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In November 2024, the Zhuhai Airshow unveiled a lineup of advanced military technology, prominently featuring the J-35A—a new fifth-generation stealth fighter from China’s Shenyang Aircraft Corporation. This event showcased a range of aircraft, drones, and munitions. It highlighted the significant advancements of the People’s Liberation Army (PLA) and PLA Air Force (PLAAF) in modern air combat capabilities. Amidst various hardware, the J-35A stood out, drawing immediate comparisons to the American Lockheed Martin F-35 Lightning II, one of the most advanced and widely adopted fighters globally. Both aircraft represent the pinnacle of stealth technology and are designed to meet the rigorous demands of contemporary warfare. However, despite their apparent similarities in design and purpose, the J-35A and F-35 embody distinct strategic priorities and technological paths shaped by the unique defense needs of China and the United States. This article compares these fighters against each other, exploring their design, performance, and role within their respective military frameworks. By comparing these advanced jets, we aim to understand their technological capabilities and the broader implications of their development in the context of global military dynamics and cybersecurity concerns. Background and strategic positioning of the J-35A stealth fighter The J-35A, originating from the Shenyang Aircraft Corporation’s FC-31 technology demonstrator, represents a significant evolution in Chinese military aviation technology . Initially conceptualized as a potential export without direct PLA support, the FC-31 underwent substantial modifications to meet the stringent requirements of modern air combat, showcasing its capabilities through various prototypes first flown in 2012 and 2016. By the mid-to-late 2010s, the design caught the PLA Navy’s (PLAN) attention, which led to its development into a carrier-borne fifth-generation fighter, tentatively named the J-35 . The first prototype, flown in October 2021, featured notable enhancements such as an enlarged folding wing, reinforced landing gear, and a catapult launch bar. These modifications, along with an enhanced dorsal fuselage hump and sophisticated sensor array, indicated a mature design aimed at carrier operations. In the past, the PLA Air Force (PLAAF) showed interest in adapting this advanced platform for land-based operations. By 2023, emerging prototypes with adaptations such as a reduced wingspan pointed to specific modifications tailored to the PLAAF’s operational needs. This version was officially designated as the J-35A during the Zhuhai Airshow 2024, coinciding with the PLAAF’s 75th anniversary. The J-35A and its variants often draw comparisons to the United States’ F-35, reflecting shared design features typical of medium-sized, fifth-generation fighters, such as dual-side air intakes and similar wing and tail configurations. While these similarities have sparked discussions about potential espionage and technology transfer—particularly in the context of alleged Chinese cyber operations targeting F-35 data—the convergence seen in other contemporary fighters like the KF-21 and AMCA suggests that these design traits may be driven more by a pursuit of optimal aerodynamic and operational solutions than by direct copying. The J-35A is strategically positioned within the PLAAF as a versatile, medium-weight complement to the heavier J-20, expanding China’s fleet of fifth-generation fighters . This development strategy aligns with the varied operational requirements of the Chinese military, from achieving air superiority to conducting precise strike missions. The F-35, in its role, continues to be a central asset for the U.S. and its allies, providing a critical blend of stealth, advanced sensor integration, and multi-role capabilities. Furthermore, China’s military advancements include the operation of another stealth fighter, the J-20 air superiority aircraft, and the ongoing development of the H-20 flying wing stealth bomber, as reported in a 2023 Pentagon document on China’s military forces. Design comparison of J-35A and F-35 fighter jets Stealth and airframe design Both the J-35A and the F-35 are engineered with an emphasis on low-observable, stealth technology, which is evident in their sleek and smooth airframes. These designs are crucial for minimizing radar cross-section (RCS) and enhancing operational efficacy by staying undetected during missions. The aircraft feature streamlined surfaces and curvature that disrupt radar wave detection, a fundamental aspect for stealth operations. Vertical stabilizers and canards The J-35A and F-35 incorporate similar aerodynamic components like canards and vertical stabilizers arranged in a distinctive V-like structure. This setup not only aids in maintaining a stealth profile but also plays a critical role in reducing turbulence, further decreasing radar visibility. However, subtle differences in their designs underscore divergent engineering approaches. The J-35A’s stabilizers are slightly wider and set at a different angle, potentially offering better aerodynamic performance tailored to the specific operational requirements of the Chinese military. This could influence the aircraft’s agility and its RCS. Conversely, the F-35 features more sharply angled stabilizers optimized for an enhanced stealth profile. This design choice reflects a deliberate focus on radar evasion, integral to the F-35’s role in U.S . and allied operations, ensuring superior performance even in challenging conditions. Cockpit ergonomics and visibility The cockpit design of both aircraft fuses functionality and advanced technology, designed to meet the rigors of modern air combat. Each cockpit has a rounded glass canopy, optimizing pilot visibility and situational awareness—crucial during high-speed, high-stress combat scenarios. The J-35A’s cockpit is narrower with a simpler design and less curvature in the canopy glass, suggesting a focus on practicality and cost-efficiency. However, this design could slightly elevate the RCS, albeit still adhering to stealth norms. In contrast, the F-35’s cockpit is more expansive, featuring a sophisticated, rounded canopy with extensive glass coverage. Specialized coatings on the F-35’s canopy enhance its stealth capabilities, significantly reducing its radar signature while prioritizing pilot comfort and visibility. Engine design and stealth optimization The rear sections of the J-35A and F-35 showcase significant differences in design philosophy, particularly around the engine housings. The J-35A opts for a more enclosed engine design with fewer visible edges and a smoother outline around the exhaust, aimed at minimizing radar reflections—a crucial element in stealth technology. This design is likely optimized to meet the J-35A’s unique performance specifications, possibly prioritizing operational flexibility in varied combat scenarios. In contrast, the F-35’s exhaust system is more intricate, with defined features that reflect advanced American engineering practices aimed at maximizing stealth. The pronounced design and use of cutting-edge materials in the F-35’s exhaust system illustrate a comprehensive approach to reducing its radar footprint, aligning with the aircraft’s strategic role in achieving air superiority. Wing design and aerodynamic efficiency The wing designs of the J-35A and F-35 further reflect their distinct tactical priorities. The J-35A features slightly more angular wings, designed to enhance maneuverability—a critical factor in dogfights and rapid tactical shifts. This design choice supports the J-35A’s presumed role in regional dominance and quick-response scenarios. The F-35, however, sports smoother, more contoured wings that align with its overarching stealth strategy. These wings are engineered to minimize radar reflections and maintain stability at high speeds, supporting the F-35’s role in deep-strike missions and sustained air operations over hostile territory. Air intakes and landing gear The design variations extend to both aircraft’s air intakes and landing gear. The J-35A’s air intakes are wider and more angular, possibly increasing engine airflow and improving performance but at a potential cost to its stealth profile. Meanwhile, the F-35’s air intakes are designed with stealth as a paramount consideration, featuring a rounded, smooth structure that enhances airflow while minimizing radar detection. The J-35A’s landing gear is simpler and more robust, likely designed to endure diverse and potentially rugged operational environments. On the other hand, the F-35’s landing gear is more complex, incorporating features that reduce radar cross-section and enhance the overall stealth profile, which is critical for operations in highly contested areas. Performance and role of the J-35A and F-35 stealth fighters Speed, range, and endurance The J-35A achieves a maximum speed of Mach 2.0, surpassing the F-35’s top speed of Mach 1.6. This superior speed equips the J-35A with an advantage in fast-paced combat scenarios, particularly in intercepting high-speed targets, which is crucial for air superiority roles. The design supports quick maneuvers and rapid response, aligning with its intended use within the People’s Liberation Army Air Force (PLAAF). Conversely, the F-35 excels in range and versatility, featuring a longer operational range of approximately 2,220 kilometers compared to the J-35A’s 1,200 kilometers. This extended range makes the F-35 more suitable for long-range missions and deep-strike capabilities. It reflects its role in projecting power over vast distances and supporting varied mission profiles, from ground attack to reconnaissance. Originally thought to employ Russian RD-33 engines, the J-35A is likely to transition to using more advanced Chinese-developed WS-13E or WS-21 engines . Future models are expected to incorporate the WS-19 engines, enhancing their thrust and performance capabilities. Both aircraft can refuel in-flight, significantly extending their operational reach and endurance. This allows for prolonged deployment in contested areas without ground support. Advanced avionics and weaponry The J-35A incorporates a suite of advanced Chinese-made avionics, including AESA radar, infrared search and track systems, and comprehensive electronic warfare capabilities. These systems enhance the aircraft’s awareness of its surroundings, which is crucial for engaging multiple threats simultaneously and adapting to dynamic combat environments. The F-35 has the AN/APG-81 AESA radar, AN/AAQ-37 Distributed Aperture System, and AN/ASQ-239 electronic warfare suite, offering unmatched sensor fusion and situational awareness. This integration allows the F-35 to detect, track, and engage targets at considerable distances, even in highly contested environments. Both the J-35A and F-35 maintain their stealth profiles by carrying weapons internally. The J-35A can carry up to 7,000 kilograms of payload, while the F-35 has a slightly higher capacity of 8,160 kilograms. This internal carriage design is critical for maintaining a low radar cross-section during missions. The J-35A emphasizes speed and agility for regional operations, while the F-35 focuses on versatility, range, and global interoperability. These aircraft demonstrate the advanced state of modern air combat technologies and illustrate the critical role of securing intellectual property in maintaining national defense advantages. Cyber espionage and the theft of F-35 design data Frank Kendall, the Defense Acquisitions Chief in 2013, highlighted the compromise of unclassified F-35 data despite the classified information remaining secure. This breach reportedly allowed competing powers, particularly highlighted in Pentagon reports linking the Chinese government and military, to advance their military technology programs. In 2014, a Los Angeles grand jury indicted Chinese national Su Bin for assisting PLA hackers in stealing over 630,000 files related to the F-35 and other critical U.S. aircraft from 2008 to 2014. Bin’s role involved facilitating the translation and targeting of sensitive defense technology, underscoring the depth of espionage activities to undermine U.S. technological supremacy.Vikings staying on track behind Sam Darnold’s composure and confidenceBy Georgina McCartney HOUSTON (Reuters) -Oil prices settled lower on Tuesday, extending the previous day’s losses in choppy trade after Israel agreed to a ceasefire deal with Hezbollah, reducing oil’s risk premium. Brent crude futures settled down 20 cents, or 0.27%, to $72.81 a barrel. U.S. West Texas Intermediate crude futures settled at $68.77 a barrel, down 17 cents, or 0.25%. The accord between Israel and armed group Hezbollah was expected to take effect on Wednesday, U.S. President Joe Biden said. Israeli Prime Minister Benjamin Netanyahu said he was ready to implement a ceasefire and would “respond forcefully to any violation” by Hezbollah. On Monday, oil prices fell more than $2 following multiple reports that the warring sides had agreed to terms of a ceasefire. A ceasefire could pressure crude oil prices because the U.S. administration would likely reduce sanctions on oil from Iran, a supporter of Hezbollah, StoneX analyst Alex Hodes said in a note. OPEC+ EYE OUTPUT HIKE DELAY Both benchmarks briefly jumped more than $1 per barrel during the session. “We popped and dropped around the time news came out of the resumption of OPEC talks,” said Phil Flynn, senior analyst at Price Futures Group. OPEC+ nations are discussing a further delay to a planned oil-output hike that was due to start in January, two sources from the producer group said, ahead of Sunday’s meeting to decide policy for early 2025. The group pumps about half the world’s oil, and had planned to gradually roll back oil-production cuts with small increases over many months in 2024 and 2025. But a slowdown in Chinese and global demand, and rising output outside the group, have put a dampener on that plan. “There were embers in the fire this morning with OPEC+ looking to defer production increases again and the Trump tariffs, but those were not enough to move the needle to support prices anywhere above $70 a barrel for WTI,” said Again Capital partner John Kilduff. TRUMP TARIFFS TO INCLUDE CRUDE OIL, SOURCES U.S. President-elect Donald Trump said he would impose a 25% tariff on all products coming into the U.S. from Mexico and Canada. Crude oil would not be exempt from the trade penalties, two sources familiar with the plan told Reuters on Tuesday. Maintaining the flow of energy products across the U.S. borders with Mexico and Canada is critical, the top U.S. oil and gas lobbying group, American Petroleum Institute, said. The vast majority of Canada’s 4 million barrels per day of crude exports go to the U.S. Analysts had said it was unlikely Trump would impose tariffs on Canadian oil, which cannot be easily replaced since it differs from grades that the U.S. produces. Meanwhile, U.S. crude oil stocks fell while fuel inventories rose last week, market sources said, citing API figures on Tuesday. Crude stocks fell by 5.94 million barrels in the week ended Nov. 22, the sources said on condition of anonymity. Gasoline inventories rose by 1.81 million barrels and distillate stocks climbed by 2.54 million barrels, they said. (Reporting by Georgina McCartney in Houston, Paul Carsten and Enes Tunagur in London, Gabrielle Ng in Singapore; Editing by Jan Harvey, Susan Fenton, David Gregorio, Jonathan Oatis, Deepa Babington and Rod Nickel) Disclaimer: This report is auto generated from the Reuters news service. ThePrint holds no responsibilty for its content. var ytflag = 0;var myListener = function() {document.removeEventListener('mousemove', myListener, false);lazyloadmyframes();};document.addEventListener('mousemove', myListener, false);window.addEventListener('scroll', function() {if (ytflag == 0) {lazyloadmyframes();ytflag = 1;}});function lazyloadmyframes() {var ytv = document.getElementsByClassName("klazyiframe");for (var i = 0; i < ytv.length; i++) {ytv[i].src = ytv[i].getAttribute('data-src');}} Save my name, email, and website in this browser for the next time I comment. Δ document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );
I'm A Celeb's Maura Higgins addresses Pete Wicks dating rumours in three-word statementAuthorities found Haddon, 76, dead in a second-floor bedroom on Friday morning after emergency dispatchers were notified about a person unconscious at the house in Solebury Township, Pennsylvania. A 76-year-old man police later identified as Walter J Blucas, of Erie, was hospitalised in critical condition. Responders detected a high level of carbon monoxide in the property and township police said on Saturday that investigators determined that “a faulty flue and exhaust pipe on a gas heating system caused the carbon monoxide leak”. Two medics were taken to a hospital for carbon monoxide exposure and a police officer was treated at the scene. As a model, Haddon appeared on the covers of Vogue, Cosmopolitan, Elle and Esquire in the 1970s and 1980s, as well as the 1973 Sports Illustrated swimsuit issue. She also appeared in about two dozen films from the 1970s to 1990s, according to IMDb, including 1994’s Bullets Over Broadway, starring John Cusack. Haddon left modelling after giving birth to her daughter, Ryan, in the mid-1970s, but then had to re-enter the workforce after her husband’s 1991 death. This time, she found the modelling industry far less friendly: “They said to me, ‘At 38, you’re not viable,'” Haddon told The New York Times in 2003. Working a menial job at an advertising agency, Haddon began reaching out to cosmetic companies, telling them there was a growing market to sell beauty products to aging baby boomers. She eventually landed a contract with Clairol, followed by Estee Lauder and then L’Oreal, for which she promoted the company’s anti-aging products for more than a decade. She also hosted beauty segments for CBS’s The Early Show. “I kept modelling, but in a different way,” she told The Times, “I became a spokesperson for my age.” In 2008, Haddon founded WomenOne, an organisation aimed at advancing educational opportunities for girls and women in marginalised communities, including Rwanda, Haiti and Jordan. Haddon was born in Toronto and began modelling as a teenager to pay for ballet classes – she began her career with the Canadian ballet company, Les Grands Ballet Canadiens, according to her website. Haddon’s daughter, Ryan, said in a social media post that her mother was “everyone’s greatest champion. An inspiration to many”. “A pure heart. A rich inner life. Touching so many lives. A life well lived. Rest in Light, Mom,” she said.
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Ukraine must be placed in the “strongest possible position for negotiations” to end the war with Russia, Sir Keir Starmer has said. The Prime Minister insisted the UK will back Ukraine “for as long as it takes” as he made a speech at the Lord Mayor’s Banquet in London, but for the first time acknowledged the conflict could move towards a negotiated end. Ukrainian President Volodymyr Zelensky has in recent weeks suggested he is open to a possible ceasefire with Vladimir Putin’s Russia. Kyiv and its European allies meanwhile fear the advent of Donald Trump’s return to the White House could result in American aid being halted. President-elect Trump has said he would prefer to move towards a peace deal, and has claimed he could end the conflict on “day one” of his time in power. As he attempts to strike up a good relationship with the incoming president, Sir Keir revealed he had told Mr Trump the UK “will invest more deeply than ever in this transatlantic bond with our American friends in the years to come”. In his speech at London’s Guildhall, the Prime Minister said there is “no question it is right we support Ukraine”, as the UK’s aid to Kyiv is “deeply in our self-interest”. Allowing Russia to win the war would mean “other autocrats would believe they can follow Putin’s example,” he warned. Sir Keir added: “So we must continue to back Ukraine and do what it takes to support their self-defence for as long as it takes. “To put Ukraine in the strongest possible position for negotiations so they can secure a just and lasting peace on their terms that guarantees their security, independence, and right to choose their own future.” Mr Zelensky told Sky News over the weekend he would be open to speaking with Mr Putin, but branded the Russian president a “terrorist”. He also suggested Ukrainian territory under his control should be taken under the “Nato umbrella” to try to stop the “hot stage” of the war with Russia. In a banquet speech focused on foreign affairs, the Prime Minister said it was “plain wrong” to suggest the UK must choose between its allies, adding: “I reject it utterly. “(Clement) Attlee did not choose between allies. (Winston) Churchill did not choose. “The national interest demands that we work with both.” Sir Keir said the UK and the US were “intertwined” when it came to commerce, technology and security. The Prime Minister added: “That’s why, when President Trump graciously hosted me for dinner in Trump Tower, I told him that we will invest more deeply than ever in this transatlantic bond with our American friends in the years to come.” He also repeated his commitment to “rebuild our ties with Europe” and insisted he was right to try to build closer links with China. “It is remarkable that until I met President Xi last month there had been no face-to-face meeting between British and Chinese leaders for six years,” the Prime Minister said. “We can’t simply look the other way. We need to engage. To co-operate, to compete and to challenge on growth, on security concerns, on climate as well as addressing our differences in a full and frank way on issues like Hong Kong, human rights, and sanctions on our parliamentarians,” he added. The Prime Minister said he wants Britain’s role in the world to be that of “a constant and responsible actor in turbulent times”. He added: “To be the soundest ally and to be determined, always, in everything we do. “Every exchange we have with other nations, every agreement we enter into to deliver for the British people and show, beyond doubt, that Britain is back.” Ahead of Sir Keir’s speech, Lord Mayor Alastair King urged the Prime Minister and his Government to loosen regulations on the City of London to help it maintain its competitive edge. In an echo of Sir Keir’s commitment to drive the UK’s economic growth, the Lord Mayor said: “The idealist will dream of growth, but the pragmatist understands that our most effective machinery to drive growth is here in the City, in the hands of some of the brightest and most committed people that you will find anywhere in the world.”
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No action on most recommendations on Indigenous mental health: reportNEW SWEDEN, Maine - The FBI is now offering a $15,000 reward for information in the case of Stefanie Damron, a 14-year-old girl who was reported missing by her family in Maine more than two months ago. Damron's family said she was last seen walking out of her home and into the woods in New Sweden, a town near the Canadian border, on Sept. 23. They reported her missing the next day. Kimberly Milka, the assistant special agent in charge with FBI Boston, said at a news conference Monday that the FBI brought in its Child Abduction Rapid Deployment team immediately after she was reported missing. Stefanie Damron missing in Maine Damron is described as a white female with green eyes and shoulder-length brown hair. She is about 5 feet tall and weighs 130 pounds. She was wearing blue jeans, a long-sleeved blue shirt and black Harley Davidson hiking boots at the time she went missing, her family said. #BREAKING: #FBI Boston is offering a reward of up to $15,000 for information leading to the safe return of 14-year-old... Maine State Police Maj. Scott Goslin said Damron did not have any kind of electronic device and had limited access to social media. He said she has run away before, but so far there has been no credible information or sightings of her since her disappearance. Goslin was asked at the news conference why the FBI got involved in a case where the missing person had a history of running away. "I think in any missing persons case, especially so close to the border like this, you're going to want to involve the FBI," he said. "Especially in any missing persons case where we haven't taken anything off the table, nothing has been ruled out or eliminated." FBI reward in Stefanie Damron Case The FBI said the reward of up to $15,000 is for anyone who has information that could help bring her home or evidence "leading to the arrest and prosecution of anyone involved in her disappearance." "The FBI hopes this reward will incentivize anyone with information about Stefanie's whereabouts to come forward," Milka said. State police and the FBI said they have spent hundreds of hours searching for Damron in the woods, conducting interviews and following leads. Now they're hoping an appeal to the public can help turn up clues. "At this point, everything is still on the table for us, from her simply being missing, to running away, to the worst situation because we don't have any concrete leads or tips that have led us basically in one direction or the other," State Police Lt. Darrin Crane said. Anyone with information can call Maine State Police at 1-800-924-2261 or (207) 532-5400. They can also call the FBI tipline at 1-800-CALL-FBI or submit a tip online at tips.fbi.gov. Neal J. Riley is a digital producer for CBS Boston. He has been with WBZ-TV since 2014. His work has appeared in The Boston Globe and The San Francisco Chronicle. Neal is a graduate of Boston University.
Ccc intelligent solutions exec Mary Jo Prigge sells $1.25m in stock
HICKSVILLE, N.Y. , Dec. 13, 2024 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) (the "Company") today announced the appointment of Brian Callanan , Senior Managing Director and General Counsel at Liberty Strategic Capital ("Liberty"), to its Board of Directors, effective December 16, 2024 . Commenting on the appointment, Joseph M. Otting , Chairman, President, and CEO said, "I'm pleased to have Brian join our Board. His proven track record and expertise in financial services, along with his strategic insights will be instrumental as we continue to execute on our transformation and long-term vision. Brian's perspectives will provide valuable guidance, and his leadership will play a critical role in driving sustainable growth, ensuring we achieve long-term success and maximize the value we deliver to our shareholders, employees, and clients." Callanan is a distinguished lawyer with extensive experience in financial regulation, regulatory compliance, and financial technology. At Liberty, Callanan leads the firm's legal function, serves on its Investment Committee, and focuses on financial sector investments. Prior to joining Liberty, he served as General Counsel of the U.S. Department of the Treasury, overseeing 2,000 lawyers across the department. As Chief General Counsel, he played a key role in major initiatives such as economic rescue programs during COVID-19, the design of new economic sanctions, and the implementation of tax reform. While serving as Deputy General Counsel, Callanan managed major litigation and advised on regulatory reform efforts, among other responsibilities. For his service, he received the Alexander Hamilton Award, the department's highest honor. This appointment aligns with the $1.05 billion equity investment in March 2024 , which stipulated that two Board seats would be granted to lead investor Liberty Strategic Capital. With Callanan's addition, the Company's Board of Directors, which was reconstituted earlier in 2024, expands to nine members, including Chairman, President, and Chief Executive Officer, Joseph M. Otting , Milton Berlinski , Alessandro P. DiNello , Alan Frank , Marshall Lux , Lead Independent Director Secretary Steven T. Mnuchin , Allen Puwalski , and Jennifer Whip. About Flagstar Financial, Inc. Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York . At September 30, 2024, the Company had $114.4 billion of assets, $73.0 billion of loans, deposits of $83 .0 billion, and total stockholders' equity of $8 .6 billion. Flagstar Bank, N.A. operates over 400 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. Cautionary Statements Regarding Forward-Looking Statements This release may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to attract, incentivize, and retain key personnel and the roles of key personnel; (g) our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, and our ability to fully and timely implement the risk management programs institutions greater than $100 billion in assets must maintain; (h) the effect on our capital ratios of the approval of certain proposals approved by our shareholders during our 2024 annual meeting of shareholders; (i) the conversion or exchange of shares of the Company's preferred stock; (j) the payment of dividends on shares of the Company's capital stock, including adjustments to the amount of dividends payable on shares of the Company's preferred stock; (k) the availability of equity and dilution of existing equity holders associated with amendments to the 2020 Omnibus Incentive Plan; (l) the effects of the reverse stock split; and (m) transactions relating to the sale of our mortgage business and mortgage warehouse business. Forward‐looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," "confident," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward‐looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward‐looking statements. Furthermore, because forward‐looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results. Our forward‐looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses, including changes required under relevant accounting and regulatory requirements; the ability to pay future dividends; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; recent turnover in our Board of Directors and our executive management team; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non‐financial institutions; changes in legislation, regulations, and policies; the imposition of restrictions on our operations by bank regulators; the outcome of pending or threatened litigation, or of investigations or any other matters before regulatory agencies, whether currently existing or commencing in the future; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; our ability to recognize anticipated expense reductions and enhanced efficiencies with respect to our recently announced strategic workforce reduction; the impact of failures or disruptions in or breaches of the Company's operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia / Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022 , and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management's attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company's merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations). More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10‐K/A for the year ended December 31, 2023, Quarterly Report on Forms 10-Q for the quarters ended March 31, 2024 , June 30, 2024 , and September 30, 2024 , and in other SEC reports we file. Our forward‐looking statements may also be subject to other risks and uncertainties, including those we may discuss in this news release, on our conference call, during investor presentations, or in our SEC filings, which are accessible on our website and at the SEC's website, www.sec.gov . Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Nicole Yelland (248) 219-9234 View original content to download multimedia: https://www.prnewswire.com/news-releases/flagstar-financial-inc-appoints-brian-callanan-to-board-of-directors-302331692.html SOURCE Flagstar Financial, Inc.
Creighton downs Horns, ends Texas' 3-peat quest
Pep Guardiola’s side avoided the indignity of a sixth successive defeat in all competitions and looked on course for a welcome victory thanks to a double from Erling Haaland – the first from the penalty spot – and a deflected effort from Ilkay Gundogan. Yet Guardiola was left with his head in hands as Feyenoord roared back in the last 15 minutes with goals from Anis Hadj Moussa, Sergio Gimenez and David Hancko, two of them after Josko Gvardiol errors. FULL-TIME | A point apiece. 🩵 3-3 ⚫️ #ManCity | #UCL pic.twitter.com/6oj1nEOIwm — Manchester City (@ManCity) November 26, 2024 Arsenal delivered the statement Champions League win Mikel Arteta had demanded as they swept aside Sporting Lisbon 5-1. Arteta wanted his team to prove their European credentials, and goals from Gabriel Martinelli, Kai Havertz, Gabriel, Bukayo Saka and Leandro Trossard got their continental campaign back on track in style following the 1-0 defeat at Inter Milan last time out. A memorable victory also ended Sporting’s unbeaten start to the season, a streak of 17 wins and one draw, the vast majority of which prompted Manchester United to prise away head coach Ruben Amorim. Putting on a show at Sporting 🌟 pic.twitter.com/Yi9MgRZEkl — Arsenal (@Arsenal) November 26, 2024 Paris St Germain were left in serious of danger of failing to progress in the Champions League as they fell to a 1-0 defeat to Bayern Munich at the Allianz Arena. Kim Min-jae’s header late in the first half was enough to send PSG to a third defeat in the competition this season, leaving them six points off the automatic qualification places for the last 16 with three games to play. Luis Enrique’s side, who had Ousmane Dembele sent off, were deservedly beaten by Bayern who dominated chances and possession. 🔔 FULL TIME – Victory at home! +3 in the #UCL 👏❤️ #FCBayern #MiaSanMia | #FCBPSG #UCL pic.twitter.com/BYE23dXXih — FC Bayern (@FCBayernEN) November 26, 2024 Elsewhere, Atletico Madrid were 6-0 winners away to Sparta Prague, Julian Alvarez and Angel Correa each scoring twice whilst there were also goals from Marcos Llorente and Antoine Griezmann. Barcelona ended tournament debutants Brest’s unbeaten start with a 3-0 victory courtesy of two goals from Robert Lewandowski – one a penalty – and Dani Olmo. Lewandowski’s first was his 100th Champions League goal, only the third man to reach the mark after Cristiano Ronaldo and Lionel Messi. A Castello Lukeba own goal saw Inter Milan go top of the standings with a narrow 1-0 win over RB Leipzig at San Siro, whilst Bayer Leverkusen were emphatic victors against Red Bull Salzburg, Florian Wirtz scoring twice to move Xabi Alonso’s side into the automatic qualification places. Atalanta continued their strong start, albeit whilst conceding a first goal in Europe this season in a 6-1 win away to Young Boys, whilst Tammy Abraham scored the decisive goal as AC Milan beat Slovan Bratislava 3-2.Nigel Farage piles pressure on Kemi Badenoch to apologise for her 'crazy conspiracy theory' that Reform's soaring membership numbers are fake
Global Citrus Oil Market Set For 6.5% Growth, Reaching $10.68 Billion By 2028When the Aggies take the court at the Dee Glen Smith Spectrum Saturday afternoon, the goal will be the same as it has been in the previous nine games to start the 2024-25 season — win. However, should Utah State prevail this time out, it will make program history. Never before has USU begun a season with 10 straight victories. Focusing on a record is not what the Aggies plan to do. They want to approach this contest the same they have the previous nine. “I have been part of a couple of 30-win teams, and it’s something that you certainly don’t want to take for granted,” USU head coach Jerrod Calhoun said Friday before a practice began. “I told the guys we don’t take winning for granted. If we sit around and just thing about that (being unbeaten), we are not going to have good future success. We worry about the process around here. I haven’t heard one guy talk about it (being unbeaten). We’ve been locked in on the Bulls. ... Certainly for our fans, for recruiting, four our conference, for our university, it’s a really big deal. It’s hard to do. We need to continue to try and play really good basketball.” The Aggies (9-0) welcome South Florida (5-4) to Stew Morrill Court Saturday for a 2 p.m. tip off. The game will be televised on KMYU. “We are playing a very talented team, I think a top three team in the American Conference,” Calhoun said. Both teams have had a week between games. USU beat Utah Tech at home last Saturday, 92-62. South Florida lost at Loyola Chicago — one of the seven undefeated teams in Division I — last Saturday, 74-72. Following the win, the Aggies took a day off, practiced on Monday and then took Tuesday off before using the last three days to focus in on the Bulls. “I wanted to make sure they got two days off, this week is really important to finish up finals,” Calhoun said. “I think we have a had a really good week. We’ve got to be ready to play.” The coach is also excited about the early start time. He likes how things are mixed up a bit during the season in preparation for the conference tournament and beyond. The Bulls come to Logan having had to deal with losing their head coach just before the season began. Amir Abdur-Rahim died in late October, suffering complication during a medical procedure. He was 43. “Their team has had to deal with so much adversity, losing their coach,” Calhoun said. “Their interim coach has done a masterful job keeping this team together. They almost beat Loyola Chicago. They have played Florida, Charleston, a really tough schedule for sure. They are battle tested.” Ben Fletcher stepped in after the passing of Abdur-Rahim and is the interim head coach of the Bulls. Abdur-Rahim was hired by USF ahead of the 2023–24 season and led the Bulls to a 25-8 record, an American Athletic Conference regular season title and a berth in the NIT. Prior to coaching for USF, he spent four seasons as the head coach at Kennesaw State, turning a team that went 1-28 in his first season to a 26-9 team in his final year, which included a berth in the NCAA tournament. Before his arrival, South Florida had just one winning season (2018-19) in the previous 11 years. Calhoun didn’t know Abdur-Rahim, but “admired” him for “winning in tough places” and the relationships he built with his athletes. “He was such a good, young coach,” Calhoun said. “My heart goes out to his family. My wife donated online when it happened. This team is playing for their coach and you have to admire that.” The Bulls have five seniors, with three of them starting and being key reserves. Only four players have seen action in all nine contests to this point. “They have a lot of returning guys that have won a ton of games,” Calhoun said. “Last year they had an incredible season.” Guard Jayden Reid, who is 5-foot-10, leads four South Florida players that are averaging double figures in the scoring department. The sophomore is netting 13.8 points a game, while dishing out 4.3 assists. “Reid is a really good point guard,” Calhoun said. “... This guy can shoot off the bounce, he can shoot floaters. He is going to put pressure on you the entire game. We have to have a since of urgency when he has the ball. ... We have got to know where he is at all times. He is a really, really good player.” Reid is joined in double-digit scoring by 6-11 forward Jamille Reynolds (11.3), guard Kasen Jennings (10.6) and guard Kobe Knox (10.4). Reynolds leads the team in rebounding with 8.6 boards an outing. “The big kid (Reynolds) is going to give us some challenges,” Calhoun said. “He is the biggest kid we will face all year, not only height but weight wise (275 pounds). They have great wings and play a lot of people, so you’ve got to know their personnel.” Fans could see a lot of points scored Saturday afternoon. USU comes in averaging 87.6 points a game, while South Florida averages 77.1. The Bulls are similar to the Aggies in wanting to push the ball and score fast. “They want to play really, really fast, one of the fastest pace teams in the country,” Calhoun said. “We need to have a good hand on our ball security. The last three games we have been sloppy early in games, so we need to pass the ball and get inside the key. “... Hopefully the home team scores high and the visiting team scores low. Certainly both teams want to dictate tempo and play fast. They do a really good job of getting into early ball screens. It’s going to start and end with our rebounding and our ability to guard the basketball.” USU is averaging 36.8 rebounds a game and have outrebounded every opponent but one. South Florida averages 33.4 rebounds a game. “I’ve been really pleased with how we have gone and rebounded it,” Calhoun said. When asked to evaluate the first month of the season, the first-year Aggie head coach said rebounding has stuck out to him, as well as the attitudes of the athletes on a daily basis. “I don’t have to motivate with this group,” Calhoun said. “They are self motivators. They really put the team over themselves. ... This biggest surprise is that we have been able to win ugly. That speaks volumes on our toughness level.” The Aggies have three athletes averaging double digits in scoring. Guard Ian Martinez, who leads the Mountain West Conference in scoring, is averaging 18.4 points a game. Guard Mason Falslev is right behind at 16.2 ppg. Guard Dexter Akanno is coming off the bench to average 10.1 ppg. Falslev edges forward Karson Templin, who comes off the bench, in rebounding, 6.1 to 6.0, respectively. Guard Drake Allen is tops in assists with 3.8 an outing. Martinez also leads the league in free throw percentage (90.6) and free throws made (58), while ranking third in 3-pointers made (2.44) and fourth in assist/turnover ratio (2.50). Falslev ranks second in the MW in field goal percentage (.558) and ninth in scoring. “We need to keep it going, but we also need to keep getting better,” USU reserve guard Jordy Barnes said. “... We all have good chemistry. We all get along and enjoy playing together. Since day one, we have all been on the same page. We really have a special group.” Starting on Saturday, the next five opponents the Aggies play are teams with winning records. “I told our guys, let’s run toward it, let’s not away from it, let’s not hide from it,” Calhoun said. “... Let’s try and elevate our connectivity and execution.”Left red-faced The raids by Income-Tax and Lokayukta sleuths have embarrassed two former transport ministers in the state. I-T sleuths also acted against a person close to one of the former transport ministers during the raids. His rival was happy after the action, thinking that it would denigrate the former minister. The next day, a raid by Lokayukta sleuths shocked the politician. The person, on whose residential premises the raid was conducted, has direct links with the minister. A former constable of the Transport Department works for an aide of this minister. So, the buck stops with him. Both former transport ministers are in trouble because of the raids, after which the names of several other politicians have figured in the case. Now, this leader is in trouble thinking lest his name should also crop up in the financial rip-off. Nevertheless, he knows the storm that the raids have kicked up is yet to peter out. Cong leaders’ influence How important the Congress leaders are for the ruling party has again been proved. The appointment of Saurabh Sharma on compassionate ground has confirmed it after the raids by the Special Police Establishment (SPE) of Lokayukta on his residential premises. It was a former minister of the Congress who made first efforts for Sharma’s recruitment in the Transport Department on compassionate grounds. This former minister called up the then transport minister and officers recommending Sharma’s case. Sharma has family terms with the former minister who has always stood by him. This politician is trying to sweep the case under the carpet. There are reports that Sharma got closer to some of the leaders during the Congress rule. So, these leaders are keeping mum over the issue. New responsibilities There are speculations about what will be the responsibilities of BJP’s state unit president. Once a new president takes over, he will be adjusted either to the Union government or to the party organisation. There are discussions about it in the corridors of power. Some BJP leaders think after the appointment of the party’s national president, he will be made national general secretary. A few BJP leaders have even predicted that whenever there will be an expansion in the Union Ministry, he will be included in it. It is clear that he will get some responsibility. After joining politics, this leader unexpectedly got all important responsibilities like a ticket for the Lok Sabha election and an important position in the party. So, it is difficult to say what he will get in the coming days. Boxing match There is no end in sight to the internal squabbling in the Madhya Pradesh Congress unit. After the recent raids by investigating agencies on the residential premises of some builders and on those of a former constable of the Transport Department, the Congress leaders, instead of taking the government to task, are busy displaying their own strength. But a leader of the party held a press conference and slammed the government making several allegations against it. The next day, another leader held a press conference about the raids. On the other hand, another leader, holding an important position, is almost keeping mum over the financial scam that came to light after the raids. The leader is waiting for some more spice to add to the case, so that he may speak over the issue afterwards. There are efforts to keep the opposition silent. In-house fighting in the Congress has reached its peak. This is the reason why the protest the Congress leaders planned to organise against the government fizzled out at the eleventh hour and left them with egg on their faces. Fight for top job The aspirants for the post of BJP’s state unit president are trying to overpower one another. A campaign has been launched against a powerful contender for the top job in the state party unit. Efforts were made to bring to light through the media some issues related to the permission sought by the son of the leader for business. A few leaders are trying to get some documents against the politician through his rivals in his constituency. Efforts are also made to keep him out of the contest by calling him close to a former chief minister. Because the politician is as astute as his rivals are, he is trying to show that he has fallen prey to a conspiracy. He is close to a powerful leader. So, the politician is trying to win the race for the post of party’s state unit president through him. Whenever he comes across something that smells fishy, he goes to his boss and pours out his pains, saying there is a plot to harass him. Mard ki baat....! Politics and ethics rarely walk the aisles – especially in today’s world. If that happens at all, it amounts to something out of the ordinary. A minister in the state cabinet, who was also a former minister in the union government, is a man of words. He ensures that his words are translated into action. The minister was recently included in a committee to give suggestions to the government to carry out the new excise policy. The minister politely refused to be part of such a committee that promotes consuming liquor, for his keeps away from it. He not only declined the offer to become a member of the committee but also said that he found himself unfit to be part of something which he is opposed to. So, a minister from Bundelkhand region was included in the committee.
Tones And I goes public with devastating loss
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