jilisakto
Cheers and beers for Ruud van Nistelrooy as Leicester reign starts with win
As 2024 comes to an end, Indian cinema is all set for a star-studded 2025. The next year promises a slew of films headlined by industry heavyweights like Kangana Ranaut , Salman Khan , Aamir Khan , Ajay Devgn , and Alia Bhatt. Fans can also expect performances from Vicky Kaushal, Sidharth Malhotra, and Janhvi Kapoor. Here are some most-anticipated Hindi films scheduled for 2025. 'Fateh,' 'Santosh' and 'Emergency' Sonu Sood 's directorial debut Fateh will roar into theaters on January 10. Also starring Naseeruddin Shah and Jacqueline Fernandez, it revolves around cybercrime. Shahana Goswami's Santosh will also be released on January 10, while Devgn-Abhishek Kapoor's Azaad arrives on January 17. Ranaut's political drama Emergency will finally release on January 17, 2025. The film, also written, directed, and co-produced by her, delves into the controversial period of Emergency imposed by former Prime Minister Indira Gandhi from 1975-1977. 'Sky Force,' 'Deva,' and 'Chhaava' Sky Force , starring Akshay Kumar and Nimrat Kaur, will be released around Republic Day 2025. Shahid Kapoor 's Deva is set for a January 31 release. It is directed by Malayalam filmmaker Rosshan Andrrews. In February, Kaushal's biographical drama Chhaava will release. The film tells the life of Chhatrapati Sambhaji Maharaj, with Kaushal playing the Maratha Emperor and Akshaye Khanna as Mughal Emperor Aurangzeb. 'Raid 2,' C Sankaran Nair film, and 'Sikandar' This will be followed by Devgn's Raid 2 on February 21. March will witness the release of the C Sankaran Nair film with Kumar and R Madhavan. Salman's Sikandar is also scheduled for an Eid Al-Fitr 2025 release. It is produced by Sajid Nadiadwala and directed by AR Murugadoss. 'Jolly LLB 3,' 'Sunny Sanskari...,' 'Housefull 5' Kumar and Arshad Warsi 's courtroom drama-comedy Jolly LLB3 is predicted to be one of the year's highest-earning films. It will be released on April 10, while Sunny Sanskari Ki Tulsi Kumari , a film reuniting Janhvi and Varun Dhawan , will be out on April 18. Meanwhile, June promises laughter with Housefull 5 's multi-starrer cast with Kumar in the lead. It releases on June 6. 'Param Sundari,' 'War 2' and 'Baaghi 4' Malhotra and Janhvi's Param Sundari' s release date has recently been announced: July 25. This will be followed by War 2 (August 15) and Baaghi 4 (September 5). They have been directed by Ayan Mukerji and A Harsha, respectively, and belong to the action genre. 'Thama,' 'DDPD2,' '120 Bahadur' and Bhardwaj-Shahid film Also among 2025's much-awaited films are Thama , starring Rashmika Mandanna and Ayushmann Khurrana, and De De Pyaar De 2 starring Devgn, Madhavan, and Rakul Preet Singh (November 14). 120 Bahadur , starring Farhan Akhtar , and Vishal Bhardwaj-Shahid-Triptii Dimri's gangster drama will be out next year too. 'Sitaare Zameen Par' and 'Alpha' Aamir Khan 's Sitaare Zameen Par, a spiritual sequel to Taare Zameen Par , has been postponed from its original December 2024 release date to 2025. Meanwhile, Yash Raj Films's next Spy Universe movie Alpha , starring Bhatt and Sharvari in lead roles, will be released on December 25. It is the first female-led film in the Spy Universe.As the rising star of cell therapy biotechs, Iovance Biotherapeutics (NASDAQ: IOVA) is a hot stock that's capturing a lot of attention, and for good reason. Iovance's one-of-a-kind medicine is already selling like hotcakes, and there's reason to believe that plenty more growth is on the way. Let's take a look at why this stock is worth purchasing today and never looking back. Start Your Mornings Smarter! Wake up with Breakfast news in your inbox every market day. Sign Up For Free » Today, Iovance has a trio of bullish drivers are the legs of the stock's investment thesis. A rapidly growing market First, Iovance's first cell therapy to be approved for sale, Amtagvi, is quickly finding its home in the market. This year, management estimates that sales of the therapy will bring in at least $160 million in revenue, with 2025's sum totaling at least $450 million. So investors who buy the stock soon will be, in theory, exposed to a tripling of the top line in the near term, which is bullish. In practice, the biotech is taking the actions needed to deliver on that ambitious goal for next year. Amtagvi is intended to treat patients who have advanced melanoma and who have already been treated with a common immunotherapy drug called pembrolizumab. Per management, its total addressable market is thus roughly between 20,000 and 30,000 patients annually. Serving those patients will require expanding the company's network of authorized treatment centers (ATCs). It's targeting a total of 70 ATCs in the U.S. before the end of the year, and progress is on track. Expanding manufacturing capability Another major initiative is expanding the company's manufacturing capacity for Amtagvi. Its current plans call for the expansion of one of its current facilities so it can generate doses for around 5,000 patients annually within the next few years, but it's also building up a network of contract manufacturers such that it can eventually treat an additional 15,000 patients per year. If those efforts are successful, it'll support Iovance's margins by controlling its cost of goods sold (COGS) . It might also be feasible for it to license out its facilities to produce cell therapies for other biopharma businesses, if it demonstrates exceptional competency in cell manufacturing. So the odds that Iovance will make good on its revenue estimates are decidedly favorable, and there's a clear runway for organic growth to continue after meeting them. A possible expansion of indications Finally, with a bit more research and development (R&D) work in the form of clinical trials testing Amtagvi in different oncology contexts, and in combination with pembrolizumab instead of only after a course of treatment, management thinks that it could one day treat as many as 70,000 patients with advanced melanoma globally. That'd expand its total addressable market by more than double, and likely require more manufacturing investments. Still, this is another bullish catalyst that is hard to ignore. The most important clinical trial is a study that's in phase 3 right now, investigating whether Amtagvi can be administered alongside pembrolizumab as a first line treatment. Being a first line treatment would lead to faster adoption of the therapy, rewarding shareholders in the process. The long haul could be even better Next year, Iovance will sync with regulators in Australia and Switzerland to see if they're willing to approve Amtagvi. It should also hear back from regulators in Canada, the U.K., and the E.U. in the same period, making for three potential catalysts and more revenue down the line. While it's true that there will be some lingering long-term execution risks relating to its cell manufacturing platform, the unique nature of its therapy means that it will likely retain the ability to draw on additional capital by taking out loans or issuing more shares of its stock. It'll probably need to do that before it becomes profitable at some point in the next few years. Nonetheless, as more and more patients globally gain access to Amtagvi, this company will have a lot of room to continue growing. Given Iovance's strong start to the therapy's commercialization, it's worth buying this stock. Don’t miss this second chance at a potentially lucrative opportunity Ever feel like you missed the boat in buying the most successful stocks? Then you’ll want to hear this. On rare occasions, our expert team of analysts issues a “Double Down” stock recommendation for companies that they think are about to pop. If you’re worried you’ve already missed your chance to invest, now is the best time to buy before it’s too late. And the numbers speak for themselves: Nvidia: if you invested $1,000 when we doubled down in 2009, you’d have $368,053 !* Apple: if you invested $1,000 when we doubled down in 2008, you’d have $43,533 !* Netflix: if you invested $1,000 when we doubled down in 2004, you’d have $484,170 !* Right now, we’re issuing “Double Down” alerts for three incredible companies, and there may not be another chance like this anytime soon. See 3 “Double Down” stocks » *Stock Advisor returns as of November 18, 2024 Alex Carchidi has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Iovance Biotherapeutics. The Motley Fool has a disclosure policy . Got $1,500? Buy Iovance Biotherapeutics Now and Don't Look Back was originally published by The Motley Fool
None
FPU men’s hoops fall to Assumption The Franklin Pierce men’s basketball team’s quest for its first victory continued, as the Ravens dropped their fifth-straight game to open the campaign with a 96-85 loss to Assumption on Wednesday in Worcester, Mass. Donte Pope had 26 points, the only Ravens start in double figures. Nathaniel Smith finished with 16. The team’s were mostly even from the floor, with FPU shooting 51.6 percent to Assumption’s 54.8 percent. The Greyhounds won the battle inside, outscoring the Ravens in the paint, 68-44. FPU women lose in OT at Assumption The Franklin Pierce women’s basketball team nearly pulled off an upset over Northeast-10 power Assumption, falling 49-48 in overtime as the Greyhounds hit a free throw in the final second to capture the win Wednesday night in Worcester, Mass. The Ravens (1-4) led 48-45 with 18 ticks left in OT when Molly Stokes brought the Greyhounds even with a 3-pointer. The Ravens then committed a foul with one second left, sending Kaije Hall to the line for the winning free throw. Stokes also hit a layup inside the final minute in regulation to force overtime. Sara Tallroth led the Ravens with 10 points off the bench. Colette Mulderig had nine points. Stokes had a game-high 15 points. — Sentinel StaffThousands of Syrians gathered in Damascus’ main square and a historic mosque for the first Muslim Friday prayers since former President Bashar Assad was overthrown , a major symbolic moment for the country’s dramatic change of power. The rebels are now working to establish security and start a political transition after seizing the capital on Sunday. U.S. Secretary of State Antony Blinken made an unannounced visit to Iraq on Friday, pressing ahead with efforts to unify Middle East nations in support of a peaceful political transition in Syria. It’s part of Blinken’s 12th trip to the Mideast since the Israel-Hamas war erupted last year in Gaza but his first after Assad was ousted. The U.S. is also making a renewed push for an ceasefire in Gaza, where the war has plunged more than 2 million Palestinians into a severe humanitarian crisis. Israel’s war against Hamas has killed over 44,800 Palestinians in Gaza, more than half of them women and children, according to the Gaza Health Ministry, which does not say how many were combatants. The Israeli military says it has killed over 17,000 militants, without providing evidence. The October 2023 Hamas attack that sparked the war killed some 1,200 people in Israel, mostly civilians, and around 250 others were taken hostage. Some 100 hostages are still inside Gaza, at least a third of whom are believed to be dead. Here's the latest: BEIRUT — Israeli warplanes launched airstrikes on Friday against sites in several cities in Syria, an opposition war monitor reported. Associated Press journalists heard loud explosions throughout the Syrian capital Damascus. There were no immediate reports of casualties. The strikes hit the summit of Mount Qasioun in Damascus, Khalkhala Airport in the countryside of Sweida and the Defense and Research Laboratories in Masyaf, located in the western countryside of Hama, according to the Syrian Observatory for Human Rights Earlier on Friday, Israeli strikes targeted six military sites in the countryside of Damascus and Sweida, the observatory said. Israel has conducted hundreds of airstrikes since the toppling of the Syrian regime, saying it seeks to neutralize potential threats following the ouster of Bashar Assad. The strikes have targeted weapons production sites, anti-aircraft batteries and airfields. Israel has also moved troops to occupy a buffer zone in the Golan Heights on its border with Syria. DAMASCUS, Syria — Russian forces and military vehicles were seen withdrawing from southern Syria on Friday toward their primary base in in the coastal city of Latakia. The Russian troop movement comes amid questions about whether Moscow will still be able to project power in the Middle East after the fall of Syrian President Bashar Assad. His rule was supported by Russia and he received asylum in Russia after being toppled Sunday. There are also questions about what a Russian pullback in Syria could mean for the war in Ukraine. Significant Russian military convoys were seen on the Damascus-Homs highway near Shinshar village heading north. The military vehicles, bearing Russian flags, included tanks and armored personnel carriers. The military equipment had been previously stationed in southern regions such as Daraa and Damascus. On Thursday, the British-based Syrian Observatory for Human Rights reported that Russian forces were leaving bases in Ain Issa and Tel Al-Samn in the Al-Raqqah countryside. Satellite images released by Maxar Technologies on Friday show what appear to be cargo planes at a Russian military airfield in Syria with their nose cones opened to receive heavy equipment, along with helicopters being dismantled and prepared for transport. Earlier this week, all Russian naval ships departed the Syrian port of Tartus, according to a U.S. official. ANKARA, Turkey — Turkey's embassy in the Syrian capital of Damascus will reopen on Saturday for the first time since 2012, Foreign Minister Hakan Fidan said Friday. In an interview with Turkey’s NTV television Fidan said a newly appointed interim charge d’affaires had left for Damascus on Friday together with his delegation. “It will be operational as of tomorrow,” he said. The embassy in Damascus had suspended operations in 2012 due to the escalating security conditions during the Syrian civil war. All embassy staff and their families were recalled to Turkey. The Syrian insurgents who overthrew Syrian President Bashar Assad on Sunday did so with vital help from Turkey. WASHINGTON — The U.S. military has transported out of Syria an American who disappeared seven months ago into former President Bashar Assad’s notorious prison system and was among the thousands released this week by rebels, a U.S. official said Friday. Travis Timmerman was flown out of Syria on a U.S. military helicopter, according to a U.S. official who spoke on condition of anonymity to discuss an ongoing operation. Timmerman, 29, told The Associated Press he had gone to Syria on a Christian pilgrimage and was not ill-treated while in Palestine Branch, a notorious detention facility operated by Syrian intelligence. He said he was freed by “the liberators who came into the prison and knocked the door down (of his cell) with a hammer.” Timmerman said he was released Monday morning alongside a young Syrian man and 70 female prisoners, some of whom had their children with them. He had been held separately from Syrian and other Arab prisoners and said he didn’t know of any other Americans held in the facility. — By Lolita C. Baldor THE HAGUE, Netherlands — A Dutch court on Friday rejected a bid from human rights groups to block weapons exports to Israel and trading with the occupied territories, after finding there were sufficient checks already in place to comply with international law. The ten organizations told The Hague District Court last month that they thought the Netherlands was in violation of the 1948 Genocide Convention, drawn up following World War II, by continuing to sell weapons to Israel more than a year into the conflict in Gaza. “The government uses my own tax money, that I pay, to kill my own family. I’ve lost 18 members of my own family,” Ahmed Abofoul, a legal adviser for the pro-Palestinian organization Al-Haq, one of the groups involved in the lawsuit, told the court during a hearing in November . The court ruling said that “it is not up to the interim relief judge to order the state to reconsider government policy. That is primarily a political responsibility.” Lawyers for the government argued it wasn’t up to a judge to decide foreign policy for the Netherlands. The activist groups pointed to several emergency orders from another court, the International Court of Justice, as confirming the obligation to stop weapons sales. In January, the top U.N. court said it was plausible Palestinians were being deprived of some rights protected under the Genocide Convention. The coalition said it will review the court’s ruling and is considering an appeal. CAIRO — Israeli attacks in and around a hospital in northern Gaza wounded three medical staff overnight into Friday and caused damage to the isolated medical facility, according to its director. Dr. Hossam Abu Safiya said Israeli quadcopter drones carrying explosives deliberately targeted the emergency and reception area of Kamal Adwan Hospital, where one doctor was wounded for a third time. Abu Safiya said “relentless” drone and artillery strikes throughout the night exploded “alarmingly close” to the hospital, heavily damaging nearby buildings and destroying most of the water tanks on the hospital’s roof and blowing out doors and windows. Kamal Adwan Hospital in the town of Beit Lahiya has been hit multiple times over the past two months since Israel launched a fierce military operation against Hamas in northern Gaza. The Israeli military did not immediately respond to a request for comment on the strikes. “We demand international protection for the hospital and its staff,” Abu Safiya said in a statement released via the U.K.-based aid group Medical Aid for Palestinians, “as well as the entry of delegations with surgical expertise, medical supplies, and essential medications to ensure we can adequately serve the people we are treating.” Abu Safiya said there were 72 wounded patients at the hospital, one of the few medical facilities left in northern Gaza. He said he expected Israeli forces would allow a World Health Organization aid convoy to bring supplies to the hospital on Friday or Saturday, as well as a team of doctors from Indonesia. Israel has allowed almost no humanitarian or medical aid to enter the three besieged communities in northern Gaza — Beit Lahiya, Beit Hanoun and the urban Jabaliya refugee camp — and ordered tens of thousands to flee to nearby Gaza City. Israeli officials have said the three communities are mostly deserted, but the United Nations humanitarian office said Tuesday it believes around 65,000 to 75,000 people are still there, with little access to food, water, electricity or health care. Experts have warned that the north may be experiencing famine . BAGHDAD — U.S. Secretary of State Antony Blinken made an unannounced stop in Iraq on Friday on his latest visit to the Middle East aimed at stabilizing the situation in Syria to prevent further regional turmoil. Blinken met in Baghdad with Iraqi Prime Minister Mohammed al-Sudani as part of the hastily arranged trip, his 12th to the region since the Israel-Hamas war erupted last year but his first since the weekend ouster of Syrian strongman Bashar Assad. Blinken has already been to Jordan and Turkey on his current tour and will return to the Jordanian city of Aqaba for meetings on Saturday with Arab foreign ministers, Turkey’s foreign minister and the United Nations special envoy for Syria, the U.N. said. Blinken will try to unify support for an inclusive post-Assad transition that does not allow the Islamic State group to take advantage of the political vacuum in Syria and secures suspected chemical weapons stocks. In Baghdad, Blinken underscored “U.S. commitment to the U.S.-Iraq strategic partnership and to Iraq’s security, stability, and sovereignty,” the State Department said. “He will also discuss regional security opportunities and challenges, as well as enduring U.S. support for engagement with all communities in Syria to establish an inclusive transition,” it said in a statement. His trip comes as the Biden administration winds down with just over a month left before President-elect Donald Trump takes office. Trump has been highly critical of Biden’s approach to the Middle East and skeptical of the U.S. military presence in both Iraq and Syria. The U.S. and Iraq agreed in September to wrap up U.S.-led military operations against the Islamic State group in Iraq next year, although Assad’s ouster and the potential for the group taking advantage of a political vacuum in Syria could complicate the timing of the withdrawal, according to American officials. DAMASCUS — The kingdom of Bahrain sent a message Friday to Ahmad al-Sharaa, formerly known as Abu Mohammed al-Golani, the leader of the insurgency that toppled Syrian President Bashar al-Assad. It said Bahrain is “fully prepared to consult with you continuously and to provide support in regional and international organizations to achieve what is in the interest of the brotherly Syrian people.” It added, “We look forward to Syria regaining its authentic role in the Arab League.” Bahrain is the current head of the Arab summit. Syria was readmitted to the Arab League last year after 12 years of ostracization. It is still unclear how the international community will deal officially with the new interim government in Syria. JERUSALEM - Israel’s defense minister told troops to prepare to remain through the winter months on the peak of Mount Hermon, Syria’s highest point, located in a swath of southern Syria that Israeli troops moved into after the fall of Damascus to insurgents. The comments by Defense Minister Israel Katz signaled that the military will extend its occupation of the zone along the border, which Israel says it seized to create a buffer zone. In a statement Friday, Katz said that holding the peak was of major importance for Israel’s security and that it would be necessary to build facilities there to sustain troops through the winter. The summit of Mount Hermon, the highest peak on the eastern Mediterranean coast at 2,814 meters (9,232 feet), gives a commanding view over the plains of southern Syria. It also positions Israeli troops about 40 kilometers (25 miles) from the center of Damascus. The mount is divided between the Israeli-occupied Golan Heights, Lebanon and Syria. Only the United States recognizes Israel’s control of the Golan Heights. Prime Minister Benjamin Netanyahu said Thursday that Israeli troops would remain in the zone until another force across the border in Syria could guarantee security. Israeli troops moved into the zone -– set as a demilitarized area inside Syrian territory under truce deals that ended the 1973 Mideast war -- after the regime of Bashar al-Assad fell last weekend. ANKARA, Turkey -- U.S. Secretary of State Antony Blinken said Friday there was “broad agreement” between Turkey and the United States on what they would like to see in Syria following the ouster of President Bashar Assad. “There’s broad agreement on what we would like to see going forward, starting with the interim government in Syria, one that is inclusive and non-sectarian and one that protects the rights of minorities and women” and does not “pose any kind of threat to any of Syria’s neighbors,” Blinken said in joint statements with Turkish Foreign Minister Hakan Fidan. The insurgent groups that toppled Assad in Syria have not made clear their policy or stance on Israel, whose military in recent days has bombed sites all over the country, saying it is trying to prevent weapons from falling into extremist hands. Blinken also said it was crucial to keep the Islamic State group under control. “We also discussed the imperative of continuing the efforts to keep ISIS down. Our countries worked very hard and gave a lot over many years to ensure the elimination of the territorial caliphate of ISIS to ensure that that threat doesn’t rear its head again,” Blinken said. The Turkish foreign minister said the two discussed ways of establishing prosperity in Syria and ending terrorism in the country. “Our priority is establishing stability in Syria as soon as possible, preventing terrorism from gaining ground, and ensuring that IS and the PKK aren’t dominant,” Fidan said, in a reference to the banned Kurdistan Workers Party. Blinken said: “We’re very focused on Syria, very focused on the opportunity that now is before us and before the Syrian people to move from out from under the shackles of Bashar al-Assad to a different and better future for the Syrian people, one that the Syrian people decide for themselves.” Blinken and Fidan said they had also discussed a ceasefire for Gaza. “We’ve seen in the last couple of weeks more encouraging signs that (a ceasefire) is possible,” Blinken said. Blinken, who is making his 12th trip to the Mideast since the Israel-Hamas war erupted last year but first since the weekend ouster of Assad, met with Turkish President Recep Tayyip Erdogan late Thursday. The outgoing Biden administration is particularly concerned that a power vacuum in Syria could exacerbate already heightened tensions in the region, which is already wracked by multiple conflicts, and create conditions for the Islamic State group to regain territory and influence. Later Friday, Blinken is to return to Jordan for meetings on Saturday with Arab foreign ministers and senior officials from the European Union, the Arab League and the United Nations. ANKARA, Turkey -- Turkey has appointed a temporary charge d’affaires to reopen its embassy in Syria, Turkey’s state-run news agency reported. The Turkish Embassy in Damascus had suspended operations in 2012 due to the escalating security problems during the Syrian civil war and embassy staff and their families were recalled to Turkey. The Anadolu Agency said late Thursday that Turkey appointed Burhan Koroglu, its ambassador in Mauritania, to the post. UNITED NATIONS- – Two U.N. aid convoys were violently attacked in Gaza, making it virtually impossible for humanitarian agencies to operate without putting staff and civilians at risk, the U.N. food agency says. On Wednesday, a 70-truck convoy from Kerem Shalom was waiting for personnel to safeguard the food and other aid destined for central Gaza when there were reported attacks by Israeli forces in the nearby humanitarian zone, the U.N. World Food Program said Thursday. More than 50 people are now estimated to have died in the attacks, including civilians and local security personnel who had been expected to ensure the convoy’s safety, WFP said. The Rome-based agency said the convoy was forced to proceed from Kerem Shalom to central Gaza without any security arrangements, using the Philadelphi corridor, an Israeli-controlled route that had been recently approved and successfully utilized twice. On the way, WFP said, conflict and insecurity led to a loss of communication with the convoy for more than 12 hours. ”Eventually, the trucks were found but all food and aid supplies were looted,” the U.N. agency said. In a second incident, Israeli soldiers approached a WFP convoy moving out of the Kissufim crossing into central Gaza, fired warning shots, conducted extensive security checks, and temporarily detained drivers and staff, the agency said. “As the trucks were delayed, four out of the five trucks were lost to violent armed looting,” WFP said. UNITED NATIONS – The United Nations chief has a message for Israel: Stop the attacks on Syria. Secretary-General António Guterres is particularly concerned about several hundred Israeli airstrikes on several Syrian locations and stresses “the urgent need to de-escalate violence on all fronts throughout the country," U.N. spokesman Stephane Dujarric told reporters Thursday. The Israeli military said Tuesday it carried out more than 350 strikes in Syria over the previous 48 hours, hitting “most of the strategic weapons stockpiles” in the country to stop them from falling into the hands of extremists. Israel also acknowledged pushing into a buffer zone inside Syria following last week’s overthrow of President Bashar Assad. The buffer zone was established after Israel seized the Golan Heights from Syria in the 1973 war. Dujarric said Guterres condemns all actions violating the 1974 ceasefire agreement between the two countries that remain in force. And the U.N. chief calls on the parties to uphold the agreement and end “all unauthorized presence in the area of separation” and refrain from any action undermining the ceasefire and stability in the Golan Heights, the spokesman said.
NoneJet crash disaster in South Korea marks another setback for Boeing
Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See how we rate tax products to write unbiased product reviews. Tax-loss harvesting can help reduce your taxable income, particularly if you're in a high tax bracket. It requires selling a stock at a loss in order to offset realized capital gains. Investors must follow specific timing rules and use a non-retirement account to get the tax benefits. According to legendary investor Warren Buffett, the No. 1 rule in investing is to never lose money. While the stock market typically rises over the long term, it is common to experience losses from time to time. A strategy called tax-loss harvesting is one way to use those losses to your advantage. What is tax-loss harvesting? Tax-loss harvesting is the process of selling securities such as stocks, exchange-traded funds ( ETFs ), and mutual funds at a loss in order to offset capital gains elsewhere in your portfolio. A capital gain is a profit you make from selling an investment. "The benefit of loss harvesting is it allows for the reduction of capital gains taxes created by the sale of other investments," says Brandon Brake, an accountant and office tax leader at Clifton Larson Allen. "This is potentially a great tax planning tool if you have capital gains in your portfolio," he says. Short-term gains are those realized on investments held for a year or less, while long-term gains are those realized on investments held longer than one year. Short-term capital gains are taxed as ordinary income according to your tax rate, while long-term capital gains have their own set of tax brackets and rates, which are typically lower than ordinary income tax rates. Quick tip: Tax-loss harvesting is used in taxable investment accounts. It's not a strategy you can apply to tax-deferred accounts, like a 401(k) or IRA, because the advantages of it are negated by the other tax rules within these accounts. How tax-loss harvesting works In short, when you sell an investment for a loss, you can use that loss to offset any capital gains. If you have some losses left over, you can offset up to $3,000 in ordinary income. If there are still losses left, you may be able to carry them forward to future tax years. Generally, the process for tax-loss harvesting follows these steps. First, sell an investment in your portfolio at a loss by the end of the calendar year. Most investing apps have a display setting to sort each of your investments by year-to-date gains to help quickly identify possible candidates to sell. Keep in mind that you're not required to sell all of your holdings in any particular security. For example, if you have $10,000 in a stock that you wish to sell for tax-loss harvesting purposes, you are not required to sell 100% of that stock. Consult an investment or tax professional to determine what makes sense for your situation. With the proceeds from the sale, choose another investment to buy. Unless you can wait 31 days from the date of sale, this new investment must be different from the one that was recently sold to avoid the wash-sale rule. "You have to purchase another security that is not 'substantially identical,' and if it's too different from the security you just sold, it may disrupt your investing strategy and cause you to lose out on the recovery," says Rachael Camp, a CFP® professional with Camp Wealth Management . For example, you can sell shares of a tech stock and buy a tech-based ETF to help you stay aligned with your diversification goals. But selling a tech-based ETF tracking the Nasdaq 100 to buy another tech ETF tracking the Nasdaq that's just under a different fund manager may be considered a wash sale. "Ensuring compliance with the wash-sale rules should be evaluated closely with a qualified investment advisor. Short-term tax reduction goals should not take priority over sound, long-term investment strategy," says Brake. You can use the amount of the loss to offset any capital gains you have realized during the calendar year by reporting the transaction on your income tax return. If your capital gains are wiped out and you still have losses left over, you can reduce your ordinary income by up to $3,000. When looking at your portfolio, you notice that you realized a gain of $5,000 by selling Stock A earlier in the year. Without tax-loss harvesting, you may have to pay taxes on the full amount of that gain. However, you notice that you lost $10,000 on Stock B. If you sell Stock B by December 31, you can offset the gain from Stock A. Now you have $5,000 in losses left over — $3,000 of that can be used to offset your ordinary income for the current tax year, and $2,000 can be carried forward to next year to offset future capital gains. Pros and cons of tax-loss harvesting As with any financial strategy, there are pros and cons to consider that will determine whether tax-loss harvesting is right for you. Pros Cons Reduce tax liability by lowering capital gains and, potentially, ordinary income Ability to carry over losses into future tax years Selling an asset to harvest a loss may cause an imbalance in your portfolio Can be complicated and time-consuming without the aid of a financial or tax professional Restrictions on reinvesting into the same asset within a certain timeframe Who can benefit from tax-loss harvesting? Tax-loss harvesting should be considered a part of an overall financial plan and used when it aligns with your financial goals. "Tax-loss harvesting is not for everyone," says Camp. "If your income is low enough, you may be in the 0% capital gains bracket and therefore, generating losses and resetting your basis lower may not benefit you." Tax-loss harvesting may be appropriate when: You have experienced significant capital gains. If you have experienced a significant capital gain or loss in the current year, you may want to consider tax-loss harvesting to reduce a large tax bill. Rebalancing your portfolio. If you're looking to maintain a specific asset allocation with stocks but your current portfolio has drifted away from that target, tax-loss harvesting could be a useful strategy. Selling investments at a loss can help offset any realized gains and bring your portfolio back in line with your desired allocation. Many robo-advisors offer automatic tax-loss harvesting. This can help take the chore and potential mistakes out of the process. FAQs on tax-loss harvesting Tax-loss harvesting could be worth it for small losses, but it depends on your overall investment strategy. Consult a financial advisor for personalized advice. No, you cannot harvest losses in your IRA or 401(k). Tax-deferred retirement accounts like IRAs and 401(k)s don't generate realized capital gains, so tax-loss harvesting is not available. The wash-sale rule prohibits individuals from claiming a capital loss on the sale of a security if they purchase the same or a "substantially identical" security within 30 days before or after the sale. If you violate this rule, your losses will be disallowed and added to the cost basis of your newly purchased security. Real estate/mortgages Taxes Retirement planning Small business finances Banking Budgeting
NoneAP News Summary at 1:54 p.m. EST10:1 Stock Split: Ashish Kacholia-Backed Solar Energy Stock Jumps After Signing Rs 10000 Crore MoU in Rising Rajasthan Global Investment Summit 2024 - Dalal Street Investment Journal
South Korea’s Ministry of Land, Infrastructure, and Transport announced plans to increase the priority housing allocation for families with newborns under its special housing supply program for newlyweds. (Image courtesy of Yonhap) SEOUL, Dec. 30 (Korea Bizwire) — South Korea’s Ministry of Land, Infrastructure, and Transport announced plans to increase the priority housing allocation for families with newborns under its special housing supply program for newlyweds. Under new rules, the allocation for such families will rise from 20% to 35%, reflecting a significant shift aimed at addressing the nation’s declining birthrate. The proposed amendment to the Housing Supply Regulations, which is open for public consultation until February 4, 2025, will also adjust income-based qualifications for these benefits. For households with children under two years old and earning below the average urban worker’s household income, the priority allocation will increase from 15% to 25%. Similarly, households earning up to 120% of the average income will see their allocation rise by 5 percentage points, reaching 10%. However, this expanded support for families with newborns comes with trade-offs. The priority allocation for childless newlyweds meeting income criteria will decrease. Households earning below 100% of the average income will see their share drop from 35% to 25%, while those earning up to 120% will see a reduction from 10% to 5%. Despite these changes, the overall priority allocation for newlyweds under the special housing supply program remains unchanged at 70%. The remaining 30% will continue to be distributed via a lottery system, ensuring opportunities for those meeting asset qualifications. This adjustment follows the government’s broader initiative, launched in June 2024, to counteract South Korea’s declining birthrate. As part of this effort, the special supply for newlyweds in private housing developments was increased from 18% to 23%. With annual private housing supply projected at 200,000 units, around 46,000 units are reserved for newlyweds, of which approximately 16,100 units (35%) will be prioritized for families with newborns. Earlier this year, the government also introduced a Newborn Special Supply category in public housing programs, allocating up to 35% of public housing units under the “New Home” initiative to families with newborns. Officials emphasized that these measures aim to strengthen housing support for families with young children and encourage higher birthrates, as South Korea’s aging population and low fertility rates continue to pose long-term economic and social challenges. M. H. Lee ( mhlee@koreabizwire.com )
3 Altcoins You Cannot Afford to Miss: Solana (SOL), Litecoin (LTC), and This Viral DeFi Gem with 300% UpsideThe Miami Dolphins have released wide receiver Odell Beckham Jr, ending the three-time Pro Bowler's short tenure with the team. Beckham signed a one-year, $3m deal with the Dolphins in May, but started the season on the physically unable to perform list after offseason knee surgery. He leaves after only nine catches for 55 yards in nine games. Beckham had missed the past two days of practice for what the team called personal reasons. Dolphins coach Mike McDaniel indicated on Friday that the decision to part ways was mutual. "Odell and I have been very communicative since he's been here," McDaniel told reporters. "He had a tough start in terms of having to rehab his way into the season and then just looking at it as simple as, all right, what's the best for both him and the team moving forward? "We just thought it was a good time to go that direction. That was the motivation behind it. That's all." Trending Please use Chrome browser for a more accessible video player Beckham, the No 12 overall pick in the 2014 NFL Draft, shot to stardom in his first five NFL seasons with the New York Giants. Despite missing the first four games of his debut campaign due to injury, Beckham broke all kinds of receiving records, becoming the first player to record more than 75 receptions, 1,100 yards, and 10 touchdowns in their rookie year. Also See: NFL schedule Stream the NFL with NOW Get Sky Sports on WhatsApp! Subscribe to Inside the Huddle podcast During Week 12 of that 2014 season, Beckham forever cemented himself in NFL history when making a sensational one-handed touchdown catch in a Sunday Night Football clash with the Dallas Cowboys, which many consider to be the greatest of all time. Please use Chrome browser for a more accessible video player Traded to the Cleveland Browns in 2019, OBJ's three years in Ohio were more of a struggle and he'd eventually be released midway through the 2021 season after his father complained on social media over the way his son was being used in the Browns offense. He then signed with the Los Angeles Rams, where he won a Super Bowl that same season, though it was bittersweet success as he suffered a torn ACL in the game which has hampered his subsequent years in the NFL. After missing the entire 2022 season, Beckham signed with the Baltimore Ravens in 2023 and went on to have 35 catches for 565 yards and three touchdowns last year before being cut by the Ravens in March. Brought to Miami in the offseason to be a third receiving option behind Tyreek Hill and Jaylen Waddle, Beckham never seemed to fit into the Dolphins offense. If he clears waivers, the 32-year-old would be free to sign with any team. Although his best years are most definitely behind him, it does leave open the prospect of the star wideout again latching on with a Super Bowl contender like he did with the Rams in 2021. Watch another triple-header of live NFL action this Sunday on Sky Sports, starting with Miami Dolphins at Houston Texans from 6pm.
None
Hanumankind’s world domination Sooraj Cherukat aka , a 31-year-old rapper from India, gripped the attention of music aficionados from across the world and dominated the Billboard charts. His track, Big dawgs, created in collaboration with producer Kalmi Reddy and directed by Bijoy Shetty, amassed over a whopping 184 million views in five months. Hanumankind performed inside a “Wall of Death” (known as Marana Kinar in Malayalam), where motorcycles and cars are driven along vertical walls. In August, the rapper entered the Top 10 tracks on the Billboard Global 200 singles. Hanumankind also performed at the Nassau Coliseum in New York in front of Prime Minister Narendra Modi and the Indian diaspora. International artistes find promise in the Indian market India continued to be a country of interest for international artistes from across the globe. kicked off the first of a string of concerts that unravelled the unparalleled demand for live music in India. Sheeran’s March act brought traffic to a standstill in the city, compelling concertgoers to abandon their vehicles and make their way to Mahalaxmi on foot, like devotees do while turning up to religious sites. American pop rock band Maroon 5 performed their debut India act this month, and so did Brit band Blue, after interest around their work was renewed when their decades-old song, One love, became viral on social media. “We’re very grateful. We just don’t know how it happened,” the band had previously shared with mid-day about finding themselves in the spotlight again due to the social media boom. Bryan Adams, Dua Lipa, and the Jonas Brothers were other popular artistes who played in India. Up next, Coldplay returns to the country for multiple acts across cities. News of their arrival was overshadowed by controversy surrounding allegations of ticket scalping by the event organisers. It’s Tay’s world, and we’re just living in it 2024 continued to be the year of as the highly accomplished pop star continued her world domination with The Eras Tour, gaining as much attention in India as she did overseas despite not performing here. Having recently concluded the 21-month tour that gained attention for the surprise guest performances and new releases that she unveiled, Swift broke several records. Having grossed more than $2 billion, the tour reportedly doubled the gross ticket sales of any other tour in history. Swift is the first musician to make the billionaire ranking primarily based on her songs and performances. India at the Grammys Three-time Grammy winner Ricky Kej bagged yet another nomination for the upcoming gala. Kej was nominated for Break of Dawn, with other Indian artistes including Varijashree Venugopal (A rock somewhere), Radhika Vekaria (for Warriors of Light), and Chandrika Tandon (for Triveni) also earning nominations. Punjabi aa gaye! Just when you feel Diljit Dosanjh cannot achieve more fame than he already has, the singer proves you wrong. After hitting headlines last year for becoming the first Punjabi singer to perform at the prestigious Coachella Valley Music and Arts Festival in California, Dosanjh—during his India concerts—enjoyed unrivalled attention from fans who put him on a pedestal. Apart from Dosanjh, other artistes primarily crafting Punjabi music, including Karan Aujla and AP Dhillon, continued to be sought after for their live performances. Amount Taylor Swift’s The Eras Tour earnedSigning with Dodgers was really easy decision for 2-time Cy Young winner Blake Snell‘A Life of Meaning and Purpose’: Biden Remembers Jimmy Carter
The Orlando Pride capped off a nearly perfect 2024 season by winning the NWSL Championship Game over the Washington Spirit 1-0. Despite the Spirit giving the Pride everything they could handle , Orlando held on to win the title. It was a fitting end for the team’s leader, Marta , and the team that was clearly the best in the NWSL all season. The Pride opened the season with a 23-match unbeaten streak, which included two separate winning streaks of six games or more. Orlando didn’t lose a game until after clinching the NWSL Shield and the top seed in the playoffs. With just two losses all season, it was one of the most dominant seasons in NWSL history. THE BEST TEAM IN @NWSL HISTORY 🏆 pic.twitter.com/60vGL6QEiU Of course, all of that gets wiped out when the calendar flips to 2025. The Pride will have to start fresh next season, just like everybody else. The only difference is that Orlando will have a championship to defend and be the hunted rather than the hunted. Is the Pride capable of replicating this year’s success in 2025? Let’s look at what the future holds for Orlando next season. Will Marta play for Orlando Pride in 2025? The biggest question facing Orlando heading into the offseason is whether or not Marta will be back next season. After eight seasons with the club, she’s out of contract and set to be a free agent. She has made it clear that she would like to play for two more seasons at club level, although there is no assurance she will do so in Orlando. The Pride would hate to lose her after so many years of rebuilding around her . However, it’ll be up to the club to offer her a new contract and up to Marta if she wants to finish her career with Orlando or go elsewhere. MARTA IS THE MOMENT. pic.twitter.com/dVLKToqdon Orlando Pride free agency questions Besides Marta, the Pride doesn’t have to worry too much about losing key players in free agency. Key role players like Julie Doyle and Morgan Gautrat re-signed with the club before reaching free agency at the end of the season, so they will be back in 2025. Players like Duljan Evelina, Celia Jimenez, and Carrie Lawrence, none of whom played major roles in Orlando’s 2024 success, are out of contract. But other than Marta, the Pride isn’t set to lose anybody who figures to be irreplaceable. Barbra Banda could be better in 2025 Whether Marta returns to Orlando or not, it’s a safe bet that Banda will remain the Pride’s most important player. She finished second in the NWSL in goals this season and was named Championship Game MVP after scoring the game-winning goal against the Spirit. Yet, the 24-year-old could still take things to another level next season. Keep in mind that she didn’t play during the early part of the season since she signed in early March from a club in China. With a year of experience in the NWSL under her belt, Banda could be better in 2025 and should be considered an early favorite to be league MVP next year. PURE BANDA-MONIUM!!! Barbra Banda scores the opening goal in the #NWSLChampionship pic.twitter.com/5oK0B1h50m Orlando Pride defense could look the same The backline of Cori Dyke, Emily Sams, Kylie Strom, and Kerry Abello figures to be back for the Pride in 2025. That quartet started together more times than not, helping Orlando tie for the fewest goals conceded during the NWSL regular season. For her efforts, Sams was named the NWSL Defender of the Year, which is no small accomplishment with arguably the world’s best defender, Naomi Girma, as her competition. The kicker is that the 32-year-old Strom is the only player of that foursome who will be older than 25 at the start of next season. In other words, Orlando’s backline is young and already has plenty of experience playing together. That should make the Pride one of the best defensive teams in the league next season, especially with Anna Moorhouse defending the goal. Orlando’s young player to watch Aside from the youthful backline, Orlando has a few more young players worth watching in 2025. Ally Lemos, the team’s first-round pick in 2024, could strengthen Orlando’s midfield even more. She played just two seasons at UCLA before being drafted, making her one of the youngest players ever selected in the NWSL Draft. She didn’t see a ton of minutes for Orlando this season, partly because she left the Pride midseason to play in the Under-20 Women’s World Cup. Lemos helped the U.S. finish third in that tournament and seems to have a bright future. She could be a breakout star for Orlando in 2025. Can the Orlando Pride repeat as NWSL champions in 2025? The question of Orlando repeating as champs will be easier to answer once it’s clear if Marta is returning or not. However, even without the legendary Brazilian, the Pride has the makings of a championship team in 2025 with a trusted goalkeeper, a solid and proven backline, and a bonafide star like Banda leading the attack. Of course, Washington could be stronger next season, Gotham FC still has as much star power as anyone, and teams like Kansas City and Portland figure to be contenders, too. There could also be plenty of player movement in free agency. But as things stand, there is every reason to think Orlando will be a threat to repeat as NWSL champs in 2025.Disrupted Brain Waves Hurt Your Mental Health, but There’s a Fix
None
Friday's Mega Millions drawing is worth an estimated $1.15 billion, one of the game's top jackpotsJames Madison wins 96-64 over Midway
NoneDonald Trump Jr. and his new girlfriend Bettina Anderson were back at Mar-a-Lago again on Christmas to celebrate the holiday with the presidential family. The couple was spotted sitting at President-elect Donald Trump’s table alongside Melania and Barron Trump. Anderson, 38, wore a red dress for the occasion and was seated next to Don Jr., 46, per a photo on X. She posted a selfie to Instagram Stories in the festive frock, paired with a gold watch, jewelry including a necklace with a cross pendant and black heels with bejeweled buckles. Ivanka, 43, also posted a pic to Instagram Stories in a black dress indicating she was at Mar-a-Lago on Christmas as well. We heard Christmas Eve was a more intimate affair at a round table. An insider told us of the group: “No Elon, no Don Jr. and his [girlfriend], no Eric and Lara Trump... the family arrived at 7:30 p.m. and left at 9:00 p.m.” Ivanka, however, spent Christmas Eve at Mar-a-Lago with her husband, Jared Kushner, and her kids, while her dad, President-elect Trump, played DJ, sources told us. We exclusively reported earlier this month that Don Jr. and his former fiancée, Kimberly Guilfoyle, had split — and that Don Jr. brought Anderson as his date to his dad’s private club, Mar-a-Lago, a day later, where they were briefly greeted by the President-elect. An insider had told us: “The couple didn’t try to hide their love as they laughed and whispered to each other in the buffet line,” and, “mingled and greeted other guests like a sophisticated political couple.” Guilfoyle was named US ambassador to Greece , and Don Jr. told Page Six in a statement previously: “Kimberly and I will never stop caring for each other and will always keep a special bond.” A source previously told us, “Bettina and Don have been together for a few months, and are super cute and happy together. It’s just a natural fit — everyone is happy for them!” The duo also recently went on a romantic Italian getaway to Venice, we reported. And they’d been photographed holding hands in Palm Beach after celebrating Anderson’s 38th birthday. The Post reported that Anderson — whose father was banker Harry Loy Anderson Jr. and her mother, Inger, was a favorite of famed photographer Slim Aarons — is even allegedly eyeing a cushy philanthropic role in the incoming Trump administration, according to sources. Though a spokesperson for Don Jr. fired back of Anderson wanting any role in the administration: “This is totally wrong — not only is she not getting one she has never brought up wanting one.”