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NEW YORK (AP) — More shoppers than ever are on track to use ‘buy now, pay later’ plans this holiday season, as the ability to spread out payments looks attractive at a time when Americans still feel the lingering effect of inflation and already have record-high credit card debt. The data firm Adobe Analytics predicts shoppers will spend 11.4% more this holiday season using buy now, pay later than they did a year ago. The company forecasts shoppers will purchase $18.5 billion worth of goods using the third-party services for the period Nov. 1 to Dec. 31, with $993 million worth of purchases on Cyber Monday alone. Buy now, pay later can be particularly appealing to consumers who have low credit scores or no credit history, such as younger shoppers, because most of the companies providing the service run only soft credit checks and don’t report the loans and payment histories to the credit bureaus, unlike credit card companies. This holiday season, buy now, pay later users can also feel more confident if a transaction goes awry. In May, the CFPB said buy now, pay later company must adhere to other regulations that govern traditional credit, such as providing ways to demand refunds and dispute transactions. To use a buy now, pay later plan, consumers typically sign up with bank account information or a debit or credit card, and agree to pay for purchases in monthly installments, typically over eight weeks or more. The loans are marketed as requiring no or low interest, or only conditional fees, such as for late payment. Klarna, Afterpay and Affirm are three of the biggest buy now, pay later companies. But consumer advocates warn that shoppers who sign up for the payment plans using a credit card can be hit with more interest and fees. That's because individuals open themselves up to interest on the credit card payment, if it's carried month to month, on top of any late fees, interest, or penalties from the buy now, pay later loan itself. Experts advise against using a credit card to pay for these plans for this reason. Consumer watchdogs also say the plans lead consumers to overextend themselves because, for example, not paying full price up front leaves, in the shopper’s mind at least, more money for smaller purchases . They also caution consumers to keep careful track of using multiple buy now, pay later services, as the automatic payments can add up, and there is no central reporting, such as with a credit card statement. “Buy now, pay later can be an innovative tool for purchases you’re going to make anyway,” said Mark Elliott, chief customer officer at financial services company LendingClub. “The challenge is that it does fuel overspending.” For merchants, that’s part of the appeal. Retailers have found that customers are more likely to have bigger cart sizes or to convert from browsing to checking out when buy now, pay later is offered. One report from the Federal Reserve Bank of New York cited research that found customers spend 20% more when buy now, pay later is available. “The reality is that the increased cost-of-living and inflation have put more people in a situation where they’re already relying on revolving credit,” Elliott said. “The psychographics of ‘buy now, pay later’ may be different — people don’t think of it as debt — but it is.” If a consumer misses a payment, they can face fees, interest, or the possibility of being locked out of using the services in the future. Emily Childers, consumer financial expert for personal-finance technology company Credit Karma, said that internal data shows member credit card balances are up more than 50% for Gen Z and millennial members since March 2022, when the Fed started raising interest rates. “Young people are entering this holiday season already in the red,” she said. “And, based on what we’re seeing in the data, they’re continuing to bury their heads in the sand and spend.” The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.Our community members are treated to special offers, promotions and adverts from us and our partners. You can check out at any time. More info Kim Kardashian has left her followers concerned after revealing she's now hobbling on crutches following a significant injury. The 44 year old mogul updated fans this evening, sharing an image of her foot in a black medical boot, with the caption: "FML. Broken my foot for the holidays." Although she kept the circumstances around her injury under wraps, Kim had been busy celebrating her son Saint's ninth birthday just the day before. Delighting her fans with a heartfelt tribute, Kim said: "My birthday boy Saint turns 9 today. I was going through my photos and most of our pics are snuggling cuddling pics. I always wanna believe that my little man will be this snuggly forever! So cheers to one of my soulmates for being the sweetest boy. Happy birthday. I love you." Just last week, Kim graced her Instagram with snapshots flaunting a fitted white ensemble paired with bold red fishnet stockings and towering heels; posing with her back to the camera and peeking over her shoulder for that perfect shot beside a tall mirror, obviously taken before the injury— yet fans took issue with another aspect of the snap. Some followers accused the reality TV star of photoshopping her photo. In the snap, which has now gone viral on forum sites like Reddit's KUWTK Snark subreddit, the celeb's bum appears curiously different in the mirror reflection beside her, reports the Mirror . One particularly eagle-eyed user quipped: "Mirror, Mirror on the Wall. Oops! She forgot to photoshop the mirror. Reality photobombed her photoshop ph**kery." They went on to add, "The mirror doesn't lie." The comment section quickly became an arena for those who relish expressing their dislikefor the star. Remarks ranged from snarky to outright harsh, with one user remarking, "'Her a** is HUGE here and she's clearly photoshopped thinner, so imagine how big it must really be now...." Another chimed in with, "She is such a joke. Everybody grab your popcorn and tune in to see how this s**t show ends." Kim has recently been busy filming for her role in Ryan Murphy's show All's Fair. She previously worked with him on American Horror Story: Delicate and returned to filming for the new series. It also stars Sarah Paulson, Glenn Close, Niecy Nash-Betts, Teyana Taylor and Naomi Watts. Details of the production are still under wraps but Kim and Sarah serve as executive producers on the upcoming series. Sarah gushed to Variety about Kim's smashing performance, exclaiming: "It's wonderful. She's incredibly present. She's fun, she's game, she's alive to the moment, she's great." The star also spilled that Kim welcomed her on set with a basket brimming with Skims goodies on day one of filming. Just five years after its launch, Kim's shapewear line has graced the figures of countless celebs.
The year 2024 delivered all the drama technology fans could want: AI dominance, chip wars, smart devices that were anything but, and a social media implosion that's already a case study in corporate mismanagement. From monumental wins to jaw-dropping failures, here's the definitive breakdown of the year's tech highs and lows. Also: The best Black Friday deals live now Losers Elon Musk spent 2024 doubling down on the chaos that turned X into a punchline. Advertisers fled after baffling policy shifts, verified checkmarks became meaningless, and users abandoned ship for Bluesky and Mastodon in droves. Engagement plummeted, and what was once a cultural institution became a meme of its former self. Musk might still call it "the town square," but in 2024, X was more like the local landfill. Also: I tried replacing Twitter with Bluesky, Threads, and Mastodon: Here's what I found Amazon's five-day return-to-office mandate alienated employees, sparked accusations of "quiet firing," and triggered a mass exodus of talent. Workers who couldn't -- or wouldn't -- move closer to offices were forced out, and with them went years of expertise and innovation. This was the HR equivalent of smashing a robot with a sledgehammer for a company obsessed with efficiency. Quiet quitting? More like loud mismanagement. Also: 82% of leaders plan to increase flexible work options in the next two years Tesla's Cybertruck finally hit the road in 2024 -- and immediately rolled into a ditch. Recalls for defective inverters, cameras that didn't work, and windshield wipers that couldn't handle drizzle made the truck a laughingstock. Its resale value tanked, and its polarizing design still looked like a failed geometry assignment. Sure, it turns heads, but only because people can't believe it exists. Apple's Vision Pro wowed in demos and dazzled on paper, but in practice, it was a solution in search of a problem. At $3,500 , it was more curiosity than game-changer, with no killer app to justify the cost. Apple fans drooled, but most consumers shrugged. A technological marvel? Yes. A must-have device? Not even close. Also: Apple to counter new Meta products with its own cheaper headset In 2024, Intel continued to drift further into irrelevance. Its "AI PCs" barely moved the needle , and the 13th and 14th Gen Core processors -- repackaged versions of last year's chips -- left consumers unimpressed. Meanwhile, Arm-based chips like Apple's M4 and Qualcomm's Snapdragon X Elite set new benchmarks for performance and efficiency. Intel used to lead the charge; now it's trailing behind, yelling at the clouds. Also: The fall of Intel: How gen AI helped dethrone a giant and transform computing as we know it CrowdStrike had one job: keep systems secure. Instead, it botched a software update that caused a global IT outage , affecting millions of Windows devices and denting its reputation. For a company built on trust, this colossal failure had customers second-guessing their investments. Cybersecurity giant? More like cybersecurity headache. Also: What caused the great CrowdStrike-Windows meltdown? History has the answer The Rabbit R1 and Humane AI Pin proved that just because you can make something "smart" doesn't mean you should. The Rabbit R1 was clunky, impractical, and destined for the junk drawer, while the Humane AI Pin overheated, lacked features, and came with a ridiculous price tag. AI wearables promised innovation but delivered irrelevance. Also: Humane Ai Pin: What went wrong and how it can be fixed (before it's too late) Sonos hit a new low with a buggy app update that frustrated customers and delayed hardware launches. Employee warnings about the rollout were ignored, leading to a $30 million fiasco, a 25% stock drop, and layoffs. For a company synonymous with high-quality sound, 2024 was a tone-deaf performance. Also: Sonos is failing and millions of devices could become e-waste - why open-source audio is our only hope Winners 2024 was the year AI started earning its buzz. Google's rebranding of Bard to Gemini came with the release of Gemma 2 models , which gave developers powerful tools and helped Google claw its way back into the AI race. OpenAI's GPT series remained the gold standard, tackling everything from legal briefs to code fixes, while Adobe's Firefly turned non-designers into creative pros. For once, the AI hype didn't feel overblown. Also: AI isn't hitting a wall, it's just getting too smart for benchmarks, says Anthropic NVIDIA dominated 2024, selling out its Blackwell chips for 2025 before the year even ended. The company raked in $35.1 billion in quarterly revenue, a 94% jump, and pocketed $19.3 billion in profit. It also launched Fugatto, an AI tool for generating and remixing audio, and kicked Intel out of the Dow Jones Industrial Average. NVIDIA didn't just win 2024; it owned it. Also: Today's AI ecosystem is unsustainable for most everyone but Nvidia Open source thrived in 2024, with AI models like LLaMA 3, Falcon, and Gemma 2 empowering developers to build without barriers. Meanwhile, proprietary overreach backfired -- HashiCorp's restrictive Terraform license spawned the popular OpenTofu fork. And while the Open Source AI Definition (OSAID) sparked debate, it underscored open source's growing influence. When companies closed doors, open source opened new ones. Also: Open-source AI definition finally gets its first release candidate - and a compromise Arm processors continued their meteoric rise, led by Apple's M4 and Qualcomm's Snapdragon X Elite. The Mac Mini M4 made desktops portable, the M4 MacBook Pros redefined laptop performance, and the M4 iPad Pro rendered traditional laptops obsolete. Snapdragon turned Windows devices into serious contenders, leaving Intel in the dust. Arm wasn't just the future—it was the present. Also: 2 reasons why I recommend the M4 Mac Mini to everyone While X imploded, Bluesky soared . Its decentralized model, sleek interface, and user-first policies made it the social media platform of choice for anyone fleeing Musk's circus. Every time X rolled out a new policy, Bluesky gained users. By year's end, it wasn't just an alternative—it was the new standard. Also: How to use Bluesky Social: Everything to know about the popular X alternative Matter Protocol finally made smart homes functional by forcing Apple, Google, and Amazon to collaborate. Devices that couldn't communicate before were now seamlessly integrated, making smart home setups less of a headache. It's about time. Also: Matter 1.4 now supports more smart home devices and adds new capabilities Meta surprised everyone with Ray-Ban Smart Glasses that were lightweight, stylish, and useful. Hands-free calls and subtle AR overlays made the glasses practical, not gimmicky. For once, AR tech didn't feel embarrassing—it felt innovative. Also: I tested Meta's transparent Ray-Ban smart glasses, and they're a near-perfect accessory for me Apple's iPhone 16 proved you can still dominate with brute hardware force, even if your AI game is... underwhelming. The base model packed the new A18 chip, boasting a 6-core CPU, 5-core GPU, and 8GB of RAM -- a serious performance boost that left Android rivals scrambling. The cameras? A 48MP main shooter and improved 12MP ultra-wide lens delivered stunning photos, even if the selfies still look like you. Also: Why I'm recommending the standard iPhone 16 over the Pro this year (and I'm not alone) See you next year As we enter 2025, the tech industry remains a volatile and unpredictable landscape. The winners will continue to push boundaries, while the losers will struggle to adapt to the rapidly changing technological landscape. One thing is certain: The future of tech is full of promise and peril, and the next year promises to be another thrilling ride. The end of ChromeOS is a new dawn for cheap Android laptops This Meta Quest 3 512GB bundle is one of the best early Black Friday VR deals right now This absurdly simple trick turns off AI in your Google Search results 8 Bluesky tips every new user should know
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None* Gap surges after raising annual sales forecast * Intuit drops after forecasting Q2 results below estimates * Small caps touch over one-week high * Three major indexes post weekly gains (Updates as of the close) By Abigail Summerville and Johann M Cherian Nov 22 (Reuters) - Wall Street closed higher on Friday, with all three major indexes posting weekly gains, as investors took comfort from data pointing to robust economic activity in the world's biggest economy. A measure of business activity raced to a 31-month high in November, boosted by hopes for lower interest rates and more business-friendly policies from President-elect Donald Trump's administration next year. The domestically focused small-cap Russell 2000 index rose and outperformed large-cap indexes. The index hit its highest in more than a week and was set for weekly advances. Meanwhile, Alphabet fell following Thursday's 4% drop, as the U.S. Department of Justice argued to a judge the company was monopolizing online search. AI bellwether Nvidia also slipped in choppy trading following its quarterly forecast on Wednesday. An index tracking S&P 500 value stocks rose as investors rotated out of their growth peers. "I’ve been looking for this leadership change to go from technology to everything else. I think we may be in the midst of that shift. Small caps are acting much better, values are acting better," said Mark Hackett, Chief of Investment Research at Nationwide. According to preliminary data, the S&P 500 gained 19.55 points, or 0.33%, to end at 5,968.26 points, while the Nasdaq Composite gained 26.45 points, or 0.14%, to 18,998.87. The Dow Jones Industrial Average rose 423.28 points, or 0.96%, to 44,293.63. The S&P and the Dow reached one-week highs. Expectations on the Federal Reserve's policy move in December have recently swayed between a pause and a cut, as investors weighed the likely impact of Trump's plans on price pressures. There is a 59.6% probability the central bank will lower borrowing costs by 25 basis points, as per the CME Group's FedWatch Tool. Geopolitics were top of mind this week as investors monitored a missile exchange between Ukraine and Russia, after Moscow lowered its threshold for a nuclear retaliation. The markets are also awaiting Trump's Treasury Secretary pick. "The fact that we’ve been calm on a nice, steady stair step pattern higher is very encouraging and reflective of the fact that investors aren’t acting with the emotion that they could be given the amount of uncertainties we’ve faced," Hackett said. In company news, Gap Inc jumped after the Old Navy parent raised its annual sales forecast and said the holiday season was off to a "strong start". Intuit fell after the TurboTax parent projected second-quarter revenue and profit below Wall Street estimates on Thursday. (Reporting by Abigail Summerville in New York; additional reporting by Johann M Cherian and Purvi Agarwal in Bengaluru; Editing by David Gregorio)
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CHICAGO--(BUSINESS WIRE)--Dec 6, 2024-- The board of directors of Morningstar, Inc. (Nasdaq: MORN), a leading provider of independent investment research, today declared a quarterly dividend of 45.5 cents per share, payable Jan. 31, 2025, to shareholders of record as of Jan. 3, 2025. The five-cent, or 12.3%, increase from the prior quarterly rate of 40.5 cents per share results in an expected annualized dividend of $1.82 per share compared with the prior annualized rate of $1.62 per share. While subsequent dividends will be subject to board approval, the company expects to pay three additional dividends in 2025: Record Date Payable Date April 4, 2025 April 30, 2025 July 11, 2025 July 31, 2025 Oct. 3, 2025 Oct. 31, 2025 About Morningstar, Inc. Morningstar, Inc. is a leading provider of independent investment insights in North America, Europe, Australia, and Asia. The Company offers an extensive line of products and solutions that serve a wide range of market participants, including individual and institutional investors in public and private capital markets, financial advisors and wealth managers, asset managers, retirement plan providers and sponsors, and issuers of fixed-income securities. Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, private capital markets, debt securities, and real-time global market data. Morningstar also offers investment management services through its investment advisory subsidiaries, with approximately $328 billion in AUMA as of Sept. 30, 2024. The Company operates through wholly-owned subsidiaries in 32 countries. For more information, visit www.morningstar.com/company . Follow Morningstar on X (formerly known as Twitter) @MorningstarInc. Caution Concerning Forward-Looking Statements This press release contains forward-looking statements as that term is used in the Private Securities Litigation Reform Act of 1995. These statements are based on our current expectations about future events or future financial performance. Forward-looking statements by their nature address matters that are, to different degrees, uncertain, and often contain words such as “consider,” “future,” “maintain,” “may,” “expect,” “potential,” “anticipate,” “believe,” “continue,” “will,” or the negative thereof, and similar expressions. These statements, including statements regarding future dividend payments, involve known and unknown risks and uncertainties that may cause the events we discuss not to occur or to differ significantly from what we expect. For us, these risks and uncertainties include, among others, failing to maintain and protect our brand, independence, and reputation; failure to prevent and/or mitigate cybersecurity events and the failure to protect confidential information, including personal information about individuals; compliance failures, regulatory action, or changes in laws applicable to our credit ratings operations, investment advisory, environmental, social, and governance, and index businesses; failing to innovate our product and service offerings, or anticipate our clients’ changing needs; the impact of artificial intelligence and related technologies on our business, legal, and regulatory exposure profile and reputation; failing to detect errors in our products or the failure of our products to perform properly due to defects, malfunctions, or similar problems; failing to recruit, develop, and retain qualified employees; prolonged volatility or downturns affecting the financial sector, global financial markets, and the global economy and its effect on our revenue from asset-based fees and our credit ratings business; failing to scale our operations and increase productivity in order to implement our business plans and strategies; liability for any losses that result from errors in our automated advisory tools or errors in the use of the information and data we collect; inadequacy of our operational risk management, business continuity programs and insurance coverage in the event of a material disruptive event; failing to close, or achieve the anticipated economic or other benefits of, a strategic transaction on a timely basis or at all; failing to efficiently integrate and leverage acquisitions and other investments, which may not realize the expected business or financial benefits, to produce the results we anticipate; failing to maintain growth across our businesses in today's fragmented geopolitical, regulatory, and cultural world; liability relating to the information and data we collect, store, use, create, and distribute or the reports that we publish or are produced by our software products; the potential adverse effect of our indebtedness on our cash flows and financial and operational flexibility; challenges in accounting for tax complexities in the global jurisdictions which we operate in and their effect on our tax obligations and tax rates; and failing to protect our intellectual property rights or claims of intellectual property infringement against us. A more complete description of these risks and uncertainties, among others, can be found in our filings with the Securities and Exchange Commission (SEC), including our most recent Reports on Forms 10-K and 10-Q. If any of these risks and uncertainties materialize, our actual future results and other future events may vary significantly from what we expect. We do not undertake to update our forward-looking statements as a result of new information, future events or otherwise, except as may be required by law. You are, however, advised to review any further disclosures we make on related subjects, and about new or additional risks, uncertainties and assumptions in our filings with the SEC on Forms 10-K, 10-Q, and 8-K. ©2024 Morningstar, Inc. All Rights Reserved. MORN-C View source version on businesswire.com : https://www.businesswire.com/news/home/20241205277268/en/ Landon Hudson, +1 312 696-6037 ornewsroom@morningstar.com KEYWORD: ILLINOIS UNITED STATES NORTH AMERICA INDUSTRY KEYWORD: BANKING ASSET MANAGEMENT PROFESSIONAL SERVICES FINANCE SOURCE: Morningstar, Inc. Copyright Business Wire 2024. PUB: 12/06/2024 04:15 PM/DISC: 12/06/2024 04:13 PM http://www.businesswire.com/news/home/20241205277268/en
MONTREAL — A childhood friend of the Quebec man killed in a Florida boat explosion earlier this week says one of the victim’s sisters was among the other six passengers injured in the blast. Thi Cam Nhung Lê says she grew up with Sebastien Gauthier in Quebec City and considered him her best friend. Lê says Gauthier’s older sister was also on the boat in Florida’s Broward County when it exploded and she was taken to a hospital. She says Gauthier’s family was in Florida to celebrate the holidays and that his sudden death feels “unimaginable.” Video posted on social media Monday shows the vessel engulfed in flames following the explosion, with a thick column of black smoke billowing into the sky. The Florida Fish and Wildlife Conservation Commission has confirmed that Gauthier died of his injuries, saying a preliminary investigation shows the 37-foot vessel exploded after its engines were started. Lê remembers Gauthier as someone who was always smiling and says she is waiting for answers about what led to her friend’s death. This report by The Canadian Press was first published Dec. 28, 2024. Joe Bongiorno, The Canadian Press
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MAURA Higgins' mum has revealed her upset after discovering she can’t vote for her daughter on I’m A Celebrity. Sharon is not happy with ITV because those living in the Republic of Ireland are unable to participate in many mainstream TV shows. Speaking on Lorraine , she explained: “It’s unfortunate. It was the same when she was in Love Island , the Irish couldn’t vote.” Sharon, who has stayed behind in County Longford, continued: “And I know there are so many people who have DM’d me asking ‘How can we vote?’ but we can’t. “It’s not open to the Republic of Ireland unfortunately and you know it puts her on the back foot that way because she has a lot of support here.” Maura was a late arrival to the camp alongside Reverend Richard Coles and she’s proved to be a highly entertaining member of the camp. Read More on I'm A Celeb She left her campmates in stitches when she revealed she once scrubbed a toilet with her ex's toothbrush after she found out he had been cheating. Her mum wasn’t so impressed though , telling The Sun: "I cannot believe she told that story on national TV. "But you know something? That just shows you, anyone who's to date her - watch out: don't cross Maura!" She also opened up about Pete Wicks after Maura , 34, revealed she had been seeing the Strictly hunk, 36, before entering the I'm A Celeb jungle. Most read in I’m A Celebrity 2024 Maura insisted she is single but says she has been missing the long-haired lothario while in Australia . Sharon told us: "I don't know him. I only know what she has told me, which is that she's single. She's just getting on with it. "I suppose being single, she's a young woman, she's going to date. She obviously doesn't want anything serious yet, so I don't know. "I never watch Strictly. I've never had interest in it. It's not a show I've ever watched, so I'm not going to start now." i'm A Celebrity is back for its 24th series, with a batch of famous faces living in the Aussie jungle. The Sun's Jake Penkethman takes a look at the stars on the show this year.. Coleen Rooney - Arguably the most famous name in the camp, the leading WAG, known for her marriage to Wayne Rooney , has made a grand return to TV as she looks to put the Wagatha Christie scandal behind her. The Sun revealed the mum-of-four had bagged an eye-watering deal worth over £1.5million to be on the show this year making her the highest-paid contestant ever. Tulisa - The popstar and former X Factor judge has made her triumphant TV comeback by signing up to this year's I'm A Celeb after shunning TV shows for many years. Known for being a member of the trio, N-Dubz , Tulisa became a household name back in 2011 when she signed on to replace Cheryl on ITV show The X Factor in a multi-million pound deal. Alan Halsall - The actor, known for playing the long-running role of Tyrone Dobbs on ITV soap opera Coronation Street , was originally signed up to head Down Under last year but an operation threw his scheduled appearance off-course. Now he has become the latest Corrie star to win over both the viewers and his fellow celebrities. Melvin Odoom - The Radio DJ has become a regular face on TV screens after rising to fame with presenting roles on Kiss FM, BBC Radio 1 and 4Music. Melvin has already been for a spin on the Strictly dancefloor and co-hosted The Xtra Factor with Rochelle Humes in 2015 but now he is facing up to his biggest challenge yet - the Aussie jungle . GK Barry - The UK's biggest social media personality, GK, whose real name is Grace Keeling, has transformed her TikTok stardom into a lucrative career. Aside from her popular social media channels, she hosts the weekly podcast, Saving Grace, and regularly appears on ITV talk show, Loose Women . She has even gone on to endorse popular brands such as PrettyLittleThing, KFC and Ann Summers. Dean McCullough - A rising star amongst this year's bunch of celebs , Dean first achieved notability through his radio appearances on Gaydio and BBC Radio 1. He was chosen to join the BBC station permanently in 2021 and has featured prominently ever since. He has enjoyed a crossover to ITV over the past year thanks to his guest slots on Big Brother spin-off show, Late & Live. Oti Mabuse - The pro dancer has signed up to her latest TV show after making her way through the biggest programmes on the box. She originally found fame on Strictly Come Dancing but has since branched out into the world of TV judging with appearances on former BBC show The Greatest Dancer as well as her current role on ITV's Dancing On Ice . Danny Jones - The McFly star was drafted into the programme last minute as a replacement for Tommy Fury. Danny is the second member of McFly to enter the jungle , after Dougie Poynter won the show in 2011. He is also considered a rising star on ITV as he's now one of the mentors on their Saturday night talent show, The Voice , along with bandmate Tom Fletcher . Jane Moore - The Loose Women star and The Sun columnist is braving the creepy crawlies this year. The star is ready for a new challenge - having recently split from her husband . It will be Jane's first foray into reality TV with the telly favourite having always said no to reality shows in the past. Barry McGuigan - Former pro boxer Barry is the latest fighting champ to head Down Under following in the footsteps of Tony Bellew and Amir Khan . It comes after a tough few years for Irish star Barry, who lost his daughter Danika to bowel cancer . He told The Late Late Show in 2021: "She was such an intrinsic part of the family that every day we ache." Maura Higgins - The Irish TV beauty first found fame on Love Island where she found a brief connection with dancer Curtis Pritchard . Since then, she has competed on Dancing On Ice as well as hosting the Irish version of the beauty contest, Glow Up. Since last year, she has been working on building up her career in the US by being the social media correspondent and host of Aftersun to accompany Love Island USA. She even guest hosted an episode of the spin-off, Love Island Games, in place of Maya Jama last year. Rev. Richard Coles - Former BBC radio host the Rev Richard Coles is a late arrival on I’m A Celebrity , and he's ready to spill the beans on his former employer. The former Communards and Strictly star , said the BBC did not know its a**e from its elbow last year. An insider said: "Rev Coles will have a variety of tales to tell from his wild days as a pop star in the Eighties, through to performing on Strictly and his later life as a man of the cloth."Unrivaled signs LSU star Flau'jae Johnson to NIL dealPride, bragging rights and more than $115M at stake when final college playoff rankings come out
Some impacted said they were having trouble seeing their emails, loading calendars or opening other apps.Integral Ad Science IAS underwent analysis by 5 analysts in the last quarter, revealing a spectrum of viewpoints from bullish to bearish. The following table summarizes their recent ratings, shedding light on the changing sentiments within the past 30 days and comparing them to the preceding months. Bullish Somewhat Bullish Indifferent Somewhat Bearish Bearish Total Ratings 2 2 1 0 0 Last 30D 0 0 1 0 0 1M Ago 2 2 0 0 0 2M Ago 0 0 0 0 0 3M Ago 0 0 0 0 0 The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $15.2, a high estimate of $18.00, and a low estimate of $10.00. Observing a downward trend, the current average is 17.84% lower than the prior average price target of $18.50. Deciphering Analyst Ratings: An In-Depth Analysis The perception of Integral Ad Science by financial experts is analyzed through recent analyst actions. The following summary presents key analysts, their recent evaluations, and adjustments to ratings and price targets. Analyst Analyst Firm Action Taken Rating Current Price Target Prior Price Target Nat Schindler Scotiabank Announces Sector Perform $10.00 - Jason Helfstein Oppenheimer Lowers Outperform $18.00 $20.00 Youssef Squali Truist Securities Lowers Buy $16.00 $18.00 Matt Farrell Piper Sandler Lowers Overweight $16.00 $18.00 Jason Kreyer Craig-Hallum Lowers Buy $16.00 $18.00 Key Insights: Action Taken: Responding to changing market dynamics and company performance, analysts update their recommendations. Whether they 'Maintain', 'Raise', or 'Lower' their stance, it signifies their response to recent developments related to Integral Ad Science. This offers insight into analysts' perspectives on the current state of the company. Rating: Providing a comprehensive analysis, analysts offer qualitative assessments, ranging from 'Outperform' to 'Underperform'. These ratings reflect expectations for the relative performance of Integral Ad Science compared to the broader market. Price Targets: Gaining insights, analysts provide estimates for the future value of Integral Ad Science's stock. This comparison reveals trends in analysts' expectations over time. Understanding these analyst evaluations alongside key financial indicators can offer valuable insights into Integral Ad Science's market standing. Stay informed and make well-considered decisions with our Ratings Table. Stay up to date on Integral Ad Science analyst ratings. If you are interested in following small-cap stock news and performance you can start by tracking it here . Delving into Integral Ad Science's Background Integral Ad Science Holding Corp is a digital advertising verification company. The cloud-based technology platform of the company delivers independent measurement and verification of digital advertising across all devices, channels, and formats, including desktop, mobile, connected TV, social, display, and video. Geographically, the company derives a majority of its revenue from the Americas region. Understanding the Numbers: Integral Ad Science's Finances Market Capitalization: With restricted market capitalization, the company is positioned below industry averages. This reflects a smaller scale relative to peers. Revenue Growth: Over the 3 months period, Integral Ad Science showcased positive performance, achieving a revenue growth rate of 10.97% as of 30 September, 2024. This reflects a substantial increase in the company's top-line earnings. In comparison to its industry peers, the company trails behind with a growth rate lower than the average among peers in the Communication Services sector. Net Margin: Integral Ad Science's net margin excels beyond industry benchmarks, reaching 12.05% . This signifies efficient cost management and strong financial health. Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 1.67%, the company showcases effective utilization of equity capital. Return on Assets (ROA): Integral Ad Science's ROA surpasses industry standards, highlighting the company's exceptional financial performance. With an impressive 1.41% ROA, the company effectively utilizes its assets for optimal returns. Debt Management: Integral Ad Science's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.09 . Analyst Ratings: Simplified Within the domain of banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their work involves attending company conference calls and meetings, researching company financial statements, and communicating with insiders to publish "analyst ratings" for stocks. Analysts typically assess and rate each stock once per quarter. Beyond their standard evaluations, some analysts contribute predictions for metrics like growth estimates, earnings, and revenue, furnishing investors with additional guidance. Users of analyst ratings should be mindful that this specialized advice is shaped by human perspectives and may be subject to variability. Breaking: Wall Street's Next Big Mover Benzinga's #1 analyst just identified a stock poised for explosive growth. This under-the-radar company could surge 200%+ as major market shifts unfold. Click here for urgent details . This article was generated by Benzinga's automated content engine and reviewed by an editor. © 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
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