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Canada got back in the win column at the world junior hockey championship. It wasn’t pretty. Oliver Bonk, Caden Price and Mathieu Cataford, into the empty net, scored as the wobbly host country picked up an unconvincing 3-0 victory over Germany on Sunday in Ottawa. Carter George made 25 saves to register the goaltender’s second straight shutout for the Canadians, who were coming off Friday’s stunning 3-2 upset loss to Latvia in a shootout. Nico Pertuch stopped 33 shots for Germany, which dropped its Group A opener at the men’s under-20 tournament to the United States 10-4 before falling 3-1 to Finland. 🚨Caden Price scored off the wall!😲 Canada strengthens the lead! Canada entered with a 17-0 record all-time and a combined 107-26 score against Germany at the world juniors, including last year’s 6-3 victory in Gothenburg, Sweden, and an 11-2 drubbing at the 2023 event in Halifax. Despite another sub-par performance, the victory sets up a New Year’s Eve matchup against the U.S. for first place in the pool after the Americans fell 4-3 to the Finns in overtime earlier Sunday. Canada suffered one of the powerhouse nation’s worst defeats in tournament history Friday when Latvia — outscored 41-4 in four previous meetings at the event — shocked the hockey world. And while the plucky Latvians were full marks for their victory, the Canadians were largely disjointed and surrendered the middle of the ice for long stretches despite firing 57 shots on goal. There was more of the same Sunday. Head coach Dave Cameron made a couple of changes to Canada’s lineup — one out of necessity and another for tactical reasons. With star defenceman Matthew Schaefer, who could go No. 1 at the 2025 NHL draft, out of the world juniors after suffering an upper-body injury against Latvia, Vancouver Canucks prospect Sawyer Mynio drew in. Cameron also sat forward Porter Martone in favour of Carson Rehkopf. Canada opened the scoring on the power play, which also had a new look after going 1-for-7 through the first two games, when Bonk scored from his normal bumper position in the slot off an Easton Cowan feed at 9:40 of the first period. Sam Dickinson then chimed a one-timer off the post on another man advantage before George, who was in goal for Canada’s 4-0 opener against the Finns, made a couple of stops on the penalty kill inside a red-clad Canadian Tire Centre. Petruch made a big stop off Tanner Howe in the second before also denying Calum Ritchie from the slot on a power play, but the Canadians again looked completely out of sorts against what was a decidedly inferior opponent on paper. Berkly Catton hit another post for Canada early in the third. Tanner Molendyk also found iron. Unable to register a 5-on-5 goal against either Latvia or Germany through more than 120 minutes of action, Price scored on a shot that caromed off the end boards and went in off Pertuch with 4:58 left in regulation to make it 2-0 before Cataford iced it into the empty net on another nervy night for the 20-time gold medallists. The U.S. beat Latvia 5-1 on Saturday, less than 24 hours after the Europeans’ upset of Canada. American captain Ryan Leonard said the Latvians were impressive — even on short rest. “That team’s no joke,” said the Washington Capitals prospect. “You can’t really treat anyone different, especially in this short of a tournament.” Germany will meet Latvia on Monday in a crucial game at the bottom of the Group A standings. Canada now turns its attention to Tuesday’s clash against the U.S.
San Diego County Credit Union (SDCCU) has partnered with the San Diego County Library to collect and donate 10,269 books in an effort to promote literacy. Through its second annual Lift Up Literacy campaign, the locally-owned financial institution worked with the library, collecting new and like-new books at all of their locations and then delivering them. Organizers hope to increase reading in the community, according to a news release . “We are overwhelmed by the generosity of those in our community who helped make our Lift Up Literacy campaign a success this year,” said Teresa Campbell, SDCCU’s president and CEO. We have launched our year-end campaign. Our goal: Raise $50,000 by Dec. 31. Help us get there. Times of San Diego is devoted to producing timely, comprehensive news about San Diego County. Your donation helps keep our work free-to-read, funds reporters who cover local issues and allows us to write stories that hold public officials accountable. Join the growing list of donors investing in our community's long-term future. The library has 33 branches and Free Little Libraries , an honor-based system of book exchanges found in areas facing literacy challenges, whether due to lack of transportation, finances or technology barriers. “The San Diego County is deeply moved and tremendously grateful for SDCCU,” said Migell Acosta, the library director. “This remarkable contribution supports the San Diego County Library’s mission to create opportunities born of literacy, lighting the way for our community’s growth.” Get Our Free Daily Email Newsletter Get the latest local and California news from Times of San Diego delivered to your inbox at 8 a.m. daily. Sign up for our free email newsletter and be fully informed of the most important developments.
Rhode Island beats Bryant 35-21 to claim its first Coastal Athletic Association titleNEW YORK (AP) — President-elect Donald Trump wants to turn the lights out on daylight saving time. In a post on his social media site Friday, Trump said his party would try to end the practice when he returns to office. “The Republican Party will use its best efforts to eliminate Daylight Saving Time, which has a small but strong constituency, but shouldn’t! Daylight Saving Time is inconvenient, and very costly to our Nation,” he wrote. Setting clocks forward one hour in the spring and back an hour in the fall is intended to maximize daylight during summer months, but has long been subject to scrutiny. Daylight saving time was first adopted as a wartime measure in 1942. Lawmakers have occasionally proposed getting rid of the time change altogether. The most prominent recent attempt, a now-stalled bipartisan bill named the Sunshine Protection Act , had proposed making daylight saving time permanent. The measure was sponsored by Florida Sen. Marco Rubio , whom Trump has tapped to helm the State Department. “Changing the clock twice a year is outdated and unnecessary,” Republican Sen. Rick Scott of Florida said as the Senate voted in favor of the measure. Health experts have said that lawmakers have it backward and that standard time should be made permanent. Some health groups , including the American Medical Association and American Academy of Sleep Medicine, have said that it’s time to do away with time switches and that sticking with standard time aligns better with the sun — and human biology. Most countries do not observe daylight saving time. For those that do, the date that clocks are changed varies, creating a complicated tapestry of changing time differences. Arizona and Hawaii don't change their clocks at all.
Pep Guardiola sure 75 per cent of Premier League clubs want Man City relegated
The Washington Commanders released 2023 first-rounder Emmanuel Forbes on Saturday, cutting ties with another high draft pick from the previous regime. All of previous coach Ron Rivera's first-rounders — including edge rusher Chase Young in 2020, linebacker Jamin Davis in ‘21 and wide receiver Jahan Dotson in '22 — are now gone. Forbes never showed progress to the new staff led by coach Dan Quinn and was a healthy scratch twice this season and did not play in two other games during which the 23-year-old was in uniform. It's unclear if Forbes' release means anything about the status of cornerback Marshon Lattimore , the Commanders' trade deadline pickup in early November who still has not played for them because of a hamstring injury. Lattimore was listed as doubtful for Washington's home game Sunday against Tennessee. The Commanders (7-5) also put running back Austin Ekeler on injured reserve because of a concussion . They elevated kicker Zane Gonzalez and defensive tackle Carl Davis from the practice squad in preparation for facing the Titans (3-8). Washington has lost three in a row to fall from first place in the NFC East to the conference’s final wild-card spot. The most recent loss, last weekend against division rival Dallas, came when Austin Seibert missed his second extra point of the game, which would have tied it with 21 seconds left. Seibert went on IR earlier in the week with a groin injury that Quinn said the kicker reported Monday. While injuries have piled up as the Commanders await their late bye week, the choice of Forbes has been second-guessed since the moment Rivera's front office chose the 166-pound Mississippi State defensive back with the 16th pick over Christian Gonzalez and others. Gonzalez was selected next, by New England, and has started 16 games for the Patriots. Forbes was benched last season by Rivera, who was in charge when Washington selected Davis ahead of offensive lineman Christian Darrisaw in '21 and traded down to take Dotson the following year instead of safety Kyle Hamilton or receiver Chris Olave. Forbes has two interceptions and 12 passes defensed in 20 games. AP NFL: https://apnews.com/hub/nfl
When you buy through our links, Business Insider may earn an affiliate commission. Learn more Following a lengthy, nearly year-and-a-half-long wait, Outlander is back for the rest of its seventh season. We've compiled everything you need to know about where to watch Outlander, including live streaming options for those without cable. Outlander, the time-traveling romance series, returns after last airing in Summer 2023. Based on Diana Gabaldon's novels of the same name, the series first premiered in 2014 and has developed a passionate following over the past decade. The series follows Claire (Caitriona Balfe) and Jamie (Sam Heughan), and eventually their daughter Brianna (Sophie Skelton) and her family. The couple first meet after Claire, a married nurse in the 1940s, time travels back to 1740s Scotland and encounters Jamie. They become entangled through time and each other, setting up an intercontinental, multigenerational saga. Whether you're hoping to watch the new season or looking to get caught up on past episodes, we've got you covered. Plus, we'll show you which streaming service you need in order to watch new episodes before they air on TV. See also: Where to watch Yellowstone | Where to watch Love Island Australia | Where to watch Landman US: STARZ (from $10.99) | Philo (one-week free trial) UK: MGM+ on Prime Video (one-week free trial) Access subscriptions anywhere: ExpressVPN (30-day money-back guarantee) When: Fridays at 8 p.m. ET on STARZ, 12 a.m. on STARZ app Where to watch Outlander in the US New episodes of Outlander air on STARZ on Fridays at 8 p.m. ET. If you can't wait until night each week, you can access the new episodes on Fridays at midnight ahead of their cable premiere by subscribing to the STARZ app. This is also the best way to watch past seasons of Outlander. STARZ usually costs $10.99 per month, but you can get your first month for $6.99. If you feel like the app is something you might hang onto for a while, you can subscribe to a semi-annual plan, which gives you six months of STARZ for $23.94, effectively making each month just $3.99. The Starz streaming service works a lot like HBO Now, giving you access to Starz original programming on-demand as well as live Starz channels. The Starz streaming service offers several original shows and classic movies. The semi-annual plan is a steal compared to a standard month-to-month subscription. Cord-cutters can also live stream the STARZ channel when new episodes air with a live TV streaming service like Philo. Philo is one of the cheapest month-to-month live TV packages out there. The service has one paid plan with 70+ channels, including AMC and the Paramount Network, which allow you to watch hits like The Walking Dead spinoffs and Yellowstone. Subscriptions cost $28/month and include a one-week free trial. If you want your streaming service to cost less per month than a single trip for the family to Starbucks, Philo is made with you in mind. It features over 70 channels for just $28 a month, but it is missing popular sports and local networks. There are additional ways to watch STARZ without cable, usually by adding STARZ to your existing live TV streaming service, like Sling TV , Fubo , DirecTV Stream , Hulu , or Prime Video . Where to watch Outlander in the UK UK Outlander fans can watch new episodes of Outlander through Prime Video's MGM+ add-on on Saturdays. The add-on costs £4.49 per month on top of a £8.99 per month Prime Video subscription. If you don't already have a subscription, you can try Prime Video free for 30 days and the MGM+ add-on free for seven. How to watch Outlander from anywhere Outlander fans traveling away from home can still keep up with their usual viewing options with the help of a VPN. Short for virtual private networks, VPNs are cybersecurity tools that let you change your virtual location so that you can use your usual websites and apps from anywhere (think of it a bit like the stones in the show, but for your electronic devices). One of the best VPNs out there is ExpressVPN , a beginner-friendly option with a 30-day money-back guarantee. You can read more about the service in our ExpressVPN review . Since the streaming options we've recommended require country-specific payment methods, this option will work best for those who are just traveling away from home at the moment. With its consistent performance, reliable security, and expansive global streaming features, ExpressVPN is the best VPN out there, excelling in every spec and offering many advanced features that makes it exceptional. Better yet, you can save up to 49% and get an extra three months for free today. Outlander Season 7, Part 2 trailer STARZ dropped an action-packed trailer for the rest of Season 7 in October. At the beginning of the trailer, Claire and Jamie rejoice that they got their wish and can go home to Scotland. Of course, the couple is still shown to face several trials. The video also gives a look at Brianna and her family. Check out the full trailer below: Note: The use of VPNs is illegal in certain countries, and using VPNs to access region-locked streaming content might constitute a breach of the terms of use for certain services. Insider does not endorse or condone the illegal use of VPNs. Streaming services How to watch your favorite films, TV, sports VPN services for legal streaming DealsWhat happens when the team with the fastest pace in the NBA meets the team with the second-worst? Sunday offered an answer to that question. The Bulls have gone from 28th in pace to first thanks to the personnel changes and a coach who has rebuilt an offense to maximize their talents. Meanwhile, the Sixers have struggled to succeed with an injury-ridden roster. Sunday, all Nick Nurse could muster pregame when asked how to slow the Bulls down was, “You gotta run back really fast.” Turns out, the Sixers didn’t have an issue keeping up with the Bulls thanks to one MVP being reinserted. Joel Embiid exposed what’s been the Bulls’ Achilles’ heel all season: physicality in the paint. He finished with 31 points, helping hand the Bulls a 108-100 loss on Sunday. Meanwhile, the Bull’s big man — Nikola Vucevic — was rendered largely ineffective, finishing with just 13 points on seven attempts. “One area that’s gotta be a major focus for us going into these four days is we’ve gotta be able to post feed better,” Bulls coach Billy Donovan said. “He could have had a much better offensive night.” Sunday was the Bulls’ second consecutive game with at least 50 three-point attempts, which isn’t necessarily an issue for a team leading the NBA in pace. The task for the Bulls — emphasized by Vucevic’s lack of involvement in the last two losses — is melding their high volume from behind the arc with getting Vucevic his inside touches. “There was way too many passes deflected, tipped away,” Donovan said. “We’ve got to find him and we’ve done a pretty good job of that, but I think that’s the versatility of Vooch. It’s OK if he’s not necessarily getting threes. He can do other things, finding the ball in the pocket. I thought he had some opportunities to shoot the basketball, but he’s so unselfish he moved it. We’ve got to be better at executing passes to him.” The Bulls gave up 21 points off turnovers, including six in the fourth quarter. Donovan added that he’s pleased with his team’s shot selection from behind the arc. They’re averaging 43.5 attempts this season and converting 38.4%. What’s impressed him most is their ability to generate uncontested threes. Against the Sixers, however, they shot 19-for-54 from deep. “We didn’t shoot the ball well,” Donovan said. “I thought it started slipping from us in the first half. I give the guys a lot of credit coming out of the half. Even though we struggled offensively to shoot the ball, we gave ourselves a chance.” “Physically, we competed a lot better defensively.” The Sixers outscored the Bulls 54-30 in the paint and outrebounded them 56-35. Embiid’s presence was the difference. He started the game shooting 0-for-7 before going on an 8-for-11 tear to close the first half, helping give his team a 12-point advantage as they headed for the locker rooms. Rookie Matas Buzelis earned significant minutes in the second half, playing a 15-minute stint between the third and fourth quarters. “It surprised me a little, but I’m always ready for the opportunity,” Buzelis said. “I’m always ready to compete. I was fine today. I just missed some shots. Defensively, I was really solid, got in transition for our guys, and rebounded well. That stretch was pretty good to me, but I’ll rewatch the film.” LaVine led the Bulls with 30 points on another efficient shooting night, going 10-for-21 from the field. Josh Giddey added 13 points and Lonzo Ball finished with three points and two assists. Ball was part of Donovan’s closing lineup after his minutes restriction was upped from a hard cap of 18 minutes per game to 20.NoneWASHINGTON (AP) — Donald Trump said he can't guarantee that his promised tariffs on key U.S. foreign trade partners won't raise prices for American consumers and he suggested once more that some political rivals and federal officials who pursued legal cases against him should be imprisoned. The president-elect, in a wide-ranging interview with NBC's “Meet the Press” that aired Sunday, also touched on monetary policy, immigration, abortion and health care, and U.S. involvement in Ukraine, Israel and elsewhere. Trump often mixed declarative statements with caveats, at one point cautioning “things do change.” A look at some of the issues covered: Trump hems on whether trade penalties could raise prices Trump has threatened broad trade penalties, but said he didn’t believe economists' predictions that added costs on those imported goods for American companies would lead to higher domestic prices for consumers. He stopped short of a pledge that U.S. an households won't be paying more as they shop. “I can’t guarantee anything. I can’t guarantee tomorrow,” Trump said, seeming to open the door to accepting the reality of how import levies typically work as goods reach the retail market. That's a different approach from Trump's typical speeches throughout the 2024 campaign, when he framed his election as a sure way to curb inflation. In the interview, Trump defended tariffs generally, saying that tariffs are "going to make us rich.” He has pledged that, on his first day in office in January, he would impose 25% tariffs on all goods imported from Mexico and Canada unless those countries satisfactorily stop illegal immigration and the flow of illegal drugs such as fentanyl into the United States. He also has threatened tariffs on China to help force that country to crack down on fentanyl production. ”All I want to do is I want to have a level, fast, but fair playing field,” Trump said. Trump suggests retribution for his opponents while claiming no interest in vengeance He offered conflicting statements on how he would approach the justice system after winning election despite being convicted of 34 felonies in a New York state court and being indicted in other cases for his handling of national security secrets and efforts to overturn his 2020 loss to Democrat Joe Biden. “Honestly, they should go to jail,” Trump said of members of Congress who investigated the Capitol riot by his supporters who wanted him to remain in power. The president-elect underscored his contention that he can use the justice system against others, including special prosecutor Jack Smith, who led the case on Trump’s role in the siege on Jan. 6, 2021. Trump confirmed his plan to pardon supporters who were convicted for their roles in the riot, saying he would take that action on his first day in office. As for the idea of revenge driving potential prosecutions, Trump said: “I have the absolute right. I’m the chief law enforcement officer, you do know that. I’m the president. But I’m not interested in that." At the same time, Trump singled out lawmakers on a special House committee who had investigated the insurrection, citing Rep. Bennie Thompson, D-Miss., and former Rep. Liz Cheney, R-Wyo. “Cheney was behind it ... so was Bennie Thompson and everybody on that committee,” Trump said. Asked specifically whether he would direct his administration to pursue cases, he said, “No,” and suggested he did not expect the FBI to quickly undertake investigations into his political enemies. But at another point, Trump said he would leave the matter up to Pam Bondi, his pick as attorney general. “I want her to do what she wants to do,” he said. Such threats, regardless of Trump's inconsistencies, have been taken seriously enough by many top Democrats that Biden is considering issuing blanket, preemptive pardons to protect key members of his outgoing administration. Trump did seemingly back off his campaign rhetoric calling for Biden to be investigated, saying, “I’m not looking to go back into the past.” Swift action on immigration is coming Trump repeatedly mentioned his promises to seal the U.S.-Mexico border and deport millions of people who are in the U.S. illegally through a mass deportation program. “I think you have to do it,” he said. He suggested he would try to use executive action to end “birthright” citizenship under which people born in the U.S. are considered citizens — although such protections are spelled out in the Constitution. Asked specifically about the future for people who were brought into the country illegally as children and have been shielded from deportation in recent years, Trump said, “I want to work something out,” indicating he might seek a solution with Congress. But Trump also said he does not “want to be breaking up families” of mixed legal status, “so the only way you don’t break up the family is you keep them together and you have to send them all back.” Trump commits to NATO, with conditions, and waffles on Putin and Ukraine Long a critic of NATO members for not spending more on their own defense, Trump said he “absolutely” would remain in the alliance “if they pay their bills.” Pressed on whether he would withdraw if he were dissatisfied with allies’ commitments, Trump said he wants the U.S. treated “fairly” on trade and defense. He waffled on a NATO priority of containing Russia and President Vladimir Putin. Trump suggested Ukraine should prepare for less U.S. aid in its defense against Putin’s invasion. “Possibly. Yeah, probably. Sure,” Trump said of reducing Ukraine assistance from Washington. Separately, Trump has called for an immediate cease-fire . Asked about Putin, Trump said initially that he has not talked to the Russian leader since Election Day last month, but then hedged: “I haven’t spoken to him recently.” Trump said when pressed, adding that he did not want to “impede the negotiation.” Trump says Powell is safe at the Fed, but not Wray at the FBI The president-elect said he has no intention, at least for now, of asking Federal Reserve Chairman Jerome Powell to step down before Powell's term ends in 2028. Trump said during the campaign that presidents should have more say in Fed policy , including interest rates. Trump did not offer any job assurances for FBI Director Christopher Wray, whose term is to end in 2027. Asked about Wray, Trump said: “Well, I mean, it would sort of seem pretty obvious” that if the Senate confirms Kash Patel as Trump's pick for FBI chief, then “he’s going to be taking somebody’s place, right? Somebody is the man that you’re talking about.” Trump is absolute about Social Security, not so much on abortion and health insurance Trump promised that the government efficiency effort led by Elon Musk and Vivek Ramaswamy will not threaten Social Security. “We're not touching Social Security, other than we make it more efficient,” he said. He added that “we're not raising ages or any of that stuff.” He was not so specific about abortion or his long-promised overhaul of the Affordable Care Act. On abortion, Trump continued his inconsistencies and said he would “probably” not move to restrict access to the abortion pills that now account for a majority of pregnancy terminations, according to the Guttmacher Institute, which supports abortion rights. But pressed on whether he would commit to that position, Trump replied, “Well, I commit. I mean, are -- things do -- things change. I think they change.” Reprising a line from his Sept. 10 debate against Vice President Kamala Harris, Trump again said he had “concepts” of a plan to substitute for the 2010 Affordable Care Act, which he called “lousy health care.” He added a promise that any Trump version would maintain insurance protections for Americans with preexisting health conditions. He did not explain how such a design would be different from the status quo or how he could deliver on his desire for “better healthcare for less money.” Barrow reported from Atlanta. Associated Press writers Adriana Gomez Licon in Fort Lauderdale, Florida, and Jill Colvin and Michelle L. Price in New York contributed to this report.
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HICKSVILLE, N.Y. , Dec. 13, 2024 /PRNewswire/ -- Flagstar Financial, Inc. (NYSE: FLG) ( the "Company"), today announced the appointment of Lee Smith as Senior Executive Vice President and Chief Financial Officer (CFO), effective December 27, 2024 . The appointment follows the decision of current CFO Craig Gifford to step down to reengage in personal endeavors outside of the banking industry. Gifford will remain with the Bank through March 31, 2025 , and work closely with Smith during the transition period, ensuring a seamless hand-over and continued support for the Bank's ongoing initiatives. "For more than a decade, Lee has been an instrumental member of Flagstar's executive team. He is a proven leader with a strong track record, has the requisite experience and expertise, and possesses deep knowledge of the Company. The Board of Directors and I have full faith and confidence in Lee to continue to help guide the Company in this financial leadership position," said Joseph M. Otting , Chairman, President, and CEO. Smith joined legacy Flagstar Bancorp, Inc. in 2013 as Chief Operating Officer and his transition to CFO comes after serving on Flagstar's executive management team for more than a decade, most recently as President of Mortgage. He has an extensive background in accounting, finance, mortgage, private equity, and operations, spanning more than 25 years. His experience in managing large-scale transactions, optimizing financials and operations, and working with regulators demonstrates a strong ability to drive financial performance, ensure compliance, and lead financial operations. Additionally, his leadership in M&A deals, capital markets, and financial management positions him well to oversee financial strategies, risk mitigation, and operational efficiency at a senior financial level. His prior roles include Partner at Matlin Patterson Global Advisers LLC, a private investment firm. He is also a member of the Institute of Chartered Accountants in England and Wales (ICAEW) since 1998 and has a BSc in Economics and Accountancy from Loughborough University in England . Otting added, "I want to express our sincere appreciation to Craig for his impactful contributions over the past year. His leadership during this time has been invaluable, and we wish him all the best. As all of our stakeholders know, we have been working relentlessly to elevate Flagstar to new heights. I also recognize the personal sacrifices and time commitment required away from our personal lives for this journey. Given the substantial progress we've made as a Company, I am comfortable that this is a good time for this transition, and I am confident the momentum we've gained will only strengthen as we move forward." About Flagstar Financial, Inc. Flagstar Financial, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. The Company is headquartered in Hicksville, New York . At September 30, 2024, the Company had $114.4 billion of assets, $73.0 billion of loans, deposits of $83 .0 billion, and total stockholders' equity of $8 .6 billion. Flagstar Bank, N.A. operates over 400 branches, including a significant presence in the Northeast and Midwest and locations in high growth markets in the Southeast and West Coast. In addition, the Bank has approximately 80 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high-net worth individuals and their businesses. Cautionary Statements Regarding Forward-Looking Statements This release may include forward‐looking statements by the Company and our authorized officers pertaining to such matters as our goals, beliefs, intentions, and expectations regarding (a) revenues, earnings, loan production, asset quality, liquidity position, capital levels, risk analysis, divestitures, acquisitions, and other material transactions, among other matters; (b) the future costs and benefits of the actions we may take; (c) our assessments of credit risk and probable losses on loans and associated allowances and reserves; (d) our assessments of interest rate and other market risks; (e) our ability to execute on our strategic plan, including the sufficiency of our internal resources, procedures and systems; (f) our ability to attract, incentivize, and retain key personnel and the roles of key personnel; (g) our ability to achieve our financial and other strategic goals, including those related to our merger with Flagstar Bancorp, Inc., which was completed on December 1, 2022, our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction, and our ability to fully and timely implement the risk management programs institutions greater than $100 billion in assets must maintain; (h) the effect on our capital ratios of the approval of certain proposals approved by our shareholders during our 2024 annual meeting of shareholders; (i) the conversion or exchange of shares of the Company's preferred stock; (j) the payment of dividends on shares of the Company's capital stock, including adjustments to the amount of dividends payable on shares of the Company's preferred stock; (k) the availability of equity and dilution of existing equity holders associated with amendments to the 2020 Omnibus Incentive Plan; (l) the effects of the reverse stock split; and (m) transactions relating to the sale of our mortgage business and mortgage warehouse business. Forward‐looking statements are typically identified by such words as "believe," "expect," "anticipate," "intend," "outlook," "estimate," "forecast," "project," "should," "confident," and other similar words and expressions, and are subject to numerous assumptions, risks, and uncertainties, which change over time. Additionally, forward‐looking statements speak only as of the date they are made; the Company does not assume any duty, and does not undertake, to update our forward‐looking statements. Furthermore, because forward‐looking statements are subject to assumptions and uncertainties, actual results or future events could differ, possibly materially, from those anticipated in our statements, and our future performance could differ materially from our historical results. Our forward‐looking statements are subject to, among others, the following principal risks and uncertainties: general economic conditions and trends, either nationally or locally; conditions in the securities, credit and financial markets; changes in interest rates; changes in deposit flows, and in the demand for deposit, loan, and investment products and other financial services; changes in real estate values; changes in the quality or composition of our loan or investment portfolios, including associated allowances and reserves; changes in future allowance for credit losses, including changes required under relevant accounting and regulatory requirements; the ability to pay future dividends; changes in our capital management and balance sheet strategies and our ability to successfully implement such strategies; recent turnover in our Board of Directors and our executive management team; changes in our strategic plan, including changes in our internal resources, procedures and systems, and our ability to successfully implement such plan; changes in competitive pressures among financial institutions or from non‐financial institutions; changes in legislation, regulations, and policies; the imposition of restrictions on our operations by bank regulators; the outcome of pending or threatened litigation, or of investigations or any other matters before regulatory agencies, whether currently existing or commencing in the future; the success of our blockchain and fintech activities, investments and strategic partnerships; the restructuring of our mortgage business; our ability to recognize anticipated expense reductions and enhanced efficiencies with respect to our recently announced strategic workforce reduction; the impact of failures or disruptions in or breaches of the Company's operational or security systems, data or infrastructure, or those of third parties, including as a result of cyberattacks or campaigns; the impact of natural disasters, extreme weather events, military conflict (including the Russia / Ukraine conflict, the conflict in Israel and surrounding areas, the possible expansion of such conflicts and potential geopolitical consequences), terrorism or other geopolitical events; and a variety of other matters which, by their nature, are subject to significant uncertainties and/or are beyond our control. Our forward-looking statements are also subject to the following principal risks and uncertainties with respect to our merger with Flagstar Bancorp, which was completed on December 1, 2022 , and our acquisition of substantial portions of the former Signature Bank through an FDIC-assisted transaction: the possibility that the anticipated benefits of the transactions will not be realized when expected or at all; the possibility of increased legal and compliance costs, including with respect to any litigation or regulatory actions related to the business practices of acquired companies or the combined business; diversion of management's attention from ongoing business operations and opportunities; the possibility that the Company may be unable to achieve expected synergies and operating efficiencies in or as a result of the transactions within the expected timeframes or at all; and revenues following the transactions may be lower than expected. Additionally, there can be no assurance that the Community Benefits Agreement entered into with NCRC, which was contingent upon the closing of the Company's merger with Flagstar Bancorp, Inc., will achieve the results or outcome originally expected or anticipated by us as a result of changes to our business strategy, performance of the U.S. economy, or changes to the laws and regulations affecting us, our customers, communities we serve, and the U.S. economy (including, but not limited to, tax laws and regulations). More information regarding some of these factors is provided in the Risk Factors section of our Annual Report on Form 10 ‐ K/A for the year ended December 31, 2023, Quarterly Report on Forms 10-Q for the quarters ended March 31, 2024 , June 30, 2024 , and September 30, 2024 , and in other SEC reports we file. Our forward ‐ looking statements may also be subject to other risks and uncertainties, including those we may discuss in this news release, on our conference call, during investor presentations, or in our SEC filings, which are accessible on our website and at the SEC's website, www.sec.gov . Investor Contact: Salvatore J. DiMartino (516) 683-4286 Media Contact: Steven Bodakowski (248) 312-5872 View original content to download multimedia: https://www.prnewswire.com/news-releases/flagstar-financial-inc-names-lee-smith-as-chief-financial-officer-302331680.html SOURCE Flagstar Financial, Inc.
CEDAR FALLS, Iowa (AP) — Jacob Hutson's 20 points helped Northern Iowa defeat Southern Illinois 78-67 on Sunday. Hutson shot 7 of 10 from the field and 5 for 7 from the line for the Panthers (8-5, 2-0 Missouri Valley Conference). Tytan Anderson added 15 points while shooting 6 of 7 from the field and 3 for 3 from the line while he also had 10 rebounds. Max Weisbrod went 4 of 7 from the field (2 for 5 from 3-point range) to finish with 10 points. Jarrett Hensley finished with 20 points and six rebounds for the Salukis (5-8, 0-2). Ali Abdou Dibba added 10 points for Southern Illinois. Drew Steffe had eight points. Northern Iowa took the lead with 1:02 remaining in the first half and never looked back. Hutson led his team in scoring with 10 points in the first half to help put them ahead 38-34 at the break. Northern Iowa turned a 13-point second-half lead into a 27-point advantage with a 14-0 run to make it a 73-46 lead with 8:38 left in the half. Hutson scored 10 second-half points in the matchup. Both teams next play Wednesday. Northern Iowa hosts Belmont and Southern Illinois takes on Evansville at home. The Associated Press created this story using technology provided by Data Skrive and data from Sportradar .Latest News | Dharmshala's Gaggal Airport Gets Disdrometer to Predict Better Weather Models
'Victory of Performance Politics': Amit Shah on BJP's Historic Win In MaharashtraMADRID, Dec 8 (Reuters) - A second-half double from Antoine Griezmann earned Atletico Madrid a stunning 4-3 comeback home win over Sevilla in LaLiga on Sunday, as the hosts claimed their ninth straight win in all competitions. Atletico made a dominant start at home, with Griezmann hitting the crossbar before Rodrigo De Paul opened the scoring in the 10th minute, hammering a rocket from the edge of the box and into the top corner. Sevilla's Dodi Lukebakio equalised just two minutes later with a powerful low strike following a corner before Isaac Romero put them ahead after a quick counter-attack in the 32nd minute, shooting across goalkeeper Jan Oblak, who could only get a finger to the ball. Juanlu Sanchez extended the visitors' advantage in the 57th minute with a close-range finish off Kike Salas's second assist of the game before Griezmann pulled one back for Atletico five minutes later. Substitute Samuel Lino struck from long range to beat Sevilla keeper Alvaro Fernandez, who had pulled off some key saves but could not prevent the Brazilian's first goal of the season. Griezmann found the net again four minutes into stoppage time to seal the victory that left Atletico third in the standings with 35 points, one behind Real Madrid and three shy of leaders Barcelona. Sign up here. Reporting by Janina Nuno Rios in Mexico City; editing by Clare Fallon Our Standards: The Thomson Reuters Trust Principles. , opens new tab
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Meet the athlete: Mavrick AttigBangladeshis spend around $4 billion abroad every year for healthcare, according to Malik Talha Ismail Bari, senior vice president of the Dhaka Chamber of Commerce and Industry (DCCI). This is due to a lack of specialised treatment, trust on doctors and advanced technology within the country alongside costs being comparatively lower abroad, he said. Bari, also a director of United Hospital, was delivering a keynote paper through a presentation at a seminar, styled "Reversing the Outbound Healthcare Tourism", at the DCCI today. There are 5,461 private hospitals and clinics in Bangladesh, of which 1,810 are within Dhaka division, he said. People in rural areas are deprived of quality and adequate healthcare services while pressure is created for an influx of patients at healthcare facilities in Dhaka. Limited infrastructure, a lack of skilled workforce, quality and safety concerns, low doctor-patient ratio and long waiting periods are some of the bottlenecks to access advanced healthcare in Bangladesh, he added. Bari informed that Bangladesh allocated Tk 30,125 crore, or 3.78 percent of its national budget, for public healthcare in fiscal year 2024-25. Pre-capita health expenditure, or annual government spending for healthcare per person, is $110 in Bangladesh whereas $401 in South Asia, he said. Patients sometimes go abroad for healthcare services due to a lack of facilities, trust and comfort and reversing this trend requires formulation of a proper plan and identifying the bottlenecks, said National Professor AK Azad Khan. "Since medical science is an ever-changing process, we need to have a proper curriculum to adopt the best technological advancements," said Khan, also president of the Diabetic Association of Bangladesh. He also stressed on the standardisation of laboratories, adequate budgetary allocation, facilitating more research and strengthening the Bangladesh Medical and Dental Council (BM&DC), which is the regulatory authority for medical and dental education in Bangladesh. Trust is a crucial factor when considering this sector's development, said Rezaul Karim Kazal, professor of the obstetrics and gynaecology department at Bangabandhu Sheikh Mujib Medical University. Quality hospitals should be established in rural areas for wider coverage alongside customised services for all types of patients, he added. Only doctors should be appointed through Bangladesh Civil Service for the public health administration to be run efficiently, said Syed Abdul Hamid, professor at the Institute of Health Economics of the University of Dhaka. Moreover, a "health service commission" should be formed similar to the Bangladesh Judicial Service Commission, which assess the suitability of persons for entry-level appointments as assistant judges or judicial magistrates, he added. Liaquat Hossain, registrar of the BM&DC, suggested that the national policy for registering foreign doctors to practice in Bangladesh could be simplified. Of the 1,34,000 doctors in Bangladesh, only 33,000 are in public service, said Abul Bashar Md Jamal, a former professor of surgery at Dhaka Medical College Hospital. However, over 10,000 foreign students are studying in different public and private medical colleges here, he added. Members of middle-income households are increasingly seeking healthcare services abroad, mainly for a lack of confidence and satisfaction, said DCCI President Ashraf Ahmed. Only a few types of advanced treatments, such as robotic surgery, are available locally, he said. The trend can be reversed by outperforming regional competition, ensuring customer satisfaction and enhancing quality of medical services, reliability and branding initiatives, he added. "We need to be more open to foreign doctors, nurses, medical technologists and other specialists," opined Ahmed.