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2025-01-24
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[X*Sԅ떇lNceKA\RTWBmit2ai(Kp{ÏD)#C{MˆBDiK+MB_Cdcb! y_ȴwn-GRlНDgtMIɚW\zޘә)鸷&&L,Drۘ \2pHVɢItwwO\yFOS ee\VR:?;&#BQ.uw= h-w%Oa?J'o i#q-MxNQrA(yx;X8 a= [X*Sԅ떇lN ceKA\RTWBmi"GobzCW:2=۟VSJ(+:&FBϴNA%.tHre1*5f}Vr2*3楏uЉT^//'V(UvpH. .|| DU#*"ed+=4OkW,xB:k8}!2'DRD&,3qvCm #QPRL5j^hɰ?efI8xyM!By Steve Benen When it comes to indefensible cabinet choices, Donald Trump has flooded the zone. This almost certainly isn’t an accident: The Republican president-elect probably understands that by selecting so many unqualified and scandal-plagued extremists and throwing them at the political world all at once , it makes it far more difficult for opponents to target the more obscene nominees. Do reality-based voices focus on Pete Hegseth ’s Pentagon nomination or Robert F. Kennedy Jr. ’s HHS nomination? What about Trump choosing Tulsi Gabbard to serve as director of national intelligence? The president-elect offering Mehmet Oz a powerful health care job might not get the same kind of attention, but that doesn’t make his prospective nomination any less absurd. The New York Times reported last week: On Tuesday, President-elect Donald J. Trump announced that he would nominate Dr. Mehmet Oz, a longtime TV personality, to run the Centers for Medicare and Medicaid Services, a powerful role that would give him control over a more than $1 trillion budget and influence over drug price negotiations, medication coverage decisions, the Affordable Care Act and more. Oz’s last foray into politics was in the 2022 election cycle, when the Republican physician launched an ill-fated U.S. Senate campaign in Pennsylvania, which was dogged by his highly controversial record on matters related to health. Circling back to our earlier coverage , the New York Times reported in 2021, for example, that Oz had a history of “dispensing dubious medical advice” and making “sweeping claims based on thin evidence.” The article referenced bizarre comments the television personality made about everything from weight-loss pills to apple juice to cellphones. A group of doctors even sought his firing from Columbia University’s medical faculty in 2015, arguing that he’d “repeatedly shown disdain for science and for evidence-based medicine.” The Washington Post had a related report during his campaign, adding that during his show’s 12-year run, Oz “provided a platform for potentially dangerous products and fringe viewpoints, aimed at millions of viewers, according to medical experts, public health organizations and federal health guidance.” Given that Oz’s entire public persona is tied to his medical background, this record of pseudoscience didn’t do his candidacy any favors, and it very likely contributed to his defeat. Two years later, however, Trump — who endorsed Oz during his 2022 GOP primary — has decided that the controversial doctor should lead the CMS, despite his lack of relevant experience and Oz’s highly problematic record related to Medicare in particular. New York magazine had a great report on this: In selecting Oz to head the Centers for Medicare and Medicaid Services, Donald Trump has landed on a prominent hype man for Medicare Advantage, the privately run alternative to government health insurance for senior citizens. ... During his failed bid for a Pennsylvania Senate seat in 2022, the former heart surgeon turned TV host touted his vision of ‘Medicare Advantage for All,’ inviting scrutiny into his financial disclosures, which showed that he owned $600,000 worth of stock in two of the largest Medicare Advantage providers (UnitedHealth Group and CVS/Aetna), not to mention about $8 million in other investments across the health-care sector. While Oz’s possible ascension to one of the most influential posts in American health care has prompted renewed focus on those investments, his ties to Medicare Advantage go deeper than that — extending back to promotional spots on his TV show paid for by one of the sketchier players in the business. And did I mention that Oz has had financial ties to a number of medical companies with checkered records? Because that’s true, too. When drawing up a list of which nominees are likely to spark important confirmation fights on Capitol Hill, keep Oz near the top. Steve Benen is a producer for "The Rachel Maddow Show," the editor of MaddowBlog and an MSNBC political contributor. He's also the bestselling author of "Ministry of Truth: Democracy, Reality, and the Republicans' War on the Recent Past."King and PM honour former US president Jimmy Carter after his death aged 100In conclusion, the prospect of a remake of "Need for Speed 9" has sparked enthusiasm and anticipation among fans of the racing game genre. With EA reportedly considering the idea, players can only wait and see if their favorite street racing series will make a triumphant return with a modern makeover. Until then, fans can revisit the original "Need for Speed 9" and relive the adrenaline-fueled excitement that made the game a standout in the franchise.

Suspected PDS Rice seized at Visakha Container Freight Station

UDF IV's Plan "Not to Reconvene the Annual Meeting" is Unacceptable Outcome for Shareholders NexPoint Urges UDF IV to Reconvene Meeting Following Full Disclosure of Ready Capital Transaction Details and to Disclose Amount of Shareholder Funds Used on Advisors for an Annual Meeting it has Failed to Hold DALLAS , Dec. 12, 2024 /PRNewswire/ -- NexPoint Real Estate Opportunities, LLC (together with its affiliates "NexPoint") today issued a statement regarding the "adjournment" of the United Development Funding IV ("UDF IV" or the "Company") Annual Meeting of Shareholders ("Annual Meeting") due to a lack of quorum and the Company's statement that it will not reconvene the Meeting. NexPoint provided the following comment: "We are deeply alarmed by UDF IV's announcement that it will not reconvene the Annual Meeting after failing to meet the quorum threshold. This decision exemplifies UDF IV's governance failures and unwillingness to engage with shareholders. This outcome also raises serious concerns about the current Board's ability to protect shareholder interests in the context of the proposed acquisition by Ready Capital (NYSE: RC). UDF IV's decision appears predicated on the assumption that the Ready Capital deal will close before the next Annual Meeting, suggesting they may seek to avoid holding its first contested annual meeting and Trustee election in nine years. "We call on UDF IV to reconvene the Annual Meeting in accordance with the Company's bylaws within 120 days after the record date, but only after providing shareholders with the disclosures necessary to assess the proposed transaction, including previously omitted disclosure schedules, recent financials, the proxy statement and many other material details. We also call on UDF IV to obtain a non-objecting beneficial owners (NOBO) list to ensure greater shareholder oversight and engagement." As stated, NexPoint declined to appear at the Annual Meeting due to concerns over the Company's last-minute announcement of the proposed Ready Capital merger, which appeared to be an attempt to sway the Annual Meeting's outcome without providing shareholders the necessary information to evaluate the proposed transaction. NexPoint would support the acquisition if full disclosure is presented, including current financials, and the transaction terms are fair. Independent proxy advisory firm Glass Lewis shares NexPoint's concerns about UDF IV's disclosure deficiencies and the Ready Capital deal: "While we understand a transaction of this nature could be viewed as something of a panacea for investors dissatisfied with the Trust's longstanding lack of liquidity and poor corporate governance, we believe shareholders have ample cause to question the timing of the transaction, the absence of key disclosures and, most fundamentally, the board's ability to credibly negotiate and secure a transformative transaction of this nature. That such an agreement would be executed less than two weeks prior to the Trust's first substantive election of directors in nearly ten years is more alarming still, and, in our view, further stokes concern about the board's true commitment to good governance and shareholder feedback." 1 NexPoint believes the Annual Meeting vote was a dead heat – certainly much closer than reported by UDF IV – demonstrating significant shareholder dissatisfaction with UDF IV's leadership. The Company exploited the purpose of the Annual Meeting and positioned it as a referendum on the merger to sway votes, which indeed caused some shareholders to change their vote in favor of the Company just days before the election. Glass Lewis states: "With the first meaningful board referendum in nearly a decade on the near-term docket — in this instance, seemingly only as a result of legal action in Maryland by NexPoint — UDF has notionally elevated the stakes by announcing a prospective acquisition of the Trust by Ready Capital in a partially contingent cash, stock and CVR transaction executed just eight days prior to the forthcoming AGM." 1 UDF IV has actively suppressed shareholder engagement, refusing any constructive dialogue with NexPoint. To avoid accountability, the Company first spent significant shareholder funds to prevent this meeting from occurring. Then, once a Maryland court ordered it to hold this meeting, it took no steps to obtain the NOBO list representing approximately 24 million of UDF IV's 30 million shares, which would have enabled them to advise those shareholders directly about the first election of independent trustees in nine years. They later fought NexPoint's efforts to obtain such a list, but spent significant shareholder funds on high-priced attorneys and public relations firms to advance their agenda. NexPoint now calls on UDF IV to disclose the costs borne by shareholders related to the Annual Meeting (and efforts to avoid it) the Company now suggests it may never hold. Shareholders are entitled to information from UDF IV to make their own decisions about the current Trustees and the proposed merger and deserve the opportunity to hold the Trustees accountable for years of value erosion and lost trust in favor of NexPoint's independent nominees. We encourage UDF IV shareholders to contact the Company to demand they reconvene the shareholder meeting, publish information on the merger, then meaningfully engage with NexPoint and other shareholders to answer their questions. (1) Glass, Lewis & Co., LLC.: United Development Funding IV. December 6, 2024 . About NexPoint NexPoint Real Estate Opportunities, LLC is a wholly owned subsidiary of NexPoint Diversified Real Estate Trust, Inc. (NYSE: NXDT), an affiliate of NexPoint Advisors, L.P. NexPoint Advisors, L.P. is an SEC-registered adviser on the NexPoint alternative investment platform. It serves as the adviser to a suite of funds and investment vehicles, including a closed-end fund, interval fund, business development company, and various real estate vehicles. For more information visit www.nexpoint.com IMPORTANT INFORMATION NexPoint Real Estate Opportunities, LLC ("NexPoint") has delivered a proxy statement with respect to its solicitation of proxies for nominees to be elected to the United Development Funding IV ("UDF IV") Board of Trustees at the Annual Meeting of Shareholders of UDF IV. INVESTORS AND SECURITY HOLDERS ARE URGED TO READ THE NEXPOINT PROXY STATEMENT (INCLUDING ANY AMENDMENTS OR SUPPLEMENTS THERETO) IN ITS ENTIRETY. Copies of the documents are available free of charge from NexPoint by accessing the website www.udfaccountability.com . NexPoint, its affiliates, their directors and executive officers and other members of management and employees may be participants (collectively "Participants") in the solicitation of proxies by NexPoint. Information about NexPoint's nominees to the UDF IV Board of Trustees and information regarding the direct or indirect interests in UDF IV, by security holdings or otherwise, of NexPoint, the other Participants and NexPoint's nominees will be available in the proxy statement. NexPoint's disclosure of any security holdings will be based on information made available to NexPoint by such Participants and nominees. UDF IV is no longer subject to the reporting requirements of the Securities Exchange Act of 1934, as amended. Consequently, NexPoint's knowledge of significant security holders of UDF IV and as to UDF IV itself is limited. NexPoint has neither sought nor obtained consent from any third party to use previously published information in this press release, including any quotes used in this press release. CONTACT INFORMATION UDF IV Investor Contacts Chuck Garske / Jeremy Provost / Theo Caminiti (Okapi Partners): Email: info@okapipartners.com Phone: (212) 297-0720 For Additional Information/Updates on UDF IV Website: www.udfaccountability.com Email: udfinvestors@nexpoint.com Media Contacts Lucy Bannon (NexPoint): lbannon@nexpoint.com Paul Caminiti / Pamela Greene (Reevemark): nexpointteam@reevemark.com NexPoint Investor Relations Kristen Griffith : ir@nexpoint.com View original content: https://www.prnewswire.com/news-releases/nexpoint-comments-on-cancellation-of-united-development-funding-iv-udf-iv-2024-annual-meeting-302330865.html SOURCE NexPoint Advisors, L.P.

As we countdown to The Game Awards, the speculations and predictions from foreign media outlets only serve to fuel the excitement and anticipation surrounding the event. Whether we see the unveiling of "Death Stranding 2," a "Max Payne" remake, or other exciting announcements, TGA promises to be a celebration of creativity, innovation, and passion in the video game industry. So mark your calendars, set your alarms, and get ready to witness the future of gaming unfold at The Game Awards.Despite his good intentions of combating scalpers and advocating for fair pricing of books, Da Bing's promotion ultimately highlighted the importance of considering the unintended consequences of one's actions and the need for empathy and understanding towards others. While it is important to take a stand against unethical practices, it is equally important to do so in a way that respects the dignity and humanity of all individuals involved.

What's Happening: Week of Dec. 9, 2024ALTOONA, Pa. — After UnitedHealthcare’s CEO was gunned down on a New York sidewalk, police searched for the masked gunman with dogs, drones and scuba divers. Officers used the city's muscular surveillance system. Investigators analyzed DNA samples, fingerprints and internet addresses. Police went door-to-door looking for witnesses. When an arrest came five days later, those sprawling investigative efforts shared credit with an alert civilian's instincts. A Pennsylvania McDonald's customer noticed another patron who resembled the man in the oblique security-camera photos that New York police had publicized. Deputy Commissioner of Operations Kaz Daughtry speaks during a press conference regarding the arrest of suspect Luigi Mangione, Monday, Dec. 9, 2024, in Hollidaysburg, Pa., in the fatal shooting of UnitedHealthcare CEO Brian Thompson. (AP Photo/Ted Shaffrey) Luigi Nicholas Mangione, a 26-year-old Ivy League graduate from a prominent Maryland real estate family, was arrested Monday in the killing of Brian Thompson, who headed one of the United States’ largest medical insurance companies. He remained jailed in Pennsylvania, where he was initially charged with possession of an unlicensed firearm, forgery and providing false identification to police. By late evening, prosecutors in Manhattan had added a charge of murder, according to an online court docket. He's expected to be extradited to New York eventually. It’s unclear whether Mangione has an attorney who can comment on the allegations. Asked at Monday's arraignment whether he needed a public defender, Mangione asked whether he could “answer that at a future date.” Mangione was arrested in Altoona, Pennsylvania, after the McDonald's customer recognized him and notified an employee, authorities said. Police in Altoona, about 233 miles (375 kilometers) west of New York City, were soon summoned. This booking photo released Monday, Dec. 9, 2024, by the Pennsylvania Department of Corrections shows Luigi Mangione, a suspect in the fatal shooting of UnitedHealthcare CEO Brian Thompson. (Pennsylvania Department of Corrections via AP) They arrived to find Mangione sitting at a table in the back of the restaurant, wearing a blue medical mask and looking at a laptop, according to a Pennsylvania police criminal complaint. He initially gave them a fake ID, but when an officer asked Mangione whether he’d been to New York recently, he “became quiet and started to shake,” the complaint says. When he pulled his mask down at officers' request, “we knew that was our guy,” rookie Officer Tyler Frye said at a news conference in Hollidaysburg. New York Police Commissioner Jessica Tisch said at a Manhattan news conference that Mangione was carrying a gun like the one used to kill Thompson and the same fake ID the shooter had used to check into a New York hostel, along with a passport and other fraudulent IDs. NYPD Chief of Detectives Joseph Kenny said Mangione also had a three-page, handwritten document that shows “some ill will toward corporate America." An NYPD police officer and K-9 dog search around a lake in Central Park, Monday, Dec. 9, 2024, in New York. (AP Photo/Yuki Iwamura) A law enforcement official who wasn’t authorized to discuss the investigation publicly and spoke with The Associated Press on condition of anonymity said the document included a line in which Mangione claimed to have acted alone. “To the Feds, I’ll keep this short, because I do respect what you do for our country. To save you a lengthy investigation, I state plainly that I wasn’t working with anyone,” the document said, according to the official. It also had a line that said, “I do apologize for any strife or traumas but it had to be done. Frankly, these parasites simply had it coming.” Pennsylvania prosecutor Peter Weeks said in court that Mangione was found with a passport and $10,000 in cash — $2,000 of it in foreign currency. Mangione disputed the amount. Thompson, 50, was killed last Wednesday as he walked alone to a midtown Manhattan hotel for an investor conference. Police quickly came to see the shooting as a targeted attack by a gunman who appeared to wait for Thompson, came up behind him and fired a 9 mm pistol. Investigators have said “delay,” “deny” and “depose” were written on ammunition found near Thompson’s body. The words mimic a phrase used to criticize the insurance industry. A poster issued by the Federal Bureau of Investigation shows a wanted unknown suspect. (FBI via AP) From surveillance video, New York investigators gathered that the shooter fled by bike into Central Park, emerged, then took a taxi to a northern Manhattan bus terminal. Once in Pennsylvania, he went from Philadelphia to Pittsburgh, “trying to stay low-profile” by avoiding cameras, Pennsylvania State Police Lt. Col. George Bivens said. A grandson of a wealthy, self-made real estate developer and philanthropist, Mangione is a cousin of a current Maryland state legislator. Mangione was valedictorian at his elite Baltimore prep school, where his 2016 graduation speech lauded his classmates’ “incredible courage to explore the unknown and try new things.” He went on to earn undergraduate and graduate degrees in computer science in 2020 from the University of Pennsylvania, a spokesperson said. “Our family is shocked and devastated by Luigi’s arrest,” Mangione’s family said in a statement posted on social media late Monday by his cousin, Maryland lawmaker Nino Mangione. “We offer our prayers to the family of Brian Thompson and we ask people to pray for all involved.” An NYPD police officer and K-9 dog search around a lake in Central Park, Monday, Dec. 9, 2024, in New York. (AP Photo/Yuki Iwamura) Luigi Nicholas Mangione worked for a time for the car-buying website TrueCar and left in 2023, CEO Jantoon Reigersman said by email. From January to June 2022, Mangione lived at Surfbreak, a “co-living” space at the edge of Honolulu tourist mecca Waikiki. Like other residents of the shared penthouse catering to remote workers, Mangione underwent a background check, said Josiah Ryan, a spokesperson for owner and founder R.J. Martin. “Luigi was just widely considered to be a great guy. There were no complaints,” Ryan said. "There was no sign that might point to these alleged crimes they’re saying he committed.” At Surfbreak, Martin learned Mangione had severe back pain from childhood that interfered with many aspects of his life, from surfing to romance, Ryan said. “He went surfing with R.J. once but it didn’t work out because of his back," Ryan said, but noted that Mangione and Martin often went together to a rock-climbing gym. NYPD officers in diving suits search a lake in Central Park, Monday, Dec. 9, 2024, in New York. (AP Photo/Yuki Iwamura) Mangione left Surfbreak to get surgery on the mainland, Ryan said, then later returned to Honolulu and rented an apartment. Martin stopped hearing from Mangione six months to a year ago. Although the gunman obscured his face during the shooting, he left a trail of evidence in New York, including a backpack he ditched in Central Park, a cellphone found in a pedestrian plaza, a water bottle and a protein bar wrapper. In the days after the shooting, the NYPD collected hundreds of hours of surveillance video and released multiple clips and still images in hopes of enlisting the public’s eyes to help find a suspect. “This combination of old-school detective work and new-age technology is what led to this result today,” Tisch said at the New York news conference. ___ Scolforo reported from Altoona and Hollidaysburg, Pennsylvania. Contributing were Associated Press writers Cedar Attanasio and Jennifer Peltz in New York; Michael Rubinkam and Maryclaire Dale in Pennsylvania; Lea Skene in Baltimore and Jennifer Sinco Kelleher in Honolulu. Get local news delivered to your inbox!

Taking to the streets of London in their high-end vehicles, Li Xiang and Wang Sixing are living the epitome of a glamorous lifestyle. The mother's experience and guidance behind the wheel undoubtedly provide a sense of security for her daughter as she embarks on this new journey towards independence. Their shared adventures on the road not only strengthen their bond but also serve as a platform for Wang Sixing to learn valuable life skills from her mother.

Leading global travel and events management company, ATPI Group, today (26 November) announces the launch of CrewHub, ATPI’s new proprietary booking platform designed to reimagine group travel for all sectors including maritime. The technology, which is currently in testing with full availability for marine customers in early 2025, will streamline and consolidate business travel for groups and crews of any size and from any industry. Whether moving crew to a vessel, rig, television production, sports event or organising a large meeting or event, ATPI’s new first-of-its-kind self-service platform gives travel organisers the autonomy to easily book complex group travel themselves, with the added assurance that a dedicated support team is on hand to assist whenever needed. For marine users, the innovative technology enables unlimited crew members from different airports or routes to be within a single booking when having a shared arrival or departure location. Crew and group travel has traditionally been a cumbersome and time-consuming process, often requiring hours to complete a crew change or group booking, from the initial email sent to ATPI to the final distribution of eTickets. With over 100 years’ experience in complex travel logistics and solutions, ATPI identified a significant gap in the market. Initially developed as a pioneering solution for their Marine and Energy customers, ATPI, quickly realised its broader potential, extending its functionality to cater for all types of ‘crew’ and groups. Designed with operational efficiency and cost saving in mind, CrewHub allows users to easily filter flights to meet their unique requirements, cutting booking time to approximately one minute per crew member (based on 11 travellers from across the world to one location), which is a reduction of up to 60%. This development will speed up, simplify and modernise the booking of crew and group travel, and empower the travel organiser in the process. With CrewHub a travel organiser, crew co-ordinator, or even a captain, can book travel for a crew rotation in a few simple steps. Selecting names, dates, and arrival and departure locations, routes and fares, they can move multiple travellers between any airport or port globally in one transaction with ease. And with an upcoming development, if they need to cancel or amend the booking, they can make changes on CrewHub without needing to call an agent. ATPI developed CrewHub to work alongside its consultants to ensure the perfect blend of technology and human touch that the TMC is known for. Unlike traditional online booking tools, all CrewHub bookings and itineraries are reviewed and validated by an ATPI agent, giving travel bookers reassurance that all details are accurate and compliant with their travel requirements. Additionally, ATPI CrewHub has the functionality to provide users with special fares and booking options tailored specifically to their sectors and business – such as remote locations, flexible scheduling, and specialised requirements for offshore workers and crews – features that are not available through other traditional online booking tools. CrewHub in action The new platform is being trialled with a select group of customers before being rolled out to Marine and Energy businesses in Q1 2025. It will then be launched across all ATPI business lines throughout 2025, including corporate, entertainment, sports and mining, ensuring every trip is perfectly tailored to each traveller and sector’s needs. Jenny Thornton, Director of Technology Solutions at ATPI, said: “CrewHub is a unique solution that allows all sectors to go online, self-serve and bring huge time efficiencies to their travel programme.” “Booking crew and group travel has been reserved for experienced consultants to handle offline for years, due to the complexities of coordinating multiple itineraries, preferences and logistical requirements across various providers and platforms... But not anymore.” “At ATPI, we are committed to continuous innovation that streamlines the entire booking process and redefines industry standards. CrewHub, does exactly that. It’s the first of its kind in the TMC space, and bringing such a dynamic tool to the market will bring efficiencies to all of our customers.” Users of ATPI CrewHub will benefit from: • Efficiency gains – increase workflow productivity for booking co-ordinators, saving both time and money • Multiple start points – streamline the travel process by booking an unlimited amount of travellers from multiple start points across the globe on one booking • Cost saving measures – filter flights to get the lowest global fares or quickest flights instantly, allowing users to get the best flight for their unique requirements • Single sign on – with access to ATPI CrewHub via ATPI TravelHub, users will only need to complete five simple steps to move groups of people from one destination to another • Eprofile integration – readily integrated with EProfile, ATPI CrewHub retrieves all your passenger’s data, ensuring its available on demand Comprising of over 100 offices worldwide, the ATPI Group is a global leader in travel management for corporate, marine and energy businesses, sports and corporate event management, united by the aim to truly connect and deliver what really matters to every single customer. Source: ATPITulsi Gabbard, Trump’s pick for intel chief, faces questions on Capitol Hill amid Syria falloutMIAMI BEACH, Fla., Dec. 12, 2024 (GLOBE NEWSWIRE) -- The Herzfeld Caribbean Basin Fund, Inc. (NASDAQ: CUBA) (the "Fund”) today announced that Thomas J. Herzfeld, Chairman of the Board of Directors has resigned from the Board as of December 31, 2024. Mr. Herzfeld has also resigned as Portfolio Manager for the Fund effective as of the same date. Mr. Herzfeld has held the position of Chairman since the Fund's launch in 1994. He will retain the position of Chairman Emeritus and participate in board meetings on a non-voting basis. The Board has elected Cecilia Gondor to serve as Chairperson effective December 31, 2024. Ms. Gondor has served on the Board of Directors since 2014. She also served as Executive Vice President of Thomas J. Herzfeld Advisors, Inc. (the Fund's investment manager) from 1984 through May 2014. During her years at the investment manager, her research analysis garnered her the reputation as being one of the most knowledgeable analysts in the industry. Additionally, she was the Executive Vice President of Thomas J. Herzfeld & Co., Inc., a broker-dealer, from 1984 through 2010. Ms. Gondor currently is an owner and the Managing Member of L&M Management LLC group of partnerships, a residential and commercial office space investor located in Alexandria, Virginia. In addition, the Board has named Brigitta Herzfeld to fill the board vacancy created by Mr. Herzfeld's resignation. Ms. Herzfeld is a current member of the investment manager's executive committee and will join the Board as of December 31, 2024. She is a graduate of Bowdoin College (BA), Stanford University (MA) and Massachusetts Institute of Technology - MIT Sloan School of Management (MBA) and Wharton-Singapore Management University (Executive Management Program). She has held positions at Goldman, Sachs & Co and Lehman Brothers Japan, Inc. Mr. Herzfeld commented: "It has been my privilege and honor to serve on the Board of Directors of The Herzfeld Caribbean Basin Fund for its entire history. As I approach my 80 th birthday, it is with much pride that I turn the leadership of the Fund over to a new generation. Cecilia Gondor has been a consistent source of expert guidance for the Fund for many years and is a great choice to take over the chair position. And Brigitta Herzfeld's financial background and long history with our firm will be an invaluable source of expertise for the board. While I will remain active with the management company, it is clear that the time has come for me to step down from active leadership of the Fund. As Chairman Emeritus I will be working harder than ever to ensure that we maximize shareholder value; we are currently exploring several options that we think will be beneficial to our shareholders.” Mr. Herzfeld has had a long and illustrious career and is generally considered to be "the father of closed-end fund investing”. Mr. Herzfeld wrote the first of his six books on the subject of closed-end funds in 1979. He is the publisher of The Investor's Guide to Closed-End Funds monthly research report and is quoted and interviewed on the subject of closed-end funds by the world's most renowned financial papers. He has served as a contributing editor for the Global Guide to Investing (published by Financial Times ), and The Encyclopedia of Investments . Ms. Gondor responded to her election to Chairperson: "To follow in the footsteps of Tom Herzfeld is a very humbling experience. He has been a mentor to me and many others in the closed-end fund industry. I look forward to working with Brigitta Herzfeld and the other board members to continue the work that Tom started 30 years ago and am honored to contribute to the legacy he has built in any way that I can.” A graduate of Philadelphia University in 1966, Mr. Herzfeld served in the United States Army Reserve from 1966-1972, and on active duty in 1967. He received an honorary Doctor of Humane Letters (LHD) from Philadelphia University in 2008. He joined the Wall Street firm Reynolds & Co., in 1968 and began a specialization in closed-end funds. He formed the NYSE member firm of Carlino, Herzfeld and Kemm in 1970 and served as the firm's Senior Partner at the age of 25. He also became an Allied Member of the NYSE, an Associate Member of the AMEX and a senior register options principal. In 1981, he formed a stock brokerage firm, Thomas J. Herzfeld & Co., Inc., that was the first to specialize in the field of closed-end funds. He created the industry's first and only Closed-End Fund Index, "The Herzfeld Average," which has been published in Barron's weekly since its establishment in 1987. He also coined the term "lifeboat provisions” used in the industry to define tactics funds take to narrow discounts and keep prices afloat. About Thomas J. Herzfeld Advisors, Inc. Thomas J. Herzfeld Advisors, Inc., founded in 1984, is an SEC registered investment advisor, specializing in investment analysis and account management in closed-end funds. The Firm also specializes in investment in the Caribbean Basin. The HERZFELD/CUBA division of Thomas J. Herzfeld Advisors, Inc. serves as the investment advisor to The Herzfeld Caribbean Basin Fund, Inc. a publicly traded closed-end fund (NASDAQ: CUBA). More information about the advisor can be found at www.herzfeld.com . Past performance is no guarantee of future performance. An investment in the Fund is subject to certain risks, including market risk. In general, shares of closed-end funds often trade at a discount from their net asset value and at the time of sale may be trading on the exchange at a price which is more or less than the original purchase price or the net asset value. An investor should carefully consider the Fund's investment objective, risks, charges and expenses. Please read the Fund's disclosure documents before investing. Forward-Looking Statements This press release, and other statements that TJHA or the Fund may make, may contain forward looking statements within the meaning of the Private Securities Litigation Reform Act, with respect to the Fund's or TJHA's future financial or business performance, strategies or expectations. Forward-looking statements are typically identified by words or phrases such as "trend,” "potential,” "opportunity,” "pipeline,” "believe,” "comfortable,” "expect,” "anticipate,” "current,” "intention,” "estimate,” "position,” "assume,” "outlook,” "continue,” "remain,” "maintain,” "sustain,” "seek,” "achieve,” and similar expressions, or future or conditional verbs such as "will,” "would,” "should,” "could,” "may” or similar expressions. TJHA and the Fund caution that forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time. Forward-looking statements speak only as of the date they are made, and TJHA and the Fund assume no duty to and do not undertake to update forward-looking statements. Actual results could differ materially from those anticipated in forward-looking statements and future results could differ materially from historical performance. With respect to the Fund, the following factors, among others, could cause actual events to differ materially from forward-looking statements or historical performance: (1) changes and volatility in political, economic or industry conditions, particularly with respect to Cuba and other Caribbean Basin countries, the interest rate environment, foreign exchange rates or financial and capital markets, which could result in changes in demand for the Fund or in the Fund's net asset value; (2) the relative and absolute investment performance of the Fund and its investments; (3) the impact of increased competition; (4) the unfavorable resolution of any legal proceedings; (5) the extent and timing of any distributions or share repurchases; (6) the impact, extent and timing of technological changes; (7) the impact of legislative and regulatory actions and reforms, including the Dodd-Frank Wall Street Reform and Consumer Protection Act, and regulatory, supervisory or enforcement actions of government agencies relating to the Fund or TJHA, as applicable; (8) terrorist activities, international hostilities and natural disasters, which may adversely affect the general economy, domestic and local financial and capital markets, specific industries or TJHA or the Fund; (9) TJHA's and the Fund's ability to attract and retain highly talented professionals; (10) the impact of TJHA electing to provide support to its products from time to time; (11) the impact of problems at other financial institutions or the failure or negative performance of products at other financial institutions; and (12) the effects of an epidemic, pandemic or public health emergency, including without limitation, COVID-19. Annual and Semi-Annual Reports and other regulatory filings of the Fund with the SEC are accessible on the SEC's website at www.sec.gov and on TJHA's website at www.herzfeld.com/cuba, and may discuss these or other factors that affect the Fund. The information contained on TJHA's website is not a part of this press release. Contact: Tom Morgan Chief Compliance Officer Thomas J. Herzfeld Advisors, Inc. 1-305-777-1660

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Barbra Banda abused online after winning BBC Women’s Footballer of the Year amid gender stormBaltimore (8-5) at New York Giants (2-11) Sunday, 1 p.m. EST, CBS BetMGM NFL Odds: Ravens by 16. Against the spread: Ravens 6-6-1; Giants 4-9. Series record: Ravens lead 5-3. Last meeting: Giants beat the Ravens 24-20 on Oct. 16, 2022, in East Rutherford, N.J. Last week: Ravens had a bye; Giants lost to Saints 14-11. Ravens: overall (1), rush (2), pass (5), scoring (3) Ravens defense: overall (22), rush (1), pass (32), scoring (23) Giants offense: overall (26), rush (15), pass (28), scoring (32) Giants defense: overall (16), rush (29), pass (6), scoring (T14) Turnover differential: Raven plus-2; Giants minus-8. Ravens player to watch K Justin Tucker is having the worst season of his outstanding career, and the potentially windy conditions in East Rutherford could post another challenge for him. Baltimore would love to see some signs that he's rounding into form as the playoffs draw closer. Giants player to watch QB Tommy DeVito. He is probably going to get his second start of the season with Drew Lock in a walking boot. The New Jersey product didn't do much in a 30-7 loss to Tampa Bay in his first start. He was 21 of 31 for 189 yards and no touchdowns. Key matchup Playing without Pro Bowler Dexter Lawrence and fellow defensive tackle Rakeem Nunez-Roches, the young line held its own against Alvin Kamara and the Saints last week, limiting the team to 92 yards rushing on 33 carries. Slowing down the league's No. 1 offense and No. 2 running game led by Lamar Jackson and Derrick Henry will be a lot tougher. Key injuries Ravens: WR Rashod Bateman (knee) practiced this week, and Balticmore is generally pretty healthy following its open date. NT Michael Pierce (calf) and LB Kyle Van Noy (hamstring/neck) practiced as well. Giants: CB Deonte Banks (ribs), ILB Bobby Okereke (back), Nunez-Roches (shoulder-neck), T Chris Hubbard (knee), CB Dru Phillips (shoulder), LT Jermaine Eluemunor (quad) all missed last week and could be out again. ... QB Drew Lock (heel), LG Jon Runyan Jr. (ankle) and CB Tre Hawkins (back) were hurt in the game. Hawkins and S Tyler Nubin (ankle) were placed on injured reserve. Runyan is week to week. Lock is unlikely. T Evan Neal (hip-ankle), T Josh Ezeudu (knee), S Dane Belton (knee), WR Malik Nabers (hip), DL Jordon Riley (knee) are on the injury report. Series notes The Giants have won the past three games, including the most recent one in Brian Daboll's first season as coach. The Ravens won the biggest game, beating New York 34-7 in the Super Bowl in Tampa, Fla., on Jan. 28, 2001. Stats and stuff The Ravens are coming off a bye week. ... Baltimore averages an NFL-leading 422.5 yards of offense. ... Jackson has had an NFL-best eight games of two or more touchdown passes and no interceptions. He's had no picks in 6 of 7 road games this season. ... WR Zay Flowers leads the team with 74 catches. ... Mark Andrews is tied for second among NFL tight ends with seven touchdown receptions. ... LB Roquan Smith aims for his fourth game in a row with at least 11 tackles. He is tied for fifth in the league with 121 tackles. ... LB Kyle Van Noy recovered a fumble for touchdown in his only game against the Giants. ... LB Odafe Oweh has had a sack in his past two road games. ... Nabers leads the Giants with 80 catches, 819 yards and three touchdown receptions. Fellow rookie RB Tyrone Tracy leads the team with 664 yards rushing and five TDs. ... WR Wan’Dale Robinson is second behind Nabers with 67 catches. The Giants are the only team with two players with at least 67 receptions. ... The Giants have an NFL-low eight touchdown receptions. ... Nubin led all rookies with 97 tackles before going on IR. ... Hawkins had an interception last week, the Giants' first since the season opener. ... OLB Brian Burns had a sack, two tackles for loss and a forced fumble against the Saints. .... ILB Micah McFadden had a team-high 11 tackles, including five for losses last week. He is the fifth player in the past five seasons with five TFLs in one game. ... OLB Kayvon Thibodeaux had sack and two TFLs last week. Fantasy tip Ravens RB Derrick Henry. He rushed for 170 yards and two touchdowns in only road game against the Giants. He is tied for the NFL lead with 15 overall TDs, 13 rushing. The 30-year-old is second in the league with 1,407 yards rushing and 1,532 yards from scrimmage. ___ AP NFL: https://apnews.com/hub/nfl The Associated Press

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Mental health programme brings smiles back to students’ faces

Phillip Molnar | The San Diego Union-Tribune The San Diego Union-Tribune’s panel of economists and business leaders reflect on the past year and share what they’re grateful for this year. Question: What are you most thankful for, economically, this Thanksgiving? Caroline Freund, University of California-San Diego School of Global Policy and Strategy Innovative economy: I am thankful that the U.S. economy remains the strongest and most innovative in the world. Despite the COVID shock, global conflicts and domestic polarization, the economy is growing, unemployment is low, and inflation is under control. The U.S. is leading in new technologies, such as AI and biotechnology, which will boost productivity and advance health care. But we can’t do it alone, and must continue to work with our allies and partners for a better future. Kelly Cunningham, San Diego Institute for Economic Research Recognizing “it’s the economy, stupid”: What matters most in politics is the economy, which remained the top issue for voters nationwide according to exit polls. Negative views on the economy seems to have overridden bad feelings about Trump, while Harris was unable to convince voters her economic plan was different from Biden’s, which frustrated most voters. Lower rates of inflation do not mean prices are coming down but just rising more slowly. What really hurts consumers is higher compounding prices. James Hamilton, University of California- San Diego Soft landing: It’s hard for the Fed to bring inflation down without causing a recession. Many analysts were predicting a recession for 2024, and some were even saying that a recession had already started. But we’re almost through the year now and the unemployment rate remains quite low by historical standards. To be sure, there are real concerns about the economic policies and geopolitical conflicts that the new year may bring. But, right now, we have prosperity and peace. Norm Miller, University of San Diego Freedom, civility and capitalism: I recently finished reading “Patriot” by Alexi Navalny, which details the ruthlessness and corruption of autocrats like Putin, Xi Jinping, Kim Jong Un and many leaders in Africa. Corruption at all levels of government inevitably undermines the benefits of free markets and diminishes the wealth of any afflicted nation. While our country is not without its flaws, and some government agencies and police actions are not always just, we are still far better off than much of the world. David Ely, San Diego State University Lower inflation rate: The rate of inflation has declined significantly since 2022 and is now approaching the Federal Reserve’s 2% goal. While prices remain well above pre-COVID levels, the stress and uncertainty created by rapidly escalating prices has diminished. The central bank was sufficiently comfortable with inflation and other economic data to begin lowering its target interest rate in September. Additional cuts to its target interest rate over the next year are likely. Phil Blair, Manpower Jobs: Jobs are available for whomever wants one. The San Diego economy, while not flourishing, is still able to support anyone anxious to work at a fair and reasonable pay rate. Gary London, London Moeder Advisors Prosperity: Notwithstanding a brutal national election, razor close and with an outcome that is highly unsettling to many, ours remains a nation of unquestionable prosperity. The key challenge over the months and years ahead is whether our “lived” economy can match the healthy metrics of lowered inflation, low unemployment and GDP growth, among others. I think time will cure the current economic angst, unless we meddle too much with things like tariffs and mass deportations. Bob Rauch, R.A. Rauch & Associates San Diego’s well-rounded economy: San Diego’s economy is robust and diverse, with vital sectors in biotechnology, health care, military, tourism and telecommunications. It is also a hotspot for innovation and startups, particularly in the biosciences. Tourism is a significant economic driver, supporting many local businesses, including ours. Add in the military, education, sports, weather, quality of life, and voila. The icing on the cake is having my family here. Austin Neudecker, Weave Growth Related Articles So you’re gathering with relatives whose politics are different. Here are some tips for the holidays Do not wash your turkey and other Thanksgiving tips to keep your food safe The future of Thanksgiving is takeout and hosts couldn’t be happier A starry Thanksgiving: Recipes beloved by Donna Kelce, Eric Stonestreet, Taylor Swift Traveling this holiday season? 10 things the TSA wants you to know Economic foundations: I am thankful we currently live in a country with eager entrepreneurs, abundant risk-taking investors, a booming public market, historically low unemployment, and stable laws where most people have the opportunity to thrive. Frankly, I am quite concerned about how the coming chapter may impact these norms. I expect several extreme policies to have an uneven impact on industries, international trade, the protections and availability of labor, inflation, social programs and consumer confidence. Chris Van Gorder, Scripps Health Health care: I’m grateful for great health care in San Diego and the enormous economic value and community benefit provided by the many health care organizations, hospitals and tens of thousands of physicians, nurses, technicians and support teams providing care to our communities. We often take health care for granted, but please don’t. Many health care organizations are at risk and face shortages of physicians and other providers. Additionally, violence against health care workers is rising. I’m thankful for these heroes every day. Jamie Moraga, Franklin Revere A resilient U.S. economy: In a presidential election year, uncertainty and volatility can cloud the market and raise fear in investors. Despite this, we have seen low unemployment, improved consumer confidence, continued economic growth and lowered inflation. The market’s performance this year has reflected an underlying economic strength and optimism. Investors were also relieved to see a quick and decisive election outcome. ©2024 The San Diego Union-Tribune. Visit sandiegouniontribune.com. Distributed by Tribune Content Agency, LLC.ORCHARD PARK, N.Y. (AP) — There’s plenty of concern and second-guessing to unpack from how the Bills unraveled on defense, special teams and clock management in their loss to the Los Angeles Rams to wonder whether it was premature labeling Buffalo as Super Bowl contenders only a week earlier. But first, the good news. There’s very little wrong with after the quarterback strengthened his NFL MVP case. A week after a four-TD performance that included the statistical anomaly of him scoring two touchdowns on the same play in a 35-10 win over San Francisco, Allen became the NFL’s first player to throw and rush for three scores apiece in . That Allen's latest superhuman-like effort ended in defeat is what’s troubling for the five-time defending AFC East champions (10-3) in their bid to dispel questions of finding ways to fall short in the playoffs in each of the past five years. Buffalo’s defense had few answers in stopping the Rams’ dynamic attack while allowing a season-high 457 yards. Worse still, the Bills allowed Los Angeles to go 11 of 15 on third down for a 73.3 conversion percentage — the third highest allowed by Buffalo and worst since allowing Miami's 75% conversion rate in 1986. If that’s not bad enough, the Bills lost for the first time in 39 games in which they scored at least 42 points, while becoming the NFL’s second team to lose when scoring 42 or more and not committing a turnover. Special teams didn’t help. Aside from allowing a blocked punt to be returned for a touchdown, the Bills couldn’t muster an attempt to block the Rams’ final punt from midfield with 7 seconds left because they only had nine players on the field. As coach Sean McDermott concluded after finally addressing reporters more than an hour after the game ended: “I thought we lost two of the three phases today.” He failed to mention yet another clock management misstep. Rather than have Allen spike the ball to stop the clock after a failed quarterback keeper from the Rams 1 with 62 seconds remaining, McDermott called timeout. That left Buffalo with two timeouts and essentially relying on the slim chances of recovering an onside kick after Allen scored on his next attempt. McDermott defended his decision by saying he feared too much time would elapse before the Bills aligned for another snap. And yet, it would not have matched the 45 seconds the Rams ran off on their final possession after Buffalo used its final two timeouts. Together, these are the types of miscues that have haunted the Bills in their recent playoff losses. The bright side is the loss to the Rams didn’t end the Bills’ season, though they fell two games behind Kansas City (12-1) . And perhaps, the loss can be chalked up to a team riding a little too high off a playoff-clinching win and having to travel across the country to face a Rams team in the thick of its divisional race. If that’s so, the Bills have a chance to address their flaws — and doubters — by how they respond in what still stands as a juicy showdown at the NFC-leading Detroit Lions (12-1) on Sunday. “They’re the top dog in football right now,” Allen said, looking ahead to Detroit. “We have to have a good week, learn from this one, and put it behind us.” Scoring. The Bills topped 30 points for a team-record seventh consecutive game and ninth time this season. Buffalo entered the day ranked second in the NFL averaging 30.5 points per outing, behind Detroit (32.1). Run defense. Though the Rams averaged just 3.3 yards per carry, they stuck with it in finishing with 137 yards, helping them enjoy a 17-minute edge in time of possession. Allen. If not for him, the Bills wouldn't have been in position to nearly overcome a 17-point fourth-quarter deficit. His 424 yards (342 passing and 82 rushing) accounted for all but 21 yards of Buffalo's total offense. With so many options, perhaps the focus falls on special teams coordinator Matthew Smiley. This is the second time in 13 months special teams personnel management became an issue. Buffalo was flagged for having too many men as time expired, providing Wil Lutz a second chance to hit a decisive field goal . Starting CB Rasul Douglas was sidelined by a knee injury. ... DE Casey Toohill injured his ribs. 80-1-1 — The Bills' record when scoring 38 or more points, including a 38-38 tie with Denver in 1960. Facing Detroit represents Buffalo's final major test before closing the season with two games against New England and hosting the New York Jets. AP NFL:Oh hey there! If you're here, it must be time for Wordle . As always, we're serving up our daily hints and tips to help you figure out today's answer. If you just want to be told today's word, you can jump to the bottom of this article for today's Wordle solution revealed. But if you'd rather solve it yourself, keep reading for some clues, tips, and strategies to assist you. Where did Wordle come from? Originally created by engineer Josh Wardle as a gift for his partner, Wordle rapidly spread to become an international phenomenon, with thousands of people around the globe playing every day. Alternate Wordle versions created by fans also sprang up, including battle royale Squabble , music identification game Heardle , and variations like Dordle and Quordle that make you guess multiple words at once . Wordle eventually became so popular that it was purchased by the New York Times , and TikTok creators even livestream themselves playing . What's the best Wordle starting word? The best Wordle starting word is the one that speaks to you. But if you prefer to be strategic in your approach, we have a few ideas to help you pick a word that might help you find the solution faster. One tip is to select a word that includes at least two different vowels, plus some common consonants like S, T, R, or N. What happened to the Wordle archive? The entire archive of past Wordle puzzles was originally available for anyone to enjoy whenever they felt like it, but it was later taken down , with the website's creator stating it was done at the request of the New York Times . However, the New York Times then rolled out its own Wordle Archive , available only to NYT Games subscribers. Is Wordle getting harder? It might feel like Wordle is getting harder, but it actually isn't any more difficult than when it first began . You can turn on Wordle 's Hard Mode if you're after more of a challenge, though. Here's a subtle hint for today's Wordle answer: Look vacantly at someone. Does today's Wordle answer have a double letter? There are no reoccurring letters. Today's Wordle is a 5-letter word that starts with... Today's Wordle starts with the letter S. The Wordle answer today is... Get your last guesses in now, because it's your final chance to solve today's Wordle before we reveal the solution. Drumroll please! The solution to today's Wordle is... STARE. Don't feel down if you didn't manage to guess it this time. There will be a new Wordle for you to stretch your brain with tomorrow, and we'll be back again to guide you with more helpful hints . Are you also playing NYT Strands? See hints and answers for today's Strands . Reporting by Chance Townsend, Caitlin Welsh, Sam Haysom, Amanda Yeo, Shannon Connellan, Cecily Mauran, Mike Pearl, and Adam Rosenberg contributed to this article. If you're looking for more puzzles, Mashable's got games now! Check out our games hub for Mahjong, Sudoku, free crossword, and more.

As the audio industry continues to evolve and grow, the commercial value of audio content will only become more prominent. Platforms like Himalaya are at the forefront of this industry shift, leveraging innovative technologies and business models to capture the vast opportunities presented by the audio market. The success of Himalaya's IPO will not only demonstrate the strength of the audio industry but also pave the way for other audio platforms to capitalize on the growing demand for audio content.

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