CCCC's EARTh Center celebrates groundbreaking first yearLance Terry scored a game-high 22 points, helping lead Georgia Tech to a 92-49 rout of visiting Alabama A&M on Saturday in Atlanta. Javian McCollum added 18 points, while Jaeden Mustaf chipped in 13 points and seven rebounds, as Georgia Tech (6-7) won its second game in three outings. Baye Ndongo had 10 points for the Yellow Jackets, who shot 54.1 percent (33 of 61) from the field and made 10 of 21 (47.6 percent) on 3-pointers. AC Bryant and Bilal Abdur-Rahman each led the Bulldogs (4-9) with 11 points. Alabama A&M managed to shoot just 20.8 percent (15 of 72) from the field en route to its sixth straight loss. After London Riley's 3-pointer cut the Bulldogs' deficit to 16-15, McCollum's triple began a 12-0 scoring run, extending Georgia Tech's lead to 28-15 with 5:30 remaining in the opening half. Bryant's layup stopped the Yellow Jackets' run, but McCollum scored five straight points to push Georgia Tech's advantage to 15 at the 4:13 mark. The lead expanded to 18 points before Quincy McGriff's layup trimmed the Bulldogs' deficit to 16. Terry's back-to-back triples jump-started a 12-3 run to close the first half with Georgia Tech ahead 50-25. McCollum led all scorers with 18 first-half points, while McGriff led Alabama A&M with seven. Ndongo's dunk to open the second half started a 10-1 Georgia Tech run, stamped with Duncan Powell's triple with 17 minutes left to push the Yellow Jackets' lead to 60-26. After Angok Anyang knocked down a pair of free throws for the Bulldogs, Terry's fourth triple was followed by Naithan George's layup, extending Georgia Tech's lead to 68-35 with 11:49 left. Jaylen Colon and Terry then traded triples, before Georgia Tech's 13-6 spurt was stamped with Ndongo's layup at the 3:33 mark, giving the Yellow Jackets an 84-44 edge. Georgia Tech's dominant day was stamped with baskets from a pair of Yellow Jacket walk-ons, as Emmers Nichols and Marcos San Miguel each tallied their first career points in the closing minutes. --Field Level Media
So you’re gathering with relatives whose politics are different. Here are some tips for the holidays
Indiana got what it wanted Tuesday night in a 97-71 rout of Sam Houston State -- a lopsided victory where its bench played well and it didn't have to go down to the wire. The Hoosiers will look for more of the same Friday night in Bloomington when they continue their homestand against nonconference foe Miami (Ohio). Four players scored in double figures for Indiana (6-2) against the Bearkats, including 18 from reserve Luke Goode. The Illinois transfer hit four 3-pointers in less than four minutes of the first half, enabling the Hoosiers to take a 34-12 lead. Led by Goode, Indiana's bench contributed a whopping 36 points. "I thought it was a total team effort on everybody's part," Hoosiers coach Mike Woodson said. "Helps when your bench come off and play the way they did. Goode was fantastic but everybody off the bench played well." Indiana also got an encouraging 19-point performance from point guard Myles Rice, who struggled a bit in the first seven games in terms of making shots and running the offense. Rice (11.1 ppg) is one of four double-figure scorers in an attack led by Mackenzie Mgbako (16.8). Meanwhile, the RedHawks (5-2) are coming off a 73-60 home win Monday against Air Force. Bellarmine transfer Peter Suder poured in a career-high 42 points on 17-of-21 shooting, the highest-scoring game in program history since Wally Szczerbiak scored 43 in 1999. Suder, who averaged 10.5 ppg as a sophomore last season, is up to 17.4 ppg this season. He's hitting 58.8 percent of his field goals while also chipping in 4.0 rebounds, 3.0 assists and 1.6 steals. "I always say players win games, man. Coaches lose games," Miami coach Travis Steele told the Journal-News. "Peter was phenomenal. It was just get out of the way and just let him go." Forward Kam Craft, who Steele landed out of high school when he was still coaching at Xavier, is the RedHawks' second-leading scorer at 14.1 ppg. The Hoosiers have won 22 of the previous 25 meetings, including an 86-56 rout two years ago in Indianapolis. --Field Level MediaNEW YORK (AP) — With the end of 2024 around the corner, you might be reflecting on financial goals for 2025. Whether you're saving to move out of your parents' house or pay off student loan debt, financial resolutions can help you stay motivated, said Courtney Alev, consumer advocate for Credit Karma. “Entering a new year doesn’t erase all our financial challenges from the prior year," Alev said. “But it can really help to bring a fresh-start mentality to how you’re managing your finances.” If you’re planning to make financial resolutions for the new year, experts recommend that you start by evaluating the state of your finances in 2024. Then, set specific goals and make sure they're attainable for your lifestyle. Here are some tips from experts: Think about how you currently deal with finances — what's good, what's bad, and what can improve. “Let this be the year you change your relationship with money,” said Ashley Lapato, personal finance educator for YNAB, a budgeting app. If you feel like money is a chore, that there's shame surrounding the topic of money, or like you were born being “bad at money,” it's time to change that mentality, Lapato said. To adjust your approach, Lapato recommends viewing money goals as an opportunity to imagine your desired lifestyle in the future. She recommends asking questions like, “What do my 30s look like? What do my 40s look like?” and using money as a means to get there. Liz Young Thomas, head of SoFi Investment Strategy, added that it’s key you forgive yourself for past mistakes in order to move into the new year with motivation. When setting your financial resolutions for 2025, it's important to establish the “why” of each, said Matt Watson, CEO of Origin, a financial tracking app. “If you can attach the financial goal to a bigger life goal, it’s much more motivating and more likely you’ll continue on that path,” Watson said. Whether you're saving to buy a house, pay off credit card debt or take a summer vacation, being clear about the goal can keep you motivated. Watson also recommends using a tool to help you keep track of your finances, such as an app, spreadsheet, or website. “After three years of inflation, your pay increases are likely still playing catch up to your monthly expenses, leaving you wondering where all the money is going," said Greg McBride, chief financial analyst at Bankrate. "Make that monthly budget for 2025 and resolve to track your spending against it throughout the year." McBride said that you may need to make adjustments during the year as certain expenses increase, which would require cutting back in other areas. “Calibrate your spending with your income, and any month you spend less than budgeted, transfer the difference into your savings account, ideally a high-yield savings account,” he said. “Interest rates aren’t likely to come down very fast, so you’re still going to have to put in the hard work of paying down debt, especially high-cost credit card debt, and do so with urgency,” McBride said. Start by taking stock of how much debt you have now relative to the beginning of the year. Hopefully you’ve made steady progress on paying it down, but, if you’ve gone in the other direction, McBride encourages making a game plan. That includes looking into 0% balance transfer offers. “You have more power over credit card interest rates than you think you do," said Matt Schulz, chief credit analyst at LendingTree. “Wielding that power is one of the best moves you can make in 2025.” A 0% balance transfer credit card is “a good weapon” in the fight against high card APRs, or annual percentage rates, he said. A low-interest personal loan is an option as well. You may simply be able to pick up the phone and ask for a lower interest rate. LendingTree found that a majority of people who did that in 2024 were successful, and the average reduction was more than 6 points. When planning for your financial resolutions, it’s important to consider how you’re going to make your goals sustainable for your lifestyle, said Credit Karma's Alev. “It really is a marathon, not a sprint,” Alev said. Alev recommends setting realistic, practical goals to make it easier to stick with them. For example, instead of planning to save thousands of dollars by the end of the year, start by saving $20 a paycheck. Even when your plans are achievable, there are times you'll get derailed. Maybe it’s an unexpected medical bill or an extraordinary life event. When these situations happen, Alev recommends trying not to feel defeated and working to get back on track without feeling guilty. “You can't manage what you can't see, so set a New Year’s resolution to check your credit score monthly in 2025," said Rikard Bandebo, chief economist at VantageScore. “Be sure to pay more than the minimum on your credit accounts, as that's one of the best ways to boost your credit score.” Bandebo also advises student loan borrowers to make all payments on time, as servicers will begin to report late payments starting in January, and missed payments will affect borrowers' credit scores. Automated changes, like increasing workplace 401(k) plan contributions, setting up direct deposits from paychecks into dedicated savings accounts, and arranging for monthly transfers into an IRA and/or 529 college savings accounts all add up quickly, McBride said. Your financial goals can encompass more than just managing your money better — they can also be about keeping your money safe from scams . A golden rule to protect yourself from scams is to “slow down,” said Johan Gerber, vice president of security solutions at Mastercard. “You have to slow down and talk to other people if you’re not sure (whether or not) it’s scam,” said Gerber, who recommends building an accountability system with family to keep yourself and your loved ones secure. Scammers use urgency to make people fall for their tricks, so taking your time to make any financial decision can keep you from losing money. Your financial goals don’t always have to be rooted in a dollar amount — they can also be about well-being. Finances are deeply connected with our mental health, and, to take care of our money, we also need to take care of ourselves. “I think that now more than any other year, your financial wellness should be a resolution," said Alejandra Rojas, personal finance expert and founder of The Money Mindset Hub, a mentoring platform for women entrepreneurs. "Your mental health with money should be a resolution.” To focus on your financial wellness, you can set one or two goals focusing on your relationship with money. For example, you could find ways to address and resolve financial trauma, or you could set a goal to talk more openly with loved ones about money, Rojas said. —— The Associated Press receives support from Charles Schwab Foundation for educational and explanatory reporting to improve financial literacy. The independent foundation is separate from Charles Schwab and Co. Inc. The AP is solely responsible for its journalism.
Emma Roberts' 4-year-old son is her ‘double' in adorable birthday post1 2 3 4 Ludhiana: Six months ago, four activists from Ludhiana called for blocking the polluted water entering villages from the city. They are the ones who have brought the Kale Pani Da Morcha , the protest movement aimed at addressing severe pollution in Buddha Dariya, to this point. These activists, Kapil Arora (civil engineer), Jaskirat Singh (chemical engineer), Kuldeep Khaira (dairy owner and RTI activist), and Dr Amandeep Bains (dentist), took up the initiative when they saw that the AAP government did nothing to solve the Buddha Dariya pollution issue, despite having contested elections on this platform. The activists claimed it deeply troubled them to see CM Bhagwant Mann and Speaker Kultar Singh Sandhwan remain silent on the issue. These activists were also part of the Mattewara and Zira Factory morchas. Kuldeep Singh Khaira, a resident of Isher Nagar, Gill Road, and an RTI activist since 2006, has been raising numerous issues through his RTI queries. “We have been working on environmental issues for a long time together, and Buddha Dariya has always been at the back of our minds as it is a major issue not only for this city but also for the entire state,” he said. He mentioned that many politicians and bureaucrats talked about clearing the drain as before, but nothing happened on the ground. Khaira further said that what pinched the most was the silence of the present government, which had contested elections on this issue. He said CM Bhagwant Mann should watch his previous videos where he visited the houses of people who lost their loved ones to cancer and other diseases, all because they are forced to drink such polluted water. Kapil Arora, a civil engineer and resident of BRS Nagar, came into the limelight in 2021 when a small portion of the Gill Chowk flyover collapsed. As a member of the Council of Engineers, he pointed out the issues with the flyover and has since been active on various environmental issues. Arora has filed at least 30 cases in the National Green Tribunal, with 17 or 18 cases still active. Regarding this morcha, he said: “Initially, when we gave the government a three-month ultimatum, we believed they would take action during this period. We even extended the deadline from Sep to Dec, but it did not work.” He said that water body pollution is a very serious issue, and now they want to see whether the government will support them or those who are polluting everything. Arora further said that they will conduct a peaceful protest and block the outlets, but if any untoward incident occurs, the government will be responsible. Jaskirat Singh, a chemical engineer and software developer residing in Model Town, has been dedicated to this cause since 2006. He has joined many other groups addressing environmental issues, whether it be the axing of trees, Buddha Dariya, or other violations. He said: “We are not after money, and this is perhaps the major reason we could take up this issue to this point. But the sad part is the silence of the state government. The govt wants activists and industrialists to be at loggerheads with each other.” Asked why they are targeting CETPs first, he said: “Document show that CETPs are discharging their treated water into Buddha Dariya illegally, by going against the agreement. We are not violating anything, but helping implement the PPCB’s orders. After CETPs, we will fight other violations. Dr Amandeep Bains, a dentist residing in Basant Avenue, is quite vocal about various issues in Punjab, whether religious, political, or social. He began his environmental work with the NGO RBS Roots, under which he conducted plantation drives and cleanliness campaigns at the Satluj and Sidhwan canals. Despite having a fractured leg when he joined the Kale Pani Da Morcha, he was active in the events. Bains said: “We can’t let our kids die just for a few industrialists. Clean water is a basic right, and AAP govt has failed. CM Mann was to take a dip in Buddha Dariya after the rejuvenation project was completed, but to date, he has not even bothered to talk to us about this issue.” He said that they will ensure this issue reaches a conclusion. Stay updated with the latest news on Times of India . Don't miss daily games like Crossword , Sudoku , and Mini Crossword .PARIS: French lawmakers passed a no-confidence vote against the government on Wednesday, throwing the European Union’s second-biggest economic power deeper into a crisis that threatens its capacity to legislate and tame a massive budget deficit. Far-right and left-wing lawmakers joined forces to back a no-confidence motion against Prime Minister Michel Barnier, with a majority 331 votes in support of the motion. Barnier now has to tender his resignation and that of his government to President Emmanuel Macron, making his minority government’s three-month tenure the shortest lived in France’s Fifth Republic beginning in 1958. He is expected to do so on Thursday morning, French media reported. The hard left and far right punished Barnier for usingspecial constitutional powers to adopt part of an unpopularbudget without a final vote in parliament, where it lackedmajority support. The draft budget had sought 60 billion euros($63.07 billion) in savings in a drive to shrink a gapingdeficit. “This (deficit) reality will not disappear by the magic of a motion of censure,” Barnier told lawmakers ahead of the vote, adding the budget deficit would come back to haunt whichever government comes next. French govt faces collapse after opposition says it will back no-confidence vote No French government had lost a confidence vote since Georges Pompidou’s in 1962. Macron ushered in the crisis by calling a snap election in June that delivered a polarised parliament. With its president diminished, France now risks ending the year without a stable government or a 2025 budget, although the constitution allows special measures that would avert a U.S.-style government shutdown. France’s political turmoil will further weaken a European Union already reeling from the implosion of Germany’s coalition government, and weeks before U.S. President-elect Donald Trump returns to the White House. The country’s outgoing defence minister Sebastien Lecornu warned the turmoil could impact French support for Ukraine. The hard left France Unbowed (LFI) party demanded Macron’s resignation. Barnier’s demise was cheered by far-right chief Marine Le Pen, who has sought for years to portray her National Rally party as a government in waiting. “I’m not pushing for Macron’s resignation,” she said. “The pressure on the president will get greater and greater. Only he will make that decision.” No easy exit from french political crisis France now faces a period of deep political uncertainty that is already unnerving investors in French sovereign bonds and stocks. Earlier this week, France’s borrowing costs briefly exceeded those of Greece, generally considered far more risky. Macron must now make a choice. The Elysee Palace said the president would address the nation on Thursday evening. Three sources told Reuters that Macron aimed to install a new prime minister swiftly, with one saying he wanted to name a premier before a ceremony to reopen the Notre-Dame Cathedral on Saturday, which Trump is due to attend. Any new prime minister would face the same challenges as Barnier in getting bills, including the 2025 budget, adopted by a divided parliament. There can be no new parliamentary election before July. Macron could alternatively ask Barnier and his ministers to stay on in a caretaker capacity while he takes time to identify a prime minister able to attract sufficient cross-party support to pass legislation. A caretaker government could either propose emergency legislation to roll the tax-and-spend provisions in the 2024 budget into next year, or invoke special powers to pass the draft 2025 budget by decree - though jurists say this is a legal grey area and the political cost would be huge. Macron’s opponents also could vote down one prime ministerafter the next. Economic pain The upheaval is not without risk for Le Pen. Macron allies sought to present her as an agent of chaos after her party joined forces with the left to down Barnier. “The French will harshly judge the choice you are going to make,” Laurent Wauquiez, a lawmaker from the conservative Les Republicains party who backs Macron, told Le Pen in parliament. Since Macron called the summer snap election, France’s CAC 40 benchmark stock market index has dropped nearly 10% and is the heaviest loser among top EU economies. The euro EUR=EBS showed little immediate reaction versus the dollar, trading for around $1.05 per euro, but dipping against other European currencies, such as the Swiss franc and the pound. “I’m amazed the euro hasn’t moved much,” said Nick Rees, senior foreign exchange market analyst at Monex Europe. “There are two major powers in Europe, France and Germany, both of which right now are emasculated.” Barnier’s draft budget had sought to cut the fiscal deficit from a projected 6% of national output this year to 5% in 2025. Voting down his government would be catastrophic for state finances, he had said. Le Pen shrugged off the warning. She said her party would support any eventual emergency law that rolls over the 2024 budget’s tax-and-spend provisions into next year to ensure there is stopgap financing.
10 Tips From Experts to Help You Change Your Relationship With Money in 2025Today's fortune: Dec. 6, 2024 Published: 06 Dec. 2024, 07:00 Audio report: written by reporters, read by AI Read what today holds in store for you under the 12 signs of the zodiac, each represented by an animal. Our astrologer Cho Ku-moon explores saju (the four pillars of destiny) and geomancy for your prospects on wealth, health and love while offering advice on the direction of your luck and fortune. Check the year of your birth for today’s prediction. Friday, Dec. 6, 2024 (Nov. 6 on the lunar calendar ) Rat Wealth: fair Health: good Love: joyful Lucky direction: south 1936: You may find financial opportunities. 1948: A cheerful expense might brighten your day. 1960: You may become lucky with food. 1972: A warm and heartfelt day lies ahead. 1984: Do your best, and luck will favor you. 1996: Expect both spending and gains. Ox Wealth: fair Health: good Love: happy Lucky direction: west 1937: Life may feel filled with happiness. 1949: Be proud of the life you’ve lived. 1961: Today is the best day, so enjoy it. 1973: It’s your time to shine. 1985: Success is near. 1997: Luck seems to favor you. Tiger Wealth: spending Health: cautious Love: conflicting Lucky direction: north 1938: Something new awaits. 1950: You are not the only one who can do that. 1962: Letting go and simplifying can be freeing. 1974: Release the old to welcome the new. 1986: Conflicts within relationships may show up. 1998: A meeting or event may not go as planned. Rabbit Wealth: average Health: average Love: generous Lucky direction: east 1939: Care for yourself before tending to others. 1951: Eat more fruits and vegetables. 1963: Water the seeds of growth around you. 1975: Gentleness often overcomes harshness. 1987: Steady growth requires patience. 1999: Maintain a positive mindset for success. Dragon Wealth: fair Health: good Love: joyful Lucky direction: south 1940: A joyful heart may fill your day. 1952: Good news may come your way. 1964: Look forward to a pleasant meeting. 1976: The higher you aim, the stronger the winds may blow. 1988: Social gatherings or outings may bring happiness. 2000: Spend quality time with good friends. Snake Wealth: excellent Health: strong Love: united Lucky direction: south 1941: Everything has its rightful place. 1953: You may find value in everything. 1965: More is better. 1977: Collaboration leads to growth and success. 1989: Stick together as a team for great outcomes. 2001: Expect an expansion in your social network. Horse Wealth: average Health: average Love: jealous Lucky direction: north 1942: Carry yourself with grace and dignity. 1954: Every action has a reason. 1966: Avoid confusing discipline with criticism. 1978: Stay neutral in disputes to maintain balance. 1990: Be neutral and listen to both sides. 2002: Focus on appreciating what you have. Sheep Wealth: fair Health: good Love: joyful Lucky direction: west 1943: Familiar routines bring comfort and ease. 1955: You may acquire something new and useful. 1967: Clear communication enhances teamwork. 1979: Hard work always pays off. 1991: Avoid delaying important tasks. 2003: White is a lucky color for you. Monkey Wealth: spending Health: cautious Love: fleeting Lucky direction: west 1944: Silence sometimes is the best choice. 1956: Expectations may not align with reality. 1968: Every outcome has a reason. 1980: Write down your plans to avoid miscommunication. 1992: Sweet moments may come with hidden risks. 2004: Be realistic about what you can achieve. Rooster Wealth: spending Health: cautious Love: passionate Lucky direction: northeast 1945: Plans may not match reality. 1957: Consider your age and health when making decisions. 1969: Confidence is good, but avoid overstepping. 1981: Stay behind the scenes rather than taking the lead. 1993: Avoid showing off. 2005: Confidence is key, but balance it with humility. Dog Wealth: fair Health: good Love: joyful Lucky direction: east 1946: Ordinary moments may bring great joy. 1958: Anticipate a cheerful and refreshing day. 1970: Share stories about yourself. 1982: Avoid excessive drinking and unsafe decisions. 1994: A group meeting or team activity may strengthen bonds. 2006: Knock, and opportunities will open. Pig Wealth: fair Health: good Love: social Lucky direction: south 1935: Live joyfully and optimistically. 1947: Appreciate how life has improved over time. 1959: Invitations to gatherings may arise. 1971: Seek relationships built on mutual growth. 1983: Enjoy meaningful and beneficial interactions. 1995: Expect friendly meetings or a romantic date. 2007: Anticipate pleasant encounters or quality time.
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