首页 > 

fortune gems 3 apk mod

2025-01-19
fortune gems 3 apk mod
fortune gems 3 apk mod None



MacKenzie Scott continues to make medical debt relief a priority in her mysterious giving. This week, Undue Medical Debt, formerly RIP Medical Debt, announced it had received a rare third gift — $50 million — from the billionaire philanthropist, signaling her satisfaction with the group’s efforts to purchase medical debt in bulk from hospitals and debt collectors. Scott has donated a total of $130 million to the organization since 2020. Medical debt is increasing despite most of the U.S. population having some form of medical insurance. Nearly 100 million people are unable to pay their medical bills, according to Third Way, a left-leaning national think tank. Overall, Americans owe about $220 billion in medical debt, with historically disadvantaged groups shouldering the bulk of the burden. Lower-income people, people with disabilities, middle-aged adults, Black people, the uninsured, and people living in rural areas are among the groups most likely to be affected by medical debt, according to the Kaiser Family Foundation . Undue Medical Debt buys debt at a discounted price, estimating that it erases about $100 in debt for each $1 donated. The group also collaborates with policymakers to encourage the adoption of measures to curb what people owe for medical care. Scott first gave Undue Medical Debt a $50 million donation in 2020, followed by a $30 million donation in 2022. With that money, the group has relieved nearly $15 billion in debt for more than 9 million people, CEO Allison Sesso said. That’s a significant leap from the $1 billion in debt relieved from 2014 to 2019, she noted. “I’m frankly astounded by this most recent gift from MacKenzie Scott and feel proud to be a steward of these funds as we continue the essential work of dismantling the yoke of medical debt that’s burdening far too many families in this country,” said Sesso. The continued funding has allowed Sesso “to not have to worry about my next dollar,” she said, and “think more strategically about the narrative around medical debt — she has helped us push that conversation.” Undue Medical Debt was started in 2014 by two former debt collection executives, Jerry Ashton and Craig Antico, who were inspired by the Occupy Wall Street movement’s advocacy for debt relief. Growth initially was slow. But with Scott’s gifts, the nonprofit has been able to staff up, produce more research, and develop relationships with policymakers who have pushed for changes to hospital billing practices to relieve debt and prevent people from accumulating it in the first place, Sesso said. Undue Medical Debt’s public policy arm has worked with lawmakers in North Carolina, which in July became the first state to offer additional Medicaid payments to hospitals that agree to adopt debt relief measures, she said. The policy change followed the publication of a 2023 report from Duke University, which found that one in five families in the state had been forced into collections proceedings because of medical debt. Since 2020, the organization’s staff has grown from three to about 40, Sesso said. Those hires included an anthropologist who collects stories from people set back by medical debt to inform the group’s research and advocacy work. Scott’s gifts also have helped improve Undue Medical Debt’s technology to identify people eligible for debt relief and to find hospitals from which it can purchase medical debt, among other things, Sesso said. “This coming year, because of this MacKenzie Scott grant, we’ll be able to add more people, making sure that we can support that growth on an ongoing basis,” Sesso said. Few repeat grantees Few organizations have received more than one gift from Scott. Other multi-grant recipients include Blue Meridian, an intermediary group that has directed billions of dollars to nonprofits around the world, and GiveDirectly, which provides no-strings-attached cash payments to low-income people globally. GiveDirectly has received $125 million from Scott since 2020. Blue Meridian has not disclosed amounts for the four gifts it’s received since 2019. Scott’s contributions to those two organizations were for specific causes like GiveDirectly’s U.S. poverty relief fund, said Christina Im, a senior research analyst at the Center for Effective Philanthropy. In the case of Undue Medical Debt, the timing of Scott’s first gifts in 2020 and 2022 seemed to correspond with COVID-relief efforts, she said. Scott, the former wife of Amazon founder Jeff Bezos, is worth an estimated $32 billion but provides few details about her grantmaking decisions. Without further information, it’s hard to know what prompted this third donation to Undue Medical Debt, but Scott has said in public statements that she wants to help those who are most in need and bear the brunt of societal ills, said Elisha Smith Arrillaga, the Center for Effective Philanthropy’s vice president for research. “I have not seen a lot of other folks funding in this area,” Smith Arrillaga added. Anger over health care costs Scott’s latest gift to Undue Medical Debt comes amid national debates about medical insurance and the cost of medical treatments. The murder of UnitedHealthcare CEO Brian Thompson on December 4 in Midtown Manhattan has heightened these conversations, with some lionizing the man who allegedly committed the crime. “That’s no way to get change, full stop,” Sesso said in reference to Thompson’s murder. “But I think the anger around insurance companies and having access to care is very clear.” The U.S. has one of the most expensive health care systems in the world. And the amount of medical debt carried by individuals seems to be increasing, noted Adam Searing, a public interest attorney and associate professor at Georgetown University, where he focuses on Medicaid and other health coverage programs. Searing previously served for 17 years as director of the Health Access Coalition at the nonprofit North Carolina Justice Center, advocating for the uninsured and underinsured. During that time, he heard from people losing their homes due to liens from hospitals. Sometimes those liens could be delayed, but it still meant that the debtors couldn’t pass those homes along to their children or grandchildren, he said. “Those stories stuck with me,” he said. “It really has an impact on families.” Relieving debt allows people to get their lives back on track and become financially secure after a major illness or series of expensive bills, Searing said. For philanthropists, it’s also a cause that is largely nonpartisan. Scott shining a spotlight on the issue is undoubtedly “a good thing,” he said. “I think it will have a big effect.” _____ Stephanie Beasley is a senior writer at the Chronicle of Philanthropy. This article was provided to The Associated Press by the Chronicle of Philanthropy as part of a partnership to cover philanthropy and nonprofits supported by the Lilly Endowment Inc. The Chronicle is solely responsible for the content. For all of AP’s philanthropy coverage, visit https://apnews.com/hub/philanthropy . Stephanie Beasley Of The Chronicle Of Philanthropy, The Associated Press

Proving that celebrity podcasts are so 2024, Matthew McConaughey will be getting into the blogging game (alright, technically the newsletter game) in 2025. Lyrics of Livin’ will find McConaughey dispensing thoughts and words of wisdom, with the actor describing it as “five minutes with McConaughey as you end your week and head into your weekend” (via People ). The free weekly missive will debut Jan. 3, with new installments arriving every Friday at 5 p.m. ET. McConaughey will also record and release an audio version of the newsletter every week. In explaining his decision to launch Lyrics of Livin’, McConaughey said, “I’ve journaled and scribbled down good times, bad times, turn-offs and turn-ons for more than four decades now, and as you may know, many of those journal entries were what inspired my book Greenlights . Which got me thinking, what if I didn’t wait 40 more years to share my thoughts, prescribes, tips, truths and inspirations: Things I’ve seen, said, stole and heard along my way that can help us find more Greenlights in our life and put a little rhyme to our reason.” He even had a very specific reason for deciding to drop it on Friday, his favorite day of the week. “A true parlay day, the first half of Friday’s about responsibility and WORK, and the second half is about freedom and PLAY — and Friday also comes with a 48-hour runway — before we get back to Monday,” McConaughey said. The actor offered a bit of a preview of the newsletter in a short video shared on social media. It found him typing away at his laptop while musing about the lyrics to Kool and the Gang’s “Get Down On It”: “How you gonna do it if you really don’t wanna dance/By standing on the wall?/Get your backs up off the wall.” McConaughey then adds: “A few minutes after Kool and the Gang told us to do just that, we got reminded to get our hearts off the ground, our spirits in flight day and night, telling gravity to have a bit of a fuck off. So, let’s get our hips a swiggin’ above the holes the moles be digging. Time to go to work, break a sweat. Time for me, you, and all the nations to get us some elevation. A roof is a man made thing, let’s fly.”

Namibians are living in interesting political times.The Electoral Commission of Namibia (ECN) has announced official presidential and National Assembly election results that marked ... If you are an active subscriber and the article is not showing, please log out and back in. Free access to articles from 12:00.Chris Selley: Stopping mass street prayers is doable without new laws, if police only tried

Taiwan’s foreign minister, Lin Chia-lung, wrapped up a weeklong trip to Europe Sunday after meeting European lawmakers in Brussels and overseeing efforts to deepen bilateral cooperation in developing drone technology between Taiwan and Lithuania. Analysts say the trip was part of Taiwan’s ongoing efforts to deepen engagement with European countries and reflected the current administration’s attempt to focus on facilitating practical and tangible cooperation with individual nations. “European countries and members of the European parliament have pushed for tangible cooperation that the EU and Taiwan can both agree on, so focusing on deepening bilateral ties is a more realistic approach for Taiwan as it can help tangible examples of economic cooperation to materialize,” Zsuzsa Anna Ferenczy, an expert on EU-Taiwan relations at National Dong Hwa University in Taiwan, told VOA. During his seven-day trip, Lin met with several members of the European Parliament in Brussels and visited the Interuniversity Microelectronics Centre, which focuses on nanoelectronics and digital technologies. Lin has made economic and trade diplomacy his priority since becoming Taiwan’s top diplomat in May. Lin also led a delegation of representatives from 20 Taiwanese drone companies to Lithuania. They attended a forum on drone technologies and signed two agreements that will facilitate collaboration in the unmanned aerial vehicle industry. The signing of the agreements is part of Taiwan’s efforts to build a domestic drone manufacturing industry, which the government sees as an important part of enhancing the island’s overall defense capabilities in the face of increasing military pressure imposed by China. Beijing views Taiwan, a self-governing island, as an inalienable part of its territory that should one day reunite with the mainland, by force if necessary. In September, Taiwan gathered more than 50 domestic drone manufacturers and established the Taiwan Excellence Drone International Business Opportunities Alliance, which has been building drone development partnerships with other countries. On November 16, the alliance signed an agreement to promote drone development with the Polish-Taiwanese Chamber of Commerce and Industry. Experts say Lin’s trip can help Taiwan broaden the scope of economic cooperation with central and eastern European countries beyond the semiconductor industry. By focusing on developing partnerships in drone development with Lithuanian companies, “the trip allows the conversation around economic engagements with Taiwan to move beyond the focus on semiconductors,” Marcin Jerzewski, the head of the Taiwan Office at the European Values Center for Security Policy, told VOA by phone. Other European analysts say since central and eastern European countries, especially Lithuania, play an important role in supplying drones to Ukraine in Kyiv's ongoing fight against Russia, Taiwan’s emphasis on deepening bilateral cooperation in this sector could resonate with these countries’ priorities. Since Taiwan is deepening cooperation over drone technology “with Lithuania and Poland, two front-line countries that have nuanced and realistic views of the threats coming from Russia, this development can help improve the defense capabilities in central and eastern Europe,” Matej Šimalčík, executive director of the Central European Institute of Asian Studies, or CEIAS, told VOA by phone. During a dinner ceremony marking the third anniversary of the establishment of Taiwan’s representative office in Lithuania on November 20, Lin said he expects Taiwan and Lithuania to expand the bilateral partnership and “work toward the common goal of promoting peace and prosperity.” Lithuania’s recalibration Despite Taiwan’s attempt to deepen engagement with Lithuania, Lin’s trip comes at a time when Lithuania’s potential new government is considering improving relations with China after Beijing downgraded diplomatic relations with the Baltic country in 2021 following the establishment of Taiwan’s representative office in the country. Gintautas Paluckas, the candidate that the Social Democratic Party wants to make prime minister after coming out on top in elections last month, expressed his desire to “normalize” relations with China. He spoke during an interview with Lithuanian national broadcaster LRT on October 31. “Having normal relations is certainly an aspiration because the EU – even though relations with China will not be rosy, they will argue about the economy, about tariffs, about protectionist measures [...] – but the EU is trying to maintain diplomatic relations. We cannot fall out of this context and call it leadership,” he said. Ferenczy said as Lithuania rethinks its engagement with China, Taiwan’s focus on deepening economic ties will be more “productive” to the sustainability of bilateral ties as it could avoid triggering potential retaliation from China. “It will help circumvent member states’ reluctance to engage with Taiwan and instead bring the kind of engagement that helps both sides,” she told VOA. Ferenczy adds that successful bilateral cooperation with European countries can help consolidate Taiwan’s engagement with the European Union as a whole. “Building up stronger bilateral relationships will help consolidate Taiwan’s cooperation with the EU, as countries that have substance to their partnerships with Taiwan may be more willing to embrace Taiwan at the European level,” she said. In response to questions about Lin’s trip to Europe, Chinese foreign ministry spokesperson Lin Jian said Beijing opposes any form of official interaction between Taiwan and countries having diplomatic ties with China. “The EU should abide by the one-China principle, stop any form of official interaction with the Taiwan authorities, and stop sending wrong signals to ‘Taiwan independence separatist forces,’” he said during a press conference on November 20. Lin Chia-lung's trip marks the third time a high-level Taiwanese delegation has visited Europe since Taiwanese President Lai Ching-te won elections in January. As Taipei continues to deepen engagement with European countries, Jerzewski said the Lai administration should consider establishing a coherent approach to manage its relations with Europe. “Taiwan still doesn’t have a concrete strategic document that allows European stakeholders to understand how Taiwan wants to engage with them, and in order to make Taiwan’s ties with Europe more sustainable, such a document is important,” he told VOA.

US effort to curb China's and Russia's access to advanced computer chips 'inadequate,' report findsStockNews.com upgraded shares of Oracle ( NYSE:ORCL – Free Report ) from a hold rating to a buy rating in a research note published on Wednesday morning. Other equities research analysts also recently issued reports about the stock. JMP Securities lifted their price target on shares of Oracle from $175.00 to $205.00 and gave the company a “market outperform” rating in a research report on Friday, October 18th. DA Davidson boosted their price objective on shares of Oracle from $105.00 to $140.00 and gave the company a “neutral” rating in a research report on Tuesday, September 10th. JPMorgan Chase & Co. boosted their price objective on shares of Oracle from $110.00 to $120.00 and gave the company a “neutral” rating in a research report on Monday, September 9th. Melius Research upgraded shares of Oracle from a “hold” rating to a “buy” rating in a research report on Monday, September 16th. Finally, KeyCorp boosted their price objective on shares of Oracle from $190.00 to $200.00 and gave the company an “overweight” rating in a research report on Friday, November 15th. Eleven equities research analysts have rated the stock with a hold rating and nineteen have assigned a buy rating to the stock. Based on data from MarketBeat, Oracle currently has an average rating of “Moderate Buy” and an average price target of $169.52. Read Our Latest Stock Report on Oracle Oracle Trading Down 0.1 % Oracle ( NYSE:ORCL – Get Free Report ) last released its quarterly earnings results on Monday, September 9th. The enterprise software provider reported $1.39 earnings per share for the quarter, beating analysts’ consensus estimates of $1.33 by $0.06. Oracle had a net margin of 20.40% and a return on equity of 171.38%. The company had revenue of $13.31 billion during the quarter, compared to the consensus estimate of $13.23 billion. During the same period in the previous year, the business earned $0.95 earnings per share. The firm’s quarterly revenue was up 6.9% on a year-over-year basis. As a group, analysts predict that Oracle will post 5 earnings per share for the current year. Oracle Announces Dividend The company also recently declared a quarterly dividend, which was paid on Thursday, October 24th. Shareholders of record on Thursday, October 10th were given a dividend of $0.40 per share. The ex-dividend date of this dividend was Thursday, October 10th. This represents a $1.60 dividend on an annualized basis and a yield of 0.83%. Oracle’s dividend payout ratio (DPR) is currently 41.24%. Insider Buying and Selling at Oracle In other news, EVP Maria Smith sold 6,320 shares of the company’s stock in a transaction dated Monday, September 16th. The shares were sold at an average price of $165.00, for a total transaction of $1,042,800.00. Following the transaction, the executive vice president now owns 42,889 shares in the company, valued at approximately $7,076,685. This represents a 12.84 % decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through this link . Insiders own 42.20% of the company’s stock. Hedge Funds Weigh In On Oracle Institutional investors have recently made changes to their positions in the stock. State Street Corp raised its holdings in shares of Oracle by 2.7% in the 3rd quarter. State Street Corp now owns 70,441,556 shares of the enterprise software provider’s stock worth $12,003,241,000 after acquiring an additional 1,847,561 shares during the last quarter. Geode Capital Management LLC raised its holdings in shares of Oracle by 2.6% in the 3rd quarter. Geode Capital Management LLC now owns 35,194,683 shares of the enterprise software provider’s stock worth $5,977,015,000 after acquiring an additional 885,041 shares during the last quarter. Fisher Asset Management LLC raised its holdings in shares of Oracle by 1.8% in the 3rd quarter. Fisher Asset Management LLC now owns 17,898,029 shares of the enterprise software provider’s stock worth $3,049,824,000 after acquiring an additional 310,709 shares during the last quarter. Janus Henderson Group PLC raised its holdings in shares of Oracle by 0.4% in the 3rd quarter. Janus Henderson Group PLC now owns 14,608,951 shares of the enterprise software provider’s stock worth $2,489,345,000 after acquiring an additional 54,868 shares during the last quarter. Finally, Legal & General Group Plc raised its holdings in shares of Oracle by 2.3% in the 2nd quarter. Legal & General Group Plc now owns 13,242,340 shares of the enterprise software provider’s stock worth $1,869,816,000 after acquiring an additional 296,866 shares during the last quarter. Institutional investors and hedge funds own 42.44% of the company’s stock. Oracle Company Profile ( Get Free Report ) Oracle Corporation offers products and services that address enterprise information technology environments worldwide. Its Oracle cloud software as a service offering include various cloud software applications, including Oracle Fusion cloud enterprise resource planning (ERP), Oracle Fusion cloud enterprise performance management, Oracle Fusion cloud supply chain and manufacturing management, Oracle Fusion cloud human capital management, Oracle Cerner healthcare, Oracle Advertising, and NetSuite applications suite, as well as Oracle Fusion Sales, Service, and Marketing. Recommended Stories Receive News & Ratings for Oracle Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Oracle and related companies with MarketBeat.com's FREE daily email newsletter .ECU CB Shavon Revel Jr. declares for NFL draftCHICAGO, Dec. 18, 2024 (GLOBE NEWSWIRE) -- Technip Energies (PARIS:TE) and LanzaTech Global, Inc. (NASDAQ: LNZA) (“LanzaTech”) announced that the U.S. Department of Energy (DOE) Office of Clean Energy Demonstrations (OCED) has committed up to $200 million in federal funding and authorized the initiation of Phase 1 of their Sustainable Ethylene from CO 2 Utilization with Renewable Energy Project (Project SECURE). Project SECURE, led by Technip Energies in partnership with LanzaTech, aims to provide an integrated commercial process which takes captured carbon dioxide from ethylene production and recycles it with low carbon intensity hydrogen to create sustainable ethanol and ethylene. This joint technology solution is intended to first be deployed in the U.S. Gulf Coast region for integration directly into an existing commercial ethylene cracker and has significant replication potential for ethylene crackers worldwide. Globally, there are approximately 370 ethylene steam crackers, over 40 percent of which use Technip Energies’ technology, including eight in the US. LanzaTech’s carbon recycling technology, which has benefited from previous DOE support, can also be utilized in any industry with waste carbon, allowing other sectors to profit from capturing and recycling carbon-rich emissions into valuable ethanol, instead of sequestering or releasing them into the atmosphere. OCED has committed up to $200 million throughout the project duration to Project SECURE to fund the design, engineering, construction, and equipment for the commercial-scale integrated technology unit. Today’s announcement represents the award of nearly $20 million for the first of four phases to be funded by OCED over the course of the project. During Phase 1 of the project, Technip Energies and LanzaTech will conduct a Front-End Engineering Design (FEED) study, develop project plans, provide documentation and reports necessary to complete the National Environmental Policy Act (NEPA) review, and engage with local community and labor stakeholders. Arnaud Pieton, CEO at Technip Energies, stated “ We are pleased to receive the Phase 1 award from the OCED and begin the engineering design work to progress the development of this innovative technology. The global population is expected to continue to rise by 2050, bringing with it a greater demand for consumer goods that rely on ethylene. While addressing this growing demand, we absolutely need to decarbonize ethylene production. We not only need to do something about carbon but very importantly with carbon. That is what our partnership with LanzaTech on this technology is all about. Leveraging our long-lasting leadership in ethylene, we are committed, together with LanzaTech, to develop this technology at scale and continue to explore ways to decarbonize ethylene production.” Dr. Jennifer Holmgren, Chair and CEO of LanzaTech stated, “ We are thrilled to reach this milestone and commence work on this important project. Ethylene is a key building block for thousands of chemicals and materials, and is often referred to as the world’s most important chemical. Our project not only increases the efficiency and value of existing ethylene production infrastructure, but also creates high-quality jobs and supports local communities . Circularizing our global carbon economy requires combining ambition with action, and we are grateful for the shared vision and support of the OCED to advance this replicable technology, strengthening our domestic manufacturing base for valuable commodities .” OCED’s mission is to deliver clean energy demonstration projects at scale in partnership with the private sector to accelerate deployment, market adoption, and the equitable transition to a decarbonized system. OCED will provide oversight of the project by evaluating the status and quality of implementation at each phase of the project. Through its phased approach to project management oversight, OCED will review and evaluate the project’s progress, including community benefits, which impact OCED’s decision to continue to provide federal funding and allow a project to progress to the following phase. About Technip Energies Technip Energies is a global technology and engineering powerhouse. With leadership positions in LNG, hydrogen, ethylene, sustainable chemistry, and CO 2 management, we are contributing to the development of critical markets such as energy, energy derivatives, decarbonization, and circularity. Our complementary business segments, Technology, Products and Services (TPS) and Project Delivery, turn innovation into scalable and industrial reality. Through collaboration and excellence in execution, our 17,000+ employees across 34 countries are fully committed to bridging prosperity with sustainability for a world designed to last. Technip Energies generated revenues of €6 billion in 2023 and is listed on Euronext Paris. The Company also has American Depositary Receipts trading over the counter. For further information: www.ten.com Contacts Technip Energies About LanzaTech LanzaTech Global, Inc. (NASDAQ: LNZA) is the carbon recycling company transforming waste carbon into sustainable fuels, chemicals, materials, and protein for everyday products. Using its bio-recycling technology, LanzaTech captures carbon generated by energy-intensive industries at the source, preventing it from being emitted into the air. LanzaTech then gives that captured carbon a new life as a clean replacement for virgin fossil carbon in everything from household cleaners and clothing fibers to packaging and fuels. By partnering with companies across the global supply chain like ArcelorMittal, Coty, Craghoppers, REI, and LanzaJet, LanzaTech is paving the way for a circular carbon economy. For more information about LanzaTech, visit https://lanzatech.com . LanzaTech Global, Inc. Investor Relations Kate Walsh VP, Investor Relations & Tax Investor.Relations@lanzatech.com Media Relations Kit McDonnell Director of Communications press@lanzatech.com Important Information for Investors and Securityholders Forward-Looking Statements This Press Release contains forward-looking statements that reflect Technip Energies’ and LanzaTech’s (the “Companies”) intentions, beliefs or current expectations and projections about the Companies’ future results of operations, anticipated revenues, earnings, cashflows, financial condition, liquidity, performance, prospects, anticipated growth, strategies and opportunities and the markets in which the Companies operate. Forward-looking statements are often identified by the words “believe”, “expect”, “anticipate”, “plan”, “intend”, “foresee”, “should”, “would”, “could”, “may”, “estimate”, “outlook”, and similar expressions, including the negative thereof. The absence of these words, however, does not mean that the statements are not forward-looking. These forward-looking statements are based on the Companies’ current expectations, beliefs and assumptions concerning future developments and business conditions and their potential effect on the Companies. While the Companies believe that these forward-looking statements are reasonable as and when made, there can be no assurance that future developments affecting the Companies will be those that the Companies anticipate. All of the Companies’ forward-looking statements involve risks and uncertainties, some of which are significant or beyond the Companies’ control, and assumptions that could cause actual results to differ materially from the Companies’ historical experience and the Companies’ present expectations or projections. Should one or more of these risks or uncertainties materialize, or should underlying assumptions prove incorrect, actual results may vary materially from those set forth in the forward-looking statements. For information regarding known material factors that could cause actual results to differ from projected results, please see Technip Energies’ risk factors set forth in Technip Energies’ 2023 Annual Financial Report filed on March 8, 2024 and in Technip Energies’ 2024 Half-Year Report filed on August 1, 2024, with the Dutch Autoriteit Financiële Markten (AFM) and the French Autorité des Marchés Financiers (AMF) which include a discussion of factors that could affect Technip Energies’ future performance and the markets in which the Company operates. For information regarding LanzaTech’s risk factors that could cause actual results to differ from projected results, please see information contained in LanzaTech’s most recent Annual Report on Form 10-K and any subsequent Quarterly Reports on Form 10-Q, as well as other existing and future filings with the U.S. Securities and Exchange Commission. Forward-looking statements involve inherent risks and uncertainties and speak only as of the date they are made. The Companies undertake no duty to and will not necessarily update any of the forward-looking statements in light of new information or future events, except to the extent required by applicable law.

SANTA CLARA — When Isaac Guerendo trots onto the field with the first team Sunday at Levi’s Stadium, he will equal the same number of starts he had in five years of college football. Hard to believe, but Guerendo started exactly one time, and it came in his final college game at Louisville. Against USC in the Holiday Bowl, Guerendo carried 23 times for 161 yards and three touchdowns and added five receptions in a 42-28 loss. In 40 other games at Wisconsin and Louisville, Guerendo played in a shared backfield –something he’s done with the 49ers this season behind Jordan Mason and Christian McCaffrey . With McCaffrey on injured reserve with a PCL strain and Mason to follow soon with a high ankle sprain, Guerendo should get his biggest workload since his last college game. “I’m excited, but really it’s whatever it takes to win,” Guerendo said Wednesday as the 49ers (5-7) began preparations to host the Bears (4-8). “Whatever the plan looks like is what we’ll bring.” Guerendo will be backed up by Patrick Taylor Jr., who was on the roster earlier this season when McCaffrey was dealing with bilateral Achilles tendinitis, then re-signed to the practice squad. Taylor was promoted Tuesday, and the 49ers also made a waiver claim on former Jets running back Israel Abanikanda. “I think he’s ready to go,” 49ers coach Kyle Shanahan said. “He had some ups and downs but got better through everything. I think he’s ready for this.” Guerendo, 6-foot and 219 pounds, has 42 carries for 246 yards and two touchdowns, averaging a gaudy 5.9 yards per carry. His 15-yard run in the third quarter was the 49ers’ lone touchdown in a 35-10 loss to the Buffalo Bills. The 49ers traded up to get Guerendo in the fourth round, only to see him sidelined with a hamstring strain in his first training camp practice. A speedy wide receiver at Avon High School in Indiana who also ran track and played basketball, Guerendo carried 10 times for 99 yards with a long run of 76 against Seattle and 14 times for 85 yards against Dallas. At Wisconsin, Guerendo played behind Jonathan Taylor, now a star running back for the Indianapolis Colts. He split time as a graduate student at Louisville with Jawhar Jordan, who rushed for 1,128 yards while Guerendo had 810 yards on 132 carries and a 6.1-yard average. The good news is Guerendo’s body hasn’t taken on the normal amount of abuse for a running back. And Guerendo feels he’s up to the challenge after playing 12 games with old-school running backs coach Bobby Turner. “I always give credit to Coach T for preparing everybody like they’re going to be the starter, so that when moments do come, you’re ready for it,” Guerendo said. McCaffrey appeared to have finally gotten untracked against the Bills, gaining 53 yards on seven carries before getting tripped up on a 19-yard burst in the second quarter. But the tackle injured his knee, Mason injured his ankle, and Guerendo became the lead runner for a team that is sixth in the NFL in rushing. Over time, Guerendo has become accustomed to the speed of the NFL game. “I think it takes guys some time,” Shanahan said. “You start to get a feel for it, if you’ve got the right stuff, you get more reps and the more you adjust to it. How hard you’ve got to hit stuff, how quick those holes close, how you have to hit it full speed and can’t hesitate. We’ve seen that stuff get better in practice and we’ve seen it carry over into games.” McCaffrey, meanwhile, took to social media in the form of a lengthy Instagram post to explain how he was feeling after his latest injury. He wrote of his love for football, how humbling it is and his desire to return. “This wasn’t my year, and sometimes when it rains, it pours,” McCaffrey wrote. “You can feel sorry for yourself and listen to the birds, or you can hold the line. I’m grateful for the support of everyone in my corner and promise I’ll work smarter and harder to come back better from this.” For those who dream big, Shanahan said with a six-week time frame, McCaffrey could conceivably return if the 49ers reach the postseason. THE INJURY LIST Those who didn’t practice Wednesday included edge rusher Nick Bosa (hips, obliques), left tackle Trent Williams (ankle), left guard Aaron Banks (concussion), Mason (ankle) and linebacker Demetrius Flannigan-Fowles (ankle). Cornerback Deommodore Lenoir (knee), linebacker Dre Greenlaw (Achilles) and safety Talanoa Hufanga (wrist) were limited. Defensive tackle Jordan Elliott has cleared concussion protocol after missing the Buffalo game. Hufanga joined Greenlaw as practicing during a 21-day window. Shanahan said it’s more likely Greenlaw would be activated before a Thursday night game against the Los Angeles Rams on Dec. 12 than against Chicago. HUFANGA AND THE CLUB After recovering from an ACL tear last season, Hufanga has played in just two games this season. First, he was felled by an ankle injury, and then a wrist injury that needed surgery. When activated, he’ll play with a protective club on his right hand. “I was still dealing with the ankle. I was about to get it re-wrapped and for some reason my hand wouldn’t open,” Hufanga said. Hufanga said he’ll try to use the protective device as a benefit rather than a detriment. “I had a good friend back in the day who played with a club who had three picks in one game, so you never know,” Hufanga said. MOORE FARES WELL Left tackle Jaylon Moore acquitted himself well for the second straight game in starting in place of Williams. “It was OK, but you can always get better and that’s what I’m focusing on — the things I can get better at,” Moore said. Tight end George Kittle noted last week that Moore was at left tackle all through training camp during Williams’ holdout, so it’s not like he hasn’t been with the first team. “It definitely did help, especially being comfortable with the group,” Moore said. “The quarterback’s cadence, the guy you’re next to, all the small stuff comes into play.”Sam Darnold has played most of his football on either the East or West Coast. After staying home to play his college ball at Southern California, Darnold spent his first three NFL seasons with the New York Jets before stints in Carolina and San Francisco. Now that he's in the Upper Midwest, the veteran quarterback has a much better appreciation of the rivalry between his Minnesota Vikings and the Green Bay Packers. The NFC North foes will battle Sunday afternoon in Minneapolis. "It's the whole entire NFC North, man," Darnold said. "It's an incredible kind of rivalries or bitterness, I guess you could say. It's awesome to be able to run into Packers fans. I'm not going to lie, they're nice and everything, but when you start to talk about football, they're not shy about speaking their mind about who they think the better team is. "It's just fun, man. It makes everything more fun, makes the game more fun. That's the reason we play." Along with the traditional bragging rights between the border rivals, Sunday's matchup also holds significant playoff implications for the Vikings (13-2) and Packers (11-4), though both teams already have clinched a spot in the postseason. Minnesota is tied with the Detroit Lions for the top spot in the division with two games to play, though the Lions hold the tiebreaker by virtue of their 31-29 win at the Vikings in Week 7. Green Bay could end up with the No. 5, 6 or 7 seed as a wild-card team, and Sunday's outcome will go a long way toward determining its playoff positioning. "We're playing for something," said Packers running back Josh Jacobs, who leads Green Bay's ground attack with 1,216 yards and 13 scores. Jacobs ran for 69 yards and a touchdown in the Packers' 34-0 home win over New Orleans on Monday night. Quarterback Jordan Love threw for 182 yards and a score without committing a turnover for Green Bay in its second straight win. Love has passed for 3,135 yards, 24 touchdowns and 11 interceptions over his 13 starts this season, good for a 97.8 passer rating. Jayden Reed has a team-high 52 catches for 803 yards and six touchdowns. Christian Watson is next with 29 catches for 620 yards and two TDs. "What's really cool is you are getting contributions from a lot of different people," Packers coach Matt LaFleur said. "I think that is usually the mark of a good team. "You have to stay healthy and continue to build on what you've done. I love the energy of our group. Our guys show up ready to work, willing to work every day, and we have to continue to push one another to be at our best because this is the time when you need to be playing your best ball." Minnesota is going for its ninth straight win. The Vikings' only other loss besides Detroit came four days later, a 30-20 Thursday night setback at the Los Angeles Rams in Week 8. Darnold has powered Minnesota with 3,776 passing yards, 32 touchdowns and 11 interceptions in 15 starts. He has posted a 105.4 passer rating in his first season with the team. Former Green Bay star Aaron Jones is Minnesota's top running back with 1,046 yards and five TDs. Justin Jefferson is Darnold's top target with 92 receptions for 1,387 yards and 10 touchdowns. No. 2 receiver Jordan Addison has 56 catches for 806 yards and eight scores. Packers top cornerback Jaire Alexander is dealing with a knee injury that could keep him out of Sunday's contest. While he may not match up against one of the league's premier defenders in Alexander, Jefferson remains motivated for the divisional clash. "I love any competition regardless of if it's Green Bay or I'm playing the No. 1 corner in the league," Jefferson said. "I'm always going to prepare to go out there and play my best regardless of who's out there. I always say I love these types of games, the games that you really need, the games that are exciting for everyone to watch." Alexander was limited in Green Bay's practice Thursday, as were safety Javon Bullard (ankle), tackle Andre Dillard (concussion), linebacker Ty'Ron Hopper (ankle) and tight ends Tucker Kraft (hip) and Luke Musgrave (ankle). Guard Elgton Jenkins (knee), linebacker Quay Walker (ankle), safety Evan Williams (quad) and Watson (knee) sat out Thursday's session. The Vikings were fully healthy for Thursday's practice aside from cornerback Fabian Moreau, who has not practiced all week due to a hip injury. This will be the final regular-season meeting between the rivals. Minnesota jumped ahead of host Green Bay 28-0 before holding on 31-29 on Sept. 29. --Field Level MediaMacKenzie Scott gives rare third gift to medical debt relief group

Alpha Emitter Global Market to Witness Exponential Growth Reaching $3.03 Billion by 2028 Amid Rising Incidence of CancerBy DAVID A. LIEB Artificial intelligence. Abortion. Guns. Marijuana. Minimum wages. Name a hot topic, and chances are good there’s a new law about it taking effect in 2025 in one state or another. Many of the laws launching in January are a result of legislation passed this year. Others stem from ballot measures approved by voters. Some face legal challenges. Here’s a look at some of the most notable state laws taking effect: Hollywood stars and child influencers California, home to Hollywood and some of the largest technology companies, is seeking to rein in the artificial intelligence industry and put some parameters around social media stars. New laws seek to prevent the use of digital replicas of Hollywood actors and performers without permission and allow the estates of dead performers to sue over unauthorized AI use. Parents who profit from social media posts featuring their children will be required to set aside some earnings for their young influencers. A new law also allows children to sue their parents for failing to do so. Social media limits New social media restrictions in several states face court challenges. Related Articles National Politics | Trump has pressed for voting changes. GOP majorities in Congress will try to make that happen National Politics | Exhausted by political news? TV ratings and new poll say you’re not alone National Politics | Trump vows to pursue executions after Biden commutes most of federal death row National Politics | Elon Musk’s preschool is the next step in his anti-woke education dreams National Politics | Trump’s picks for top health jobs not just team of rivals but ‘team of opponents’ A Florida law bans children under 14 from having social media accounts and requires parental consent for ages 14 and 15. But enforcement is being delayed because of a lawsuit filed by two associations for online companies, with a hearing scheduled for late February. A new Tennessee law also requires parental consent for minors to open accounts on social media. NetChoice, an industry group for online businesses, is challenging the law. Another new state law requires porn websites to verify that visitors are at least 18 years old. But the Free Speech Coalition, a trade association for the adult entertainment industry, has filed a challenge. Several new California measures aimed at combating political deepfakes are also being challenged, including one requiring large social media platforms to remove deceptive content related to elections and another allowing any individual to sue for damages over the use of AI to create fabricated images or videos in political ads . School rules on gender In a first nationally, California will start enforcing a law prohibiting school districts from adopting policies that require staff to notify parents if their children change their gender identification . The law was a priority for Democratic lawmakers who wanted to halt such policies passed by several districts. Abortion coverage Many states have passed laws limiting or protecting abortion rights since the U.S. Supreme Court overturned a nationwide right to the procedure in 2022. One of the latest is the Democratic-led state of Delaware. A law there will require the state employee health plan and Medicaid plans for lower-income residents to cover abortions with no deductible , copayments or other cost-sharing requirements. Gun control A new Minnesota law prohibits guns with “binary triggers” that allow for more rapid fire, causing a weapon to fire one round when the trigger is pulled and another when it is released. In Delaware, a law adds colleges and universities to a list of school zones where guns are prohibited, with exceptions for those working in their official capacity such as law officers and commissioned security guards. Medical marijuana Kentucky is becoming the latest state to let people use marijuana for medical purposes . To apply for a state medical cannabis card, people must get written certification from a medical provider of a qualifying condition, such as cancer, multiple sclerosis, chronic pain, epilepsy, chronic nausea or post-traumatic stress disorder. Nearly four-fifths of U.S. states have now legalized medical marijuana. Minimum wages Minimum wage workers in more than 20 states are due to receive raises in January. The highest minimum wages will be in Washington, California and Connecticut, all of which will top $16 an hour after modest increases. The largest increases are scheduled in Delaware, where the minimum wage will rise by $1.75 to $15 an hour, and in Nebraska, where a ballot measure approved by voters in 2022 will add $1.50 to the current minimum of $12 an hour. Twenty other states still follow the federal minimum wage of $7.25 an hour. Safer traveling In Oregon, using drugs on public transit will be considered a misdemeanor crime of interfering with public transportation. While the measure worked its way through the legislature, multiple transportation officials said drug use on buses and trains, and at transit stops and stations, was making passengers and drivers feel less safe. In Missouri, law enforcement officers have spent the past 16 months issuing warnings to motorists that handheld cellphone use is illegal. Starting with the new year, penalties will kick in: a $150 fine for the first violation, progressing to $500 for third and subsequent offenses and up to 15 years imprisonment if a driver using a cellphone cause an injury or death. But police must notice a primary violation, such as speeding or weaving across lanes, to cite motorists for violating the cellphone law. Montana is the only state that hasn’t banned texting while driving , according to the National Conference of State Legislatures. Tax breaks Tenants in Arizona will no longer have to pay tax on their monthly rent , thanks to the repeal of a law that had allowed cities and towns to impose such taxes. While a victory for renters, the new law is a financial loss for governments. An analysis by Arizona’s nonpartisan Joint Legislative Budget Committee estimated that $230 million would be lost in municipal tax revenue during the first full fiscal year of implementation. Meanwhile Alabama will offer tax credits to businesses that help employees with child care costs. Kansas is eliminating its 2% sales tax on groceries. It also is cutting individual income taxes by dropping the top tax rate, increasing a credit for child care expenses and exempting all Social Security income from taxes, among other things. Taxpayers are expected to save about $320 million a year going forward. Voting rights An Oklahoma law expands voting privileges to people who have been convicted of felonies but had their sentences discharged or commuted, including commutations for crimes that have been reclassified from felonies to misdemeanors. Former state Sen. George Young, an Oklahoma City Democrat, carried the bill in the Senate. “I think it’s very important that people who have gone through trials and tribulations in their life, that we have a system that brings them back and allows them to participate as contributing citizens,” Young said. Associated Press writers Trân Nguyễn in Sacramento, California; Kate Payne in Tallahassee, Florida; Jonathan Mattise in Nashville, Tennessee; Randall Chase in Dover, Delaware; Steve Karnowski in Minneapolis; Bruce Schreiner in Frankfort, Kentucky; Claire Rush in Portland, Oregon; Summer Ballentine in Jefferson City, Missouri; Gabriel Sandoval in Phoenix; Kim Chandler in Montgomery, Alabama; John Hanna in Topeka, Kansas; and Sean Murphy in Oklahoma City contributed.

Previous: fortune gems 3 apk latest version
Next: fortune gems 3 cheats