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Key Takeaways If you're running a business, capital remains the fuel that keeps the engine running. Yet, for startup founders, traditional funding routes like venture capital or bank loans can often feel like a crowded freeway — full of competition, gatekeepers and compromises. The savviest founders throughout history have consistently looked beyond the obvious, tapping into alternative forms of capital to not only fund their growth but also gain an edge in their industries. And today, as the crypto market heats up, it's a reminder that the spirit of financial innovation is as critical as ever. Related: 6 Alternatives to Venture Capital You Need to Consider Lessons from the past: Ford and Dell Let's rewind to the early days of entrepreneurship when competition was thin and the rules were less defined. Consider the story of Henry Ford . Before Ford revolutionized the automobile industry, he was backed not by conventional financiers but by a group of local Detroit investors who believed in his vision. These were not Wall Street titans; they were ordinary people willing to take a calculated risk on a man with an extraordinary idea. Ford's ability to bootstrap with alternative funding not only allowed him to sidestep the constraints of traditional capital but also gave him the freedom to innovate at his own pace. The result? The assembly line, the Model T and an empire that changed the world. Fast-forward to the tech boom of the 1990s, and you'll find another example of alternative capital in the form of corporate partnerships and strategic alliances. Dell Computers , for instance, struck deals with suppliers to secure inventory without upfront cash payments, effectively turning supply chain relationships into a form of working capital. This kind of creative financing wasn't just resourceful; it was revolutionary, enabling Dell to scale rapidly without being beholden to traditional lenders. Modern moves: Crypto and Michael Saylor's Bitcoin play Today, we're seeing a resurgence of this mindset, particularly in the crypto space. One of the most notable examples is Michael Saylor and MicroStrategy. Saylor's strategy of acquiring Bitcoin and leveraging it as a treasury asset isn't just a bold financial move — it's a statement about the evolving nature of capital. By converting traditional dollars into Bitcoin, MicroStrategy has turned its balance sheet into a dynamic, appreciating asset. This has not only provided a hedge against inflation but also positioned the company as a pioneer in the intersection of technology and finance. For startup founders, Saylor's approach is a wake-up call: The tools and strategies for securing capital are no longer confined to the old playbook. Related: What Every Entrepreneur Needs to Know About Raising Capital Building your playbook for alternative capital But why should founders care about alternative forms of capital in the first place? The answer lies in agility and differentiation. Traditional funding routes often come with strings attached — equity dilution, rigid repayment terms or strategic compromises. Alternative capital, on the other hand, offers flexibility. It's about finding untapped resources, whether that's through crypto, crowdfunding, revenue-based financing or strategic partnerships, and turning them into a competitive advantage. In the crypto world, we see a similar dynamic with token sales and Initial Coin Offerings (ICOs). While the ICO craze of 2017 was fraught with speculation, the underlying concept remains powerful. By issuing tokens, startups can raise funds while creating an ecosystem where early supporters have a stake in the project's success. This model aligns incentives in a way that traditional equity or debt financing simply can't. It's no coincidence that Web3 projects like Bored Ape Yacht Club and Pudgy Penguins have leveraged this approach to scale rapidly while fostering vibrant, engaged communities. But alternative capital isn't without its challenges. The crypto market, for instance, is notoriously volatile. Timing is everything. Just as Saylor's Bitcoin strategy has paid off during bullish cycles , it's also exposed MicroStrategy to significant scrutiny during downturns. Similar to traditional venture capital raises, this requires careful planning and execution. A failed campaign can do more harm than good, damaging a brand's credibility. For founders, the key is to approach alternative capital with the same rigor and due diligence as any other funding strategy. Another consideration is regulatory compliance . The landscape for alternative capital, particularly in crypto, is still evolving. Founders must stay informed about legal requirements, whether they're issuing tokens, raising funds through a DAO or exploring revenue-based financing models. Ignoring these details can lead to costly setbacks, undermining the very agility that alternative capital is supposed to provide. So, what does this all mean for today's startup founders? It means embracing a mindset of financial creativity. It means looking at capital not as a static resource but as a dynamic tool that can be shaped, leveraged and optimized. It means asking questions like: Can we tokenize our product to raise funds? Can we turn customer pre-orders into a financing mechanism? Can we partner with suppliers or other businesses to create mutually beneficial financial arrangements? Related: You Don't Need Venture Capital Anymore — Here Are 4 Funding Alternatives Looking forward Ultimately, the goal isn't just to raise money; it's to raise smart money. Alternative capital allows founders to maintain control, build community and innovate without the constraints of traditional funding. Whether you're inspired by Ford's local investors, Dell's supply chain ingenuity or Saylor's Bitcoin playbook, the lesson is the same: The future belongs to those who dare to think differently about capital. When competition is fierce and the pace of innovation is relentless, alternative capital isn't just an option; it's a necessity. Founders who master this art will not only survive but thrive, turning financial creativity into their ultimate competitive advantage.Kendrick Lamar surprises with new album 'GNX' LOS ANGELES (AP) — Kendrick Lamar gave music listeners an early holiday present with a new album. The Grammy winner released his sixth studio album “GNX” on Friday. The 12-track project is the rapper’s first release since 2022’s “Mr. Morale & The Big Steppers.” Lamar’s new album comes just months after his rap battle with Drake. The rap megastar will headline February's Apple Music Super Bowl Halftime Show in New Orleans. The 37-year-old has experienced massive success since his debut album “good kid, m.A.A.d city” in 2012. Since then, he’s accumulated 17 Grammy wins and became the first non-classical, non-jazz musician to win a Pulitzer Prize. Javascript is required for you to be able to read premium content. Please enable it in your browser settings. Get any of our free email newsletters — news headlines, obituaries, sports, and more.
Chiefs edge Panthers, Lions rip Colts as Dallas stuns Washington
All season, The Oregonian/OregonLive Sports team has been chronicling the Oregon Ducks football team’s rise to Big Ten champions . In the team’s first year in the conference, no less. A thrilling win against Penn State earned Oregon the No. 1 seed in the College Football Playoff and a Rose Bowl berth. Fans can now purchase a commemorative poster or heirloom-quality plaque celebrating that victory. Stay tuned to OregonLive.com/ducks leading up to the Jan. 1 Rose Bowl and beyond for more news, features and insider takes. CFP quarterfinal at the Rose Bowl Who: No. 1 Oregon Ducks (13-0) vs. No. 8 Ohio State/No. 9 Tennessee When: Wednesday, Jan. 1 Time: 2 p.m. PT Where: Rose Bowl, Pasadena, California TV channel: ESPN Stream: You can watch this game live for FREE with Fubo (free trial) or by signing up for Sling (cheapest streaming plans, $25 off your first month). If you already have cable, you can also watch this game live on Watch ESPN with your cable or satellite provider login information. Oregon Ducks football 2024 season schedule, scores Ryan Clarke James Crepea Joe Freeman Bill Oram Sean Meagher Kelly Doyle Ryan Fernandez Listen to the Ducks Confidential podcast Listen to the Oregonian Sports podcast Subscribe to the Ducks Roundup newsletter Subscribe to the Ducks Beat newsletter YouTube: @TheOregonianSports Instagram: @OregonianSports TikTok: @OregonianSports Facebook: @OregonianSports Facebook: @DucksNews Oregonian Sports WhatsApp Ducks WhatsApp Oregonian Sports Bluesky Ducks Bluesky Here’s the official 2024 Oregon Ducks Big Ten Championship T-Shirt in black that players wore on the field following the win over Penn State. There’s also a version in long sleeve and a hooded sweatshirt style with the same graphic. If you like the classic kelly green color, there’s another Oregon Ducks 2024 Big Ten Champions Tee that reflects the undefeated record and displays the schedule with scores for every game so far this season. You can also get more Oregon Ducks football gear , including the latest College Football Playoff shirts, hats and more, online from Fanatics.By Tom Ozimek Contributing Writer President-elect Donald Trump has vowed to impose an additional 10% tariff on any goods coming into the United States from China — over and above any tariffs he has already pledged to impose on Chinese products — as well as a 25% tariff on all incoming goods from Canada and Mexico. He cited Beijing’s broken promises to stem the flow of fentanyl, while saying that Canada and Mexico have failed to address the problem of illegal immigration through their borders into the United States. Trump said in a series of social media posts on Monday that one of his first actions after being sworn into office on Jan. 20 would be to sign executive orders imposing the tariffs on Canada and Mexico, as well as China. In the missives, Trump cited the harmful impact of illegal immigration and drugs on U.S. communities. “As everyone is aware, thousands of people are pouring through Mexico and Canada, bringing crime and drugs at levels never seen before,” Trump wrote in one of the posts, adding that a migrant caravan consisting of thousands of illegal immigrants is approaching the porous U.S. southern border. “On Jan. 20, as one of my many first executive orders, I will sign all necessary documents to charge Mexico and Canada a 25% tariff on ALL products coming into the United States, and its ridiculous open orders,” he said. Trump added that the tariffs would stay in effect until both countries take stronger measures to curb illegal drug trafficking, particularly fentanyl, and unauthorized border crossings. Fentanyl, a powerful synthetic opioid, has been linked to around 100,000 deaths annually in the United States, with much of the flow of the deadly drug coming from south of the border. A damning report released earlier this year by the U.S. House Select Committee on Strategic Competition between the United States and the Chinese Communist Party found that the Chinese regime was facilitating the proliferation of fentanyl in the United States. In a separate post targeting China, Trump said he has held numerous talks with Chinese officials about stemming the flow of drugs — particularly fentanyl — across the border into the United States. He said that Beijing hadn’t taken sufficient action despite promising to do so. “Representatives of China told me that they would institute their maximum penalty, that of death, for any drug dealers caught doing this but, unfortunately, they never followed through, and drugs are pouring into our country, mostly through Mexico, at levels never seen before,” Trump wrote. “Until such time as they stop, we will be charging China an additional 10% tariff, above any additional tariffs, on all of their many products coming into the United States of America.” Trump has previously vowed to end China’s most-favored-nation trading status and impose tariffs in excess of 60% on China-made goods. While attention on illegal immigration has been focused mostly on the southern border, there has been a sharp uptick in unlawful crossings from Canada in recent years. Border Patrol agents apprehended nearly 199,000 illegal immigrants along the northern border in 2024 compared to 109,535 in 2022, according to data from U.S. Customs and Border Protection. Billionaire investor Bill Ackman took to X to suggest Trump’s announcement was a way to prod America’s neighbors into action on drugs and illegal immigration even before he assumes office. “To be clear, according to Trump the 25% tariffs will not be implemented, or if implemented will be removed, once Mexico and Canada stop the flow of illegal immigrants and fentanyl into the U.S,” Ackman wrote. “In other words,@realDonaldTrump is going to use tariffs as a weapon to achieve economic and political outcomes which are in the best interest of America, fulfilling his America first policy.” Additionally, Trump’s nominee for Treasury Secretary, Scott Bessent, has on several occasions said tariffs can be used as leverage. Prior to his nomination, Bessent wrote in a Fox News op-ed last week that tariffs are “a useful tool for achieving the president’s foreign policy objectives. Whether it is getting allies to spend more on their own defense, opening foreign markets to U.S. exports, securing cooperation on ending illegal immigration and interdicting fentanyl trafficking, or deterring military aggression, tariffs can play a central role.”
MUMBAI: India's insurance penetration, which is measured as a ratio of annual premium to GDP, dipped in FY24 for the second year in a row after touching a peak of 4.2% in the wake of Covid. According to regulator Irdai's annual report released on Monday, India's insurance penetration was 3.7% in FY24 compared to 4% in 2022-23. The insurance penetration for the life insurance industry marginally declined from 3% in the previous year to 2.8% in 2023-24. The penetration for the non-life insurance industry remained unchanged at 1% during 2023-24, as in 2022-23. While the share of insurance to GDP declined, there was a modest increase in per capita premium (insurance density) from $92 in FY22 to $95 in FY23. India's experience goes against the global trend, where insurance penetration in both life and non-life segments has risen, with the global average at 7% in 2023 versus 6.8% in 2022. During 2023-24, the life insurance industry recorded a premium income of Rs 8.3 lakh crore, registering a 6.1% growth which was slower than the increase in GDP. Private sector life insurers clocked a growth of 15.1% in premium, while the public sector life insurer recorded a growth of 0.2%. The life insurance industry paid total benefits of Rs 5.8 lakh crore in 2023-24, constituting 70.2% of the net premium. Benefits paid on account of surrenders/withdrawals increased by 15.3% to Rs 2.3 lakh crore in 2023-24, of which the public sector life insurer accounted for 58.4%. During 2023-24, the non-life insurance industry underwrote a total direct premium of Rs 2.9 lakh crore in India, registering a growth of 12.8% over the previous year. A significant portion of the increase was because of individuals paying a higher premium for health insurance coupled with growth in motor insurance. During 2023-24, general and health insurers settled 2.7 crore health insurance claims and paid Rs 83,493 crore towards claim settlements. In FY24, general insurers, including specialised ones, paid total claims (excluding health insurance) amounting to Rs 1,01,050 crore. Of this, private general insurers paid 55% (Rs 55,524 crore), PSU general insurers paid 32% (Rs 32,131 crore), and specialised ones paid Rs 13,396 crore (13%). As of March 31, 2024, investments made by the insurance industry stood at Rs 67.6 lakh crore, compared to Rs 60 lakh crore as of March 31, 2023, registering an increase of 12.6%. The share of life insurers stood at 91.1%, while general insurers (including specialised and standalone health insurers) constituted 7%, and reinsurers, including branches of foreign reinsurers, made up 1.9%. The share of PSUs stood at 69.5%, and the private sector constituted 30.5% during the same period. Ready to Master Stock Valuation? ET’s Workshop is just around the corner!Nvidia (NVDA) captivates investors as it ascends past its crucial 50-day moving average, spotlighted as the IBD Stock Of The Day. This upward momentum signals the potential for early entry, capturing the attention of market watchers. For four consecutive days, Nvidia’s shares have climbed, effectively bouncing back after a recent decline indicated by sell signals earlier this month. Though share prices have stabilized over the past two months due to production concerns with its latest Blackwell graphics units, recent movements suggest an optimistic shift. Nvidia’s stock trajectory has positioned it to potentially form a double-bottom base soon, with a targeted buy point of 146.54. In trading activity today, the stock gained 0.7%, hitting 140.65, while earlier reaching as high as 141.90. This upward trend includes clearing a minor downward trendline from a past peak of 152.89, making it a stock to watch for potential breakouts above the 50-day average. Nvidia’s rally draws parallels with Taiwan Semiconductor Manufacturing (TSM), whose stock surged on Monday after breaking out at a buy point of 205.63, boosting the sector’s outlook. Looking ahead, Nvidia might unveil exciting products at the CES 2025 in Las Vegas, where CEO Jensen Huang will deliver a keynote speech. Additionally, Nvidia’s GTC conference in March could see the revelation of the anticipated GB300 AI server, known as “Blackwell Ultra.” Market analysts, including Wedbush Securities’ Matt Bryson, are optimistic, rating Nvidia as outperform with a target price of 175. Morgan Stanley’s Joseph Moore also highlighted Nvidia as a top pick for 2025, further bolstering its market reputation. Nvidia’s Strategic Surge: Key Insights for 2025 and Beyond Nvidia’s recent ascent past its crucial 50-day moving average has electrified investors, signaling potential early entry opportunities and marking it as the IBD Stock of the Day. As Nvidia’s shares continue to climb for the fourth consecutive day, investors should take note of several factors contributing to this exciting momentum. Key Features and Innovations Nvidia’s recent movement suggests a promising trajectory, possibly forming a double-bottom base with a targeted buy point of 146.54. Today, the stock increased by 0.7% to 140.65, nearing a potential breakout point and indicating a potential bullish trend. This movement mirrors the recent success of Taiwan Semiconductor Manufacturing (TSM), which surged following a breakout. Looking forward, significant upcoming innovations from Nvidia are highly anticipated, particularly the unveiling of the GB300 AI server, known as “Blackwell Ultra,” expected at the GTC conference in March. The unveiling of new products during CES 2025, with a keynote by CEO Jensen Huang, might further propel Nvidia’s standing in tech innovation. Market Analysis and Predictions According to market analysts, Nvidia’s prospects look increasingly promising. Wedbush Securities’ Matt Bryson rates Nvidia as outperforming, assigning a target price of 175. Similarly, Morgan Stanley’s Joseph Moore considers Nvidia a top pick for 2025, a sentiment that could enhance its market credibility. Potential Use Cases and Applications Nvidia’s advancements in graphics technology and AI hold significant implications across various industries, including gaming, autonomous vehicles, data centers, and AI research. The anticipated Blackwell Ultra AI server could revolutionize computational capabilities, providing significant efficiencies and power in AI-driven operations. Comparison and Industry Outlook Drawing parallels to TSM’s recent rally, Nvidia’s upward momentum suggests robust sector growth potential. This development aligns with broader technological trends, where advancements in semiconductor and AI technologies are expected to dominate the market landscape. Emerging Trends and Sustainability The tech industry continues to emphasize sustainability, and Nvidia’s focus on energy-efficient technologies may enhance its appeal to environmentally-conscious investors. As AI technology’s demand increases, Nvidia’s innovation and commitment to sustainability will be crucial in maintaining its competitive edge. Investors should watch these emerging developments closely as Nvidia continues to navigate production concerns while strategically positioning itself for potential breakthroughs and ongoing market leadership.
Going the distanceThe North Carolina Tar Heels are expected to hire former New England Patriots head coach Bill Belichick, a six-time Super Bowl winner, as their head coach, according to multiple reports. ESPN and NFL Network were first to report the news. Belichick, 72, coached the Patriots from 2000 to 2023. He won Super Bowls after the 2001, 2003, 2004, 2014, 2016 and 2018 seasons before he and New England mutually parted ways in January. Belichick is second on the NFL’s all-time coaching wins list, with 333. He also won two Super Bowls as the New York Giants' defensive coordinator after the 1987 and 1990 seasons. The Tar Heels fired head coach Mack Brown on Nov. 26. Brown, who previously coached at North Carolina from 1988 to 1997, led the team for the last six seasons. He had a 43-33 record during his second stint, winning one bowl game. The Tar Heels have not won a conference championship since 1980. They last appeared in the ACC championship game in 2022. Belichick has never coached in college. He began his coaching career as an assistant with the Baltimore Colts in 1975, then spent two years with the Detroit Lions and one with the Denver Broncos. The Giants hired Belichick as a special teams assistant in 1979 and promoted him to defensive coordinator in 1985. He won two championships under head coach Bill Parcells before he accepted the head coaching position with the Cleveland Browns in 1991. In four seasons with the Browns, Belichick was 36-44, making the playoffs only once. After he was fired in 1996, he reunited with Parcells, first as a defensive assistant with the Patriots in 1996, then as the New York Jets’ defensive coordinator from 1997 to 1999. Belichick originally agreed to become the Jets’ head coach in 2000 but surprised the team by resigning before what was supposed to be his introductory news conference. He instead left for New England, where he was given final say over player personnel in addition to his coaching duties. Though he oversaw six Super Bowl wins, Belichick’s relationship with Patriots owner Robert Kraft reportedly grew strained in 2020. That year, Belichick decided the Patriots would part ways with quarterback Tom Brady, who started in all of New England’s Super Bowl wins and is headed to the Hall of Fame as one of the greatest signal callers of all time. In his last four years as the Patriots’ head coach, all without Brady, Belichick posted a 29-38 record, making the playoffs only once. In January, Belichick interviewed for the head coaching position with the Atlanta Falcons, who hired Raheem Morris.
A letter to the Polish foreign minister Radoslaw SikorskiST. LOUIS — If the Boston Bruins hadn’t fired Jim Montgomery on Tuesday, Drew Bannister would still be the St. Louis Blues head coach. That’s how Blues general manager Doug Armstrong explained his decision to fire Bannister on Sunday morning, after just 22 games this season, and replace him with Montgomery. Advertisement “There was no inclination to make a coaching change,” Armstrong said. “When Jim got let go in Boston, he was someone I’ve respected, someone I’ve admired, someone I felt had all the attributes to be a long-term coach for the Blues. This decision was based, I would say, almost 100 percent on having someone of Jim’s caliber become available.” Montgomery and the Blues agreed on a five-year contract, and after a conference call with Armstrong and the team’s captains Sunday morning, he is expected to join the club in New York on Sunday night ahead of its game against the Rangers . The news wasn’t a complete shock. The Athletic laid out the possibility last week because the Blues weren’t living up to Armstrong’s expectations of competing for a playoff spot this season along with Montgomery’s sudden availability. The club went 39-31-6 in 76 games under Bannister. It dropped to 9-12-1 on the season after a 3-1 loss to the New York Islanders on Saturday — six points back of a wildcard spot in the Western Conference standings. In 22 games this season, the offense has scored two goals or fewer 13 times and one goal or fewer seven times. The power play is ranked 25th in the NHL (16.7 percent) and the penalty kill is No. 24 (75.9 percent). “When I talked to Drew today, the situation that we were in — a young coach learning, learning with young players — it wasn’t an easy situation for him to walk into,” Armstrong said. “I thought he did a good job. He was making mistakes. We were all making mistakes. So Drew was learning as we went on. “I was more than prepared to go through the peaks and valleys with Drew until Monty became available, and then it just felt like that might not be available over the next few years. I didn’t know when the next opportunity would come, and I felt it was the right thing to do for the Blues franchise.” The Blues had interest in Montgomery last offseason, but when Boston advanced to the second round of the playoffs, Armstrong took the interim tag off Bannister and announced a two-year contract for him to be the head coach. When asked Sunday if Montgomery was indeed the focus of the Blues’ internal discussions last summer, Armstrong replied: “He really wasn’t because he had a job. I don’t spend a lot of time on the wish list of what’s out there. Quite honestly, I didn’t spend much time thinking about Monty this summer.” Advertisement But it’s clear after Montgomery’s hiring that he would have been on the wish list had there been one. Armstrong said he’s a coach who can help the club now and in the future. “He’s really at the prime of his coaching career right now, and we’re the benefactors of that,” Armstrong said. “He’s the full package, or at least we hope he’s the full package. He can coach a team that’s evolving and coach a team that is evolved and ready to win. As we continue to learn how to be competitive on a nightly basis, Monty can push us all to get better, and then when we get there, he can take us to the promised land.” It was evident, too, that Armstrong didn’t see Bannister as that guy, making references to the fact that inexperience behind the bench can no longer be used as an excuse as the team tries to find its way in the coming weeks. Montgomery was 120-41-23 in Boston, including the highest single-season win total in NHL history (65-12-5) in 2022-23. “I go back to when Ken Hitchcock came in — coaching is not an issue,” Armstrong said. “He is a hell of a coach. The game is old. It’s 100-plus years old, and he’s got the best record in any one season. He knows how to coach. So if there were any questions marks about that, that is gone now.” Despite making the move that he felt was best for the organization, Armstrong acknowledged the perception of a coaching carousel in St. Louis, which will have its third guy behind the bench in less than a calendar year on Wednesday. Bannister was promoted to replace Craig Berube in mid-December last year. He becomes the fifth coach fired by Armstrong, after Davis Payne, Ken Hitchcock, Mike Yeo and Berube. “I certainly understand if that’s how people are viewing it,” Armstrong said. “I think the one with Craig, it was a heck of a run and a change was needed. I think Drew coming in and doing a good job as the interim was positive. We went through the process last year of thinking about other coaches and I came back that Drew had done enough to warrant the opportunity to learn on the job here in the NHL and work through that. Advertisement “As I said, I woke up (earlier this week) and had no plans of doing this type of a news conference at all. Except a coach that I believe is a difference-maker became available, and we reacted to it.” Armstrong insisted the move says nothing about the state of the Blues’ retool. “When we first talked about the retool, we used the (Los Angeles Kings’) model for three or four years, and we’re 1 1/2 years into it,” Armstrong said. “One of the things that we’re doing is we’re waiting on (Dalibor) Dvorský, (Jimmy) Snuggerud, (Otto) Stenberg, (Theo) Lindstein and (Adam) Jiricek. Those are five first-round picks that we’re excited about having. “It’s very important for me to say that our vision of where we’re at has not changed. When we said that we were going to retool, bringing in Monty today doesn’t put Dvorský, Snuggerud, Stenberg ... any closer to playing. That comes with maturity. What it does, it gives us a really good coach for today and tomorrow.” As for today, are the Blues a potential playoff team this season with Montgomery now at the helm? “Our record would indicate that no, we’re not headed to the playoffs,” Armstrong said. “I think our season to date has fluctuated. We’re obviously having a hard time on both ends of the special teams and scoring goals, and that’s not a good recipe to have success. “I think getting those ( Philip Broberg and Nick Leddy ) back will help stabilize things. Losing Robert Thomas , like we did, took away from the offense, and it hasn’t come back since he’s come back. So we have our work to do. We have a lot of things that Jim has to get organized to his satisfaction, and we’re able to move ahead.” (Photo of Jim Montgomery: Bruce Bennett / Getty Images)Darnold delivers for Vikings with career-high 347 yards and 5 TDs to beat Falcons, Cousins 42-21
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