slot fortune gems jili games
This is CNBC's live blog covering European markets. European markets are heading for a mixed open as regional investors await the last monetary policy decision from the European Central Bank (ECB). > 24/7 San Diego news stream: Watch NBC 7 free wherever you are The central bank is heading for its final interest rate cut of the year on Thursday, with economists expecting a 25-basis-point rate cut rather than the "jumbo" 50-basis-point move that was previously expected. The ECB is also due to release its quarterly macroeconomic projections on growth and inflation. The Swiss National Bank is also due to announce its latest monetary policy decision Thursday. Read more European Central Bank heads for last rate cut of year — but jumbo move seems off the table It comes as traders continue to digest the latest inflation data out of the U.S. The figures showed that consumer prices rose 0.3% month on month and grew at a 12-month rate of 2.7%, in line with economists' estimates. The producer price index report is due Thursday. The prints mark the last major economic data releases before the Federal Reserve's policy meeting next week. Money Report CNBC Daily Open: Nasdaq climbs past 20,000, powered by megacap tech gains OpenAI says ChatGPT service has recovered after hours-long outage Traders are still betting that the Fed will cut rates; Fed funds futures are pricing in a more-than 98% likelihood that the central bank lowers rates at that meeting, according to CME's FedWatch Tool. Overnight, Asia-Pacific markets were mostly higher following post-inflation data gains on Wall Street that saw the Nasdaq Composite top the 20,000 threshold, posting an all-time high and a closing record. U.S. stock futures slid Thursday morning. CNBC Pro: Analysts have hiked price targets on these 5 stocks ahead of earnings next month Analysts have hiked price targets on these 5 stocks ahead of earnings next month At least ten Wall Street analysts have turned bullish on four of those five stocks ahead of their quarterly earnings reports. CNBC Pro subscribers can read more here. — Ganesh Rao European markets: Here are the opening calls European markets are expected to open in mixed territory Thursday. The U.K.'s FTSE 100 index is expected to open 10 points higher at 8,308, Germany's DAX down 12 points at 20,398, France's CAC up 11 points at 7,437 and Italy's FTSE MIB up 67 points at 34,787, according to data from IG. The European Central Bank and Swiss National Bank both announce monetary policy decisions today. No major earnings are expected. — Holly Ellyatt Also on CNBC Stocks making the biggest moves after hours: Adobe, Chewy and more Stock futures slip after Nasdaq notches record close above 20,000 How Alphabet's unexpected quantum rally pushed the Nasdaq to new highsThe 49ers will have defensive lineman Nick Bosa, linebacker Dre Greenlaw and running back Isaac Guerendo for Thursday Night Football. All three are active after receiving questionable designations. Bosa returns after missing three games with hip and oblique injuries he aggravated in Week 11 against the Seahawks, while Greenlaw will make his 2024 debut after working his way back from an Achilles tear in Super Bowl LVIII. Guerendo sprained his foot in last week’s game. The 49ers ruled out left tackle Trent Williams (ankle), quarterback Joshua Dobbs, defensive lineman Khalil Davis (knee), safety Malik Mustapha (chest/shoulder), running back Israel Abanikanda and cornerback Rock Ya-Sin. Dobbs will serve as the emergency third quarterback. The Rams’ inactives are quarterback Stetson Bennett, cornerback Cobie Durant (chest), running back Cody Schrader, outside linebacker Brennan Jackson, offensive lineman Dylan McMahon and offensive lineman Warren McClendon Jr. Bennett will serve as the emergency, third quarterback. Cornerback Emmanuel Forbes is active and expected to make his Rams debut.In the second period of their first preseason contest against the Boston Fleet, the Montreal Victoire took a penalty. But instead of bringing on the team's first penalty killing unit, the players on the ice were stuck. The team wasn't allowed to change lines until after the first face-off, leaving Boston to match up its top power play unit with three Montreal forwards and a defender, none of whom are typically first-unit penalty killers. The tired Montreal players got stuck on the ice for the full two-minute kill, a massive advantage for Boston on the power play. Welcome to the PWHL's new "no escape" rule. It's one of several changes the league has made to try to improve play in its second year. In this case, it's aimed at increasing scoring in a league where goals were hard to come by last season. From the jailbreak goal to the no escape rule, the PWHL hasn't been afraid to try different things. (PWHL) For players, it means every person needs to be prepared to kill penalties at any time. At one point on a penalty kill in the game against the Fleet, Montreal forward Mikyla Grant-Mentis, typically an offensive specialist, found herself playing defence. "I would never want Grant-Mentis to play D," Victoire head coach Kori Cheverie said after the game, which Boston won 3-1. "She needs to score goals. She doesn't need to stop them." The idea came from the league's rules and competition committee, chaired by league advisors and retired players, Cassie Campbell-Pascall and Meghan Duggan. The committee, which also included representatives from the ranks of players, coaches and GMs, suggested several tweaks for season two. The league's hockey operations department, led by senior vice president of hockey operations, Jayna Hefford, had the final say on what the league would ultimately adopt. From linemates to lifemates, PWHL stars Poulin and Stacey navigate marriage and career Speed of PWHL game has Charge's Ronja Savolainen motivated to raise her level of play When they dug into data from last season, Hefford said league-wide scoring on the power play stood out. Power play efficiency was around 16 per cent, lower than the NHL average of 21 per cent. "Sixteen per cent feels low," Hefford said in an interview with CBC Sports. "It feels like we can do better than that." From 'jailbreak' to 'no escape' Trying different things has been a hallmark of the new league. First, there was the "jailbreak" goal, where a shorthanded goal frees the player from the penalty box. Then, the league let the team that finished atop the standings select its first-round playoff opponent among the third- and fourth-best teams. The league may not keep every new rule, but they're not afraid to try things and make mistakes, Hefford said. "We don't have to do it the way it's always been done, and we aren't just trying to be the NHL," Hefford said. "How can we make the game more engaging for fans is always a priority." WATCH | A burning question for each Canadian PWHL team ahead of 2nd season: 1 storyline for each Canadian PWHL team heading into the season 3 days ago Duration 7:30 Host Anastasia Bucsis is joined by women's hockey insider Karissa Donkin to preview the 2nd season of the Professional Women's Hockey League. Players and coaches learned about the new rule within the last few days, forcing them to adapt on the fly over preseason games this week. For a team like the Boston Fleet, which struggled to score throughout last season, it could provide opportunity. But it requires adaptation on the defensive side of the game. "You've got to know what you're doing, and you've got to be able to play every single position or at least know what their roles are so you don't get bitten," Boston Fleet captain Hilary Knight said. Edmonton to host PWHL neutral site game between Toronto, Ottawa on Feb. 16 A burning question for each PWHL team ahead of the league's sophomore campaign Boston head coach Courtney Kessel said both her team and Montreal "tried some tricks" in the first game with the new rule. But trying to game the system won't fly. The rulebook says a team will receive a delay of game penalty if the team "intentionally places too many players on the ice to cause a stoppage of play and create confusion about which players must remain on the ice in the application of the new rule." Automatic game misconduct for illegal hits to head In Montreal, Cheverie wasn't sure what to think of the new rule yet. As a fan of order, it has forced some chaos into Cheverie's brain mid-game. Cheverie's coaching specialty is the penalty kill, and she wonders how it will change the job for those players. The PWHL aims to add more clarity to its rules around bodychecking this season. (Christinne Muschi/The Canadian Press) "I think that the purpose behind it is to create more scoring and that's OK, but I do really value the PK players on our team," she said. "With the jailbreak goal and now this rule about the PK, what role do our PK players have? We're taking more jobs away from players. We're taking roles away from players." While the "no escape" rule might be the most obvious change to the PWHL game in the second season, the league has also tried to add more clarity to its rules around bodychecking, and has opened up coach's challenges to delay of game penalties when the puck goes over the glass. If the coaching challenge is unsuccessful, the team will be assessed an additional penalty. First Person The PWHL is a gift for queer hockey fans like me There's also a league-wide drive to crack down on hits to the head. An illegal hit to the head will automatically result in a major penalty and game misconduct, and will result in a review with the league's central situation room. While the PWHL has embraced more physical play, Hefford is adamant that there's no place for hits to the head. "Considering the increase in physicality, there was nothing that alarmed us to do this," Hefford said. "I think it's just more generally as a hockey fan, we want the best players playing the game. We want to take care of everyone's safety no matter who it is on the ice, and we're just going to make sure that we get that right and we do everything we can to deter those kind of hits." After preseason games in Montreal and Toronto this week, GMs and coaches have the weekend to make their final roster decisions. Waivers will open on Tuesday at 5 p.m. ET, and teams must have their rosters finalized by Wednesday at the same time. Teams can have 23 players on standard contracts, plus three reserve players. The regular-season will kick off on Saturday with the Toronto Sceptres hosting the Boston Fleet at 2 p.m. ET at Coca-Cola Coliseum. The game will be streamed on CBCSports.ca, CBC Gem, and CBC Sports App.
Beijing sanctions 7 companies in response to latest US support of TaiwanCommentary: What Assad regime collapse in Syria means for Russia and Iran
Pinnacle West Capital Corp. stock underperforms Wednesday when compared to competitors
Peacock’s ‘Hysteria!’ set in Michigan during 1980s satanic panic
AP News Summary at 6:57 p.m. EST
NEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, executive vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.
None
NoneBy MARY CLARE JALONICK and MATT BROWN WASHINGTON (AP) — Pete Hegseth, President-elect Donald Trump’s nominee to lead the Defense Department, said he had a “wonderful conversation” with Maine Sen. Susan Collins on Wednesday as he pushed to win enough votes for confirmation. He said he will not back down after allegations of excessive drinking and sexual misconduct. Related Articles National Politics | Donald Trump will ring the New York Stock Exchange bell. It’ll be a first for him National Politics | The Trump and Biden teams insist they’re working hand in glove on foreign crises National Politics | ‘You don’t know what’s next.’ International students scramble ahead of Trump inauguration National Politics | Trump is threatening to raise tariffs again. Here’s how China plans to fight back National Politics | Trump won’t be able to save the struggling US beef industry Collins said after the hourlong meeting that she questioned Hegseth about the allegations amid reports of drinking and the revelation that he made a settlement payment after being accused of a sexual assault that he denies. She said she had a “good, substantive” discussion with Hegseth and “covered a wide range of topics,” including sexual assault in the military, Ukraine and NATO. But she said she would wait until a hearing, and notably a background check, to make a decision. “I asked virtually every question under the sun,” Collins told reporters as she left her office after the meeting. “I pressed him both on his position on military issues as well as the allegations against him, so I don’t think there was anything that we did not cover.” The meeting with Collins was closely watched as she is seen as more likely than most of her Republican Senate colleagues to vote against some of Trump’s Cabinet picks. She and Alaska Sen. Lisa Murkowski, a fellow moderate Republican, did not shy from opposing Trump in his first term when they wanted to do so and sometimes supported President Joe Biden’s nominees for the judicial and executive branches. And Hegseth, an infantry combat veteran and former “Fox & Friends” weekend host, is working to gain as many votes as he can as some senators have expressed concerns about his personal history and lack of management experience. “I’m certainly not going to assume anything about where the senator stands,” Hegseth said as he left Collins’ office. “This is a process that we respect and appreciate. And we hope, in time, overall, when we get through that committee and to the floor that we can earn her support.” Hegseth met with Murkowski on Tuesday. He has also been meeting repeatedly with Iowa Sen. Joni Ernst, a military veteran who has said she is a survivor of sexual assault and has spent time in the Senate working on improving how attacks are reported and prosecuted within the ranks. On Monday, Ernst said after a meeting with him that he had committed to selecting a senior official to prioritize those goals. Republicans will have a 53-49 majority next year, meaning Trump cannot lose more than three votes on any of his nominees. It is so far unclear whether Hegseth will have enough support, but Trump has stepped up his pressure on senators in the last week. “Pete is a WINNER, and there is nothing that can be done to change that!!!” Trump posted on his social media platform last week.