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The woman, whose identity remains confidential, was a highly educated individual with a promising future ahead of her. However, fate took a cruel turn when she went missing and was presumed to be lost forever. Her family searched tirelessly for her, but to no avail. It wasn't until recently that a breakthrough in the case led authorities to the small town where she was residing with her foster family.Furthermore, the initiative also focuses on empowering intelligent development through skills training and capacity building programs. With the rapid advancement of AI technology, there is a growing demand for professionals with expertise in data science, machine learning, and artificial intelligence. To meet this demand, the participating departments are planning to launch specialized training programs, workshops, and seminars to equip local talents with the necessary skills and knowledge to thrive in the digital age.The prestigious FIFPro World XI has long been a coveted recognition for the best footballers in the world, showcasing the elite talent that graces the beautiful game each year. This year's announcement, however, has brought about some surprises with the absence of established superstars Lionel Messi, Cristiano Ronaldo, and Mohamed Salah, while ushering in a new generation of talent including the likes of Kylian Mbappe and a dominant presence from Spanish giants Real Madrid.
DocOnChain revolutionizes document security with blockchain technologyVisa Inc. stands as a dominant player in the financial services sector, offering one of the world's most recognized brands in payment processing. Its solid business model, global presence, and ability to innovate in a competitive landscape make it a strong contender for long-term investment. Here's a deep dive into the reasons why Visa deserves attention from investors. Visa operates as a payment processing company that connects consumers, merchants, and financial institutions. Unlike traditional banks, Visa doesn't issue cards or extend credit. Instead, it facilitates electronic payments and earns revenue through transaction fees, data processing, and value-added services. This asset-light model allows Visa to generate high margins and strong cash flows with limited exposure to credit risk. Transaction Fees : A small percentage of every transaction processed on its network. Value-Added Services : Includes fraud prevention tools, analytics, and loyalty programs. Global Network : Operates in over 200 countries, ensuring revenue diversification. Visa has delivered strong and consistent revenue growth over the years, even during periods of economic uncertainty. Its ability to expand internationally and capture market share has contributed significantly to its top-line growth. Growing Payment Volumes : The shift from cash to digital payments is a key growth driver. According to industry reports, global digital payments are expected to grow at a compound annual growth rate (CAGR) of 12.8% through 2030, and Visa is well-positioned to capitalize on this trend. Cross-Border Transactions : As international travel rebounds, Visa benefits from increased cross-border payment volumes, which carry higher fees Visa's financials consistently reflect its status as a high-quality investment. Key metrics demonstrate its operational efficiency and shareholder value creation. Revenue and Earnings Growth : Revenue has grown at a CAGR of around 10% over the past decade. Earnings growth has been even higher, fueled by operating leverage. Profit Margins : Visa enjoys operating margins above 65%, one of the highest in the industry. Return on Equity (ROE) : Consistently above 30%, indicating efficient use of shareholder capital. Cash Flow : Visa generates robust free cash flow, enabling consistent dividend payouts and share buybacks. Visa has demonstrated remarkable resilience during periods of economic turbulence. Even when consumer spending slows, Visa benefits from the continued reliance on electronic payments for essential goods and services. COVID-19 Recovery : During the pandemic, Visa saw a temporary dip in transaction volumes but quickly rebounded as economies reopened. Its adaptability and diversified revenue streams contributed to a swift recovery. Inflation and Recession-Proof : As transaction fees are tied to payment volumes, Visa benefits from higher prices during inflationary periods. Additionally, its business model is less vulnerable to interest rate fluctuations compared to traditional financial institutions. Visa consistently invests in technology to enhance its payment ecosystem and stay ahead of competitors. Its focus on innovation has enabled it to adapt to emerging trends in fintech and digital payments. Contactless Payments : Visa has been a pioneer in promoting tap-and-go payment technology, which gained significant traction during the pandemic. Cryptocurrency Integration : Visa is actively exploring blockchain technology and cryptocurrency payment solutions. It has partnered with various crypto platforms to enable seamless transactions using digital assets. AI and Machine Learning : Visa employs advanced analytics and AI to improve fraud detection and optimize payment processes. Visa's international presence provides ample room for growth, particularly in emerging markets. Many countries still rely heavily on cash, presenting significant opportunities for Visa to drive digital payment adoption. Asia-Pacific : With a large unbanked population and rapid smartphone penetration, Visa has been focusing on expanding its footprint in this region. Africa and Latin America : These regions represent untapped markets where Visa can leverage its technology and partnerships to promote financial inclusion. Visa’s competitive moat is built on several factors, making it difficult for rivals to erode its market share. Network Effects : The more consumers and merchants that use Visa, the more valuable its network becomes, creating a virtuous cycle of growth. Brand Recognition : Visa is one of the most trusted and recognized brands globally, giving it an edge over competitors. Partnerships : Strong relationships with banks, fintech companies, and governments enable Visa to integrate seamlessly into various ecosystems. Visa’s commitment to rewarding shareholders makes it an attractive choice for income-focused investors. Dividend Growth : Although its yield is modest, Visa has consistently increased its dividend payouts over the years. Share Buybacks : Visa regularly repurchases shares, enhancing shareholder value and demonstrating confidence in its future growth. Several macroeconomic and technological trends favor Visa’s long-term growth prospects. Shift to Cashless Societies : Governments and businesses worldwide are promoting digital payments to reduce costs and increase transparency. E-commerce Growth : The rise of online shopping has fueled demand for secure and efficient payment solutions, benefiting Visa. Sustainable Payments : Visa is committed to promoting environmentally friendly practices, aligning with the growing emphasis on ESG (Environmental, Social, and Governance) factors. The attached chart highlights Visa's consistent upward trajectory in stock performance. Analysts predict continued growth, driven by strong fundamentals and favorable market dynamics. Current Price : Approximately Rs. 314.31 Minimum: Rs. 289.00 (-8.05%) Average: Rs. 335.94 (+6.88%) Maximum: Rs. 375.00 (+19.31%) Visa’s ability to outperform the market averages stems from its superior business model, strong execution, and robust growth prospects. Despite its strengths, Visa is not without risks. Potential investors should be aware of the following: Regulatory Scrutiny : As a dominant player, Visa often faces regulatory challenges, particularly in antitrust matters. Competition : While Visa maintains a significant lead, fintech disruptors and digital payment startups are increasing competitive pressure. Currency Fluctuations : With significant international revenue, Visa is exposed to exchange rate risks. Visa remains one of the best stocks to invest in for long-term growth and stability. Its dominant market position, strong financial metrics, and adaptability to changing consumer behaviors make it a compelling choice for investors. While risks exist, Visa’s ability to innovate and expand into new markets ensures it stays ahead of the curve. For those looking to benefit from the ongoing shift toward digital payments, Visa offers an unparalleled investment opportunity.
NoneThe outpouring of support from the community has been nothing short of inspiring. Individuals from all walks of life have come forward to express their interest in adopting these remarkable dogs. From families looking for a faithful companion to organizations seeking to utilize their search and rescue capabilities, the response has been truly heartening.HARD CORE FOLLOWERS Supporters of Vice President Sara Duterte gather at the EDSA Shrine in Ortigas, Pasig City on November 26, 2024. —Inquirer photo/Grig C. Montegrande MANILA, Philippines — A grandson of the late Sen. Benigno “Ninoy” Aquino Jr. on Saturday asked Vice President Sara Duterte to keep the Aquino name out of her feud with President Marcos, noting that values of the two most powerful political families do not align with those espoused by his grandfather. The son of one of Aquino’s daughters, Viel Aquino-Dee, who is also a co-convenor of the Buhay ang Edsa Campaign Network, did not mince words when asked about the Vice President’s remarks referring to the Aquino assassination as one of the roots of the February 1986 uprising that toppled dictator Ferdinand Marcos Sr. “If you don’t believe in human rights, if you don’t believe in treating people with respect ... I would rather that you don’t use the name of my grandfather,” Kiko Aquino Dee said in an interview with the Inquirer on the sidelines of the annual honoring of heroes of the antidictatorship struggle at Bantayog ng mga Bayani in Quezon City. READ: VP Duterte explains withdrawal of Edsa anniversary message The Marcoses and the Dutertes have been linked by their critics to violence and draconian policies, including suppression of press freedom. READ: Church execs urge sobriety, lament use of Edsa ‘pawns’ In an interview with reporters at the House of Representatives last week, Duterte clapped back at the statement of the President about “how easy” it was for the Vice President to plan and contract the killing of people. Marcos was reacting to a statement by the Vice President that she had arranged the assassination of the President, the first lady and Speaker Martin Romualdez if an alleged plot to kill her succeeds. Marcos vowed: “’Yan ay aking papalagan. (I will fight back against this.)” Speaking to reporters, the Vice President retorted: “’Di ba pumalag nga ’yung buong bayan nung pinatay ng pamilya nila si Benigno Aquino Jr.? (Didn’t the entire nation fight back when their family killed Benigno Aquino Jr.),” referring to the 1983 assassination of the dictator’s arch rival. A day later, a pro-Duterte crowd gathered on the grounds of the Archdiocesan Shrine of Mary, Queen of Peace, popularly known as Edsa Shrine, one of the historic sites where hundreds of thousands had peacefully assembled against the dictator during the Feb. 22-Feb. 25, 1986, People Power Revolution. Shrine rector Fr. Jerome Secillano appealed to the rally organizers not to make the people “your hapless pawns,” adding that they had supposedly been exploiting the crowd “for too long.” Harry Roque, the former spokesperson for former President Rodrigo Duterte, has been actively calling Duterte supporters to rally at Edsa, saying that the “country needs us.” Roque himself, however, has not been seen at Edsa. He has been in hiding since the House quad committee issued an arrest warrant against him following a contempt citation for noncooperation with its inquiry into overseas gaming operations. The Philippine National Police reported that around 100 people had gathered at the shrine on the second day of the anti-Marcos protest. The report said the participants were “promised food and cash,” but this could not be independently confirmed by the Inquirer and some of them denied this in various media interviews. Beyond the “irony” in supporters of the Duterte family coming to the Edsa Shrine in a show of force, Dee said that this bolstered the “enduring narrative” of the Edsa revolt. “Edsa is meant to be a space for free expression. So, I can’t blame people for seeing the value of Edsa,” he said. “In the end, I can’t say that I support [their] causes.” For Historian Xiao Chua, the call for support for the Dutertes at Edsa should serve as a “learning opportunity” about the importance of peaceful dissent and free expression. He pointed out that the critics of the Dutertes had been attacked, mostly on social media, by pro-Duterte groups and personalities. “I hope they are now realizing how important it is for a functioning society to have dissent because it is lawful and that should not [result in] Red-tag[ging],” Chua said in an Inquirer interview. “Protesting without the threat of violence – that’s the spirit of Edsa. And I hope they realize that,” he said. Former President Duterte never attended any of the Edsa revolution commemoration activities during his presidency, choosing to only issue a statement to mark the event. For the 31st commemoration in 2017, he said that no single party, religion or individual could claim credit for the revolution as it belonged to the Filipino people. “It was a movement of, by, and for the Filipino people brought about by their profound love of country,” he said. Duterte stressed that the Edsa commemoration should be a “perfect time for all of us to reflect and objectively assess what we have lost and what we have gained as a nation since that historic event.” During the 32nd anniversary in 2018, he hailed the Edsa Revolution as a symbol of the country’s unwavering resolve to stand up for what is right “during our country’s most crucial and trying times.” Subscribe to our daily newsletter By providing an email address. I agree to the Terms of Use and acknowledge that I have read the Privacy Policy . In his final Edsa anniversary statement as president in 2022 in the middle of the pandemic, he cited public servants, volunteers and medical front-liners for embodying “the true essence of People Power in our daily lives.” —with a report from Inquirer Research