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Pay first, deliver later: Some women are being asked to prepay for their babyEnding the housing crisis means taxing pensioners who won’t downsize
As artificial intelligence (AI) continues to develop, it is changing how businesses operate. Mindbreeze, a technology company that develops AI-based knowledge management solutions, has outlined four critical AI trends they expect will come into play in 2025 while emphasizing how these advancements can help businesses tackle complex challenges and achieve sustainable growth. Daniel Fallmann, CEO of Mindbreeze, notes, “The goal is not only to unlock insights but to enable intelligent automation and streamlined processes that support sustainable growth.” As businesses continue to take advantage of AI in their operations and decision-making, its importance grows. Integrating AI into business operations gives organizations the opportunity to improve their competitiveness. AI Agents for Focused Business Use Cases AI agents are poised to revolutionize industry-specific applications by delivering tailored, context-aware insights. These agents represent a new wave of customizable tools designed to address unique challenges within sectors such as engineering, manufacturing, and finance. For instance, AI agents can optimize workflows, automate processes, and enhance personalization efforts. Mindbreeze’s 360-Degree Views illustrate how these agents facilitate fully automated workflows, driving operational excellence. By providing specialized solutions, businesses can address niche demands, ensuring greater efficiency and customer satisfaction. The significance of these AI agents lies in their adaptability. Unlike generic AI tools, focused AI solutions are purpose-built, offering actionable insights specific to a company’s unique operational landscape. This customization allows organizations to harness AI for specialized goals, positioning them as leaders in their respective industries. Hyper-Automation and Self-Learning Systems Hyper-automation, coupled with self-learning systems, is rapidly becoming a cornerstone of operational transformation. By consolidating processes and integrating workflows, businesses can eliminate silos, improve flexibility, and achieve higher productivity. Mindbreeze’s AI solutions are at the forefront of this trend, empowering organizations to streamline operations while adapting to changing needs. Adaptive systems offer a continuous improvement mechanism, learning from new data and evolving circumstances to deliver optimized results. The potential of hyper-automation goes beyond efficiency gains. AI empowers businesses to rethink operations, cutting expenses and speeding up their time to market. As self-learning systems evolve, they will also improve decision-making, allowing companies to adapt quickly in a dynamic market. Turning Data into Actionable Insights Data has long been a cornerstone of strategic decision-making, but the ability to convert vast datasets into actionable insights is becoming increasingly critical. In 2025, AI-driven analytics will reach new heights, transforming raw information into real-time intelligence. Businesses are increasingly recognizing the potential value hidden within their data and leveraging Mindbreeze InSpire to unlock it. This transformation empowers them to derive meaningful insights and make data-informed decisions. This trend has significant implications in industries like healthcare, finance, and retail, where quick decision-making can significantly impact results. The key to success lies in integrating AI solutions capable of handling both structured and unstructured data. By doing so, organizations can identify patterns, predict trends, and gain a competitive advantage. These insights will not only inform strategic decisions but also optimize daily operations, ensuring businesses remain responsive and customer-focused. Delivering Accurate and Validatable AI Results As the capabilities of AI solutions grow, so do the risks associated with their use. Generative AI technologies, in particular, have introduced the challenge of “hallucinations”—instances where AI generates content that appears accurate but is factually incorrect. For businesses, this raises critical concerns about data integrity and trust. In response to potential risks, “Explainable AI” has emerged as a valuable approach. It offers insights into how AI creates content, ensuring that its conclusions stem from reliable and verifiable data. This is particularly crucial in fields like finance, law, and healthcare, where inaccuracies can have severe repercussions. Mindbreeze highlights Retrieval Augmented Generation (RAG) as a key technology in this domain. RAG ensures efficient and precise communication by delivering the right information at the right time. With robust validation mechanisms, businesses can trust AI-driven insights, enhancing their reliability and credibility. The Business Imperative for 2025 Mindbreeze’s report highlights four key trends that demonstrate the increasing significance of Artificial Intelligence (AI) in revolutionizing businesses. Organizations embracing these technologies can anticipate significant enhancements in operational efficiency, customer interaction, and groundbreaking innovations. Moreover, the focus on explainability and data integrity highlights the ethical considerations associated with AI adoption. As businesses increasingly rely on AI for decision-making, ensuring accuracy and transparency will be essential for maintaining stakeholder trust. Strategic Recommendations for Executives To fully leverage these AI trends, business leaders should: By aligning their strategies with these trends, executives can position their organizations as innovators in a rapidly evolving landscape. As Fallmann emphasizes, the true potential of AI lies in its ability to foster sustainable growth while addressing complex challenges. The AI trends outlined above that are expected to be part of 2025 are expected to be more than technological advancements. They will show a change in how businesses operate. By embracing these innovations, companies can enhance efficiency and increase their competitive positioning. For executives looking to become leaders in their industries, adopting AI-driven strategies is no longer optional but essential for success in the years ahead.Global Chiplets Market Set to Achieve Staggering Growth, projected to Reach USD 555,019.19 Million by 2034HOUSTON (AP) — An elaborate parody appears to be behind an effort to resurrect Enron, the Houston-based energy company that exemplified the worst in American corporate fraud and greed after it went bankrupt in 2001. If its return is comedic, some former employees who lost everything in Enron’s collapse aren’t laughing. “It’s a pretty sick joke and it disparages the people that did work there. And why would you want to even bring it back up again?” said former Enron employee Diana Peters, who represented workers in the company’s bankruptcy proceedings. Here’s what to know about the history of Enron and the purported effort to bring it back. Once the nation’s seventh-largest company, Enron filed for bankruptcy protection on Dec. 2, 2001, after years of accounting tricks could no longer hide billions of dollars in debt or make failing ventures appear profitable. The energy company's collapse put more than 5,000 people out of work, wiped out more than $2 billion in employee pensions and rendered $60 billion in Enron stock worthless. Its aftershocks were felt throughout the energy sector. Twenty-four Enron executives , including former CEO Jeffrey Skilling , were eventually convicted for their roles in the fraud. Enron founder Ken Lay’s convictions were vacated after he died of heart disease following his 2006 trial. On Monday — the 23rd anniversary of the bankruptcy filing — a company representing itself as Enron announced in a news release that it was relaunching as a “company dedicated to solving the global energy crisis.” It also posted a video on social media, advertised on at least one Houston billboard and a took out a full-page ad in the Houston Chronicle In the minute-long video that was full of generic corporate jargon, the company talks about “growth” and “rebirth.” It ends with the words, “We’re back. Can we talk?” Enron's new website features a company store, where various items featuring the brand's tilted “E” logo are for sale, including a $118 hoodie. In an email, company spokesperson Will Chabot said the new Enron was not doing any interviews yet, but that "We’ll have more to share soon.” Signs point to the comeback being a joke. In the “terms of use and conditions of sale” on the company's website, it says “the information on the website about Enron is First Amendment protected parody, represents performance art, and is for entertainment purposes only.” Documents filed with the U.S. Patent and Trademark Office show that College Company, an Arkansas-based LLC, owns the Enron trademark. The co-founder of College Company is Connor Gaydos, who helped create a joke conspiracy theory that claims all birds are actually surveillance drones for the government. Peters said that since learning about the “relaunch” of Enron, she has spoken with several other former employees and they are also upset by it. She said the apparent stunt was “in poor taste.” “If it’s a joke, it’s rude, extremely rude. And I hope that they realize it and apologize to all of the Enron employees,” Peters said. Peters, who is 74 years old, said she is still working in information technology because “I lost everything in Enron, and so my Social Security doesn’t always take care of things I need done.” “Enron’s downfall taught us critical lessons about corporate ethics, accountability, and the consequences of unchecked ambition. Enron’s legacy was the employees in the trenches. Leave Enron buried,” she said. This story was corrected to fix the spelling of Ken Lay’s first name, which had been misspelled “Key.” Follow Juan A. Lozano on X at https://x.com/juanlozano70 Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.
Loons season already a success regardless of result in Sunday’s Western Conference semifinal
NoneThe history of bath seen as political mobilityAndy Murray is set to take up a surprise role as coach for long-time rival Novak Djokovic , the duo confirmed in a blockbuster announcement on Saturday. Murray, who ended his illustrious 19-year tennis playing career following the Olympic Games in Paris in August, is set to join Djokovic’s team as he prepares for the new season and the first Grand Slam of 2025 at the Australian Open in January. Djokovic - who split from previous coach Goran Ivanisevic back in March - made the shock announcement in a video posted to his official social media channels that was captioned: “He never liked retirement anyway.” The record 24-time Grand Slam winner said in a dramatic voiceover played over images of his many battles with Murray down the years: "We played each other since we were boys, 25 years of being rivals, of pushing each other beyond our limits. “We had some of the most epic battles in in our sport. They called us gamechangers, risk-takers, history-makers. "I thought our story may be over. Turns out it has one final chapter. It's time for one of my toughest opponents to step into my corner. Welcome aboard, coach Andy Murray. "I am excited to have one of my greatest rivals on the same side of the net, as my coach. "Looking forward to the start of the season and competing in Australia alongside Andy with whom I have shared many exceptional moments on the Australian soil." Murray also confirmed then news, saying: "I'm going to be joining Novak's team in the off-season, helping him to prepare for the Australian Open. "I'm really excited for it and looking forward to spending time on the same side of the net as Novak for a change, helping him to achieve his goals." Murray and Djokovic have both a lasting friendship and rivalry, having played each other as juniors and throughout their respective high-level senior careers. They met 36 times in total on the ATP Tour across 18 years before Murray’s retirement, with Djokovic boasting 25 wins to Murray’s 11 - including 14 of the last 17 and their final meeting in the final of the 2017 Qatar Open in Doha. They were supposed to meet again in the last 16 of the 2022 Madrid Open, only for Murray to suffer from illness and hand Djokovic a walkover. Many of their most memorable contests occurred in Grand Slams, where Djokovic held a dominant 8-2 record over Murray. They clashed in a total of seven Grand Slam finals, with Djokovic winning all four in the final of the Australian Open in 2011, 2013, 2015 and 2016 to go along with an epic semi-final showdown in 2012. Djokovic also defeated Murray in the French Open final at Roland Garros in 2016, though got the better of him to win his first Grand Slam at the US Open in 2012 and maiden Wimbledon title in 2013.
Messi's son debuts at Argentina youth tournament as grandparents watch
AUSTIN, Texas — Cecile Richards, the daughter of former Texas Gov. Ann Richards, is the latest recipient of the Presidential Medal of Freedom. On Wednesday, President Joe Biden awarded the Medal of Freedom to Richards, a longtime abortion rights activist who served as the president of Planned Parenthood from 2006 until 2018. During Wednesday's ceremony, Biden praised Richards, saying she has “led some of our Nation’s most important civil rights causes — to lift up the dignity of workers, defend and advance women’s reproductive rights and equality and mobilize Americans to exercise their power to vote.” "Such an honor representing abortion rights and the need for health care for all," Richards said in a post on the social media platform X . "@POTUS and @FLOTUS, thank you for all you’ve done to support women’s health and rights. Here’s to the work ahead!" Richards was born in Waco and attended St. Stephen's Episcopal in Austin. During her time at Planned Parenthood, Richards worked to increase access to affordable reproductive health care nationwide and helped push the Democratic Party to embrace abortion rights as a cornerstone political issue. After leaving Planned Parenthood, Richards co-founded Supermajority, an organization that focuses on gender equality. She also co-chairs the super PAC American Bridge 21st Century, which focuses on opposition research against Republican candidates. Richards was diagnosed with glioblastoma, a rare form of brain cancer, in 2023. People with the condition are expected to live for only up to a year and a half after being diagnosed.NEW YORK—Bitcoin topped $98,000 for the first time Thursday, extending a streak of record after record highs since the US presidential election. The cryptocurrency has rocketed more than 40 percent in just two weeks. Now, bitcoin is at the doorstep of $100,000, just two years after dropping below $17,000 following the collapse of crypto exchange FTX. The recent, dramatic rally arrives as industry players expect the incoming Trump administration to bring a more “crypto-friendly” approach toward regulating the digital currency. Bitcoin traded as high as $98,349 early Thursday, according to CoinDesk, and was slightly below that level at 1:25 p.m. ET. As with everything in the volatile cryptoverse, the future is impossible to know. And while some are bullish, other experts continue to warn of investment risks. Here’s what you need to know. Back up. What is cryptocurrency again? Cryptocurrency has been around for a while now. But, chances are, you’ve heard about it more and more over the last few years. In basic terms, cryptocurrency is digital money. This kind of currency is designed to work through an online network without a central authority—meaning it’s typically not backed by any government or banking institution—and transactions get recorded with technology called a blockchain. Bitcoin is the largest and oldest cryptocurrency, although other assets like ethereum, tether and dogecoin have also gained popularity over the years. Some investors see cryptocurrency as a “digital alternative” to traditional money—but it can be very volatile, with its price reliant on larger market conditions. Why is bitcoin soaring? A lot of the recent action has to do with the outcome of the US presidential election. Crypto industry players have welcomed Trump’s victory, in hopes that he would be able to push through legislative and regulatory changes that they’ve long lobbied for—which, generally speaking, aim for an increased sense of legitimacy without too much red tape. Trump, who was once a crypto skeptic, recently pledged to make the US “the crypto capital of the planet” and create a “strategic reserve” of bitcoin. His campaign accepted donations in cryptocurrency and he courted fans at a bitcoin conference in July. He also launched World Liberty Financial, a new venture with family members to trade cryptocurrencies. How of this will actually pan out—and whether or not Trump will successfully act quickly on these promises—has yet to be seen. “This is not necessarily a short-term story, it’s likely a much longer-term story,” Citi macro strategist David Glass told The Associated Press last week. “And there is the question of how quickly can US crypto policy make a serious impact on (wider adoption).” Adam Morgan McCarthy, a research analyst at Kaiko, thinks the industry is craving “just some sort of clarity.” Much of the approach to regulating crypto in the past has been “enforcement based,” he notes, which has been helpful in weeding out some bad actors—but legislation might fill in other key gaps. Gary Gensler, who as head of the Securities and Exchange Commission under President Joe Biden has led a US government’s crackdown on the crypto industry, penalized a number of crypto companies for violating securities laws. Gensler announced Thursday that he would step down as SEC chair on Jan. 20, Inauguration Day. Despite crypto’s recent excitement around Trump, McCarthy said that 2024 has already been a “hugely consequential year for regulation in the US”—pointing to January’s approval of spot bitcoin ETFs, for example, which mark a new way to invest in the asset. Spot ETFs have been the dominant driver of bitcoin for some time now—but, like much of the crypto’s recent momentum, saw record inflows postelection. According to Kaiko, bitcoin ETFs recorded $6 billion in trade volume for the week of the election alone. In April, bitcoin also saw its fourth “halving”—a preprogrammed event that impacts production by cutting the reward for mining, or the creation of new bitcoin, in half. In theory, if demand remains strong, some analysts say this “supply shock” can also help propel the price long term. Others note it may be too early to tell. What are the risks? History shows you can lose money in crypto as quickly as you’ve made it. Long-term price behavior relies on larger market conditions. Trading continues at all hours, every day. At the start of the Covid-19 pandemic, bitcoin stood at just over $5,000. Its price climbed to nearly $69,000 by November 2021, during high demand for technology assets, but later crashed during an aggressive series of Federal Reserve rate hikes. And in late 2022 collapse of FTX significantly undermined confidence in crypto overall, with bitcoin falling below $17,000. Investors began returning in large numbers as inflation started to cool—and gains skyrocketed on the anticipation and then early success of spot ETFs. But experts still stress caution, especially for small-pocketed investors. And lighter regulation from the coming Trump administration could mean less guardrails. While its been a big month for crypto—and particularly bitcoin, which McCarthy notes has set record highs for 10 of the last 21 days—there’s always risk for “correction,” or seeing prices fluctuate back down some. Some assets may also have more restrictions than others. “I would say, keep it simple. And don’t take on more risk than you can afford to,” McCarthy said—adding that there isn’t a “magic eight ball” to know for certain what comes next. What about the climate impact? Assets like bitcoin are produced through a process called “mining,” which consumes a lot of energy. Operations relying on pollutive sources have drawn particular concern over the years. Recent research published by the United Nations University and Earth’s Future journal found that the carbon footprint of 2020-2021 bitcoin mining across 76 nations was equivalent to the emissions from burning 84 billion pounds of coal or running 190 natural gas-fired power plants. Coal satisfied the bulk of bitcoin’s electricity demands (45 percent), followed by natural gas (21 percent) and hydropower (16 percent). Environmental impacts of bitcoin mining boil largely down to the energy source used. Industry analysts have maintained that clean energy has increased in use in recent years, coinciding with rising calls for climate protections.9 Essential Pieces Of Tech No Man Cave Is Complete Without
WASHINGTON (AP) — President Joe Biden's decision to break his word and pardon his son Hunter has spurred a broader discussion about what else he should be doing with the broad clemency powers of the presidency before he leaves office in January, including whether he should be pardoning Donald Trump. Biden on Tuesday ducked questions about his son, ignoring calls for him to explain his reversal as he was making his first presidential trip to Angola . He dismissed shouted questions about the matter with a laugh during a meeting with Angolan President João Lourenço at the presidential palace, telling the Angolan delegation: “Welcome to America.” Biden was not scheduled to take questions from the press during his trip to Africa, and he has largely avoided interactions with reporters since President-elect Trump’s victory last month. Biden’s decision to offer his son a blanket pardon for actions over the past 11 years has sparked a political uproar in Washington, after the president repeatedly had said he would not use his extraordinary powers for the benefit of his family. Biden claimed that the Justice Department had presided over a “miscarriage of justice” in prosecuting his son, using some of the same language that Trump uses to describe his own legal predicaments. Biden's reversal drew criticism from many Democrats , who are working to calibrate their approach to Trump as he prepares to take over the Oval Office in seven weeks. There is concern the pardon — and Biden's claims that his son was prosecuted for political reasons — will erode their ability to push back on the incoming president’s legal moves. And it has threatened to cloud Biden's legacy as he prepares to leave office on Jan. 20. Hunter Biden is the closest presidential relative ever to be granted clemency, but other leaders have pardoned family members and close friends. Bill Clinton pardoned his brother Roger for drug charges after Roger Clinton had served his sentence. By the time Trump left office after his first term, he had issued 144 pardons, which included Charles Kushner , the father of his son-in law, Jared Kushner. He also pardoned fervent supporters Steve Bannon, Roger Stone, Paul Manafort, Michael Flynn and other people convicted in special counsel Robert Mueller’s Russia investigation. In the months after the 2020 election, Trump and his allies were trying to overturn his loss, a failed effort that culminated in the violent riot by his supporters at the Capitol on Jan. 6, 2021. There were discussions at the time over whether Trump would preemptively pardon some of those involved in the effort — and maybe even himself — before he left office. But that never happened. Now, Democrats are having similar discussions about preemptive pardons on their side because of Trump's rhetoric on the campaign trail. He's made no secret of his desire to seek revenge on those who prosecuted him or crossed him. He talks about "enemies from within." He's circulated social media posts that call for the jailing of Biden, Vice President Kamala Harris, former Vice President Mike Pence and Sens. Mitch McConnell and Chuck Schumer. He's also taken aim at Liz Cheney, a conservative Republican who campaigned for Harris, promoting a social media post that suggested he wanted military tribunals to punish her because she was guilty of treason. Sen. Ed Markey, a Massachusetts Democrat, said last week on Boston Public Radio that Biden might consider broad pardons to protect people against whatever wrath Trump may seek, but also as a way to move the country past this acrimonious and divided time. “I think that without question, Trump is going to try to act in a dictatorial way, in a fascistic way, in a revengeful first year at least of his administration toward individuals who he believes harmed him,” Markey said. Presidents enjoy expansive pardon powers when it comes to federal crimes . That includes granting clemency to people who have not yet been charged, as President Gerald Ford did in 1974 when he pardoned his predecessor, Richard Nixon, over the Watergate scandal. The decision at the time caused an uproar but has been seen in the ensuing decades as a move that helped restore order. Markey cited Ford's pardon as a way for the country “just to close that chapter and move on to a new era.” Biden could do the same, Markey said, to help the country move on “to an agenda that deals with the ordinary families.” Sen. Joe Manchin, the Democrat-turned-independent from West Virginia, took it a step further and suggested Biden should even pardon Trump for his efforts to overturn the 2020 election, federal charges that are now evaporating with Trump's upcoming return to the White House. “Why don't you go ahead and pardon Donald Trump for all his charges?" he said in an interview with CNN. “It would have gone down a lot more balanced. I'm just saying, wipe them out.” At the same time, Democratic lawmakers and criminal justice reformers are pushing Biden to grant pardons to broad groups of Americans. Democrats Ayanna Pressley, Jim Clyburn and Mary Gay Scanlon wrote to Biden on Nov. 20, asking him to use his clemency powers to "address longstanding injustices in our legal system, and set our nation on the path toward ending mass incarceration.” The letter, also signed by 61 others, suggested Biden could use his powers to send a powerful message of criminal justice reform and "rectify unjust and unnecessary criminal laws passed by Congress and draconian sentences given by judges.” “We encourage you to use your clemency powers to help broad classes of people and cases, including the elderly and chronically ill, those on death row, people with unjustified sentencing disparities, and women who were punished for defending themselves against their abusers,” they wrote. So far, Biden has pardoned 25 people. Most presidents tend to grant a flurry of clemency requests at the end of their terms, and it's likely Biden will do the same. White House press secretary Karine Jean-Pierre has said Biden is “thinking through that process very thoroughly.” Weissert reported from Luanda, Angola.ASUNCION, Paraguay (AP) — Gaston Martirena and Adrian Martinez scored first-half goals as Argentina's Racing won its first Copa Sudamericana championship by beating Brazil's Cruzeiro 3-1 in the final on Saturday. Martirena opened the scoring in the 15th minute and Martinez added a goal five minutes later to give “La Academia” its first international title since 1988 when it won the now defunct Supercopa Sudamericana. “Maravilla” Martinez scored 10 goals in 13 matches and finished as the top scorer in the competition. “We suffered until the last minute, but to be able to win a cup after so many years is a blessing,” Martinez said. “It's historic, it was a long time without being able to raise an international cup, we have a poor year in the league, but we were able to give the fans this satisfaction.” Roger Martinez sealed the victory with a goal in the 90th. Kaio Jorge scored in the 52nd for Cruzeiro. Racing, a team based in the city of Avellaneda, took the lead when Martirena, a Uruguayan right-back, sent in what appeared to be a cross from the right but the looping ball went over Cruzeiro goalkeeper Cassio and into the far corner of the net. Martinez doubled the lead with a shot from five meters. The game was played in Estadio General Pablo Rojas in Asuncion, Paraguay, where most of the 45,000 fans were supporting Racing. Copa Sudamericana is the second most prestigious club competition in South America behind the Copa Libertadores, and its first edition was in 2002. Racing is the first Argentinian team to win the competition since 2020 when Defensa y Justicia beat Lanus. The last two competitions were won by Ecuadorian teams. Brazilian teams Atletico Mineiro and Botafogo will play next weekend in the Copa Libertadores final in Buenos Aires, Argentina. AP soccer: https://apnews.com/hub/soccer
Leo Daily Horoscope Today, November 27, 2024 predicts unexpected turns in love
BJP leader urges CM to fast-track Musi project worksFOXBOROUGH, Mass. (AP) — The NFL removed New England Patriots safety Jabrill Peppers from the commissioner exempt list on Monday, making him eligible to participate in practice and play in the team’s games. Peppers missed seven games since being placed on the list on Oct. 9 after he was arrested and charged with shoving his girlfriend’s head into a wall and choking her. The league said its review is ongoing and is not affected by the change in Peppers’ roster status. Braintree, Massachusetts, police said they were called to a home for an altercation between two people on Oct. 7, and a woman told them Peppers choked her. Police said they found at the home a clear plastic bag containing a white powder, which later tested positive for cocaine. Peppers, 29, pleaded not guilty in Quincy District Court to charges of assault and battery with a dangerous weapon and possession of a Class “B” substance believed to be cocaine. At a court appearance last week a trial date was set for Jan. 22. “Any act of domestic violence is unacceptable for us,” Patriots coach Jerod Mayo said after the arrest. “With that being said, I do think that Jabrill has to go through the system, has to continue to go through due process. We’ll see how that works out.” A 2017 first-round draft choice by Cleveland, Peppers spent two seasons with the Browns and three with the New York Giants before coming to New England in 2022. He was signed to an extension this summer. He played in the first four games of the season and missed one with a shoulder injury before going on the exempt list, which allows NFL Commissioner Roger Goodell to place a player on paid leave while reviewing his case. AP NFL: https://apnews.com/hub/nfl
Patriots safety Jabrill Peppers, accused of domestic violence, cleared to practice and play