7 eleven seaweed
AP News Summary at 4:31 p.m. EST
Trump brushes off Ontario threat to pull U.S. energy plug as booze ban ponderedNoneCHICAGO — Fall leaves get a warm welcome from Christie Hunt. The River Forest, Illinois, resident rakes them into her flower beds, where they decay, providing fertilizer and valuable winter habitat for bees, moths, butterflies and fireflies. She also piles leaves around her fig tree, where they provide protection against the cold. And when Hunt uses up her own leaves, she gets creative. “I know this is going to sound a little strange,” she recently told a neighbor. “But I could really use some more leaves. Do you mind if I rake leaves from your yard?” The green gardening practice known as Leave the Leaves isn’t closely tracked, but a recent poll from the National Wildlife Federation found that 15% of Americans leave their leaves in their yards, and some local leaf-leavers say they’re seeing signs of growing interest on social media. Among the examples: a 2023 “Leave the Leaves” TikTok video by the foraging teacher Alexis Nikole Nelson got 1.2 million views and 3,400 comments. “I wasn’t seeing this conversation online a couple of years ago,” said Nick Wallace, 24, of Elmwood Park, who has been leaving leaves in his yard for about three years. “This conversation is absolutely skyrocketing and it’s great to see.” Among the goals of formal Leave the Leaves campaigns sponsored by national conservation groups: to provide food and shelter for insects at a time when studies show drastic population declines. “We’re literally throwing away the next generation of pollinators,” said National Wildlife Federation naturalist David Mizejewski. Ela Finch of Chicago’s Humboldt Park neighborhood has been leaving the leaves for four years, in part to support wildlife, and in part because she likes the free and convenient compost. “That’s nature’s fertilizer — you don’t have to rake it up and go find more fertilizer at Home Depot,” said Finch, a photographer who grew up leaving the leaves in rural Michigan. She first noticed a Leave the Leaves post on social media two or three years ago, followed by more posts by environmental groups, but she didn’t realize that there was a formal campaign until this year. “I was like, ‘Wait, so it is a thing?’” she said with a laugh. Mizejewski said it’s unclear who started Leave the Leaves, and lots of groups are promoting it. His organization drew attention to the issue early on with a popular 2014 blog post, and last year the wildlife federation started promoting October as Leaves the Leaves month. Concern about a drastic decline in the insect population — sometimes referred to as the insect apocalypse — has helped drive interest. An influential 2017 study in the journal PLOS ONE found a 75% decrease in flying insects in German nature preserves over 27 years, and in 2021 the National Academies of Sciences produced a special issue on insect decline, with the authors of one article writing, “Urgent action is needed on behalf of nature.” Birds, many of which eat insects, are also struggling, with a 2019 report in the journal Science estimating that there were 29% fewer birds in North America than there were in 1970. Wallace is among those who found their way to leaving the leaves not through the campaign itself, but due to concern for declining wildlife. He said he was always a “nature nerd,” and in college he began studying ecology, including wildlife loss, habitat loss and climate change. “I wanted to do as much as I could on the homefront, in the face of these overwhelming odds of getting our whole species on board to help the planet,” he said. His efforts, fueled by a COVID-era deep-dive into green gardening, include a native garden he planted in the front yard of the bungalow where he lives with his mother, uncle and grandmother. In the summer, he gets a dazzling array of butterflies, including swallowtails, monarchs, blue azures and clouded sulphurs. His garden also draws birds and moths, and lots of bees, wasps and hornets. In Elgin, Kelly Swayne said that she was leaving the leaves before she heard of the formal Leave the Leaves campaign, but the campaign inspired her to start raking leaves into flower beds. “It’s this nice little closed loop: What falls in my yard stays in my yard. And I get all the lightning bugs,” said Swayne, a massage therapist. On the Northwest side, artist Becca Bowlin reported a similar leave-the-leaves effect: “We’re the only yard that has fireflies.” Firefly larvae need damp places — such as layers of fallen leaves — in order to grow into the flickering wonders we see in the summer, according to Matthew Shepherd, director of outreach and education at the Xerces Society for Invertebrate Conservation, a science-based nonprofit. The red-banded hairstreak butterfly actually lays its eggs on fallen leaves, he said. The luna moth produces cocoons wrapped in leaves, which in turn fall to the ground, where fall leaves provide shelter and camouflage. The level of enthusiasm among Chicago-area leave the leaves participants is high, with several saying that, like Hunt, they have targeted other peoples’ leaves. When a neighbor recently asked Wallace for help raking, Wallace readily agreed — on the condition that he could take the leaves. Leave the leaves participants responding to a recent Facebook query reported “stealing” discarded bags of leaves from a Chicago alley and raiding neighbors’ leaf piles. One leaf-snatcher targets oak leaves, which she uses to acidify the soil around her blueberry bushes. At the Peggy Notebaert Nature Museum, which practices Leave the Leaves gardening, manager of horticulture Seth Harper said the vast majority of garden plants do fine when you rake leaves into their beds. “It also saves you a lot of work,” he noted. Still, he offered a few cautions and caveats: You may want to clear away leaves around roses to avoid black spot disease, and vegetable gardens can benefit from leaf-clearing as well. People can slip on leaf-strewn pavement, so it’s a good idea to clear sidewalks and walkways. And yes, he said, piled too thickly, leaves can kill grass. His rule of thumb: “If you can see grass, you’re fine.” If not, you may want to do some spot-raking. Leave the Leaves doesn’t appear to be getting much pushback in the Chicago area. Websites for Oak Park and Glencoe have online messages supporting the campaign, and Wallace said neighbors have had very positive responses to his native plant garden — a novelty on the block. “Children come by my yard when I’m out there, and they’re pointing at bugs,” he said. “There’s this family that comes by to talk to me about my garden and they have their two little kiddos and a remote control Jeep that they drive around on the sidewalk, and they point at all the milkweed bugs. They love it.” Wallace uses the garden to explain the leaf-leaving, which has proved uncontroversial. Finch said pushback has been minimal, but she has a friend in Indiana who leaves the leaves in a neighborhood with pristine lawns and lots of leaf blowers, and there, neighbors have been more vocal in their opposition. “I think in the city we’re lucky,” she said. Hunt reported zero pushback from neighbors. “Now what they’re saying behind my back, I don’t know,” she said with a laugh.
Drones for commercial and recreational use have grown rapidly in popularity, despite restrictions on who can operate them and where they can be flown. No-fly zones are enforced around airports, military installations, nuclear plants, certain landmarks including the Statue of Liberty, and sports stadiums during games. Not everybody follows the rules. Sightings at airports have shut down flights in a few instances. Reported sightings of what appear to be drones flying over New Jersey at night in recent weeks have created anxiety among some residents, in part because it is not clear who is operating them or why. Some state and local officials have called for stricter rules to govern drones. After receiving reports of drone activity last month near Morris County, New Jersey, the Federal Aviation Administration issued temporary bans on drone flights over a golf course in Bedminster , New Jersey, that is owned by President-elect Donald Trump, and over Picatinny Arsenal Military Base . The FAA says the bans are in response to requests from “federal security partners.” Who regulates drones? The FAA is responsible for the regulations governing their use , and Congress has written some requirements into law. Who enforces the rules? With a 2018 law, the Preventing Emerging Threats Act, Congress gave certain agencies in the Homeland Security and Justice departments authority to counter threats from unmanned aircraft to protect the safety of certain facilities. New drones must be outfitted with equipment allowing law enforcement to identify the operator, and Congress gave the agencies the power to detect and take down unmanned aircraft that they consider dangerous. The law spells out where the counter-drone measures can be used, including “national special security events” such as presidential inaugurations and other large gatherings of people. What does it take to become a drone pilot? To get a “remote pilot certificate,” you must be at least 16 years old, be proficient in English, pass an aeronautics exam, and not suffer from a ”mental condition that would interfere with the safe operation of a small unmanned aircraft system.” Are drones allowed to fly at night? Yes, but the FAA imposes restrictions on nighttime operations. Most drones are not allowed to fly at night unless they are equipped with anti-collision lights that are visible for at least 3 miles (4.8 kilometers). Are drones a hazard? Over the past decade, pilots have reported hundreds of close calls between drones and airplanes including airline jets. In some cases, airplane pilots have had to take evasive action to avoid collisions. Drones buzzing over a runway caused flights to be stopped at London’s Gatwick Airport during the Christmas travel rush in 2018 and again in May 2023 . Police dismissed the idea of shooting down the drones, fearing that stray bullets could kill someone. Advances in drone technology have made it harder for law enforcement to find rogue drone operators — bigger drones in particular have more range and power. Will drone rules get tougher? Some state and local officials in New Jersey are calling for stronger restrictions because of the recent sightings, and that has the drone industry worried. Scott Shtofman, director of government affairs at the Association for Uncrewed Vehicle Systems International, said putting more limits on drones could have a “chilling effect” on “a growing economic engine for the United States.” “We would definitely oppose anything that is blindly pushing for new regulation of what are right now legal drone operations,” he said. AirSight, a company that sells software against “drone threats,” says more than 20 states have enacted laws against privacy invasion by drones, including Peeping Toms. Will Austin, president of Warren County Community College in New Jersey, and founder of its drone program, says it's up to users to reduce public concern about the machines. He said operators must explain why they are flying when confronted by people worried about privacy or safety. “It's a brand new technology that's not really understood real well, so it will raise fear and anxiety in a lot of people,” Austin said. “We want to be good professional aviators and alleviate that.” ___ Associated Press reporter Rebecca Santana in Washington, D.C., contributed. David Koenig, The Associated PressIt’s no surprise that Salman Khan has a cameo in Baby John . The trailer for Varun Dhawan’s latest action-thriller had already teased his appearance. However, if you’re eager to experience the cameo on the big screen, it’s best to avoid social media and YouTube. Salman Khan’s cameo in an action-packed scene from Baby John has been leaked online, just days ahead of the film’s theatrical release on December 25. ‘One of a Kind’: Varun Dhawan Opens Up on Working With Salman Khan in ‘Baby John’, Reveals Receiving THIS Compliment From the Bollywood Superstar . (SocialLY brings you all the latest breaking news, viral trends and information from social media world, including Twitter (X), Instagram and Youtube. The above post is embeded directly from the user's social media account and LatestLY Staff may not have modified or edited the content body. The views and facts appearing in the social media post do not reflect the opinions of LatestLY, also LatestLY does not assume any responsibility or liability for the same.)
Amalfi Jets Launches Exclusive Year-End Tiered Bonus Promotion for Jet Card MembersIn other region/state news, Old Dominion guard Robert Davis Jr. has been selected as the Sun Belt Conference Player of the Week. Click to share on Facebook (Opens in new window) Click to share on X (Opens in new window) Most Popular Police identify Hampton man found dead at Great Dismal Swamp Police identify Hampton man found dead at Great Dismal Swamp Hitman who killed Navy officer in Newport News among 37 death row inmates commuted by Biden Hitman who killed Navy officer in Newport News among 37 death row inmates commuted by Biden 45 years ago, a Virginia Beach woman was killed. Her family is still waiting for answers. 45 years ago, a Virginia Beach woman was killed. Her family is still waiting for answers. Man sentenced to life in prison for drug-robbery slaying of popular skateboarder Man sentenced to life in prison for drug-robbery slaying of popular skateboarder Hampton considers accessory dwelling units as solution to housing shortage Hampton considers accessory dwelling units as solution to housing shortage David Teel: Why Norfolk State? For Michael Vick, the 757 is home David Teel: Why Norfolk State? For Michael Vick, the 757 is home Seven Poquoson football players take Class 2 all-state honors Seven Poquoson football players take Class 2 all-state honors Public records: Hampton EDA buys Kelly’s Tavern building, restaurants and retailers sign leases Public records: Hampton EDA buys Kelly’s Tavern building, restaurants and retailers sign leases Williamsburg regional sports complex gets new name Williamsburg regional sports complex gets new name Live: Michael Vick introduced as Norfolk State’s coach Live: Michael Vick introduced as Norfolk State’s coach Trending NationallyThe year in money: inflation eased, optimism ticked upward
Timberwolves didn’t turn to small ball to close last game, and those lineups don’t seem to be on the horizon(BPT) - Tech gifts are consistently some of the most popular presents to give and receive during the holidays. In fact, according to the annual Consumer Technology Holiday Purchase Patterns report , a record 233 million U.S. adults (89%) will buy tech products during the 2024 holiday season. But with so many devices out there, it can be hard to decide on the perfect option for the loved one on your list. A tablet like the new Fire HD 8 from Amazon offers the versatility of an all-in-one device, with access to streaming, gaming, video chatting, reading or writing all at your fingertips. Fire HD 8 also features a vibrant 8-inch HD display and lightweight, portable design, for high-quality entertainment on the go. Plus, Fire HD 8 comes with three new AI features that can help you get the most out of your tablet experience. Check them out below and learn how they can help you with daily tasks this holiday season and beyond. 1. Meet your personal writing assistant Do you struggle with writing a heartfelt message or finessing a tricky email? Fear not! Writing Assist is here to help. Writing Assist works as part of your Fire tablet's device keyboard and compatible apps, including email, Word documents and social media. In just a few taps, you can transform your writing from good to great. Try Writing Assist's pre-set styles to turn a simple email into a professionally written note. Or, you can ask Writing Assist for grammar suggestions to make your writing more concise, or elaborate on your ideas. You can even "emojify" your writing to add more fun and personality. 2. Learn more in less time Say goodbye to scrolling through pages of information. The new Webpage Summaries feature allows you to learn pertinent information as quickly as possible. Available on the Silk browser on Fire tablets, Webpage Summaries provides quick insights on web articles. In a matter of seconds, this feature will distill the key points in an article or on a webpage into a clear, concise summary of what you need to know. 3. Get creative with your device wallpaper With Wallpaper Creator, you can easily add a touch of creative flair and customization to your tablet's home screen. You can choose from one of the curated prompts to get started on creating a unique background. Or, if you're ready to let your imagination run wild, type a description of what you'd like to see. For example, you can ask for an image of a tiger swimming underwater or a watercolor-style image of a desert landscape in space. Wallpaper Creator will then turn your vision into a reality, delivering a high-resolution image that you can use as your tablet's wallpaper. Celebrate an AI-powered holiday season Writing Assist, Webpage Summaries, and Wallpaper Creator are now available on Amazon's new Fire HD 8 and other compatible Fire tablet devices, including the latest Fire HD 10 and Fire Max 11 tablets. To learn more, or to order a new Fire tablet this gift-giving season, visit Amazon.com . Stay Informed: Subscribe to Our Newsletter Today
By Anna Helhoski, NerdWallet The battle to get here was certainly an uphill one, but people are generally feeling better about the economy and their finances than they once did. On top of that, the economy has been easing into an ideal, Goldilocks-like position — not running too hot or cooling too quickly. Throughout 2024, consumer sentiment data showed people were fairly positive about the economy and their own finances, even if there’s remaining frustration over elevated prices compared to four years ago. Looking ahead, households are feeling more optimistic about their personal finances in the next year, as the share of those expecting to be in a better financial situation a year from now hit its highest level since February 2020. Combine positive personal vibes with a strong economic picture and it looks like 2024 wasn’t so bad for consumers, after all. But that doesn’t mean there weren’t bumps in the road or potential roadblocks ahead. To cap off the year, NerdWallet writers reflect on the top trends in personal finance and the economy this year — and what they think might be ahead in 2025. Elizabeth Renter, NerdWallet’s economist What happened: In 2024, U.S. consumers have proven resilient following a period of high inflation and ongoing high interest rates. Wage growth has been strong, owing in part to rising productivity. This has driven robust spending throughout the year, which has kept the economy growing at a healthy pace. The labor market has remained steady, though cooler than 2023, and price growth continues to moderate towards the Federal Reserve’s 2% inflation goal. What’s ahead: Barring significant changes to economic policy and significant shocks, the U.S. economy is expected to grow at a moderate rate in the coming year. Inflation will continue to moderate and the labor market will remain relatively healthy, all due in part to continued slow and deliberate rate cuts from the Fed. However, there are risks to this path. Higher tariffs and tighter immigration policies are likely, but the extent of these changes are yet unclear. The potential policy scenarios are many, and the economic outcomes complex. Increased tariffs are generally inflationary, and stricter immigration policies could impact the labor supply and economic growth. Consumers and small business owners with their eyes to the new year should focus on the things within their control. Margarette Burnette, consumer banking and savings writer What happened: High-yield savings accounts and certificates of deposit offered elevated rates in 2024, rewarding savers with strong returns. Following the Federal Reserve rate cuts in the second half of the year, high-yield accounts had modest rate decreases, but they continued to outperform traditional savings accounts and CDs. What’s ahead: We’re watching for further Federal Reserve rate cuts, which could lead to more decreases in savings rates. Sara Rathner, credit cards writer What happened: Credit card debt levels hit record highs, with consumers turning to credit cards to pay for necessities. While the economy is doing well, many individuals have struggled to make ends meet, as incomes haven’t kept up with certain costs. What’s ahead: We may see some policy and regulation changes with the incoming administration that could affect folks when it comes to credit cards, debt and consumer protections. Ryan Brady, small business writer What happened : New businesses continued to blossom in 2024 as business applications remained well above pre-pandemic levels. Confidence in the future state of the U.S. economy also spiked after the presidential election, but that optimism was tempered by concerns over rising costs and labor quality. What’s ahead: All eyes are on the incoming administration as small-business owners brace for turbulence resulting from potential tariffs, tax policy changes and dismantled government regulations. We’re also watching the possibility of interest rate cuts in 2025 and small-business owners’ growing reliance on new technologies, such as AI. Holden Lewis, mortgages writer What happened: Home buyers struggled with elevated mortgage rates, rising house prices and a shortage of homes for sale. On top of that, a new rule required buyers to negotiate their agents’ commissions. What’s ahead: The Federal Reserve is expected to cut short-term interest rates, but mortgage rates might not necessarily fall by a similar amount. Buyers will probably have more properties to choose from, and the greater supply should keep prices from rising a lot. Interest rates on home equity loans and lines of credit should fall, making it less expensive to borrow to fix up homes — either to sell, or to make the home more comfortable and efficient. Sam Taube, investing writer What happened: The stock market had a great year. The S&P 500 is up more than 25% due to falling interest rates, fading recession fears, AI hype, and the possibility of lighter taxes and regulations under the new administration. Cryptocurrency also saw big gains in 2024; the price of Bitcoin crossed the $100,000 mark for the first time in December. What’s ahead: A lot depends on how fast the Fed reduces rates in 2025. Another key unknown is Trump’s second term. Regulatory rollbacks, such as those he has proposed for the banking industry, could juice stock prices — but they also could create systemic risks in the economy. His proposed tariffs could also hurt economic growth (and therefore stock prices). Finally, it remains to be seen whether trendy AI stocks, such as NVIDIA, can continue their momentum into next year. It’s the same story with crypto: How long will this bull market last? Caitlin Constantine, assistant assigning editor, insurance What happened: Many people saw their home and auto insurance premiums skyrocket in 2024. In some states, homeowners are finding it harder to even find policies in the first place. Meanwhile, life insurance rates have started to decrease post-pandemic. We also saw more insurers offering online-only policies that don’t require a medical exam. What’s ahead: Auto and home insurance costs will likely continue to rise, although auto premiums may not rise as dramatically as they have over the past few years. And if you’re in the market for life insurance, expect to see competitive life insurance quotes and more customizable policies. Eliza Haverstock, student loans writer What happened: Borrowers received historic student loan relief, but lawsuits derailed an income-driven repayment plan used by 8 million whose payments are indefinitely paused. Uncertainty will carry into 2025 as a result of the presidential administration change. What’s ahead: Trump has pledged to overhaul higher education and rein in student loan relief. The fate of the SAVE repayment plan, student loan forgiveness options, FAFSA processing and more remain in the balance. Meghan Coyle, assistant assigning editor, travel What happened: People are willing to pay more for big and small luxuries while traveling, and airlines and hotels are taking note. Many airlines raised checked bag fees early in 2024, credit card issuers and airlines invested in renovated airport lounges, and major hotel companies continued to add luxury properties and brands to their loyalty programs. What’s ahead: Southwest will say goodbye to its open seating policy and introduce new extra-legroom seats, a major departure for the airline. Alaska Airlines and Hawaiian Airlines will unveil a unified loyalty program in 2025. Spirit Airlines may attempt to merge with another airline again after its 2024 bankruptcy filing and two failed mergers under President Biden’s administration. Travelers will find that they’ll have to pay a premium to enjoy most of the upgrades airlines and hotels are making. Laura McMullen, assistant assigning editor, personal finance What happened: This year, dynamic pricing expanded beyond concerts and travel to online retailers and even fast-food restaurants. This practice of prices changing based on real-time supply and demand received plenty of backlash from consumers and prompted the Federal Trade Commission to investigate how companies use consumers’ data to set prices. What’s ahead: Beyond an expansion of dynamic pricing — perhaps with added oversight — expect subscription models to become more prevalent and demand for sustainable products to grow. Shannon Bradley, autos writer What happened: New-car prices held steady in 2024 but remained high after a few years of sharp increases — the average new car now sells for about $48,000, and for the first time ever the price gap between new and used cars surpassed $20,000 (average used-car prices are now slightly more than $25,000). Overall, the car market returned to being in the buyer’s favor, as new-car inventories reached pre-pandemic levels, manufacturer incentives began making a comeback and auto loan interest rates started to decline. What’s ahead: The future of the car market is uncertain and depends on policies implemented by the incoming administration. Questions surround the impact of possible tariffs on car prices, whether auto loan rates will continue to drop, and if federal tax credits will still be available for electric vehicle buyers. Jackie Veling, personal loans writer What happened: Buy now, pay later continued to be a popular payment choice for U.S. shoppers, even while facing headwinds, like an interpretive ruling from the CFPB (which determined BNPL should be regulated the same as credit cards) and Apple’s discontinuation of its popular Apple Pay Later product. Large players like Affirm, Klarna and Afterpay continued to offer interest-free, pay-in-four plans at most major retailers, along with long-term plans for larger purchases. What’s ahead: Though more regulation had been widely anticipated in 2025, the change in administration suggests the CFPB will play a less active role in regulating BNPL products. For this reason, and its continued strength in the market, BNPL will likely keep growing. Taryn Phaneuf, news writer What happened: Easing inflation was a bright spot in 2024. In June, the consumer price index fell below 3% for the first time in three years. Consumers saw prices level off or decline for many goods, including for groceries, gas and new and used vehicles. But prices haven’t fallen far enough or broadly enough to relieve the pinch many households feel. What’s ahead: The new and higher tariffs proposed by the Trump administration could reignite inflation on a wide range of goods. Taryn Phaneuf, news writer What happened: Rent prices remain high, but annual rent inflation slowed significantly compared to recent years, staying around 3.5% for much of 2024, according to Zillow, a real estate website that tracks rents. A wave of newly constructed rental units on the market seems to be helping ease competition among renters and forcing landlords to offer better incentives for signing a lease. What’s ahead: If it continues, a softening rental market could work in renters’ favor. But construction is one of several industries that could see a shortage of workers if the Trump administration follows through on its promise to deport undocumented immigrants. A shortage of workers would mean fewer houses and apartments could be built. Anna Helhoski, news writer What happened: After a contentious presidential campaign, former President Donald Trump declared victory over Vice President Kamala Harris. While on the campaign trail, Trump promised to lower inflation, cut taxes, enact tariffs, weaken the power of the Federal Reserve, deport undocumented immigrants and more. Many economists have said Trump’s proposals, if enacted, would likely be inflationary. In Congress, Republicans earned enough seats to control both houses. What’s ahead: It’s unclear which campaign promises Trump will fulfill on his own and with the support of the new Congress. He has promised a slew of “day one” actions that could lead to higher prices, including across-the-board tariffs and mass deportations. Most recently, Trump pledged to enact 20% tariffs on Canada and Mexico, as well as an additional 10% tariff on China. He has also promised to extend or make permanent the 2017 Tax Cuts and Jobs Act; many of its provisions expire by the end of 2025. Anna Helhoski, news writer What happened: Fiscal year 2023-2024’s funding saga finally came to an end in March, then six months later, the battle to fund the fiscal year 2024-2025 began. The Biden Administration waged its own war against junk fees . Antitrust enforcers pushed back against tech giants like Amazon, Apple, Google, and Meta; prevented the Kroger-Albertsons merger; nixed the Jet Blue-Spirit Airlines merger; and moved to ban noncompete agreements. The Supreme Court rejected a challenge to the constitutionality of the Consumer Financial Protection Bureau, as well as a challenge to abortion pill access. SCOTUS also overruled its landmark Chevron case, which means every federal regulatory agency’s power to set and enforce its own rules are now weaker. What’s ahead: The election’s red sweep means the GOP will control the executive and legislative branches of government. They’ll face the threat of at least one more potential government shutdown; a debt ceiling drama comeback; and the beginning of the debate over extending or making permanent provisions of the expiring 2017 Tax Cuts and Jobs Act. More From NerdWallet Anna Helhoski writes for NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. The article What Trended in Personal Finance in 2024? originally appeared on NerdWallet .
IRS recovers $4.7 billion in taxes from scofflaws. But it's bracing for funding cuts under TrumpGEORGETOWN, Ky. (AP) — Toyota said Thursday it will build a new paint facility as part of a $922 million investment at its factory complex in Georgetown, Kentucky, making it the second big addition announced this year at the automaker's largest global manufacturing plant. In February, the company said it would invest $1.3 billion at its Kentucky complex, in part so it can build an all-new three-row electric SUV to be sold in the U.S. Neither project will add any new jobs at the facility, which now employs about 10,000 workers. However, the investments reinforce Toyota's commitment to long-term job stability, the company said. The new paint facility, scheduled to open in 2027, will add 1 million square feet of capacity while decreasing carbon emissions by 30% and water usage by 1.5 million gallons per year, Toyota said. It will enable the company to offer more diverse color options for its vehicles, the company said. “Toyota’s commitment to advanced paint technologies goes beyond aesthetics,” said Kerry Creech, president of Toyota Kentucky. “It encompasses efficiency, sustainability and quality, leading the industry in environmentally responsible manufacturing.” The project also will increase flexibility for future vehicle production and advances Toyota's goal to achieve zero carbon emissions by 2050, the automaker said. Toyota’s investment in the Bluegrass State has surpassed $11 billion since breaking ground at the central Kentucky site in 1986. Georgetown is 16 miles (26 kilometers) north of Lexington, Kentucky.
Fortnite is be available to play in its original (OG) iteration after Season 1 launched on Friday, the video game's developers announced. The video game is "going all the way back" with the OG version, which will give new and older players to opportunity to have the "classic Fortnite Battle Royale experience," according to the Fortnite team's news release . "Head-first out of the battle bus, the ground rushes up to meet you. Deploy your glider, float into occupied airspace, land on a rooftop, carve out a wall, grab a gun, pop a shield, fight, survive," the release reads. In addition to the original Battel Royale, Fortnite players will have access to "OG loot, OG locations and OG gameplay," according to the video game's developers. Here is what to know about Fortnite OG, including more information on the rollout, map and game pass. Holiday deals: Shop this season’s top products and sales curated by our editors. What is Fortnite OG? Fortnite OG has a goal of "recreating those early days" by bringing back the map, loot and features that caught the gaming world by storm after it launched in 2017, developers said. Solos and Squads modes will be available at launch, along with the game's Zero Build mode that removes the need to harvest materials to build defensive structures, the developers said, adding that ranked Fornite OG is also "coming soon." Some new features that have been added since the original Fortnite release will remain available at launch, including better building mechanics and the ability to sprint, slide, mantle, door bash and move while healing, according to the release. When does Fortnite OG Season 1 end? Players should be prepared as seasons in Fortnite OG will be shorter than they are in Battle Royale currently, with Season 1 slated to end on Jan. 31, 2025, at 2 a.m. ET, according to the release. Will the original Fortnite map return? The original Fortnite map that launched with the game in 2017 is returning, the developers announced. "Great care has been taken to ensure that every tree, Chest, car, and object is right where you remember it," the release reads. "In Zero Build, we’ve added Ziplines and Ascenders to help you get to hard-to-reach locations." Additionally, the loot pool for day one of Fortnite OG will be the same as the loot pool was on day one of Fortnite Battle Royale Chapter 1, Season 1 over seven years ago, with more items being released as Chapter 1, Season 1 commences, the developers said. More info on the Fortnite OG pass The Fortnite OG pass for Chapter 1, Season 1 will be available to complete until Jan. 31, 2025, at 2 a.m. ET, the developers said. This pass will feature 45 tiers of retro rewards "with a modern twist" on classic items and outfits, according to the release. "Renegade Rebel, Aerial Assault Bomber, and Skull Commander are the Outfits to earn in Season 1, with an unlockable (alternate) style for each," the developers said. The pass can also be leveled up with XP earned from playing any experience in Fortnite, the release reads. Also coming soon are Fortnite OG Cups, unprized open competitions for the Fortnite OG game mode, the developers said. "In these cups, the OG loot pool is at your disposal with no competitive loot changes," according to the release.
Pep Guardiola has opened up on a Manchester City tradition that has been broken this year amid the club’s poor run of form. Following defeat to Aston Villa at the weekend , City have won just once in their last 12 games across all competitions and have slipped to seventh in the Premier League . Now 12 points behind league leaders Liverpool, it’s almost certain Guardiola’s side will not be crowned champions of England for a fifth year in a row as the target must surely be to ensure a top-four finish and Champions League qualification. With the Spaniard calling on his players to give it their all over the festive period in an attempt to turn around their dire form, Kyle Walker has revealed City boss has called the squad in to train on Christmas Day. Ultimately this is with the Boxing Day clash at home to Everton in mind. Though it’s not something that City players have become accustomed to in recent seasons. "We've been fortunate in the past couple of seasons that we haven't had to train on Christmas Day,” the City captain said when speaking on his ‘ You'll Never Beat Kyle Walker’ podcast . “We are doing this season because we've got Everton at 12.30 on Boxing Day. “But the last couple of seasons we've had Christmas Day off, which has been very nice..." Going into further detail with regards to training plans on Christmas Day, Guardiola issued a rallying cry to his players demanding total commitment. “We train today and we train tomorrow night, and then we stay here and then play on Boxing Day,” he said in the pre-match press conference. “Tonight and tomorrow, they will be with their families. Tomorrow night they will be here. Hopefully they want to be here - it is our job.” Guardiola will be hopeful for a change in fortunes on Boxing Day as there is a scenario where they can drop to 10th if they lose to Everton and other results go against them.
Police say suspect in UnitedHealthcare CEO killing wasn't a client of the insurer
Tia Mowry is reflecting on the holidays. The Sister, Sister alum got candid about how difficult the season can be, especially as she navigates it as a single mom to son Cree , 13, and daughter Cairo , 6, following her split from ex Cory Hardrict in 2022 after 14 years of marriage "Co-parenting during the holidays is a journey," Tia wrote on Instagram Dec. 23 , alongside several photos with her children in front of Christmas decor, "one that's filled with a mix of emotions. It's different, and yes, it can feel challenging and even lonely at times, especially when you're adjusting to a new family dynamic." Despite the difficulty, the 46-year-old added that she's "found the beauty in it," writing that it gives her kids a chance to "build meaningful relationships with both parents," while also giving space "for self-discovery, healing, and rejuvenation." "I'll admit, as a single mom, I sometimes feel the weight because our family doesn't look like others," Tia continued. "But you know what? That's okay. Different doesn't mean less than. The most important thing is keeping the traditions alive for my children—because no matter how it looks, we are still family." Tia ended her post with a message to others co-parenting through the holidays and urging them to create "those special moments for our kids, no matter what." Since filing for divorce from Cory, Tia has spoken openly about the difficulties of change, especially when it comes to the fact that she and her siblings— Tamera Mowry - Housley , Tahj Mowry and Tavior Mowry —don't have the same kind of closeness that they once did. "As siblings, we all grow up and we get married, we have kids," Tia told E! News in October . "We take on different roles and responsibilities in life." Tia also clarified previous comments she'd made on her upcoming reality show My Next Act about not being "close" to twin sister Tamera anymore , explaining she meant it only in terms of physical proximity as she definitely still relies on her family and friends for support during the hard times. "Change can be really, really scary, but also beautiful," she added. "At the same time, you're not alone when you know you are going through these transitions in life, and there's community, there's family, there's friendship, there's support there." For more of Tia and Tamera's most candid moments, keep reading. Tia Mowry Recalls Losing Her Virginity to Cory Hardrict After finalizing her divorce from Cory Hardrict in April 2023, Tia Mowry reflected on her new single chapter. "I came into this world with a twin," the actress said on the premiere episode of her reality series Tia Mowry: My Next Act , which debuted in October 2024, while referencing sister Tamera Mowry , "and right after that I went into a 22-year relationship. So I have never been alone in my life. It has been quite a journey." Tia and Cory met in 1999 while working on the movie Hollywood Horror . While their relationship started off as platonic, it later turned romantic and Tia noted "Cory was my first everything." "I met Cory when I turned 20, and I lost my virginity at 25. There, I said it," she continued on her We TV series. "And then we got married! Boom!" Tia Shares Why She & Cory Divorced Tia and Cory wed in 2008 and welcomed two children together: son Cree in 2011 and daughter Cairo in 2018. But in 2022, the couple split . While Tia cited "irreconcilable differences" as the reason for their breakup in her divorce filing , she later offered insight into when she knew her marriage to Cory was over. “I knew when I really started to focus on my happiness,” the Sister, Sister alum said on a November 2022 episode of Today . “I feel like women, we tend to focus on everybody else’s happiness, making sure that everybody else is OK—meaning our children, our friends, our family. But at the end of the day, it's about self-love. And when you start to really work on yourself, love yourself, know your value, know your worth, then all of a sudden there's this awakening. And it's not easy. It's a hard journey. But at the end of the day, I feel like it is so, so worth it." After being honest with herself about the dissolution of her marriage, Tia wanted to be upfront with the public, too. "I got tired of not being authentic and living in my truth," she added in Tia Mowry: My Next Act. "I got tired of showing up at events and people thinking everything was perfect when it wasn't." Tia Reveals the Role Her Kids Played in Her Decision to Divorce Tia also considered how the divorce would affect Cree and Cairo. “A part of my decision was also for them,” she explained in a June 2023 interview with HelloBeautiful . “For them seeing their mother walk in truth. I feel like it’s a great lesson for them because it was not an easy decision. It was one of the hardest decisions that I had ever had to make in my entire life. But if they see that mommy can do it, that mommy, no matter what people say, no matter, even if there’s some sort of doubt, whatever, mommy pushed through. [They can say] my mommy is living and chasing her truth." And The Game star hopes her kids can one day carve their own path, too. "I want my children to do that," she added. "That’s the best gift I can give them. I want for them not to live a life that I want them to live, for them not to live a life that everybody else wants them to live or what they think that they should be or live. I want them to see that it is okay to have a bad day. I want them to see that it is okay to chase your joy. I want them to see that it is okay to live your truth.” Tia Reflects on Where She Stands With Twin Sister Tamera Mowry While Tia and Tamera have graced fans' screens for decades, it appears they don't see each other as often as they used to off-screen . "Being alone has been the most challenging part of my divorce," Tia said in a September sneak peek of Tia Mowry: My Next Act . "It's times like this when I feel and wish that my sister and I were still close, and I could pick up the phone and call her. But that's just not where we are right now." Pointing out, "We live in different places. We have our own families. We have our own wants and desires and needs," Tia simply said, "We have different lives now." A source close to the matter told E! in September 2024 "the sisters are close but the quote being referenced was about their physical location—Tamera lives in Napa and Tia lives in Los Angeles." Tia also later clarified her remarks, noting she was referring to proximity when discussing their closeness. “What I meant by that is we as siblings are not as accessible to one another ," she told E! in early October, "and that is beautiful and challenging at the same time.” Tamera Says She Found Out About Tia's New Show "With the Rest of the World" Still, it was a bit of a shock when Tamera said she found out Tia was returning to reality TV when fans did. "I didn't know," she told Entertainment Tonight in May 2024. "I found out with the rest of the world." As for whether Tamera will make a cameo on Tia's series? "She didn't ask me," the former cohost of The Real continued. "So I take that as no." However, Tamera suggested she was fine with not appearing on Tia's series. "She's like, 'This is my story,'" she added. "I can only respect that." And Tia suggested she didn't think it was a big deal that she didn't give Tamera a heads-up about the reality show. "It's normal for you not to tell everyone everything," she told the Associated Press Oct. 11, 2024. "It doesn't mean anything. There's nothing loaded. She's living her life, I'm living my life. We don't have to tell each other everything, and that's very normal." Tamera Remembers Attending Therapy With Tia to Work on Their Communication The siblings have spoken about their ups and downs before. During an episode of their former reality show Tia & Tamera —which ran from 2011 to 2013—they attended a counseling session to work on their communication. "It's because we were so different, and we needed to learn to communicate in a way that was positive for the both of us," Tamera explained on a 2019 episode of The Real . "I'm very sensitive as the world knows, and my sister—she's very assertive and she can handle herself. We had to learn how to communicate properly with each other." Tamera Describes Being Compared to Tia Growing up, Tamera was used to the public drawing comparisons between her and Tia. "Being born as an identical twin, I feel like I had no choice in the matter that people were going to compare. It happens," she said in a January 2024 YouTube video. "You see twins your brain automatically wants to compare and look at the differences: 'Oh, this twin has a fuller face. This twin is thinner. That's how we can tell them apart. One has a mole. One has a more bubbly personality. One is a little bit more shy.'" And after a while, these comparisons took a toll. "As I got older—college, being on TV—I started to take it personal and that's when it became toxic," the actress continued. "And you can Google to see the toxic comparions out there." However, her mother gave her some advice: "Comparison is the thief of joy." "Even though I'm a twin, God made each of us different," Tamera said. "We may have the same DNA, but we have different gifts. And that's OK." Tamera Speaks About Marriage to Adam Housley Just as how Tia has opened up about her time with Cory, Tamera has given fans glimpses inside her relationship with husband Adam Housley . And while she's called him " the love of my life ," like any couple, they experience highs and lows. "Thirteen years, I can't believe it," Tamera, who wed Adam in 2011, told E! News in May 2024 . "It's gone by fast actually. I always say, 'You're gonna have your ups and downs.' Our marriage is not perfect, but I still like him. I like who he is as a human being. And we're actually growing together instead of apart." And they check in on each other. "Every now and then just ask them, 'Are you happy?'" Tamera, who shares kids Aden and Ariah with Adam, continued. "'What things can we do to continue keeping us happy?' Because I don't just want to be married for a long time, I want to be happily married for a long time." Tamera Talks "Sex Goals" After more than a decade of marriage, it seems Tamera and Adam still know how to keep things spicy. "For me, staying happily married is having sex goals," the Twitches alum said on a 2022 episode of The Jennifer Hudson Show . "And I don’t think there’s anything wrong with women being vocal about it." As for what those goals include? According to Today , Tamera wrote in her memoir You Should Sit Down for This a list of places she wants to have sex, including on the rooftop of a skyscraper, on a car in the rain and in each room in her house. "I wanted to get rid of all those stereotypes," she told the outlet. "Own your man. Own your sex life and love it! Just because you've been married for over a decade that doesn't mean that you have to dry up." Tamera Looks Back at Her Time on The Real Tamera has gotten real about her first four years on The Real . "It was one of the unhappiest times of my life," she wrote in her memoir while discussing the commute, the grind and public scrutiny . "I suffered horrible anxiety, I'd throw up in my dressing room, I drank way too much." Still, Tamera has many fond memories from her seven years on the show, too—which she reflected on while announcing her departure from cohosting in 2020. "The friendships that I've made there will last a lifetime, and the people that I've had the blessing to interview have changed my life for the better," she wrote in part of an Instagram post at the time. "I'm so proud of what all the ladies and I have accomplished there, including two well-deserved NAACP Image Awards and a Daytime Emmy." Tia & Tamera Reveal If They'd Ever Be Up for a Sister, Sister Reboot With so many '90s shows getting a refresh, fans have wondered if Sister, Sister might be rebooted too. However, Tia and Tamera have noted that the process isn't easy. "My sister and I had been trying for a few months now," Tia said on a 2017 episode of The Real . "We can only do so much." And while some fans may still hold out hope for a revival, Tamera told Us Weekly in May 2024, "It’s not happening."Stock market today: Wall Street rallies ahead of Christmas
A man accused of setting a woman on fire inside a New York City subway train and then watching her die after she was engulfed in flames has made an initial court appearance and will remain in custody. Sebastian Zapeta, 33, who federal immigration officials said is a Guatemalan citizen who entered the US illegally, was arraigned in Brooklyn criminal court. He appeared briefly before a judge and wore a white jumpsuit over a weathered black hooded sweatshirt. He did not speak. He will remain jailed ahead of his next court date on Friday. The apparently random attack occurred on Sunday morning on a stationary F train at the Coney Island station in Brooklyn. Police said on Tuesday that identification of the victim was still “pending at this time”. Authorities say Zapeta approached the woman, who was sitting motionless in the train car and may have been sleeping, and used a lighter to set her clothing on fire. The woman quickly became engulfed in flames, while the suspect then sat at a bench on the subway platform and watched, according to police. Video posted to social media appeared to show the woman standing inside the train ablaze as some people look on from the platform, and at least one officer walks by. NYPD chief of transit Joseph Gulotta said that several officers had responded to the fire and one stayed to keep the crime scene “the way it’s supposed to be” while the others went to get fire extinguishers and transit workers. They were eventually able to douse the fire, but “unfortunately, it was too late”, Police Commissioner Jessica Tisch said — the woman was pronounced dead at the scene. During Zapeta’s court hearing on Tuesday, Assistant District Attorney Ari Rottenberg said Zapeta at one point fanned the flames on the woman using his shirt. He said a 911 call from a subway rider helped identify Zapeta. Mr Rottenberg added that under interrogation Zapeta claimed he did not know what happened, noting that he consumes alcohol. But he alleged that Zapeta identified himself to interrogators in images related to the attack. Zapeta was taken into custody on Sunday afternoon while riding a train on the same subway line after police got a tip from some teenagers who recognised him from images circulated by the police. A Brooklyn address for Zapeta released by police matches a shelter that provides housing and substance abuse support. The shelter did not immediately respond to a request for comment. Federal immigration officials said Zapeta had been previously deported in 2018 but at some point reentered the US illegally. The crime — and the graphic video of it that ricocheted across social media — deepened a growing sense of unease among some New Yorkers about the safety of the subway system in a city where many residents take the subway multiple times each day.NEW YORK (AP) — The man charged with killing UnitedHealthcare CEO Brian Thompson was not a client of the medical insurer and may have targeted it because of its size and influence, a senior police official said Thursday. NYPD Chief of Detectives Joseph Kenny told NBC New York in an interview Thursday that investigators have uncovered evidence that Luigi Mangione had prior knowledge UnitedHealthcare was holding its annual investor conference in New York City. Mangione also mentioned the company in a note found in his possession when he was detained by police in Pennsylvania. “We have no indication that he was ever a client of United Healthcare, but he does make mention that it is the fifth largest corporation in America, which would make it the largest healthcare organization in America. So that’s possibly why he targeted that company,” said Kenny. UnitedHealthcare is in the top 20 largest U.S. companies by market capitalization but is not the fifth largest. It is the largest U.S. health insurer. Mangione remains jailed without bail in Pennsylvania, where he was arrested Monday after being spotted at a McDonald's in the city of Altoona, about 230 miles (about 370 kilometers) west of New York City. His lawyer there, Thomas Dickey, has said Mangione intends to plead not guilty. Dickey also said he has yet to see evidence decisively linking his client to the crime. Mangione's arrest came five days after the caught-on-camera killing of Thompson outside a Manhattan hotel. Police say the shooter waited outside the hotel, where the health insurer was holding its investor conference, early on the morning of Dec. 4. He approached Thompson from behind and shot him before fleeing on a bicycle through Central Park. Mangione is fighting attempts to extradite him back to New York so that he can face a murder charge in Thompson's killing. A hearing has been scheduled for Dec. 30. The 26-year-old, who police say was found with a “ ghost gun ” matching shell casings found at the site of the shooting, is charged in Pennsylvania with possession of an unlicensed firearm, forgery and providing false identification to police. Mangione is an Ivy League graduate from a prominent Maryland real estate family. In posts on social media, Mangione wrote about experiencing severe chronic back pain before undergoing a spinal fusion surgery in 2023. Afterward, he posted that the operation had been a success and that his pain had improved and mobility returned. He urged others to consider the same type of surgery. On Wednesday, police said investigators are looking at his writings about his health problems and his criticism of corporate America and the U.S. health care system . Kenny said in the NBC interview that Mangione's family reported him missing to San Francisco authorities in November.
There’s a lot that has missed this year. One tradition she’s not letting pass her by? Dressing to festive theme at her annual Christmas carol concert. For the fourth incarnation of an event she started during the pandemic, looked like a bow-wrapped present incarnate in a red coat by Sarah Burton for Alexander McQueen over a red tartan Emilia Wickstead skirt, accessorized with an on-the-nose, on-trend black bow at the neck. As she’s done every year, Kate arrived alone to greet the guests processing into a candlelit Westminster Abbey. In the background, there was a “Kindness Tree,” for people to dedicate a decoration to someone who has been there for them this year. Empathy and kindness, in fact, were the theme of the 2024 Together at Christmas service, which had a guest list filled with people who have demonstrated compassion to people in their communities, including a teenager who sends letters to people living with cancer, and a man with a lung condition who ran a marathon with an oxygen machine to raise money for charity. Prince William, Prince George, Princess Charlotte, Prince Louis and Princess Catherine singing carols at Together at Christmas, December 2024. To underscore the point, Kate posted an illustration to social media just before the service, showing a group of people with their arms around each other. The caption read, “How did I help?” “You were by my side, which was everything.” You could read volumes into this choice of theme, given the year that Kate has personally had — major abdominal surgery, a cancer diagnosis, treatment, a roller-coaster ride in the public eye that’s seen her swing from Missing Person to PhotoShopper Non Grata to subject of deep sympathy. One guest, English singer Paloma Faith, expressed as much to Kate, who replied: “I didn’t know this time last year it was going to be the year I’ve just had.” Prince William arriving to the 2024 carol service with George, Charlotte and Louis. There was also plenty to read into the message Kate shared in a letter that was handed out to the 1,600 guests. She wrote about the Christmas story, and how this tale of a saviour who came to earth in infant form “reflects our own vulnerabilities and reminds us of the importance of giving and receiving empathy, as well as just how much we need each other in spite of our differences.” It’s an interesting reference, given reports that Kate has been turning to her Christian faith for strength and hope. She continued: “Above all else, it encourages us to turn to love, not fear. The love that we show ourselves and the love we show others. Love that listens with empathy, love that is kind and understanding, love that is forgiving and love that brings joy and hope.” Joy, it seems, was the watchword of the evening for Kate, who was all smiles as she hosted this flagship event in her calendar, perhaps the biggest project she’s taken on this year. (It will be televised in England on Christmas Eve.) Princess Beatrice was among the 2024 Together at Christmas guests. Her three children were in the front row — George, Charlotte and Louis matching their mother in red ties and a red coat — while William, the , did a reading from the Bible as part of the service. Pippa, Carole and James Middleton were there too, along with celebrity guests including singer Olivia Dean and star Hannah Waddingham, and a sprinkling of extended-family royals, like Sophie a.k.a. The Duchess of Edinburgh and Princess Beatrice. The King and Queen were not in attendance. James Middleton and Alizee Thevenet, Pippa Middleton and Carole Middleton arriving at the 2024 carol service. Complete with candles, carols and Christmas trees cut from Windsor’s Great Park, it was an event that matched Kate’s new modus operandi: sincere, emotional, and far more open than we’ve seen from her before. Case in point: A line from the letter she wrote for her guests, about the love that she hoped was celebrated throughout the evening. “Love is the light that can shine bright,” she said, “even in our darkest times.”
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