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Abbotsford's Bateman Timberwolves lose in football provincial semifinalPNC Financial Services Group Inc. grew its holdings in shares of Markel Group Inc. ( NYSE:MKL – Free Report ) by 1.1% during the third quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The firm owned 6,161 shares of the insurance provider’s stock after purchasing an additional 67 shares during the quarter. PNC Financial Services Group Inc.’s holdings in Markel Group were worth $9,664,000 at the end of the most recent quarter. Several other hedge funds have also made changes to their positions in MKL. B. Metzler seel. Sohn & Co. Holding AG purchased a new position in Markel Group during the third quarter worth about $551,000. Pathstone Holdings LLC boosted its position in shares of Markel Group by 2.5% in the third quarter. Pathstone Holdings LLC now owns 2,550 shares of the insurance provider’s stock worth $4,000,000 after acquiring an additional 63 shares during the last quarter. Quest Partners LLC grew its holdings in Markel Group by 66.2% in the third quarter. Quest Partners LLC now owns 2,373 shares of the insurance provider’s stock valued at $3,722,000 after purchasing an additional 945 shares during the period. Atlanta Consulting Group Advisors LLC grew its holdings in Markel Group by 1.8% in the third quarter. Atlanta Consulting Group Advisors LLC now owns 568 shares of the insurance provider’s stock valued at $891,000 after purchasing an additional 10 shares during the period. Finally, Sather Financial Group Inc increased its position in Markel Group by 0.6% during the third quarter. Sather Financial Group Inc now owns 28,466 shares of the insurance provider’s stock worth $44,651,000 after purchasing an additional 173 shares during the last quarter. Institutional investors and hedge funds own 77.12% of the company’s stock. Markel Group Price Performance MKL stock opened at $1,750.00 on Friday. The firm has a market cap of $22.51 billion, a P/E ratio of 7.93 and a beta of 0.73. The company has a debt-to-equity ratio of 0.26, a quick ratio of 0.60 and a current ratio of 0.60. Markel Group Inc. has a 1 year low of $1,342.66 and a 1 year high of $1,751.35. The stock has a 50-day simple moving average of $1,593.75 and a 200-day simple moving average of $1,585.49. Wall Street Analyst Weigh In Several analysts have recently issued reports on MKL shares. StockNews.com cut shares of Markel Group from a “buy” rating to a “hold” rating in a research note on Friday, November 15th. Royal Bank of Canada dropped their price target on Markel Group from $1,700.00 to $1,675.00 and set a “sector perform” rating for the company in a research note on Friday, November 1st. Finally, Jefferies Financial Group lifted their price objective on Markel Group from $1,590.00 to $1,600.00 and gave the company a “hold” rating in a research note on Wednesday, October 9th. One investment analyst has rated the stock with a sell rating, five have assigned a hold rating and one has given a buy rating to the stock. According to MarketBeat, the stock has a consensus rating of “Hold” and an average price target of $1,651.83. View Our Latest Analysis on MKL Markel Group Profile ( Free Report ) Markel Group Inc, a diverse holding company, engages in marketing and underwriting specialty insurance products in the United States, Bermuda, the United Kingdom, and Germany. The company offers general and professional liability, personal lines, marine and energy, specialty programs, and workers' compensation insurance products; and property coverages that include fire, allied lines, and other specialized property coverages, including catastrophe-exposed property risks, such as earthquake and wind. Read More Want to see what other hedge funds are holding MKL? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Markel Group Inc. ( NYSE:MKL – Free Report ). Receive News & Ratings for Markel Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Markel Group and related companies with MarketBeat.com's FREE daily email newsletter .Realme’s GT series has long been celebrated for delivering a performance-focused flagship. Just three months ago, in July, Realme re-entered the global stage with the launch of the global GT 6, marking its return to the global GT series after a two-year hiatus. Now, Realme is back with the GT 7 Pro, setting new benchmarks in the smartphone industry. The Realme GT 7 Pro is the first flagship phone equipped with Qualcomm’s latest Snapdragon 8 Elite chipset in more than ten markets, including India, Malaysia, Thailand, and Spain. But that is not the only thing going for GT 7 Pro. Beyond its powerful processor, the phone boasts a massive 6,500mAh battery with 120W fast charging, a super-bright display, and a unique underwater photography mode. The Realme GT 7 Pro is undoubtedly a device to be reckoned with. Just how impressive is it? We put it to the test. Designer: Realme The Realme GT 7 Pro is available in two color variants: Mars Orange and Galaxy Grey. The Mars Orange variant, which we received for this review, is uniquely eye-catching. Its matte back panel features a subtle, sand-like pattern that adds depth and texture to the vibrant orange hue, creating a sophisticated and refined appearance. The bronze-colored side frame with a matte finish complements this bold choice, setting it apart from the trend of subtle, pastel colors. This color option is perfect for those who want their device to make a statement. For those who prefer more subdued tones, the Galaxy Grey option offers classic, minimalist aesthetics. The design of the GT 7 Pro goes beyond color, emphasizing thoughtful construction and attention to detail. In the top-left corner, a square camera island houses a triple camera setup alongside an LED flash. This island is elegantly positioned on a raised square base, finished in matte orange with shiny edges, providing a striking contrast and sophisticated touch. The “HYPERIMAGE+” branding is subtly placed on the slanted right side of the base. The cameras are seamlessly integrated into a flat cover, which not only enhances the aesthetic appeal but also makes it easy to clean and maintain, ensuring the back panel remains sleek and uncluttered. Realme also has paid attention to the smallest details, moving the CE marking to the side frame, resulting in a clean and uninterrupted back panel design. The Realme GT 7 Pro measures 162.45 x 76.89 x 55mm and weighs 222.8g. While it isn’t the slimmest or lightest device, considering its 6,500mAh battery and large Vapor Chamber, it’s impressive. The slightly curved edges of the back panel and the flat side frame ensure the phone doesn’t dig into your palm. Although the transition from the back panel to the frame is noticeable, it doesn’t significantly impact comfort. The fingerprint sensor is conveniently located about 1.6 inches or 4cm above the bottom edge of the screen, making it easy to unlock the phone and navigate. However, due to the camera island’s position on the upper left, the phone wobbles slightly when placed on a flat surface. The textured back panel, sleek aluminum frame, and quad-curved display give the phone a premium feel in hand. The Realme GT 7 Pro is a powerhouse, driven by the cutting-edge Snapdragon 8 Elite processor, featuring Qualcomm’s 2+6 Oryon CPU and Hexagon NPU. This is complemented by LPDDR5X RAM and UFS 4.0 storage, and runs Android 15 out of the box, with realme UI 6.0 on top of it. As a performance-centric phone, the GT 7 Pro delivers on its promise of an exceptional gaming experience. During intensive gaming sessions, the device only gets slightly warm, never hot, thanks to the Snapdragon 8 Elite’s efficiency and the impressive 11,480mm2 Iceberg Vapor Chamber—the largest in its segment according to Realme. Activating GT mode eliminates frame drops and lag, providing a smooth and immersive gaming experience, exemplified by hours of seamless gameplay in titles like Genshin Impact. The GT 7 Pro’s display is another standout feature. The 6.78-inch Eco2 OLED panel, co-developed with Samsung, boasts a 2780×1264 resolution and can reach a peak brightness of 6500 nits (2000 nits in High Brightness Mode and 1000 nits of typical brightness). With a 120Hz refresh rate, 120% DCI-P3 color gamut coverage, and HDR10+ support, the display is not only bright and vibrant but also energy-efficient, thanks to 8T LTPO technology. This ensures a visually stunning experience, whether gaming or streaming videos. The stereo speaker delivers ample volume, but the sound quality is underwhelming. The GT 7 Pro’s 6,500mAh silicon anode battery is impressive, easily lasting a full day of heavy use, including gaming, photography, and video streaming. The 120W fast wired charging is a standout feature, charging from 0 to 50% in just 13 minutes and fully charging in 37 minutes, according to realme. While it lacks wireless charging, this is a reasonable trade-off given the phone’s large battery, fast charging, and competitive price. Realme includes a 120W charger in the box, allowing users to fully benefit from fast charging without extra cost. This makes the lack of wireless charging less of an issue for most. However, the phone’s USB 2.0 connectivity may disappoint some users as a cost-saving measure. The rear camera setup includes a 50MP main camera with a Sony IMX 906 sensor, a 50MP telephoto lens, and a 12MP ultrawide camera. The main camera captures vibrant images with balanced exposure and dynamic range in daytime and nighttime. The telephoto lens, featuring a Sony IMX 882 sensor, supports 3x optical zoom and up to 120x digital zoom, also offering a macro mode. The telephoto takes pretty good 3x photos with nice details. The ultrawide camera’s performance is less impressive but maintains color consistency with the other lenses. As for the video, the main and telephoto cameras support up to 4K at 60fps, while the main camera can also record in 8K at 24fps. The video footage from the main and telephoto are generally well-exposed with great stabilization. The front-facing camera is limited to 1080p at 60fps. One of the unique features of the GT 7 Pro is its underwater photography mode, enabled by its IP69 and IP68 ratings. While it’s not intended for deep diving, this mode is ideal for activities like swimming and snorkeling, with Realme recommending depths of 0-2 meters for up to 30 minutes. This feature opens the door to creative underwater shots. I tested it by submerging the phone in a murky pond filled with koi fish. Even though I had to shoot with an awkward arm position and couldn’t clearly see the screen, I was still able to capture sharp, clear images of the fish. A notable limitation, however, is that once you start recording video, you’re unable to adjust the zoom or switch between the rear and front cameras. Additionally, dual-view video is not supported in underwater mode. It would be great to have these features available while recording. Another small inconvenience is the alert sound that plays when you exit underwater mode by holding the power button. It can be a bit jarring. Despite these minor issues, the phone performed exceptionally well, delivering impressive results overall. Powered by its advanced chipset, the Realme GT 7 Pro offers a comprehensive suite of AI features, including AI Sketch to Image, AI Motion Deblur, AI Gaming Super Resolution, and AI Gaming Super Frame. The AI Sketch to Image feature is undoubtedly fun to experiment with. However, its practical applications may vary from user to user, and it remains uncertain how often it will be integrated into daily routines. The AI Sketch to Image feature allows users to express their creativity in multiple ways. By opening AI Doodle from the side button, you can draw directly on your device or take a photo of your hand-drawn sketch for the AI to transform into a digital masterpiece. Additionally, you can add creative elements to existing photos in your album. A more practical AI tool for enhancing your photos on GT 7 Pro is AI Motion Deblur. Previously, Realme’s AI Ultra Clarity, introduced with the GT6, focused on sharpening images affected by out-of-focus blur but was limited in addressing motion blur. The GT 7 Pro takes a significant step forward by enabling users to effectively unblur images impacted by motion blur. This feature targets blur caused by subjects moving in a single-direction motion or from camera shake, addressing one of the most common photography challenges. In my experience with several test photos, the results were mixed. However, when the feature performed well, it successfully salvaged blurry photos without making them look artificially processed or over-edited. While the Realme GT 7 Pro excels in several areas of durability and longevity, there is no specific information available regarding the use of sustainable materials in its construction. However, the device is built to withstand various environmental challenges, thanks to its IP69 and IP68 certifications. These ratings ensure robust protection against dust and water, allowing users to feel secure against the elements in diverse conditions. In terms of battery longevity, Realme claims that the GT 7 Pro will maintain more than 80% of its battery health even after four years of use. This focus on battery endurance means users can expect consistent performance over time, reducing the need for frequent replacements and contributing to a more sustainable use of resources. The GT 7 Pro is supported by a promise of three major OS upgrades and four years of security patches. This level of software support is typical for Android flagship phones from Chinese manufacturers. Overall, while the Realme GT 7 Pro incorporates some elements of sustainability, it remains a step behind leaders in sustainability. The Realme GT 7 Pro offers a compelling blend of top-notch performance and features at competitive prices. In China, the base model starts at 3,699 CNY (approximately $510 USD) for 12GB RAM and 256GB storage. The top-tier model with 16GB RAM and 1TB storage is priced at 4,799 CNY (around $660 USD). This is an incredible price for a phone powered by the latest Snapdragon 8 Elite chipset, boasting a great display, a massive 6500mAh battery, and a stylish design. If you’re seeking a performance-focused smartphone, the Realme GT 7 Pro offers exceptional value for money. The Realme GT 7 Pro stands out as a strong contender in the smartphone market, particularly for those seeking a performance-driven device at an attractive price point. With its powerful Snapdragon 8 Elite chipset, massive 6,500mAh battery with 120W fast charging, and a bright, vibrant display, the GT 7 Pro delivers impressive performance across the board. The attractive pricing further enhances its appeal, making it a compelling choice for tech enthusiasts and gamers alike. Overall, the Realme GT 7 Pro offers a well-rounded package with exceptional performance, impressive battery life, and beautiful aesthetics. Its value for money is undeniable, especially for those prioritizing cutting-edge performance and massive battery over other features. While it may not lead the pack in mobile imaging, it remains a highly competitive option in its price range, delivering a flagship experience without breaking the bank.
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A rape allegation against rapper Jay-Z, whose company Roc Nation has produced some of the NFL’s entertainment presentations including the Super Bowl halftime show, will not affect the league’s relationship with the music mogul. “We’re aware of the civil allegations and Jay-Z’s really strong response to that,” NFL (National Football League) commissioner Roger Goodell said on Wednesday after the conclusion of the league’s winter meetings. “We know the litigation is happening now. From our standpoint, our relationship is not changing with them, including our preparations for the next Super Bowl.” A woman who previously sued musician Sean “Diddy” Combs, alleging she was raped at an awards show after-party in 2000 when she was 13 years old, amended the lawsuit on Sunday to include a new allegation that Jay-Z was also at the party and participated in the sexual assault. The NFL teamed up with Jay-Z’s Roc Nation in 2019 for events and social activism. The league and the entertainment company extended their partnership a few months ago. Kendrick Lamar will perform the Super Bowl halftime show at The Caesars Superdome in New Orleans on February 9. Roc Nation and Emmy-winning producer Jesse Collins will serve as co-executive producers of the halftime show. Beyonce, who is married to Jay-Z, will perform at halftime of the Baltimore Ravens-Houston Texans game at Christmas. “I think they’re getting incredibly comfortable not just with the Super Bowl but other events they’ve advised us on and helped us with,” Mr Goodell said. “They’ve been a big help in the social justice area to us on many occasions. They’ve been great partners.”
US House passes defense bill banning gender care for minors
Penguins Acquire Philip Tomasino From Predators for 2027 4th-Round PickHave you been told you look like someone famous? You could be cut out for a look-alike contest. In recent weeks, pop culture doppelgangers have descended on parks and public squares across the US and UK to battle it out for the coveted title of best look-alike, cash prizes, and bragging rights. The internet's favourite 'it' boys have all been featured such as Timothee Chalamet, Harry Styles and Paul Mescal. Even Australia's own Dom Dolla has been represented via hundreds of men with moustaches. Early last week, Triple J Drive decided to run the contest. Drive presenters Tyrone and Abby said they were "absolutely" influenced by the contests they've seen over in the UK and US. "With the rise of celebrity look-alikes happening across the world, we thought it would be fun to try our own but on a national (and some international) scale across radio and socials," they said. "We had over 250 Dom Dolla look-alikes apply from every state and territory and quite a few international. "All we needed was a man with a stache and mullet, and in this country, there is no shortage." Look-alike contests, drag performances and impersonators of icons — from Elvis Presley to Marilyn Monroe — have been around for decades. But here's why this craze has been going viral. Where did the celebrity look-alike craze start? It all began when a New York City-based contest was launched to find a Timothee Chalamet look-alike. Posters advertising the contest appeared across Manhattan and social media in the weeks leading up to the event. On the fateful Sunday, thousands of Chalamet wannabes, journalists and spectators gathered. The winner, 21-year-old Miles Mitchell, earned the loudest applause, donning a Willy Wonka costume he thrifted. Chalamet himself even made a surprise appearance — prompting others to organise their own contest in the hopes their favourite celeb would turn up. The event took social media by storm, with one person commenting on X it was a "historic pop culture moment". Why are they taking off? Lauren Rosewarne, an associate professor and pop culture expert at the University of Melbourne, has an idea about why these contests are so popular. "Celebrity look-alike contests are yet another way to participate in celebrity culture," Ms Rosewarne said. "They are also social opportunities that are a bit fun and silly and potentially an opportunity for participants and onlookers to be part of a media event." Flinders University associate lecturer Katharine Perrotta says their popularity was indicative of broader trends in youth culture. "There's a certain appeal towards deeply un-serious activities, given various overwhelming political crises," Ms Perrotta said. "I also think that these contests offer an option for a non-threatening way to engage in public desire. "Because of their position as 'vintage objects', these contests offer an opportunity for people to engage in objectification in ways that are perceived as less predatory or 'problematic'." And when it comes to what it could mean for a contest winner, Ms Rosewarne imagines that someone "distinctly entrepreneurial might be able to parlay their success into certain kinds of influencing". Social media driving the events Caitlin Adams, lecturer in the department of media at the University of Adelaide, says social media has made it easier to spread the discussion about these events. "Its capacity to allow users and media outlets to post and reply to updates in real time is a large reason why these events are going viral," Ms Adams said. "Also, the idea that a celebrity might attend feeds into the fantasy of it all. "This perceived possibility is exacerbated at the moment because of Chalamet's attendance, but also some of the folklore about other celebrities attending their own contests and losing." Dolly Parton and Charlie Chaplin are some names that get tossed around for this. All the subjects have been male Our fascination with celebrity look-alikes is nothing new. Television game show Stars In Their Eyes allowed look-alike contestants to impersonate their favourite singers. But the latest competitions have one thing in common — the celebrities are all young and male. It's a complete switch in the traditional power dynamics. "There is a very long history of beauty pageants centred around appraising women's appearances," Ms Rosewarne said. "I imagine that there would be concerns that having a look-alike competition for a famous woman lends itself to being a bit too "beauty contest"-ish and veering a little too close to the scrutinising of women's bodies that is widely understood to already be prolific and often viewed as problematic. "The contests centred around male celebrity look-alikes tend to be less about "beauty" and more about capturing "something" that makes the celebrity unique looking." This could link back to the 'hot rodent men' trend that was all the rage earlier this year. These men tend to have lean physiques, scruffy hair, beady eyes — essentially, they're unconventionally attractive. The likes of Jeremy Allen White, Timothee Chalamet, Barry Keoughan and Matty Healy (among others) have all been classified in this category — and two of them have had a look-alike contest in their honour. Ms Perrotta says it's simpler to engage in this kind of desire in regards to men, because it's not understood to be dangerous to them. "For a youth culture that is aware of the dangerous effects of the public objectification leading to the dehumanisation of women, it is far too politically fraught to wade into those waters," she said. "To publicly judge a woman in any way on her appearance, no matter how innocent the impetus for this may be, aligns too closely with misogyny." What will happen if we do see a female celebrity look-alike contest? According to a flyer posted on Reddit, a Zendaya look-alike contest — the first competition with a female subject — is set to be held in the actress' hometown of Oakland, California this week. Users on Reddit have expressed their concern for the event. "I don't think this is a very good idea. Some of the male celebrity ones have been funny, but I think that people are too likely to start getting very mean about girls participating in Hollywood actress look-alike competitions," one user wrote. "People are going to be really mean about this one," another said. Ms Perrotta says it's difficult to gauge what the response will be at a female event. "There is always the opportunity for bad actors to comment and/or share the event on social media to a broader and more dangerous online community. "Given that Zendaya, and presumably those who will enter this contest, are Black women, this further opens up the possibility for harassment and misogynoir." Will the craze fizzle out? Who knows how long these viral look-alike contests will be coming to bless us. But, one thing we do know is that, right now, they're still happening. Another Paul Mescal competition is set to go ahead in an Irish Pub in London this week, Miles Teller in Philadelphia, plus Zendaya's as well. Ms Adams says the sheer number of these events currently is in part because of the pop culture hype around them. "That said, given how long we've been having look-alike contests, it's likely that these will continue once the current hype has passed, just with much less fanfare." Meanwhile, Ms Rosewarne believes the hype will deteriorate as "audiences will very quickly move onto something else". Here's a look at some of the contests we've seen so far. Journalist Katrina Mirpuri organised this contest in Soho Square. She told the BBC the reason why she started it was because "people need to have some fun after all the dreary news we're having". Zayn Malik fans were quick to criticise the look-alike contest, stating it drew less than realistic expectations. "None of them looked anything like him," one user wrote on X. "Zayn I'm so sorry," another commented. ABC
COLUMBUS, Ohio — Will Howard took jabs at Indiana coach Curt Cignetti , mocking his famous, “Google me” line while pretending to put out a cigarette on the sidelines during Ohio State football’s win Saturday . He praised the Hoosiers’ coach postgame, but the Buckeyes’ quarterback made it evident his team was aware of the hype surrounding IU entering the matchup. Latest Ohio State Buckeyes news Ohio State’s Will Howard reveals motivation heading into the Michigan game Ohio State’s seniors reveling in one last chance to beat Michigan: ‘This is what we came back for’ Buckeyes and Ohio State fans celebrate big win over Indiana with ‘Carmen Ohio’ (video) What Ohio State football coach Ryan Day said after win vs. Indiana Who are The 40 Most Influential People in Cleveland Sports when it comes to fan happiness? See our list and how we ranked them. Will Howard with a message for Indiana after the game pic.twitter.com/LAzIptzMKOAP Trending SummaryBrief at 5:39 p.m. ESTAP News Summary at 5:38 p.m. EST
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US lawmakers voted Wednesday after fraught negotiations to move forward with a contentious 2025 defense budget that raises troops' pay but blocks funding of gender-affirming care for some transgender children of service members. The centerpiece of the $884 billion National Defense Authorization Act (NDAA) -- which was green-lit by the Republican-led House of Representatives but still needs Senate approval -- is a 14.5 percent pay increase for junior enlisted service members and 4.5 percent for other personnel. But talks over the 1,800-page-plus text were complicated by a last-minute Republican intervention to prevent the military's health program from covering gender-affirming care for children of service members if it results in "sterilization." "Citizens don't want their tax dollars to go to this, and underaged people often regret these surgeries later in life," Nebraska Republican Don Bacon told CNN. "It's a bad hill to die on for Democrats." Gender-affirming health care for children is just one of multiple fronts in the so-called "culture wars" that polarize US politics and divide the country, with Republicans using the issue as a cudgel against Democrats in November's elections. The funding block angered progressives, and prompted the top Democrat on the House Armed Services Committee to come out against the legislation. "As I said a few days ago, blanketly denying health care to people who need it -- just because of a biased notion against transgender people -- is wrong," Adam Smith, who represents a district in Washington state, said in a statement. "The inclusion of this harmful provision puts the lives of children at risk and may force thousands of service members to make the choice of continuing their military service or leaving to ensure their child can get the health care they need." Smith slammed House Speaker Mike Johnson for pandering to "the most extreme elements of his party" by including the transgender provision. The must-pass NDAA -- a bill that Congress has sent to the president's desk without fail every year since 1961 -- cleared the chamber in a 281-140 vote and now moves to the Senate, with final passage expected next week. The topline figure is one percent above last year's total and, with funding from other sources, brings the total defense budget to just under $900 billion. Some foreign policy hawks on the Republican side of the Senate wanted $25 billion more for the Pentagon but they are still expected to support the bill. "The safety and security of the American people is our top priority, and this year's NDAA ensures our military has the resources and the capabilities needed to remain the most powerful fighting force on the planet," Johnson told reporters. ft/mlm
Luigi Mangione, 26, was charged with murdering UnitedHealthcare CEO Brian Thompson. Following his arrest, various claims about him circulated online, including speculation about an online manifesto that allegedly explained his motive for the killing. The post, attributed to "LM" on the blog site Substack, is titled “The Allopathic Complex and Its Consequences" and has been shared in various social media posts crediting Mangione as the author. This is allegedly Luigi Mangione’s manifesto. pic.twitter.com/uOFsGA6Nki VERIFY reader Tony texted us asking if the manifesto published to Substack is real. THE QUESTION Is the viral online post on Substack appearing to be written by Luigi Mangione real? THE SOURCES THE ANSWER No, the viral online post published to Substack appearing to be written by Luigi Mangione isn’t real. WHAT WE FOUND Luigi Mangione had a three-page document with him when he was arrested that police say speaks to his alleged motive at the time of the killing, but claims the manifesto posted online was authored by Mangione are false. VERIFY analyzed excerpts of the handwritten document and found it doesn't match any of the language in the fake online manifesto. Substack also said it removed the account because it violates the platform’s content guidelines, “which prohibit impersonation.” During a Dec. 9 press conference , New York Police Commissioner Jessica Tisch said the handwritten document Mangione had on his person when arrested “speaks to both his motivation and mindset.” When asked if the handwritten document was posted online, the New York Police Department’s Chief of Detectives Joseph Kenny said, “Don’t know if it's online. As of right now, it's a handwritten three-page document.” While police haven’t publicly released the handwritten document, excerpts have been reported by various news outlets such as the Associated Press , The New York Times and CBS . According to these reports, the document was either independently reviewed or described to reporters by sources close to the investigation. The New York Times summarized the excerpts they reviewed, saying the handwritten document called Thompson’s killing a “symbolic takedown” of the healthcare industry and also referenced corruption and “power games.” CBS reported Mangione criticized the disparity between U.S. healthcare costs and life expectancy rates. We compared the quoted excerpts from the reports to the Substack manifesto posted online and found none of the language from the handwritten document appears in the manifesto. The fake manifesto also lacks any reference to healthcare costs or life expectancy rates. Substack didn’t provide details on when the account was removed from the platform, but VERIFY was able to use archived pages captured on The Wayback Machine to determine the account was likely created while Mangione was in police custody. The Wayback Machine allows users to view and access snapshots, or screenshots, of websites. This screenshot archive from The Wayback Machine of the Substack account attributed to Mangione was captured at 9:43 p.m. ET on Dec. 9. Text on the Substack page archived indicates it was created about two hours earlier, during the time Mangione would have been in custody. At around 1:45 p.m. on Dec. 9 , the NYPD announced Mangione had been arrested as a person of interest in Thompson’s murder. He was arraigned on Dec. 9 around 6:30 p.m., according to court records. The VERIFY team works to separate fact from fiction so that you can understand what is true and false. Please consider subscribing to our daily newsletter , text alerts and our YouTube channel . You can also follow us on Snapchat , Instagram , Facebook and TikTok . Learn More » Follow Us Want something VERIFIED? Text: 202-410-8808Manchester City plunged deeper into trouble in the Champions League by losing 2-0 at Juventus on Wednesday, the latest setback in a scarcely believable run of poor results for the ailing English champions. City dropped to 22nd place in the 36-team standings, with only the top 24 advancing. Progressing to the next round of the new-look format looked a certainty before the season for a team that was European champion in 2023 and has won the last four Premier League titles. But not anymore as City manager Pep Guardiola battles injuries and an apparent loss of belief among his players. City has won just one of its last 10 matches in all competitions, with goals by Dušan Vlahović and Weston McKennie inflicting the latest defeat and igniting Juventus' qualification hopes. City midfielder Ilkay Gundogan described the team's problem as a “mental issue.” Opponents “are able to break our rhythm with the smallest of things,” Gundogan said. "They don’t even need to do much and it has such a big effect on us right now.” Barcelona jumped into second place in the league standings, behind Liverpool, and is guaranteed to advance after a 3-2 win at Borussia Dortmund. Raphinha and Ferran Torres, with two goals, scored for Barca. Arsenal beat Monaco 3-0 mainly thanks to two goals by Bukayo Saka to move into third place and be the highest of six teams on 13 points. The top eight qualify directly for the last 16 and the teams placed No. 9-24 go into a two-legged playoff. City has two games to save its faltering Champions League campaign and the first is against Paris Saint-Germain, another giant in trouble in 25th place — one spot out of the qualifying positions. Vlahović put Juventus ahead in the 53rd when he powered a header goalward straight at City goalkeeper Ederson, who could only parry the ball over his own line. Two American substitutes sealed the win for Juve, with McKennie volleying home from Timothy Weah's cross. Juventus moved into 14th place. Ferran Torres came off the bench to inspire Barcelona to a fifth win in six games and push Dortmund, last season's runner-up, out of the top eight. Torres came on in the 71st to replace Robert Lewandowski, who had a quiet game against his former club. Just four minutes later, Torres scored a goal on the rebound from Dani Olmo’s shot. Serhou Guirassy’s second goal of the game leveled the score at 2-2 but Torres scored again in the 85th off Lamine Yamal’s pass on the counter. Raphinha gave Barcelona the lead before Guirassy equalized from the penalty spot. Raphinha and Guirassy are tied for second place in the scoring chart on six goals, behind Lewandowski's competition-high seven. Arsenal secured a third straight home win without conceding in the league stage, with Saka scoring in the 34th and 78th minutes and sending in a shot that was turned into the net by substitute Kai Havertz in the 88th. Arsenal is ahead of Bayer Leverkusen, Aston Villa, Inter Milan, Brest and Lille on goal difference. Lille won 3-2 at home to Sturm Graz on Wednesday. Man City could sure do with Julian Alvarez at the moment. With a brilliant curling finish to open the scoring, the Argentina striker helped Atletico Madrid beat Slovan Bratislava 3-1 and provide a timely reminder of what City is missing after selling him for more than $100 million in August. Alvarez has 12 goals for the season, with four coming in the Champions League. Antoine Griezmann scored Atletico’s other two goals at Metropolitano stadium as the Spanish team climbed to 11th place after a 10th straight win in all competitions. When Lukasz Lakomy gave Young Boys the lead against Stuttgart, he ran toward the sideline and held up teammate Meschack Elia’s jersey as others gathered around him. The gesture was a tribute after Elia’s son died unexpectedly this week after a short illness. Elia wasn’t playing as he was on his way to his native Congo, where his son died, to be with his family. Both teams wore black armbands and there was a moment of silence before the game, which was won 5-1 by Stuttgart. Tammy Abraham scored an 87th-minute winner as AC Milan beat Red Star Belgrade 2-1 to move one point off the top eight. Milan lost Alvaro Morata and Ruben Loftus-Cheek to muscle injuries in the first half. Benfica’s five-match winning streak ended with a 0-0 home draw against Bologna, and Feyenoord had a 4-2 win over Sparta Prague. Steve Douglas is at https://twitter.com/sdouglas80 AP soccer: https://apnews.com/hub/soccer
As open enrollment for Affordable Care Act plans continues through Jan. 15, you’re likely seeing fewer social media ads promising monthly cash cards worth hundreds, if not thousands, of dollars that you can use for groceries, medical bills, rent and other expenses. But don’t worry. You haven’t missed out on any windfalls. Clicking on one of those ads would not have provided you with a cash card — at least not worth hundreds or thousands. But you might have found yourself switched to a health insurance plan you did not authorize, unable to afford treatment for an unforeseen medical emergency, and owing thousands of dollars to the IRS, according to an ongoing lawsuit against companies and individuals who plaintiffs say masterminded the ads and alleged scams committed against millions of people who responded to them. The absence of those once-ubiquitous ads are likely a result of the federal government suspending access to the ACA marketplace for two companies that market health insurance out of South Florida offices, amid accusations they used “fraudulent” ads to lure customers and then switched their insurance plans and agents without their knowledge. In its suspension letter, the Centers for Medicare & Medicaid Services (CMS) cited “credible allegations of misconduct” in the agency’s decision to suspend the abilities of two companies — TrueCoverage (doing business as Inshura) and BenefitAlign — to transact information with the marketplace. CMS licenses and monitors agencies that use their own websites and information technology platforms to enroll health insurance customers in ACA plans offered in the federal marketplace. Suit names long list of defendants The alleged scheme affected millions of consumers, according to a lawsuit winding its way through U.S. District Court in Fort Lauderdale that seeks class-action status. An amended version of the suit, filed in August, increased the number of defendants from six to 12: — TrueCoverage LLC, an Albuquerque, New Mexico-based health insurance agency with large offices in Miami, Miramar and Deerfield Beach. TrueCoverage is a sub-tenant of the South Florida Sun Sentinel in a building leased by the newspaper in Deerfield Beach. — Enhance Health LLC, a Sunrise-based health insurance agency that the lawsuit says was founded by Matthew Herman, also named as a defendant, with a $150 million investment from hedge fund Bain Capital’s insurance division. Bain Capital Insurance Fund LP is also a defendant. — Speridian Technologies LLC, accused in the lawsuit of establishing two direct enrollment platforms that provided TrueCoverage and other agencies access to the ACA marketplace. — Benefitalign LLC, identified in the suit as one of the direct enrollment platforms created by Speridian. Like Speridian and TrueCoverage, the company is based in Albuquerque, New Mexico. — Number One Prospecting LLC, doing business as Minerva Marketing, based in Fort Lauderdale, and its founder, Brandon Bowsky, accused of developing the social media ads that drove customers — or “leads” — to the health insurance agencies. — Digital Media Solutions LLC, doing business as Protect Health, a Miami-based agency that the suit says bought Minerva’s “fraudulent” ads. In September, the company filed for Chapter 11 protection from creditors in United States Bankruptcy Court in Texas, which automatically suspended claims filed against the company. — Net Health Affiliates Inc., an Aventura-based agency the lawsuit says was associated with Enhance Health and like it, bought leads from Minerva. — Garish Panicker, identified in the lawsuit as half-owner of Speridian Global Holdings and day-to-day controller of companies under its umbrella, including TrueCoverage, Benefitalign and Speridian Technologies. — Matthew Goldfuss, accused by the suit of overseeing and directing TrueCoverage’s ACA enrollment efforts. All of the defendants have filed motions to dismiss the lawsuit. The motions deny the allegations and argue that the plaintiffs failed to properly state their claims and lack the standing to file the complaints. Defendants respond to requests for comment The Sun Sentinel sent requests for comment and lists of questions about the cases to four separate law firms representing separate groups of defendants. Three of the law firms — one representing Brandon Bowsky and Number One Prospecting LLC d/b/a Minerva Marketing, and two others representing Net Health Affiliates Inc. and Bain Capital Insurance Fund — did not respond to the requests. A representative of Enhance Health LLC and Matthew Herman, Olga M. Vieira of the Miami-based firm Quinn Emanuel Urquhart & Sullivan LLP, responded with a short message saying she was glad the newspaper knew a motion to dismiss the charges had been filed by the defendants. She also said that, “Enhance has denied all the allegations as reported previously in the media.” Catherine Riedel, a communications specialist representing TrueCoverage LLC, Benefitalign LLC, Speridian Technologies LLC, Girish Panicker and Matthew Goldfuss, issued the following statement: “TrueCoverage takes these allegations very seriously and is responding appropriately. While we cannot comment on ongoing litigation, we strongly believe that the allegations are baseless and without merit. “Compliance is our business. The TrueCoverage team records and reviews every call with a customer, including during Open Enrollment when roughly 500 agents handle nearly 30,000 calls a day. No customer is enrolled into any policy without a formal verbal consent given by the customer. If any customer calls in as a result of misleading content presented by third-party marketing vendors, agents are trained to correct such misinformation and action is taken against such third-party vendors.” Through Riedel, the defendants declined to answer follow-up questions, including whether the company remains in business, whether it continues to enroll Affordable Care Act clients, and whether it is still operating its New Mexico call center using another affiliated technology platform. Lawsuit: COVID relief package made ‘scheme’ possible The suspension notification from the Centers for Medicare and Medicaid Services letter cites several factors, including the histories of noncompliance and previous suspensions. The letter noted suspicion that TrueCoverage and Benefitalign were storing consumers’ personally identifiable information in databases located in India and possibly other overseas locations in violation of the centers’ rules. The letter also notes allegations against the companies in the pending lawsuit that “they engaged in a variety of illegal practices, including violations of the (Racketeer Influenced & Corrupt Organizations, or RICO Act), misuse of consumer (personal identifiable information) and insurance fraud.” The amended lawsuit filed in August names as plaintiffs five individuals who say their insurance plans were changed and two agencies who say they lost money when they were replaced as agents. The lawsuit accuses the defendants of 55 counts of wrongdoing, ranging from running ads offering thousands of dollars in cash that they knew would never be provided directly to consumers, switching millions of consumers into different insurance policies without their authorization, misstating their household incomes to make them eligible for $0 premium coverage, and “stealing” commissions by switching the agents listed in their accounts. TrueCoverage, Enhance Health, Protect Health, and some of their associates “engaged in hundreds of thousands of agent-of-record swaps to steal other agents’ commissions,” the suit states. “Using the Benefitalign and Inshura platforms, they created large spreadsheet lists of consumer names, dates of birth and zip codes.” They provided those spreadsheets to agents, it says, and instructed them to access platforms linked to the ACA marketplace and change the customers’ agents of record “without telling the client or providing informed consent.” “In doing so, they immediately captured the monthly commissions of agents ... who had originally worked with the consumers directly to sign them up,” the lawsuit asserts. TrueCoverage employees who complained about dealing with prospects who called looking for cash cards were routinely chided by supervisors who told them to be vague and keep making money, the suit says. When the Centers for Medicare and Medicaid Services began contacting the company in January about customer complaints, the suit says TrueCoverage enrollment supervisor Matthew Goldfuss sent an email instructing agents “do not respond.” How it started The lawsuit states the “scheme” was made possible in 2021 when Congress passed the American Rescue Plan Act in the wake of the COVID pandemic. The act made it possible for Americans with household incomes between 100% and 150% of the federal poverty level to pay zero in premiums and it enabled those consumers to enroll in ACA plans all year round, instead of during the three-month open enrollment period from November to January. Experienced health insurance brokers recognized the opportunity presented by the changes, the lawsuit says. More than 40 million Americans live within 100% and 150% of the federal poverty level, while only 15 million had ACA insurance at the time. The defendants developed or benefited from online ads, the lawsuit says, which falsely promised “hundreds and sometimes thousands of dollars per month in cash benefits such as subsidy cards to pay for common expenses like rent, groceries, and gas.” Consumers who clicked on the ads were brought to a landing page that asked a few qualifying questions, and if their answers suggested that they might qualify for a low-cost or no-cost plan, they were provided a phone number to a health insurance agency. There was a major problem with the plan, according to the lawsuit. “Customers believe they are being routed to someone who will send them a free cash card, not enroll them in health insurance.” By law, the federal government sends subsidies for ACA plans to insurance companies, and not to individual consumers. Scripts were developed requiring agents not to mention a cash card, and if a customer mentions a cash card, “be vague” and tell the caller that only the insurance carrier can provide that information, the lawsuit alleges. In September, the defendants filed a motion to dismiss the claims. In addition to denying the charges, they argued that the class plaintiffs lacked the standing to make the accusations and failed to demonstrate that they suffered harm. The motion also argued that the lawsuit’s accusations failed to meet requirements necessary to claim civil violations of the RICO Act. Miami-based attorney Jason Kellogg, representing the plaintiffs, said he doesn’t expect a ruling on the motion to dismiss the case for several months. The complaint also lists nearly 50 companies, not named as defendants, that it says fed business to TrueCoverage and Enhance Health. Known in the industry as “downlines,” most operate in office parks throughout South Florida, the lawsuit says. Complaints from former employees and clients The lawsuit quotes former TrueCoverage employees complaining about having to work with customers lured by false cash promises in the online ads. A former employee who worked in the company’s Deerfield Beach office was quoted in the lawsuit as saying that senior TrueCoverage and Speridian executives “knew that consumers were calling in response to the false advertisements promising cash cards and they pressured agents to use them to enroll consumers into ACA plans.” A former human resources manager for TrueCoverage said sales agents frequently complained “that they did not feel comfortable having to mislead consumers,” the lawsuit said. Over two dozen agents “came to me with these complaints and showed me the false advertisements that consumers who called in were showing them,” the lawsuit quoted the former manager as saying. For much of the time the companies operated, the ACA marketplace enabled agents to easily access customer accounts using their names and Social Security numbers, change their insurance plans and switch their agents of record without their knowledge or authorization, the lawsuit says. This resulted in customers’ original agents losing their commissions and many of the policyholders finding out they suddenly owed far more for health care services than their original plans had required, the suit states. It says that one of the co-plaintiffs’ health plans was changed at least 22 times without her consent. She first discovered that she had lost her original plan when she sought to renew a prescription for her heart condition and her doctor told her she did not have health insurance, the suit states. Another co-plaintiff’s policy was switched after her husband responded to one of the cash card advertisements, the lawsuit says. That couple’s insurance plan was switched multiple times after a TrueCoverage agent excluded the wife’s income from an application so the couple would qualify. Later, they received bills from the IRS for $4,300 to cover tax credits issued to pay for the plans. CMS barred TrueCoverage and BenefitAlign from accessing the ACA marketplace. It said it received more than 90,000 complaints about unauthorized plan switches and more than 183,500 complaints about unauthorized enrollments, but the agency did not attribute all of the complaints to activities by the two companies. In addition, CMS restricted all agents’ abilities to alter policyholders’ enrollment information, the lawsuit says. Now access is allowed only for agents that already represent policyholders or if the policyholder participates in a three-way call with an agent and a marketplace employee. Between June and October, the agency barred 850 agents and brokers from accessing the marketplace “for reasonable suspicion of fraudulent or abusive conduct related to unauthorized enrollments or unauthorized plan switches,” according to an October CMS news release . The changes resulted in a “dramatic and sustained drop” in unauthorized activity, including a nearly 70% decrease in plan changes associated with an agent or broker and a nearly 90% decrease in changes to agent or broker commission information, the release said. It added that while consumers were often unaware of such changes, the opportunity to make them provided “significant financial incentive for non-compliant agents and brokers.” But CMS’ restrictions might be having unintended consequences for law-abiding agents and brokers. A story published by Insurance News Net on Nov. 11 quoted the president of the Health Agents for America (HAFA) trade group as saying agents are being suspended by CMS after being flagged by a mysterious algorithm that no one can figure out. The story quotes HAFA president Ronnell Nolan as surmising, “maybe they wrote too many policies on the same day for people who have the same income or they’re writing too many policies on people of a certain occupation.” Nolan continued, “We have members who have thousands of ACA clients. They can’t update or renew their clients. So those consumers have lost access to their professional agent, which is simply unfair.” Ron Hurtibise covers business and consumer issues for the South Florida Sun Sentinel. He can be reached by phone at 954-356-4071, on Twitter @ronhurtibise or by email at rhurtibise@sunsentinel.com.Political interest vs. interest rates
Jack in the Box ( NASDAQ:JACK – Get Free Report ) was upgraded by equities researchers at StockNews.com from a “sell” rating to a “hold” rating in a research note issued to investors on Thursday. A number of other equities research analysts have also weighed in on the company. Northcoast Research lowered Jack in the Box from a “buy” rating to a “neutral” rating in a research report on Thursday, November 14th. Truist Financial lowered their price target on shares of Jack in the Box from $83.00 to $70.00 and set a “buy” rating for the company in a research report on Wednesday, August 7th. Loop Capital cut their price objective on shares of Jack in the Box from $87.00 to $70.00 and set a “buy” rating on the stock in a report on Monday, October 14th. The Goldman Sachs Group lowered their target price on Jack in the Box from $55.00 to $47.00 and set a “sell” rating for the company in a report on Monday, October 21st. Finally, TD Cowen reaffirmed a “hold” rating and set a $50.00 target price on shares of Jack in the Box in a research report on Thursday. One investment analyst has rated the stock with a sell rating, nine have given a hold rating and seven have issued a buy rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Hold” and a consensus price target of $60.38. Get Our Latest Stock Analysis on Jack in the Box Jack in the Box Price Performance Insider Activity at Jack in the Box In other Jack in the Box news, CFO Brian M. Scott sold 696 shares of the business’s stock in a transaction that occurred on Thursday, August 29th. The stock was sold at an average price of $48.66, for a total value of $33,867.36. Following the completion of the transaction, the chief financial officer now directly owns 13,201 shares of the company’s stock, valued at approximately $642,360.66. The trade was a 5.01 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link . 1.60% of the stock is currently owned by insiders. Hedge Funds Weigh In On Jack in the Box Several large investors have recently made changes to their positions in the company. DekaBank Deutsche Girozentrale acquired a new stake in Jack in the Box in the third quarter valued at approximately $41,000. EntryPoint Capital LLC increased its holdings in Jack in the Box by 73.2% in the 1st quarter. EntryPoint Capital LLC now owns 866 shares of the restaurant operator’s stock worth $59,000 after acquiring an additional 366 shares in the last quarter. Point72 Asia Singapore Pte. Ltd. raised its position in Jack in the Box by 172.3% during the third quarter. Point72 Asia Singapore Pte. Ltd. now owns 2,140 shares of the restaurant operator’s stock worth $100,000 after acquiring an additional 1,354 shares during the period. SG Americas Securities LLC acquired a new stake in shares of Jack in the Box in the third quarter valued at about $185,000. Finally, MML Investors Services LLC increased its stake in shares of Jack in the Box by 20.3% during the third quarter. MML Investors Services LLC now owns 4,852 shares of the restaurant operator’s stock worth $226,000 after purchasing an additional 819 shares in the last quarter. 99.79% of the stock is currently owned by institutional investors and hedge funds. Jack in the Box Company Profile ( Get Free Report ) Jack in the Box Inc operates and franchises Jack in the Box and Del Taco quick-service restaurants in the United States. The company was founded in 1951 and is headquartered in San Diego, California. Featured Stories Receive News & Ratings for Jack in the Box Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Jack in the Box and related companies with MarketBeat.com's FREE daily email newsletter .
US stock market indexes -- S&P 500, Dow Jones Industrial Average, and Nasdaq composite -- are likely to open in positive note on Monday. This comes after investors took assurance from data pointing to robust economic activity in the US. However, geopolitics will remain a key focused area in the final week of November as investors will closely follow the conflict between Ukraine and Russia, after Moscow lowered its threshold for a nuclear retaliation. Assembly Election Results Live Updates Maharashtra Election Results Jharkhand Election Results Bypoll Election Results Meanwhile, expectations on the Federal Reserve's policy move in December have recently swayed between a pause and a cut, as investors weighed the likely impact of Trump's plans on price pressures. There is a 59.6 per cent probability the central bank will lower borrowing costs by 25 basis points, as per the CME Group's FedWatch Tool. Also Read : Is the Wolfs sequel starring George Clooney and Brad Pitt cancelled? "I’ve been looking for this leadership change to go from technology to everything else. I think we may be in the midst of that shift. Small caps are acting much better, values are acting better," said Mark Hackett, Chief of Investment Research at Nationwide. 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Wall Street closed higher on Friday, with all three major indexes posting weekly gains. On Friday, S&P 500 rose 20.63 points, or 0.3 per cent, to 5,969.34. Dow Jones Industrial Average rose 426.16 points, or 1 per cent, to 44,296.51. Nasdaq composite rose 31.23 points, or 0.2 per cent, to 19,003.65. Also Read: Pic of Big Mac: Are Melania Trump and RFK Jr. ganging up to improve Donald Trump's diet? Here's what a source says The domestically focused small-cap Russell 2000 index rose and outperformed large-cap indexes. The index hit its highest in more than a week and was set for weekly advances. Russell 2000 index of smaller companies rose 42.65 points, or 1.8 per cent, to 2,406.67. FAQs Q1. Which are main indexes of US stock market? A1. US stock market indexes are S&P 500, Dow Jones Industrial Average, and Nasdaq composite. Q2. When is Federal Reserve's policy expected? A2. Federal Reserve's policy move in December. 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