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5jili DRAPER, Utah (AP) — DRAPER, Utah (AP) — HealthEquity Inc. (HQY) on Monday reported fiscal third-quarter profit of $5.7 million. On a per-share basis, the Draper, Utah-based company said it had net income of 6 cents. Earnings, adjusted for one-time gains and costs, came to 78 cents per share. The results surpassed Wall Street expectations. The average estimate of seven analysts surveyed by Zacks Investment Research was for earnings of 71 cents per share. The provider of services for managing health care accounts posted revenue of $300.4 million in the period, which also beat Street forecasts. Six analysts surveyed by Zacks expected $289.3 million. HealthEquity expects full-year earnings in the range of $3.08 to $3.16 per share, with revenue in the range of $1.19 billion to $1.2 billion. This story was generated by Automated Insights ( http://automatedinsights.com/ap ) using data from Zacks Investment Research. Access a Zacks stock report on HQY at https://www.zacks.com/ap/HQY

HIGHLY EXPERIENCED MINING EXECUTIVE JOINS LUCA TEAMKyiv, Nov 22 (AP) NATO and Ukraine will hold emergency talks Tuesday after Russia attacked a central city with an experimental, hypersonic ballistic missile that escalated the nearly 33-month-old war. The conflict is “entering a decisive phase”, Poland's Prime Minister Donald Tusk said Friday, and “taking on very dramatic dimensions”. Ukraine's parliament canceled a session as security was tightened following Thursday's Russian strike on a military facility in the city of Dnipro. In a stark warning to the West, President Vladimir Putin said in a nationally televised speech that the attack with the intermediate-range Oreshnik missile was in retaliation for Kyiv's use of US and British longer-range missiles capable of striking deeper into Russian territory. Putin said Western air defence systems would be powerless to stop the new missile. Ukrainian military officials said the missile that hit Dnipro had reached a speed of Mach 11 and carried six nonnuclear warheads each releasing six submunitions. Speaking Friday to military and weapons industries officials, Putin said Russia is launching production of the Oreshnik. “No one in the world has such weapons,” he said with a thin smile. “Sooner or later other leading countries will also get them. We are aware that they are under development." But he added, "we have this system now. And this is important.” Testing the missile will continue, “including in combat, depending on the situation and the character of security threats created for Russia,” Putin said, noting there is ”a stockpile of such systems ready for use.” Putin said that while it isn't an intercontinental missile, it's so powerful that the use of several of them fitted with conventional warheads in one attack could be as devastating as a strike with strategic — or nuclear — weapons. Gen. Sergei Karakayev, head of Russia's Strategic Missile Forces, said the Oreshnik could reach targets across Europe and be fitted with nuclear or conventional warheads, echoing Putin's claim that even with conventional warheads, “the massive use of the weapon would be comparable in effect to the use of nuclear weapons.” Kremlin spokesman Dmitry Peskov kept up Russia's bellicose tone on Friday, blaming “the reckless decisions and actions of Western countries” in supplying weapons to Ukraine to strike Russia. "The Russian side has clearly demonstrated its capabilities, and the contours of further retaliatory actions in the event that our concerns were not taken into account have also been quite clearly outlined," he said. Hungarian Prime Minister Viktor Orbán, widely seen as having the warmest relations with the Kremlin in the European Union, echoed Moscow's talking points, suggesting the use of US-supplied weapons in Ukraine likely requires direct American involvement. “These are rockets that are fired and then guided to a target via an electronic system, which requires the world's most advanced technology and satellite communications capability,” Orbán said on state radio. “There is a strong assumption ... that these missiles cannot be guided without the assistance of American personnel.” Orbán cautioned against underestimating Russia's responses, emphasizing that the country's recent modifications to its nuclear deployment doctrine should not be dismissed as a “bluff.” “It's not a trick... there will be consequences,” he said. Separately in Kyiv, Czech Foreign Minister Jan Lipavský called Thursday's missile strike an “escalatory step and an attempt of the Russian dictator to scare the population of Ukraine and to scare the population of Europe.” At a news conference with Ukrainian Foreign Minister Andrii Sybiha, Lipavský also expressed his full support for delivering the necessary additional air defense systems to protect Ukrainian civilians from the “heinous attacks.” He underlined that the Czech Republic will impose no limits on the use of its weapons and equipment given to Ukraine. Three lawmakers from Ukraine's parliament, the Verkhovna Rada, confirmed that Friday's previously scheduled session was called off due to the ongoing threat of Russian missiles targeting government buildings in central Kyiv. In addition, there also was a recommendation to limit the work of all commercial offices and nongovernmental organizations "in that perimeter, and local residents were warned of the increased threat,” said lawmaker Mykyta Poturaiev, who added this is not the first time such a threat has been received. President Volodymyr Zelenskyy's office continued to work in compliance with standard security measures, a spokesperson said. Ukraine's Main Intelligence Directorate said the Oreshnik missile, whose name in Russian means “hazelnut tree,” was fired from the Kapustin Yar 4th Missile Test Range in Russia's Astrakhan region, and flew 15 minutes before striking Dnipro. Test launches of a similar missile were conducted in October 2023 and June 2024, the directorate said. The Pentagon confirmed the missile was a new, experimental type of intermediate-range missile based on its RS-26 Rubezh intercontinental ballistic missile. Thursday's attack struck the Pivdenmash plant that built ICBMs when Ukraine was part of the Soviet Union. The military facility is located about 4 miles (6 1/2 kilometers) southwest of the center of Dnipro, a city of about 1 million that is Ukraine's fourth-largest and a key hub for military supplies and humanitarian aid, and is home to one of the country's largest hospitals for treating wounded soldiers from the front before their transfer to Kyiv or abroad. The stricken area was cordoned off and out of public view. With no fatalities reported from the attack, Dnipro residents resorted to dark humor on social media, mostly focused on the missile's name, Oreshnik. Elsewhere in Ukraine, Russia struck a residential district of Sumy overnight with Iranian-designed Shahed drones, killing two people and injuring 13, the regional administration said.. Ukraine's Suspilne media, quoting Sumy regional head Volodymyr Artiukh, said the drones were stuffed with shrapnel elements. “These weapons are used to destroy people, not to destroy objects,” said Artiukh, according to Suspilne. (AP) PY PY (This story has not been edited by THE WEEK and is auto-generated from PTI)

Most of us are not professional chefs or caterers or decorators, so the thought of cooking for and entertaining a Thanksgiving crowd can be daunting. That's why we turned to the experts — professional chefs and caterers and interior designers — to discuss some typical Thanksgiving mistakes and how to avoid them. "The overriding first mistake people make is they think they have more time than they do," said Bistro to Go Cafe and Catering executive chef Kate Kobylinski. She regularly hosts her extended family of 30 and knows "every single problem." "Food takes longer to cook, the table takes longer to set and houses take longer to clean than you think." Clean your house on Monday. On Wednesday, dice vegetables so they're "food-show ready," as Kobylinski put it. Prepare (but don't cook) your green bean casserole (leaving off garnishes like fried onions) so it can just be popped in the oven and set the dining room table. Don't feel that you have to do everything yourself. But be as specific as possible when doling out the assignments. "Don't let them make their own decisions!" Kobylinski said emphatically. Thanksgiving is "micromanager's heaven." For example, have someone bring ice on Thanksgiving Day because going out to buy it takes time and ice hogs freezer space. If you don't like making desserts, have someone bring one. If a guest wants to prepare a side dish, great, but decide beforehand what they will bring. Ahead of dinner, interior designer Kacie Cope likes to set out all of her serving platters with Post-it notes attached denoting what will go on them. "You'll be amazed if you have them labeled," she said. "People can help in a jiff." During the evening, Kobylinski gives people assigned jobs, such as serving drinks or taking charge of an after-dinner game. And the chef is forgiving about using premade ingredients, like gravy or cranberry jelly. "There's no right or wrong way to make any of your foods," she said. But you might want to give a homemade touch to prepared ingredients, like adding sauteed onions or celery to prepared gravy. "Everyone goes into Thanksgiving Day with a half-frozen turkey," said Kobylinski. "And you can't get the bag of giblets out because they're frozen in place." It takes one day for every 4 pounds of turkey meat to defrost in the refrigerator. (No, it is not safe to leave your frozen turkey out on the counter to thaw and breed bacteria.) So if you've got a 20-pound bird, you've got to start thawing on the Saturday before Thanksgiving. However, there are other methods. Kobylinski suggests submerging the bird and running a thin stream of cold water over it. "It doesn't have to be a lot of water." The U.S. Department of Agriculture says there are only three ways to safely thaw food: In the refrigerator, in cold water or in the microwave. To safely thaw turkey in cold water, the USDA says it takes about 30 minutes per pound. Put the turkey in a leak-proof plastic bag to prevent cross-contamination and submerge it. Change the water every 30 minutes, and cook immediately when it's thawed. If opting for your microwave, follow its instructions for thawing and cook immediately. Then, if you're running late and need to speed things up to satisfy the hungry hordes, you can cut the bird in half before cooking (skin side up). This significantly reduces cooking time, requiring about 10 minutes per pound. Kobylinski also recommends resting the turkey on vegetables in the oven to keep the bottom from getting burned. Private chef and culinary educator Emily Larsen warns that those plastic thermometers in supermarket turkeys are setting you up for failure. The USDA says that you should cook a turkey until the internal temperature is 165 degrees. Plastic thermometers don't pop out until the breast meat is at about 180 degrees, "when your turkey is completely dry," Larsen said. Plus, people forget that meat continues to cook once it's out of the oven. She recommends taking a bird out of the oven when it is at 155 degrees — she likes to use an inexpensive instant-read folding probe thermometer — and continue to monitor it. (Insert it into the thickest part of the breast, avoiding the bone.) "Ten dollars [for the thermometer] can save your Thanksgiving," she said. Some feel that buying a frozen rather than fresh bird is another no-no, since freezing leaches water out of the turkey. However, if, despite your best efforts, your turkey is lacking moisture, Kobylinski has a fix: Put warm chicken or turkey stock and clarified butter into a mister and spritz sliced turkey with it before serving. "The same with stuffing if it's too dry," she said. Thanksgiving Day is not the time to try out a completely new recipe. And you don't have to lay out 10 side dishes. In addition to opting for a simple menu, Kobylinski also recommends figuring out how long your items will take to cook and what method of cooking it requires ahead of time. Your turkey will be monopolizing your oven for four hours, so other oven foods should be limited or be easily reheated during the time that the turkey is resting. (As for resting a turkey, the chef puts her turkey on a hot plate with towels over it so "the meat rebinds itself and stabilizes for a smoother cut.") "Stovetop items should be staggered," she said, so you don't have a frying pan and three pots all going at once. As a sample menu, she suggests you might have one baked potato dish and one mashed. And for vegetables, one baked dish and one that is blanched or grilled. Interior designers advise against going too crazy with holiday-specific décor. "There's a lot that's being sold to us that we feel like we need," said Pittsburgh interior designer Amanda Bock. Do you really need a turkey-shaped vase or pilgrim figurines? "They're out for two weeks, and then you have to figure out where to store them," agreed Cope. "It takes an already busy season and makes it stressful in an unnecessary way." Cope says you can take things that are already part of your menu and use them as décor — a bowl of nuts or cranberries, or even removing the label from a cranberry sauce tin and repurposing it as a vase for flowers and fall leaves. Bock adds that dining room table décor should be kept to a minimum, since you'll need space for your food. You don't have to have "big chargers and five plates and three different glasses, plus all of your Thanksgiving food on the table," Bock said. If you do have flowers or a centerpiece in the middle of the table, keep it low, Cope advised. "That way, you can actually see the person who's across the table from you." Tableware and tablecloths might be in fall colors, so they can be repurposed throughout the season. Water glasses or wine goblets could be amber-toned, Bock suggests. Well in advance of your guests' arrival, think critically about the setup of your home. Don't be afraid to rearrange your furniture so your guests move to different areas and don't all congregate in your kitchen. "You want to make sure that there are areas where people can sit and chat, watch the parade or just hang out together," Bock said. Set up a drinks station and an hors d'oeuvres station in different parts of the house, Bock suggests. Though, she admits, "I can't do that in my house because my dogs would just gobble up the hors d'oeuvres." She suggests repurposing a kitchen nook for kid seating, or as a serving area. Kobylinski might set up a half-built puzzle in a side room. She even puts out winter jackets and boots for "the gentlemen" for the moment when she urges them to go out on the porch to smoke cigars and drink brandy so they won't be underfoot. As a finishing touch, don't neglect to set the mood by using lamps around the room instead of harsh overhead lights. Putting out tapers or tea candles establishes an intimate feeling. "That just leans into the cozy fall vibe," Cope said of low lighting. But don't use scented candles, Bock warns. Or a smelly flower arrangement. "That can overwhelm you when you're eating," Bock said. Putting on a favorite music playlist can set the mood and take away self-consciousness, especially early in the evening. The most important thing on Thanksgiving is simply for everyone to enjoy each other's company. A little advance preparation can help you, the host, stay relaxed throughout the evening so you can interact with your guests. As Bock advised, "Keep it simple for Thanksgiving." Let friendship and fellowship be the stars of the show. In Macy's first Thanksgiving parade, Santa Claus sat atop a float pulled by a team of horses down Broadway. That year floats, bands, and Central Park Zoo animals were featured in the procession. At the parade's end, Santa Claus was crowned "King of the Kiddies" on Macy's balcony at the 34th Street entrance. Macy's quickly announced the parade would be an annual event. The large balloons that replaced live zoo animals in 1927 were filled with regular air and had no release valves—they were simply let go to pop in the air following the parade. 1928 marked the first year of Macy's inflating balloons with helium to allow them to float. They were also outfitted with valves so the helium could gradually escape rather than waiting for the balloon to inevitably pop, and featured a return address so anyone who found them could return them and receive a reward. In this photo from 1928, a 35-foot fish and 60-foot-long tiger were featured prominently in the parade. A $100 prize was offered for each balloon recovered after its release. Pinnochio, Tin Man, and Uncle Sam make their way along the parade route in 1939. Mickey Mouse made his debut five years earlier with a balloon designed in part by Walt Disney; Mickey's handlers were also dressed as mice. New iterations of Mickey appeared over the next 70 years as the character evolved. The Macy's Thanksgiving Day Parade was canceled from 1942-1944 because of supply shortages during World War II, namely helium and rubber. Festivities returned in 1945. The Christmas classic "Miracle on 34th Street" was released in 1947 and prominently features actual footage from the 1946 parade. 1948 marked the parade's first network television broadcast. You may also like: Legendary interior designers from every decade of the 20th century The 23rd annual Macy's Thanksgiving Day Parade was held Nov. 24, 1949. In this photo, a teddy bear makes its way through Times Square. This parade marked the second appearance for the bear. Other balloons made their debut: Freida the Dachshund, Howdy Doody on the Flying Trapeze, and Macy's Hobo Clown. Throngs of onlookers pack the sidewalks in Manhattan's Times Square during this 1955 parade. Mighty Mouse, an animated superhero created by Terrytoons, is seen in the back left of the photo. Mighty Mouse made his debut in the Thanksgiving Day parade in 1951; he appeared in 80 short films between 1942-1961. The iconic peacock float makes its debut in this photo of the 1961 Macy's Thanksgiving Day Parade. That same year, Miss Teenage America Diane Lynn Cox appeared in princess attire sharing a float with "Prince Charming" actor Troy Donahue. You may also like: Baltimore buried its urban streams—now an artist is bringing one back Teen performers appear in classic roller skates in this image from the 1961 Macy's Thanksgiving Day Parade. The sign above the skaters reads "Macy's presents A Fantasy of Christmas in New York." This 1961 photo shows shoulder-to-shoulder parade onlookers at the Macy's Thanksgiving Day Parade. The year marks the first balloon featuring Bullwinkle Moose and the first year for floats with Pinocchio, The Racetrack Grandstand, Cinderella, Peacock, Ferris Wheel, Brigadoon, Meet the Mets, and Santa's Sleigh. Several years later, in 1968, Macy's creative team figured out how to design floats up to 40 feet tall and 28 feet wide that could fold into 12.5-by-8-foot boxes for strategic transportation from New Jersey to Manhattan via the Lincoln Tunnel. A solo tortoise float makes its way down the street near Columbus Circle in this 1974 parade photo. Not pictured is the accompanying hare. This marked the seventh appearance of the duo. A giant inflatable balloon of Kermit the Frog makes its way down the 1982 parade route in this photo. The parade marked Kermit's sixth appearance. First-time balloons included Olive Oyl and Woody Woodpecker. You may also like: Far from making their last calls, LGBTQ+ bars evolve to imagine a new world Woody Woodpecker greets the crowd as he floats past One Times Square during the 63rd annual Macy's Thanksgiving Day Parade in 1989. In the coming years, safety concerns troubled '90s-era parades—namely the wind. Strong gusts in 1993 pushed a Sonic the Hedgehog balloon into a Columbus Circle lamppost that broke and hurt a child and off-duty police officer. Four years later, intense winds caused a Cat in the Hat balloon to hit a lamppost, hurling debris into the air that fractured the skull of a spectator who spent 24 days in a coma. The incident, among others, led then-New York City Mayor Rudy Giuliani to form a task force. The Soaring Spirit Canoe float, pictured here in 1995, made its debut in the parade in 1986. Popular '90s balloons included Bart Simpson, Cat in the Hat, and The Rugrats. Dora the Explorer makes her balloon debut in this 2005 photo. That same year, the M&M 's chocolate candies balloon collided with a streetlight in Times Square, and debris from it injured two siblings. A woman dressed in an elf costume sprinkles spectators with confetti in Times Square during Macy's 85th Thanksgiving Day parade on Nov. 24, 2011. Sonic the Hedgehog and Julius the sock monkey, which was created by Paul Frank, made their balloon entrances that year. You may also like: 5 tips for making your next event more affordable Snoopy and Woodstock made their way along the 89th annual Macy's Thanksgiving Day Parade route Nov. 26, 2015. To date, Snoopy boasts the most years flown as a character balloon in the event. In this 2016 photo, spectators like this one recorded videos of the parade on their phones. More than 24 million people were estimated to have streamed the parade that year on TV. The Pikachu balloon floats down Central Park West for its fourth time during the 91st annual Macy's Thanksgiving Day Parade in 2017. That year's lineup featured 1,100 cheerleaders and dancers, more than 1,000 clowns, 28 legacy balloons, 26 floats, 17 giant helium balloons, 12 marching bands, and six performance groups. Performers in this photo prepare at the 94th annual Macy's Thanksgiving Day Parade on Nov. 26, 2020. The event was one of few public occasions to be kept on schedule during the COVID-19 pandemic, albeit in a tempered manner. Much of the performances were pre-taped and the parade route was massively reduced. Participants wore masks and balloon handlers were cut by nearly 90%. Santa Claus celebrates at the 97th annual Macy's Thanksgiving Day Parade in this photo from Nov. 23, 2023. First-time giant balloons included Beagle Scout Snoopy, Leo (Netflix), Monkey D. Luffy, Po from "Kung Fu Panda," and The Pillsbury Doughboy. Copy editing by Lois Hince. You may also like: From the Roman Empire to your therapist's office: The history of the chaise lounge The 98th Macy's Thanksgiving Day Parade coverage is slated from 8:30 a.m. to 12 p.m. EST Thursday, Nov. 28. This year's event will feature 28 clown crews, 26 floats, 16 giant balloons, 11 marching bands, five performance groups, three "baloonicles"—cold-air inflatables driven down the parade route, and numerous performers. Stacker curated a selection of photographs from the past century of the Macy's Thanksgiving Day Parade to help illustrate the history of the iconic event. The parade in New York City, presented by department store chain Macy's, was first held in 1924 under the heading "Macy's Christmas Parade" to promote holiday sales and spotlight the newly expanded and, at the time, largest in the world Herald Square store in Manhattan. The success of the event led organizers to turn the spectacle into an annual tradition. Each year, the parade ends outside the same Herald Square Macy's location. The event has been televised nationally since 1953 on NBC. The parade at first featured Central Park Zoo animals escorted by Macy's employees and professional entertainers for 6 miles from 145th Street in north Manhattan's Harlem to Macy's. A quarter of a million onlookers lined the streets. Real animals were replaced with balloons in 1927; that same year, the name of the event was changed to Macy's Thanksgiving Day Parade. The longest-running parade float is the event's unofficial mascot, Tom Turkey. Tom features moving wings, head, and eyes and usually functions as the lead float in the parade. Bringing up the caboose in virtually all the parades is Santa Claus who ushers in the holiday shopping season with his arrival at Macy's Herald Square. The parade offers a glimpse into pop culture of the time, from beloved children's entertainment to hit Broadway shows and musical acts. The Radio City Rockettes, formed in 1925, have performed in the parade annually since 1957. In 1933, the outside temperature was 69 degrees F, the warmest it's been; 2018 was the coldest day in parade history at 19 degrees F. In 2022, for the first time, the event featured a trio of women hosts. Today, more than 44 million people tune in to watch the parade. Keep reading to learn more about the parade's history and see some iconic shots of the event. You may also like: Game on: The booming growth of online gaming The Thanksgiving parade enjoyed rapid growth throughout the 1930s, with more than 1 million revelors lining the parade route in 1933. In this 1931 photo, a giant hippopotamus balloon makes its way down Broadway. A blue hippo balloon—possibly this one—released after the parade was still at large several days later, thought to be somewhere over the Atlantic Ocean. In this image, the Felix the Cat balloon is led down Broadway by its four handlers tailed by Terrible Turk and Willie Red Bird. The original Felix the Cat character balloon made its parade debut in 1927, but was destroyed after its post-parade release by a high tension wire in 1931. The Terrible Turk also was destroyed the same year by an electric sign. In 1932, Macy's Tom Cat balloon got stuck in the propeller of a plane when the aviator flying the plane tried recovering the balloon for a reward. While the plane eventually landed safely, that event marked the final year of releasing balloons after the parades and offering prizes for their return to Macy's. Macy's original character The Giant Spaceman made his debut in 1952's parade, measuring 70 feet long and 40 feet wide and weighing 600 pounds. More than 25 gallons of paint went into painting the astronaut. An estimated 2.25 million people lined the streets for the festivities that year. Popeye makes his way through Times Square in the 1959 parade. A year earlier, another helium shortage meant balloons were inflated with air and hung from construction cranes to make their way through the parade route. Also in 1958, the first celebrity performances were added with the Benny Goodman sextet. Live music proved a challenge technically and logistically. The parade was transitioning to the now-familiar lip syncing by 1964. A Bullwinkle Moose balloon floats down Broadway in this 1972 photograph of the parade. The 46th annual parade featured five firsts for floats: Alphabet Blocks, Snow Mountain, Windmill, Curious George, and Santa's Holiday Home. New York City first responders carry two American flags during the Nov. 22, 2001, 75th Anniversary of Macy's Thanksgiving Day Parade, which was also held on the heels of 9/11. They honored those killed in the Sept. 11 terrorist attacks that year. New Yorkers crowded the streets to watch the parade, which featured 15 giant balloons and marching bands that all added an air of patriotism to the event. For the holidays: Get inspiring home and gift ideas – sign up now!Stock market today: Wall Street’s rally stalls as Nasdaq pulls back from its record

Jannik Sinner rules tennis but we cannot ignore doping cloud hanging over him

Iowa Attorney General Brenna Bird is cautioning Iowans to be aware of sweepstakes scams after helping a central Iowa couple save more than $16,000 from a scamming attempt. Sweepstakes scams are when scammers use the promise of a prize to get someone’s money or personal information. These scams typically take place over the phone where scammers usually ask individuals to pay money or provide personal and financial account information to receive prize, which is actually nonexistent. Last month, Bird’s office helped the couple after a scammer called the 72-year-old husband, telling him he won a Publishers Clearing House prize of $3.5 million, plus $5,000 a week for life, according to a release put out by the office on Monday. Iowa Attorney General Brenna Bird speaks during a town hall campaign event for Republican presidential candidate Nikki Haley on May 17, 2023, in Ankeny, Iowa. He was instructed to pay $16,340.18 in upfront fees and taxes, leading him to mail a cashier's check to a Miami address provided by the scammer. The man’s wife and daughter learned what happened and contacted their son-in-law, who was at a training for Iowa county attorneys, the release said. The son-in-law spoke with an investigator from the Iowa Attorney General’s office about the scam and they were able to intercept the package and return it to the couple after working with a local postal inspector. “If it seems too good to be true, it probably is,” Bird said in the release. “I am so glad that we saved this Iowa couple their $16,000. Sweepstakes scams are evil and manipulative. And con artists will do everything they can to exploit Iowans’ emotions, like the excitement of hitting the jackpot, in order to steal from you.” Bird encourages Iowans to call her office at 1-888-777-4590 if they or someone they know is suspicious of a sweepstakes scam. Here are ways to spot a sweepstakes scam, according to the Iowa Attorney General’s Office: AARP is warning shoppers about these scam texts seeking personal information such as date of birth, Social Security Number, or account log ins. (Scripps News Baltimore) Financial scams are an unfortunate reality of life for consumers. According to the Canadian Anti-Fraud Centre, Canadians reported $530.4 million (CND) in financial fraud losses in 2022, a 170.2% increase in just one year. And the situation in the U.S. is even bleaker, with the Federal Trade Commission reporting Americans lost more than $10 billion (USD) from financial fraud in 2023. While some scams are obvious, others can be rather convincing. It doesn't help that scams are constantly evolving, and new types of fraud are invented daily. A quick slip-up, and you could be giving away some of your vital information. To protect yourself, Money.ca shares tips to think like a thief and stay current with the most common scams. While Facebook is a great place to connect with people, it's almost become a prime hunting ground for thieves. One common scam involves fraudsters who set up a group or fan page that looks identical to an authentic brand. For example, it could be an airline or a popular retailer. They'll then advertise a contest where all you need to do is enter your personal information or bank details for your chance to win. As soon as any "brand" starts asking for specific information about you, red flags should be going off. It's okay to give your name and email, but if they're asking for your government ID numbers, bank account, or copies of your ID, it's probably a scam. Note that there are other scams on Facebook, including account cloning, where someone poses as a relative or friend and asks for financial help. There are also romance scams where the end game is getting you to send them money. If something doesn't seem right, don't be afraid to call the brands or your friends in person to see if what they're advertising or asking for is legit. Artificial intelligence, or AI, is seemingly everywhere nowadays, so it's only fitting that AI is now making its way into consumer financial scams. Fraudsters are using AI for a whole host of scams, including deepfakes, a process in which scammers employ AI to create convincing voice clones, making it difficult for victims to distinguish between real and fake emergency situations. But the threat of AI scams also extends to phishing attacks, with fraudsters using AI bots to create sophisticated emails, text messages, and social media accounts. These bots are highly personalized and can bypass traditional spam filters, increasing the likelihood of users falling for the scam. Online shopping scams have become a prevalent issue in today's digital age. Scammers have honed their skills and are now specifically targeting online shoppers, who are particularly vulnerable to fraud. These scams are becoming increasingly sophisticated, with scammers creating fake websites and launching social media campaigns to deceive unsuspecting consumers. What makes these scams even more dangerous is that they often impersonate well-known brands, luring shoppers with unbelievably low prices that are simply too tempting to resist. What makes these scams even more dangerous is that they often impersonate well-known brands, luring shoppers with unbelievably low prices that are simply too tempting to resist. Because of this, it's important to be cautious when encountering too-good-to-be-true offers, especially when shopping online , as they can have devastating financial consequences. Tax scams are a very common form of fraud that prays on a collective fear of the tax man. These scams come in many forms, but follow one basic pattern: Someone claiming to be from the Canada Revenue Agency or the Internal Revenue Service will call or email and claim you owe back taxes. If you don't pay immediately, you'll be arrested or deported. The claim seems far-fetched, but it targets seniors or new immigrants who may not know any better. You'll know it's a scam when they ask you to pay by gift cards or Bitcoin. They'll also tell you that you'll be arrested or deported right away if you say anything to anyone. Just hang up if you ever get one of these calls. Tax authorities will never call you with aggressive language or threats. They'll also never ask for immediate payment. If you're not sure if a call you received is fraudulent, call the agency directly and ask them if an agent has been trying to contact you. Package delivery scams have become increasingly prevalent in recent times. Individuals are receiving fake messages, supposedly from reputable companies such as Amazon, UPS, FedEx, or the post office, regarding upcoming or missed deliveries. These scams aim to deceive you into clicking on links that direct them to fraudulent sign-in pages or websites infected with malware. It is crucial to remain vigilant and exercise caution when encountering such messages. With the cost of rent rising in many parts of the country, many people are looking to cut back on their living expenses. Thieves know that and are starting to exploit people by putting up fraudulent ads about apartments or rooms for rent on sites like Facebook Marketplace and Craigslist. The price will usually be a touch below market price, which will drive up interest. These listings will look legit as there will be plenty of pictures, but once you reach out, you'll know that it's a scam as they won't do a face-to-face showing. While it's easy for locals to verify if the rental available is real or not, fraudsters target people who don't live in the area, but need affordable housing. Also, note that this scam doesn't apply to just monthly rentals. The same scam has been used for short-term rentals in popular tourist destinations. The fraudster will demand the first and last month's rent via wire or e-transfer. Once you've made the deposit, you'll never hear from them again. To avoid this scam, always view the property in person and verify the person is the owner. The easiest way to do this is to ask to see a property tax bill with their name on it. You could even check with the city's public records to verify ownership. Many job postings online look legit, but are clearly fake. One of the most common job scams involves working from home. Your new employer will send you a cheque. You'll use part of that money to set up your home office. The rest of the money will be sent back to your employer via e-transfer. The cheque will seem legit at first since some of the funds become available right away. However, the cheque will eventually bounce after a week or two. While you could return any items you purchased, there's no chance of recovering the funds you sent via e-transfer. So although you're clearly a victim of fraud, your financial institution won't be returning any money to you. Fraudsters are constantly coming up with new scams, so it's important to take steps to protect yourself. Here are some tips to keep in mind: Remember, being proactive and cautious is key to protecting yourself from financial scams. Stay vigilant and follow these guidelines to safeguard your personal and financial information. This story was produced by Money.ca and reviewed and distributed by Stacker. Stay up-to-date on the latest in local and national government and political topics with our newsletter. 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Tweet Facebook Mail King Charles will deliver his Christmas Day message from a church with links to the medical community, Buckingham Palace said, in a break with tradition amid his continued cancer treatment. The 76-year-old monarch revealed in February that he was battling an unspecified cancer and returned to public duties in April. Last week, a palace source told CNN that his "treatment has been moving in a positive direction" and "will continue into next year." The annual festive broadcast is normally recorded at Buckingham Palace or Windsor Castle. But the British monarch opted to film this year's message at Fitzrovia Chapel in central London, which was previously a hospital chapel before it was demolished in 1924. READ MORE: Mangione pleads not guilty to United Healthcare CEO's murder  King Charles III recorded his Christmas message at the Fitzrovia Chapel in London on December 11. (Aaron Chown/WPA Pool/Getty Images via CNN) Buckingham Palace confirmed the location on Monday afternoon after it was first reported by The Daily Telegraph. Charles' decision marks the first time in over a decade that the address has not been recorded on the royal estate. The last message filmed outside a royal residence was in 2006 when the late Queen Elizabeth II recorded her message at Southwark Cathedral. Fitzrovia Chapel – a beautifully ornate Grade II-listed building featuring Byzantine-inspired architecture – is "now a space for quiet reflection, discovery and celebration, connecting diverse communities from all faiths or none," according to Buckingham Palace. READ MORE: Woman accused of poisoning Aussie student charged with attempted murder  Kate and William's heartwarming Christmas card revealed View Gallery The venue also boasts unique royal links as King Charles' grandfather, the Duke of York – later George VI – laid the foundation stone when it was rebuilt in 1928 and returned to help open the building when it was completed in 1935. The chapel was restored between 2013 and 2015. The choice of location reflects the King's deep spirituality and will be seen as an apt selection in a year when both he and his daughter-in-law, Catherine, Princess of Wales, faced their own health challenges. The annual speech from the monarch is traditionally recorded earlier in December and broadcast on television and radio at 3pm on Christmas Day (2am Boxing Day AEDT). DOWNLOAD THE 9NEWS APP : Stay across all the latest in breaking news, sport, politics and the weather via our news app and get notifications sent straight to your smartphone. Available on the Apple App Store and Google Play .

One of Donald Trump’s closing campaign arguments was that he would deliver a new “golden age” for America. Last week, he announced that this Trump-powered golden age has already begun. That’s fitting insofar as Trump has rapidly eclipsed the current president, Joe Biden, in setting expectations and even an agenda for America at home and abroad. It feels as if the clock on the second Trump administration has already started. So has the usual fight over who should get the credit — or blame — for the economy the next president inherits. This happens to some extent with every new president, regardless of party and not just on the subject of the economy. Ronald Reagan’s vice president, George H.W. Bush, inherited his economy, but Bush’s aides were quick to note that he also inherited an inevitable recession and a savings and loan crisis from the Gipper. In the closing days of this year’s election, Barack Obama complained that Trump had inherited his economic successes in 2017. Trump has reason to jump the gun on taking credit for the economy now: It’s doing amazingly well. That’s not to minimize the pain of many Americans or ignore economic problems such as skyrocketing debt, inflation and dislocations in some regions and industries. Even amid a macroeconomic boom, people live in microeconomic circumstances. The U.S. economy is nevertheless the envy of the world. Don’t take my word for it: The cover of a special issue of the Economist in October described the American economy as just that, the “Envy of the World,” noting that the United States “has left other rich countries in the dust.” The Financial Times reached the same conclusion this month. It’s a stark contrast to the 1990s, when many expected Europe’s economies to leave ours in the dust. In 2008, the European Union’s economy was 10% bigger than that of the United States. By 2022, it was 23% smaller. The EU grew 21% during this period, but the American economy grew 72%. Today, the U.S. economy generates about a quarter of global output. U.S. stocks account for 65% of global equities while Japan, China and the United Kingdom combined account for just more than 10%. If Britain were an American state, it would barely edge out Mississippi— our poorest state — in per capita gross domestic product. There are many reasons for this. Americans simply work harder than citizens of other rich countries. Our productivity has outstripped the eurozone’s by more than 3 to 1 since 2008. Our business culture is different too: We are the most entrepreneurial country in the world, and we regard business failure not as a cause for shame but as useful experience for the next attempt. America is also better at assimilating immigrants than most countries, and the immigrants we tend to attract generally work very hard. I could go on. The point is that we have had different presidents with very different policies and even more different rhetoric over the past 30 years. But U.S. economic trends — with the usual dips and spikes — have been largely positive through all of those presidencies. As the Manhattan Institute’s Brian Riedl put it in National Affairs, “The notion that there is a simple partisan pattern to the health of the economy is an extension of the exaggerated politicization of our understanding of contemporary American life.” Recent dissatisfaction with the economy, spurred by inflation, fueled the idea that America was doing especially awful under Biden. Again, we live in microeconomies, so it’s understandable that many people had that view. But we’ve still been doing better than pretty much everyone else. Trump’s focus on the economic downside was typical for a presidential challenger and fair enough. But he was wrong to suggest that our competitors were eating our lunch. None of this is to suggest that presidents and their economic policies don’t matter. It’s just that they don’t matter as much as presidents and their partisans claim they do. Jonah Goldberg is editor-in-chief of The Dispatch and the host of The Remnant podcast.By Kanishka Singh WASHINGTON (Reuters) – Texas Attor­ney Gen­er­al Ken Pax­ton said on Thursday his office launched investigations into over a dozen technology platforms over their privacy and safety practices for minors. Those being probed included artificial Intelligence chatbot startup Character.AI and fourteen other platforms like Reddit, Instagram and Discord, the Texas attorney general added. WHY IT’S IMPORTANT Tech platforms have come under increasing scrutiny over their impact on children. Top U.S. social media platforms made an estimated $11 billion in advertising revenue from users younger than 18 in 2022, according to a Harvard study published last year. U.S. Surgeon General Vivek Murthy last year warned that young people using social media risked suffering body image issues, disordered eating, poor sleep quality and low self-esteem, especially among adolescent girls. KEY QUOTE “Technology companies are on notice that my office is vigorously enforcing Texas’ strong data privacy laws,” Paxton said. CONTEXT Social media companies have said they will work with officials to protect young users, and say they have introduced new tools designed to protect teens online, including parental control features. The firms had no immediate comment on Thursday. Paxton’s statement said the probes would focus on the platforms’ compliance with two Texas laws – the Securing Children Online through Parental Empowerment (SCOPE) Act and the Texas Data Privacy and Security Act (TDPSA). The SCOPE Act bans digital service providers from sharing, disclosing, or selling a minor’s personal identifying information without permission from the child’s parent or legal guardian. The legislation requires firms to provide parents with tools to manage and control the privacy settings on their child’s account. The TDPSA imposes notice and consent requirements on companies that collect and use minors’ personal data, Paxton’s office said. (Reporting by Kanishka Singh in Washington; Editing by Alistair Bell) Disclaimer: This report is auto generated from the Reuters news service. ThePrint holds no responsibility for its content. var ytflag = 0;var myListener = function() {document.removeEventListener('mousemove', myListener, false);lazyloadmyframes();};document.addEventListener('mousemove', myListener, false);window.addEventListener('scroll', function() {if (ytflag == 0) {lazyloadmyframes();ytflag = 1;}});function lazyloadmyframes() {var ytv = document.getElementsByClassName("klazyiframe");for (var i = 0; i < ytv.length; i++) {ytv[i].src = ytv[i].getAttribute('data-src');}} Save my name, email, and website in this browser for the next time I comment. Δ document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() );Fantasy hockey free agents: These teammates to thrive through Trouba trade

Jackson leads but Barkley closes gap in NFL Pro Bowl votingKendrick Lamar surprises with new album 'GNX' LOS ANGELES (AP) — Kendrick Lamar gave music listeners an early holiday present with a new album. The Grammy winner released his sixth studio album “GNX” on Friday. The 12-track project is the rapper’s first release since 2022’s “Mr. Morale & The Big Steppers.” Lamar’s new album comes just months after his rap battle with Drake. The rap megastar will headline February's Apple Music Super Bowl Halftime Show in New Orleans. The 37-year-old has experienced massive success since his debut album “good kid, m.A.A.d city” in 2012. Since then, he’s accumulated 17 Grammy wins and became the first non-classical, non-jazz musician to win a Pulitzer Prize. NBA memo to players urges increased vigilance regarding home security following break-ins MIAMI (AP) — The NBA is urging its players to take additional precautions to secure their homes following reports of recent high-profile burglaries of dwellings owned by Milwaukee Bucks forward Bobby Portis and Kansas City Chiefs teammates Patrick Mahomes and Travis Kelce. In a memo sent to team officials, a copy of which was obtained by The Associated Press, the NBA revealed that the FBI has connected some burglaries to “transnational South American Theft Groups” that are “reportedly well-organized, sophisticated rings that incorporate advanced techniques and technologies, including pre-surveillance, drones, and signal jamming devices.” Ancient meets modern as a new subway in Greece showcases archaeological treasures THESSALONIKI, Greece (AP) — Thessaloniki, Greece’s second-largest city, is opening a new subway system, blending ancient archaeological treasures with modern transit technology like driverless trains and platform screen doors. The project, which began in 2003, uncovered over 300,000 artifacts, including a Roman-era thoroughfare and Byzantine relics, many of which are now displayed in its 13 stations. Despite delays caused by preserving these findings, the inaugural line has been completed, with a second line set to open next year. Conor McGregor must pay $250K to woman who says he raped her, civil jury rules LONDON (AP) — A civil jury in Ireland has awarded more than $250,000 to a woman who says she was raped by mixed martial arts fighter Conor McGregor in a Dublin hotel penthouse after a night of heavy partying. The jury on Friday awarded Nikita Hand in her lawsuit that claimed McGregor “brutally raped and battered” her in 2018. The lawsuit says the assault left her heavily bruised and suffering from post-traumatic stress disorder. McGregor testified that he never forced her to do anything and that Hand fabricated her allegations after the two had consensual sex. McGregor says he will appeal the verdict. At least 19 people are sick in Minnesota from ground beef tied to E. coli recall U.S. health officials say at least 19 people in Minnesota have been sickened by E. coli poisoning tied to a national recall of more than 167,000 pounds of potentially tainted ground beef. Detroit-based Wolverine Packing Co. recalled the meat this week after Minnesota state agriculture officials reported multiple illnesses and found that a sample of the product tested positive for E. coli O157:H7, which can cause life-threatening infections. Symptoms of E. coli poisoning include fever, vomiting, diarrhea and signs of dehydration. Actor Jonathan Majors’ ex-girlfriend drops assault and defamation lawsuit against once-rising star NEW YORK (AP) — Jonathan Majors’ ex-girlfriend has dropped her assault and defamation lawsuit against the once-rising Hollywood star after reaching a settlement. Lawyers for Majors and Grace Jabbari agreed to dismiss the case with prejudice Thursday. Jabbari is a British dancer who had accused Majors of subjecting her to escalating incidents of physical and verbal abuse during their relationship. Representatives for Majors didn’t respond to emails seeking comment Friday. Jabbari’s lawyer said the suit was “favorably settled” and her client is moving on with “her head held high.” Majors was convicted of misdemeanor assault and harassment last December and sentenced to a yearlong counseling program. Hyundai, Kia recall over 208,000 electric vehicles to fix problem that can cause loss of power DETROIT (AP) — Hyundai and Kia are recalling over 208,000 electric vehicles to fix a pesky problem that can cause loss of drive power, increasing the risk of a crash. The recalls cover more than 145,000 Hyundai and Genesis vehicles including the 2022 through 2024 Ioniq 5, the 2023 through 2025 Ioniq 6, GV60 and GV70, and the 2023 and 2024 G80. Also included are nearly 63,000 Kia EV 6 vehicles from 2022 through 2024. The affiliated Korean automakers say in government documents that a transistor in a charging control unit can be damaged and stop charging the 12-volt battery. Dealers will inspect and replace the control unit and a fuse if needed. They also will update software. Christmas TV movies are in their Taylor Swift era, with two Swift-inspired films airing this year Two of the new holiday movies coming to TV this season have a Taylor Swift connection that her fans would have no problem decoding. “Christmas in the Spotlight” debuts Saturday on Lifetime. It stars Jessica Lord as the world’s biggest pop star and Laith Wallschleger, playing a pro football player, who meet and fall in love, not unlike Swift and her boyfriend, Kansas City Chiefs tight end Travis Kelce. On Nov. 30, Hallmark will air “Holiday Touchdown: A Chiefs Love Story.” Instead of a nod to Swift, it’s an ode to family traditions and bonding, like rooting for a sports team. Hallmark’s headquarters is also in Kansas City. Top football recruit Bryce Underwood changes commitment to Michigan instead of LSU, AP source says ANN ARBOR, Mich. (AP) — Top football recruit Bryce Underwood has flipped to Michigan after pledging to play at LSU. That's according to a person familiar with the situation who spoke to The Associated Press on condition of anonymity because they were not authorized to share the recruit’s plans to join the Wolverines. Underwood pinned a post on his Instagram account, showing a post in which On3.com reported that he has committed to Michigan. The 6-foot-3 quarterback played at Belleville High School about 15 miles east of Michigan's campus, and told LSU nearly a year ago he intended to enroll there. Emperor penguin released at sea 20 days after waddling onto Australian beach MELBOURNE, Australia (AP) — The only emperor penguin known to have swum from Antarctica to Australia has been released at sea 20 days after he waddled ashore on a popular tourist beach. The adult male was found on Nov. 1 on sand dunes in temperate southwest Australia about 2,200 miles north of the Antarctic coast. He was released Wednesday from a boat that traveled several hours from Western Australia state's most southerly city of Albany. His caregiver Carol Biddulph wasn't sure at first if the penguin would live. She said a mirror was important to his rehabilitation because they provide a sense of company. Biddulph said: “They’re social birds and he stands next to the mirror most of the time.”The Falcons are sticking with Kirk Cousins and may get a break thanks to a soft schedule

As Bluesky Blows Up, So Do the BotsUnesco-listed Chinese wooden arch bridges gain global spotlight

HOUSTON (AP) — Will Levis threw for 278 yards and his 70-yard touchdown pass to Chig Okonkwo put Tennessee on top in the fourth quarter and the Titans held on for a 32-27 win over the Houston Texans on Sunday. Okonkwo grabbed a short pass and rumbled for the touchdown to put the Titans (3-8) up 30-27 with 91⁄2 minutes remaining. Safety Eric Murray missed a tackle that would have stopped him near midfield. The Texans (7-5) had a chance to tie it with less than two minutes remaining, but Ka’imi Fairbairn’s 28-yard field-goal attempt sailed wide left. He fell to the ground after the miss before getting up and slamming his helmet on the field. Titans coach Brian Callahan held both hands in the air and smiled after watching the miss that allowed his team to win on a day it had three turnovers. The Texans forced a three-and-out, but couldn’t move the ball after that and Harold Landry sacked C.J. Stroud in the end zone for a safety to make it 32-27 and allow Tennessee to snap a two-game skid. Stroud threw for 247 yards and two touchdowns, but also threw two interceptions as the AFC South-leading Texans lost for the third time in four games. Jimmie Ward had a 65-yard interception return for a touchdown in the third quarter and the Texans tied a franchise record with eight sacks. But the offense sputtered for most of the game as Joe Mixon was held to 22 yards on 14 carries. Tennessee extended the lead to 23-17 on a 51-yard field goal by Nick Folk with nine minutes left in the third. Stroud threw his second interception with about 90 seconds left in the third quarter but Ward’s touchdown came three plays later to put the Texans on top 24-23. The Titans fumbled a punt early in the fourth quarter and Houston recovered it. A 54-yard field goal by Fairbairn extended the lead to 27-23 with about 10 minutes to go. Dameon Pierce returned the opening kickoff 80 yards to get the Texans in the red zone. Houston cashed in on the next play when Stroud found rookie Cade Stover on a 19-yard pass for his first touchdown reception. The Titans trailed by four after a field goal by Folk when Nick Westbrook-Ikhine got in front of the defense and was wide open for a 38-yard TD catch that made it 10-7 late in the first quarter. Tennessee extended the lead to 17-7 when Tony Pollard ran 10 yards for a touchdown with about 11 minutes left in the second. Pollard finished with 119 yards and a touchdown. Nico Collins scored on a 5-yard reception with about six minutes left in the second. Levis fumbled on the Houston 32 with 31⁄2 minutes left in the first half and Houston recovered the ball. Stroud connected with Collins on a 56-yard pass on the next play, but the Texans couldn’t move the ball and settled for a 28-yard field goal to tie it at 17-17. Houston forced a punt after that, but rookie Jarvis Brownlee Jr. got his first career interception two plays later to give Tennessee the ball back. Folk’s 56-yard field goal, which tied his career long, put the Titans up 20-17 at halftime. The Titans were without cornerback L’Jarius Sneed, after he was placed on injured reserve with a quadriceps injury, and safety Amani Hooker, who was added to the injury report Sunday morning with an illness. Hooker leads the Titans with three interceptions. ... Houston S Jalen Pitre injured his shoulder in the second quarter and didn’t return. ... CB Ka’dar Hollman left in the fourth quarter with a knee injury. Titans: Visit the Commanders next Sunday. Texans: Visit Jacksonville next Sunday. AP NFL: https://apnews.com/hub/nfl

Oracle Q3 results miss estimates; share dip in afterhours tradingBurt was at least 90 years old. A huge crocodile that rose to fame with a cameo in hit film Crocodile Dundee has died. Burt died over the weekend, the Crocosaurus Cove reptile aquarium in Darwin, Australia, said. He was at least 90 years old. “Known for his independent nature, Burt was a confirmed bachelor – an attitude he made clear during his earlier years at a crocodile farm,” Crocosaurus Cove wrote in social media posts. The aquarium added: “He wasn’t just a crocodile, he was a force of nature and a reminder of the power and majesty of these incredible creatures. While his personality could be challenging, it was also what made him so memorable and beloved by those who worked with him and the thousands who visited him over the years.” A saltwater crocodile, Burt was estimated to be more than 16 feet long. He was captured in the 1980s in the Reynolds River and became one of the most well-known crocodiles in the world, according to Crocosaurus Cove. The 1986 film stars Paul Hogan as the rugged crocodile hunter Mick Dundee. In the movie, American Sue Charlton, played by actress Linda Kozlowski, goes to fill her canteen in a watering hole when she is attacked by a crocodile before being saved by Dundee. Burt is briefly shown lunging out of the water. But the creature shown in more detail as Dundee saves the day is apparently something else. The Internet Movie Database says the film made a mistake by depicting an American alligator, which has a blunter snout. The Australian aquarium where Burt had lived since 2008 features a Cage of Death which it says is the nation’s only crocodile dive. It said it planned to honour Burt’s legacy with a commemorative sign “celebrating his extraordinary life and the stories and interactions he shared throughout his time at the park”.Journalist ‘stalked ex-Chancellor George Osborne & his wife for a year and accused them of drug abuse’