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Week 12 was filled with sloppy play around the NFL, leading to some upsets and surprising outcomes. Jayden Daniels nearly led Washington to an improbable comeback down 10 in the final two minutes against Dallas only to fall short because Austin Seibert's extra point sailed wide left. After a field goal and successful onside kick, Daniels connected with Terry McLaurin on an 86-yard catch-and-run touchdown to bring the Commanders within one point with 21 seconds remaining. But Seibert's point-after attempt failed and the Cowboys returned the ensuing onside kick for a touchdown to seal a 34-26 victory. Special teams were atrocious for both teams. Seibert also missed his first extra point and Washington allowed KaVontae Turpin's 99-yard kickoff return for a score earlier in the fourth quarter. The Cowboys missed a field goal, had another blocked and had a punt blocked. "What a wild special teams moment of blocked punts, kicks, kickoff returns, blocked field goals, just a number of things going to that spot," Commanders coach Dan Quinn said. Washington (7-5) was a 10 1/2-point favorite over the undermanned Cowboys (4-7) but ended up losing a third straight game. The Houston Texans were 8-point favorites against the lowly Tennessee Titans and let the game come down to Ka'imi Fairbairn missing a 28-yard field goal that would have tied it with just under two minutes left. C.J. Stroud threw two interceptions, was sacked four times and the Texans (7-5) committed 11 penalties, including an illegal shift that negated a go-ahead 33-yard TD pass to Nico Collins on the drive that ended with Fairbairn's miss in the 32-27 loss. The Titans (3-8) averaged just 17 points per game before putting 32 on the scoreboard against Houston's defense that entered No. 4 in the league. "We didn't do anything well enough to win this game," Texans coach DeMeco Ryans said. "Out of all the positives that we did have, there were way too many negatives. Too many negative plays. Score, get a penalty, get touchdowns called back. Get penalties on special teams. Just way too many negative plays defensively, like unexplainable explosives for touchdowns. We just didn't play good across the board." The San Francisco 49ers didn't have quarterback Brock Purdy, star edge rusher Nick Bosa and All-Pro left tackle Trent Williams against Green Bay. That was no excuse for their undisciplined performance. The Niners committed nine penalties and their tackling was shoddy in a 38-10 loss to the Packers. The defending NFC champions are 5-6 with a trip to Buffalo (9-2) coming up. They're still only one game behind Seattle and Arizona in the NFC West. "I'm really not concerned right now about how many guys were missing. We didn't play good enough, so that's not a factor. But, when you are missing some guys, you do have to be better. When you have those penalties and we didn't stop the run like we did and we had those three turnovers in the second half, that's how you get embarrassed." Coming off their first loss of the season, the two-time defending Super Bowl champion Chiefs needed Patrick Mahomes' heroics on the final drive to beat Carolina 30-27. Mahomes ran 33 yards to set up Spencer Schrader's 31-yard field goal as time expired. Kansas City had 10 penalties, including a pass interference that gave the Panthers (3-8) another chance to make the 2-point conversion that tied the game with 1:46 remaining. On defense, the Chiefs (10-1) suddenly shaky unit gave up 334 total yards against Bryce Young and an offense that entered last in the NFL. "We've got to do better. We're doing good in the red zone but that's only a third of the field," Chiefs safety Bryan Cook said. "We will go back and look at the film to see what we're doing week to week, and see the tendencies that we're giving up, and just move forward from there. At the end of the day, we're all vets in the room for the most part. ... got to go back to the drawing board and see what we're doing and correct it from there." The Vikings allowed the Bears to recover an onside kick with 21 seconds left and Caleb Williams followed with a 27-yard pass to D.J. Moore to set up Cairo Santos' tying 48-yard field goal. But Minnesota won in overtime, 30-27. The Chiefs and Vikings overcame their mistakes in narrow victories. The Commanders, Texans and 49ers couldn't. They have to be better down the stretch to make a playoff run.
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The Ethiopian Capital Markets Authority (ECMA) has adopted a new directive on recognition and supervision of self-regulatory organizations or SROs as part of its push to establish a regulated stock market in the country. The directive says SROs “play a valuable role in developing and enforcing standards of conducts for market participants, fostering fair competition and reducing regulatory burdens” on the ECMA. The 2021 Capital Market Proclamation empowers the Authority to institute procedures to recognize and delegate certain powers and duties to SROs. “We’re proud to announce that the Recognition and Supervision of Self-Regulatory Organizations Directive has officially been approved by the Ministry of Justice,” the Authority says. It is now registered under Directive Number 1031/2024. Regulator of the soon to be launched capital markets says “this groundbreaking directive sets the stage for entities recognized as SROs by the 2021 proclamation. It also applies to Securities Exchanges and Securities Depository and Clearing Companies in relation to their functions as SROs. “This milestone marks a crucial step in fostering a well-regulated, vibrant capital market ecosystem,” ECMA states. The directive outlines application procedures and specific regulation requirements that entities have to meet to get recognition as a Self-regulating organization. It also mandates SROs to admit only licensed capital market service providers as members, and have a “fair transparent procedure” for admitting new members. SRO will also prioritize protecting investors, promoting market integrity and reduction of systemic risks, and professionalism by developing and issuing rules and regulations that govern the behaviors and activities of its members and capital issuers. It also sets operating requirements for its members, enforces its rules on its members, conducts market surveillance and investigations, and other duties granted by the Capital Market Authority. This is the second directive that the Authority enacted in two weeks in preparation for the launching of Ethiopia’s securities exchange. Ethiopia’s Securities exchange is expected to launch its operations next month. It “will be the very first modernized securities exchange in our country’s history,” Mamo Mihretu, Governor of the National Bank of Ethiopia (NBE), said during the recent Capital Market Summit. The summit held earlier in mid November saw authorities announce more steps towards establishing a regulated stock market in the country. Among them was the enactment of a directive governing initial public offerings (IPOs) and trading of shares and securities. ECMA Director General Hanna Tehelku said the directive has come into force as of Thursday Nov 14, 2024. The Central Bank is also closing on setting up a dedicated Central Securities Depository – a core infrastructure element needed for the recording and trading of securities such as equities and bonds. It is scheduled to be ready for operations next month. “And now... we are on the cusp of launching in just a matter of weeks a full-fledged stock market in the form of the Ethiopian Securities Exchange,” NBE Governor Mamo said. “This marks a truly momentous occasion and a genuine turning point in Ethiopia’s financial history.” The Exchange will transform Ethiopia’s primary bond market to secondary, creating a stock market ecosystem for trading of various types of shares and securities. Ethio Telecom’s $255 million IPO is scheduled to be the first to be traded on the exchange when it officially starts operating next month.
Knights face tall road task vs. Sam Montembeault, Canadiens
From savory breakfast options while driving to your seasonal destination, to home and auto protection, and even resources to support mental and physical health, AARP member benefits offer deals and savings that will help snowbirds take flight this winter. "Spending winters in warmer places has so many benefits that come with being able to be outside more often. Warmth and sunlight not only increase serotonin levels , which can result in more positive moods and a calm, focused mental outlook, but they also stimulate vitamin D production and may even boost immunity ," said Elvira Christiansen, Director of Retail and Loyalty for AARP Services. "An AARP membership makes it even better by offering savings as you plan your trip, as well as at many dining, entertainment and retail locations you will come across in your winter getaway destination, helping you to enjoy it to the fullest." 1. 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You do not need to be an AARP member to take advantage of these benefits, though AARP members receive additional perks, including deeper discounts on medications, home delivery, coverage for your dependents and more. If you're having trouble with your vision, want to update your sunglass prescription, or simply want to maintain your annual visits to an optometrist or ophthalmologist while away, AARP members have access to information on vision insurance options that offer individual and family plans, featuring a large doctor network, savings on frames, lens enhancements, progressives and more. 4. Home (Safety) Away from Home One thing that should always be a priority is keeping your home safe while you're away for the winter. While Neighborhood Watch is always helpful, long periods away from a home require additional security systems. With an AARP membership, homeowners can secure their homes for less. Members save 5% on monthly home security monitoring with ADT Home Security , which covers smart home security systems including intrusion monitoring, connected smoke and CO detection, and smart automation for video doorbells, security cameras and smart locks. 5. Pack Auto Coverage in Your Luggage Driving south for the winter? Utilize AARP member benefits to save on auto care so you can road trip worry free. AARP members save up to 20% on annual membership fees for Allstate Roadside Assistance plans, which provides access to assistance for towing, jump-starts, tire changes, lockout assistance, fuel delivery and more. Allstate Roadside plan benefits can be used 24/7 in any car you drive, including rented and borrowed ones. And, if you want to bring any personal items with you but don't have room to squeeze them in your car, Budget Truck Rental has a variety of trucks for you to choose from. 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