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jili 188 Did you recently receive a required minimum distribution (RMD) from your IRA, beating the Dec. 31 deadline? Excellent. Or perhaps you took this money out earlier in the year. Whatever the case, you're now likely sitting on a decent-sized stash of cash that's waiting to be put to work. If this is the case, don't sweat it. Here's a list of five savvy uses of any RMD money you'd like to use more constructively. You may be able to utilize more than one of these possibilities, in fact, if there's enough to work with. 1. Park it in a high-yielding money market fund Assuming you took your required minimum distribution in the form of cash and have yet to do anything more with it, it's probably in your bank checking or savings accounts. And despite their pointlessly low yields, leaving it there for a brief time is fine. But if your plan is to keep this money relatively available for a while though, there's a better, similar option. As an alternative, invest this money in a higher-yielding money market fund, many of which are paying in the ballpark of 4% to 5% . These funds are bought and sold just like stock or bond funds, meaning they require explicit trade instructions. That's why your bank may not even be able to offer them to customers who only have checking or savings accounts. If you can move this money to a more conventional brokerage account, you're more likely to have access to this option. 2. Pay down credit card debt It almost goes without saying that you'll always want to keep any credit card debt to a minimum. After all, you're racking up interest charges on any balances beyond 30 days. If you've got more than a little left to pay on your total debt right now, however, you might want to knock as much of it out as soon as you can. See, although overall interest rates are still relatively low on a historical basis, credit card interest rates aren't following suit. They're at or near record highs. The Federal Reserve reports the average annualized interest rate charged by credit card issuers right now is a whopping 21.8%, although depending on your card, you could be paying much more. Credit cards issued by retailers are charging a little more than 30% per year, on average, with many of them upping these rates without making a clear announcement of these changes. You'd be hard-pressed to achieve a comparable rate of return on any money not used to pay down this debt... meaning getting rid of this debt is your best investment prospect right now. 3. Use it to cover taxes on a conversion to a Roth IRA Have you been kicking around the idea of converting your traditional IRA to a Roth IRA so you don't have to worry about taking required minimum distributions ever again (since RMDs don't apply to Roths)? Although such conversions are taxable as ordinary income for the year in which they're completed, the IRS doesn't care where the subsequent tax payment comes from. You could use your RMD money to cover at least some of any such tax bill. That said, right now may be the absolute worst time for some investors to complete a conversion to a Roth. Why? Because traditional IRAs that are heavily invested in stocks would be undergoing the conversion process at a time when the subsequent tax burden would be quite high, while waiting just a little while longer could lower this burden quite a bit. See, stocks are now well into record-high territory, and well overvalued as a result. The S&P 500 's ( ^GSPC -1.11% ) trailing-12-month price-to-earnings ratio is just above 30, while its price-to-sales ratio is in excess of 3.0. Both are uncomfortably high for what's supposed to be a normal economic environment. It matters simply because a corrective pullback could be on the horizon, which would make it at least a little cheaper to convert your conventional IRA to a Roth. 4. Make a charitable donation Were you forced to take a required minimum distribution of cash or assets you just don't need, and probably will never need? Although it's too late to take advantage of the IRS's generous qualified charitable distribution rules (which also satisfy RMD requirements), you can still lower your tax bill by giving away this money or in-kind distribution of assets. Doing so of course will reduce your taxable income for the year in which the donation is completed. Just be sure to get a dated receipt or confirmation from whatever charity you're making a gift to. 5. Reinvest it Finally -- and perhaps most importantly -- just because you're required to remove money or investments out of your conventional IRA doesn't mean this distribution needs to remain held as cash or a cash-like holding. If you needed this money to produce risk-adjusted growth when it was inside a retirement account, you'll arguably still need it to do the same outside that account. So, reinvest it. It wouldn't be inherently wrong to reinvest the RMD in the exact same stocks, bonds, or funds it was invested in before the distribution was made (although an in-kind distribution of these assets could have saved you a couple of steps). But, since you've now got some additional liquidity, now's a great time to make adjustments to your overall portfolio's allocation . Just bear in mind that there are different kinds of investments you'll want to hold in a taxable account, as opposed to a tax-deferred account like an IRA. For example, if you don't actually need dividend income but you still want to own dividend-paying value stocks, holding your growth stocks in a taxable brokerage account will give you more control of your taxable income in any given year. Conversely, dividend payments dished out by dividend-paying stocks held in an IRA don't actually generate taxable income, as these payments are being made. Just optimize your allocation for your particular situation.House Democrats mock Americans ‘who couldn’t afford eggs’ over Black Friday spending

The Nigerian All-Share Index (ASI) closed the trading session on November 27, 2024, in the red, shedding 343.31 points to settle at 97,296.57—a dip of 0.35%. Despite the overall decline, the market demonstrated a remarkable uptick in activity, with trading volumes surging by an impressive 48.97%. A staggering 822 million shares changed hands during the session, marking a significant leap from the previous day’s 552 million shares and reflecting a surge in investor participation. Related Stories Market Wrap: ASI edges up by 13.61 points as HMCALL leads gainers, Multiverse tops losers Market Wrap: All-Share Index slips 0.21% as HMCALL and SUNUASSUR lead gainers On the gainers’ chart, SUNUASSUR emerged as the best performer, rallying by 9.97% to clinch the top spot. GUINEAINS followed with an 8.16% increase, while CONOIL rounded out the top three with a solid 6.56% gain. Conversely, the losers’ chart was led by JOHN HOLT, which recorded a steep decline of 10.00%. Close behind was ARADEL, shedding 9.98% of its value. Notably, HMCALL and JAPAULGOLD dominated the trading floor as the day’s most actively traded stocks. Current ASI: 97,296.57 points Previous ASI: 97,626.27 points Day Change: -0.35% Year-to-Date Performance: +30.12% Volume Traded: 822 million shares Deals: 9,385 SUNUASSUR: up 9.97% to N4.19 GUINEANS: up 8.16% to N0.53 CONOIL: up 6.56% to N276.00 DAARCOMMS: up 6.56% to N0.65 NASCON: up 6.23% to N32.40 JOHNHOLT: down 10.00% to N9.90 ARADEL: down 9.98% to N473.30 ETERNA: down 9.88% to N22.35 HMCALL: down 8.43% to N5.65 UPDC: down 8.13% to N1.47 The Nigerian equities market experienced a notable surge in activity, with trading volume climbing by an impressive 48.97%. Investors exchanged a total of 822 million shares, a substantial jump from the 552 million shares traded in the previous session. HMCALL led the pack with a staggering 373.7 million shares changing hands, cementing its position as the day’s most actively traded stock. Trailing closely was JAPAULGOLD, which recorded a robust 115.9 million shares traded. Other key contributors to the trading volume included TANTALIZER, with 30.7 million shares; UBA, accounting for 29.4 million shares; and GTCO, rounding out the top five with 28.7 million shares traded. On the value front, HMCALL emerged as the standout, driving transactions worth an impressive N2.1 billion. GTCO followed, with trade values reaching N1.5 billion, underscoring sustained investor interest. UBA and OANDO also made significant contributions, recording N930 million and N778.2 million, respectively, in trading value. TRANSCORP rounded out the top five with transactions totaling N709.7 million, reinforcing its continued appeal among market participants. In the SWOOT category, which includes stocks with market capitalizations exceeding N1 trillion, OANDO recorded a gain of 3.33%, while ARADEL experienced a notable decline, shedding 9.98% of its share price. The FUGAZ stocks—comprising FBN Holdings (FBNH), United Bank for Africa (UBA), Access Holdings (ACCESSCORP), and Zenith Bank (ZENITHBANK)—saw mixed activity during the session. ACCESSCORP and UBA posted declines of 1.77% and 0.47%, respectively. Meanwhile, FBNH, GTCO, and ZENITHBANK closed flat, with no price movement recorded. Despite the market’s dip, optimism remains for a potential rebound in the Nigerian equities market. Strong Q3 earnings across several sectors, combined with sustained investor interest, are anticipated to fuel upward momentum in the sessions ahead.

As the top tap-to-earn game on the TON blockchain, Hamster Kombat captured the imagination earlier this year, growing its enthusiastic audience of Telegram tappers to over 300 million since launching earlier this year. The simple, addictive nature of its tap-tap-tap game mechanic has made it one of the hottest properties in the Web3 gaming world, and the price of HMSTER continues to reflect that. HMSTER is up 20.35% in the last month to $0.004068 per coin and still has a relatively low market cap of $262.18 million. More importantly, it boasts a daily average trading volume of $96.59 million, which suggests that the game remains a hotbed of economic activity. GMEE As a mobile gaming platform, GAMEE offers a library of several play-to-earn games that... IsabellaPhil Lind Initiative announces 2025 speakers, including Ziwe and Raven Chacon

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Will Joel Eriksson Ek Score a Goal Against the Flames on November 23?MLB shifts six 2025 Rays games to avoid weather issuesORRVILLE, Ohio , Dec. 2, 2024 /PRNewswire/ -- The J.M. Smucker Co. (NYSE: SJM) ("Company") announced today the closing of the transaction to divest the Voortman ® business to Second Nature Brands. The Company previously announced the signing of a definitive agreement for the transaction on October 22, 2024 . The all-cash transaction is valued at approximately $305 million , subject to a working capital adjustment, and reflects the Company's continued commitment to optimizing its portfolio and reallocating resources to its core growth brands. The transaction includes all Voortman ® trademarks and the Company's leased manufacturing facility in Burlington, Ontario, Canada . In addition, approximately 300 employees will transition with the business. The Company updated its full-year fiscal 2025 net sales guidance to reflect the impact of the divested business. Net sales is anticipated to increase 7.5 to 8.5 percent compared to the prior year. The updated net sales guidance reflects the removal of approximately $65 million of divested net sales in fiscal 2025, with the estimated net sales impact evenly distributed throughout the remainder of the fiscal year. On a comparable basis, net sales is expected to increase 1.0 to 2.0 percent, which excludes noncomparable sales in the current year from the acquisition of Hostess Brands and noncomparable sales in the prior year related to the divestitures of the Voortman ® , Canada condiment, and Sahale Snacks ® businesses. The Company maintains its fiscal 2025 adjusted earnings per share, free cash flow, capital expenditures, and adjusted effective income tax rate outlook as communicated in its most recent quarterly earnings announcement on November 26, 2024 . The J.M. Smucker Co. Forward Looking Statements This press release ("Release") includes certain forward-looking statements within the meaning of federal securities laws. The forward-looking statements may include statements concerning our current expectations, estimates, assumptions and beliefs concerning future events, conditions, plans and strategies that are not historical fact. Any statement that is not historical in nature is a forward-looking statement and may be identified by the use of words and phrases such as "expect," "anticipate," "believe," "intend," "will," "plan," "strive" and similar phrases. Federal securities laws provide a safe harbor for forward-looking statements to encourage companies to provide prospective information. We are providing this cautionary statement in connection with the safe harbor provisions. Readers are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made, when evaluating the information presented in this Release, as such statements are by nature subject to risks, uncertainties and other factors, many of which are outside of our control and could cause actual results to differ materially from such statements and from our historical results and experience. We do not undertake any obligation to update or revise these forward-looking statements to reflect new events or circumstances. The risks, uncertainties, important factors, and assumptions listed and discussed in this press release, which could cause actual results to differ materially from those expressed, include: the Company's ability to successfully integrate Hostess Brands' operations and employees and to implement plans and achieve financial forecasts with respect to the Hostess Brands' business; disruptions or inefficiencies in the Company's operations or supply chain, including any impact caused by product recalls, political instability, terrorism, geopolitical conflicts (including the ongoing conflicts between Russia and Ukraine and Israel and Hamas), extreme weather conditions, natural disasters, pandemics, work stoppages or labor shortages (including potential strikes along the U.S. East and Gulf coast ports and potential impacts related to the duration of a recent strike at the Company's Buffalo, New York manufacturing facility), or other calamities; risks related to the availability of, and cost inflation in, supply chain inputs, including labor, raw materials, commodities, packaging, and transportation; the impact of food security concerns involving either the Company's products or its competitors' products, including changes in consumer preference, consumer litigation, actions by the U.S. Food and Drug Administration or other agencies, and product recalls; a disruption, failure, or security breach of the Company or its suppliers' information technology systems, including, but not limited to, ransomware attacks; and risks related to other factors described under "Risk Factors" in other reports and statements filed with the Securities and Exchange Commission, including the Company's most recent Annual Report on Form 10-K. About The J.M. Smucker Co. At The J.M. Smucker Co., it is our privilege to make food people and pets love by offering a diverse family of brands available across North America . We are proud to lead in the coffee, peanut butter, fruit spreads, frozen handheld, sweet baked goods, dog snacks, and cat food categories by offering brands consumers trust for themselves and their families each day, including Folgers ® , Dunkin ' ® , Café Bustelo ® , Jif ® , Uncrustables ® , Smucker's ® , Hostess ® , Milk-Bone ® , and Meow Mix ® . Through our unwavering commitment to producing quality products, operating responsibly and ethically, and delivering on our Purpose, we will continue to grow our business while making a positive impact on society. For more information, please visit jmsmucker.com . The J.M. Smucker Co. is the owner of all trademarks referenced herein, except for Dunkin ' ® , which is a trademark of DD IP Holder LLC. The Dunkin ' ® brand is licensed to The J.M. Smucker Co. for packaged coffee products sold in retail channels such as grocery stores, mass merchandisers, club stores, e-commerce and drug stores, and in certain away from home channels. This information does not pertain to products for sale in Dunkin ' ® restaurants. View original content to download multimedia: https://www.prnewswire.com/news-releases/the-jm-smucker-co-completes-the-divestiture-of-voortman-brand-to-second-nature-brands-and-updates-fiscal-year-2025-net-sales-outlook-302319978.html SOURCE The J.M. Smucker Co.

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But alongside his stark warning of the threats facing Britain and its allies, Admiral Sir Tony Radakin said there would be only a “remote chance” Russia would directly attack or invade the UK if the two countries were at war. The Chief of the Defence Staff laid out the landscape of British defence in a wide-ranging speech, after a minister warned the Army would be wiped out in as little as six months if forced to fight a war on the scale of the Ukraine conflict. The admiral cast doubt on the possibility as he gave a speech at the Royal United Services Institute (Rusi) defence think tank in London. He told the audience Britain needed to be “clear-eyed in our assessment” of the threats it faces, adding: “That includes recognising that there is only a remote chance of a significant direct attack or invasion by Russia on the United Kingdom, and that’s the same for the whole of Nato.” Moscow “knows the response will be overwhelming”, he added, but warned the nuclear deterrent needed to be “kept strong and strengthened”. Sir Tony added: “We are at the dawn of a third nuclear age, which is altogether more complex. It is defined by multiple and concurrent dilemmas, proliferating nuclear and disruptive technologies and the almost total absence of the security architectures that went before.” He listed the “wild threats of tactical nuclear use” by Russia, China building up its weapon stocks, Iran’s failure to co-operate with a nuclear deal, and North Korea’s “erratic behaviour” among the threats faced by the West. But Sir Tony said the UK’s nuclear arsenal is “the one part of our inventory of which Russia is most aware and has more impact on (President Vladimir) Putin than anything else”. Successive British governments had invested “substantial sums of money” in renewing nuclear submarines and warheads because of this, he added. The admiral described the deployment of thousands of North Korean soldiers on Ukraine’s border alongside Russian forces as the year’s “most extraordinary development”. He also signalled further deployments were possible, speaking of “tens of thousands more to follow as part of a new security pact with Russia”. Defence minister Alistair Carns earlier said a rate of casualties similar to Russia’s invasion of Ukraine would lead to the army being “expended” within six to 12 months. He said it illustrated the need to “generate depth and mass rapidly in the event of a crisis”. In comments reported by Sky News, Mr Carns, a former Royal Marines colonel, said Russia was suffering losses of around 1,500 soldiers killed or injured a day. “In a war of scale – not a limited intervention, but one similar to Ukraine – our Army for example, on the current casualty rates, would be expended – as part of a broader multinational coalition – in six months to a year,” Mr Carns said in a speech at Rusi. He added: “That doesn’t mean we need a bigger Army, but it does mean you need to generate depth and mass rapidly in the event of a crisis.” Official figures show the Army had 109,245 personnel on October 1, including 25,814 volunteer reservists. Mr Carns, the minister for veterans and people, said the UK needed to “catch up with Nato allies” to place greater emphasis on the reserves. The Prime Minister’s official spokesman said Defence Secretary John Healey had previously spoken about “the state of the armed forces that were inherited from the previous government”. The spokesman said: “It’s why the Budget invested billions of pounds into defence, it’s why we’re undertaking a strategic defence review to ensure that we have the capabilities and the investment needed to defend this country.”Jasper Therapeutics Announces First Patient Dosed in Phase 1b/2a ETESIAN Clinical Study of ...Trump selects longtime adviser Keith Kellogg as special envoy for Ukraine and Russia

CHANTILLY, Va., Dec. 02, 2024 (GLOBE NEWSWIRE) -- Parsons Corporation (NYSE: PSN), announced today that the official inauguration took place on 27 November 2024 for the $27 billion Riyadh Metro. Parsons is one of three consultants working as part of a Parsons-led joint venture known as the Riyadh Metro Transit Consultants (RMTC), along with Egis and SYSTRA, providing project and construction management on two of the Royal Commission for Riyadh City's (RCRC) Riyadh Metro contracts which Parsons has now successfully delivered. "From its inception, the Riyadh Metro was conceived as a transformative project to reshape urban mobility and dramatically improve the lives of residents and visitors alike. On behalf of Parsons, a long-term partner of the RCRC, and the lead consultant for the delivery of this world-class system, I would like to congratulate His Majesty King Salman and His Royal Highness Crown Prince Mohamed Bin Salman on its first day of operations,” said Pierre Santoni, President, Infrastructure EMEA at Parsons. "We look forward to supporting the city of Riyadh and the Kingdom in the successful completion of subsequent stages of the metro and the wider Saudi Vision 2030, by using global experience and deep local expertise to deliver excellence on every project.” The Riyadh Metro is set to be the longest driverless metro line in the world, made up of 176.5 kilometers of track, 86 transit stations, and 7 rail depots. The project marks a significant milestone in the Kingdom's infrastructure development journey. In addition to using the latest technology to provide a world-class transportation experience, the project addresses Riyadh's traffic challenges and will improve traffic flows, reduce commute times and alleviate traffic congestion creating a more sustainable future for the capital city in line with the Saudi Vision 2030. As of August 2024, RMTC worked more than 7 million hours lost time injury free, which is a testament to the health, safety and environment (HSE) measures implemented on the project. The project has had more than 450,000 HSE inductions and over 13,000 HSE campaigns. Parsons has partnered with more than 400 rail and transit clients, working on large, complex brownfield expansion and greenfield projects around the world. With a presence in EMEA spanning more than 65 years, Parsons brings deep domain expertise across project and program management, urban development, transportation (including rail, metro, aviation, roads, and ports), smart mobility, asset management, and master planning. About Parsons Parsons (NYSE: PSN) is a leading disruptive technology provider in the national security and global infrastructure markets, with capabilities across cyber and intelligence, space and missile defense, transportation, environmental remediation, urban development, and critical infrastructure protection. Please visit Parsons.com and follow us on LinkedIn and Facebook to learn how we're making an impact. To join Parsons in creating the future of the Middle East, visit parsons.com/mea . Media Contact: Lara Masri +971 4 4029767 [email protected] Investor Relations Contact: Dave Spille + 1 703.775.6191 Dave.Spille@parso ns.com

Galveston County Child Support Lawyer Lacey Richmond Addresses Child Support Needs in a New Article

ORRVILLE, Ohio , Dec. 2, 2024 /PRNewswire/ -- The J.M. Smucker Co. (NYSE: SJM) ("Company") announced today the closing of the transaction to divest the Voortman ® business to Second Nature Brands. The Company previously announced the signing of a definitive agreement for the transaction on October 22, 2024 . The all-cash transaction is valued at approximately $305 million , subject to a working capital adjustment, and reflects the Company's continued commitment to optimizing its portfolio and reallocating resources to its core growth brands. The transaction includes all Voortman ® trademarks and the Company's leased manufacturing facility in Burlington, Ontario, Canada . In addition, approximately 300 employees will transition with the business. The Company updated its full-year fiscal 2025 net sales guidance to reflect the impact of the divested business. Net sales is anticipated to increase 7.5 to 8.5 percent compared to the prior year. The updated net sales guidance reflects the removal of approximately $65 million of divested net sales in fiscal 2025, with the estimated net sales impact evenly distributed throughout the remainder of the fiscal year. On a comparable basis, net sales is expected to increase 1.0 to 2.0 percent, which excludes noncomparable sales in the current year from the acquisition of Hostess Brands and noncomparable sales in the prior year related to the divestitures of the Voortman ® , Canada condiment, and Sahale Snacks ® businesses. The Company maintains its fiscal 2025 adjusted earnings per share, free cash flow, capital expenditures, and adjusted effective income tax rate outlook as communicated in its most recent quarterly earnings announcement on November 26, 2024 . The J.M. Smucker Co. Forward Looking Statements This press release ("Release") includes certain forward-looking statements within the meaning of federal securities laws. The forward-looking statements may include statements concerning our current expectations, estimates, assumptions and beliefs concerning future events, conditions, plans and strategies that are not historical fact. Any statement that is not historical in nature is a forward-looking statement and may be identified by the use of words and phrases such as "expect," "anticipate," "believe," "intend," "will," "plan," "strive" and similar phrases. Federal securities laws provide a safe harbor for forward-looking statements to encourage companies to provide prospective information. We are providing this cautionary statement in connection with the safe harbor provisions. Readers are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made, when evaluating the information presented in this Release, as such statements are by nature subject to risks, uncertainties and other factors, many of which are outside of our control and could cause actual results to differ materially from such statements and from our historical results and experience. We do not undertake any obligation to update or revise these forward-looking statements to reflect new events or circumstances. The risks, uncertainties, important factors, and assumptions listed and discussed in this press release, which could cause actual results to differ materially from those expressed, include: the Company's ability to successfully integrate Hostess Brands' operations and employees and to implement plans and achieve financial forecasts with respect to the Hostess Brands' business; disruptions or inefficiencies in the Company's operations or supply chain, including any impact caused by product recalls, political instability, terrorism, geopolitical conflicts (including the ongoing conflicts between Russia and Ukraine and Israel and Hamas), extreme weather conditions, natural disasters, pandemics, work stoppages or labor shortages (including potential strikes along the U.S. East and Gulf coast ports and potential impacts related to the duration of a recent strike at the Company's Buffalo, New York manufacturing facility), or other calamities; risks related to the availability of, and cost inflation in, supply chain inputs, including labor, raw materials, commodities, packaging, and transportation; the impact of food security concerns involving either the Company's products or its competitors' products, including changes in consumer preference, consumer litigation, actions by the U.S. Food and Drug Administration or other agencies, and product recalls; a disruption, failure, or security breach of the Company or its suppliers' information technology systems, including, but not limited to, ransomware attacks; and risks related to other factors described under "Risk Factors" in other reports and statements filed with the Securities and Exchange Commission, including the Company's most recent Annual Report on Form 10-K. About The J.M. Smucker Co. At The J.M. Smucker Co., it is our privilege to make food people and pets love by offering a diverse family of brands available across North America . We are proud to lead in the coffee, peanut butter, fruit spreads, frozen handheld, sweet baked goods, dog snacks, and cat food categories by offering brands consumers trust for themselves and their families each day, including Folgers ® , Dunkin ' ® , Café Bustelo ® , Jif ® , Uncrustables ® , Smucker's ® , Hostess ® , Milk-Bone ® , and Meow Mix ® . Through our unwavering commitment to producing quality products, operating responsibly and ethically, and delivering on our Purpose, we will continue to grow our business while making a positive impact on society. For more information, please visit jmsmucker.com . The J.M. Smucker Co. is the owner of all trademarks referenced herein, except for Dunkin ' ® , which is a trademark of DD IP Holder LLC. The Dunkin ' ® brand is licensed to The J.M. Smucker Co. for packaged coffee products sold in retail channels such as grocery stores, mass merchandisers, club stores, e-commerce and drug stores, and in certain away from home channels. This information does not pertain to products for sale in Dunkin ' ® restaurants. View original content to download multimedia: https://www.prnewswire.com/news-releases/the-jm-smucker-co-completes-the-divestiture-of-voortman-brand-to-second-nature-brands-and-updates-fiscal-year-2025-net-sales-outlook-302319978.html SOURCE The J.M. Smucker Co.