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NoneIf you’re approaching retirement or have already stopped working, it may have occurred to you that saving for retirement was the easy part. Most likely, you had contributions to a 401(k) or other employer-provided retirement savings account automatically deducted from your paycheck. Target-date funds , which automatically adjust your investments as you approach retirement, have taken the guesswork (and hopefully the stress) out of investing those contributions. For investments outside of your workplace plan, many brokerage firms have harnessed digital tools to provide low-cost investment advice. (We've evaluated the online services that many major brokers provide .) But once you retire and need to start withdrawing from your nest egg, the task of managing your money becomes more difficult. Fewer than half of retirees say they’ve estimated how much they’ll need to withdraw from their savings and investments to cover their expenses, according to the Employee Benefit Research Institute’s 2024 Retirement Confidence Survey . Subscribe to Kiplinger’s Personal Finance Be a smarter, better informed investor. Sign up for Kiplinger’s Free E-Newsletters Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail. Profit and prosper with the best of expert advice - straight to your e-mail. Even if you’ve nailed down the amount of income you’ll need each month to retire comfortably, you’ll have to wrestle with a host of decisions that can’t be put on autopilot, such as which accounts you should tap first , how to lower taxes on your withdrawals and when you should sign up for Social Security . Add to the mix concerns about long-term care, estate planning and charitable giving, and you may start to feel as though managing your savings is a full-time job. With the stakes so high, you’re probably going to want some advice. For many retirees, that means hiring a financial planner . A qualified certified financial planner can manage your portfolio and provide advice on a range of other subjects, from withdrawal rates to legacy planning. To earn the CFP designation, an individual must complete a course of study, pass a rigorous exam, have 6,000 hours of experience related to financial planning and commit to continuing education. In addition, CFPs are required to act as fiduciaries , which means they must put their clients’ interests above their own. Many CFPs provide excellent advice, but their guidance doesn’t come cheap. Compensation structures vary, but a common one is an assets under management (AUM) model , in which the planner bases his or her fees on a percentage of your portfolio. For example, if you have a $1 million portfolio and your planner charges a 1% fee, you would pay the planner $10,000 a year. The percentage typically decreases as your portfolio grows. On average, advisers charge 1.12% per year for a portfolio of $100,000, 1.02% for a portfolio of $1 million and 0.98% for a portfolio of $2 million, according to a 2023 survey by Advisory HQ , a marketing organization. Supporters of this model, a longtime standard for the advisory business, say it gives advisers a strong incentive to perform well, because as your portfolio grows, so does their compensation. Increasingly, though, brokerage and financial services firms such as Charles Schwab, Fidelity Investments, T. Rowe Price and Vanguard are offering financial advice to retirees and preretirees at a lower cost. Depending on the amount you have invested, you may be able to get advice on account-withdrawal rates, taxes, estate planning and more, often from a dedicated financial planner, for a fee of 0.5% or less of assets under management. The firm may limit advisory services to assets it manages — so it may not include your former employer’s 401(k), for example, or a taxable brokerage account you inherited that’s with another brokerage firm. If you’ve accumulated a significant amount of assets with a particular financial services firm, you’ve likely already received promotions for its financial-planning services. Enrolling in one of these programs could give you the confidence to spend money you’ve worked so hard to save. That’s not easy for many retirees: A 2018 survey by the Employee Benefit Research Institute found that retirees with at least $500,000 or more in savings had spent down less than 12% over 20 years. Here are some questions to ask before signing up. How much do I need to have invested to qualify for advisory services? The amount required to be eligible for guidance from a dedicated adviser varies. For example, Schwab Wealth Advisory provides a dedicated financial adviser and personalized wealth-management strategy to clients with $500,000 or more in assets. Through Fidelity Wealth Management Services , you can get a dedicated financial adviser and portfolio management if you have at least $500,000 in assets. T. Rowe Price , a relative newcomer to wealth-advisory services, will provide a dedicated adviser to clients with at least $250,000 in assets. For customers with a minimum of $100,000 in assets, Ally Invest Personal Advice offers a personalized financial plan from a dedicated adviser using portfolios of exchange-traded funds ( ETFs ); Ally will also provide withdrawal strategies for retirement accounts, but it doesn’t offer tax advice. Some firms have expanded services for wealthier clients — typically those with $2 million or more. For example, Vanguard’s Wealth Management program, available to clients with $5 million or more in Vanguard mutual funds and ETFs, provides investment-advisory services, wealth and estate planning, tax strategies, and other services through a dedicated CFP. Fidelity’s Private Wealth Management Services , available to clients with investable assets of at least $10 million — with $2 million or more managed through Fidelity — provides investment management, trust and estate planning, and other services. How much does the service cost? Fees range from 0.3% to more than 1% of assets, typically depending on the amount you have invested and the services provided. Vanguard’s Personal Advisor Select, which provides access to a financial adviser, a customized financial plan and ongoing investment advice to customers with at least $500,000 in Vanguard IRAs, brokerage accounts and trusts, charges 0.3% of assets, or $3,000 a year for an account with $1 million in assets. The fee for Schwab’s Wealth Advisory service starts at 0.8% of assets and decreases at higher asset levels. When considering costs, though, it’s also important to look at the expense ratios imposed by the underlying mutual funds and exchange-traded funds in the firm’s recommended portfolio. Although index funds and ETFs typically have low fees, your adviser may recommend actively traded funds — emerging-markets funds , for example, or small-company stock funds. While these funds may offer the potential for higher returns, they tend to come with higher expense ratios than ETFs and index funds. When inquiring about advisory services, ask whether you’ll qualify for any breaks on fees. T. Rowe Price, for example, caps fees so that its combined investment-advisory service fee and fund expense ratio doesn’t exceed 1%, says Lindsay Theodore , a thought leadership manager at T. Rowe Price. For example, if the client’s portfolio has a weighted average expense ratio that exceeds 0.5%, the advisory service fee of 0.5% will be reduced. And depending on the amount of assets invested in Vanguard funds, participants in Vanguard’s advisory program may be eligible for Admiral class shares, which have an average expense ratio of 0.14%, or institutional shares, which have an average expense ratio of 0.08%. What’s available for free? Before you agree to pay a percentage of your assets, look into what’s offered at no cost. For example, Fidelity’s advisers will help clients create a financial plan that covers everything from withdrawal rates to Social Security claiming strategies for no extra charge, and clients can contact a member of Fidelity’s advisory team at any time to update the plan, says Ryan Viktorin , a CFP and financial consultant for Fidelity. The service is particularly valuable for clients who are retired or approaching retirement, she says. “It can be a mental shift when you get to retirement, and it’s scary for a lot of people,” she says. There’s no investment minimum for this service, but clients with a large amount of assets may qualify for a dedicated financial adviser at no cost, Viktorin says. If you want an adviser to manage your portfolio, however, you’ll have to use one of Fidelity’s paid services. For clients with at least $250,000 in assets, T. Rowe Price provides a complimentary financial plan that includes a recommended portfolio of investments, analysis of Social Security benefits, proposed spending adjustments and a score showing the likelihood they won’t outlive their savings. Schwab clients with at least $1 million in assets are automatically enrolled in Schwab Private Client Services , which provides them with a dedicated consultant who will direct them to resources at Schwab in areas such as income, tax and estate planning. This service is primarily designed for self-directed investors; clients who want ongoing investment management will need to enroll in Schwab’s Wealth Advisory service and pay the fee. In addition, most financial services firms provide a range of tools you can use to estimate income and expenses, analyze your Social Security benefits, determine whether you should convert to a Roth IRA and more. Even if you eventually decide to hire a financial planner, these tools will help you get a handle on your finances and figure out where you need help. Will the advice be comprehensive enough? One of the upsides of paying for advice from your financial services firm is that the firm already knows a lot about you — and you know a lot about it. If you’re comfortable with the company’s customer service and investment offerings, paying for a dedicated financial adviser and other features could make sense. But if the advice is limited to assets you own within the firm, the adviser — or team of advisers — may not have a complete picture of your financial health. Many retirees have multiple retirement, taxable and savings accounts with different banks and brokerage firms. Your net worth may also include life insurance, a pension and home equity, all of which will contribute to your retirement security. While some advisory services “are great for DIY investors who want a little bit of help, it’s not holistic financial advice or planning,” says Pam Krueger , chief executive officer and founder of Wealthramp , which connects investors with vetted, fee-only advisers. Most CFPs will provide a free consultation, which should give you an opportunity to ask about their skills, specializations and fees before you commit to what could be a long-term relationship. You can search for a CFP in your area at the Financial Planning Association’s website . Look for a fee-only planner. These individuals are compensated for giving advice, and they don’t earn commissions by recommending specific products or services. They’re also required to act as fiduciaries, which means they must put your interests above their own. Be wary of any adviser who declines to discuss their fee structures upfront. If you’re paying a percentage of assets under management, you should expect to receive, along with investment advice, help with estate planning, insurance and other aspects of your financial life. If you’re not comfortable paying a percentage of your assets, it’s easier than ever to find CFPs who use different — and possibly less expensive — compensation methods. Some Wealthramp advisers charge by the hour or work on retainer, Krueger says. Planners in the Garrett Planning Network are fee-only CFPs who charge by the hour, typically at hourly rates ranging from $100 to $300. Note: This item first appeared in Kiplinger Personal Finance Magazine, a monthly, trustworthy source of advice and guidance. Subscribe to help you make more money and keep more of the money you make here . Related content Get the Invest for Retirement series New to Investing? How to Tell Your CFPs From Your CFAs How to Change Financial Advisers How to Pick the Best Robo Advisor For You
Andrew Schulz Responds to Kendrick Lamar’s Warning to White Comedians on Treatment of Black WomenENGLEWOOD, Colo. (AP) — John Elway says any remorse over in the 2018 NFL draft is quickly dissipating with rookie suggesting the Denver Broncos have finally found their next franchise quarterback. Elway said Nix, the sixth passer selected in April's draft, is an ideal fit in Denver with coach Sean Payton navigating his transition to the pros and Vance Joseph's defense serving as a pressure release valve for the former Oregon QB. “We’ve seen the progression of Bo in continuing to get better and better each week and Sean giving him more each week and trusting him more and more to where last week we saw his best game of the year,” Elway said in a nod to Nix's in a rout of Atlanta. For that performance, Nix earned his second straight NFL Rookie of the Week honor along with the AFC Offensive Player of the Week award. “I think the sky’s the limit," Elway said, “and that’s just going to continue to get better and better.” In a wide-ranging interview with The Associated Press, Elway also touted former coach Mike Shanahan's Hall of Fame credentials, spoke about the future of University of Colorado star and Heisman favorite Travis Hunter and discussed his ongoing bout with a chronic hand condition. Elway spent the last half of his decade as the Broncos’ GM in a futile search for a worthy successor to Peyton Manning, a pursuit that continued as he transitioned into a two-year consultant role that ended after the 2022 season. “You have all these young quarterbacks and you look at the ones that make it and the ones that don’t and it’s so important to have the right system and a coach that really knows how to tutelage quarterbacks, and Sean’s really good at that,” Elway said. “I think the combination of Bo’s maturity, having started 61 games in college, his athletic ability and his knowledge of the game has been such a tremendous help for him,'" Elway added. “But also Vance Joseph’s done a heck of a job on the defensive side to where all that pressure’s not being put on Bo and the offense to score all the time.” Payton and his staff have methodically expanded Nix’s repertoire and incorporated his speed into their blueprints. Elway lauded them for “what they’re doing offensively and how they’re breaking Bo into the NFL because it’s a huge jump and I think patience is something that goes a long way in the NFL when it comes down to quarterbacks.” Elway said he hopes to sit down with Nix at some point when things slow down for the rookie. Nix, whose six wins are one more than Elway had as a rookie, said he looks forward to meeting the man who won two Super Bowls during his Hall of Fame playing career and another from the front office. “He’s a legend not only here for this organization, but for the entire NFL," Nix said, adding, "most guys, they would love to have a chat with John Elway, just pick his brain. It’s just awesome that I’m even in that situation.” Hall of Fame Orange Crush linebacker Randy Gradishar joined Elway in the Pro Football Hall of Fame this year, something Elway called “way, way overdue.” Elway suggested it's also long past time for the Hall to honor Shanahan, who won back-to-back Super Bowls in Denver with Elway at QB and whose footprint you see every weekend in the NFL because of his expansive coaching tree. Sanders & Hunter Elway called University of Colorado stars Travis Hunter and Shedeur Sanders “both great athletes." He said he really hopes Sanders gets drafted by a team that will bring him along like the Broncos have done with Nix and he sees Hunter being able to play both ways in the pros but not full time. Elway said he thinks Hunter will be primarily a corner in the NFL but with significant contributions on offense: “He's great at both. He's got great instincts, and that's what you need at corner." Hand condition It's been five years since Elway announced he was dealing with Dupuytren’s contracture, a chronic condition that typically appears after age 40 and causes one or more fingers to permanently bend toward the palm. Elway's ring fingers on both hands were originally affected and he said now the middle finger on his right hand is starting to pull forward. So, he’ll get another injection of a drug called Xiaflex, which is the only FDA-approved non-surgical treatment, one that he's endorsing in an awareness campaign for the chronic condition that affects 17 million Americans. The condition can make it difficult to do everyday tasks such as shaking hands or picking up a coffee mug. Elway said what bothered him most was “I couldn't pick up a football and I could not imagine not being able to put my hand around a football." ___ AP NFL: Arnie Stapleton, The Associated Press
The Enugu Zonal Directorate of the Economic and Financial Crimes Commission (EFCC), on Thursday, November 28, 2024, arraigned two biological brothers, namely Ajim Kerison Onubuogu and Ajim Tochukwu Christian, for allegedly defrauding Chebet Chumba, an American the sums of $43,850 and N18,675, 133.75, respectively. The defendants were arraigned before Justice Mohammed Garba Umar of the Federal High Court sitting in Independence Layout, Enugu State on a four-count charge bordering on criminal impersonation, obtaining by false pretence, money laundering and possession of proceeds of crime. Count two of the charge reads; “That you, Ajim Kerison Onubuogu, sometime between April and July, 2023 in Enugu, within the jurisdiction of the Federal High Court of Nigeria, fraudulently impersonated one Chris M. Akaa, a resident of Atlanta, GA. In the United States of America by means of computer system through a fake Facebook Account, which you gained the sum of Forty-three Thousand, Eight Hundred and Fifty Dollar ($43, 850) from one Chebet Chumba by intentionally sending to her, love messages that you knew to be false, in order to gain advantage of yourself and you thereby committed an offence contrary to Section 22 (3) (a) (b) of the Cybercrimes (Prohibition, Prevention, Etc.) Act, 2015 and punishable under Section 22 (4) of the same Act.” Count Four of the charge reads; “That you, Ajim Tochukwu Christian, sometime between 19th March, 2023 and 9th May, 2024 in Enugu, within the jurisdiction of the Federal High Court of Nigeria did commit a felony to wit: using and taking possession of an aggregate sum of Eighteen million, Six Hundred and Seventy-five Thousand, One Hundred and Thirty-three Naira, Seventy-five Kobo (N18, 675, 133. 75), belonging to one Chebet Chumba, through your Opay Digital Service Ltd account number 8067016437, knowing same to be fund that forms part of proceeds of an unlawful act and you thereby committed an offence contrary to Section 18 (2) (d) of the Money Laundering (Prohibition) Act, 2022 as amended and punishable under Section 18 (3) of the same Act”. The siblings pleaded not guilty when the charges were read to them. In view of their pleas, counsel to the EFCC, Assistant Commander of the EFCC, ACE II Michael Ikechukwu Ani, prayed the court for a trial date and for the defendants to be remanded at the Enugu Correctional Facility. Justice Umar, thereafter, adjourned the matter to January 21, 2025, for hearing of bail application, while the defendants were remanded at a Correctional facility. The defendants were arrested when a petitioner, an American, narrated how she was allegedly scammed of the said sums by the defendants. Investigations into the matter revealed that the defendants specialised in love scam, using various fake social media accounts. Fraudulent documents were also recovered from them.Wisa Technologies executive sells shares worth $114
Paves way for additional large indications markets TORONTO and HAIFA, Israel, Dec. 06, 2024 (GLOBE NEWSWIRE) -- NurExone Biologic Inc. (TSXV: NRX), (OTCQB: NRXBF), (Germany: J90) (" NurExone " or the " Company "), a biopharmaceutical company developing exosome-based regenerative therapies, has announced significant findings from an expanded preclinical study of the potential of its portfolio drug, ExoPTEN, for repairing optic nerve damage. Conducted in collaboration with the Goldschleger Eye Institute at Sheba Medical Center, consistently ranked one of the top ten hospitals in the world 1 , the study builds on previously announced preliminary results 2 on June 28, 2024 and strengthens the suggestion of a promising treatment pathway for glaucoma, the leading cause of irreversible blindness globally 3 . The Optic Nerve Disorders treatment market is expected to grow from 5.54 (USD Billion) in 2023 to 11.5 (USD Billion) by 2032, at a compound annual growth rate (CAGR) of ~8.46% during the forecast period 4 . Researchers utilized a rodent model of optic nerve crush (ONC) to simulate the damage associated with conditions like glaucoma. After inducing injury, ExoPTEN was administrated via direct injection into the eyes. The study expanded on earlier findings which indicated that eyes treated with ExoPTEN regained nearly normal retinal activity, as evidenced by electrical tests. Expanded analyses of the study data showed clear recovery of signal transmission in treated eyes compared to untreated controls, which showed no significant response. Additionally, imaging results by optical coherence tomography (OCT) scans indicates and validates that in all of treated eyes (naïve exosome treatment or ExoPTEN treatment) a successful ONC procedure has been performed (Figure 1). The study also showed that ExoPTEN treatment significantly enhanced the survival of retinal ganglion cells - key neurons responsible for transmitting visual information to the brain. Detailed analysis of retinal flat-mounts confirmed this effect, with treated eyes exhibiting substantially higher counts of these cells compared to untreated or control-treated eyes (Figures 2A and 2B). Dr. Ifat Sher, the lead investigator from the Goldschleger Eye Institute, commented, "the results from this expanded study are extremely encouraging. ExoPTEN demonstrates potential as a treatment that restores functionality and offers neuroprotection. The study shows clear signal recovery, healthier optic nerve structures and preserved retinal ganglion cells. These results suggest that ExoPTEN could fundamentally change how we approach conditions like glaucoma and optic nerve trauma. Encouraged by these results, we are advancing to a larger study with more animals to validate and expand upon these findings.” Dr. Lior Shaltiel, CEO of NurExone, added, "these findings are an important step forward in our mission to develop groundbreaking therapies for regenerative medicine in several indications. ExoPTEN's ability to repair both the structure and function of the optic nerve highlights its transformative potential for addressing vision loss and improving tens of millions of patient lives.” About NurExone NurExone Biologic Inc. is a TSX Venture Exchange (" TSXV ”) and OTCQB listed pharmaceutical company that is developing a platform for biologically guided exosome-based therapies to be delivered, minimally-invasively, to patients who have suffered Central Nervous System injuries. The Company's first product, ExoPTEN for acute spinal cord injury, was proven to recover motor function in 75% of laboratory rats when administered intranasally. ExoPTEN has been granted Orphan Drug Designation by the United States Food and Drug Administration (FDA) and by the European Medicines Agency (EMA). The NurExone platform technology is expected to offer novel solutions to drug companies interested in minimally invasive targeted drug delivery for other indications. For additional information and a brief interview, please watch Who is NurExone? , visit www.nurexone.com or follow NurExone on LinkedIn , X (formerly Twitter) , Facebook or YouTube Dr. Lior Shaltiel Chief Executive Officer and Director Phone: +972-52-4803034 Email: [email protected] Oak Hill Financial Inc. 2 Bloor Street, Suite 2900 Toronto, Ontario M4W 3E2 Investor Relations - Canada Phone: +1-647-479-5803 Email: [email protected] Dr. Eva Reuter Investor Relations - Germany Phone: +49-69-1532-5857 Email: [email protected] Allele Capital Partners Investor Relations - US Phone: +1 978-857-5075 Email: [email protected] FORWARD-LOOKING STATEMENTS This press release contains certain "forward-looking statements” that reflect the Company's current expectations and projections about its future results. Wherever possible, words such as "may”, "will”, "should”, "could”, "expect”, "plan”, "intend”, "anticipate”, "believe”, "estimate”, "predict” or "potential” or the negative or other variations of these words, or similar words or phrases, have been used to identify these forward-looking statements. Forward-looking statements in this press release include, but are not limited to, statements relating to: the results of the Company's preclinical trials and its suggestion of a promising treatment pathway for glaucoma; the growth of the Optic Nerve Disorders treatment market; the Company expanding to further studies; the Company developing groundbreaking therapies for regenerative medicine in several indications; ExoPTEN having the potential to address vision loss and improve patient lives; and the NurExone platform technology offering novel solutions to drug companies interested in minimally invasive targeted drug delivery for other indications. These statements reflect management's current beliefs and are based on information currently available to management as at the date hereof. In developing the forward-looking statements in this press release, we have applied several material assumptions, including : the a bility to carry out its pre-clinical trials and realize upon the stated benefits of the pre-clinical trials; the Company's ability to realize upon the stated potential for exosome-loaded drugs in regenerating or repairing damaged nerves; the Company's ability to maintain its ongoing commitment to using its ExoTherapy platform to advance the field of regenerative medicine; the Optic Nerve Disorders treatment market continuing to grow as stated; the Company expanding to further studies; the Company developing groundbreaking therapies for regenerative medicine in several indications; ExoPTEN addressing vision loss and improve patient lives; and the NurExone platform technology will offer novel solutions to drug companies interested in minimally invasive targeted drug delivery for other indications. Forward-looking statements involve significant risk, uncertainties and assumptions. Many factors could cause actual results, performance or achievements to differ materially from the results discussed or implied in the forward-looking statements. These risks and uncertainties include, but are not limited to risks related to : the Company's early stage of development; lack of revenues to date; government regulation; market acceptance for its products; rapid technological change; dependence on key personnel; dependence on the Company's strategic partners; the fact that preclinical drug development is uncertain, and the drug product candidates of the Company may never advance to clinical trials; the fact that results of preclinical studies and early-stage clinical trials may not be predictive of the results of later stage clinical trials; the uncertain outcome, cost, and timing of product development activities, preclinical studies and clinical trials of the Company; the uncertain clinical development process, including the risk that clinical trials may not have an effective design or generate positive results; the potential inability to obtain or maintain regulatory approval of the drug product candidates of the Company; the introduction of competing drugs that are safer, more effective or less expensive than, or otherwise superior to, the drug product candidates of the Company; the initiation, conduct, and completion of preclinical studies and clinical trials may be delayed, adversely affected or impacted by unforeseen issues; the potential inability to obtain adequate financing; the potential inability to obtain or maintain intellectual property protection for the drug product candidates of the Company; risks that the Company's intellectual property and technology won't have the intended impact on the Company and/or its business; the Company's inability to carry out its pre-clinical trials and realize upon the stated benefits of the pre-clinical trials; the Company's inability to realize upon the stated potential for exosome-loaded drugs in regenerating or repairing damaged nerves; the Company's inability to maintain its ongoing commitment to using its ExoTherapy platform to advance the field of regenerative medicine; the Optic Nerve Disorders treatment market decreasing and/or plateauing ; the Company 's inability to expand into further studies; the NurExone platform technology not offering novel solutions to drug companies interested in minimally invasive targeted drug delivery for other indications ; and the risks discussed under the heading "Risk Factors” on pages 44 to 51 of the Company's Annual Information Form dated August 27 , 202 4 , a copy of which is available under the Company's SEDAR+ profile at www.sedarplus.ca . These factors should be considered carefully, and readers should not place undue reliance on the forward-looking statements. Although the forward-looking statements contained in this press release are based upon what management believes to be reasonable assumptions, the Company cannot assure readers that actual results will be consistent with these forward-looking statements. These forward-looking statements are made as of the date of this press release, and the Company assumes no obligation to update or revise them to reflect new events or circumstances, except as required by law. Neither TSXV nor its Regulation Services Provider (as that term is defined in the policies of the TSXV) accepts responsibility for the adequacy or accuracy of this release. 1 https://www.afsmc.org/2024/02/sheba-medical-center-named-a-newsweek-worlds-best-hospital-for-the-6th-consecutive-year/ 2 https://www.globenewswire.com/news-release/2024/06/28/2906122/0/en/NurExone-s-ExoPTEN-Being-Studied-as-Glaucoma-Treatment-for-US-3-4-Billion-Market.html 3 https://www.mdpi.com/1424-8247/17/10/1261 4 https://www.marketresearchfuture.com/reports/optic-nerve-disorders-treatment-market-30051 A photo accompanying this announcement is available at https://www.globenewswire.com/NewsRoom/AttachmentNg/5e682a60-3287-44b2-b7da-08ebed8fa807Animation Showed Up in a Big Way in 2024
Traders work on the floor of the New York Stock Exchange, in New York City. NEW YORK - Wall Street stocks surged to fresh records Dec 4, extending a post-election rally on optimism about more interest rate cuts and for an artificial intelligence boom after strong Salesforce results. All three major indices scored records, led by the Dow Jones Industrial Average, which finished above 45,000 for the first time. “The market at this point is looking for excuses to go up, and there’s not really anything that might work against that narrative,” said Mr Steve Sosnick of Interactive Brokers. “Over the last couple of days, it’s managed to ignore all sorts of inconvenient things,” Mr Sosnick said of the market’s shrugging response to political upheaval in France and South Korea. The Dow Jones Industrial Average finished up 0.7 per cent at 45,014.04. The broad-based S&P 500 gained 0.6 per cent to 6,086.49, its fourth straight record, while the tech-rich Nasdaq Composite Index jumped 1.3 per cent to 19,735.12, its third straight record. Wednesday’s gains came after payroll firm ADP said US private-sector hiring in November came in at a lower-than-expected 146,000 jobs, while a survey from the Institute for Supply Management showed weaker sentiment than expected in the services sector. But the lacklustre data boosts expectations that the Federal Reserve will cut interest rates later in December. At a New York conference, Federal Reserve chairman Jerome Powell refrained from tipping his hand, but he “didn’t say anything that would scare the market,” said Briefing.com analyst Patrick O’Hare. Mr O’Hare noted that the Dec 4 gains were led by large tech names such as Nvidia and Microsoft, which are major AI players. The boost followed strong results from Salesforce, which was the biggest gainer in the Dow with an 11 per cent jump. AFP Join ST's Telegram channel and get the latest breaking news delivered to you. Read 3 articles and stand to win rewards Spin the wheel now
Will Assad Survive in Syria? And Will the Conflict Widen Into a Regional War?Federal appeals court upholds law requiring sale or ban of TikTok in the USMASSAPEQUA, N.Y. — Hundreds attended a funeral Friday for Connor Kasin, the Long Island teenager who died during a charity hockey event last week . The Massapequa High School student suddenly collapsed on the ice during intermission. His bereaved family still doesn't know the cause of the medical event. Hundreds from Long Island's South Shore were in tears at the funeral for the 17-year-old hockey star. Connor's parents, siblings, classmates, teachers and teammates, wearing their hockey jerseys in Connor's honor, were amid the sea of mourners. "He was an incredible child, an incredible hockey player, and just by today, you can see how wonderful he was. It hits hard when ... you see these kids walking around in these jerseys," said family friend Lisa Stella. "He taught everyone a lot of things – how to be kind, how to be a good person," teammate Nicholas Stella said. "Connor was very close with everyone. He was a great person, and it's definitely is going to take a toll on the community," classmate Reilly Cereghino said. Connor's hockey teammates tied blue and gold ribbons around trees on his block. Emotions spilled over with young friends at a loss to understand how and why, but they were surrounded by a community offering comfort and honoring a teenager who made a real difference. Massapequa school leaders say as the district mourns this unimaginable tragedy, they are all deeply moved by the outpouring of support, love and compassion from so many. The priest who baptized Connor spoke during the funeral mass at St. William the Abbot, where Connor was confirmed. "We can look at this young man, Connor, at his life and say, anybody you speak to [said] he walked into a room with kindness, his smile lit up the room," Rev. Joseph Fitzgerald said. Connor's parents, Mary and Craig Kasin, spoke earlier this week with CBS News New York's Jenna DeAngelis . "He was the best," Mary Kasin said. "Funny," Craig Kasin said. "Very funny," Mary Kasin said. "Always happy," Craig Kasin said. "Kind," Mary Kasin said. Mary Kasin added, "I always knew he was a great kid, but it's so great ... to hear others say it." During her decades-long career, Jennifer McLogan has been recognized for her coverage of breaking news and live reporting on major stories., /PRNewswire/ -- E911 has achieved a significant milestone in November as the first in to implement revolutionary EDGETM platform, seamlessly integrated with Next Generation Core Services (NGCS). This partnership marks a leap forward in delivering agile, reliable, and community-focused emergency response capabilities. This deployment is a groundbreaking achievement for , one of smaller Public Safety Answering Points (PSAPs) with two positions. It is also INdigital's third live NGCS customer in , underscoring the company's growing presence and commitment to advancing public safety infrastructure across the state. As the NGCS provider for , INdigital ensured the seamless delivery of 911 calls and integrated Ryzyliant's EDGETM platform into the Emergency Services IP Network (ESInet). This integration, combined with Ryzyliant's hybrid cloud-hosted solution with local survivability, provides unmatched resilience, efficiency, and security. Ryzyliant's EDGETM platform simplifies emergency call handling with integrated features such as NG9-1-1 call taking, mapping, and computer-aided dispatch (CAD). Powered by INdigital's reliable NGCS circuits, the system ensures rapid response times and full compliance with evolving NG9-1-1 standards. "This partnership represents the future of public safety technology," said , Vice President of INdigital. "By combining INdigital's robust NGCS infrastructure with Ryzyliant's cutting-edge EDGE platform, we're ensuring that every 911 call is delivered and answered with precision, no matter the circumstances." INdigital's local backup capabilities and proven expertise in NGCS projects were instrumental in this deployment. The company also provided database services and implemented Texty, enabling text-to-911 functionality for the county. These services ensure that E911 is prepared to respond to the community's needs with the most reliable tools available. "Delivering 9-1-1 calls is INdigital's mission, and with Ryzyliant's innovative platform, now has the tools to handle and respond to calls seamlessly," said , Vice President of Market Management at INdigital. "This collaboration exemplifies our shared commitment to enhancing public safety operations nationwide." The successful implementation in highlights the synergy between INdigital and Ryzyliant, setting a new standard for NG9-1-1 solutions. As public safety agencies across the country transition to next-generation systems, this collaboration demonstrates how advanced technology and reliable infrastructure can work hand in hand to serve communities effectively. specializes in delivering Next Generation 9-1-1 services, focusing on agile, reliable, and resilient core services tailored to individual PSAP needs. With a mission to ensure every 9-1-1 call is delivered, INdigital partners with agencies nationwide to support their unique public safety requirements. View original content to download multimedia: SOURCE INdigital
North Dakota’s John Hoeven, Kevin Cramer tout counter-UAS, mental health provisions in defense policy bill
The Tirupati district police have arrested two men associated with Finnbul Technologies Private Limited for harassing a woman and threatening her over defaulting one installment of a loan. The woman, a software engineer from Sullurpeta, currently working in Bengaluru, had taken a loan from the Hyderabad branch of the company. After making five payments on time, she faced delays in repaying the sixth installment. District SP L. Subba Rayudu said on Friday that the company's recovery team allegedly morphed her photographs and sent them to her and her family via WhatsApp, threatening to share them with her contacts if the loan was not repaid. Based on the victim’s complaint, the Sullurpeta police arrested two suspects. The accused were identified as recovery team manager Marka Bharath Yadav who is a resident of RK Puram, Neredmet, Malkajgiri, and recovery team member Putamsetti Ramakrishna, who is a resident of Film Nagar, Hyderabad. The SP cautioned the public against unethical practices by non-banking financial companies (NBFCs) and loan app operators. He emphasised that any complaints of harassment or inappropriate behaviour by recovery agents would result in strict legal action against the respective companies and individuals involved. The Tirupati police arrested a 73-year-old man for placing a red Santa Claus hat on the statue of Annamacharya at the Rayala Cheruvu Road Circle on December 23. According to the police, the suspect, identified as Bandhu Dharji Jawanar from Maharashtra, had been wandering from place to place after leaving his home. About 15 days ago, he arrived in Tirupati, scavenging waste paper and living on city platforms. On the afternoon of December 23, he found a red Santa Claus hat near the Annamacharya statue and placed it on the statue’s head. The incident was deemed provocative, with the potential to incite communal tensions and hurt Hindu sentiments. Following an investigation using technical evidence and intelligence, the police traced the suspect and arrested him near Tiruchanoor. He has since been remanded to judicial custody.Two Held for Harassing Woman for Loan Recovery in Tirupati
(Reuters) -Tech and growth stocks dragged Wall Street's main indexes lower on Friday, at the end of an upbeat holiday-shortened week that was driven by expectations around a traditionally strong period for markets. The Dow Jones Industrial Average fell 0.82%, the S&P 500 was down 1.24% and the Nasdaq Composite briefly fell more than 2% and was down 1.80%. Ten of the 11 major S&P sectors, including information technology and consumer discretionary fell the most, down about 2% and 1.9%, after powering most of the broader market's gains in 2024. COMMENTS: STEVE SOSNICK, CHIEF MARKET STRATEGIST, INTERACTIVE BROKERS, GREENWICH, CONNECTICUT "I’ve heard anecdotes that pension funds are rebalancing ahead of year-end, selling stocks and buying bonds. Unfortunately, I can’t verify that, but it would explain the sudden sell-off on no news. And of course, if large funds are selling stocks en masse, the megacap tech stocks would bear the brunt because of their heavy weighting in major indices." "If nothing else, today is a reminder that just because a 'Santa Claus' rally is a statistical likelihood, it is far from guaranteed." “We’ve seen an attempt at a buy-the-dips rally smacked back, which seems to confirm that this is some selling or rebalancing underway by a big investor.” JAY WOODS, CHIEF GLOBAL STRATEGIST, FREEDOM CAPITAL MARKETS, NEW YORK "What people are doing is they're raising some cash. They're taking some profits right now as we go into the end of the year and getting ready for an opportunity if it presents itself in the beginning of next year. Tech, which has had a tremendous run, is starting to pull back. I think this is the beginning of a healthy correction that will get focused over the next four to eight weeks as we switch administrations." ROBERT PAVLIK, SENIOR PORTFOLIO MANAGER, DAKOTA WEALTH, FAIRFIELD, CONNECTICUT “Any kind of selling pressure sort of spirals a little bit out of control when you have a thinly traded market. And I think the selling pressure is really just people looking for direction.” “It’s not a lot of institutions. I think a lot of non-professionals are looking seeing the market’s direction and they just go with the flow. There’s concerns that maybe the first part of this year can involve some repositioning and reallocation of funds and those that are trading today and next week are probably just trying to get a little bit ahead of that.” “There’s uncertainty about the direction of interest rates and inflation, and the fact of all this is sort of coming together at one time. What is the Federal Reserve going to do in the first part of next year?” “And then there’s a new administration coming in with new policies and (there are uncertainties as to) what those policies will actually be, which policies will actually be implemented. There's a lot of talk about new and many changes, but what's really going to happen?” “And because of the big run that you've had in 2024, portfolios are not exactly positioned correctly for 2025 and I think a lot of people are expecting a lot of changes in the early part of the year.” “You're seeing some of that today and that will lead to more selling pressure because people just want to capture the gains before they go on into 2025.” PETER TUZ, PRESIDENT, CHASE INVESTMENT COUNSEL, CHARLOTTESVILLE, VIRGINIA “This is end of year stuff going on people have had a pretty good year, and it’s typical year-end selling pressure caused by people taking profits, not a lot of buyers out there and not a lot of volume.“ “(There’s) no reason to jump in and buy these things at these valuations, and tax planning is on peoples’ minds this week and will be on Monday and Tuesday. I don't attribute it to, you know, any changing outlook in anything right now.” “The Santa Claus rally is one of those historic statistics that bears watching, but because of the change in administration and the potential change in policy you're probably seeing more action now than you would ordinarily. There's the potential for a lot of disruption in 2025.” BRYCE DOTY, SENIOR PORTFOLIO MANAGER, SIT FIXED INCOME ADVISORS, MINNEAPOLIS "Today the market has really been reacting to the implications of taxes coming up. Tax positioning is overwhelming the other factors. But the more the Fed looks out of touch (with economic realities), the worse it is for equities...Tax trading will continue for the rest of the year." (Compiled by the Global Finance & Markets Breaking News team)
PRAGUE, Czech Republic (AP) — When the referee whistled for the free kick just outside the area, Atletico Madrid forward Julián Álvarez quickly picked up the ball and moved in position to take the shot. “When I saw the free kick, I told Rodri (Rodrigo De Paul) that I felt confident with the shot,” Álvarez said. “And it was a great goal.” Álvarez, Atletico's main signing in the offseason , has not been lacking confidence lately. The Argentina forward curled in the free kick shot in the 15th minute for the first of his two goals in the team’s 6-0 rout of Brest in the Champions League on Tuesday — the team’s biggest ever away win in European competitions. “We'll keep rotating who takes the free kicks,” said Álvarez, who also found the net in the 59th. It was Álvarez’s seventh goal in the last 10 matches, and third in his last three games across all competitions. The 24-year-old had a slow start to his first season with Atletico, scoring twice in 10 matches. “It was a matter of time before we started connecting well with each other,” said Álvarez, who joined Atletico after two seasons at Manchester City. “We have to stay on this path to keep improving.” Ángel Correa also scored two goals for Atletico, with Marcos Llorente and Antoine Griezmann adding one each. “We know that in this format of the competition we need to keep adding the three points and scoring goals," Álvarez said. "It's important to get the points and the goals.” Atletico was sitting in 13th place in the 36-team league standings. AP soccer: https://apnews.com/hub/soccer
N.Z. customs officials say Canadian caught with gift-wrapped methamphetamineNone
US stocks surged on Wednesday, with the major averages S&P rising to all-time highs. Powell's remarks at the NYT's DealBook Summit bolstered confidence in the US economy. Investors upped their bets for another 25bp rate cut in December, per the CME FedWatch tool. US stocks ended higher on Wednesday, jumping to fresh highs as traders took in Federal Reserve Chair Jerome Powell's optimistic comments on the US economy. The S&P 500, Nasdaq Composite, and the Dow Jones Industrial Average all closed at records, with the Dow topping 45,000 for the first time ever. All eyes were on Powell in the afternoon, when the central bank chief spoke on the strength of the economy at The New York Times' DealBook Summit. "Growth is definitely stronger than we thought, and inflation is coming a little higher," Powell said at the event. "The good news is that we can afford to be a little more cautious as we try to find neutral," he added, referring to the neutral interest rate, a hypothetical level where rates neither expand nor contract the economy. Traders also took in weaker-than-expected private jobs data. Private payrolls rose just 146,000 in the last month, lower than the expected 163,000, according to ADP. Bets that the Fed will cut rates another 25 basis points at their December policy meeting also surged, with investors now pricing in a 78% chance the central bank will issue another quarter-point cut. Odds for a further 25 basis point cut in January held steady at 18%. Here's where US indexes stood at the 4:00 p.m. closing bell on Wednesday: S&P 500 : 6,086.49, up 0.61% Dow Jones Industrial Average : 45,014.04, up 0.69% (+308.51 points) Nasdaq composite : 19,735.12, up 1.30% Here's what's happening: Political turmoil is roiling global markets as investors head into 2025. There are two looming risks that could spark a serious stock market correction , Moody's chief economist says. Putin says bitcoin could be a useful asset as Russia's reserves remain frozen. Here's why BlackRock is turning even more bullish on US stocks for next year. In commodities, bonds, and crypto: West Texas Intermediate crude oil dipped 1.56% to $68.85 a barrel. Brent crude , the international benchmark, ticked higher 0.33% to $72.55 a barrel. Gold inched up 0.24% to $2,649 an ounce. The 10-year Treasury yield dipped 3 basis points to 4.186%. Bitcoin moved up 3.83% to $99,207.Feeling the Christmas burnout already? Don't worry you're not alone. And we haven't even made it past the big day yet. Dry January is the calendar month where traditionally Brits put the bottle down and commit to a period of abstaining from alcohol. This is typically because we all overdo it in December and let the jovial festivities take over us. Slaves to the 'Christmas bev', we let ourselves say yes to the pub when we otherwise wouldn't, meaning dry January is practically welcomed. "Gone are the days when I would waste entire weekends hungover and anxious." After a bump on the head after a bottomless brunch, Cara decided to revaluate her relationship with alcohol and take on the Dry January® challenge. Cara found her social life flourished after she... pic.twitter.com/Lhb33tQ33W — Dry January (@dryjanuary) December 23, 2024 But sadly, a lot of us find this difficult. January is a notoriously grim month, which means to escape the seasonal depression, we find ourselves turning back to alcohol. Not all of course, but it is a tough task for some. Feel that's you? Don't worry, it can be relatively easy. As Bethan Higson, founder of non-alcoholic Mother Root Beverages , puts it: “Every January, people vow to become better versions of themselves – whether it be getting fit or eschewing alcohol, in an effort to live a more healthy, alcohol-free life.” Now, Charlotte Faure Green, nutritional advisor for Mother Root, along with other experts, share their advice for staying on track during Dry January. Was gonna do dry jan but then realised I support Leicester — Chloe (@ChloeRT9) December 16, 2024 1. Try to cope with what life throws at you without a tipple “One of the main reasons people struggle to make it to the end of January without alcohol, is a lack of emotional coping skills required to manage what sobriety may bring up for them,” explains Faure Green. She continued: “It can feel incredibly uncomfortable when we’re used to abating feelings of, say, anxiety, with alcohol. "[Try to] find other methods for calming the nervous system: breathing techniques, kitchen dance parties, talking therapies, getting out in nature for a walk, yoga and meditation. Clichéd perhaps, but they are clinically proven to be very effective.” 2. Think about the money you’re saving “Those undertaking Dry January often set sights on a big boozy blow-out on February 1, and this only feeds into our ‘feast or famine’, mentality,” says Faure Green. “Instead, consider how much you’re saving over the month by not drinking and make a list of wonderful things that you can do with that spare cash. "Choose what will drive you the most. For some, it helps to put a picture of that goal on the fridge to reinforce it with a regular reminder, and drive success.” 3. Increase your GABA “One of the mechanisms that makes alcohol so calming after a stressful day is that it seeks out our GABA receptors and gives them a great big hug. GABA is our calming neurotransmitter, and when we’re producing it in abundance, we can feel relaxed,” explains Faure Green. She went on to say: “So, rather than artificially stimulating those receptors with booze, eat foods that increase circulating GABA... spinach, broccoli, garlic, fish, potatoes and bananas are good sources of B6, a vitamin that’s a vital co-factor in its production. “Green tea also contains an amino acid called L-theanine which is thought to stimulate GABA creation – the ultimate calming cup of tea.” 4. Don’t do it alone “Do Dry January with a friend for moral support and stock your cupboards with great non-alcoholic alternatives, and you’ll still be able to enjoy that end-of-the-day cocktail or aperitif,” suggests Craig Hutchison, co-founder of Maria & Craig’s non-alcoholic-distilled-botanical-spirit. 5. Keep a diary of how much better you’re feeling “Are you sleeping better? Have you lost weight? The average alcoholic cocktail has between 300-400 calories, so keep track and ensure you’re aware of the benefits – it can do wonders for your will power,” says Hutchison. 6. Go public with your challenge “The more people who are aware you’re taking January off alcohol, the more encouragement from your peers,” says Hutchison. The expert continued: “Follow some of your favourite non-alcoholic brands on Instagram. They will, for sure, keep you motivated throughout the month.” Recommended reading: How much does drinking booze cost you? Find out with this calculator NHS urges Brits to look for dementia symptoms this Christmas 10 foods that can help give a boost to your immune system this winter 7. Don’t worry if you weaken “If you slip once or twice, don’t beat yourself up and don’t just give up. You can start again the next day – it’s all about balance,” says Simone Caporale, award-winning international bartender and ambassador for ZEO non-alcoholic spirit. Simone added: “And you never know, the way you’ll feel while you’re taking a break from drinking, might actually push you to keep going.”
Eli Lilly Zepbound More Effective Than Novo’s Wegovy, Study Finds. Lilly Stock Gains. - Barron'sNo. 10 Boise State hosts No. 20 UNLV on Friday, Dec. 6, 2024, in the Mountain West Championship Game at Albertsons Stadium in Boise, Idaho. How to watch: Fans can watch the game for free via a trial of DirecTV Stream or fuboTV . You can also watch via a subscription to Sling TV . Here’s what you need to know: What: Mountain West Football Championship Game Who: Boise State Broncos vs. UNLV Rebels When: Dec. 6, 2024 Where: Albertsons Stadium Time: 8 p.m. ET (7 p.m. CT) TV: FOX Live stream: DirecTV Stream or fuboTV Here’s a college football story from the AP: BOISE, Idaho (AP) — The playoffs start Friday night for No. 10 Boise State and No. 19 UNLV with a winner-take-all showdown for the Mountain West championship . With the College Football Playoff expanding to 12 teams this season, there’s a guaranteed berth for the highest-ranked Group of Five conference champion. The playoff committee’s penultimate rankings released Tuesday made clear the Mountain West winner will be in. Boise State (11-1, 7-0, No. 10 CFP) even has the potential to earn a first-round bye if the Broncos defeat UNLV (10-2, 6-1, No. 20 CFP) for the second time this season. “When you play in a championship game, you want to play the best,” Boise State coach Spencer Danielson said. “UNLV ... is one of the best teams around. They’ve got a bunch of talent. They play well together. They’re very motivated and driven to win this game, just like us.” If the title game goes anything like the teams’ matchup earlier this season — a 29-24 Boise State victory — it promises to be a competitive clash. At least much closer than last year’s title game when the Broncos coasted to a 44-20 win over the Rebels . BetMGM Sportsbook has made the Broncos 4-point favorites. “We’re thankful to have an opportunity for the second year in a row to be playing in the Mountain West championship game,” UNLV coach Barry Odom said. “The guys that were here last year can use those experiences to maybe put us in a better situation this year on how we prepare, how we play and and the understanding that we’ve been in a lot of big games this year already. We know a lot about our opponent, and on on the other side, they know a lot about us.” Everyone knows about Boise State star running back and Heisman Trophy hopeful Ashton Jeanty. The bruising back leads the nation in rushing with 2,288 yards this season, just 340 yards shy of Barry Sanders’ single-season rushing record. But in the teams’ first matchup this season, UNLV’s defense held Jeanty to 128 yards on 33 carries, his lowest yards-per-carry average in a game at 3.9. “(Jeanty) is a tremendous player,” Odom said. “I think he is the best player in college football. He’s got all the great traits you want to see in a running back — unless you’re trying to tackle him. We know it’s going to take all 11 guys. We need to try to eliminate as many one-on-one tackles with him as we can in that situation.” Glaring absence Although most of the spotlight on Boise State this season has focused on Jeanty and the offense, the Broncos’ defense ranks second in the country in sacks with 45. Boise State, however, will be without senior safety Alexander Teubner, who has been out since injuring his left leg Nov. 9 against Nevada. In the Oct. 25 matchup with UNLV, Teubner led the team in tackles with 14, including two for loss, with a sack and a forced fumble. It’s cold outside The gametime temperate is expected to be around 40 degrees. UNLV won twice in inclement weather, with rainy skies at Hawaii and San Jose State. “It’ll be perfect weather for (the) UNLV Rebels,” Odom said. “That’s the way you’ve got to approach it. If you look at it any differently, then you’re letting something that you have no control over mess with your emotions, and you can’t do that.” Points machine Jeanty isn’t the only Boise State player hitting the FBS record books this season. Kicker Jonah Dalmas is fourth in FBS history with 503 points and his 93 made field goals is third best and just four behind record holder Christopher Dunn. His career field-goal percentage of 87.7 is also seventh all-time. Dalmas has hit all 60 of his extra points this season and is 13 of 16 on field-goal attempts with a career long of 56 yards. Perfect away from Vegas UNLV is 6-0 on the road this season and is on a program-record eight-game winning streak away from home. The active streak is the nation’s third-longest behind Texas (11) and SMU (10). The Rebels’ last road loss was Oct. 28, 2023, at Fresno State, which scored 24 points in the third quarter of a 31-24 defeat of UNLV. RECOMMENDED • nj .com California vs. SMU FREE LIVE STREAM (11/30/24): Watch college football, Week 14 online | Time, TV, channel Nov. 30, 2024, 1:30 p.m. Nevada vs. UNLV FREE LIVE STREAM (11/30/24): Watch college football, Week 14 online | Time, TV, channel Nov. 30, 2024, 6:00 p.m. The money Conferences will receive $4 million for each team that makes the CFP and each team that advances to the quarterfinals and $6 million for each team that advances to the semifinals and championship game. In addition, each conference will receive $3 million to cover expenses from each round for a team participating in the CFP. Thank you for relying on us to provide the journalism you can trust. Please consider supporting us with a subscription.
Hegseth makes play to win hard-to-get GOP centristsCALHOUN COUNTY, Ga. and FORT WAYNE, Ind. , Dec. 6, 2024 /PRNewswire/ -- Calhoun County E911 has achieved a significant milestone in November as the first in the United States to implement Ryzyliant's revolutionary EDGETM platform, seamlessly integrated with INdigital's Next Generation Core Services (NGCS). This partnership marks a leap forward in delivering agile, reliable, and community-focused emergency response capabilities. This deployment is a groundbreaking achievement for Calhoun County , one of Georgia's smaller Public Safety Answering Points (PSAPs) with two positions. It is also INdigital's third live NGCS customer in Georgia , underscoring the company's growing presence and commitment to advancing public safety infrastructure across the state. As the NGCS provider for Calhoun County , INdigital ensured the seamless delivery of 911 calls and integrated Ryzyliant's EDGETM platform into the Emergency Services IP Network (ESInet). This integration, combined with Ryzyliant's hybrid cloud-hosted solution with local survivability, provides unmatched resilience, efficiency, and security. Ryzyliant's EDGETM platform simplifies emergency call handling with integrated features such as NG9-1-1 call taking, mapping, and computer-aided dispatch (CAD). Powered by INdigital's reliable NGCS circuits, the system ensures rapid response times and full compliance with evolving NG9-1-1 standards. "This partnership represents the future of public safety technology," said Eric Hartman , Vice President of INdigital. "By combining INdigital's robust NGCS infrastructure with Ryzyliant's cutting-edge EDGE platform, we're ensuring that every 911 call is delivered and answered with precision, no matter the circumstances." INdigital's local backup capabilities and proven expertise in NGCS projects were instrumental in this deployment. The company also provided database services and implemented Texty, enabling text-to-911 functionality for the county. These services ensure that Calhoun County E911 is prepared to respond to the community's needs with the most reliable tools available. "Delivering 9-1-1 calls is INdigital's mission, and with Ryzyliant's innovative platform, Calhoun County now has the tools to handle and respond to calls seamlessly," said Caleb Branch , Vice President of Market Management at INdigital. "This collaboration exemplifies our shared commitment to enhancing public safety operations nationwide." The successful implementation in Calhoun County highlights the synergy between INdigital and Ryzyliant, setting a new standard for NG9-1-1 solutions. As public safety agencies across the country transition to next-generation systems, this collaboration demonstrates how advanced technology and reliable infrastructure can work hand in hand to serve communities effectively. About INdigital INdigital specializes in delivering Next Generation 9-1-1 services, focusing on agile, reliable, and resilient core services tailored to individual PSAP needs. With a mission to ensure every 9-1-1 call is delivered, INdigital partners with agencies nationwide to support their unique public safety requirements. View original content to download multimedia: https://www.prnewswire.com/news-releases/calhoun-county-e911-becomes-first-to-launch-ryzyliants-solution-with-indigital-ngcs-support-302325294.html SOURCE INdigital