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magic ocean gokarna Argan, Inc. Declares Regular Quarterly Cash Dividend of $0.375 Per Common ShareAs the dust settles on a transformative year in B2B, 2024’s advancements hint at a future where B2B payments become more seamless, intelligent and integrated. Digital innovation rewrote the rules of enterprise-level commerce this year, as businesses embraced technology to streamline workflows, enhance security and adapt to evolving customer expectations. Among the key trends that reshaped B2B buyer and supplier dynamics this year were the rise of digital marketplaces , the embrace of automation and artificial intelligence across accounts payable (AP) and accounts receivable (AR) workflows, real-time payments, and the surging use of virtual cards . As these trends converge, the marketplace emphasis on digitization and the mitigation of paper-based payment methods, security and seamless user experiences is likely to intensify. Businesses will likely continue to prioritize B2B innovations that not only simplify operations but also enhance trust and collaboration between buyers and suppliers. Read also: Mid-Market Companies Rewrote Rules of Working Capital in 2024 The Future Is Now: Decoding 2024’s Top B2B Payments Trends Digital marketplaces are no longer the fringe players they once were. Platforms like Alibaba and Amazon Business have demonstrated the power of streamlining procurement and payment processes for enterprises. PYMNTS tracks the rise of digital B2B marketplaces across various industries , even including the U.S. government , noting that these platforms encompass a broad swath of B2B innovation , from embedded payments to AI-powered procurement and the broader digitization of traditionally manual B2B processes. These marketplaces streamline procurement processes, offering transparency, enhanced supplier discovery and robust analytics. The ability to integrate payment solutions directly into these ecosystems has further helped eliminate friction, facilitate faster transactions and improve cash flow visibility. Additionally, marketplaces can serve as a springboard for cross-border trade by addressing complexities such as compliance and currency conversion. What does this mean for B2B payments? First, the lines between procurement and payments are blurring. Enterprises demand seamless, end-to-end solutions that combine purchasing, financing and payment reconciliation in a single interface. Second, the rise of marketplaces is accelerating the need for interoperability between payment systems. See also: Into the Nitty-Gritty: How, Why and Where Automation Optimizes B2B Payments Automation and AI: Transforming AP/AR Workflows While the PYMNTS Intelligence report “ Getting Paid: Digital Payments for Improving Cash Flow and Customer Experience ” found that 75% of companies still use paper checks, the days when AP and AR teams were bogged down by manual processes and paper invoices are increasingly receding into the past. Automation and AI are revolutionizing these workflows, helping deliver efficiency and accuracy. Machine learning algorithms can analyze payment histories to forecast cash flow and identify potential bottlenecks , while AI-powered tools can work to scan, categorize and process invoices in seconds, reducing human error and speeding up payment cycles. These advancements not only streamline back-office operations but also free up resources for strategic initiatives. The PYMNTS Intelligence report “ Why Automating Both AR and AP Is Vital to Fiscal Fitness ” found that as companies seek to improve their financial health, automating AP and AR is becoming a key strategy. Automation, for its part, works to streamline accounting, strengthen security and improve B2B relationships through improved visibility and efficiency. Read also: Cutting the Checks: Boosting Commercial Payment Speed and Security With Virtual Cards Emerging B2B Payment Mechanisms: Efficiency Meets Security and Visibility One of the biggest stories of 2024 was the growth in the use of virtual cards for B2B payments. Unlike traditional payment methods, virtual cards offer a combination of efficiency, security and control. The rise of virtual cards is also helping to drive innovation in payment analytics. Businesses can use the granular data provided by virtual card transactions to optimize spend management and identify cost-saving opportunities. At the same time, real-time payments are increasingly reshaping the expectations of speed and transparency in B2B payments. As real-time payments become more widespread, companies will need to retool their treasury systems to handle the increased velocity of transactions. Integrating real-time payment capabilities into existing workflows will be a key challenge — and opportunity — for payment providers. Still, as we look to 2025, key industries remain tethered to legacy B2B payments. The PYMNTS Intelligence report “ The Great Paper Escape: Transforming Accounts Payable for the Digital Age ” found that the construction industry leads in paper-check use, with 76% of subcontractors paid this way. Real estate (21%) and retail (15%) also maintain reliance on paper checks for B2B payments . In other words, even as digital payment options multiply, sizable segments of the economy still have their B2B payments firmly anchored in the last century’s payment methods. The question is not whether they will modernize but whether they will remain competitive when they eventually must do so. For all PYMNTS B2B coverage, subscribe to the daily B2B Newsletter .Share Tweet Share Share Email Agriculture is the backbone of many economies worldwide, providing food, raw materials, and livelihoods to millions of people. However, farmers face significant challenges, including unpredictable weather, pests, diseases, and market fluctuations. To mitigate these risks, insurance has long been a critical tool. Yet, traditional insurance systems are often fraught with inefficiencies, delays, and a lack of transparency. Enter blockchain technology—a revolutionary approach that promises to transform livestock and crop insurance , making it more transparent, efficient, and reliable. Understanding Blockchain Technology Blockchain is a decentralized digital ledger that records transactions across multiple computers in a secure, tamper-proof manner. Each block of data is linked to the previous one, creating a chain of information that is transparent and immutable. This technology offers several key benefits that make it ideal for applications in agriculture insurance: Transparency: All transactions are visible to authorized parties, reducing disputes and enhancing trust. Security: Data is encrypted and distributed across a network, making it highly resistant to tampering. Efficiency: Automated processes and smart contracts reduce administrative overhead and delays. These features address many of the pain points in traditional insurance systems, paving the way for more effective coverage for farmers. Challenges in Traditional Livestock and Crop Insurance Before diving into blockchain’s potential, it is crucial to understand the limitations of conventional livestock and crop insurance: Lack of Transparency Farmers often struggle to understand policy terms, claim procedures, and payout calculations. This lack of clarity can lead to mistrust and dissatisfaction. Slow Claim Processing Claims often require extensive documentation and manual verification, causing significant delays in payouts. For farmers facing urgent needs, these delays can be devastating. High Administrative Costs Insurance providers incur substantial expenses in underwriting, claims assessment, and fraud prevention, driving up premiums for farmers. Limited Accessibility Small-scale farmers in remote areas often lack access to affordable insurance products due to logistical and financial constraints. Blockchain technology can address these issues, offering a more farmer-centric approach. How Blockchain Transforms Livestock and Crop Insurance Blockchain technology brings a host of advantages that can revolutionize the agricultural insurance space . Here’s how: Transparent Policy Management With blockchain, insurance policies can be digitized and stored on a shared ledger. Farmers, insurers, and regulators can access the same information, ensuring complete transparency. Smart contracts—self-executing agreements with predefined rules—can automate policy terms and eliminate ambiguities. For example, a smart contract could automatically trigger a payout when certain conditions, such as extreme weather events, are met. Faster Claims Processing Blockchain enables real-time data sharing and verification. Weather data, satellite imagery, and IoT sensors can feed directly into the blockchain, providing accurate and timely information. This automation reduces the need for manual intervention, speeding up claim settlements. Imagine a scenario where a farmer’s crops are damaged by a drought. Sensors in the field detect soil dryness, and weather data confirms prolonged aridity. The blockchain smart contract processes this information and initiates a payout without requiring the farmer to file a claim manually. Reduced Fraud and Errors Fraudulent claims and data manipulation are significant challenges in traditional insurance. Blockchain’s immutable ledger ensures that all transactions are permanently recorded and verifiable. This reduces the likelihood of fraud and errors, protecting both insurers and farmers. Lower Administrative Costs By automating processes and eliminating intermediaries, blockchain significantly reduces administrative expenses. These cost savings can be passed on to farmers in the form of lower premiums. Improved Accessibility Blockchain-based platforms can integrate with mobile applications, making insurance products more accessible to small-scale farmers in remote areas. Payments and claims can be processed digitally, eliminating the need for physical visits to insurance offices. Real-World Applications of Blockchain in Agriculture Insurance Several projects and initiatives are already demonstrating the potential of blockchain in livestock and crop insurance: ACRE Africa ACRE Africa is leveraging blockchain technology to provide weather-based index insurance to smallholder farmers. By using blockchain to automate data collection and claims processing, ACRE Africa ensures timely payouts, enhancing farmers’ resilience. Etherisc Etherisc is a decentralized platform offering blockchain-based insurance solutions, including crop and livestock coverage. Farmers can purchase policies, file claims, and receive payouts directly through the platform, all powered by smart contracts. Pula Pula is another innovative initiative using blockchain to deliver affordable insurance to small-scale farmers. The platform integrates satellite data and blockchain to assess risks and process claims efficiently. Benefits of Blockchain-Based Insurance for Farmers Adopting blockchain technology in livestock and crop insurance offers numerous advantages for farmers: Fair and Transparent Policies: Farmers can clearly understand policy terms and conditions, building trust in the system. Timely Payouts: Automated claims processing ensures farmers receive compensation promptly, minimizing financial stress. Affordability: Reduced administrative costs and streamlined processes make insurance more affordable. Increased Coverage: Accessible platforms enable more farmers to benefit from insurance, enhancing agricultural productivity and resilience. Challenges and Considerations While the potential benefits are immense, implementing blockchain-based insurance systems is not without challenges: Technological Barriers Adopting blockchain requires access to reliable internet and digital devices, which may be limited in rural areas. Initial Costs Developing and deploying blockchain systems involves significant upfront investment. Collaboration between governments, insurers, and tech companies is essential to share these costs. Regulatory Hurdles Regulators need to establish clear guidelines to govern blockchain-based insurance systems, ensuring compliance and protecting stakeholders. Education and Awareness Farmers and insurers need training to understand and adopt blockchain technology effectively. The Future of Livestock and Crop Insurance with Blockchain The integration of blockchain technology in livestock and crop insurance is still in its early stages. However, as more stakeholders recognize its potential, adoption is expected to grow. Here are some trends to watch: Integration with IoT and AI: Combining blockchain with IoT devices and AI algorithms can enhance data accuracy and risk assessment. Government Support: Governments may invest in blockchain-based insurance systems to support farmers and boost agricultural productivity. Global Collaboration: Cross-border partnerships can facilitate the sharing of best practices and resources, accelerating adoption. Conclusion Blockchain technology offers a promising solution to the challenges plaguing traditional livestock and crop insurance systems. By enhancing transparency, efficiency, and accessibility , it empowers farmers with reliable and affordable coverage. While there are hurdles to overcome, the potential benefits for the agricultural sector are too significant to ignore. As stakeholders work together to address these challenges, blockchain could become a cornerstone of a more resilient and sustainable agricultural future. Related Items: Blockchain in Agriculture Insurance , Blockchain Technology , Livestock and Crop Insurance Share Tweet Share Share Email Recommended for you Designing for Trust: Visual Elements That Build Credibility How Blockchain Technology Enhances Business Process Management Software VIRTUALS proved AI Agents Are the Future, can Binance listed UFT be the next? CommentsFuture of Workflow App Market: Analysis and Leadership by Exalate, Mobile Text Alerts, Content Snare, Paymoapp, ClickUp, Zapier, Scribe, Asana

Key Trends in the Smart Farm Management Software Market with Insights from Boumatic LLC, Trimble, Raven Industries, AG Leader Technology, Sst Development Group, Topcon Positioning Systems, Delaval, Iteris

If you've been eyeing the main slate this week, you've probably seen that the 4 o'clock slate is as juicy as it gets. But let's not put our blinders on; we have 12 matchups to analyze, and there are plenty of ways to put together a strong DFS lineup for these games. In DFS, it all comes down to finding edges over your opponents or the field. There are plenty of ways to attack this slate and find edges over other players, but we are given a finite salary, so we have to get a bit creative. Without further ado, here are the Sporting News' optimal lineups and best picks for Week 8 DFS slates on both DraftKings and FanDuel . DraftKings DFS Picks Week 15: NFL DFS picks for GPP tournaments Sunday Main Slate, $50,000 salary QB: Tua Tagovailoa, Dolphins at Texans ($6,100) Tua Tagovailoa has been sensational recently, scoring at least 23.5 DK points in four consecutive weeks. A large part of this has to do with the Dolphins effectively abandoning the run. Tagovailoa is averaging 42.25 pass attempts per game over the last month, and Miami's 11.9-percent pass rate over expectation is tied for the league lead during this timeframe. Who are they tied with? The Houston Texans, their Week 15 opponent. With two pass-happy offenses and talented weapons across the board, this is a fun one to attack in DFS. WEEK 15 FANTASY FOOTBALL RANKINGS QBs | RBs | WRs | TEs | D/ST | Kickers RB: De'Von Achane, Dolphins at Texans ($7,900) De'Von Achane may fill a running back slot in this lineup, but his fantasy production is primarily driven by his production as a receiver. In games with Tagovailoa this season, Achane is averaging six receptions per game, a 17-game pace of 102 catches. Achane is averaging 14.7 PPG from receiving production alone with Tagovailoa this season and continues to get peppered with targets each and every week. We also saw Achane's usage spike last week without Raheem Mostert in the lineup. If he's forced to miss additional time, we could be treated to an explosive week from Achane. RB: Chuba Hubbard, Panthers vs. Cowboys ($6,500) Chuba Hubbard is another back who saw a massive workload as a result of injuries to other backs. Jonathon Brooks is out for the year, Miles Sanders remains on IR, and Raheem Blackshear did not practice to start the week. Seeing Hubbard out there for 90 percent of snaps is very realistic this week. Against the Cowboys, this sort of workload can lead to a slate-breaking performance. Dallas has the league's No. 30 rushing defense and ranks dead last in EPA per rush. Given the recent play of Bryce Young, don't be surprised if Hubbard is provided with a few goal line touches while being productive enough on the ground to hit the 100-yard bonus. WR: Jaylen Waddle, Dolphins at Texans ($5,700) The Miami offense has taken many different forms this season. Last week, we saw Jaylen Waddle function as the primary target on quick-hitting passes. Jaylen Waddle was targeted 9 times on throws within 2 seconds of the ball being snapped. His previous season-high was just 4 times. The Dolphins offense has changed (again). Waddle also saw a 34.4-percent first-read target share last week, his highest mark of the season. It's hard to say if this usage will be sticky, but Waddle's overall role is trending in the right direction and we're already betting on the Miami offense with this lineup. WR: Amari Cooper, Bills at Lions ($5,300) Amari Cooper's weekly fantasy outlook is difficult to project. On one hand, he's been a rotational receiver for the Bills, typically holding a route participation of 50-60 percent. On the other hand, he's proven that he can earn targets at an incredibly high rate as a part of this lackluster Buffalo receiving corps. His 0.58 targets per route run last week was the 2nd-highest single-game mark for any receiver this season (min 20 routes). The return of Keon Coleman and Dalton Kincaid complicates things, but Allen has shown that he's willing to turn to Cooper in big spots. This game sitting at a total of 54.5 points makes this play even more appealing. Week 15 FANTASY FOOTBALL ROSTER MANAGEMENT Lessons Learned | Stock Watch | Sleepers | Busts | Start 'Em, Sit 'Em | Usage Report | Flex Finder WR: Elijah Moore, Browns vs. Chiefs ($5,000) The emergence of Jameis Winston has everyone (rightfully) fired up about David Njoku, Jerry Jeudy, and Cedric Tillman. Let's not forget about Elijah Moore who has cleared 16.5 DK points in three of six games with Winston under center. He's also seen steady volume, drawing at least eight targets in four of those games. If there's a matchup where Moore should be able to parlay these looks into plenty of fantasy points, it's the Chiefs. Kansas City has allowed the most receptions, yards, and fantasy points to receivers lined up in the slot this season. Moore has been Cleveland's primary slot receiver throughout the year and has an elevated outlook in this matchup. The likely absence of David Njoku further boosts Moore's value this week. TE: Zach Ertz, Commanders at Saints ($4,000) Zach Ertz isn't the type of tight end who is going to push this lineup over the edge, but he has a respectable floor-ceiling combo that makes him a solid option at $4,000. Ertz has now scored at least 12.5 DK points in three straight weeks and has drawn a 20-percent target share in two of those games. Ertz has also seen an endzone target in all three of these games. These endzone looks play a key role in Ertz reaching his ceiling. With Noah Brown out for the foreseeable future, Ertz's role in the offense should remain steady. FLEX: Brian Robinson Jr., Commanders at Saints ($6,200) Brian Robinson has acted as the Commanders' primary rusher this season, handling 63 percent of the running back carries in his healthy games. In a game where the Commanders are favored by 7.5 points, Robinson should see plenty of work as Washington looks for their 9th win of the season. Against the Saints, Robinson should have no issue being effective with his touches. New Orleans is allowing 5.0 yards per carry, the highest mark in the league. Robinson should be in for a big day with an extra week of rest. D/ST: Philadelphia Eagles, vs. Steelers ($3,100) The battle for Pennsylvania should be a slow, ugly game. There's a chance for rain in this one, and this is a matchup between two run-heavy teams with strong defenses. There's a good chance neither team gets much going offensively. FanDuel DFS Picks Week 15: NFL DFS picks for GPP tournaments Sunday Main Slate, $60,000 salary cap QB: Tua Tagovailoa, Dolphins at Texans ($8,300) FanDuel is giving Tua Tagovailoa a bit more respect than DraftKings in terms of his relative salary, but we're still going with a Dolphins stack in our FanDuel lineup. This game features two pass-heavy offenses with star-studded casts behind the quarterbacks. This could turn into the highest-scoring game of the slate and nobody would think twice. RB: De'Von Achane, Dolphins at Texans ($8,600) De'Von Achane may be a running back, but he is a more than viable stacking partner with Tagovailoa due to his usage as a receiver. His six receiving touchdowns lead the team and his 63 receptions come in second. Go check out Achane's write-up in the DK lineup to see more about his receiving production and why you should be so fired up about him. RB: Braelon Allen, Jets at Jaguars ($6,400) Breece Hall is "struggling a bit" with the recovery from his knee injury, so we could see the Jets' offense without him once again. Without Hall last week, the Jets' coaching staff utilized two backs, Braelon Allen and Isaiah Davis, in a fairly even split. Both backs are viable options this week, but this is a matchup that likely favors Allen. Of this duo, Allen profiles to be the grinder (6'1", 235 lbs.) that will wear out an opposing defense. With the Jaguars and their No. 24 run defense, Allen should see a healthy workload. Considering this is also the No. 28 scoring defense, Allen punching in a score is almost an expectation. WR: Nico Collins, Texans vs. Dolphins ($9,200) Nico Collins is functioning as a bring-back in our Texans vs. Dolphins game stack. Not a whole lot needs to be said about Collins. He is one of the league's premier target earners and wide receiver talents in general. His 3.48 yards per route run comes in second behind only Puka Nacua on the year. With heavy bets on this game already, adding on one of the league's top receivers is a luxury we're willing to pay up for. WR: Jaylen Waddle, Dolphins at Texans ($6,200) Jaylen Waddle is the final member of this game stack and he is also carrying over from the DK lineup. His recent usage is appealing and if he continues to see quick passes from Tagovailoa, he should be able to generate a big play or two with plenty of YAC. At $6,200, swinging for the fences with Waddle makes sense in this lineup. WR: Adam Thielen, Panthers vs. Cowboys ($6,100) Adam Thielen has fallen right back into the high-volume role that allowed him to be so productive last year. Thielen has drawn 26.3 percent of the Panthers' targets in the last two weeks and is averaging 18.8 FD points per game in those two contests. Against the Cowboys this week, Thielen should draw plenty of looks once again. The Dallas secondary is getting healthier, but slot corner Jourdan Lewis remains a weak point of this unit. Thielen will be operating out of the slot all afternoon and is a favorite to lead the Panthers in targets and yards. TE: Jake Ferguson, Cowboys at Panthers ($5,400) It didn't take long for Jake Ferguson to reclaim the full-time TE1 job in Dallas. After missing two games with a concussion, Ferguson returned and ran 26 routes, compared to just eight for Luke Schoonmaker. Ferguson's 19.4-percent target share was an encouraging sign as well. Looking forward to this week, the Carolina defense ranks bottom-10 in both yards per pass play and EPA per dropback. Cooper Rush can certainly get the offense going in this one and if Ferguson draws a look in the red zone like we saw throughout last season, he can certainly pay off at $5,400. FLEX: Jameson Williams, Lions vs. Bills ($6,400) Over the last month, Jameson Williams has started to contend with Amon-Ra St. Brown for targets. Williams' 19.4-percent target share in the last four games comes in just behind St. Brown at 21.5 percent. Williams' allure has always been driven by his big-play ability and consistent volume is just the cherry on top. The Bills have been relatively good at containing big plays, but it's hard to not get a piece of this matchup that should be a full-blown track meet. D/ST: New England Patriots, at Cardinals ($3,100) Is it possible to start the Patriots' defense in DFS? After watching the Cardinals average 15.3 PPG across the last three weeks, the answer might be yes. If Christian Gonzalez can lock up Marvin Harrison Jr. and limit big plays, this has proven to be an offense that can fall flat on its face in any given week. If you purchase a product or register for an account through one of the links on our site, we may receive compensation. Learn more >Arizona WR Tetairoa McMillan to enter 2025 NFL Draft

Ho ho, oh no: Man sought by police goes down chimney and gets stuck"President Jimmy Carter truly exemplified what it meant to live a life full of service. His towering legacy of compassion for others set a standard that will always be remembered. My deepest condolences to the Carter family and their loved ones. May his memory be a blessing." — Gov. JB Pritzker, posting on Threads and X " Jimmy Carter is welcomed into heaven today. 'Well done good and faithful servant.' He will be missed." — Former U.S. Rep. Adam Kinzinger, R-Ill., on Threads "Jimmy Carter proved that excellence in public service can extend beyond the White House. His life was an inspiration to those of us who aspire to lead a life of service. “I offer my condolences to the entire Carter family, to his friends and former staff members, and to the untold millions of people throughout the world whose lives are better because Jimmy Carter lived.” — U.S. Sen. Dick Durbin, D-Ill., via email "From his humble beginnings as a peanut farmer to a Navy Veteran, then Governor, President of the United States and Nobel Peace Prize winner, President Carter lived a long life of service to our nation. A legacy we will never forget. May he rest in peace." – U.S. Sen. Tammy Duckworth, D-Ill., on Threads "Rest in Peace, Mr. President. Not just a dedicated public servant, but an amazing human being. Thank you for your service to our country and exemplifying what compassionate and selfless leadership looks like. My deepest condolences to President Carter’s family, friends and all who mourn his loss." — Lt. Gov. Juliana Stratton on Threads This story will be updated.

NEW YORK (AP) — Top-ranked chess player Magnus Carlsen is headed back to the World Blitz Championship on Monday after its governing body agreed to loosen a dress code that got him fined and denied a late-round game in another tournament for refusing to change out of jeans . Lamenting the contretemps, International Chess Federation President Arkady Dvorkovich said in a statement Sunday that he'd let World Blitz Championship tournament officials consider allowing “appropriate jeans” with a jacket, and other “elegant minor deviations” from the dress code. He said Carlsen's stand — which culminated in his quitting the tournament Friday — highlighted a need for more discussion “to ensure that our rules and their application reflect the evolving nature of chess as a global and accessible sport.” Carlsen, meanwhile, said in a video posted Sunday on social media that he would play — and wear jeans — in the World Blitz Championship when it begins Monday. “I think the situation was badly mishandled on their side,” the 34-year-old Norwegian grandmaster said. But he added that he loves playing blitz — a fast-paced form of chess — and wanted fans to be able to watch, and that he was encouraged by his discussions with the federation after Friday's showdown. “I think we sort of all want the same thing,” he suggested in the video on his Take Take Take chess app’s YouTube channel. “We want the players to be comfortable, sure, but also relatively presentable.” The events began when Carlsen wore jeans and a sportcoat Friday to the Rapid World Championship, which is separate from but held in conjunction with the blitz event. The chess federation said Friday that longstanding rules prohibit jeans at those tournaments, and players are lodged nearby to make sartorial switch-ups easy if needed. An official fined Carlsen $200 and asked him to change pants, but he refused and wasn't paired for a ninth-round game, the federation said at the time. The organization noted that another grandmaster, Ian Nepomniachtchi, was fined earlier in the day for wearing sports shoes, changed and continued to play. Carlsen has said that he offered to wear something else the next day, but officials were unyielding. He said “it became a bit of a matter of principle,” so he quit the rapid and blitz championships. In the video posted Sunday, he questioned whether he had indeed broken a rule and said changing clothes would have needlessly interrupted his concentration between games. He called the punishment “unbelievably harsh.” “Of course, I could have changed. Obviously, I didn’t want to,” he said, and “I stand by that.”

WASHINGTON (AP) — U.S. Senate Chaplain Barry Black has been hospitalized after suffering a bleed on his brain and is expected to have a “smooth recovery,” his office said. Black, 76, suffered a subdural hematoma earlier this week and is at a local hospital and under the care of the Capitol’s physician, said Rev. Lisa Schultz, Black’s chief of staff. A subdural hematoma is when blood builds up between the skull and the surface of the brain, increasing pressure on the brain. A in the hallways of the Senate, Black has been the chaplain since 2003. He opens the proceedings each day with a prayer and counsels senators and staff through prayer groups and one-on-one meetings. He was previously the chief of the Navy’s chaplains. Black is well known for his booming voice and his often prescient and timely opening prayers in times of political tension. During an extended government shutdown in 2013, he prayed to “deliver us from the hypocrisy of attempting to sound reasonable while being unreasonable.” During former President Donald Trump’s in 2019, he asked in a prayer that “our senators not permit fatigue or cynicism to jeopardize friendships that have existed for years.” In the early morning of Jan. 7, 2021, after supporters of Trump had and Congress had certified Democrat Joe Biden’s victory, he closed a joint session in the middle of the night with a call for unity. “We deplore the desecration of the United States Capitol building, the shedding of innocent blood, the loss of life, and the quagmire of dysfunction that threaten our democracy,” he prayed. ___ Associated Press medical writer Lauran Neergaard contributed to this report.None

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