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Banking technology company Mbanq has debuted Mbanq Comet, an AI-powered digital loan origination platform. Comet integrates with core banking systems and is designed to allow banks, credit unions and FinTechs to streamline their loan decision process without interrupting their existing operations, according to a Monday (Nov. 25) press release . “Mbanq Comet is a vital tool for financial institutions looking to modernize their lending process,” Lars Rottweiler , chief technology officer at Mbanq, said in the release. “Its rapid deployment, compatibility with any legacy system, and advanced AI-powered tools make it a cornerstone of digital transformation in the financial industry.” In addition, Comet enhances the borrower experience with “a fully digital and user-friendly lending journey,” per the release, with credit scoring and risk assessment capabilities that comply with regulations such as ECOA and UDAAP. “Additionally, the platform’s automation tools reduce operational costs while maintaining top-tier security and compliance standards,” the release said. As PYMNTS wrote earlier this year, AI-powered loan decisioning tools “are becoming the new norm,” and have started to transform the way working capital and financing are extended to small and medium-sized businesses (SMBs). “AI has introduced a data-driven paradigm into the lending landscape, replacing subjective evaluations with objective analyses of vast amounts of information,” that report said. “Machine learning algorithms now assess a multitude of factors, including financial history, credit scores and business performance metrics, to make lending decisions.” And in many ways, this shift has turned character-based lending into something of a dying art, at a time when SMBs can’t easily get loans, even smaller ones, as Galileo Financial Technologies Chief Product Officer David Feuer told PYMNTS in an interview last year. “Banks are becoming increasingly sophisticated in their use of data and their use of AI to make intelligent decisions about who to make their offers to,” Feuer said. One of the benefits of AI-powered loan decisioning tools is their speed and efficiency, that report noted. Traditional character-based lending often involved long evaluations and personal interactions, which could cause delays in accessing much-needed working capital. “AI enables quick and automated assessments, providing SMBs with timely financing solutions to support their growth and operations,” PYMNTS wrote.AP Trending SummaryBrief at 2:28 p.m. EST
10. Lack of Accountability:Bangladesh: BNP Criticises Chief Adviser Yunus' Suggestion To Lower Voting Age To 17None
A young woman in China recently made headlines after a video of her attempting to ride an electric scooter with her father as a passenger went viral online. In the video, the woman can be seen struggling to keep the scooter balanced as it suddenly lifts off the ground and crashes back down. The incident has sparked a wave of amusement and mixed reactions from netizens, with many attributing the mishap to the father's weight rather than the driver's lack of skill.
Jonah Goldberg Among elites across the ideological spectrum, there's one point of unifying agreement: Americans are bitterly divided. What if that's wrong? What if elites are the ones who are bitterly divided while most Americans are fairly unified? History rarely lines up perfectly with the calendar (the "sixties" didn't really start until the decade was almost over). But politically, the 21st century neatly began in 2000, when the election ended in a tie and the color coding of electoral maps became enshrined as a kind of permanent tribal color war of "red vs. blue." Elite understanding of politics has been stuck in this framework ever since. Politicians and voters have leaned into this alleged political reality, making it seem all the more real in the process. I loathe the phrase "perception is reality," but in politics it has the reifying power of self-fulfilling prophecy. Like rival noble families in medieval Europe, elites have been vying for power and dominance on the arrogant assumption that their subjects share their concern for who rules rather than what the rulers can deliver. Political cartoonists from across country draw up something special for the holiday In 2018, the group More in Common published a massive report on the "hidden tribes" of American politics. The wealthiest and whitest groups were "devoted conservatives" (6%) and "progressive activists" (8%). These tribes dominate the media, the parties and higher education, and they dictate the competing narratives of red vs. blue, particularly on cable news and social media. Meanwhile, the overwhelming majority of Americans resided in, or were adjacent to, the "exhausted majority." These people, however, "have no narrative," as David Brooks wrote at the time. "They have no coherent philosophic worldview to organize their thinking and compel action." Lacking a narrative might seem like a very postmodern problem, but in a postmodern elite culture, postmodern problems are real problems. It's worth noting that red vs. blue America didn't emerge ex nihilo. The 1990s were a time when the economy and government seemed to be working, at home and abroad. As a result, elites leaned into the narcissism of small differences to gain political and cultural advantage. They remain obsessed with competing, often apocalyptic, narratives. That leaves out most Americans. The gladiatorial combatants of cable news, editorial pages and academia, and their superfan spectators, can afford these fights. Members of the exhausted majority are more interested in mere competence. I think that's the hidden unity elites are missing. This is why we keep throwing incumbent parties out of power: They get elected promising competence but get derailed -- or seduced -- by fan service to, or trolling of, the elites who dominate the national conversation. There's a difference between competence and expertise. One of the most profound political changes in recent years has been the separation of notions of credentialed expertise from real-world competence. This isn't a new theme in American life, but the pandemic and the lurch toward identity politics amplified distrust of experts in unprecedented ways. This is a particular problem for the left because it is far more invested in credentialism than the right. Indeed, some progressives are suddenly realizing they invested too much in the authority of experts and too little in the ability of experts to provide what people want from government, such as affordable housing, decent education and low crime. The New York Times' Ezra Klein says he's tired of defending the authority of government institutions. Rather, "I want them to work." One of the reasons progressives find Trump so offensive is his absolute inability to speak the language of expertise -- which is full of coded elite shibboleths. But Trump veritably shouts the language of competence. I don't mean he is actually competent at governing. But he is effectively blunt about calling leaders, experts and elites -- of both parties -- stupid, ineffective, weak and incompetent. He lost in 2020 because voters didn't believe he was actually good at governing. He won in 2024 because the exhausted majority concluded the Biden administration was bad at it. Nostalgia for the low-inflation pre-pandemic economy was enough to convince voters that Trumpian drama is the tolerable price to pay for a good economy. About 3 out of 4 Americans who experienced "severe hardship" because of inflation voted for Trump. The genius of Trump's most effective ad -- "Kamala is for they/them, President Trump is for you" -- was that it was simultaneously culture-war red meat and an argument that Harris was more concerned about boutique elite concerns than everyday ones. If Trump can actually deliver competent government, he could make the Republican Party the majority party for a generation. For myriad reasons, that's an if so big it's visible from space. But the opportunity is there -- and has been there all along. Goldberg is editor-in-chief of The Dispatch: thedispatch.com . Get opinion pieces, letters and editorials sent directly to your inbox weekly!
One of the key factors contributing to the island's success is its government's forward-thinking policies and investment in infrastructure. Supportive measures such as tax incentives, streamlined regulations, and access to research and development funding have attracted both domestic and international companies to set up shop on the island.
But can Ronaldo continue to dominate the game and reach the milestone of 1000 goals? Many believe that with his unparalleled work ethic and commitment to fitness, Ronaldo has the potential to achieve this unprecedented feat. His dedication to maintaining his physical condition, combined with his insatiable hunger for success, could see him continue playing well into his mid-40s and beyond.Another key area of improvement in the Yueling AI 2.5 release is the enhancement of its natural language processing capabilities. The platform now offers improved sentiment analysis, entity recognition, and language translation features, making it easier to extract valuable insights from text data and deliver more accurate and contextually relevant AI-powered services.
One of the key defenders of Salzburg, Stefan Lainer, highlighted the team's mindset going into the match, stating, "We know that Paris Saint-Germain is a top team with world-class attackers. But we cannot be intimidated by their reputation. We have to be brave and believe in our abilities as a team." This sentiment was echoed by his fellow defenders, who all agreed that facing a team of PSG's caliber required courage and determination.
The positive impact of the National Automobile Trade-In Subsidy Program extends beyond the automotive industry. As more consumers opt for newer and greener vehicles, there is a ripple effect across various sectors, from manufacturing to infrastructure development. This injection of demand helps stimulate economic growth and create new opportunities for businesses along the automotive supply chain.GRAND FORKS — Chris Logan won't return as the UND women's soccer coach next season. Logan’s contract won’t be renewed after it expires on Dec. 31, the school announced Monday. ADVERTISEMENT Logan signed a two-year contract extension in November 2022, after the Fighting Hawks won seven games and appeared in the Summit League tournament. But UND has won just one of 16 league games since (1-7-8). The Fighting Hawks were winless in conference play this season (0-4-4) and 4-8-6 overall. UND announced a national search for the next coach will begin immediately. Logan, who took over as head coach in December 2016, went 51-68-24 record in his eight seasons. UND was 21-41-12 in conference play during Logan’s tenure, making the Summit League tournament in 2019 and 2022. He was named the Big Sky Conference Coach of the Year in 2017 as a first-year head coach. Logan led the program in its transition from the Big Sky to the Summit League in the fall of 2018. ADVERTISEMENT Logan was the longest-tenured coach in program history. He replaced Matt Kellogg, who was at the helm for four seasons. Other UND head coaches were Kirsten Gay (five seasons), Brock Thompson (three), Tim Bennett (one), Matt Grandstrand (two), Angela Morrison (one) and Neil Sedgwick (two). During the season, members of the soccer team met with UND President Andy Armacost to voice concerns of equality, and sent an outline of concerns to UND’s Title IX office. "We, the members of the UND women's soccer team, are submitting this formal Title IX complaint to address ongoing gender inequities, as well as the systemic failure of the administration, to support and provide adequate resources to our team," said the letter, which the Herald obtained in October. "We have followed proper channels of communication for several years without significant action being taken to resolve these concerns. Our intention is to outline the key issues that have led to a discriminatory environment and ask for immediate corrective measures." The letter is critical of administrative support, unequal access to facilities at Ralph Engelstad Arena, the condition of Bronson Field, limited access to medical staff and "a general feeling of marginalization." UND spokesman David Dodds said Armacost met with players in early October. According to a UND player in attendance, six UND players met with Armacost in Twamley Hall on Oct. 4. Logan declined to discuss the letter or player concerns with the Herald in October, but referenced the complaint on social media Monday afternoon. “There is a formal investigation into this and I have been a part of the meetings,” Logan wrote on X, formerly Twitter. “I believe the Title IX complaint is pretty blatant, but the university has a President that will work this out for the betterment of the athletes.”
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The player's fall from grace serves as a stark reminder of the harsh realities of professional football. In a sport where performance is everything, even the most talented players can find themselves struggling to make an impact. The pressure to succeed at the highest level can be overwhelming, and for some, the weight of expectations can prove too much to bear.Jinan University Canteen Stall Refuses to Cook Instant Noodles, Raises Prices, Threatened by Competitors and Forced to Close? Students Lodge Complaints to Municipal Supervision Bureau, University RespondsIn addition to practical tips and techniques, the Lenovo online tutorial also features insights from professional female gamers who share their firsthand experiences and advice on mastering the "W+Spacebar" challenge. Through these inspirational stories and expert guidance, aspiring female gamers can feel empowered and encouraged to overcome obstacles and unlock their full potential in the gaming world.
Donald Trump is considering creating a new White House position dedicated to overseeing cryptocurrency policy. According to Bloomberg , the president elect’s team is already vetting potential candidates. The post would be the White House ’s first crypto-specific job. Trump himself has several crypto businesses, having recently released his fourth collection of non-fungible tokens and helped launch the crypto venture World Liberty Financial. Throughout his campaign, the president-elect promised to cut back crypto regulations, establish a presidential crypto advisory council and fire current Securities and Exchange Commission Chair Gary Gensler, who has hammered the digital asset industry. In recent days, however, several crypto allies have visited Mar-a-Lago to discuss the White House crypto position. Ex-Coinbase and Binance executive Brian Brooks, also a potential candidate for SEC chair, met with Trump on Tuesday, sources familiar with the meeting told Bloomberg. Coinbase Chief Executive Officer Brian Armstrong reportedly also spoke with the president-elect this week. X , “the everything app ”, has it all, according to billionaire owner Elon Musk ’s preferred tagline. On offer today is a catty exchange between Musk, the world’s richest man, and the world’s second richest man, Amazon founder Jeff Bezos . Musk, a rabid supporter of President-elect Donald Trump who denies he goes around offering acquaintances his semen, tweeted on his social network that he’d heard “Bezos was telling everyone [Trump] would lose for sure, so they should sell all their Tesla and SpaceX stock 🤭.” Musk is the CEO of both companies, while Bezos owns rival space firm Blue Origin. Bezos shot down the claim: “Nope. 100% not true.” The buff-bodied online retail magnate certainly didn’t exhibit any preference for Trump’s opponent , Vice President Kamala Harris , during this year’s presidential campaign. In fact, he kiboshed an editorial page endorsement of Harris at the Washington Post , which he’s owned since 2013, provoking ire from hundreds of thousands of subscribers who canceled their subscriptions en masse. so funny the second richest man is bothering to respond to this pic.twitter.com/Bi4gADndvQ Scouted selects products independently. If you purchase something from our posts, we may earn a small commission. Made In Cookware is known for quality kitchen tools that look as good as they perform. Its sleek, chef-approved kitchen essentials are for people who know that the plates matter as much as the food. That makes its full sets a great option for anyone looking for a little uniformity in their cabinets. To sweeten the deal, Made In is not only offering up to 30 percent off, but shoppers can also score freebies like Dutch ovens, frying pans, and wine glasses with select purchases. We’ve pulled a few of their best deals just in time for your turkey prep. 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The actress revealed on the SHE MD podcast Tuesday that she was diagnosed with polycystic ovarian syndrome (PCOS) and endometriosis, which affect fertility. “I had a bit of a worry last summer and I just wanted to go and get things checked out and then we ended up finding out information that I probably wouldn’t have known until I started having kids in another five years,” Pugh said. Dr. Thaïs Aliabadi, the host of the podcast, diagnosed Pugh, who said she made the appointment after “a few weird dreams.” “It was just so bizarre because my family are baby-making machines,” she said. “My mom had babies into her forties, my gran... she had so many kids as well. I just never assumed that I was going to be in any way different and that there was going to be an issue with it, or that I had to think about it before I needed to think about it.” A species of deep sea fish rarely seen at the ocean’s surface has been spotted numerous times on California beaches, and according to Japanese folklore it could be a bad omen. Three oarfish, which can grow over 30 feet long and are also known as “Doomsday Fish,” have been found dead on Southern California beaches over the past few months. Before that, researchers had only documented 19 beached oarfish in the state since 1901, reported The Sun . The most recent oarfish find was collected from Encinitas beach on Nov. 6, while the others were found on Huntington Beach in September and La Jolla in August. While researchers don’t know what’s behind the uptick, Ben Frable, a manager at the Scripps Institution of Oceanography, told The Sun that it all could be due to a greater number of oarfish in the waters near California. Or it could be a shift in weather patterns. In Japanese folklore, oarfish are called the “messenger from the sea god’s palace” and their appearance is thought to be a precursor to earthquakes. Before Japan’s catastrophic 2011 quake, and following tsunami, dozens of oarfish were spotted on beaches. However, some scientific studies have cast doubt on the folklore. Scouted selects products independently. If you purchase something from our posts, we may earn a small commission. As any true audiophile already knows, Amazon Music Unlimited has long been a reliable destination for an elevated listening experience. With millions of high-quality songs and an unparalleled collection of top ad-free podcasts, the platform’s catalog is curated to capture both your attention and your imagination. Now, Amazon is raising the bar with an exciting update: Audible is officially joining Amazon Music Unlimited, cementing the brand’s status as an all-in-one audio hub . Audible’s industry-leading catalog of audiobooks features an expansive selection of can’t-miss bestsellers, hot-off-the-press exclusives, and timeless classics to immerse yourself in. As an Amazon Music Unlimited subscriber, you’ll be free to select one book each month (of any length) and listen to it directly in the Amazon Music app . Whether you’re a fiction buff ready to dive into a thrilling new adventure or a non-fiction enthusiast looking to expand your horizons, Audible’s expansive collection is sure to have the right title that matches your tastes. Plus, when you’re ready to take a break from the book, you can seamlessly swap back to your favorite tunes and podcast episodes —all without having to leave the app. It’s all the audio that you’ll ever need, all in one place! Best of all, this game-changing update is arriving just in time for the holiday season: start a new subscription , and enjoy your first three months of Amazon Music Unlimited, completely for free. Audio art, conversation, and storytelling—all in one place. What’s not to love? Sign up today and get lost in the sound . Kamala Harris retreated to Hawaii with husband Doug Emhoff for a week-long vacation on Tuesday, further shielding herself from the public eye after her loss to Donald Trump in the presidential election. The Federal Aviation Administration enforced a temporary flight restriction over Kona and Waimea on Hawaii’s big island from Tuesday to noon the next Monday, the Honolulu Star-Advertiser reported. Harris’ vacation comes as Democrats try to push through more of Joe Biden’s judicial nominees before they lose control of the Senate in January. As the president of the Senate, Harris is often the tie-breaking vote for the Democrats’ slim majority. A Harris aide told NBC News that Harris delayed her trip in case she was needed to vote on any nominees, but the team is now anticipating she’ll be needed in December. “She will definitely be available for any tie votes,” another senior aide said. Chris Cuomo is once again opening up about his firing from CNN. “You only live going forward, and CNN is part of my past,” the anchor told People . Cuomo was axed from the network in December 2021, after advising his brother, former New York Governor Andrew Cuomo, on how to navigate sexual harassment allegations . (The elder Cuomo has continually denied any wrongdoing.) Chris was “livid” over his termination, and eventually sued CNN for $125 in damages. He resurfaced at News Nation , and while he told People that “living in the past is very poisonous because you can’t change it,” he did spend the bulk of the interview talking about the past and defending his decision to help his brother. (For whom, incidentally, he also voted as a write-in candidate for president.) “I never kept any secrets about what I was doing,” he said. “I’ll always help my family.” A New York lawmaker eager to cash in on a feud between Whoopi Goldberg and a Staten Island bakery showed up Wednesday at the Capitol with a box of the pastry shop’s signature sweet. Rep. Nicole Malliotakis (R-NY) set out boxes of Charlotte Russe cakes from Holtermann’s Bakery near the steps of the House of Representatives and demanded that The View host apologize for telling viewers the bakery had refused to serve her because of her politics. “This is a small business, and somebody going on national TV like that could break a business,” she told the New York Post . In fact, business has been booming ever since Goldberg accused an unnamed bakery last week of refusing to fill her birthday order. Her team managed to procure the desired dessert—a mini sponge cake with strawberries and whipped cream—by calling back and not saying her name. “Perhaps they did not like my politics,” Goldberg said at the time. Fans quickly recognized Holtermann’s packaging, and the bakery disputed Goldberg’s version of events. They’ve arrived! All the way from #StatenIsland New York, Whoopi Goldberg’s FAVORITE Charlotte Russe cakes from our 146-year-old staple Holtermann’s Bakery. Everyone’s been asking me about them so we’ll be handing them out to members and staff on the House Steps at 4:30! pic.twitter.com/5eZhaRJEa1 Elon Musk and Vivek Ramaswamy are calling for an end to remote work for federal employees, labeling it a pandemic-era “privilege” that taxpayers shouldn’t have to fund anymore. In a Wall Street Journal op-ed published Wednesday, the two nominees to head Donald Trump ’s proposed Department of Government Efficiency (DOGE), said requiring federal employees to return to the office full-time would lead to a wave of voluntary resignations, helping to shrink the government workforce. “If federal employees don’t want to show up, American taxpayers shouldn’t pay them,” they wrote. The proposal could impact more than a million workers, although only about 10 percent of federal employees are working fully remote, according to the Office of Management and Budget. The proposed remote working ban is among the first actual policies laid out for DOGE—named after Musk’s favorite meme-based cryptocurrency. In their op-ed, the pair said they wanted to target the thousands of rules and regulations issued by “unelected bureaucrats” every year as part of their mission to help Trump “cut the federal government down to size.” As the Journal reported , however, there could be a hitch to the remote working ban: DOGE may not have the legal power to order federal employees back to the office. Are you an amateur photographer, a curious learner, or a budding entrepreneur? Adobe Creative Cloud can take your photos, skills, or business to the next level. This premium suite encompasses over 20 Adobe apps. Normally, a one-year subscription is $59.99 a month. For Black Friday, Adobe is lowering the cost of a year’s subscription to just $29.99 a month. Adobe Express and Lightroom are great for quickly editing photos–color adjustments, precise cropping, and removing unwanted background elements with generative AI. Use Photoshop and Illustrator to create gorgeous images and rich graphics for use online or in print. In addition to the apps, members also get access to over one million stock images, tens of thousands of fonts, and in-app tutorials to take their skills from novice to expert. Hurry, because this deal will expire on Friday (11/29). Jump in and let your imagination run wild today! If you buy something from this post, we may earn a small commission. After months on the market, the Los Angeles estate belonging to Sean “Diddy” Combs has finally attracted an interested buyer—but they’re offering half the asking price, the New York Post reports. Diddy listed the 17,000-square-foot home—which has 10 bedrooms, a 35-seat theater, and a sinister history—for $61.5 million in September, after purchasing it for $39 million in 2014. Real estate executive Bo Belmont is now offering $30 million ”to remove the stigma and focus on the charming elegance of this remarkable property,” he said in a press release . The Beverly Hills estate is one of the homes the feds raided in September, when they confiscated all that lube ; it’s also believed to be one of the sites where Diddy held his alleged “freak-offs.” An unnamed People source predicted earlier this month that finding a buyer who could “see beyond the headlines” would “definitely” be “an uphill battle.” Belmont, for what it’s worth, seems focused on the “beautiful, bucolic setting” and the “picturesque trees, foliage, and walkways‚” so at least that’s something. The International Criminal Court on Thursday issued arrest warrants for Israeli Prime Minister Benjamin Netanyahu , his former defence minister Yoav Gallant, and Hamas leader Mohammed Deif for alleged war crimes and crimes against humanity. ICC prosecutor Karim Khan announced in May that he was seeking warrants related to the Oct.7 Hamas attacks on Israel and Israel’s subsequent military conduct in the Palestinian territory Gaza . Roughly 700 Israeli civilians, and 1,200 people overall, were killed in the Oct. 7 attacks, according to Israel social security data. Over 44,000 have died during Israel’s subsequent 13-month siege on Gaza, according to local health officials. Human rights officials with the United Nations estimate nearly 70 percent of the deaths in Gaza have been women and children. “No one is above the law,” said Agnès Callamard, the Secretary General of leading human rights organization Amnesty International, after the announcement. Several Israeli officials hastily condemned the ICC’s decision. “These arrest warrants are a reward for terrorism,” said Israel’s opposition leader Yair Lapid. The U.S. Senate overwhelmingly rejected three resolutions that would have halted some weapons transfers to Israel on Wednesday. Incoming Senate Majority Leader John Thune (R-SD) has threatened the ICC with sanctions over its case against Israel. Israel’s military says it killed Deif in August though his death remains unconfirmed by Hamas.Meanwhile, the child's parents received a frantic phone call from their child informing them of the accident. Without a moment to spare, they rushed to the scene, their hearts pounding with fear and worry. Upon arriving, they were relieved to see that the situation was under control, thanks to the quick thinking and efforts of the two drivers who had intervened.