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Vadodara, 19 November, 2024 : Wardwizard Innovations & Mobility Limited, one of India’s leading electric vehicle manufacturers under the brands ‘Joy e-bike’ and ‘Joy e-rik,’ has announced a strategic joint venture with SpeedForce, a leading two-wheeler service chain of India. This collaboration aims to enhance the after-sales experience for Joy e-bike customers and expand access to over 1,000 touchpoints nationwide. With the SpeedForce’s extensive network of service canters in more than 350 locations, servicing an average of 150 vehicles per outlet monthly, Joy e-bike anticipates a potential of reaching over 50,000 more customers across the country every month. Under this venture, SpeedForce will also exclusively retail Joy e-bike models at its outlets, allowing customers to both purchase and service their Joy e-bikes conveniently in one location. This will also expand Joy e-bike’s reach into regions where dedicated showrooms are not currently available. This expanded availability will help Wardwizard to reach new customers and strengthen its presence across the country. SpeedForce, which has a strong background in servicing internal combustion engine (ICE) vehicles, has recently ventured into the EV service segment, further promoting eco-friendly and green mobility. Through this joint venture, SpeedForce will help promote green mobility by supporting Joy e-bike’s commitment to sustainable transportation. Customers will benefit from having their vehicles serviced not only at Joy e-bike showrooms but also at SpeedForce outlets across India, especially in areas where Joy e-bike service stations are not present. Additionally, SpeedForce outlets will be stocked with Joy e-bike spare parts, lubricants and technical support, ensuring that customers receive end-to-end service and maintenance. This extensive network will be particularly valuable in underserved regions like the Seven Sisters in Northeast India, where Wardwizard’s presence has been limited. Mr. Yatin Gupte, Chairman and Managing Director of Wardwizard Innovations & Mobility Limited , stated, “We have been committed to improving the Joy e-bike experience, supporting our partners and expanding into new markets. The collaboration with SpeedForce offers us its extensive service network as well as provides us with a good platform to showcase our products to a larger market. In doing so we are not only taking our products to a larger population but also driving sales of our products. The partnership will help us offer customers a seamless and hassle free experience, strengthening our aftersales services and showcase key products while remaining commitment to an eco-friendly future.” Mr. Kapil Bhindi, Director, SpeedForce added, “We’re excited to join Wardwizard in reducing carbon emissions by expanding EV service access across India. Wardwizard offers superlative EV products, which would be of interest to a host of consumers. We are equipped to supporting an organization in both sales and aftersales. We understand our extensive network, digital tools and skilled EV technicians will provide exceptional service to Joy e-bike customers and contribute to a greener tomorrow.” Leveraging the strong foothold of SpeedForce stronghold in these regions allows Joy e-bike to expand its reach and improve customer satisfaction through convenient service access and high-quality maintenance. This joint effort sets a strong example of industry collaboration to promote eco-friendly practices in India’s mobility sector, marking a step forward for a cleaner, more sustainable future.

Nebraska aims to shut down Oregon St. in Diamond Head finalOne lucky winner could take home game's seventh billion-dollar prize during Christmas Eve drawing New Jackpot.com customers can claim a free Mega Millions ticket on their first play with promo code XMAS SAN FRANCISCO , Dec. 24, 2024 /PRNewswire/ -- With Christmas Day just hours away, lottery players across the country are preparing for an extraordinary opportunity to take home Mega Millions' seventh-largest Jackpot as a winner has not won the grand prize in the last 29 drawings, dating back to September 10th when a Texas resident took home $810 million . 2024 has already been a record-breaking year for the lottery as it hit the ground running with a massive $842.4 million Powerball win on New Year's Day. Shortly after, a second lucky winner took home a staggering $1.13 billion Mega Millions prize in March, followed by a $1.326 billion Powerball jackpot in April, all of which signify some of the largest prizes ever awarded. 2025 represents a significant year for Mega Millions players, as the game as they know it will undergo a variety of changes come April. The game will feature larger starting jackpots, expedited rollover growth, and better odds. Lottery courier services like Jackpot.com eagerly await these welcome changes, which will not only enhance gameplay, but also elevate player experience(s). "There's a lot to like about the upcoming changes to Mega Millions," said CEO and co-founder of Jackpot.com, Akshay Khanna . "Whether you're a casual player or avid lottery user, the faster-growing jackpots, improved odds, and built-in multipliers will offer an entirely new feel to the game - hopefully one that encourages new players to get in on the action. That said, we have a one billion-dollar prize just before Christmas and potentially the ultimate present for one lucky winner, a life-changing gift at that." While tonight's drawing occurs on Christmas Eve, the Mega Millions jackpot has been won just once on the "Eve." Back in 2002, a $68 million jackpot was won in New York , unfortunately going unclaimed. Currently available in Colorado , Massachusetts , Arkansas , New Jersey , New York , Ohio , Texas , and Arizona , New Jackpot.com customers can get in on the fun this holiday by scoring a free Mega Millions ticket on their first play by using promo code XMAS. Amid the Mega Millions frenzy, Jackpot.com remains committed to upholding responsible gaming protocols through the integration of modern conveniences and safety guardrails, one of the standout features of digital lottery platforms. Through responsible gaming protections including spend limits, default limits on daily deposits, access to local and national responsible gambling resources, self-exclusion, self-suspension and automated notifications that offer help should problematic behavior arise, Jackpot.com ensures safe and secure transactions and play. The platform is also the only lottery courier service to launch with iCap certification from the National Council on Problem Gambling . To get started, download the Jackpot.com Lottery App on the iOS or Android App Stores, or visit www.jackpot.com to learn more. About Jackpot.com Jackpot.com allows customers to order official state lottery tickets from their mobile phone, tablet, or computer. Currently available in Colorado , Massachusetts , Arkansas , New Jersey , New York , Ohio and Texas , Jackpot.com is expanding its safe and secure lottery courier service to additional markets across the US. An Associate Member of the North American Association of State and Provincial Lotteries (NASPL), Jackpot.com has invested significantly in responsible gaming safeguards, with default spending limits and other features built in throughout the experience, earning it iCap certification from the National Council on Problem Gaming. To learn more, visit www.jackpot.com or download the iOS or Android app. Jason Heller Senior Vice President 212.584.4278| 5WPR.com 3 Park Avenue, Floor 19 New York, NY 10016 SOURCE Jackpot.comPresident Jimmy Carter recognized there was political value for a young congressman to be seen in proximity to the president. President Jimmy Carter, with U.S. Rep. John Cavanaugh right behind him as Carter suggested, is greeted on the tarmac by Gen. Richard H. Ellis after exiting Air Force One at SAC on Oct 22, 1977. So as Air Force One landed at Offutt Air Force Base in 1977 during Carter’s first presidential visit to the state, he offered Omaha congressman John Cavanaugh a little advice just before they exited the plane. “Stay close, John,” he said. Sure enough, the hundreds who had gathered on the tarmac to greet the president also saw Cavanaugh right in Carter’s shadow, which got Cavanaugh featured in news photos from the day. President Jimmy Carter never enjoyed much electoral success in Nebraska. The Democrat lost to Omaha native Gerald Ford in 1976 and conservative icon Ronald Reagan in 1980. But both during his four years as president and his many years after as an international champion of peace, the modest peanut farmer from Georgia gained a lot of admirers. Cavanaugh and other Nebraskans who met Carter described the former president — who died Sunday, according to his son and multiple news reports — as a kind and genuine man with a personality that sparkled as much as his signature wide-toothed grin. “What a wonderful person,” recalled Cavanaugh, a Democrat whose two terms in the House of Representatives coincided with Carter’s 1977-1981 term as president. Preston Love Jr. of Omaha also mourned Carter’s death at age 100. The North Omaha civic leader and recent Democratic candidate for U.S. Senate had the chance to meet the former president at Carter's home in 1983 as a then-staffer for Rev. Jesse Jackson. “I mourn the fact that he, to this date, has not received his due — as president, and for his post presidential exploits, which have been enormous,” Love said in 2023. Amanda Brewer, Habitat for Humanity of Omaha CEO, met Carter while volunteering to help build a Habitat home in Georgia in 1998 — an encounter that helped to inspire her to a career with the charity. "I think his legacy, and inspiration to me, is that everyone has the ability to make a difference," she said. U.S. Rep. Don Bacon offered prayers Sunday for Carter's family. "From his time as a naval officer, then as a state senator and Governor of Georgia, and finally as President, Jimmy Carter gave a lifetime of service. After serving our country, he set the standard of post-political life with his service to Habitat for Humanity. Carter first came to Nebraska during campaign trips in 1975 and 1976. He had been doing a lot of campaigning across the Missouri River for the Iowa caucuses, the first test of the presidential election cycle. In fact, Carter ultimately wrote the book on how to use early success in Iowa and New Hampshire to propel a bid for a presidential party nomination. Carter was elected in November 1976, though in Nebraska incumbent Ford pulled in 59% of the vote and prevailed in 89 of the state’s 93 counties. Carter that spring also narrowly finished second to Frank Church of Idaho in the Nebraska Democratic primary. Carter’s first visit to the state as president came on Oct. 22, 1977, when he flew into Omaha to tour the Strategic Air Command headquarters at Offutt. At the time, tensions with the Soviet Union were high. The chance that a nuclear war could be waged one day from SAC’s bunker south of Omaha was very real. Carter received a tour of both the underground command post and the doomsday plane that could launch the nation’s nuclear arsenal in a time of emergency. He also picked up the “red phone” and spoke a message of thanks to SAC servicemen around the globe for their work to prevent “the possible destruction of our nation.” At the time, there was a little internal tension within SAC, too. Carter had recently canceled the B-1 bomber program, which was strongly supported by Gen. Richard H. Ellis, the SAC Commander. Carter didn’t back off the decision. He was focused on reducing the deficit at a time of high inflation. He felt the B-1 had been made obsolete by the development of accurate cruise missiles that could fly the same speed and distance and a new generation of B-2 stealth bombers that was on the drawing table. A display at SAC headquarters had included a model of the B-1. Before the president’s visit, it was replaced with a model of a B-52. Carter also toured a B-52 on the Offutt runway. (Reagan as president revived the B-1.) Cavanaugh was given the opportunity to fly into Omaha with Carter. The two talked about depressed farm prices, a chief concern in Nebraska, and the president’s energy bill during the flight. Carter stopped in Nebraska again during a cross-country flight on June 10, 1980, to tour tornado-ravaged Grand Island. A week earlier, a freakish storm sent at least seven tornadoes descending on the city, killing five, injuring 200 and destroying or damaging nearly a third of the city. Touring the devastation with then-Gov. Charles Thone, Carter’s motorcade stopped in front of what had once been the home of Del Kosmicki. The Grand Island man told the president everyone was working together in the recovery. Carter then crossed the street and stood atop the foundation of another former home to speak. Against a backdrop of shattered houses and stripped-bare trees, he told those gathered that God had blessed them by minimizing the damage. He encouraged them to keep their selfless attitudes during the rebuilding to come. "He was very genuine and sincere," Kosmicki told the Grand Island Independent. "I thought he did a really good job." Reagan’s Nebraska campaign chair called Carter’s visit an election-year political stunt. But Thone, a Republican, defended it as a sincere effort by the president to buoy spirits in the city. Later that year, Reagan swept Nebraska with 65% of the vote. Reagan’s landslide victory nationally sent Carter back to his farm in Plains, Georgia. But the loss certainly didn't send Carter into retirement. Carter worked for decades as an international ambassador for peace and human rights, creating an all-new model for post-presidential life. Love had the chance to meet Carter in Plains in 1983. At the time, Love was the lone staffer to Rev. Jesse Jackson as he registered voters in the South and laid the groundwork for Jackson's bid for president in 1988. Carter and his wife Rosalynn were gracious hosts, Love said, providing insight into the presidency and its history and even giving the visitors a tour of the peanut operation. “While President Carter encouraged Rev. Jackson to pursue a run for president, he was very clear and forthright about the pitfalls and the realities of doing such,” Love said. “I felt after meeting him in that situation, a tremendous like and respect for the man.” Amanda Brewer, left, with Rosalynn and Jimmy Carter and Brewer's mother, Kathy Jedlicka. Brewer recalled Carter as a down-to-earth and compassionate man when she met him in 1998 while she and her mom volunteered at a Habitat home in Americus, Georgia, near Plains. Carter and his wife, who died in November 2023, had fully embraced the charity. They became among its biggest advocates and fundraisers, and even picked up hammers and saws themselves. That day, the Carters were going around thanking all the volunteers. "He used his influence, rolled up his sleeves and was willing to do the work," Brewer said. "His values aligned with Habitat's values of putting your faith in action and doing something to make the world a better place." As president, Carter will likely be best known for brokering the peace deal between Egypt and Israel. It was a prelude to his work once out of office. Cavanaugh was present on the White House lawn when the parties signed the Camp David Accords. Carter won the 2002 Nobel Peace Prize "for his decades of untiring effort to find peaceful solutions to international conflicts, to advance democracy and human rights, and to promote economic and social development." But Cavanaugh said Carter actually accomplished a lot domestically, much of it overshadowed by the Iran hostage crisis and continued economic problems that largely doomed his re-election bid. With his high ethics, Carter was also the right man to lead the nation into the post-Watergate era, Cavanaugh said. “He was always kind, hard-working and thoughtful,” Cavanaugh said. “He was just a sweetheart.” President Jimmy Carter shakes hands during a visit at Offutt Air Force base on Oct. 22, 1977. Capt. David L. Young gives a tour of a B-52 to President Jimmy Carter at Offutt Air Force Base on Oct. 22, 1977. President Jimmy Carter visits Strategic Air Command on Oct 22, 1977. 1977: SAC Commander-in-Chief Gen. Richard H. Ellis leads President Jimmy Carter past experts who man the command post console at Offutt Air Force Base. President Jimmy Carter speaks at the Grand Island airport on June 10, 1980. From left are Nebraska Gov. Charles Thone, Maj. Gen. Edward Binder of the Nebraska National Guard and Grand Island Mayor Bob Kriz. Carter's visit came after seven tornadoes touched down in or near the city, killing five people and injuring 200 on the night of June 3. President Jimmy Carter gives a speech near the destroyed home of Dennis Williams home at 707 Joehnck Road in Grand Island on June 10, 1980. Seven tornadoes touched down in or near the city that, killing five people and injuring 200. President Jimmy Carter gives a speech near the destroyed home of Dennis Williams home at 707 Joehnck Road in Grand Island on June 10, 1980. Seven tornadoes touched down in or near the city that, killing five people and injuring 200. Grand Island Mayor Bob Kriz, Nebraska Gov. Charles Thone and Jimmy Carter at the Grand Generation Center on June 10, 1980. Seven tornadoes touched down in or near the city that, killing five people and injuring 200. Former President Jimmy Carter receives an honorary degree from Creighton University in September 1987. Jimmy Carter speaks in Omaha on June 6th, 1975 during his run for president. President Jimmy Carter, with U.S. Rep. John Cavanaugh right behind him as Carter suggested, is greeted on the tarmac after exiting Air Force One at SAC on Oct 22, 1977. cordes@owh.com , ​402-444-1130, twitter.com/henrycordes Stay up-to-date on the latest in local and national government and political topics with our newsletter.

2024 in pop culture: In a bruising year, we sought out fantasy, escapism — and cute little animalsMan given restraining order after pleading guilty to stalking offencesA colourised version of a 1969 Doctor Who adventure appears to have confirmed a decades-long fan theory (Picture: BBC) Longtime Doctor Who fans are in shock after the new colourisation of an iconic 60s episode seems to have just confirmed a major fan theory. The BBC released a colourised version of the Second Doctor's (Patrick Troughton) final ten-part adventure, The War Games, which originally aired in 1969. It's their second effort to revitalise Classic Who episodes after releasing the colourised version of the First Doctor's (William Hartnell) adventure, The Daleks, in 2023. The new 90-minute special aired on BBC Four on Monday night and promised 'updated visual effects'. As well as featuring the never-before-seen regeneration of Patrick in the Third Doctor, played by Jon Pertwee. But one aspect fans weren't anticipating was the soundtrack essentially confirming that the episode' antagonist, rogue Time Lord The War Chief, is an earlier iteration of the Doctor's arch-nemesis, The Master. The Master, originated by Roger Delgado, was officially introduced in 1971. The character has gone on to play a key role across the franchise, most recently portrayed by Sacha Dhawan. Edward Brayshaw plays The War Chief during the 90-minute special (Picture: BBC) But fans have noticed that Murray Gold's 'Master' theme song was playing during his scenes (Picture: BBC) But given the glaring similarities between The War Chief and the Master – from devilish schemes targeting the Doctor to his rugged, slightly mad appearance – fans have long thought they are one and the same. Although various Doctor Who materials (from BBC books to... Asyia IftikharThe people that president-elect Donald Trump has selected to lead federal health agencies in his second administration include a retired congressman, a surgeon and a former talk-show host. All of them could play pivotal roles in fulfilling a new political agenda that could change how the government goes about safeguarding Americans' health — from health care and medicines to food safety and science research. And if Congress approves, at the helm of the team as Department of Health and Human Services secretary will be prominent environmental lawyer and anti-vaccine organizer Robert F. Kennedy Jr.

Here at the port of Nogales, on the southern edge of the United States, deadly drugs hide among the $22 billion in goods that enter annually. A high-stakes sorting game plays out every day: discerning what needs more inspection without grinding global commerce to a halt. Last fiscal year, the 12,000 pounds of fentanyl that customs officers seized in Arizona was more than at the rest of the country’s ports and border sectors combined. And within Arizona, the government says, the port of Nogales seized the most. “I think we’re doing a great job, but we can always use more people,” says Michael Humphries, the port director. But to conquer the epidemic, he says, “It’s going to take more than law enforcement.” Fentanyl, up to 50 times more potent than heroin, is what the Drug Enforcement Administration calls the country’s “greatest and most urgent drug threat.” It’s also an issue President-elect Donald Trump says he’ll tackle through tariffs, terrorist designations, and military might. Meanwhile, individuals tasked with tracking down the synthetic opioid are testing a range of solutions, from incorporating facial-scanning technology at ports of entry to investigating money laundering by criminal groups that traffic fentanyl in bulk. Beneath the blaze of the Arizona sun, a customs official unboxes flour tortillas. He bends them back and forth, and their soft middles give. Proof that the stack hasn’t been hollowed out to hide drugs. Across the border region in this state, powder and pills have been found inside the panels of cars. Stuffed in spare tires. Strapped to a teenager’s thighs with tape. Here at the port of Nogales, on the southern edge of the United States, the deadly drugs hide among the $22 billion in goods that enter annually. A high-stakes sorting game plays out every day: discerning what needs more inspection without grinding global commerce to a halt. Last fiscal year, the 12,000 pounds of fentanyl that customs officers seized in Arizona was more than at the rest of the country’s ports and border sectors combined. And within Arizona, the government says, the port of Nogales seized the most. “I think we’re doing a great job, but we can always use more people,” says Michael Humphries, the port director. But to conquer the epidemic, he says, “It’s going to take more than law enforcement.” He cites “the whole of government, along with the medical community, along with counseling – and really, everybody” as stakeholders. The synthetic opioid is so strong that the port stocks an overdose-reversing spray for its staff, the public, and its drug-detection dogs. It’s true: Arizona port authorities are catching prodigious amounts of fentanyl, making these ports responsible for more than half the seizures across the country by U.S. Customs and Border Protection. It’s also true: Fentanyl, and the chemicals that make it, gets in between the ports. Driven up interstates. Flown overhead on cargo flights. And still: No one knows how much illicit fentanyl enters the U.S. all told. But synthetic opioids are linked to tens of thousands of deaths each year, of people addicted and not. Some fentanyl isn’t found at all. Not until it appears in coroner reports. Fentanyl, up to 50 times more potent than heroin, is what the Drug Enforcement Administration (DEA) calls the country’s “greatest and most urgent drug threat.” It’s also an issue President-elect Donald Trump says he’ll tackle, through tariffs, terrorist designations, and military might. On Truth Social, he’s said he’ll work on a “large scale United States Advertising Campaign” on the dangers of the drug. Supporters say imposing new penalties on enablers of the supply is justified, given the unrelenting stakes. Despite recent progress, the U.S. tracks more deaths involving synthetic opioids each year than the country’s deaths from the Vietnam War. Critics say it’s unfair for Mr. Trump to link illegal migration at the southern border with drug smuggling, given the bulk of fentanyl that is seized is found at official ports. Plus, they point out, most sentenced fentanyl traffickers are U.S. citizens. Mr. Trump enters his second term at a time when Border Patrol encounters of unauthorized immigrants along the southern border are hovering around four-year lows, after historic highs under the Biden administration. Deaths involving fentanyl nationally also appear on the decline. Still, the ubiquity and lethality of the human-made drug remain a critical U.S. challenge. “There is no single solution to this problem,” says David Luckey, a Rand senior researcher. He led a team that drafted a 2022 commission report on combatting fentanyl trafficking. What’s required, he says, is a “concerted effort across all three dimensions: supply reduction, demand reduction, and harm reduction.” How did we get here? Some analysts trace the opioid crisis back decades. Back to a five-sentence note. The New England Journal of Medicine published a brief letter to the editor in January 1980. The authors wrote that, based on data they examined on painkiller use in hospitals, “The development of addiction is rare in medical patients with no history of addiction.” Experience taught Americans that isn’t true. Researchers have found that the letter, a single paragraph, was “widely invoked” and “uncritically cited” as evidence that minimized risk of opioid addiction. An oversupply of prescription opioid pain medication followed in the mid-1990s, exposing millions of Americans to the drugs. Strong synthetic opioids, mostly illicit fentanyl, began to flood U.S. drug markets by around 2014, notes the commission report from Mr. Luckey’s team. As American demand for opioids spread, international actors cashed in. Fentanyl used to come primarily from China, authorities say, but a 2019 crackdown there led producers to pivot. Now, they say, precursor chemicals shipped from China are used to make fentanyl in Mexico, which is then brought into the U.S. The DEA says two Mexican criminal networks are largely responsible for funneling in fentanyl – the Sinaloa and Jalisco cartels. Part of the problem: Production is cheap. Fentanyl, which is synthetic, doesn’t require growing seasons like poppy-based heroin does. And its potency allows small quantities to yield high returns for criminal groups. Drug overdose deaths peaked in the U.S. in 2022 with over 111,000, a figure higher than the deaths that year from car crashes and guns combined. Modest progress, based on provisional data, was announced this spring. The federal government estimates that 2023 saw 107,543 drug overdose deaths – a 3% decline from the year prior. Though 7 in 10 of those deaths still involve synthetic opioids, last year’s decrease in overdose deaths was the first since 2018. Additional data through part of 2024 seems to support this downward trend. Expanded access to naloxone, an opioid overdose-reversing drug, is credited with helping lower deaths. The DEA has touted arrests of Mexican criminal leaders and a dip in the potency of fentanyl-laced pills. Despite growing social awareness of fentanyl’s risks, stigma persists. Some people who’ve lost loved ones prefer the term “poisoning” to “overdose,” to shift blame off victims who may have assumed a pill was safe. That was the case for Weston, says Anne Fundner. In 2022, the California mother lost her high schooler son to a drug poisoning involving fentanyl, following what she says was peer pressure. Ms. Fundner repurposed her grief to speak at the Republican National Convention in support of Mr. Trump. She has amplified his call for heightened border security and urged families to be on alert. Without sufficient action from the government, she says, it’s fallen on parents to do what they can. “I was very angry for a while,” she says. Now, through her activism, she points to a feeling of peace. “My son’s life is saving other lives.” At the port of Nogales, the search for the hidden drugs churns on. Mr. Humphries watches trucks heave to a halt at checkpoints, and then growl past. He ambles by towers of avocado crates pulled aside for more inspection – if not for drugs, then for pests and disease. At the port of Nogales, tens of millions of pounds of produce enter every day. Customs and Border Protection employs what it calls “layered enforcement,” a series of possible points of inspection. That includes license plate scans, X-rays, sniffing canines, and undercarriage mirrors. The agency, along with the wider Department of Homeland Security, has also explored uses of artificial intelligence, including a pilot of face-scan technology at the port of Nogales. A government watchdog has raised potential privacy concerns around the agency’s use of tech. Still, old-school observation plays a role. Mr. Humphries’ staff looks for drivers who appear nervous or maintain a “death grip” on the steering wheel. Court records detailing cases of alleged drug “mules” – people who transport drugs through the border – underscore the signs officials seek. One American “would not make eye contact” with a customs officer at inspection, reads a criminal complaint. U.S. citizens like her make up the vast majority of people sentenced for fentanyl trafficking – 86.4% in fiscal year 2023, reports the U.S. Sentencing Commission. Traffickers take advantage of low-income, struggling Americans whose passports might help them pass through a port easier, experts say. But some contraband is coming through the air. A Reuters investigation found that fentanyl precursor chemicals – the substances used to make the drug – often arrive to the U.S. as air cargo in packages small enough to evade a certain threshold of inspection. From the U.S., the precursor chemicals are often sent into Mexico, and then reenter the U.S. ready for consumption. When fentanyl first came on the radar of the federal postal service, a decade ago, it was mostly seized in international mail. That trend shifted in 2019, when China banned production of the drug. As of fiscal year 2024, nearly all of the 3,844 pounds of suspected synthetic opioids seized by the U.S. Postal Inspection Service came in domestic mail. Postal inspectors partner with other federal agencies in southwest border states to stave off the drug’s journey into the interior. “We don’t want to be the unwitting accomplice to narcotics being delivered to anywhere in this country,” says Daniel Adame, inspector in charge at the U.S. Postal Inspection Service. State and local law enforcement are another line of defense. In Cochise County, Arizona, Sheriff Mark Dannels says his team finds fentanyl two ways. The first is through “proactive policing,” such as at traffic stops, says the sheriff. “The second part is when we respond to a death.” The head of the Border Patrol, which operates between official ports of entry, said this month that fentanyl is a top priority. (That along with the southern border arrival of a Venezuelan gang, Tren de Aragua, which officials across the country say is committing violent crime.) Jim Chilton tracks a fraction of all border crossers evading the Border Patrol. The Arizona rancher has seen a surge under the Biden administration – at least 3,700 people, by his count – through his motion-activated trail cameras. They enter through a gap in the border wall, often in matching camouflage, and pass through saguaros and mesquite trees on his land. He says he’s learned from the Border Patrol that some pack drugs; an agency spokesperson says they can’t confirm. “You really don’t know who all’s coming across the border, including the possibility of terrorists,” says Mr. Chilton. Along with the installation of more patrols and surveillance, he says, “I hope that Trump finishes the wall.” Beyond more border wall, Mr. Trump has signaled what else may come. He’s called for designating major drug cartels as foreign terrorist organizations. He’s also threatened new tariffs against China (10%) along with Mexico and Canada (25% each) unless those countries do more to stop outflows of fentanyl – and migrants, from the latter two. Faced with claims of enabling fentanyl supply, officials from both China and Mexico have reprimanded the U.S. for enabling the drug’s demand. “No one will win a trade war or a tariff war,” said a spokesperson for the Chinese Embassy in Washington. In an emailed statement, they pointed to resumed communication between the countries’ counternarcotics authorities since a presidential summit in 2023 . Addressing fentanyl trafficking requires bilateral cooperation that is “respectful of the sovereignties of Mexico and the United States,” a spokesperson for the Mexican Embassy in Washington said in an emailed statement. They also noted the creation of a new national intelligence system in Mexico to enhance targeting of clandestine labs and supervision at ports. Mr. Trump’s supporters have endorsed his approach ahead of inauguration and say it’s already having an effect. Canada’s Prime Minister Justin Trudeau flew to Mar-a-Lago. A Trump call with Mexico’s President Claudia Sheinbaum Pardo was followed by what Mexican officials said was the largest fentanyl seizure in their history. The Mexican Embassy spokesperson, however, says the operation was not a direct response to the tariff threat, but rather part of a domestic security effort. At The Heritage Foundation, Steve Yates, a senior research fellow, says funds from tariffs could be put toward expanded interdiction or families who’ve lost ones to the drug. The epidemic is personal for him; in 2023, his daughter died from a drug poisoning involving fentanyl. Regarding China, “The surest way to fail is to fall short of taking heavy action against what we know they’re doing now, without stopping,” says Mr. Yates, an informal adviser to the Trump campaign and transition team. He points to a bipartisan report released in April from the House of Representatives’ select committee on China. The report concludes that, by subsidizing fentanyl chemical exports, China is fueling the fentanyl crisis in the U.S. Such claims run “completely counter to facts and reality,” said the Chinese Embassy spokesperson. Mr. Yates says domestic drug demand needs attention, too. But he says the U.S. is playing defense “unless you can do something significant about the supply chain.” Trump critics, including several economists, argue retaliatory tariffs could harm U.S. consumers. Peter Andreas, a political scientist at Brown University, chalks Mr. Trump’s tariff talk up to “recklessly irresponsible diplomacy,” especially regarding Mexico, whose economy is dependent on the U.S. “Nothing would actually put more pressure on the border and stimulate migration more than if Mexico’s economy went south,” says Professor Andreas, author of “Smuggler Nation: How Illicit Trade Made America.” At various points in history, U.S. administrations have alternately prioritized drug enforcement or migration control, says Professor Andreas. That may soon change, as the next president signals both are front-burner issues, he adds. The catch: The prior Trump and Biden administrations put drug trafficking “on the back burner,” he says, “because they needed Mexican cooperation on stopping migration.” Analysts credit Mexico’s increased immigration enforcement with helping lower illegal border crossings over the past year. At his office, Mr. Humphries displays a symbol of one of Mexico’s challenges: ammunition for a .50-caliber gun. His officers regularly seize the military-grade weaponry heading south, for presumed use by cartels. Mexico has sued U.S. gun companies with accusations that they’ve fueled illegal arms trafficking to violent criminal groups. It’s a case the U.S. Supreme Court has agreed to hear. Mr. Humphries holds the bullet up, half the length of his face. “If we’re tasked with going after the cartels, we have to work both inbound and outbound,” he says. Beyond shifts in diplomacy, though, the military may come into play. Mr. Trump’s campaign website says he “will impose a total naval embargo on cartels.” The Republican Party platform , meanwhile, calls for “the U.S. Navy to impose a full Fentanyl Blockade on the waters of our Region – boarding and inspecting ships to look for fentanyl and fentanyl precursors.” The Trump transition team did not directly address clarifying questions about his fentanyl plans, including the use of the Navy. In response to an interview request, the Navy referred the Monitor to the U.S. Coast Guard. Essentially, the Coast Guard – not the Navy – has law enforcement authority for drug interdiction at sea, like apprehensions of suspects or vessels, says Comdr. Cory Riesterer at the Coast Guard’s Maritime Law Enforcement program. (The Navy, as part of the Defense Department, can support the law enforcement activities of the Coast Guard, which falls under the Department of Homeland Security.) However, says the commander, “We don’t see fentanyl or precursors being smuggled much in the maritime environment.” In fact, Coast Guard data reviewed by the Monitor shows zero fentanyl seizures in fiscal year 2024. And only one seizure of fentanyl – roughly a quarter of a pound – was reported since fiscal year 2017. Throughout that span of years, the agency says, it administered naloxone during its operations six times. Though the numbers are small, that means the Coast Guard responds to suspected opioid overdoses more often than it seizes fentanyl. When batches of fentanyl manage to get past the port of Nogales – or come through other routes – the enforcement efforts shift into interior states. Some corners of the country have not yet seen a reduction in overdose deaths involving fentanyl. That includes Colorado, whose health department reports a record 1,097 such overdose deaths in 2023, though initial 2024 data shows signs of a downward trend. As of early December, Denver police say they’ve seized more than 170 pounds of fentanyl in 2024. At the state level, meanwhile, the Colorado State Patrol reports seizing more than 300 pounds of fentanyl – largely along two interstates that crisscross the state. Regionally, the DEA Rocky Mountain Field Division, which covers Montana, Wyoming, Utah, and Colorado, says it has seized a record of around 2.7 million fentanyl pills in 2024. Put another way, that’s more than three per every Denver resident. Again, the profit margins are steep. The regional DEA office says fentanyl pills produced for 2 cents to 4 cents in Mexico can sell for $1 to $5 in Colorado. In northern Montana, the price can ratchet up to $60 a pill. Sellers have even sold to minors, sometimes through social media apps, after marketing pills cut with fentanyl as legitimate prescription drugs. Cartels “don’t care,” says Jonathan Pullen, special agent in charge. “It’s about greed.” Some in the state are trying to chase criminal drug money. In a high-rise office in downtown Denver, a poster above the printer reads as a morale boost. “Only an Accountant Could Catch Al Capone.” This is the Internal Revenue Service unit focused on investigating crimes. And officials here see themselves as on the front lines of deterring illicit drug flows. They are keen to tout how the IRS brought down the Chicago gangster on tax evasion nearly a century ago. Their work today has direct parallels, as they investigate activity such as money laundering by drug criminals. The idea is to target what they care about most. “There is no one peddling fentanyl without the motivation of money,” says Johnathan Towle, assistant special agent in charge for the IRS Criminal Investigation Denver Field Office. The agency has partnered here with the DEA on an outreach campaign to money-services businesses for help investigating drug proceeds. The IRS is part of a broader initiative with the Treasury Department to educate regional and local banks on the digital fingerprints that fentanyl trafficking can leave on accounts. Another complication comes from the use of common phone apps and cryptocurrency to buy and sell drugs like fentanyl. That said, the IRS has special expertise to “decode the funding,” says Mr. Towle. The belief that cryptocurrency is anonymous – and can’t be tracked by the government? “That’s wrong,” he says. “We can.”

Millions of people now have access to artificial intelligence like ChatGPT. After Apple Intelligence integrated ChatGPT into its platform, anyone with an iPhone, iPad or Mac can now ask complex questions without going to a separate app or website. This long-awaited integration may spark questions like, how does ChatGPT work? What are chatbots? ChatGPT, operated by OpenAI, is an artificial intelligence chatbot like Google’s Gemini, Anthropic’s Claude, or Meta AI. These chatbots use a type of AI called a “large language model.” They understand text and generate words to sound human. “It’s almost boring now to say this,” said Daniel Dugas, an AI and robotics scientist based in Switzerland. He wrote a visualized explanation of earlier AI GPT models. “The fact that I can talk to my computer and have a semi-coherent conversation is — it’s just unbelievable,” “As an engineer, I immediately was pushed to the direction of, OK, how do we make something like intelligence?” Dugas said. While large language models may seem intelligent, they essentially just predict the next word — much like a phone’s text suggestions. But it’s far more complex. How ChatGPT works Large language models are trained on vast amounts of data, ranging from books to social media to much of the internet. An LLM maps out word relationships similar to the way the human brain does. Take the sentence, “Don’t put all your eggs in one.” Once you enter it into an LLM and hit send, a lot of things happen in repetition — in a fraction of a second. Step One: Tokenization and Encoding Imagine the process like an assembly line. The first step on the assembly line is to turn the sentence into something computers can definitely understand: numbers. RELATED STORY | How deepfake technology works The sentence, “Don’t put all your eggs in one” is broken down into what’s called “token IDs” that vary depending on the AI model. The sentence now becomes [91418, 3006, 722, 634, 27226, 306, 1001] You can test out tokenization using OpenAI’s tool . Step Two: Embedding Next, the resulting vector of numbers is expanded based on context. For example, the word “egg” has a lot of different meanings and connotations. If you had to map out the word mathematically, one way is to plot it onto a graph between “chicken” and “young.” On a two-dimensional graph, that’s simple. But “egg” has so many different meanings. “Egg” can be a part of an idiom, a breakfast ingredient, something associated with Easter, or a shape. Graphing this out would require multiple dimensions in a never-ending vector. We can’t imagine this, but a computer can compute it. With the sentence “Don’t put all your eggs in one” the word egg might be [27226]. With the sentence “I ate an egg for breakfast” the word egg might be [16102]. It all depends on context. These contextual adjustments are based on all the training and the neural network of word relationships, and the changes are embedded into the vector. Step Three: Transformer Architecture The vector moves down the assembly line into a “transformer architecture.” It is a series of layers that make even more adjustments to the vector of numbers. Based on the previous training, the AI has learned and decided what words carry more weight. For example, in the sentence “Don’t put all your eggs in one” the word “eggs” matters more than “one.” Adjustments to the vector of numbers occur repeatedly to make sure context and meaning are close to everything it was trained on. Step Four: Output Finally, the result goes in reverse on the assembly line to turn a vector of numbers back into a word: basket. "Don’t put all your eggs in one ... basket." Is this advanced word prediction? Is this intelligence? Are there limits? “You have papers saying, the model will never be able to create music or a model will never be able to answer a mathematical question,” Dugas said. “And they basically are crushed in the last five years.” As large language models continue to advance, it’s important to keep up with what they can do and to know how we can work with them, not for them. Even a basic understanding will help people utilize, navigate, and legislate a technology some might consider revolutionary.Murray – Britain’s greatest ever player – retired after this summer’s Olympics at the age of 37 after finally admitting defeat in his battle against his body. Many in the game expected the Scot would one day return to tennis and become a coach, particularly due to his love of the sport, hard work and his tactical acumen. But it came with some degree of shock on Saturday afternoon when a social media post from Djokovic, playing on Murray’s light-hearted tweet upon his departure, read: “He never liked retirement anyway”. The attached video announced Murray, who he lost to in two Slam finals but beat in four Australian showpieces, would coach him over the winter and through January’s Open in Melbourne. “We played each other since we were boys, 25 years of pushing each other to our limits. We had some of the most epic battles in in our sport. They called us gamechangers, risk-takers, history-makers,” Djokovic said. “I thought our story may be over. Turns out it has one final chapter. It’s time for one of my toughest opponents to step into my corner. Welcome aboard, coach Andy Murray.” Murray, who beat Djokovic to win the US Open in 2012 and Wimbledon in 2013, says he wants to help the 24-time grand slam champion achieve his goals. “I’m going to be joining Novak’s team in the off-season, helping him to prepare for the Australian Open, he said. “I’m really excited for it and looking forward to spending time on the same side of the net as Novak for a change, helping him to achieve his goals.” Djokovic, a week younger than his new coach, added: “I am excited to have one of my greatest rivals on the same side of the net, as my coach. “Looking forward to the start of the season and competing in Australia alongside Andy with whom I have shared many exceptional moments on the Australian soil.” Djokovic beat Murray in the 2011, 2013, 2015 and 2016 Australian Open finals as well as the French Open final in 2016. It was after he unseated Djokovic at the top of the rankings in 2016 that Murray suffered the hip injury which ultimately derailed his career. Since his retirement, Murray has been playing golf with the same dedication he pursued his tennis but will now return to his natural habitat. Djokovic, who split with coach Goran Ivanisevic earlier this year, hopes that adding Murray to his team will help him get back to the top of the game after he went through a calendar year without winning a grand slam for the first time since 2017. Jannik Sinner and Carlos Alcaraz have developed a stranglehold at the top of the men’s game and Djokovic, who has seen Murray, Roger Federer and Rafael Nadal all retire in recent years, is still hoping to move clear of the record 24 grand slams he shares with Margaret Court.

(Bloomberg) -- January Capital Pte Ltd., a Singapore-based asset manager, has raised over $85 million in an initial round of investor commitments for its growth credit fund, the company said in a statement. The fund will provide loans to private equity-backed technology firms in the Asia Pacific region as it sees a growing gap in the funding needs of such companies. Companies at the growth stage have difficulty in accessing credit as they are either too big for lenders who provide funds to unprofitable technology firms or too small for those giving $50 million-plus, January’s co-founder Jason Edwards said in an interview. “There is that huge gap in the middle that really is the sweet spot.” The January Capital Growth Credit Fund is offering loans of $5 million to $20 million to technology companies seeking capital to expand into new markets, develop product lines or make acquisitions. The investment firm is charging an interest rate between 12% and 16% plus upfront fees from borrowers, Edwards said. The loans also include warrants that allow January Capital to exercise at a later date when the owners exit the business. The $1.6 trillion private credit market is expanding beyond traditional direct lending to include trade financing, energy transition and asset-backed finance as managers seek new avenues to put capital to work. January Capital’s fund has received $20 million from the US International Development Finance Corp. and a similar amount from an European development finance institution that Edwards declined to name. Other investors include wealth managers, family offices and endowments. The firm is planning to raise as much as $150 million in total, with a final close planned for 2025. More stories like this are available on bloomberg.com ©2024 Bloomberg L.P.NEW YORK (AP) — U.S. stocks rose to records Tuesday after Donald Trump’s latest talk about tariffs created only some ripples on Wall Street, even if they could roil the global economy were they to take effect. The S&P 500 climbed 0.6% to top the all-time high it set a couple weeks ago. The Dow Jones Industrial Average added 123 points, or 0.3%, to its own record set the day before, while the Nasdaq composite gained 0.6% as Microsoft and Big Tech led the way. People are also reading... ‘I don’t care who’s played': Nebraska’s Dana Holgorsen on personnel changes at tight end Search warrants lead to arrest of man in narcotics investigation At the courthouse, Nov. 23, 2024 La Segoviana finds new home in Court Street Plaza Streaming review: 'Landman' gives Billy Bob Thornton a real gusher of a series Amie Just: Bring out the tissues — and the brooms — for Nebraska volleyball's emotional win Clabaugh family presents Outstanding Educator award Fall Farmers Market and Brunch planned for Saturday Dale G. Lunsford Amie Just: Could the Big 12 be left out of CFP? And, is Ohio State better than Oregon? Bowling over Badgers: Nebraska finally solves Wisconsin to snap bowl game drought They fell in love with Beatrice. So they opened a store in downtown. Courthouse lighting ceremony planned for Sunday No change in bond amounts in child abuse death case Board of Supervisors denies permit for Filley telecom tower Stock markets abroad mostly fell after President-elect Trump said he plans to impose sweeping new tariffs on Mexico, Canada and China once he takes office. But the movements were mostly modest. Stock indexes were down 0.1% in Shanghai and nearly flat in Hong Kong, while Canada’s main index edged down by less than 0.1%. Trump has often praised the use of tariffs , but investors are weighing whether his latest threat will actually become policy or is just an opening point for negotiations. For now, the market seems to be taking it more as the latter. The consequences otherwise for markets and the global economy could be painful. Unless the United States can prepare alternatives for the autos, energy products and other goods that come from Mexico, Canada and China, such tariffs would raise the price of imported items all at once and make households poorer, according to Carl Weinberg and Rubeela Farooqi, economists at High Frequency Economics. They would also hurt profit margins for U.S. companies, while raising the threat of retaliatory tariffs by other countries. And unlike tariffs in Trump’s first term, his latest proposal would affect products across the board. General Motors sank 9%, and Ford Motor fell 2.6% because both import automobiles from Mexico. Constellation Brands, which sells Modelo and other Mexican beer brands in the United States, dropped 3.3%. The value of the Mexican peso fell 1.8% against the U.S. dollar. Beyond the pain such tariffs would cause U.S. households and businesses, they could also push the Federal Reserve to slow or even halt its cuts to interest rates. The Fed had just begun easing its main interest rate from a two-decade high a couple months ago to offer support for the job market . While lower interest rates can boost the economy, they can also offer more fuel for inflation. “Many” officials at the Fed’s last meeting earlier this month said they should lower rates gradually, according to minutes of the meeting released Tuesday afternoon. The talk about tariffs overshadowed another mixed set of profit reports from U.S. retailers that answered few questions about how much more shoppers can keep spending. They’ll need to stay resilient after helping the economy avoid a recession, despite the high interest rates imposed by the Fed to get inflation under control. A report on Tuesday from the Conference Board said confidence among U.S. consumers improved in November, but not by as much as economists expected. Kohl’s tumbled 17% after its results for the latest quarter fell short of analysts’ expectations. CEO Tom Kingsbury said sales remain soft for apparel and footwear. A day earlier, Kingsbury said he plans to step down as CEO in January. Ashley Buchanan, CEO of Michaels and a retail veteran, will replace him. Best Buy fell 4.9% after likewise falling short of analysts’ expectations. Dick’s Sporting Goods topped forecasts for the latest quarter thanks to a strong back-to-school season, but its stock lost an early gain to fall 1.4%. Still, more stocks rose in the S&P 500 than fell. J.M. Smucker had one of the biggest gains and climbed 5.7% after topping analysts’ expectations for the latest quarter. CEO Mark Smucker credited strength for its Uncrustables, Meow Mix, Café Bustelo and Jif brands. Big Tech stocks also helped prop up U.S. indexes. Gains of 3.2% for Amazon and 2.2% for Microsoft were the two strongest forces lifting the S&P 500. All told, the S&P 500 rose 34.26 points to 6,021.63. The Dow gained 123.74 to 44,860.31, and the Nasdaq composite climbed 119.46 to 19,174.30. In the bond market, Treasury yields held relatively steady following their big drop from a day before driven by relief following Trump’s pick for Treasury secretary. The yield on the 10-year Treasury inched up to 4.29% from 4.28% late Monday, but it’s still well below the 4.41% level where it ended last week. In the crypto market, bitcoin continued to pull back after topping $99,000 for the first time late last week. It’s since dipped back toward $91,000, according to CoinDesk. It’s a sharp turnaround from the bonanza that initially took over the crypto market following Trump’s election. That boom had also appeared to have spilled into some corners of the stock market. Strategists at Barclays Capital pointed to stocks of unprofitable companies, along with other areas that can be caught up in bursts of optimism by smaller-pocketed “retail” investors. AP Business Writer Elaine Kurtenbach contributed. Copyright 2024 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission. Stay up-to-date on the latest in local and national government and political topics with our newsletter.Adventuring into Millyards and Hop KnotOne lucky winner could take home game's seventh billion-dollar prize during Christmas Eve drawing New Jackpot.com customers can claim a free Mega Millions ticket on their first play with promo code XMAS SAN FRANCISCO , Dec. 24, 2024 /PRNewswire/ -- With Christmas Day just hours away, lottery players across the country are preparing for an extraordinary opportunity to take home Mega Millions' seventh-largest Jackpot as a winner has not won the grand prize in the last 29 drawings, dating back to September 10th when a Texas resident took home $810 million . 2024 has already been a record-breaking year for the lottery as it hit the ground running with a massive $842.4 million Powerball win on New Year's Day. Shortly after, a second lucky winner took home a staggering $1.13 billion Mega Millions prize in March, followed by a $1.326 billion Powerball jackpot in April, all of which signify some of the largest prizes ever awarded. 2025 represents a significant year for Mega Millions players, as the game as they know it will undergo a variety of changes come April. The game will feature larger starting jackpots, expedited rollover growth, and better odds. Lottery courier services like Jackpot.com eagerly await these welcome changes, which will not only enhance gameplay, but also elevate player experience(s). "There's a lot to like about the upcoming changes to Mega Millions," said CEO and co-founder of Jackpot.com , Akshay Khanna . "Whether you're a casual player or avid lottery user, the faster-growing jackpots, improved odds, and built-in multipliers will offer an entirely new feel to the game - hopefully one that encourages new players to get in on the action. That said, we have a one billion-dollar prize just before Christmas and potentially the ultimate present for one lucky winner, a life-changing gift at that." While tonight's drawing occurs on Christmas Eve, the Mega Millions jackpot has been won just once on the "Eve." Back in 2002, a $68 million jackpot was won in New York , unfortunately going unclaimed. Currently available in Colorado , Massachusetts , Arkansas , New Jersey , New York , Ohio , Texas , and Arizona , New Jackpot.com customers can get in on the fun this holiday by scoring a free Mega Millions ticket on their first play by using promo code XMAS. Amid the Mega Millions frenzy, Jackpot.com remains committed to upholding responsible gaming protocols through the integration of modern conveniences and safety guardrails, one of the standout features of digital lottery platforms. Through responsible gaming protections including spend limits, default limits on daily deposits, access to local and national responsible gambling resources, self-exclusion, self-suspension and automated notifications that offer help should problematic behavior arise, Jackpot.com ensures safe and secure transactions and play. The platform is also the only lottery courier service to launch with iCap certification from the National Council on Problem Gambling . To get started, download the Jackpot.com Lottery App on the iOS or Android App Stores, or visit www.jackpot.com to learn more. About Jackpot.com Jackpot.com allows customers to order official state lottery tickets from their mobile phone, tablet, or computer. Currently available in Colorado , Massachusetts , Arkansas , New Jersey , New York , Ohio and Texas , Jackpot.com is expanding its safe and secure lottery courier service to additional markets across the US. An Associate Member of the North American Association of State and Provincial Lotteries (NASPL), Jackpot.com has invested significantly in responsible gaming safeguards, with default spending limits and other features built in throughout the experience, earning it iCap certification from the National Council on Problem Gaming. To learn more, visit www.jackpot.com or download the iOS or Android app. Jason Heller Senior Vice President 212.584.4278| 5WPR.com 3 Park Avenue, Floor 19 New York, NY 10016 View original content to download multimedia: https://www.prnewswire.com/news-releases/tickets-to-the-1-billion-mega-millions-draw-available-this-christmas-eve-on-jackpotcom-302339022.html SOURCE Jackpot.com

Surrey City Hall's AI chatbot fully operationalCoach Prime, CU Buffs focused on ending regular season on high note

Andy Murray enters new chapter with Novak Djokovic as coach of long-time rival

Qatar tribune Jeff Galak The idyllic holiday scene — piles of presents, smiles all around — rarely matches reality. Who among us hasn’t faced the awkward silence of a gift that falls flat? Who hasn’t been disappointed by one we’ve received? Why then, do we get it wrong so often? Why are we so bad at giving gifts? I’ve researched these questions through the lens of social psychology, trying to understand the psychological science of gift giving in hopes of helping gift givers make better choices. And the good news is that after 10 years, we have some answers that could help every gift giver make better choices. The first thing to appreciate is that even though we all act as gift givers and gift recipients, we don’t typically do so at the same time: Even when exchanging gifts, we are thinking like a giver in advance, and then thinking like a recipient in the moment. This creates what is called an empathy gap. In short, when we are acting in one capacity, say as a gift giver, we typically do not consider or empathize with what it would be like to be a gift recipient. We apply a totally different psychology to gift giving than we do to gift receiving. This can be as simple as considering what matters most to gift givers and recipients. When we give gifts, what we tend to believe matters most is the moment of the gift exchange — the moment when a recipient unwraps their gift and sees it for the first time. We want that big “wow” moment where we see a huge smile and know that we’ve done a good job. The problem is that this moment, the big reveal, typically lasts for just a few seconds, but the recipient is stuck with the gift for much longer. What we know matters to the recipient, instead, is much less the moment of exchange, but rather the entirety of the gift’s ownership. Consider a novelty gift like a mug with a witty phrase like “World’s Best Procrastinator.” That’s sure to make someone chuckle when they see it, but then it’ll probably sit in their pantry collecting dust for who knows how long. Or consider a tchotchke that is intended to help decorate a home. It may spark excitement at first, but then the recipient is left with fitting it into the décor of their home ... no small task, and often an unwanted chore. Some gifts can leave a great first impression, but then fall flat later on. As gift givers, we need to think about the long-term implications of a gift, because that is what recipients truly value. As uninspired as it sounds, something like a toaster oven can be an amazing gift because it will be useful. It might not be the most exciting gift when it is opened, but your recipient will think fondly of you every time they use it. Beyond the useful, it’s important to consider that recipients care more about thoughtfulness than just about anything else. After all, what is a gift if not a way to show someone that you care about them and are thinking of them? What that implies, and what the science of gift giving endorses, is that cost is not what dictates how much a recipient loves a gift. In fact, research suggests that there is virtually no relationship between the price of a gift and how much a recipient likes it. Instead, what recipients value is something thoughtful. That can be a freshly baked batch of ********s, or a nicely framed photograph of a treasured shared past experience, or even just a sincerely written note on a holiday card. Science tells us that recipients value the care a giver puts into their gift, and not its cost. We can take this one step further and appreciate that thoughtfulness doesn’t come only on holidays and special occasions like birthdays. Instead, one can be thoughtful any day of the year! And what we’ve learned is that thoughtfulness on random days — not special occasions — is much easier to convey. A gift given out of the blue shows a recipient that they are being thought of not just on, say, their birthday, but all the time. These “just because” gifts are seen to be far more valuable to recipients than those that they receive at moments when they are expecting to be given gifts, such as holidays. Putting this all together, science shows us that the best way to give great gifts is to stop thinking like a gift giver, and instead start thinking like a gift recipient. We’ve all been in that role before, so consider what gifts worked for you and take it from there. Appreciate that being stuck with a bad gift is far from ideal and that the gifts we cherish most are the ones that make us feel cared for. If you can apply these lessons to your own gift giving, your recipients are sure to smile not just when they unwrap your gift, but when they treasure it for years to come. (Jeff Galak, co-founder of the GiftStar AI, is an associate professor of marketing and social and decision science at Carnegie Mellon University.) Copy 25/12/2024 10ORRVILLE, Ohio , Dec. 17, 2024 /PRNewswire/ -- The J. M. Smucker Company (the "Company") (NYSE: SJM) today announced the pricing terms for its previously announced cash tender offers (each, an "Offer" and collectively, the "Offers") to purchase up to $300 million aggregate purchase price, not including accrued and unpaid interest (the "Offer Cap"), of the Company's validly tendered (and not validly withdrawn) notes set forth below (the "Notes") using a "waterfall" methodology under which the Company will accept the Notes in order of their respective acceptance priority levels noted in the table below (the "Acceptance Priority Levels"). The Offers are being made pursuant to an Offer to Purchase, dated December 3, 2024 (the "Offer to Purchase"), which sets forth a description of the terms of the Offers. As of 10:00 a.m. New York City time, on December 17, 2024 (the "Price Determination Time"), the Company expects to accept for purchase pursuant to the Offers the full amount of the 2.750% Senior Notes due 2041 (which have an Acceptance Priority Level of 1), the full amount of the 3.550% Senior Notes due 2050 (which have an Acceptance Priority Level of 2) and a portion of the 2.125% Senior Notes due 2032 (which have an Acceptance Priority Level of 3) validly tendered and not validly withdrawn at or prior to the Early Tender Time (as defined below) on a prorated basis as described in the Offer to Purchase, using a proration factor of approximately 69.9%, so that the aggregate purchase price does not exceed the Offer Cap. The 4.375% Senior Notes due 2045 (which have an Acceptance Priority Level of 4) and the 5.900% Senior Notes due 2028 (which have an Acceptance Priority Level of 5) will not be accepted for purchase. The "Total Consideration" to be paid for the Notes validly tendered (and not validly withdrawn) at or prior to 5:00 p.m. , New York City time, on December 16, 2024 (the "Early Tender Time") and accepted for purchase pursuant to the Offers, includes an early tender premium of $30 per $1,000 principal amount of Notes so tendered and accepted for purchase (the "Early Tender Premium"), which will not constitute an additional or increased payment. In addition to the applicable Total Consideration, holders who validly tender and do not validly withdraw their Notes, and whose Notes are accepted for purchase in the Offers will also be paid any applicable accrued and unpaid interest up to, but excluding, December 19, 2024 (the "Early Settlement Date"). The Total Consideration has been determined in the manner described in the Offer to Purchase by reference to a fixed spread for each of the Notes over the applicable yield to maturity of the applicable U.S. Treasury Security (the "Reference Treasury Security"), determined at the Price Determination Time as specified in the table below and on the cover page of the Offer to Purchase in the column entitled "Reference U.S. Treasury Security." The table below includes only the Notes validly tendered (and not validly withdrawn) at or prior to the Early Tender Time that the Company expects to accept for purchase pursuant to the Offers. Acceptance Priority Level (1) Title of Security CUSIP Number Outstanding Principal Amount Reference U.S. Treasury Security (2) Bloomberg Reference Page Reference Yield Fixed Spread (bps) Total Consideration (3) 1 2.750% Senior Notes due 2041 832696AV0 $300,000,000 4.625% UST due 11/15/2044 FIT 1 4.666 % +85 $700.18 2 3.550% Senior Notes due 2050 832696AT5 $300,000,000 4.250% UST due 8/15/2054 FIT 1 4.596 % +95 $730.52 3 2.125% Senior Notes due 2032 832696AU2 $500,000,000 4.250% UST due 11/15/2034 FIT 1 4.391 % +50 $833.04 All conditions of the Offers were deemed satisfied by the Company, or timely waived by the Company. Accordingly, the Company expects to accept for purchase, and pay for, $300 million aggregate purchase price of Notes validly tendered (and not validly withdrawn) on the Early Settlement Date. Although the Offers are scheduled to expire at 5:00 p.m. , New York City time, on January 2, 2025, unless extended or terminated, because the aggregate purchase price of Notes validly tendered (and not validly withdrawn) prior to or at the Early Tender Time exceeded the Offer Cap, there will be no Final Settlement Date (as defined in the Offer to Purchase), and no Notes tendered after the Early Tender Time will be accepted for purchase. Notes tendered and not purchased on December 19, 2024 (the "Early Settlement Date") will be returned to holders promptly after the Early Settlement Date. This press release is neither an offer to purchase nor a solicitation of an offer to sell securities. No offer, solicitation, purchase or sale will be made in any jurisdiction in which such offer, solicitation, or sale would be unlawful. The Offers are being made solely pursuant to the terms and conditions set forth in the Offer to Purchase. Goldman Sachs & Co. LLC and J.P. Morgan Securities LLC are serving as Dealer Managers for the Offers (each, a "Dealer Manager" and together, the "Dealer Managers"). Questions regarding the Offers may be directed to Goldman Sachs at (800) 828-3182 (toll free) or (212) 357-­1452 (collect) or to J.P. Morgan at (866) 834-4666 (toll free) or (212) 834-3554 (collect). Requests for the Offer to Purchase or the documents incorporated by reference therein may be directed to D.F. King & Co., Inc., which is acting as the Tender Agent and Information Agent for the Offers, at SJM@dfking.com or the following telephone numbers: banks and brokers at (212) 269-5550; all others toll free at (866) 620-2535. The J. M. Smucker Company Forward-Looking Statements This press release ("Release") includes certain forward-looking statements within the meaning of federal securities laws. The forward-looking statements may include statements concerning our current expectations, estimates, assumptions and beliefs concerning future events, conditions, plans and strategies that are not historical fact. Any statement that is not historical in nature is a forward-looking statement and may be identified by the use of words and phrases such as "expect," "anticipate," "believe," "intend," "will," "plan," "strive" and similar phrases. Federal securities laws provide a safe harbor for forward-looking statements to encourage companies to provide prospective information. We are providing this cautionary statement in connection with the safe harbor provisions. Readers are cautioned not to place undue reliance on any forward-looking statements, which speak only as of the date made, when evaluating the information presented in this Release, as such statements are by nature subject to risks, uncertainties and other factors, many of which are outside of our control and could cause actual results to differ materially from such statements and from our historical results and experience. These risks and uncertainties include, but are not limited to, the following: our ability to successfully integrate Hostess Brands' operations and employees and to implement plans and achieve financial forecasts with respect to the Hostess Brands' business; our ability to realize the anticipated benefits, including synergies and cost savings, related to the Hostess Brands acquisition, including the possibility that the expected benefits will not be realized or will not be realized within the expected time period; disruption from the acquisition of Hostess Brands by diverting the attention of our management and making it more difficult to maintain business and operational relationships; the negative effects of the acquisition of Hostess Brands on the market price of our common shares; the amount of the costs, fees, expenses, and charges and the risk of litigation related to the acquisition of Hostess Brands; the effect of the acquisition of Hostess Brands on our business relationships, operating results, ability to hire and retain key talent, and business generally; disruptions or inefficiencies in our operations or supply chain, including any impact caused by product recalls, political instability, terrorism, geopolitical conflicts (including the ongoing conflicts between Russia and Ukraine and Israel and Hamas), extreme weather conditions, natural disasters, pandemics, work stoppages or labor shortages (including potential strikes along the U.S. East and Gulf coast ports and potential impacts related to the duration of a recent strike at our Buffalo, New York manufacturing facility), or other calamities; risks related to the availability of, and cost inflation in, supply chain inputs, including labor, raw materials, commodities, packaging, and transportation; the impact of food security concerns involving either our products or our competitors' products, including changes in consumer preference, consumer litigation, actions by the U.S. Food and Drug Administration or other agencies, and product recalls; risks associated with derivative and purchasing strategies we employ to manage commodity pricing and interest rate risks; the availability of reliable transportation on acceptable terms; our ability to achieve cost savings related to our restructuring and cost management programs in the amounts and within the time frames currently anticipated; our ability to generate sufficient cash flow to continue operating under our capital deployment model, including capital expenditures, debt repayment to meet our deleveraging objectives, dividend payments, and share repurchases; a change in outlook or downgrade in our public credit ratings by a rating agency below investment grade; our ability to implement and realize the full benefit of price changes, and the impact of the timing of the price changes to profits and cash flow in a particular period; the success and cost of marketing and sales programs and strategies intended to promote growth in our business, including product innovation; general competitive activity in the market, including competitors' pricing practices and promotional spending levels; our ability to attract and retain key talent; the concentration of certain of our businesses with key customers and suppliers, including primary or single-source suppliers of certain key raw materials and finished goods, and our ability to manage and maintain key relationships; impairments in the carrying value of goodwill, other intangible assets, or other long-lived assets or changes in the useful lives of other intangible assets or other long-lived assets; the impact of new or changes to existing governmental laws and regulations and their application; the outcome of tax examinations, changes in tax laws, and other tax matters; a disruption, failure, or security breach of our or our suppliers' information technology systems, including, but not limited to, ransomware attacks; foreign currency exchange rate and interest rate fluctuations; and risks related to other factors described under "Risk Factors" in other reports and statements we have filed with the SEC. We do not undertake any obligation to update or revise these forward-looking statements to reflect new events or circumstances. About The J. M. Smucker Company At The J.M. Smucker Co., it is our privilege to make food people and pets love by offering a diverse family of brands available across North America . We are proud to lead in the coffee, peanut butter, fruit spreads, frozen handheld, sweet baked goods, dog snacks, and cat food categories by offering brands consumers trust for themselves and their families each day, including Folgers ® , Dunkin' ® , Café Bustelo ® , Jif ® , Uncrustables ® , Smucker's ® , Hostess ® , Milk-Bone ® , and Meow Mix ® . Through our unwavering commitment to producing quality products, operating responsibly and ethically, and delivering on our Purpose, we will continue to grow our business while making a positive impact on society. For more information, please visit jmsmucker.com . The J. M. Smucker Company is the owner of all trademarks referenced herein, except for Dunkin' ® , which is a trademark of DD IP Holder LLC. The Dunkin'® brand is licensed to The J. M. Smucker Company for packaged coffee products sold in retail channels, such as grocery stores, mass merchandisers, club stores, e-commerce and drug stores, as well as in certain away from home channels. This information does not pertain to products for sale in Dunkin' ® restaurants. View original content to download multimedia: https://www.prnewswire.com/news-releases/the-j-m-smucker-company-announces-pricing-for-cash-tender-offers-302334213.html SOURCE The J.M. Smucker Co.

Retail sales rose at healthy pace last month in latest sign of US economy's health WASHINGTON (AP) — Consumers stepped up their spending at retail stores last month, providing a boost to the economy in the early phases of the winter holiday shopping season. Retail sales rose 0.7% in November, the Commerce Department said Tuesday, a solid increase and higher than October’s 0.5% gain. The boost in spending underscores that the economy is still growing at a healthy pace even with higher interest rates, a trend that could cause the Federal Reserve to lower borrowing costs more slowly next year than they have previously signaled. Tuesday’s report arrives just a day before the Fed is set to announce its latest rate decision Wednesday. Americans end 2024 with grim economic outlook, but Republicans are optimistic for 2025: AP-NORC poll WASHINGTON (AP) — A new poll finds that Democrats are feeling more pessimistic about the U.S. economy after Donald Trump's victory. Republicans, meanwhile, are still dour about the current state of the economy but hopeful that growth will be stronger next year when Trump returns to the White House as president. The latest survey from The Associated Press-NORC Center for Public Affairs Research suggests that some Americans are evaluating the economy more by who holds political power than on what the underlying trends suggest. This was a persistent challenge for President Joe Biden and raises the possibility that Trump might also struggle to translate his economic ideas into political wins. Energy chief Granholm warns against 'unfettered exports' of liquefied natural gas WASHINGTON (AP) — Energy Secretary Jennifer Granholm says the incoming Trump administration should proceed cautiously as it considers proposals for new natural gas export terminals. Granholm warns that “unfettered exports” of liquefied natural gas, or LNG, could raise wholesale domestic prices by more than 30% and increase planet-warming greenhouse gas emissions. Granholm’s statement Tuesday came as the Energy Department released a long-awaited study on the environmental and economic impacts of natural gas exports, which have grown exponentially in the past decade. The analysis found that U.S. LNG shipments drive up domestic prices and could lead to higher global carbon emissions. Biden calls for ban on congressional stock trading WASHINGTON (AP) — President Joe Biden has endorsed a ban on congressional stock trading in an interview that’s being released this week. It's the first time he's publicly backed the idea. He made the comments to Faiz Shakir, a political adviser for Sen. Bernie Sanders. Shakir interviewed the Democratic president for A More Perfect Union, a pro-labor advocacy and journalism organization. The Associated Press reviewed a video of the interview before its release. A bipartisan proposal to ban trading by members of Congress and their families has dozens of sponsors, but it has not received a vote. What does Big Tech hope to gain from warming up to Trump? NEW YORK (AP) — In a string of visits, dinners, calls, monetary pledges and social media overtures, big tech chiefs have joined a parade of business and world leaders in trying to improve their standing with President-elect Donald Trump before he takes office in January. The tech list includes Apple’s Tim Cook, OpenAI’s Sam Altman, Meta’s Mark Zuckerberg, SoftBank’s Masayoshi Son and Amazon’s Jeff Bezos. Meanwhile, the list of what the executives may be hoping for includes an open path toward developing artificial intelligence, easier access to energy for data centers and an easing of antitrust enforcement. Trump sues Des Moines Register, pollster for 'election interference' after inaccurate poll President-elect Donald Trump is accusing the Des Moines Register newspaper and its pollster of “brazen election interference” for publishing a poll the weekend before the election that showed Democrat Kamala Harris was leading by three percentage points in the midwestern state. Pollster J. Ann Selzer's survey was considered a real surprise at the time — and Trump wound up winning Iowa by more than 13 points. The Register called the lawsuit meritless and said it stands by its reporting. It continues a campaign against the media by the president-elect, who this past weekend won a settlement in a defamation lawsuit against ABC. Prosecutors charge suspect with killing UnitedHealthcare CEO as an act of terrorism NEW YORK (AP) — The man accused of killing UnitedHealthcare’s CEO has been charged with murder as an act of terrorism. Prosecutors disclosed the indictment Tuesday as they worked to bring Luigi Mangione to a New York court from from a Pennsylvania jail. The 26-year-old Mangione already had been charged with murder in the Dec. 4 killing of Brian Thompson. But the terror allegation is new. Under New York law, such a charge can be brought when an alleged crime is “intended to intimidate or coerce a civilian population, influence the policies of a unit of government by intimidation or coercion and affect the conduct of a unit of government by murder, assassination or kidnapping.” Mangione's New York lawyer hasn't commented. Federal Reserve is likely to slow its rate cuts with inflation pressures still elevated WASHINGTON (AP) — Americans hoping for lower borrowing costs for homes, credit cards and cars may be disappointed after this week’s Federal Reserve meeting. The Fed’s policymakers are likely to signal fewer interest rate cuts next year than were previously expected. The officials are set to reduce their benchmark rate, which affects many consumer and business loans, by a quarter-point to about 4.3% when their meeting ends Wednesday. The problem is that while inflation has dropped far below its peak of 9.1% in mid-2022, it remains stubbornly above the Fed’s 2% target. Why is tech giant SoftBank investing over $100 billion in the US? BANGKOK (AP) — Japanese tycoon Masayoshi Son has joined President-elect Donald Trump in announcing plans by technology and telecoms giant SoftBank Group to invest $100 billion in projects in the United States. Trump said the investments would create 100,000 jobs over four years, twice what Son promised when he pledged $50 billion in U.S. investments in 2016. Son is known for making bold choices, sometimes paying big and sometimes not. SoftBank has investments in dozens of Silicon Valley startups, big companies like semiconductor maker Arm and Chinese e-commerce giant Alibaba. The stock market rally and craze for AI has boosted the value of its assets, but some question if its investments will create that many jobs. Business owners should not forget anti-money laundering rule currently in legal limbo Small business owners should not forget about a rule that requires them to register with an agency called the Financial Crimes Enforcement Network, or FinCEN, by Jan. 1. The registration is part of the Corporate Transparency Act passed in 2021. Registering isn’t difficult, but if a small business owner is unaware of the requirement, they could be slapped with penalties of up to $10,000. For now, the rule is in legal limbo. On Dec. 3 a federal court in Texas issued a preliminary injunction prohibiting enforcement of the rule.China's Car Exports Surge as Domestic Sales Slow

NAIROBI, Kenya (AP) — What began as a childhood hobby more than six decades ago has led to what might be Africa’s largest butterfly collection in a suburb of Kenya’s capital. Steve Collins, 74, was born and raised in western Kenya. By the age of 5, he was fascinated by butterflies and started building a collection that has grown to more than 4.2 million, representing hundreds of species. “My parents encouraged us to look for butterflies after visiting the Congo and were gifted a trapping net by some friends,” Collins said. “By the time I was 15 years old, I was already visiting other countries like Nigeria to study more about butterflies.” During his 20-year career as an agronomist, Collins dedicated his free time to research. He established the African Butterfly Research Institute in 1997. Now, running out of space and time, he hopes to hand it over to the next generation. On his 1.5 acres (0.6 hectare) of land, hundreds of indigenous trees and flowering bushes form a well-knit forest. Hundreds of butterflies dance from one flower to another, at times landing on Collins’ hand. His collection is private, although it was initially open to the public when he ran it as an education center between 1998 and 2003. Collins has 1.2 million butterflies from across Africa delicately pinned in frames and stored in rows of shelves, with another 3 million in envelopes. “They need to be kept in dark spaces,” he said. “The form of storage also ensures the dried butterflies are not eaten by other insects, parasites and predators. We also ensure we apply insecticides once a year to keep them safe.” Julian Bayliss, an ecologist specializing in Africa and a visiting professor at Oxford Brookes University, said he has collected butterflies for Collins over two decades. “There is a large part of that collection that is completely irreplaceable because a large part of Africa’s habitat is being destroyed,” Bayliss said. Africa is vulnerable to climate change, with periods of prolonged drought and serious flooding destroying forests and other butterfly habitats. Bayliss suggested digitizing the collection to make it accessible worldwide. Whoever takes it over “needs to be an institution that is well-founded, well-funded and secure,” he said. Scott Miller, an entomologist at the Smithsonian Institution, met Collins almost 30 years ago. He said such collections provide critical information that could show environmental changes over 60 years. “These physical specimens, you can actually keep going back to them to get new layers of information as you learn more or you get a different technology or you get different questions,” he said. Collins is concerned that soon he will no longer be able to sustain his research. He said his most prized butterfly costs $8,000 — which he keeps from sight, concerned about possible theft — and hopes to sell the collection to an individual or research institution. The costs of running his institute are high. An annual budget posted in 2009 on the Lepidopterists’ Society of Africa website was $200,000. Collins estimates that the specimens and other assets are worth $8 million. “This has been my hobby for decades, and I can’t put a price on what I have done so far. I’m currently seeking to ensure the species are in safe hands when I’m out of this world,” he said. ___ Associated Press journalist Khaled Kazziha in Nairobi, Kenya, contributed to this report.Prospera Financial Services Inc lifted its position in shares of QuantumScape Co. ( NYSE:QS – Free Report ) by 34.4% in the third quarter, according to its most recent filing with the Securities and Exchange Commission (SEC). The fund owned 129,143 shares of the company’s stock after buying an additional 33,065 shares during the period. Prospera Financial Services Inc’s holdings in QuantumScape were worth $743,000 as of its most recent filing with the Securities and Exchange Commission (SEC). A number of other hedge funds and other institutional investors have also made changes to their positions in QS. Signaturefd LLC increased its holdings in QuantumScape by 79.9% in the 3rd quarter. Signaturefd LLC now owns 4,838 shares of the company’s stock valued at $28,000 after purchasing an additional 2,148 shares during the last quarter. International Assets Investment Management LLC increased its holdings in QuantumScape by 475.1% in the 3rd quarter. International Assets Investment Management LLC now owns 5,118 shares of the company’s stock valued at $29,000 after purchasing an additional 4,228 shares during the last quarter. CWM LLC increased its holdings in QuantumScape by 56.0% in the 2nd quarter. CWM LLC now owns 7,124 shares of the company’s stock valued at $35,000 after purchasing an additional 2,556 shares during the last quarter. Mather Group LLC. acquired a new stake in QuantumScape in the 2nd quarter valued at approximately $36,000. Finally, Alaska Wealth Advisors acquired a new stake in QuantumScape in the 2nd quarter valued at approximately $49,000. Institutional investors and hedge funds own 29.87% of the company’s stock. QuantumScape Price Performance QuantumScape stock opened at $5.16 on Friday. The stock has a market cap of $2.64 billion, a P/E ratio of -5.43 and a beta of 4.60. The company has a fifty day simple moving average of $5.41 and a 200-day simple moving average of $5.74. QuantumScape Co. has a 12-month low of $4.65 and a 12-month high of $10.03. The company has a current ratio of 14.07, a quick ratio of 14.07 and a debt-to-equity ratio of 0.03. Analyst Upgrades and Downgrades Several analysts recently weighed in on the stock. Wolfe Research assumed coverage on shares of QuantumScape in a report on Thursday, September 5th. They issued an “underperform” rating for the company. HSBC upgraded shares of QuantumScape from a “reduce” rating to a “hold” rating and set a $5.30 target price for the company in a report on Tuesday. Deutsche Bank Aktiengesellschaft reissued a “hold” rating and issued a $6.00 price target on shares of QuantumScape in a research report on Tuesday, September 10th. Truist Financial reissued a “hold” rating and issued a $7.00 price target (up previously from $6.00) on shares of QuantumScape in a research report on Friday, October 25th. Finally, Hsbc Global Res raised shares of QuantumScape to a “hold” rating in a research report on Tuesday. One research analyst has rated the stock with a sell rating and seven have given a hold rating to the company’s stock. According to data from MarketBeat, the company has a consensus rating of “Hold” and an average price target of $6.26. View Our Latest Stock Report on QS Insider Transactions at QuantumScape In related news, Director Jagdeep Singh sold 192,270 shares of the business’s stock in a transaction on Tuesday, September 17th. The shares were sold at an average price of $5.99, for a total value of $1,151,697.30. Following the completion of the sale, the director now directly owns 2,590,583 shares of the company’s stock, valued at $15,517,592.17. The trade was a 6.91 % decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which is available at this hyperlink . Also, Director Fritz Prinz sold 12,908 shares of the business’s stock in a transaction on Thursday, November 21st. The shares were sold at an average price of $5.04, for a total transaction of $65,056.32. Following the completion of the sale, the director now directly owns 241,195 shares of the company’s stock, valued at approximately $1,215,622.80. This trade represents a 5.08 % decrease in their ownership of the stock. The disclosure for this sale can be found here . In the last three months, insiders sold 702,057 shares of company stock valued at $3,982,909. Insiders own 12.03% of the company’s stock. About QuantumScape ( Free Report ) QuantumScape Corporation, a research and development stage company, focuses on the development and commercialization of solid-state lithium-metal batteries for electric vehicles and other applications. The company was founded in 2010 and is headquartered in San Jose, California. Read More Want to see what other hedge funds are holding QS? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for QuantumScape Co. ( NYSE:QS – Free Report ). Receive News & Ratings for QuantumScape Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for QuantumScape and related companies with MarketBeat.com's FREE daily email newsletter .

Avior Wealth Management LLC lowered its holdings in shares of Infosys Limited ( NYSE:INFY – Free Report ) by 7.5% during the third quarter, Holdings Channel reports. The firm owned 13,782 shares of the technology company’s stock after selling 1,121 shares during the period. Avior Wealth Management LLC’s holdings in Infosys were worth $307,000 as of its most recent SEC filing. Several other institutional investors and hedge funds have also modified their holdings of INFY. Robeco Institutional Asset Management B.V. grew its holdings in Infosys by 68.8% during the third quarter. Robeco Institutional Asset Management B.V. now owns 24,339,983 shares of the technology company’s stock valued at $542,051,000 after purchasing an additional 9,923,744 shares during the last quarter. Canada Pension Plan Investment Board grew its stake in Infosys by 37.3% in the 2nd quarter. Canada Pension Plan Investment Board now owns 21,580,344 shares of the technology company’s stock valued at $401,826,000 after buying an additional 5,862,144 shares during the last quarter. Victory Capital Management Inc. raised its holdings in Infosys by 6,071.1% in the 3rd quarter. Victory Capital Management Inc. now owns 4,739,830 shares of the technology company’s stock worth $105,556,000 after acquiring an additional 4,663,023 shares during the period. Millennium Management LLC lifted its position in Infosys by 67.9% during the 2nd quarter. Millennium Management LLC now owns 7,601,073 shares of the technology company’s stock worth $141,532,000 after acquiring an additional 3,074,432 shares during the last quarter. Finally, Daiwa Securities Group Inc. boosted its holdings in Infosys by 46.0% during the second quarter. Daiwa Securities Group Inc. now owns 5,234,500 shares of the technology company’s stock valued at $97,467,000 after acquiring an additional 1,648,650 shares during the period. Institutional investors and hedge funds own 10.89% of the company’s stock. Wall Street Analyst Weigh In INFY has been the subject of several research analyst reports. BMO Capital Markets boosted their price objective on Infosys from $23.00 to $25.00 and gave the stock a “market perform” rating in a research report on Friday, October 18th. StockNews.com lowered Infosys from a “buy” rating to a “hold” rating in a report on Wednesday. Investec lowered shares of Infosys from a “hold” rating to a “sell” rating in a research report on Thursday, October 3rd. Finally, Erste Group Bank raised shares of Infosys from a “hold” rating to a “buy” rating in a report on Wednesday, September 11th. Two research analysts have rated the stock with a sell rating, five have issued a hold rating and six have issued a buy rating to the company’s stock. According to data from MarketBeat, Infosys has an average rating of “Hold” and a consensus target price of $20.85. Infosys Stock Performance NYSE:INFY opened at $22.80 on Friday. The company has a market capitalization of $94.43 billion, a price-to-earnings ratio of 29.23, a PEG ratio of 3.51 and a beta of 1.00. The company has a 50-day moving average of $22.24 and a 200-day moving average of $20.74. Infosys Limited has a 52 week low of $16.04 and a 52 week high of $23.48. Infosys ( NYSE:INFY – Get Free Report ) last released its quarterly earnings data on Thursday, October 17th. The technology company reported $0.19 earnings per share for the quarter, meeting analysts’ consensus estimates of $0.19. The company had revenue of $4.89 billion for the quarter, compared to the consensus estimate of $4.89 billion. Infosys had a return on equity of 31.43% and a net margin of 17.15%. During the same period in the previous year, the business earned $0.18 earnings per share. Sell-side analysts forecast that Infosys Limited will post 0.75 EPS for the current year. Infosys Increases Dividend The business also recently disclosed a semi-annual dividend, which was paid on Tuesday, October 29th. Shareholders of record on Friday, January 1st were issued a dividend of $0.2126 per share. The ex-dividend date of this dividend was Tuesday, October 29th. This is a boost from Infosys’s previous semi-annual dividend of $0.20. This represents a dividend yield of 1.1%. Infosys’s dividend payout ratio (DPR) is presently 53.85%. Infosys Company Profile ( Free Report ) Infosys Limited, together with its subsidiaries, provides consulting, technology, outsourcing, and next-generation digital services in North America, Europe, India, and internationally. It provides digital marketing and digital workplace, digital commerce, digital experience and interactions, metaverse, data analytics and AI, applied AI, generative AI, sustainability, blockchain, engineering, Internet of Things, enterprise agile DevOps, application modernization, cloud, digital process automation, digital supply chain, Microsoft business application and cloud business, service experience transformation, energy transition, cyber security, and quality engineering solutions; Oracle, SAP, and Saleforce solutions; API economy and microservices; and Topaz, an AI-first set of services, solutions, and platforms using generative AI technologies. Recommended Stories Want to see what other hedge funds are holding INFY? Visit HoldingsChannel.com to get the latest 13F filings and insider trades for Infosys Limited ( NYSE:INFY – Free Report ). Receive News & Ratings for Infosys Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Infosys and related companies with MarketBeat.com's FREE daily email newsletter .Crypto Bank BVNK Expands to U.S. After Raising $50 Million

ILA dockworker negotiations stall, raising chance of a January strike at East Coast portsShares of Rocket Cos. Inc. .css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link{-webkit-text-decoration:none;text-decoration:none;color:rgba(54,119,168,1);border-bottom:1px solid;border-bottom-color:rgba(54,119,168,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link svg{fill:rgba(54,119,168,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover{-webkit-text-decoration:none;text-decoration:none;color:rgba(47,112,157,1);border-bottom:1px solid;border-bottom-color:rgba(47,112,157,1);}.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover.css-321ztr-OverridedLink.css-321ztr-OverridedLink:any-link:hover svg{fill:rgba(47,112,157,1);} .css-1vykwuz-OverridedLink{display:inline;color:var(--color-interactiveLink010);-webkit-text-decoration:underline;text-decoration:underline;}@media screen and (prefers-reduced-motion: no-preference){.css-1vykwuz-OverridedLink{transition-property:color,fill;transition-duration:200ms,200ms;transition-timing-function:cubic-bezier(0, 0, .5, 1),cubic-bezier(0, 0, .5, 1);}}@media screen and (prefers-reduced-motion: reduce){.css-1vykwuz-OverridedLink{transition-property:color,fill;transition-duration:0ms;transition-timing-function:cubic-bezier(0, 0, .5, 1),cubic-bezier(0, 0, .5, 1);}}.css-1vykwuz-OverridedLink svg{fill:var(--color-interactiveLink010);}.css-1vykwuz-OverridedLink:hover:not(:disabled){color:var(--color-interactiveLink020);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:hover:not(:disabled) svg{fill:var(--color-interactiveLink020);}.css-1vykwuz-OverridedLink:active:not(:disabled){color:var(--color-interactiveLink030);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:active:not(:disabled) svg{fill:var(--color-interactiveLink030);}.css-1vykwuz-OverridedLink:visited:not(:disabled){color:var(--color-interactiveVisited010);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:visited:not(:disabled) svg{fill:var(--color-interactiveVisited010);}.css-1vykwuz-OverridedLink:visited:hover:not(:disabled){color:var(--color-interactiveVisited010);-webkit-text-decoration:underline;text-decoration:underline;}.css-1vykwuz-OverridedLink:visited:hover:not(:disabled) svg{fill:var(--color-interactiveVisited010);}.css-1vykwuz-OverridedLink:focus-visible:not(:disabled){outline-color:var(--outlineColorDefault);outline-style:var(--outlineStyleDefault);outline-width:var(--outlineWidthDefault);outline-offset:var(--outlineOffsetDefault);}@media not all and (min-resolution: 0.001dpcm){@supports (-webkit-appearance: none) and (stroke-color: transparent){.css-1vykwuz-OverridedLink:focus-visible:not(:disabled){outline-style:var(--safariOutlineStyleDefault);}}}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link{-webkit-text-decoration:none;text-decoration:none;color:rgba(54,119,168,1);border-bottom:1px solid;border-bottom-color:rgba(54,119,168,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link svg{fill:rgba(54,119,168,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover{-webkit-text-decoration:none;text-decoration:none;color:rgba(47,112,157,1);border-bottom:1px solid;border-bottom-color:rgba(47,112,157,1);}.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover.css-1vykwuz-OverridedLink.css-1vykwuz-OverridedLink:any-link:hover svg{fill:rgba(47,112,157,1);} RKT slipped 3.50% to $14.06 Tuesday, on what proved to be an all-around favorable trading session for the stock market, with the NASDAQ Composite Index COMP rising 0.63% to 19,174.30 and the Dow Jones Industrial Average DJIA rising 0.28% to 44,860.31. The stock's fall snapped a two-day winning streak.