And if you’re behind, don’t panic — adjusting your spending, boosting your contributions and speaking with a financial adviser can help you catch up. ©2024 Bankrate.com. Distributed by Tribune Content Agency, LLC.Assad lived in quiet luxury while Syrians went hungryThe Tech Whisperer: Unveiling the Future of Innovation In the fast-paced world of technology investments, having an edge is crucial. Joe Albano, an expert with a solid foundation in electrical and software engineering, has positioned himself at the heart of tech innovation and investment strategies. Known for his remarkable insights into emerging trends, Joe has accurately predicted the trajectory of industries like AI for several years. Inside the Tech Cache Joe leads the well-regarded group, Tech Cache, where he provides invaluable insights into the dynamics of tech and growth stocks. Members gain access to Joe’s carefully curated personal portfolio, which is updated with 2-3 investment ideas weekly. They benefit from a comprehensive newsletter, a watchlist of trending stocks, and an automated stock rating system. 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For more insights into the world of tech investments, strategies, and market dynamics, you can explore more at Seeking Alpha.The Arizona Cardinals announced they have placed LT Paris Johnson and RT Jonah Williams on injured reserve, ending their seasons. We have made the following roster moves: – Placed OL Paris Johnson Jr. and OL Jonah Williams on IR – Signed OL Jackson Barton to active roster from practice squad – Signed CB Darren Hall to practice squad – Signed LB Benton Whitley to the active roster — Arizona Cardinals (@AZCardinals) December 24, 2024 Arizona promoted OL Jackson Barton from the practice squad to the active roster and signed OLB Benton Whitley to fill the open roster spots. The Cardinals also signed CB Darren Hall to the practice squad. Williams, 27, was selected by the Bengals in the first round out of Alabama in 2019. He played out the final year of a four-year, $17,630,162 rookie contract that included a $10,841,936 signing bonus. The Bengals exercised Williams’ fifth-year option which will cost them $13.2 million fully guaranteed for the 2023 season. Williams was testing the open market as an unrestricted this offseason when he signed with the Cardinals in March on a two-year, $30 million deal. In 2024, Williams appeared in six games for the Cardinals and made six starts at right tackle. Johnson, 23, moved from right guard to left tackle in 2022 and was a consensus All-American in his final season at Ohio State. The Cardinals drafted him with the No. 6 overall pick in the 2023 NFL Draft. He is in the second year a four-year, $30,359,563 contract that includes a $19,079,682 signing bonus and includes a fifth-year option for the 2027 season. In 2024, Johnson appeared in 14 games and made 14 starts for the Cardinals at left tackle. Pro Football Focus had him graded as the No. 14 tackle out of 79 qualifying players. This article first appeared on NFLTradeRumors.co and was syndicated with permission.