
TMSL: Multi-Factor ETF Off To A Good Start
Women are more likely to need walking sticks, wheelchairs and other mobility aids compared to men, but they are less likely to use them, according to a study. And single people are more likely to use mobility tools compared to those who are married, according to researchers from University College London (UCL) and the London School of Hygiene and Tropical Medicine (LSHTM). Researchers looked at information from a group of more than 12,000 adults in England aged 50 to 89 who were tracked over a 13-year period. At the start of the study, 8,225 adults had no mobility difficulty and did not use mobility assistive products (MAPs). Some 2,480 were deemed to have “unmet need” and 1,375 were using mobility aids. During the follow-up period, there were 2,313 “transitions” where people went from having no mobility issues to needing some help with getting around. And 1,274 people started to use mobility aids. Compared with men, women were 49% more likely to transition from not needing mobility aids to needing to use them, according to the study which has been published in The Lancet Public Health. But were 21% less likely to go on to use mobility aids when they needed them. The authors said their study showed “barriers to access” for women. For both men and women, with every year that passed during the study period the need for mobility aids increased. People who were older, less educated, less wealthy or reported being disabled were more likely to “transition from no need to unmet need, and from unmet need to use”, the authors said, with this indicating a “higher prevalence of mobility limitations and MAP need overall among these groups”. They added: “Finally, marital or partnership status was not associated with transitioning to unmet need; however, single people were more likely to transition from unmet need to use compared with married or partnered people.” Jamie Danemayer, first author of the study from UCL Computer Science and UCL’s Global Disability Innovation Hub, said: “Our analysis suggests that there is a clear gender gap in access to mobility aids. “Though our data didn’t ascertain the reason why participants weren’t using mobility aids, other research tells us that women are often more likely than men to face obstacles such as cost barriers as a result of well-documented income disparities between genders. “Many mobility aids are designed for men rather than women, which we think may be a factor. “Using mobility aids can also make a disability visible, which can impact the safety and stigma experienced by women, in particular. “There’s a critical need for further research to identify and break down the barriers preventing women from accessing mobility aids that would improve their quality of life.” Professor Cathy Holloway, also from UCL, added: “Not having access to mobility aids when a person needs one can have a big impact on their independence, well-being and quality of life. “Our analysis suggests that women, in particular, regardless of other factors such as education and employment status, are not getting the support that they need.” Professor Shereen Hussein, senior author of the study and lead of the social care group at the London School of Hygiene & Tropical Medicine, said: “The research provides compelling evidence of gender disparities in accessing assistive technology, suggesting that cost, design bias, and social stigma are likely to disproportionally affect women. “This underscores the need for inclusive, gender-sensitive approaches in the design, production and inclusivity of assistive technologies.”
In the introduction to a new, seasonal compilation of his speeches on hope, Pope Francis reflects on the legacy of the great German theologian Johann Baptist Metz. Shaped by the early experience of living through the horrors of the Nazi era, Metz’s political theology was a passionate warning against the danger of a self-absorbed Christian piety. Instead he urged a hopeful “mysticism with open eyes” — one that clear-sightedly bears witness to, and seeks to alleviate, the suffering of others. At a time of the year associated with renewal and new birth, it is not necessary to share Metz’s religious convictions to feel the power of that message. This year has been filled with heart-rending images from the ongoing wars in Gaza, Ukraine, Sudan and elsewhere. The weekend brought reports of yet more innocent casualties of Israel’s relentless bombing campaign, including children sheltering in a school. Meanwhile, more than 12,000 civilians have been killed since the start of Vladimir Putin’s assault on Ukraine, along with more than 43,000 soldiers, according to Kyiv’s estimates. Faced with human catastrophe on such a scale, there is a temptation to turn away in despair or resignation. Further horror came on Friday, in the form of the shocking terror attack at Magdeburg’s Christmas market, in which five people including a nine-year-old boy were killed. More needs to be understood about the motives of the attacker, a Saudi-born refugee who was reportedly an anti-Muslim supporter of the far-right Alternative für Deutschland party. But the atrocity is already being exploited to fuel generalized anti-immigrant sentiment, ahead of Germany’s snap election in February. These feel like dark times. Yet in the midst of such tragedy and sorrow, there continue to be inspiring examples of committed hope. In Gaza, NGO workers for War Child — one of the conflict-linked charities supported by this year’s Guardian and Observer Christmas appeal — have endured lethal risks to give lifesaving support to more than 100,000 children trapped in a hellish landscape. In the war-ravaged east of the Democratic Republic of the Congo, where Doctors Without Borders has set up clinics to help thousands of victims of sexual violence, our reporter was told of the incredible compassion of survivors who make it their task to comfort and console new arrivals. Elsewhere, there have been extraordinary acts of individual heroism aimed at furthering the common good. In France, Gisèle Pelicot’s decision to insist that the trial of her multiple rapists be held in public was a momentous act of solidarity with other victims. Her courage has raised hopes of lasting and belated cultural change. The death of the activist Alexei Navalny, who died while being held in a jail 40 miles north of the Arctic Circle, was a desperately bleak moment in Putin’s Russia. But his assertion on Facebook that “if your convictions mean something, you must be prepared to stand up for them” will inspire future democratic activists. The pope’s reflections have been published in conjunction with the Catholic church’s latest jubilee year, which begins on Christmas Eve and is dedicated to the theme of hope. They may not find their way on to too many secular bookshelves over the coming holidays. But ahead of a year in which peacemaking must become the world’s absolute priority, a Metzian faith in our ability to navigate through the worst, towards the light, feels like a decent starting point.
TK Scotiabank CEO says turmoil around political leadership changes in U.S. and Mexico will passSTUART, Fla. , Dec. 24, 2024 /PRNewswire/ -- Health In Tech, an Insurtech platform company backed by third-party AI technology, today announced the closing of its initial public offering of 2,300,000 shares of its Class A common stock at a public offering price of $4.00 per share, for gross proceeds of $9,200,000 , before deducting underwriting discounts, commissions, and estimated offering expenses. The Company has granted the underwriter an option, exercisable within 30 days from the date of the final prospectus, to purchase an additional 345,000 shares of Class A common stock from Health In Tech at the initial public offering price, less underwriting discounts and commissions. Assuming such option is fully exercised, the Company may raise a total of approximately US$10,580,000 in gross proceeds from the Offering Health In Tech intends to use the net proceeds from the offering for system enhancements, expansion of service offerings, sales and distribution channels, talent development and retention, working capital, and other general corporate purposes. American Trust Investment Services, Inc. acted as the sole book-running manager for the offering. A registration statement on Form S-1 (File No. 333-281853) relating to the shares was filed with the Securities and Exchange Commission and became effective on December 19, 2024 . This offering was made only by means of a prospectus, forming part of the effective registration statement. A copy of the prospectus relating to the offering can be obtained when available, by contacting American Trust Investment Services, Inc., 230 W. Monroe Street , Suite 300, Chicago, IL 60606, or via E-Mail at ECM@amtruinvest.com. This press release shall not constitute an offer to sell or the solicitation of an offer to buy any securities, nor shall there be any sale of any securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. About Health In Tech Health in Tech ("HIT") is an Insurtech platform company backed by third-party AI technology. We offer a dynamic marketplace designed to create customized healthcare plan solutions while streamlining processes through vertical integration, process simplification, and automation. By eliminating friction and complexities, HIT enhances value propositions for employers and optimizes underwriting, sales, and service workflows for Managing General Underwriters (MGUs), insurance carriers, licensed brokers, and Third-Party Administrators (TPAs). Learn more at healthintech.com . Forward-Looking Statements Regarding Health In Tech Certain statements in this press release are forward-looking statements for purposes of the safe harbor provisions under the U.S. Private Securities Litigation Reform Act of 1995. Forward-looking statements may include estimates or expectations about Health In Tech's possible or assumed operational results, financial condition, business strategies and plans, market opportunities, competitive position, industry environment, and potential growth opportunities. In some cases, forward-looking statements can be identified by terms such as "may," "will," "should," "design," "target," "aim," "hope," "expect," "could," "intend," "plan," "anticipate," "estimate," "believe," "continue," "predict," "project," "potential," "goal," or other words that convey the uncertainty of future events or outcomes. These statements relate to future events or to Health In Tech's future financial performance, and involve known and unknown risks, uncertainties and other factors that may cause Health In Tech's actual results, levels of activity, performance, or achievements to be different from any future results, levels of activity, performance or achievements expressed or implied by these forward-looking statements. You should not place undue reliance on forward-looking statements because they involve known and unknown risks, uncertainties and other factors which are, in some cases, beyond Health In Tech's control and which could, and likely will, affect actual results, levels of activity, performance or achievements. Any forward-looking statement reflects Health In Tech's current views with respect to future events and is subject to these and other risks, uncertainties and assumptions relating to Health In Tech's operations, results of operations, growth strategy and liquidity. Investor Contact Investor Relations: ir@healthintech.com View original content to download multimedia: https://www.prnewswire.com/news-releases/health-in-tech-announces-closing-of-initial-public-offering-302338923.html SOURCE Health In Tech
DK Metcalf is happy to block as Seahawks ride streak into Sunday night matchup with PackersWithout Moss there to capitalize on opponents shying away from star cornerback Patrick Surtain II, the Broncos (9-6) have had to largely abandon their preferred man coverage in favor of zone strategies and the results haven't been pretty. They allowed 32 points to the Cleveland Browns when former teammate Jerry Jeudy caught nine passes for a career-best 235 yards, including a 70-yard touchdown. Only Jonathan Taylor's fumble at the goal line as he was about to score a 41-yard touchdown and give Indianapolis a 20-3 lead saved the Broncos in Week 15 and allowed Denver to seize momentum and get the victory. They couldn't stop Justin Herbert , who led the Los Angeles Chargers back from a double-digit third-quarter deficit for a 34-27 win last week that prevented the Broncos from ending their eight-year playoff drought. It also put more pressure on the Broncos to win Saturday at Cincinnati, where the Bengals (7-8) cling to hopes of catching the Broncos and deny Denver a wild-card berth. Moss has enjoyed a breakout season in Denver with 71 tackles, eight pass breakups and an interception in 12 starts. He played in 14 games as a rotation player his rookie season after recovering from core muscle surgery that relegated him to special teams and spot duty in 2023. “We were and have been super excited" about the third-round pick out of Iowa, coach Sean Payton said. "Obviously, the guy that plays opposite of Patrick is going to get a lot of business. All throughout training camp, he really rose to the occasion, battled, competed and throughout really a good portion of the season. “He’s a big reason why we were playing so well defensively,” Payton added. "The sooner the better when we can get him back in the lineup. Hopefully it can happen this weekend.” In Moss' dozen starts, the Broncos allowed 16.8 points per game. Without him, they've been allowing 26.3 points a game. Joe Burrow and Ja'Marr Chase pose a bigger challenge to the Broncos than Jeudy and Jameis Wiston did for Cleveland or Herbert and Ladd McConkey did for the Chargers. Moss returned to practice last week and the Broncos will determine this week whether he's ready to return to the field or if it's better to keep him out until their season finale against Kansas City. The medial collateral ligament is on the inside of the knee that connects the thigh bone to the shin bone. It’s one of four major ligaments that stabilize the knee and allow it to rotate. It typically takes a month to recover from an MCL sprain and the Broncos had their bye week earlier this month, meaning Moss might only have to miss three games. If the Broncos reach the playoffs for the first time since winning Super Bowl 50 in Hall of Famer Peyton Manning's last start, they'll likely need to have a healthy Moss opposite Surtain to have any realistic hopes of avoiding a one-and-done appearance. The Broncos got a scare when Surtain injured an ankle against Indianapolis two weeks ago and limped off the field in the closing minutes. However, he was a full-go at practice last week and had no issues against the Chargers. AP NFL: https://apnews.com/hub/nfl
Just_Super ETF Overview iShares U.S. Tech Independence Focused ETF ( BATS: IETC ) invests in U.S. technology companies that derive a significant portion of their technological capabilities, revenues, and production from within the United States. The result is a portfolio of nearly 120 large-cap U.S. technology Analyst’s Disclosure: I/we have a beneficial long position in the shares of MSFT, GOOGL, AMZN either through stock ownership, options, or other derivatives. I wrote this article myself, and it expresses my own opinions. I am not receiving compensation for it (other than from Seeking Alpha). I have no business relationship with any company whose stock is mentioned in this article. Seeking Alpha's Disclosure: Past performance is no guarantee of future results. No recommendation or advice is being given as to whether any investment is suitable for a particular investor. Any views or opinions expressed above may not reflect those of Seeking Alpha as a whole. Seeking Alpha is not a licensed securities dealer, broker or US investment adviser or investment bank. Our analysts are third party authors that include both professional investors and individual investors who may not be licensed or certified by any institute or regulatory body.Keller: Why "brain rot" is Oxford's word of the year
‘I’m still here’ – Darts’ fastest player wins sudden death epic as another seed sent crashing out of World Championship
Fabian Hurzeler seeking 'right solution' amid Evan Ferguson speculationHouston Texans wide receiver Nico Collins scored a touchdown against the Tennessee Titans in his most recent home game and tossed the ball to a child in the stands pleading for it. On Thursday, Collins told reporters the NFL did not approve and assessed him a fine of about $5,000. "It's for the kids," Collins said. "I seen he was screaming and was thinking, ‘Here you go, big dog. Here's the ball.'" Collins said he was not penalized last season on the handful of occasions he threw a ball into the stands, so he wasn't expecting a fine. But making a child's day was "definitely worth it." The 25-year-old said he plans to appeal the fine, but if it isn't overturned, he'll pay up. "The only thing that matters was making that kid happy," he said. "He ain't never going to forget that moment. So that's all that matters to me." Collins followed up a 92-yard, one-touchdown performance that day against Tennessee with eight receptions for 119 yards last week at Jacksonville. The fourth-year wideout is Houston's leading receiver despite missing five games due to a hamstring injury. He has caught 49 passes for 832 yards and four touchdowns in just eight appearances. --Field Level MediaBridgeline Announces Financial Results for the Fourth Quarter of Fiscal 2024
WEST HAM are preparing a shortlist of potential replacements for Julen Lopetegui following their 3-1 defeat at Leicester. Ex- Chelsea boss Graham Potter , former Borussia Dortmund manager Edin Terzic and Sergio Conceicao are all under consideration. Lopetegui was close to the sack before West Ham's game at Newcastle last month. An impressive victory bought the former Wolves manager more time. But a shambolic defeat to Arsenal and a humbling at Leicester on Tuesday night have piled the pressure back on. The Hammers leadership are often reluctant to sack managers mid-season. READ MORE IN FOOTBALL Yet it did not take long for concerns to build over Lopetegui's role. Terzic led Dortmund to the Champions League final last season and is thought to be the favoured option within the club. There are, however, doubts over how keen he is on a move to the London Stadium. Conceicao, 50, won three Portuguese titles with Porto, who he left last summer. Most read in Football FOOTBALL FREE BETS AND SIGN UP DEALS While Potter, who has been out of work since leaving Chelsea in April last year, recently turned down Leicester and is thought to be interested. Coincidentally, he was on punditry duty for the Hammers’ Leicester defeat on Amazon Prime Video. Potter has been doing the rounds on TV in recent weeks and previously appeared on Sky Sports. And he will have seen close-hand exactly what problems West Ham are running into on the pitch. Jamie Vardy needed just two minutes to put the Foxes ahead on Ruud van Nistelrooy’s first game. Bilal El Khannouss doubled Leicester’s lead in the second half. And Patson Daka’s late strike ensured that Niclas Fullkrug’s 93rd minute effort was no more than a consolation for the visitors.Longest-lived US president was always happy to speak his mindThe NCAA doesn't actually call it National Signing Day anymore because it isn't just one day. College football's modern version of this annual rite of passage, conducted mostly by fax machine not long ago, is the early signing period. And it begins Wednesday. This is when most of the best high school football recruits in the country will make their college choice official. The dynamic, of course, changed in recent years with the huge emphasis placed on the transfer portal and the introduction of name, image and likeness benefits for players. But there's an excitement to the end of another recruiting cycle, with commitments and recruiting flips serving as another method to take stock of where programs stand as the and college football's offseason calendar collide. There's a slew of top prospects set to announce decisions on Wednesday, as well as potential movement by top prospects who . Here's what to know about the start of the early signing period in college football: There is not a singular National Signing Day in college football anymore. The three-day early signing period will run from Wednesday, Dec. 4 through Friday, Dec. 6, one day before the Power Four conferences hold their league championship games. It's more than two weeks earlier this year when compared to 2023. There had been widespread criticism from college coaches about how condensed the sport's calendar had become with the early signing period, the opening of the transfer portal, and bowl prep occurring simultaneously in December. Here's a look at the key college football recruiting dates for the 2024-2025 offseason: Wednesday, Dec. 4 through Friday, Dec. 6 Opens Monday, Dec. 9, closes Saturday, Dec. 28 Wednesday, Feb. 5 through Tuesday, April 1. Here's a look at some of the top 2025 uncommitted football prospects planning to announce their college plans during the early signing period, according to and . (Manchester, Georgia): Georgia, Alabama and Auburn are among top choices. (New Orleans): USC, Oregon, LSU and Ohio State are among top choices. (Manassas, Virginia): Michigan and Colorado are among top choices. (San Juan Capistrano, California): Considering USC, Notre Dame, Texas, Washington and Ohio State (Durham, North Carolina): Tennessee and North Carolina are among top choices (Cocoa, Florida): Michigan, Texas, Texas A&M, Syracuse and Pitt among top choices (San Antonio): Texas, Oregon and Nebraska are among top choices. (Montgomery, Alabama): Georgia, Ohio State, and Auburn among top choices (Columbia, South Carolina): South Carolina and Clemson are among top choices (Doylestown, Pennsylvania): Alabama commit. Also considering Colorado. (Charlotte, North Carolina): Tennessee commit. Also considering Ohio State. (Jacksonville, Florida): Florida State commit. Also considering LSU and Florida. (Goodland, Kansas): Kansas State commit. Also considering Oregon. (Baxley, Georgia): Arkansas commit. Also considering Georgia and Florida State. Georgia Alabama Ohio State Texas Auburn Oregon Michigan LSU Texas A&M Tennessee Florida Notre Dame Miami Oklahoma Mississippi
Pathlabs Appoints JC Clarke as Vice President of Agency GrowthThe Green Bay Packers , led by quarterback Jordan Love , face the New Orleans Saints , led by running back Alvin Kamara , in Week 16 of the NFL season on Monday, Dec. 23, 2024 (12/23/24) at Lambeau Field in Green Bay, Wisconsin. How to watch: Fans can watch the game for free via a trial of DirecTV Stream or fuboTV . You can also watch via a subscription to Sling TV . — DirecTV Stream is offering $30 off on Entertainment with Sports Pack featuring NFL RedZone, BIG Ten Network and more. — fuboTV plans start at $79.99 per month. — Sling TV is offering plans for as low as $20 for your first month Here’s what you need to know: What : NFL Week 16 Who : Green Bay Packers vs. New Orleans Saints When : Monday, Dec. 23, 2024 (12/15/24) Where : Lambeau Field Time : 8:15 p.m. ET TV : ESPN Live stream: DirecTV Stream , fuboTV , Sling TV Here’s a preview capsule via the Associated Press: GREEN BAY, Wis. (AP) — Jordan Love and the Green Bay Packers don’t want to have to wait as long as they did last season to clinch a playoff berth. The Packers (10-4) have performed well enough that a little help could enable them to earn a postseason invitation on Sunday. If that doesn’t happen, the Packers still can wrap up a playoff spot by beating the injury-riddled New Orleans Saints (5-9) on Monday night at Lambeau Field. Last season, the Packers sneaked into the playoffs only after beating the Chicago Bears on the final Sunday of the regular season. “It definitely is a better position than having to try and win every game and fight for that last position not knowing what might happen,” Love said. “I think we did a better job this season winning some games early on and putting ourselves in a better position.” The Packers have won eight of their past 10 games, with the only two losses in that stretch coming against the Detroit Lions. Green Bay remains behind Detroit and Minnesota in the NFC North. A loss or tie by the Atlanta Falcons coupled with a loss or tie by either the Los Angeles Rams or Seattle Seahawks would lock up a playoff spot for the Packers before Monday night’s game. The Falcons host the New York Giants, the Rams visit the New York Jets and the Seahawks host the Vikings on Sunday. New Orleans’ long-shot chances of reaching the playoffs could vanish by the time Monday’s game begins. The Saints’ only path to the postseason is to win all their remaining three games while the Tampa Bay Buccaneers and Falcons lose their final three games. Tampa Bay plays at Dallas on Sunday night. The Saints could be playing this game without usual starting quarterback Derek Carr and five-time Pro Bowl running back Alvin Kamara. Carr has an injury to his left (non-throwing) hand that prevented him from playing in the Saints’ most recent game — a 20-19 loss to the Washington Commanders — though Saints interim head coach Darren Rizzi hasn’t yet ruled him out for Monday. Kamara left the Commanders game with a groin injury that likely will sideline him for this matchup. If Carr is unable to play, the Saints would turn to Spencer Rattler, who came off the bench and led four straight scoring drives in the loss to the Commanders. “We have the players that we have,” Rizzi said. “Everybody across the league right now is dealing with injuries, some more than others. I think the best teams in the league are the teams that are able to overcome those, regardless of the position. That’s really how we’ve been approaching it.” Love’s recovery After struggling to protect the football during the first half of the season, Love has thrown seven touchdown passes without an interception over his past four games. Love had thrown 11 interceptions in his first eight starts of the season. On the edge Saints defensive end Tanoh Kpassagnon could make his 2024 season debut on Monday night. He has been back at practice for about two weeks since recovering from an offseason Achilles tendon rupture. Rizzi said Kpassagnon was nearly activated for last week’s game against Washington. Kpassagnon, 30, is in his eighth NFL season. He played in all 17 games in a reserve role in 2023 and had 31⁄2 sacks. Cooper coming up big Packers rookie linebacker Edgerrin Cooper’s performance in a 30-13 victory at Seattle on Sunday earned him NFC defensive player of the week honors for the second time this season. The second-round pick from Texas A&M had a sack, intercepted a pass and had two tackles for loss and two passes defended. Cooper is the first Packer since Clay Matthews in 2010 to be selected as the NFC defensive player of the week multiple times within the same season. Ground reinforcements With Kamara’s status up in the air, the Saints signed former LSU star running back and Louisiana native Clyde Edwards-Helaire. Edwards-Helaire recently was waived by the Kansas City Chiefs, with whom he has spent his entire NFL career since being drafted in 2020. Edwards-Helaire, who hasn’t played this season, started the week on the practice squad. He joins a position group with the Saints that also includes Kendre Miller, former Packer Jamaal Williams and Jordan Mims on the active roster. Jacobs’ fast starts The Packers are outscoring opponents 95-34 in the first quarter, thanks in part to Josh Jacobs’ productivity early in games. Jacobs has run for 688 yards in the first half of games, which represents the most first-half rushing yards by any NFL player. Kamara ranks second with 601 first-half yards rushing. He has 235 yards rushing in the opening drive of games, the most by any Packer since at least 2000. Jacobs has rushed for 1,147 yards overall to rank third in the league, behind Philadelphia’s Saquon Barkley (1,688) and Baltimore’s Derrick Henry (1,474) entering Week 16. Thank you for relying on us to provide the journalism you can trust. Please consider supporting us with a subscription. Cayden Steele may be reached at CSteele@njadvancemedia.com
Coach Deion Sanders offers detailed update on Travis Hunter’s mental health as he faces ongoing hate and trollingDK Metcalf is happy to block as Seahawks ride streak into Sunday night matchup with Packers