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haha777 bonus Bank of Canada governor Tiff Macklem says the central bank is preparing for a future that looks more uncertain and more prone to shocks. In a speech to the Greater Vancouver Board of Trade, he said Monday structural changes are underway in the world including demographic shifts, technological changes, decarbonization and a move away from globalization. “We need to use the pandemic experience to prepare for future crises,” Macklem said in a prepared text of his speech. To that end, Macklem says the Bank of Canada is working to learn what it can from how the economy reacted to the pandemic and in its aftermath. The Bank of Canada is conducting a review of the policy actions it took to restore financial stability and support the economy during the pandemic that it plans to publish along with an assessment of an independent panel of experts. Macklem said the spike in inflation in 2022 was a reminder that even though inflation was relatively low and stable for 30 years leading up to the pandemic, central banks cannot take public trust for granted. “All of a sudden, people couldn’t afford the things they need. And while inflation is low once again, many prices are still a lot higher than they were before the pandemic. So people feel ripped off. And that erodes public trust in our economic system,” he said in his speech. The Bank of Canada has cut its key policy interest rate five times this year including last week when it reduced the benchmark by a half a percentage point to 3.25 per cent. Macklem says the bank will be evaluating the need for further reductions in the policy rate one decision at a time and anticipates a more gradual approach to monetary policy if the economy evolves as expected. Statistics Canada reported last month that the annual inflation rate was two per cent in Ontario, hitting the Bank of Canada’s target. The speech by Macklem came ahead of the release of the November inflation report on Tuesday.Intech Investment Management LLC bought a new stake in shares of Clear Secure, Inc. ( NYSE:YOU – Free Report ) in the third quarter, HoldingsChannel.com reports. The firm bought 20,767 shares of the company’s stock, valued at approximately $688,000. A number of other institutional investors also recently bought and sold shares of YOU. Renaissance Technologies LLC lifted its position in Clear Secure by 56.5% during the second quarter. Renaissance Technologies LLC now owns 2,954,100 shares of the company’s stock valued at $55,271,000 after purchasing an additional 1,066,400 shares in the last quarter. Rice Hall James & Associates LLC lifted its stake in Clear Secure by 303.6% in the 2nd quarter. Rice Hall James & Associates LLC now owns 1,199,649 shares of the company’s stock worth $22,445,000 after purchasing an additional 902,436 shares in the last quarter. Marshall Wace LLP boosted its holdings in shares of Clear Secure by 278.3% during the 2nd quarter. Marshall Wace LLP now owns 1,099,062 shares of the company’s stock valued at $20,563,000 after purchasing an additional 808,515 shares during the last quarter. Millennium Management LLC increased its holdings in shares of Clear Secure by 56.3% in the second quarter. Millennium Management LLC now owns 2,103,578 shares of the company’s stock worth $39,358,000 after purchasing an additional 757,528 shares during the last quarter. Finally, Victory Capital Management Inc. increased its holdings in shares of Clear Secure by 402.2% in the second quarter. Victory Capital Management Inc. now owns 885,325 shares of the company’s stock worth $16,564,000 after purchasing an additional 709,020 shares during the last quarter. Institutional investors own 73.80% of the company’s stock. Wall Street Analysts Forecast Growth Several equities analysts have weighed in on YOU shares. Telsey Advisory Group raised their price target on Clear Secure from $34.00 to $42.00 and gave the company an “outperform” rating in a report on Friday, November 1st. Wedbush restated a “neutral” rating and issued a $26.00 price target (up previously from $24.00) on shares of Clear Secure in a research report on Thursday, November 7th. Stifel Nicolaus increased their price objective on shares of Clear Secure from $24.00 to $32.00 and gave the company a “hold” rating in a research report on Monday, October 28th. The Goldman Sachs Group lifted their price objective on shares of Clear Secure from $27.00 to $31.00 and gave the stock a “buy” rating in a research note on Thursday, August 8th. Finally, Needham & Company LLC restated a “buy” rating and set a $45.00 target price on shares of Clear Secure in a research report on Friday, November 8th. One investment analyst has rated the stock with a sell rating, two have given a hold rating and three have issued a buy rating to the company’s stock. Based on data from MarketBeat, the stock has a consensus rating of “Hold” and a consensus price target of $32.67. Insider Buying and Selling In related news, Director Alclear Investments Ii, Llc sold 227,021 shares of the company’s stock in a transaction on Monday, September 9th. The stock was sold at an average price of $31.05, for a total transaction of $7,049,002.05. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available through the SEC website . Also, CAO Dennis W. Liu sold 1,500 shares of the business’s stock in a transaction that occurred on Monday, September 9th. The stock was sold at an average price of $31.05, for a total transaction of $46,575.00. Following the transaction, the chief accounting officer now owns 7,211 shares of the company’s stock, valued at approximately $223,901.55. This trade represents a 17.22 % decrease in their position. The disclosure for this sale can be found here . Insiders have sold a total of 901,500 shares of company stock valued at $29,055,829 over the last quarter. 37.85% of the stock is owned by corporate insiders. Clear Secure Trading Down 0.9 % YOU stock opened at $25.87 on Friday. Clear Secure, Inc. has a 12 month low of $16.05 and a 12 month high of $38.88. The stock has a market cap of $3.61 billion, a PE ratio of 30.08 and a beta of 1.63. The company has a 50-day moving average price of $31.85 and a 200 day moving average price of $25.70. Clear Secure ( NYSE:YOU – Get Free Report ) last posted its quarterly earnings results on Thursday, November 7th. The company reported $0.30 EPS for the quarter, missing the consensus estimate of $0.33 by ($0.03). The company had revenue of $198.40 million during the quarter, compared to analysts’ expectations of $194.62 million. Clear Secure had a return on equity of 48.28% and a net margin of 10.93%. The company’s quarterly revenue was up 23.7% on a year-over-year basis. During the same period in the prior year, the business earned $0.20 EPS. Sell-side analysts forecast that Clear Secure, Inc. will post 0.98 EPS for the current year. Clear Secure Increases Dividend The company also recently declared a quarterly dividend, which will be paid on Tuesday, December 17th. Investors of record on Tuesday, December 10th will be issued a $0.125 dividend. This is a positive change from Clear Secure’s previous quarterly dividend of $0.10. The ex-dividend date is Tuesday, December 10th. This represents a $0.50 dividend on an annualized basis and a dividend yield of 1.93%. Clear Secure’s payout ratio is presently 46.51%. Clear Secure Company Profile ( Free Report ) Clear Secure, Inc operates a secure identity platform under the CLEAR brand name primarily in the United States. Its secure identity platform is a multi-layered infrastructure consisting of front-end, including enrollment, verification, and linking, as well as back-end. The company also offers CLEAR Plus, a consumer aviation subscription service, which enables access to predictable entry lanes in airport security checkpoints, as well as access to broader network; and CLEAR mobile app, which is used to enroll new members and improve the experience for existing members. Featured Stories Want to see what other hedge funds are holding YOU? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Clear Secure, Inc. ( NYSE:YOU – Free Report ). Receive News & Ratings for Clear Secure Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Clear Secure and related companies with MarketBeat.com's FREE daily email newsletter .

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Oregon's Gabriel, Colorado's Hunter, Boise State’s Jeanty, Miami's Ward are named Heisman finalistsDecember is a great time to dress in three or four layers of clothing and take a winter walk around your garden. It is easier to see the architecture of trees and shrubs after they’ve lost their leaves. Make notes of where they could use some pruning in the spring. And it’s a perfect time to look at your landscape and see where you might want to make some changes. Remember how you wanted to fill up the garden space immediately and planted plants close together to get the effect? If you see everything is crowded together, and the plants are not getting the proper amount of sun or nutrients, then you should not be planting more. Are there holes you didn’t notice in the frenzy of the growing season? Has something gotten way too large for the balance of the garden? Start making notes on what you would like to change next year. Garden catalogs can be used to help you make decisions about what to add, change or remove in your landscape. Mark the plants and seeds you want to purchase for your garden, note how long it takes to germinate the seeds you are thinking of buying and whether the plant likes shade, sun or a bit of both. Decide where each plant is going to fit in your yard or in containers on your patio, deck or at the back door. A calendar with writing space will help you remember when to start your various garden tasks. If you are looking for gift ideas for gardening friends or family members, here are some ideas that any gardener would appreciate finding under the tree or in their Christmas stocking this holiday. You might look through the gardening magazines at the store and pick one or two to wrap up and put under the tree. Depending on your budget, you could add a year’s subscription to a magazine of the gardener’s choice. You might make a scrapbook into a gardening journal for a customized gift. There are many interesting and helpful books available on a variety of gardening topics. Since most gardeners like whimsy in their gardens, think about giving some garden art. The Yakima Area Arboretum, most garden centers and other stores have various items of garden art such as colorful wind chimes, steppingstones, garden signs, gazing balls, small statuary, bird houses, etc. Think of color, like some bright blue, to enhance a garden setting. Hands are the hard worker of the gardener so you might consider a ‘wardrobe’ of gloves: soft Fox gloves for transplanting, nitrile gloves for plain old weed pulling, sturdy leather gloves with long cuffs for rose pruning and other “prickly” work. Daily gardening gloves wear out quickly, so we need new pairs every year. Buy the rubber coated cloth gloves by the three-pack, add a good hand cream and become your gardener friend’s favorite gift-giver! Another fun gift is a houseplant. There are many to choose from and several even have a bloom of flowers. And of course, during the holiday season we all think of the Christmas cactus with its gorgeous blooms. Not only can you choose the plant to give, but the pot that it is potted into. Tools are always a welcome gift and the most popular is a quality pair of pruners. Other ideas are a water meter to accurately water indoor and outdoor plants or a small indoor plant tool set in a nice tote. Some gardeners like an outdoor apron with pockets in which to put a favorite tool, gloves or cell phone. A handy tool that can take the work out of cultivating hard soil up to 8 inches deep is the “Dirt Ripper”. A” scuffle hoe” (also called an oscillating hoe) that moves backward and forward, and cuts weed roots off just below the surface is another hardy gardening tool. A claw or hand fork for weeding, planting and working small areas, a spading fork, a hard-toothed metal rake, shrub clippers, loppers, a wheelbarrow, plastic bucket and a small tarp are other items that might be much-appreciated gifts for your gardening family member or friends. Lastly, if you have no idea what your gardening family member or friend wants or needs, consider giving a gift certificate to a local nursery. Enjoy the holidays. • For any gardening questions, contact the Master Gardener Clinic at 509-574-1604 or email gardener@co.yakima.wa.us .

Advisors Asset Management Inc. lowered its stake in shares of Shoals Technologies Group, Inc. ( NASDAQ:SHLS – Free Report ) by 32.3% during the third quarter, according to its most recent disclosure with the Securities and Exchange Commission. The firm owned 16,596 shares of the company’s stock after selling 7,926 shares during the quarter. Advisors Asset Management Inc.’s holdings in Shoals Technologies Group were worth $93,000 at the end of the most recent reporting period. Other large investors have also recently bought and sold shares of the company. Vanguard Group Inc. increased its holdings in shares of Shoals Technologies Group by 1.0% during the 1st quarter. Vanguard Group Inc. now owns 16,531,712 shares of the company’s stock worth $184,825,000 after purchasing an additional 171,273 shares during the period. Price T Rowe Associates Inc. MD increased its stake in Shoals Technologies Group by 1.0% during the first quarter. Price T Rowe Associates Inc. MD now owns 184,913 shares of the company’s stock valued at $2,068,000 after acquiring an additional 1,857 shares during the period. Tidal Investments LLC acquired a new position in Shoals Technologies Group in the 1st quarter valued at approximately $446,000. Comerica Bank lifted its position in shares of Shoals Technologies Group by 2,823.0% in the 1st quarter. Comerica Bank now owns 89,209 shares of the company’s stock worth $997,000 after acquiring an additional 86,157 shares during the period. Finally, DekaBank Deutsche Girozentrale grew its holdings in shares of Shoals Technologies Group by 159.3% during the 1st quarter. DekaBank Deutsche Girozentrale now owns 28,003 shares of the company’s stock worth $313,000 after purchasing an additional 17,203 shares in the last quarter. Analyst Ratings Changes A number of research analysts recently commented on the company. UBS Group cut their target price on Shoals Technologies Group from $12.00 to $9.00 and set a “buy” rating for the company in a research note on Wednesday, August 7th. Truist Financial reduced their price objective on shares of Shoals Technologies Group from $10.00 to $8.00 and set a “buy” rating for the company in a report on Friday, September 6th. Jefferies Financial Group began coverage on shares of Shoals Technologies Group in a research note on Wednesday, September 4th. They issued a “hold” rating and a $5.00 target price on the stock. Roth Mkm cut their price target on shares of Shoals Technologies Group from $7.00 to $6.00 and set a “neutral” rating for the company in a research note on Friday, September 6th. Finally, Wells Fargo & Company started coverage on Shoals Technologies Group in a report on Monday, October 14th. They set an “equal weight” rating and a $46.00 price objective on the stock. Three analysts have rated the stock with a sell rating, seven have assigned a hold rating and thirteen have issued a buy rating to the stock. According to MarketBeat.com, Shoals Technologies Group has an average rating of “Hold” and a consensus price target of $11.31. Insider Transactions at Shoals Technologies Group In other news, CEO Brandon Moss acquired 22,300 shares of Shoals Technologies Group stock in a transaction that occurred on Thursday, November 21st. The shares were acquired at an average price of $4.55 per share, with a total value of $101,465.00. Following the purchase, the chief executive officer now directly owns 593,700 shares of the company’s stock, valued at $2,701,335. The trade was a 3.90 % increase in their ownership of the stock. The acquisition was disclosed in a filing with the Securities & Exchange Commission, which is available at the SEC website . Corporate insiders own 1.67% of the company’s stock. Shoals Technologies Group Price Performance Shoals Technologies Group stock opened at $5.22 on Friday. The stock has a market cap of $870.17 million, a price-to-earnings ratio of 26.10, a P/E/G ratio of 0.76 and a beta of 1.73. The company has a quick ratio of 1.36, a current ratio of 2.08 and a debt-to-equity ratio of 0.26. Shoals Technologies Group, Inc. has a 12-month low of $4.07 and a 12-month high of $17.50. The business’s 50-day simple moving average is $5.25 and its 200 day simple moving average is $5.97. Shoals Technologies Group ( NASDAQ:SHLS – Get Free Report ) last posted its quarterly earnings results on Tuesday, November 12th. The company reported $0.08 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.10 by ($0.02). Shoals Technologies Group had a return on equity of 9.83% and a net margin of 7.78%. The company had revenue of $102.20 million during the quarter, compared to the consensus estimate of $98.86 million. During the same quarter in the prior year, the business earned $0.16 earnings per share. The firm’s revenue for the quarter was down 23.8% on a year-over-year basis. As a group, research analysts anticipate that Shoals Technologies Group, Inc. will post 0.29 earnings per share for the current year. About Shoals Technologies Group ( Free Report ) Shoals Technologies Group, Inc provides electrical balance of system (EBOS) solutions and components for solar, battery energy, and electric vehicle (EV) charging applications in the United States and internationally. The company designs, manufactures, and sells system solutions for both homerun and combine-as-you-go wiring architectures, as well as offers technical support services. See Also Five stocks we like better than Shoals Technologies Group High Dividend REITs: Are They an Ideal Way to Diversify? The Latest 13F Filings Are In: See Where Big Money Is Flowing How Can Retail Investors Trade the Toronto Stock Exchange (TSX)? 3 Penny Stocks Ready to Break Out in 2025 Earnings Per Share Calculator: How to Calculate EPS FMC, Mosaic, Nutrien: Top Agricultural Stocks With Big Potential Want to see what other hedge funds are holding SHLS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Shoals Technologies Group, Inc. ( NASDAQ:SHLS – Free Report ). Receive News & Ratings for Shoals Technologies Group Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Shoals Technologies Group and related companies with MarketBeat.com's FREE daily email newsletter .

NEW YORK, Dec. 17, 2024 (GLOBE NEWSWIRE) -- WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of ordinary shares of ASML Holding N.V. (NASDAQ: ASML) between January 24, 2024 and October 15, 2024, both dates inclusive (the “Class Period”), of the important January 13, 2025 lead plaintiff deadline. SO WHAT: If you purchased ASML ordinary shares during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a contingency fee arrangement. WHAT TO DO NEXT: To join the ASML class action, go to https://rosenlegal.com/submit-form/?case_id=31159 or call Phillip Kim, Esq. at 866-767-3653 or email case@rosenlegal.com for more information. A class action lawsuit has already been filed. If you wish to serve as lead plaintiff, you must move the Court no later than January 13, 2025. A lead plaintiff is a representative party acting on behalf of other class members in directing the litigation. WHY ROSEN LAW: We encourage investors to select qualified counsel with a track record of success in leadership roles. Often, firms issuing notices do not have comparable experience, resources, or any meaningful peer recognition. Many of these firms do not actually litigate securities class actions, but are merely middlemen that refer clients or partner with law firms that actually litigate cases. Be wise in selecting counsel. The Rosen Law Firm represents investors throughout the globe, concentrating its practice in securities class actions and shareholder derivative litigation. Rosen Law Firm achieved the largest ever securities class action settlement against a Chinese Company at the time. Rosen Law Firm was Ranked No. 1 by ISS Securities Class Action Services for number of securities class action settlements in 2017. The firm has been ranked in the top 4 each year since 2013 and has recovered hundreds of millions of dollars for investors. In 2019 alone the firm secured over $438 million for investors. In 2020, founding partner Laurence Rosen was named by law360 as a Titan of Plaintiffs’ Bar. Many of the firm’s attorneys have been recognized by Lawdragon and Super Lawyers. DETAILS OF THE CASE: According to the lawsuit, during the Class Period, defendants made false and/or misleading statements and/or failed to disclose that: (1) the issuers being faced by suppliers, like ASML, in the semiconductor industry were much more severe than defendants had indicated to investors; (2) the pace of recovery of sales in the semiconductor industry was much slower than defendants had publicly acknowledged; (3) defendants had created the false impression that they possessed reliable information pertaining to customer demand and anticipated growth, while also downplaying risk from macroeconomic and industry fluctuations, as well as stronger regulations restricting the export of semiconductor technology, including the products that ASML sells; and (4) as a result, defendants’ statements about ASML’s business, operations, and prospects lacked a reasonable basis. When the true details entered the market, the lawsuit claims that investors suffered damages. To join the ASML class action, go to https://rosenlegal.com/submit-form/?case_id=31159 or call Phillip Kim, Esq. toll-free at 866-767-3653 or email case@rosenlegal.com for information on the class action. No Class Has Been Certified. Until a class is certified, you are not represented by counsel unless you retain one. You may select counsel of your choice. You may also remain an absent class member and do nothing at this point. An investor’s ability to share in any potential future recovery is not dependent upon serving as lead plaintiff. Follow us for updates on LinkedIn: https://www.linkedin.com/company/the-rosen-law-firm , on Twitter: https://twitter.com/rosen_firm or on Facebook: https://www.facebook.com/rosenlawfirm/ . Attorney Advertising. Prior results do not guarantee a similar outcome. ------------------------------- Contact Information: Laurence Rosen, Esq. Phillip Kim, Esq. The Rosen Law Firm, P.A. 275 Madison Avenue, 40th Floor New York, NY 10016 Tel: (212) 686-1060 Toll Free: (866) 767-3653 Fax: (212) 202-3827 case@rosenlegal.com www.rosenlegal.com

Texas, Georgia, Alabama top SEC and national recruiting rankings after early signingsThree-month-old kit Roxie, who it is believed died due to stress caused by fireworks.(RZSS via SWNS) By Elizabeth Hunter via SWNS A zoo has issued a plea for people to avoid letting off Hogmanay fireworks - after Bonfire Night blasts caused the death of a baby red panda . Three-month-old Roxie, a red panda at Edinburgh Zoo , died after choking on her own vomit, as explosions boomed across the city throughout Bonfire Night. Roxie’s mother Ginger also died unexpectedly five days earlier, which may have been linked to fireworks. Ben Supple, the wildlife conservation charity’s deputy chief executive, said, “Edinburgh Council cannot create a fireworks exclusion zone around the zoo in time for Hogmanay due to the minimum consultation period required, so we are asking residents to help by not setting off fireworks which may frighten animals. “As always, we will do all we can to protect animals in the zoo from fireworks, including keeping them indoors and providing deep bedding where possible to reduce the impact of the noise.” (RZSS via SWNS) The charity’s call for tighter restrictions on fireworks has received enormous support since Roxie’s death in November. Ben added, “We have been inundated by messages from people who were shocked by what happened to Roxie and believe the UK government should ban fireworks from being sold to the public due to the severe impact they can have on animals. “Firework control zones are a positive step but only part of the solution as the noise from explosions can carry over long distances. So-called silent fireworks are also an improvement, though they can emit low frequency sounds which can cause distress to animals. “We believe displays should be restricted to organized events which use the latest light and drone technology and are completely silent. "This would help avoid devastating consequences for animals while ensuring that people can still enjoy traditional celebrations like Hogmanay.”

Texas and Georgia are battling for recruiting supremacy before duking it out for a Southeastern Conference title. Alabama, which also appears to be headed to the playoffs, is right behind them. The two Atlanta-bound and presumably playoff-bound SEC powers are leading the way in recruiting league-wide and nationally during the early signing period that started Wednesday. They'll meet Saturday in the SEC championship game in Mercedes-Benz Stadium. They're currently No. 1 (Texas) and No. 2 (Georgia) nationally, but the SEC holds a sweep of the top three with the Crimson Tide ranked third in Kalen DeBoer's first full recruiting cycle. The league holds eight of the top 11 spots. The final rankings are pending the decision of the nation's top uncommitted prospect, defensive tackle Justus Terry, who is expected to choose among three SEC schools: Georgia, Texas and Auburn. The Longhorns landed four five-star prospects, per the 247Sports composite rankings of recruiting sites. They also picked up No. 1-ranked athlete Michael Terry III on signing day when he chose Texas over Nebraska. Steve Sarkisian's Longhorns class is led by five-star safety Jonah Williams of Galveston, Texas, the nation’s No. 8 overall prospect, according to the composite rankings. They signed five-star wide receivers Kaliq Lockett and Jaime Ffrench, along with edge rusher Lance Jackson. Only Florida’s Ffrench was from out of state. Georgia had pledges from five five-star prospects entering signing day, led by No. 3 overall recruit defensive lineman Elijah Griffin, edge rusher Isaiah Gibson and linebacker Zayden Walker. Alabama got a potential successor to quarterback Jalen Milroe. Keelon Russell of Duncanville, Texas, is rated as the No. 2 quarterback and overall prospect per the composite rankings. Auburn coach Hugh Freeze has been touting his recruiting success frequently as building a solid foundation amid losing records in his first two seasons. The Tigers are currently at No. 6 and landed a much-needed quarterback in five-star Deuce Knight from Lucedale, Mississippi. LSU had the eighth-ranked class, a group led by five-star prospects in cornerback DJ Pickett, running back Harlem Berry and offensive lineman Solomon Thomas. Texas A&M stands at No. 9 after late flips in five-star signees in wide receiver Jerome Myles (from USC) and offensive tackle Lamont Rogers (Missouri). The Aggies are followed in order by LSU, Tennessee and Florida. The Volunteers were still awaiting the letter-of-intent from top-five prospect offensive tackle David Sanders Jr., who has been committed since August but is reportedly considering Ohio State. The Gators' class was highlighted by five-star receiver Vernell Brown III. Ole Miss wide receiver signee Caleb Cunningham is too highly rated to be truly under the radar for most programs. But Lane Kiffin has built the Rebels into an SEC contender largely with transfers, not blue-chip high school recruits. Cunningham, who de-committed from Alabama on Nov. 13, is rated as the No. 2 receiver and 18th-best player in the class. Ole Miss is looking for a replacement to star receiver Tre Harris. Alabama's Russell was the highest-rated recruit and plays at the most prized position. The 6-foot-3, 175-pounder led Duncanville High School to state championships in 2022 and 2023 and was MVP of the Elite 11 quarterback competition this year. Alabama returns Ty Simpson and Austin Mack at quarterback, so there may not be a pressing need for an immediate impact. Myles was a big addition to the Aggies at a position of need. The nation's No. 5 receiver and 23rd-rated recruit had decommitted from USC after visiting College Station last weekend. Texas A&M coach Mike Elko's team is down to five scholarship receivers entering the postseason. Billy Napier and Florida flipped four-star safety Lagonza Hayward from rival Tennessee. Hayward ranks as the No. 9 safety in the country and had decommitted from the Vols on Sunday. Get poll alerts and updates on AP Top 25 football throughout the season. Sign up here . AP college football: https://apnews.com/hub/ap-top-25-college-football-poll and https://apnews.com/hub/college-footballNone