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bimabet slot GEORGE TOWN, Cayman Islands (AP) — Javan Buchanan's 28 points off of the bench led Boise State to an 83-82 victory against South Dakota State on Monday. Buchanan went 11 of 17 from the field (4 for 8 from 3-point range) for the Broncos (5-1). Alvaro Cardenas Torre added 16 points while going 6 of 13 (3 for 6 from 3-point range) while they also had seven assists. Julian Bowie went 4 of 4 from the field (3 for 3 from 3-point range) to finish with 13 points. Oscar Cluff finished with 19 points and 14 rebounds for the Jackrabbits (5-2). Joe Sayler added 19 points for South Dakota State. Kalen Garry had 13 points and five assists. ___ The Associated Press created this story using technology provided by and data from . The Associated Press

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Sam Darnold sensed the backside pressure as soon as he dropped back with Minnesota trailing by four points late in the fourth quarter in Seattle, so he moved into a safe space in the pocket and did precisely what the Vikings would prefer him to do with the game on the line. He threw the ball down the field to Justin Jefferson. The perfectly placed throw near the sideline beat double coverage for a 39-yard touchdown that put the Vikings back in front with 3:51 remaining in a 27-24 victory over the Seahawks on Sunday. “It was a great call,” said Jefferson, who had 10 receptions for 144 yards and two scores, all season highs. “I’m not going to say too much about that play, but something went on where me and Sam were on the same page, and he found me and we went up.” The Vikings were understandably coy about the context around the go-ahead touchdown , when Darnold made a difficult on-the-run pass just over cornerback Tariq Woolen that Jefferson deftly twisted to catch next to his backside hip so he could shield the ball from late-breaking safety Julian Love. Darnold saw Love's shoulders initially shaded inside just enough to believe he couldn't retreat fast enough to prevent Jefferson from getting the ball. Jefferson also applied some improvisation to his route that Darnold clearly and properly read during the play. “I want those guys to have some freedom in those moments,” coach Kevin O'Connell said. “We do a lot of things with Justin and Sam, seeing the coverage and then with some route opportunities to get to at the line of scrimmage, and I think those guys have just gotten so comfortable with that stuff.” Darnold's long-delayed breakout performance under O'Connell has been one of the stories of the NFL this season, one that wouldn't have unfolded as neatly for the third overall pick in the 2018 draft without such synergy between him and his superstar wide receiver. If the Vikings (13-2) win their last two games, they will not only be NFC North champions for the second time in three years but also get the No. 1 seed and the lone first-round bye in the NFC for the playoffs. “Every single game we’re finding different ways to overcome adversity, overcome the different stuff defenses have thrown towards us," Jefferson said. “Sam has done a great job being a leader.” What's working The pass rush was strong, with Andrew Van Ginkel recording two sacks and pressure leading to both interceptions of Seahawks quarterback Geno Smith. The Vikings were credited with eight hits on Smith. What needs help The Vikings converted only three of 12 third downs, their second-worst rate of the season. Stock up Theo Jackson, who saw significant playing time at safety with Harrison Smith out, had the game-sealing interception with 49 seconds left. Stock down Tight end Josh Oliver has played 47% of the snaps the last two games, his two lowest usage rates of the season. He dropped the only pass he was thrown on Sunday. Injury report The defense ought to get a big boost this week with the expected return of the 13-year veteran Smith from his first absence in two years when he was sidelined at Seattle with a foot injury. Linebacker Ivan Pace, who has missed four games on injured reserve with a hamstring strain, is also on track to be back with his return to practice. Backup defensive lineman Jalen Redmond, who didn't play against the Seahawks because of a concussion, has made progress through the protocol, O'Connell said. Backup cornerback Fabian Moreau, who was inactive at Seattle with a hip injury, will continue to be evaluated throughout the week. Key number 13.6% — That's the third-down conversion allowance rate for the Vikings over the last two games, with Chicago and Seattle combining to go just 3 for 22. The Vikings rank second in the NFL in third-down defense at 33.7% for the season and also rank second on fourth down at 36.7%. Up next The Vikings host Green Bay on Sunday, with the kickoff moved to the late afternoon showcase spot on Fox. If Minnesota loses to the Packers, the Lions will clinch the NFC North and the Vikings would open the playoffs on the road as the No. 5 seed at best. Even if the Lions were to lose at San Francisco on Monday night, the Vikings would need to win at Detroit on Jan. 5 to take the division title. ___ AP NFL: https://apnews.com/hub/NFL Dave Campbell, The Associated PressMagdeburg mourns market attack victims

Foley is here to help you through all aspects of rethinking your long-term business strategies, investments, partnerships, and technology. Contact the authors, your Foley relationship partner, or our Automotive Team to discuss and learn more. Key Developments Foley & Lardner announced the 2024 installment of its Auto Trends series—A Year in Review: Updates, Trends and the Road Ahead . This series delves deep into the transformative forces shaping the automotive world by providing weekly insights and analysis tailored to help business leaders navigate a shifting market landscape. The first two articles in the series address the regulatory themes and outlook for the National Highway Traffic Safety Administration , and potential scenarios for a realignment of the EV and EV infrastructure market . manufacturing under President-elect Donald Trump’s administration in the Pitchbook article, “ Manufacturers prep for a new tariff regime .” President-elect Donald Trump in a November 25 social media post stated he would impose additional 10% tariffs on goods from China , and 25% tariffs on all products from Mexico and Canada for the nations’ alleged facilitation of illegal immigration and fentanyl abuse in the U.S. In response, officials from Canada and Mexico indicated retaliatory tariffs would be pursued. [ News coverage of this development is rapidly evolving .] The cost of tariffs on imported vehicles or components would eventually be passed along to consumers in the form of higher vehicle prices , according to commentary from S&P Global Mobility. The New York Times reported the effects of U.S. tariffs on Mexico’s auto industry “would be profound , affecting the price in the United States of popular models like Ford Maverick pickups, Chevrolet Equinox sport-utility vehicles and several variations of Ram trucks.” A number of provincial leaders in Canada recently called for a bilateral trade agreement between the U.S. and Canada that would exclude Mexico. In response, Prime Minister Justin Trudeau indicated that including Mexico in the U.S.-Mexico-Canada trade agreement is his “first choice,” but he is “leaving all doors open.” Political leaders in the U.S. and Canada have expressed concerns over the potential for Chinese goods to avoid tariffs by entering the North American market through Mexico , a claim Mexican President Claudia Sheinbaum has disputed , as well as the possibility that Chinese companies such as BYD could soon establish manufacturing operations in Mexico. As part of a goal to dismantle Biden administration policies that have been described as equivalent to an “EV mandate,” the incoming Trump administration signaled an intent to weaken the National Highway Traffic Safety Administration’s Corporate Average Fuel Economy (CAFE) standards and the Environmental Protection Agency’s tailpipe emissions requirements . The first Trump administration overturned similar Obama-era vehicle fuel economy and emissions regulations. The Alliance for Automotive Innovation urged President-elect Donald Trump to maintain the $7,500 consumer tax credit for qualifying EV purchases , and to establish policies to accelerate the deployment of autonomous vehicles . The industry association also suggested revisions to vehicle emissions and fuel-economy regulations , as well as the need to rethink a requirement to equip nearly all new light vehicles with advanced automatic emergency braking systems by 2029. Wood Mackenzie analysis indicates a potential revision or repeal of federal EV subsidies , as well as fuel economy and vehicle emissions rules ,could lower projected U.S. EV sales by nine percentage points to 23% of new light vehicles by 2030 . The analysis also predicts hybrid vehicles could achieve a U.S. market share of 18% by 2030 . Consultancy AlixPartners predicted that up to $129 billion of EV investments in North America through 2027 are “at risk” due to anticipated Trump administration policiesthat are expected to be unfavorable to EVs , as well as the expectation automakers will delay or cancel BEV models and further reduce electrification expenditures. Members of President-elect Donald Trump’s transition team indicated that establishing a federal framework for autonomous vehicles could be among the Transportation Department’s top priorities, according to unnamed sources in Bloomberg . Foley & Lardner provided highlights from the MEMA Original Equipment Suppliers Annual Conference held on November 12 and 13 in Novi, Michigan. During the conference, at least one automotive analyst remarked on the risk of excessive inventory levels and underutilized manufacturing capacity. OEMs/Suppliers Automotive News summarized remarks by Ford and GM regarding the automakers’ scenario planning ahead of the incoming Trump administration . Stellantis is exploring potential revisions to its manufacturing and sourcing strategies in the event Trump administration policies affect supply chains, and the automaker indicated it could revisit a plan to expand production and sourcing from lower-cost countries if new tariffs are imposed. GM will lay off approximately 1,000 workers worldwide , and a significant portion of the reductions will affect employees at the Global Technical Center in Warren, Michigan. This follows layoffs of over 1,000 software and services employees in August 2024 . A report in The Detroit News estimates Stellantis has laid off over 3,750 hourly workers in the U.S. in recent months. Ford will eliminate 4,000 employees in Europe, equivalent to 14% of the region’s workforce, by the end of 2027 because of economic challenges, increased competition and weaker-than-anticipated EV sales. The majority of the reductions will occur in Germany . Volkswagen’s union workersin Germany could begin mass walkouts in December if an agreement is not reached during negotiations over the automaker’s planned cost reductions. VW’s labor costs in Germany are reported to be higher than competitors that include BMW and Mercedes. Ford will reallocate 400 hourly workers following reduced Bronco production at the Michigan Assembly Plant in Wayne, MI. Electric Vehicles and Low EmissionS Technology During a panel at the MEMA Original Equipment Suppliers Annual Conference , purchasing executives at three major automakers assured suppliers of transparency for evolving product plans and EV programs. Volkswagen increased its potential investment in Rivian by $800 million to $5.8 billion, as part of a joint venture to advance both in-vehicle software capabilities and EV development . VW previously invested $1 billion in the EV maker as part of a collaboration announced earlier this year. S&P Global Market Intelligence estimates global private equity and venture capital deal value in EVs and EV components reached $3.32 billion in the first three quarters of 2024, compared to $4.03 billion raised by non-EV companies in the same period. Global private equity deal value in EV charging infrastructure from January through October 18, 2024, reached $1.04 billion, according to data from S&P Global Market Intelligence. This compares to a deal value of $1.11 billion in full-year 2023. Swedish battery maker Northvolt AB filed for Chapter 11 bankruptcy protection in the U.S. Separately, Northvolt recently sold certain production assets to Lyten , a California-based lithium-sulfur battery maker. Rivian received approval for a conditional loan of up to $6.6 billion from the Department of Energy to expand EV production. Separately, LG Energy Solution was awarded a five-year battery supply agreement for Rivian’s R2 crossover model. Ford will no longer participate in a joint venture manufacturing plant in Quebec that will produce battery materials for EVs. Construction on the cathode active materials plant is already underway and it is expected to continue, according to a report in La Presse . Workers at the Ford – SK On battery joint venture plant in Kentucky signed union authorization cards to begin a campaign to join the UAW. Stellantis delayed the launch of the 2025 Ram 1500 REV electric pickup truck and its range-extended version to the first half of 2025 from the end of this year. The automaker is also working toward two additional EV launches, the Dodge Charger Daytona muscle car and the Jeep Wagoneer S SUV . EVgo hopes to close a U.S. Energy Department $ 1.05 billion conditional loan guarantee for up to 7,500 fast-charging stalls ahead of the incoming Trump administration. Chinese EV makers delivered 9.75 million EVs to mainland buyers in the first ten months of 2024, reflecting an increase of 34% compared to the same period last year. BYD could surpass Ford in worldwide annual shipments this year, and the milestone would establish the Chinese EV maker as a top 10 global automaker measured by unit volumes. California Governor Gavin Newsom plans to offer EV rebates to consumers in the state if the federal tax credit of up to $7,500 for qualifying EV purchases is eliminated. Stellantis plans to add a hybrid model to the Jeep lineup sometime next year, according to an announcement at the Los Angeles Auto Show . Kia intends to produce the 2025 EV6 compact electric crossover at its plant in Georgia , and the vehicle will begin sales in the first half of next year. Hyundai’s 2026 Ioniq 9 electric SUV will have three-row seating and an estimated 300 miles of range. Hyundai and Kia will recall over 200,000 EVs in North America over a defect that may cause the loss of drive power. Automated, Autonomous or Connected Vehicles Technologies GM autonomous driving unit Cruise agreed to pay a $500,000 criminal fine to end claims that it made false statements to federal investigators after one of its vehicles struck a pedestrian. This follows a $1.5 million civil penalty for the same incident. Autonomous technology developer May Mobility launched robotaxi operations in Ann Arbor, Michigan, without human backup drivers in the vehicles. The company previously established driverless operations in Sun City, Arizona. Market Trends and Regulatory Recent appointments announced by the incoming Trump administration include: former Wisconsin Rep. Sean Duffy to serve as the next secretary of the Department of Transportation ; Oregon Rep. Lori Chavez-DeRemer , described as a “pro-union Republican,” to lead the Labor Department ; Cantor Fitzgerald CEO Howard Lutnick to head the Commerce Department and have “additional direct responsibility” for the U.S. Trade Representative’s office; and Tesla CEO Elon Musk and entrepreneur Vivek Ramaswamy to lead a new Department of Government Efficiency tasked to “dismantle government bureaucracy, slash excess regulations, cut wasteful expenditures, and restructure federal agencies.” The National Highway Traffic Safety Administration fined Ford $165 million over claims the automaker delayed the recall of more than 600,000 vehicles with defective rearview cameras. This represents the second largest civil penalty in the agency’s history. Less than a week later, NHTSA opened separate investigations into 457,000 Ford Bronco Sport SUVs over the potential for vehicles to lose power, and roughly 113,000 Ford Expeditions due to the possibility of faulty seat belts. New passenger car registrations in Europe reached 8.9 million units for the first ten months of 2024, reflecting growth of less than 1% when compared to the same period in 2023. In the past decade, venture capitalists have invested approximately $120 billion globally into shared mobility service businesses such as ride-hailing and station-based bike systems. The Federal Communications Commission announced final rules governing cellular-vehicle-to-everything technology in the 5.9 GHz band. This is expected to promote the use of 30 megahertz of spectrum previously reserved for dedicated short-range radio communications for in-vehicle and roadside C-V2X units. Analysis by Julie Dautermann, Competitive Intelligence Analyst

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Though it looked like their upset bid was going to come up short after some heroics from Solo Ball at the end of regulation, Tyrese Hunter and Memphis picked up a huge win to kick off the Maui Invitational on Monday morning. Hunter and the Tigers stunned No. 2 UConn 99-97 on Monday at the Lahaina Civic Center in Maui to open the iconic Feast Week tournament — which returned to Maui this week for the first time since deadly fires erupted on the island in 2023. That pushed the Tigers to a perfect 5-0 on the season and moved them into the semifinals, where they’ll take on either Colorado or Michigan State on Tuesday. The Huskies, who are coming off back-to-back national championship runs, have now lost their first game since Feb. 20. That ended a 17-game win streak. Memphis looked like it was going to pull off the win in regulation after jumping up by 13 points late in the second half. The Tigers had all the momentum, and UConn — despite entering halftime tied up 40-40 — appeared to be dead in the water. But suddenly, the Huskies rattled off an 18-5 run to end the second half. Ball capped that tear with a perfect 3-pointer from the wing with just more than a second left, too, which sent the game into overtime. Solo. Ball. — UConn Men's Basketball (@UConnMBB) UConn used that momentum and took the early jump in the extra period, too. Memphis, however, didn’t go away — and the Tigers took full advantage of a mistake from coach Dan Hurley. Memphis tied the game back up after a 3-pointer from Colby Rogers, and then Tigers guard P.J. Carter hit four straight free throws just a few seconds later after Liam McNeeley was called for an over-the-back foul on the other end. That foul set Hurley off and earned him a technical foul, which resulted in a seven-point swing. That was enough to keep Memphis ahead the rest of the way. Carter had all nine of his points in overtime, thanks to a 3-pointer before the technical and two free throws after, to keep the Tigers in the lead and eventually give them the win. UConn had one final look at the buzzer, but couldn’t get it to fall a second time. While Hurley's technical foul didn't directly cause the loss, it undoubtedly opened the door for the Tigers at the worst possible time. Hunter finished with 26 points on seven 3-pointers for the Tigers in the win. P.J. Haggerty added 22 points and five assists, and Colby Rogers finished with 19 points. They shot nearly 55% from both the field and behind the arc as a team, too. Tarris Reed led UConn with 22 points and 11 rebounds off the bench in the loss. Alex Karaban finished with 19 points, and McNeeley had 10 points and four rebounds. The Huskies, who entered the week as the favorite in the event, will now take on the loser of Colorado-Michigan State on Wednesday on the consolation side of the bracket. UConn was by far the favorite on its half of the bracket, which now clears a path for Hardaway and the Tigers to reach the title game on Wednesday. No. 4 Auburn, No. 5 Iowa State and No. 12 North Carolina are all on the other side of the bracket, however, so a championship in Hawaii before Thanksgiving won't be easy by any means. But regardless of what happens in the coming days, Memphis now has a marquee win under its belt. For a team that lost eight of its last 15 games and missed the NCAA tournament completely last season, a win over a top-5 team in the early days of the season is a huge accomplishment.

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Ex-DePaul guard leads N. Illinois against Chris Holtmann's Blue DemonsDaily Post Nigeria Corporate governance foundation for success, sustainability of the telecoms industry in Nigeria Home News Politics Metro Entertainment Sport News Corporate governance foundation for success, sustainability of the telecoms industry in Nigeria Published on November 25, 2024 By Daily Post Staff The Nigerian Communications Commission (NCC) has highlighted how governance frameworks will not only ensure compliance but also promote innovation, trust, and long-term value in the ecosystem. Aminu Maida, Executive Vice-Chairman and Chief Executive Officer (EVC/CEO), in his address at the recent 2024 Annual Corporate Governance Conference, in Lagos made this assertion. The conference was tagged: “Corporate Survival and Sustainability: The New Face of Governance.” Maida, harped on the significance of corporate governance in organisations, affirming that the concept remains the foundation for success, sustainability of the telecoms industry in Nigeria. He also disclosed the Commission is about to release its revised corporate governance code by updating the 2016 version with a key focus on the introduction of mandatory sustainability reporting for telecoms operators in the country. The EVC explained that this initiative aims to align the sector with global Environmental, Social, and Governance (ESG) standards, promoting greater transparency and support sustainable development within Nigeria’s telecoms space. Dr. Maida also highlighted how sustainability reporting involves organisations to disclose information about their ESG performance. This practice provides stakeholders—including investors, customers, and regulators—with insights into how telecoms operators manage risks and opportunities related to sustainability. Key components include reporting on carbon emissions, resource usage, labour practices, community engagement, and data privacy, stated Maida. He further explained essence of sustainability in corporate governance, noting “such practices are no longer optional but essential for the long-term success of telecoms companies.” He stated that in today’s fast-evolving world, corporate governance is not just a regulatory requirement—it’s the foundation of the telecom industry’s success and sustainability. He declared: “As leaders, it’s our responsibility to ensure our governance frameworks are robust, adaptable, and in tune with the changing global landscape.” Underscoring the significance of good governance in the telecoms sector of Nigeria’s economy, Maida as well presented findings from a comprehensive NCC analysis evaluating corporate governance among telecoms operators in Nigeria. According to him, the major indicators examined in the survey included Board composition, diversity, effectiveness, ethical conduct, compliance, risk management, and corporate social responsibility. The analysis, NCC Executive Vice-Chairman stated, indicated a strong correlation between effective governance and regulatory compliance, with companies not excelling in governance facing poor financial performance. This observation demonstrates that “good governance is not merely a regulatory obligation but a strategic necessity for sustainable business success,” Maida asserted. Key elements of future of corporate governance in telecoms industry Besides expatiating on the correlation between effective governance and regulatory compliance in the industry, Dr. Maida further enumerated the essential components shaping the future of corporate governance in the telecoms sector. According to him, these include Adaptability. As digital transformation and emerging technologies redefine the landscape, governance frameworks must adapt while ensuring accountability, he noted. Data Privacy and Security: With telecom operators handling vast amounts of sensitive data, robust data protection measures are imperative. He also warned that “data breaches could have dire consequences for both individual companies and the sector as a whole.” He equally stressed the need for “governance frameworks” that prioritise data security through comprehensive policies and compliance protocols in the ecosystem. The EVC/CEO of the telecoms sector regulatory Commission averred: “Corporate governance is not just a regulatory organisation; it is the foundation for the success and sustainability of our industry.” The Executive Vice-Chairman as well highlighted the impressive growth of Nigeria’s telecommunications industry since its liberalisation in 2001. He said: “From just 305,000 active phone lines in 2001, we now boast over 150 million active telecoms subscribers.” Maida restated the telecoms sector’s significant contributions to the West African country’s Gross Domestic Product (GDP) to include job creation, and economic empowerment for millions of Nigerians. Related Topics: NCc Don't Miss Removal of CCT Chairman Justice Danladi Umar unconstitutional – Bauchi lawyers You may like Be more transparent with yours data billings – NCC tells network providers NCC to resolve telecoms, banks’ USSD debt issue with CBN NCC moves towards digital justice Subscribers to be exposed to only seven data tariff plans – NCC NCC to create new role of corporate officers in line with governance in telecoms industry NCC committed to transparency, accountability in communications sector – Maida Advertise About Us Contact Us Privacy-Policy Terms Copyright © Daily Post Media LtdI'm A Celeb's Dean McCullough 'surprises' viewers in latest Bushtucker Trial

Venezuela's Nicolas Maduro: 'Artificial Intelligence' Is Plotting a 'Cyber-Fascist Coup'

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The champions crashed to a fifth straight defeat in all competitions – something not experienced by the club in more than 18 years – as they were thrashed 4-0 by Tottenham at the Etihad Stadium on Saturday. The loss, which was also a third in succession in the Premier League and shattered a 52-game unbeaten home run, damaged the club’s hopes of winning an unprecedented fifth title in a row. It is the worst run of Guardiola’s glittering managerial career and the City boss, who extended his contract until 2027 last week, is determined to turn the situation around. The Catalan said: “When we start to lose I say to the people I have to find a way, I have to. It’s my duty, my responsibility, to find a way to be more consistent, that our game will be better and win games. “This is what we have to do.” City have been hampered by injuries to key players in recent weeks, particularly by the absence of Ballon d’Or-winning midfielder Rodri, who has been sidelined for the remainder of the season. Problems have emerged at both ends of the field with a lack of clean sheets – just five in 19 outings this term – and a shortage of goals being scored on occasions, like Saturday, when the prolific Erling Haaland has an off-day. Guardiola said: “We don’t expect to lose important players but it’s happened and you have to find a way. We have to find other abilities. “I don’t think we didn’t create enough chances. We created a lot of chances, clear ones at 0-0, 0-1, 0-2. “Of course we want a lot of players to score but it’s happened now. “I know at the Etihad when we are there and we score goals our momentum is there, but now we are not solid enough. That is the truth. “In both sides normally we are solid but we concede the goals. Now in both sides we are not good enough. “In these situations, what do you have do to? Keep going my friends, keep going. “We have done it in the past – not in terms of results being as bad as now – but we have done it and we face the situation and move forward.”Claro Enterprise Solutions Expands Technology Service Offerings to Accelerate Mergers and Acquisitions IntegrationsBlackRock Announces Board Approval of Closed-End Fund ReorganizationNot all data is created equally. And for 21st century finance and treasury teams attempting to navigate today’s atypical and dynamic economic environment, it’s not just about having data — it’s about having the right data. Still, the rise of digital finance tools means finance teams now have more data than they know what to do with. Transaction records, cash flow metrics, sales projections; it’s all there in a slew of spreadsheets and dashboards. But quantity doesn’t equal quality. The challenge lies in aggregating and analyzing this data in a manner that generates actionable insights. Rich treasury data, after all, shouldn’t just show a business where the cash is — it should help CFOs and treasury teams understand where it should be. Global corporations can frequently have billions of dollars in “trapped liquidity,” a term that refers to funds that are inaccessible or inefficiently utilized due to geographical, regulatory or operational constraints. This increasingly limits the ability of these enterprises to do things like invest in innovation, pay down debt or optimize working capital. Not all data comes from trustworthy sources, either. Manual processes are notorious for introducing errors, and this problem can be exacerbated by a patchwork of siloed systems. Many organizations can rely on legacy enterprise resource planning (ERP) platforms, disparate treasury management systems (TMS) and regional banking infrastructures, creating data visibility gaps. As global challenges mount, the importance of understanding and managing treasury data is likely to only grow. However, next-generation technologies like artificial intelligence (AI), machine learning, digital payments and even blockchain are helping finance and treasury teams not just create value but enable their firms to compete in an increasingly 24/7, real-time world. Read more : Legacy Treasury Management Systems Ill-Equipped as Markets Enter Real-Time Era The Untapped Potential of Data-Rich Systems in Corporate Finance Treasury data provides a critical lens into liquidity management. This includes data on cash positions, payment flows, working capital metrics and foreign exchange exposures. Organizations can work to align their data strategies with business goals, ideally so that treasury and finance can work in tandem as a strategic partner to the broader enterprise. A PYMNTS Intelligence report, “ The Platform Business Data Readiness Survey: How Real-Time Data Can Drive Growth ,” created in collaboration with Fiserv , examines the growing importance of data readiness for businesses aiming to optimize operations and unlock market potential. Advanced analytics tools powered by AI are increasingly being seen as a solution. These tools can aggregate data from multiple systems, apply predictive modeling to forecast cash needs, and even automate recommendations for optimizing liquidity across regions. “AI and real-time enriched data represent a leap forward,” Sherri Haymond , co-president, global partnerships at Mastercard, told PYMNTS. As treasury functions evolve, the focus is shifting from transactional to strategic, moving beyond just static reporting to leverage real-time data to drive decisions. “Many treasurers are thinking, ‘Well, how can I extract that last ounce of juice from my financial ecosystem ?’” Ambrish Bansal , global head of liquidity and cash concentration products for the Citi Treasury and Trade Solutions business, told PYMNTS. In a world where financial flexibility often determines market leadership, the ability to access and deploy trapped liquidity efficiently can mean the difference between stagnation and growth. Read more: Treasurers Step Into Spotlight as Strategic Backbone of 21st Century Businesses The Future of Treasury Data A company can have billions in its cash reserves and still face liquidity shortages if those funds aren’t available in the right place, at the right time. PYMNTS Intelligence’s study, “ The Impact of Misunderstood Treasurers in Technology ,” a collaboration with Citi , found that within the technology sector alone, 92% of treasurers believe increasing their involvement with other departments would improve cash flow predictability. One of the core challenges in treasury management is the lack of standardization in financial messaging. Historically, varying formats across banks, geographies and systems have created inefficiencies and fragmented data sets. As the March 2025 adoption deadline for the ISO 20022 message format nears for Federal Reserve banks, the global messaging standard for financial transactions is poised to significantly enhance the quality, accessibility and utility of treasury data. PYMNTS has written previously about how the maximum efficiencies of data and messaging standardization can only be realized when everyone’s on board. As banks and financial institutions worldwide transition to this unified framework, corporate treasurers are likely to gain access to richer, more structured data that can drive smarter liquidity management and operational efficiency. For companies willing to invest in this strategic capability, the rewards could be transformative.